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Ben Nash
Mo Money is where we bring you practical tips, hacks, strategies and knowledge to help you save more, invest smarter, and maximise your money to ultimately replace your salary by investing faster and easier.
In this show, Ben Nash, finance expert, best-selling author, speaker, and award-winning financial adviser along with Will Cant, a Financial Adviser at Pivot Wealth, will help you cut through the noise.
#75 - [Express] How do shares work and how do you actually buy shares?
Understanding how shares work is a foundational element of being successful with money, and all people with real wealth have a good chunk of shares as part of their wealth stack. So you need to understand shares or there will be a huge gap in your asset building and investment strategy. In this post I get down to the super basics around shares and stock investing so you can get across the basics and learn one of the keys to growing a second income stream. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:0012/02/2021
#74 - [Express] What I just invested in and why?
People think making money is just about picking good investments, it’s definitely not . To follow on from my last couple of posts on investing hacks I talk through what I’ve been investing in recently and why, so you can learn how you can choose what investments might work for you and how to choose. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
08:5111/02/2021
#73 - [Express] What smart investors are buying now
Market downturns are the times wealthy people make money. But knowing what you should be investing in is tricky. There are so many options out there it’s like drinking from the firehose, and it’s hard to get the confidence to overcome analysis paralysis and take action. In this post I talk about what I’m seeing the smartest investors buying now so you can learn from their experience, and how to figure out what investments might work for YOU. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:4310/02/2021
#72 - [Express] How lifestyle risk can sabotage money success
Not being crystal clear on where your risk is coming from is THE biggest roadblock that stops people from investing money. And there is one risk in particular that most people aren’t aware of. It’s the same risk that causes the most actual problems for investors. I’ve sadly seen a few dozen people cost themselves tens of thousand thousands (most in the hundreds) through being ignorant of lifestyle risk. In this post I cover lifestyle risk so you know what it is and how to avoid it. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
08:4109/02/2021
#71 - [Express] How much told in your emergency fund?
The interest rate on cash is pathetic. And, when you factor inflation into the mix you’re probably going backwards… But holding a cash emergency fund in your financial war chest is key to your peace of mind. It’s also a solid tool you can use so you’re never forced to sell investments at a time that isn’t right, that helps you to avoid having to accept investment losses on your portfolio. In this session I cover what makes a good emergency fund, how to understand what makes a good emergency fund, and how to figure out how to set up your emergency fund in the right way to deliver financial security. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:4908/02/2021
#70 - [Express] Why you need to educate yourself about money
You don’t want to have plenty of money just for money’s sake. But, having the money you need to be able to live the life you want is a key goal for most people and in my view is one of the most important things… There are a lot of different tactics people take to be smart with money. But like with many things, sometimes the strategies that are the most effective are the most overlooked. In this post I cover the ONE THING we’ve found is the biggest driver of money success, and how you can take advantage. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:4207/02/2021
#69 - [Express] Investing in stocks
Investing in stock and share investing is something getting a lot of attention in the post-COVID19 world. But it’s a super confusing space and it’s easy to get overwhelmed with all the options and fall victim to information overload. But understanding the right sort of investments to help you grow your investment assets and grow your wealth is a foundational element of being smart with your money. In this session I get into how to structure your investment portfolio and the different types of investments you can use to create financial security and set up your money so you don’t need to rely on your employment income to cover your living expenses. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
10:0306/02/2021
#68 - [Express] Passive income investing in Australia
Yeah I want a passive income. Who wants to work forever...? Such a cliché, but if you don’t want to work forever nailing investing is critical. In this session I cover the key mistakes people make when trying to create a second income stream, the tips and tricks you should know to grow your investment income faster and with more confidence, and the investment mistakes that can blow up your hard earned cashola. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:4405/02/2021
#67 - [Express] How analysis paralysis can cripple your money results
