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Douglas B. Jones, CLU, RHU with Randy Carson of C2C Consulting
Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Total 104 episodes
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Ep. 684 - Company warns of increasing frequency of fraudulent behavior!

Ep. 684 - Company warns of increasing frequency of fraudulent behavior!

A large insurance firm says their agents are performing unauthorized enrollments and plan switches to enrich themselves to the detriment of their unsuspecting clientele. In our Medicare Advantage Minute we hear the majority of providers say that frustrations caused by prior authorization demands are growing. How about a new problem to watch out for? The US Postal Inspection Service is warning about "Brushing Scams". Who knew? Finally, a few more paragraphs from the massive Wikipedia page for "Medicare". This would make a great series of bedtime stories for the grandchildren! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
33:0129/07/2024
Ep. 683 - "Hospitals Push Back Against Medicare Advantage Plans" - Article

Ep. 683 - "Hospitals Push Back Against Medicare Advantage Plans" - Article

That is our selection for today's Medicare Advantage Minute. Also, I plug my friend's new book of non-woke wisdom and witticisms: "How It Used to Be"! Finally, a person under age 65 in Virginia with Medicare is only able to purchase Medicare Supplement Plan A. Since I have a client in that position, and he asked for details, we list the differences between Plan A and Plans G & HDG. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:1126/07/2024
Ep. 682 - Part B of Medicare: 5 ways to make the most of it!

Ep. 682 - Part B of Medicare: 5 ways to make the most of it!

In every episode we celebrate a "Medicare Advantage Minute" by sharing a short article or parts of a longer article. Today's selection: Health Providers Irked at the Behavior of Medicare Advantage Plans; Some Refuse to Take Them! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
32:3824/07/2024
Ep. 681 - Rate increase from major company: Plan G:16% vs. HDG: 0%

Ep. 681 - Rate increase from major company: Plan G:16% vs. HDG: 0%

Medicare Advantage Minute: members find "challenges" with their MA plans all too frequently. A long-time client worries that her new annual HDF premium is out of line; I was able to reassure her. Another client needed a reminder about how his HDG plan works with claims that he incurs. His response: "Good information"! Finally, a tutorial on hospice benefits provided by Part A of Medicare. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
33:4021/07/2024
Ep. 680 - Rural hospitals take it in the shorts from Advantage plans!

Ep. 680 - Rural hospitals take it in the shorts from Advantage plans!

Not just the denials but also the deliberate foot dragging and payment delays are causing cash flow problems for those who can least afford them! Surprise, surprise! Sales commissions on Advantage plans are being increased again! ...almost 20%.... Finally, the cost of medications is causing patients to face difficult decisions. Will the government's plans to reduce drug prices cause more problems than it solves?  Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
35:4919/07/2024
Ep. 679 - Amazon's "Virginia Mike" takes a trip to the woodshed!

Ep. 679 - Amazon's "Virginia Mike" takes a trip to the woodshed!

Early in the episode is a report on the evil doings of Medicare Advantage plans, straight from the Inspector General of the Department of Health & Human Services. Then we have some correspondence with clients, friends and others. Finally, we peruse a list of the best hospitals plus the best cancer treatment centers in America. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
37:2817/07/2024
Ep. 678 - Advantage plans: popular with people but NOT with docs and hospitals!

Ep. 678 - Advantage plans: popular with people but NOT with docs and hospitals!

If the government has it's way, doctors will lose 2.9% of their current reimbursements. Also, Medicare drug plans are planning to slash coverage. This will affect EVERYBODY. Finally, prepare to hear more and more about how evil it is to make people work in the heat. What are they going to whine and cry about when winter returns? Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
35:0215/07/2024
Ep. 677 - Face the facts: Medicare is correctly described as "Socialized Medicine"

Ep. 677 - Face the facts: Medicare is correctly described as "Socialized Medicine"

Medical costs were lower and more affordable before the heavy hand of government created a perpetual drain on US prosperity. It should never have been approved and it should be pared down before it does even more damage to our economy. Also, Enjoy correspondence with clients. One states, " You were right...". Another has several meaty questions about selecting the best Medicare supplements for her and her husband. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
42:3912/07/2024
Ep. 676 - Big company rate increases: large ones for Plan G, often zero for HDG!