Analysis paralysis is a very long shortcut to money mediocrity… But our psychology often works against us. You want to make smart moves with your money. You want to do your due diligence and cover all your bases. And you DEFINITELY don’t want to fk things up and blow up your hard earned But sometimes, the more you analyse the harder it is to take action. In this post I cover how you can overcome analysis paralysis and drive action so you can start getting RESULTS. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:4704/02/2021
#66 - [Express] Money motivation fails
Around this time of year I get to chatting with a bunch of people who are all pumped up to make THIS year the year they level up their money game. But not everyone makes it… Because it’s not super easy. It takes some work. And effort. It doesn’t need to be heaps of work, but it won’t happen on its own. There are some hacks you can use to make your money success easier. In this session I cover the strategies and tactics you can use to capitalise on your New Years motivation to build serious money momentum. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:2903/02/2021
#65 - How to avoid the most painful Money Mistakes [Live event collab for the 'How to Money' series with Raiz Invest and General Assembly]
In this episode, I'm going to be talking about how to avoid some of the most common and most painful money mistakes, some of the things to look out for so you know what to avoid. I'll give you some hacks as to how we can avoid that. I will also take you through three frameworks around some of the things that we can do once we've avoided these mistakes to actually get on the front foot. What you'll learn: *How to avoid some of the most common and most painful money mistakes *Some of the things to look out for so you know what to avoid *Three frameworks around some of the things that we can do once we've avoided these mistakes to actually get on the front foot Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
01:01:1602/02/2021
#64 - How to be smarter with tax in 2021 [Live event collab for the 'How to Money' series with Raiz Invest and General Assembly]
This episode is a recording from a live online event that I did in partnership with General Assembly and Raiz invest on how to get smarter with your tax in 2021. I cover a lot of tax planning, strategies, hacks and the tips. We basically deep dive and cover the things you need to know to be smarter with your tax this year, capitalize on some of that new year's momentum to translate that into results. What you'll learn: *Tax planning, strategies, hacks and the tips *The things you need to know to be smarter with your tax this year *How to capitalize on some of that new year's momentum to translate that into results Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
59:4201/02/2021
#63 - [Express] How to turn ideas into action
You may have noticed that I’ve put out a post every day in January, and I wanted to give you some practical guidance on how to translate the ideas from the last 30 posts into RESULTS. One of my favourite quotes of all time is from the one-and-only @@@Derek Sivers, he said; “If information was the answer, we’d all be billionaires with perfect abs”. And it’s so true. We all want results, and the key to turning ideas into outcomes is ACTION. In this post, I go through my top tips on how you can translate your money ideas into action, ultimately driving the results you want. I also go through some of the roadblocks that stop people from getting started so you can learn from their mistakes. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:1031/01/2021
#62 - [Express] How to plan with your money
If you don’t have a clear plan for your money, not only are you shooting from the hip, but you’re probably leaving a heap of money on the table. And the more you earn, the more problematic it becomes, because there are more things you can be doing to get more out of what you have. In this post I cover the process you can use to plan with your money, the steps to follow, what to look out for, and how to get started. I’d love it if you’d use this to leverage the ground we’ve covered in the last 30 days to make 2021 the year you take your money game to the next level. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
10:1230/01/2021
#61 - [Express] How to save tax (and blow up your wealth) buying property off the plan
Buying property off the plan is a strategy that’s made a bunch of people money, and cost a bunch of people just as much. In short, it’s a minefield. It’s something that’s pretty common and promoted heavily, but there are a bunch of things you need to know so you don’t get caught out holding the bag and cost yourself a HEAP of money in the process. In this piece I cover how buying off the plan works, what to look out for, and some of the strategies you can use to make sure your property purchase is one that makes you money without an overwhelming amount of stress. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
10:5129/01/2021
#60 - [Express] How self managed super funds SMSFs work and when they are beneficial
There is a heap of money to be made with Self Managed Super Funds or SMSF’s, but sadly most of the time the money is made by the people that are either selling you the SMSF, or the people selling you the investments like off-the-plan property that goes in these funds. But they can be a really great way to grow your assets, when used in the right way. In this piece I cover what an SMSF actually is, how they work, when they are and aren’t helpful, and what to look for when you think about using an SMSF. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
10:3328/01/2021
#59 - [Express] When do you REALLY need a good accountant?