Ep. 676 - Big company rate increases: large ones for Plan G, often zero for HDG!

If you purchase HDG, historical trends suggest that your premium savings will grow larger and faster in the coming years! How does Medicare treat claims for your colonoscopy? Finally, our MA Minute features the article: Medicare Advantage - a $104 billion scam! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:5310/07/2024
Ep. 675 - "The Medicare Advantage Trap": Today's MA Minute selection.

Ep. 675 - "The Medicare Advantage Trap": Today's MA Minute selection.

The "Trap" is sprung when a disappointed Medicare Advantage victim tries to escape to Medicare Parts A & B.  Eventually, it is determined they can't qualify for a Medicare supplement to complete their health insurance protection. Also, a major Medicare Advantage carrier will not pay bonuses for agents to pester their clients to fill out HRAs (Health Risk Assessments) anymore. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
30:2708/07/2024
Ep. + 674 - Are you new to Medicare? Basic facts about supplement plans revealed!

Ep. + 674 - Are you new to Medicare? Basic facts about supplement plans revealed!

A new Medicare participant has one critical choice to make: Advantage plan or supplement plan? The Medicare supplement wins, hands down! Also, research has exposed some fundamental differences in the characteristics of those who select Advantage plans vs. those who purchase supplement plans. Contact me at: [email protected] (Most severe critic: A++)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
31:1505/07/2024
Ep. 673 - Med Advantage Minute: Did your plan rip off the US Treasury? Maybe so...

Ep. 673 - Med Advantage Minute: Did your plan rip off the US Treasury? Maybe so...

The government has been conducting "secret" audits of Medicare Advantage plans to measure the amount of overpayments siphoning off your tax dollars. Finally, test your knowledge of basic Medicare facts as we run through a quiz of 12 frequently asked Medicare questions. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:1702/07/2024
Ep. 672 - Need a new liver? Medicare + supplement is the only way to go!

Ep. 672 - Need a new liver? Medicare + supplement is the only way to go!

If you need a transplant and want to have a say in your surgical team plus your recovery facility, you had better avoid a "Managed Care" plan like Medicare advantage! .Find out how much a house call cost my father-in-law (and my parents) back in the last millennium. A chart purporting to show the average cost of a day in a hospital in each state actually shows three: for profit, non-profit and government owned. The rates are all over the place! Finally, how does Medicare cover your podiatry needs? Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:2301/07/2024
Ep. 671 - Senate committee finds: Med Advantage plans use deceptive marketing!

Ep. 671 - Senate committee finds: Med Advantage plans use deceptive marketing!

Gee, how surprising is that?  Also, a very nice non-client wonders whether she and hubby were granted a deserved "12% Household Discount" from their Medicare supplement company. Finally, a new client credits my book plus Suze Orman's Podcast for her "Kick Butt" Medicare knowledge. Just a few questions remain to be answered... Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
39:3828/06/2024
Ep. 670 -  Medicare Advantage dental coverage: What is it REALLY worth?

Ep. 670 - Medicare Advantage dental coverage: What is it REALLY worth?

How about a clash of the Titans? Omaha's own Warren Buffet was gifted a McDonald's Gold Card, good for a lifetime of free eats at any McDonald's in his home town. In contrast, Bill Gate's Gold Card is good anywhere in the world! Amazon is expanding it's $5 monthly pharmacy benefit with a limited formulary. It won't beat this year's most popular Part D plan, priced at 50 cents or less per month. Finally, a client was receiving monthly bills he mistook for a "no drug plan penalty". Turns out he had fallen victim to the dreaded IRMAA success penalty. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
37:2326/06/2024
Ep. 669 - Is big trouble brewing for Medicare Advantage plans?

Ep. 669 - Is big trouble brewing for Medicare Advantage plans?