Everyone knows a good joke about accountants, and most people have an accountant that comes to mind when those jokes are told. But, the more money you earn, the more you get smashed with tax and need some sort of help to hold onto a fair amount of your hard earned 💰💰💰 In this episode I cover when you ACTUALLY need an accountant, where to look, and how to make smart moves with your tax and minimise your donations to the ATO. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
08:4427/01/2021
#58 - [Express] Accounting strategies for business owners
For business owners, the difference between the right and wrong tax structuring and tax strategies is hundreds of thousands of dollars, if not well into the millions. But it’s not easy. The rules are complex, there are lots of them, and making small mistakes can be costly. In this session I cover some of the top strategies I’ve found to be super effective to save lots of tax for business owners, the traps to look out for, and how to use them to your advantage. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
08:4026/01/2021
#57 - [Express] When do I need a trust for investing?
Trusts aren’t for everyone. But, in the right situation they can save you mountains of tax dollars. But, a common issue I hear from clients is that they’re getting advice to look at a trust from someone with a conflict of interest, and so they don’t have confidence to take action. In this post I chat through the key things you need to understand to establish whether even considering using a trust might be right for you. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
08:0925/01/2021
#56 - [Express] Tax mistakes to avoid
Given there are so many different things to get right when it comes to tax in Australia, it’s no wonder most people don’t get them all right. But some tax mistakes are more painful and costly than others, so you should know they are so you can make sure you avoid them. In this post I cover the most common and painful tax mistakes I see so you can learn from the money mistakes other people have made and save yourself a bunch of money in the process. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:5124/01/2021
#55 - [Express] Tax strategies that can save you $$$$’s
A common area we’re asked about is around the strategies you can use to save tax dollars. And there are a few strategies that can save you a packet, if you know how to use them to your advantage… In this episode I dive deep into some of the tax saving and tax planning strategies you can use to cut your tax bill, reduce your assessable income, and hold onto more of your hard earned income. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:4623/01/2021
#54 - [Express] How tax works on different types of investments
How the Australian tax system works with different types of investments is an area I’ve found can cause a heap of confusion. Marginal tax rates, rental income tax, property tax, land tax, franking credits, division 293 tax, there are so many types of tax it can be overwhelming. In this episode I cut through the financial jargon and help you understand the different types of tax that applies to your investments and what you can do to increase the after tax return on money you invest. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:3922/01/2021
#53 - [Express] How the tax system works in Australia and Aussie tax system overview
In Australia we pay a lot of tax. And tax is important, but you don’t want your annual donation to the ATO to be any bigger than it needs to be. But understanding what to do to tackle your tax can be overwhelming. In this post I cover the key things you can do to manage and reduce your tax (legally), and some of the common tax strategies we’ve used to save our clients in the 10’s of thousands of $$$$’s. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:5221/01/2021
#52 - [Express] Steps to follow when looking for a financial adviser
Over the last couple of days I’ve been posting about how financial advice works. I’ve had a few questions about what comes next, as in how do you actually get started. In this post I cover the actual practical steps you need to take to start seeking out an adviser, and how to get started. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:1920/01/2021
#51 - [Express] Where does the value come from in financial advice?