Reading the smoke signals, it's starting to look like increasing costs and decreasing benefits will be on the MA menu for next year. Keep an eye on Humana and CVS. Inflation watch: Fierce Health says that many hospitals are operating in the red in spite of higher revenue. Finally, graphic proof that my recommendation of High Deductible Plan G has a payoff. Humana Medicare supplement rate increases 11+% on Plans G & N. Increase on HDG? 7.5%.  HDG gives the most bang for your bucks! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:3923/06/2024
Ep. 668 - Fun & Games with Medicare! (...and you thought it could never happen!)

Ep. 668 - Fun & Games with Medicare! (...and you thought it could never happen!)

Your government has spent considerable time and resources devising games to use as training tools for those working with Medicare. The least you can do is pretend to enjoy the fruits of their labors! Also, we haven't forgotten about the Medicare Advantage Minute! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
32:0021/06/2024
Ep. 667 - Introducing: Our Medicare Advantage Minute!

Ep. 667 - Introducing: Our Medicare Advantage Minute!

In each episode there will be a short piece describing a noteworthy element of the MA world. As I always say, a Medicare Advantage plan is just fine until one actually needs to use it! Medicare Supplement Plan G shows a trend toward higher rate increases while an example of a High Deductible plan G increase is about $1 per month for one particular company in one state.. Also enjoy some Q & A as well as correspondence from a regular listener reminding me of a promise to take a closer look at sleep apnea treatment. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:5519/06/2024
Ep. 666 - Your final wishes: An easy, DIY method to begin this process!

Ep. 666 - Your final wishes: An easy, DIY method to begin this process!

It always ends with your lawyer making sure your wishes are legal and properly communicated. How does one get started? Look for and download the simple but thorough questionnaire we describe in order to get things rolling in a painless and organized way. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
37:4217/06/2024
Ep. 665 - Newly enrolled in Medicare? Questions will still beg answers!

Ep. 665 - Newly enrolled in Medicare? Questions will still beg answers!

Correspondence with clients; They come up with some of the darndest things! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
35:4614/06/2024
Ep. 664 - Kansas City BC/BS stops selling Medicare Advantage plans!

Ep. 664 - Kansas City BC/BS stops selling Medicare Advantage plans!

Abrupt exit leaves 30,000 members scrambling to find new insurance next year. The smart ones will take advantage of Guaranteed Issue Rights and purchase Medicare Supplement plans! BC/BS of Illinois abruptly stops paying commissions on 3 Medicare Advantage plans in three of their five state BC/BC companies. What gives? Finally, we list eight things someone thinks you should know about the IRMAA penalty.     Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
30:2412/06/2024
Ep. 663 - Questions and correspondence from esteemed clients.

Ep. 663 - Questions and correspondence from esteemed clients.

This is my favorite part of the job! Medicare is a complex set of circumstances no one source can anticipate all of the questions that will occur to those who enroll. Curious and thoughtful clients often come up with a wide range of questions; loose ends that are best neatly tied up at the conclusion or our business together. This is my favorite part of the job!   Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:5010/06/2024
Ep. + 662 - Medicare Basics: 11 facts someone thinks you should know.

Ep. + 662 - Medicare Basics: 11 facts someone thinks you should know.

Enjoy the fun as I quiz Randy on these basic Medicare facts and then neglect to keep score! Contact me at: [email protected] (Most severe critic: A++)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
31:5107/06/2024
Ep. 661 - 10 critical questions Medicare Advantage plans are facing!

Ep. 661 - 10 critical questions Medicare Advantage plans are facing!

The world of MA plans appears to be entering a period of turmoil and pressure for change from outside sources. Will they be able to maintain the level of growth they have been enjoying in recent years? Also, new client Dean speaks very highly of the affordable and high quality state of health care in Panama! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:1904/06/2024
Ep. 660 - How much does your favorite doctor earn? Find out here....

Ep. 660 - How much does your favorite doctor earn? Find out here....