Any purchase is a value exchange. You need to get more value than you pay for any product or service. But if you haven’t used an adviser in the past, it’s hard to know where the value will come from. In this post, I go through the areas that value can come from in financial advice, and a case study of a recent client so you can learn from their experience. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
10:5719/01/2021
#50 - [Express] How to choose a financial adviser
With over 22,000 financial advisers in Australia, choosing the perfect one to help you isn’t easy. There’s licensing, advice areas, service models, charging strategies, aligned, vertically and horizontally integrated, and that’s before you even get to the technical stuff. A pretty common question I get asked is how to get started actually choosing a good financial adviser. In this post I cover the key things you need to get right to make a choice that will actually work for you. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
12:3317/01/2021
#49 - [Express] The most painful money mistakes I see
Consistently making the right money moves isn’t easy. And it doesn’t come naturally. In fact, our psychology often sets us up for failure when it comes to making our money moves. In this post I cover some of the key money mistakes people make, and how you can avoid them. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:4416/01/2021
#48 - [Express] The top three drivers of being successful with money
While there is no one set of ‘perfect’ money choices that any person can follow to be successful with money, there are some key things that every person needs to get right. In this post I cover the three top drivers of how to be successful with money, and you can put them into action. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:5115/01/2021
#47 - [Express] How to choose the perfect super fund
Your super fund isn’t something that needs a lot of attention, but some simple tweaks can make a difference of hundreds of thousands of dollars by the time you eventually are able to access your super. In this post I cover the things you need to get right to maximise your super investments and after tax return on your super. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
10:1514/01/2021
#46 - [Express] How employee share options plans (ESOP) work
Employer share options plans or ESOP plans can be a pathway to that sweet pot of gold at the end of the rainbow that is sweet sweet startup millions. But you need to know the rules or you can get it seriously wrong and end up being forced to make a much bigger donation to the ATO that you need to. In this post I cut some of the noise and go through the facts. I talk through the key rules that surround options plans, how to maximise the amount of money you make from your options plan, and how you can plan smart with your options to set up your financial security and freedom. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:2613/01/2021
#45 - [Express] How RSUs work and maximising restricted Stock unit plans
Restricted Stock Unit or RSU plans are an epic way to grow your investments and assets. But you need to know the rules, otherwise you end up blindsided with one surprise tax bill after another. I cut through the noise to go through the facts here. In this post I cover the key rules you need to know to maximise your restricted stock, and some of the tips and hacks that can help you cut through the noise and hype so you can make the most money from your restricted share plan. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:5512/01/2021
#44 - [Express] How employee share purchase plans work ESPP
The rules and legalese on employee share purchase plans (or ESPPs/ESSs) can be tricky to understand, but if you don’t take the right approach you can end up leaving money on the table. In this post I cover how employer share purchase plans work, the key rules you need to know to maximise your employer’s share plan, and some of the tips and hacks that can help you cut through the noise and hype so you can make the most money from your share plan. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
09:5911/01/2021
#43 - [Express] Five steps to get the most out of your employer share plans
Employer share plans can be a way to rapidly accelerate your asset and investment building. But without the right strategy in place you can get blindsided by one tax bill after another, fall into some common investing mistakes, and miss the opportunity to create real financial security asap. In this post I cover the key elements you need to be aware of to get the most out of your employer share plan and how to get started. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:0410/01/2021
#42 - [Express] Should you be selling your tech shares now?
This is definitely a first world problem, but one that’s real, and valuable to solve. APPLE, Atlassian, Amazon, Google, Uber, All up around 100%, plus the dollar is weak. There is also a lot of uncertainty with where markets are going and what will happen as governments around the world wind back the huge amounts of artificial stimulus they’ve been pumping into the economy. In this post I cover the key things to understand if now is the right time to sell your tech company shares, and some smart investment options that can help you grow your investments. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:4209/01/2021
#41 - [Express] How to lay out an epic property strategy?
One good thing to keep in mind is that buying a property as an investment verse buying as an owner-occupier can have two completely different strategies. There is no such thing as 'the right way'. Your financial path to buying property will be determined by your income, tax position, deposit and overall approach. It is essential to take the time to decide what is the right choice for you and your long term goals. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:3208/01/2021
#39 - [Express] Why are you buying property?
One of the first things I ask my clients is, 'why do you want to purchase a property?' Buying a property is a big step. We all understand the decision to purchase a house, should not be made lightly. Being clear on the reason why this purchase is important to you can help you make the right financial decision when it comes to negotiating the financials. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:5005/01/2021
#38 - [Express] Property vs Shares
The classic question when you’re looking at how to allocate money to investments, do you buy property or invest in shares instead? Both have their merits, but choosing isn’t as easy as it might seem. In this post I cover how to the benefits and disadvantages of property vs shares, and how to choose the best option for you. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
05:0105/01/2021
#37 - [Express] How to reduce risk when you invest
One of the things that stops people from getting serious with their investing is the fear of f**king things up and losing a bunch of money. But if you don’t have a lot of experience investing, or have limited investment knowledge, it’s hard to know how to reduce or eliminate risk when you invest. In this post I cover the strategies you can use to reduce and manage investment risk, how to get results without the stress, and how to build confidence when you invest. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:4205/01/2021
#36 - [Express] The smart investment actions that drive real results
Being a smart investor is one of the most effective ways to accelerate how quickly you grow an income stream outside of your employment income. But it’s not easy to cut through the noise and figure out the best next investing move for you. In this post I cover the the smart investment actions you can take today to drive real results, and how you can get started building your investment income. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:3205/01/2021
#35 - [Express] Smart investment moves for the post COVID world
The world has changed, but what does that mean for how to make smart investment decisions. In this post I get chatting about what makes a good money choice, the problem of making the right move at the wrong time, and the power of simplicity when you invest. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
06:4905/01/2021
#34 - [Express] Fundamentals of investing into the sharemarket
When you don’t have a lot of experience investing, it’s hard to know where to start. There’s so much information out there, that trying to figure out where to start is like drinking from the firehose. There are a bunch of conflicting opinions, mixed messages, and hidden agendas. In this post I cover the basics of investing to help you cut through the noise. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
07:5405/01/2021
#33 - How to buy property the smart way in 2021 - Live event collab for the 'How to Money' series with Raiz Invest and General Assembly
Do you have some big property goals for the new year, but not quite sure the best approach or how to figure it out? Looking at the soft property prices and ultra low interest rates and figure now is your time? Want to make some smart money moves with property to create some financial security or even financial freedom? You’ve come to the right place. This workshop will help you understand property investing basics, how to identify and manage risk when you buy property, and how to set up a rock solid property plan that will deliver you solid financial results. What you'll learn: *Property basics and how to get into the market *How you can manage key risks when you buy property *How the property buying process and what to expect *What your next steps should be and how to get started Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
58:4517/12/2020
#32 - How to build a second income investing in 2021 - Live event collab for the 'How to Money' series with Raiz Invest and General Assembly
This episode is a recording from a live online event I did as part of our ‘How to Money’ series in collaboration with the champions at Raiz Invest and General Assembly where I talk about how to build passive income investing in 2021. We’re going to some investment basics and fundamentals, the key sort of investment rules or areas that you need to understand to be able to make some smarter decisions as well as what you can do to set yourself up for success when you invest. We did a long Q & A session again, there were a heap of people on the line with a bunch of questions. Importantly, got into the next steps on how to get started. What you’ll learn: *Some investment basics and fundamentals *The key investment rules or areas that you need to understand to be able to make some smarter decisions *What you can do to set yourself up for success when you invest Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
01:00:1010/12/2020
#31 - Is the share market about to crash?
In this session, I talk about a question I’ve been getting asked a lot lately is whether the share market is crashing and I think a lot of people are really nervous with the volatility that we’ve seen around the US election and what’s going on in markets and what’s going on within the economy. In this episode I talk about some of the key things that you need to understand to assess whether investing is right for you or whether exiting investments is right for you and how you can sort of hack your psychology to focus on what an investment strategy looks like that can ensure that you got the right outcomes when you invest and how you can take action moving forward. What you’ll learn: *Some of the key things that you need to understand to assess whether investing is right for you or whether exiting investments is right for you. *How you can sort of hack your psychology to focus on what an investment strategy looks like that can ensure that you got the right outcomes when you invest and how you can take action moving forward. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
18:2502/12/2020
#30 - How to choose a good investment property?