Check out the average earnings of 40 medical specialties. Do they really earn their compensation? Should that compensation be even more substantial? First, find out why Trinity Health has taken a stand against insurance giant UnitedHealth in a fight for their financial survival. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:3402/06/2024
Ep. 659 - Age 80+: Plan F= $401; Plan G = $295; HDG = $76; Give me HDG!

Ep. 659 - Age 80+: Plan F= $401; Plan G = $295; HDG = $76; Give me HDG!

A highly respected Medicare expert stops short of guiding his client to the best, most money-saving plan available. Also, check out the many absolutely free preventive services offered to women under Medicare. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.    
32:0331/05/2024
Ep. 658 - Your Medicare and drug plan reports can be a wealth of information!

Ep. 658 - Your Medicare and drug plan reports can be a wealth of information!

Great news: the dopes promoting Calcare, Canadian style single payor plan in California have had their posteriors handed to them! How about those anti-aging drugs they wanted to give to little kids? Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future
34:2629/05/2024
Ep. 657 - Large employers are dumping their retiree obligations onto us!

Ep. 657 - Large employers are dumping their retiree obligations onto us!

The growth in Medicare Advantage enrollment is in large part due to retirees who have been promised lifetime medical insurance being forced into MA plans; sometime against their wishes! Do you in an insurance agency with 15 warm bodies hanging around? If so, get ready for your new, government mandated non-discrimination czar! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future
37:2227/05/2024
Ep. 656 + Big trouble ahead for Medicare Advantage plans?

Ep. 656 + Big trouble ahead for Medicare Advantage plans?

MA carriers are bracing for tough times; CVS says it is willing to say good-bye to 10% of their members. A basic primer: What does Medicare NOT cover? This includes a note about MA plans accused of denying medically necessary treatment for patients that would be treated without question under original Medicare.   Contact me at: [email protected] (Most severe critic: A++)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:2423/05/2024
Ep. 655 - Is the Medicare Advantage bubble about to burst?

Ep. 655 - Is the Medicare Advantage bubble about to burst?

MA plans are preparing to undergo financial stress in coming years. This may cause them to cut back on the extra benefits some of them include. One carrier was cited as choosing "(profit) margins over (adding) membership"! Enterprising insurance agents in Utah may have devised a clever way to excuse rate increases to their clients: blame them on the state! Finally, learn about "Care Management Services", possibly coming to a doctor near you. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
35:4222/05/2024
Ep. 654 - RSV: A new-ish disease striking old people! Who woulda thunk?

Ep. 654 - RSV: A new-ish disease striking old people! Who woulda thunk?

RSV stands for "Respiratory Syncytial Virus". We wade into a description of the disease plus some information about the vaccines. Finally, what American sport draws its players and fans from the older ages than any other? PICKLEBALL! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:1819/05/2024
Ep. 653 - Supplement Plan F is not your friend anymore! Let me help!

Ep. 653 - Supplement Plan F is not your friend anymore! Let me help!

According to our first article, Plan F is Changing from a Cadillac into a Yugo! The prognosis is even worse with many large rate increases just ahead. A widowed acquaintance asked me for help just days after her husband (my old friend) suffered an untimely death. Instead of taking my advice, she ignored my warnings and allowed herself to be victimized by an unscrupulous agent seeking a fat commission for a new sale. Finally, I summarize the blatant facts illustrated by a series of charts: inflation has caused Medicare Supplement premiums to rise more quickly in recent years. On the other hand, premiums for High Deductible Medicare Supplement plans have enjoyed much more rate stability in spite of the poor economy. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:1517/05/2024
Ep. 652 -  Millions of Americans may face Medicare Advantage benefit cuts

Ep. 652 - Millions of Americans may face Medicare Advantage benefit cuts

As an example, Humana is planning to terminate plans in some areas, citing the fact that rising costs are squeezing profits. Question: can an employer force an employee of it's plan and on to Medicare? Walmart decides to close all of its 51 medical clinics. Finally, we review the mental health benefits offered by Medicare. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:0815/05/2024
Ep. 651 - Home Health Care: How does one decide when to call for help?

Ep. 651 - Home Health Care: How does one decide when to call for help?

We list six signs that indicate the imminent need for hiring home health care aides. After that list, consulting the "What's covered" app tells us whether and to what extent these services are covered by Medicare. Also, learn about three big changes coming to Medicare in 2025! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
39:2013/05/2024
Ep. 648 - Nurses at Kaiser Hospitals fear AI will take their union jobs!

Ep. 648 - Nurses at Kaiser Hospitals fear AI will take their union jobs!

We have some fun answering a listener question about physical examinations with the help of the "What's Covered" iPhone app. Get your Crayons & construction paper ready to take notes: we list 13 of somebody's idea of the best retirement podcasts. Finally, the definition of "old age" moves from 71 up to 74. Damn, I'm still a loser! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
37:1610/05/2024
Ep.+ 647 - Artificial Intelligence: Is it taking the doctors out of doctoring?

Ep.+ 647 - Artificial Intelligence: Is it taking the doctors out of doctoring?

One of the concerns with AI is that it will replace caring medical professionals.  A visitor to the website used the (soon to be removed) chat feature to ask if his state allows insurance companies to off High Deductible Plan G.. One problem: I have no idea where he or she lives! Finally, nationwide troubles with Medicare Advantage plans have caused corporate giant CVS to fail to meet revenue projections. Stock price has dropped drastically. Contact me at: [email protected] (Most severe critic: A++)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
38:1709/05/2024
Ep. 646 - Two Medicare-centric podcasts: thrilling entertainment!

Ep. 646 - Two Medicare-centric podcasts: thrilling entertainment!

Long term stays in skilled nursing facilities: what happens when Medicare payments peter out? One course of action is to appeal to Medicare for relief from the payment denial. We list the steps in the appeals process. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:2606/05/2024
Ep. 645 - Round-up of diabetic supplies, etc.: What parts of Medicare pay for what?

Ep. 645 - Round-up of diabetic supplies, etc.: What parts of Medicare pay for what?

Also, a medical expert expresses his opinion on the value of colorectal screening for older people. ESRD: end stage renal disease, finally accepted by MA plans although Medicare has a bunch of special rules surrounding the transplant process. Benefit changes, acquisitions and divestitures; do we see turmoil coming in the near future for Advantage plans. We wrap up with tales of shooting wild game in the Orange County jungles of Disneyland before Walt's legacy turned into a bunch of woke snowflakes crybabies.                                Contact me at: [email protected] (Most severe critic: A+)    Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:2203/05/2024
Ep. 644 - "Done playing nice with Med Advantage plans": says Bristol Health CEO!

Ep. 644 - "Done playing nice with Med Advantage plans": says Bristol Health CEO!

The hospital CEO reports layoffs and financial stress caused by "delayed and denied payments" due from Medicare Advantage plans. Also, Sen. Rand Paul reports that AARP is a fraud, working against the wishes of up to 85% of members in order to continue reaping wealth from their unholy alliance with United Healthcare. Finally, many large medical providers have started to charge fees to patients who want to communicate via e-mail. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:0001/05/2024
Ep. 643 - Dr. Google meets his match: INTRODUCING DR. GPT!

Ep. 643 - Dr. Google meets his match: INTRODUCING DR. GPT!

GPT: Generative Pre-trained Transformer - A person called Medicare Dana from Austin, TX questioned Chat GPT about how old farts feel about things nowadays. We hold an extensive discussion as to how this "tool" is usurping trained human experts and possibly being used as a money-saving shortcut by medical practitioners; sometimes with fatal results! Also, Medicare Supplement rates are increasing in response to the extraordinary inflationary pressures the current mis-managers of the economy have caused. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
35:4829/04/2024
Ep. 642 - VACCINES: Which should you get and how does Medicare cover them?

Ep. 642 - VACCINES: Which should you get and how does Medicare cover them?