In this episode, I talk about how to find a good investment property which is a really common question that we get asked. It’s a place where there’s heaps of noise and hype and just everybody has an opinion, so in this episode I’m gonna help you cut through that noise, help you understand the fundamentals of what makes a good property investment, where the risk come from in your property investment so that you know how to manage them and how you can put a solid plan in place for property to ensure that you can both choose a good property but let that property do what it should be doing for you which is make you money overtime. What you’ll learn: *Help you understand the fundamentals of what makes a good property investment. *Where the risk come from in your property investment so that you know how to manage them. *How you can put a solid plan in place for property to ensure that you can both choose a good property but let that property do what it should be doing for you which is make you money overtime. Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod
32:3723/11/2020
#29 - How to get on top of your savings in 2021 - Live event collab for the 'How to Money' series with Raiz Invest and General Assembly
Do you earn good money but struggle to save at the rate you feel like you should? Do you have big goals but frustrated by slow savings progress and feel like you’re never going to actually get ahead? Do you want to spend less time juggling money from one account to another and spend more time enjoying your money? You’re not alone. Saving money is super important. It’s also hard, and spending money is way more fun (and easy). In this event we cover savings hacks to make it easier to save, easier to manage your money, and accelerate how quickly you get ahead. If you’ve ever done a budget before and it hasn’t worked as well as you hoped, this is the workshop for you. What you’ll learn: *Savings principles and hacks to make your life easier *How to set up a budget that will actually work *How to automate your savings strategy *Your next steps and how to get started Check out our YouTube Channel through this link: https://www.youtube.com/c/BenNashPivot/videos And check out this episode on YouTube: https://www.youtube.com/watch?v=XcqncOvQeVY Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
01:00:5116/11/2020
#28 - What’s the difference between a financial adviser and financial planner?
In this episode, I answer the question what is the difference between a financial planner and a financial adviser. This actually came about from a question that I got from a new person that reached out to me the other day and made me think that the labels are quite confusing. In this session, I’ll talk about what they mean and I’ll give you a hint that the labels aren’t actually that important but I talk about the different types of financial advice, how to find out the right one who’s gonna help you solve your concerns or help you achieve the outcomes that you want as well as some of the tips of things to look out for when you’re going down this path. What you’ll learn: *The difference between financial adviser and financial planner *I’ll give you a hint that the labels aren’t actually that important but I talk about the different types of financial advice *How to find out the right one who’s gonna help you solve your concerns or help you achieve the outcomes that you want *Some of the tips of things to look out for when you’re going down this path Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
30:2609/11/2020
#27 - How to avoid the most painful millionaire money mistakes?
In this session, I have a bit of fun going through some of the millionaire money mistakes. So what are the money mistakes that people with a lot of money make that can really cost them a packet. What I’ve done here is I’ve just gone through a handful of real life client stories of situations that were being across some more painful than others but helping you understand where people went wrong so you know what to look out for. These principles apply to people with a lot of money but you can apply them to basically anyone that’s looking to make smart decisions with their money. What you'll learn: *What are the money mistakes that people with a lot of money make that can really cost them a packet *Help you understand where people went wrong so you know what to look out for Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
31:4703/11/2020
#26 - Why you should avoid media spin when you invest
In this episode, I answer the question how to avoid media hype and the watercooler chat when you invest. I actually unleashed my inner money nerd and jumped into one of my favorite topics when it comes to finance which is the behavioral psychology and the behavioral financial biases and heuristics that can influence the behavior that we make. I outline some of them so you know what to look out for when you’re making decisions and sometimes potentially telling yourself things that may not be true. As well as the framework that you can use to avoid those biases and our flawed thinking and actually start taking action to deliver outcomes and results. What you’ll learn: *The behavioral psychology and the behavioral financial biases and heuristics that can influence the behavior that we make *I outline some of them so you know what to look out for when you’re making decisions *The framework that you can use to avoid those biases and our flawed thinking Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
28:0926/10/2020
#25 - Is now the right time to buy property?
In this episode, I answer the question, is now the right time to buy property. It’s a question I’ve been asked a lot lately and there is clearly a fair bit of opportunity out there in the property market with prices softened and interest rates low. So I talk about how to assess whether now is the right time for you to buy property, the key framework or things that you need to understand when you’re looking to buy property to ensure that you do it the right way and avoid some of the trouble and pit falls that can cost you money as well as the actions that you can take to move the property strategy forward and to set yourself up for success. What you'll learn: *How to assess whether now is the right time for you to buy property? *The key framework or things that you need to understand when you’re looking to buy property to ensure that you do it the right way and avoid some of the trouble and pit falls that can cost you money *The actions that you can take to move the property strategy forward and to set yourself up for success Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021 Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog
28:4019/10/2020