Government crackdown on MA crooks causes inconvenience for ethical agents, too! Efforts to improve the outcomes in prior authorization denials will be concentrated on poor people only. It is almost as though these disgusting Medicare Advantage practices never affect middle class or wealthy victims.  Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
36:3027/04/2024
Ep. 641 - MACULAR DEGENERATION: do you like yours WET or DRY?

Ep. 641 - MACULAR DEGENERATION: do you like yours WET or DRY?

If you have trouble motivating yourself to undergo an eye examination, buy some reasonably priced VSP vision insurance from me! This will remove the financial impediment to regular vision care. Also, Wellcare is terminating its contract with Comprehensive Cancer Centers of Nevada. I hope their members don't have need of this specialized level of treatment! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
33:4424/04/2024
Ep.+ 640 - FUN WITH MEDICARE: Get the "What's Covered" app right away!

Ep.+ 640 - FUN WITH MEDICARE: Get the "What's Covered" app right away!

All tests, procedures & items are arranged alphabetically for maximum entertainment value! Also, the burden of getting medical care can exhaust older patients! Contact me at: [email protected] (Most severe critic: A++)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
31:5522/04/2024
Ep. 639 - How about an (almost) DIY Alzheimer's Disease test?

Ep. 639 - How about an (almost) DIY Alzheimer's Disease test?

Opinions conflict on whether there is value in knowing about amyloid deposits are being formed in our brains, but the test is available for you to purchase. Also, we go through the methods of funding the need for long term care. Finally, the Medicare Advantage world is all a-twitter about the possibility of base pay being capped and agent compensation being cut! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
35:0419/04/2024
Ep. 638 - Medicare Advantage plans anticipating some major-league stress!

Ep. 638 - Medicare Advantage plans anticipating some major-league stress!

Stock prices have tumbled amid much wailing and gnashing of teeth, These plans are contemplating raising premiums and cutting benefits in order to maintain profitability.  Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
33:5917/04/2024
Ep. 637 - Want to be driven nuts? Try to keep track of every little Medicare claim!

Ep. 637 - Want to be driven nuts? Try to keep track of every little Medicare claim!

Accountants know that every penny should be accounted for in any transaction. Trying to do that in Medicare just might drive you over the edge! Also, what should you do about Medicare and Social Security when you move? Finally, good news for United Healthcare Medicare Advantage members in North Carolina... for the time being! Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
33:1415/04/2024
Ep. + 636 - If the Gov't shuts down, will the world come to an end? NOPE!

Ep. + 636 - If the Gov't shuts down, will the world come to an end? NOPE!

Medicare, Social Security and other welfare programs will continue without interruption if there is a federal government shutdown. Humana has been accused of using an AI platform with a 90% error rate to deny care to patients who died as a result. We discovered a Medicare MSA plan in Wisconsin! Finally, get ready for Medicare Advantage cuts to take effect in 2025! Contact me at: [email protected] (Most severe critic: A++)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
34:5012/04/2024
Ep. 635 - AI treatment denials: big Advantage plans earn class action suits!

Ep. 635 - AI treatment denials: big Advantage plans earn class action suits!

Turns out using faulty AI platforms for treatment decisions results in accelerated deaths and expensive legal action at some of the biggest Medicare Advantage plans! Also, what has been learned from the activity during AEP 2023? Finally, what is the difference between phishing and smishing? Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
41:4110/04/2024
Ep. 634 - 10 Common Medicare Mistakes

Ep. 634 - 10 Common Medicare Mistakes

Also, many doctors are touting their new concierge physician practices! The fees you pay to join will be in addition to any insurance payments. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
40:3608/04/2024
Ep. 633 - Two types of free doctor visits provided by Medicare

Ep. 633 - Two types of free doctor visits provided by Medicare

Under Medicare we are given: 1) A one time "Welcome to Medicare" visit to plan future preventive care  2) Annual Medicare wellness visits to keep one on track. Also, a shortage of primary care docs plus Medicare AAdvantage prior authorization rules create undue delays in getting medical care. Contact me at: [email protected] (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
32:3405/04/2024