When working on your financial future, there's a significant difference between doing it independently and collaborating with a qualified financial advisor. Working on your own has its merits, particularly if you're proactive, well-informed, and take the initiative in managing what you've diligently built. However, there are instances where receiving misguided advice from a trusted individual or making emotional decisions can lead to unfavorable outcomes. With a financial advisor like Chris McIntire, you can expect to stay informed and receive timely updates regarding your portfolio. Most importantly, decisions are made based on thorough planning rather than emotional "gut feelings." Chris McIntire is a reputable financial advisor with three offices, well-regarded throughout Ohio. For more information, contact Chris McIntire at (800) 868-1194 or visit https://mcintireretirementservices.com/.

The year so far has been much more stable and generous than many beginning of year predictions and indicators. Investors are still cautious, paying attention, and even worried about their investment stability. Today we will discuss market risk in a way that can shed some light on what the potential volatility means for you, and some proactive steps to take if you are uncomfortable seeing market losses reflected in your portfolio. For more Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Game Plan For Retirement", Chris McIntire identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your finances. To connect with Chris and learn more about his financial planning services, you can contact him directly at (800) 868-1194 or visit his website at https://mcintireretirementservices.com/. With Chris McIntire's guidance, you can make informed decisions about your finances and build the financial future that you deserve. Don't miss out on this valuable resource!

What are annuities? What do they do? What do they not do well? Why do they seem to have a negative reputation? How do they function? What role do annuities play in comprehensive retirement planning? On this program we will examine annuities. There are pro’s, con’s, benefits, disadvantages, and specific features to understand. For more Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

It may make sense because of their size, and because most all businesses start “small”, but they also fail more than any other sized business. This is because of the challenges business owners face in forming, launching, and growing a business. Financially, small businesses face a lot of headwinds. Often, business owners are great at what they do, but the actual task of operating a business can be burdensome. Let’s talk about small businesses, what they mean for us, and how business owners can plan for their own retirement. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel "@GamePlanForRetirement", because we believe Planning Matters.

Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. For Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

There are time-tested principles for long-term investing success. While your final outcome can never be 100% certain and guaranteed, investment in the market has worked to build and grow wealth, and these core principles help to increase the likelihood of an optimal outcome. While the market is in good shape, it is time to consider your exposure and approach to risk in your investment portfolio, and make sure that you have a sound fundamental approach. We will discuss important elements and strategies to keep in place over your investment timeline. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/ .

Of the six stealth taxes, all but one has been in existence for several years. Two of the stealth taxes are difficult to avoid due to their low-income threshold. While most of these stealth taxes may not kick in until retirement, planning for each stealth tax should begin several years before a federal employee retires and continues throughout his or her retirement. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Do you remember doing safety drills? Has your family ever discussed their “emergency plan”? In your financial life, you should have an emergency plan as well. You should set yourself up for basic issues and have a few good emergency steps in place, such as having accessible cash, just in case of emergencies. With your investments, don't stop contributing to your accounts, and of course, don't panic. An emotional decision might end up being the worst decision. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

We have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and cons, striking a proper balance of risk and safety, and managing market volatility. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/. 

Tune in as Chris McIntire discusses the hot financial topics of 2023. Inflation, National Debt, market recovery, recession, a hot tech sector, even hotter interest rates...There is a lot to consider when making financial, investment, and retirement decisions right now. McIntire Retirement Services is here to help you sort through the issues. We hope you enjoy. For more information contact Chris McIntire at 800-868-1194 or visit the website at www.McIntireRetirementServices.com.

When planning for your kids to go to college, you have to consider and address their new living situation, college choice, classes, major, and most of all..... MONEY! Chris McIntire discusses the stress planning and paying for college can create, and how to plan for the money you will need to afford college life, including tuition, room & board, books, meals, supplies, and transportation. Chris McIntire also discusses a few possible resources to help pay for those expenses. If you have any questions about this episode contact Chris McIntire at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Current Financial Events That Affect Your Wallet! - Today Chris McIntire discusses financial events that may have an effect on your day-to-day life and your future planning. Today we have to worry about an abundance of inflation on everything from healthcare to education, gas prices, and even the carton of #eggs you buy at the grocery store. Along with many other financial concerns, Chris McIntire discusses how he can help you plan around these inconveniences and make sure you have a Game Plan For Retirement that fits your unique needs. For more information contact Chris McIntire at (800) 868-1194 and visit https://mcintireretirementservices.com/.

Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Game Plan For Retirement", Chris McIntire identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your finances. To connect with Chris and learn more about his financial planning services, you can contact him directly at (800) 868-1194 or visit his website at https://mcintireretirementservices.com/. With Chris McIntire's guidance, you can make informed decisions about your finances and build the financial future that you deserve. Don't miss out on this valuable resource!

On this episode of Game Plan For Retirement, Chris McIntire discuss the 6 Core Issues that must be addressed in planning to achieve a confident retirement. Addressing the issues of Income, Investments, Taxes, and Healthcare Chris McIntire is here to help. Contact McIntire Retirement at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

"Preparing Your Finances for the Debt Ceiling Showdown": We knew this day would come; we hit our debt ceiling back in January and since then have been spending down the General Account. Now, the fight continues as to whether we should increase the debt limit. While Congress goes back and forth. Chris McIntire sorts through the latest headlines to break down how it will affect you. This showdown will continue to add pressure and volatility to the market. If you'd like to speak with Chris McIntire about steps you can take, give him a call at (800) 868-1194 or schedule an appointment at https://mcintireretirementservices.com/

In this episode of Game Plan for Retirement #ChrisMcIntire discusses the 9 Critical Risks In Retirement. Discussing topics like longevity, taxes, inflation, and sequence risks, and showing how these topics could be critically damaging to your retirement. If you have any questions about the risks discussed, contact Chris McIntire and #McIntireRetirementServices at (800) 868-1194 or visit the website at McIntireRetirementServices.com.

In this episode of Your Game Plan for Retirement, we have a surprise guest #TomHegna that is joining us. The author of multiple books including "Don't Worry Retire Happy" and "Pay Checks and Play Checks", #TomHegna joins us to discuss the income planning piece of retirement and how simple it can be when broken down. We hope you enjoy this special edition to Your Game Plan for Retirement. Give #ChrisMcIntire a call at (800) 868-1194 and visit #McIntireRetirementServices.com.

In this video, Chris covers recent updates from the Social Security Administration Board of Trustees detailing problems with the underfunded Trust Fund, everything you need to know about making up for Social Security's shortfall with your retirement tools and 401K. It's important to understand how to maximize your benefits, maximize your nest egg, and minimize your taxes. Chris also discusses common mistakes to avoid while providing practical tips for managing your retirement portfolio. For more information from Chris and McIntire Retirement Services, visit www.McIntireRetirementServices.com or give them a call at (800) 868-1194 to schedule a consultation today. Don't leave your financial future to chance – trust the retirement specialist at McIntire Retirement Services to help you plan for a secure and comfortable future.

Chris shares his insights on the advantages of Roth accounts, including tax-free growth and withdrawals. He also offers tips on how to maximize your contributions and take advantage of Roth conversion opportunities. To learn more about Chris and his services, visit his website at McIntireRetirementServices.com or give him a call at (800) 868-1194. Don't miss out on the benefits of Roth accounts - reach out to Chris today!

Are you nearing retirement or already enjoying your post-career years? It's important to understand the potential risks that can impact your financial future. In this video with Chris McIntire, a retirement planning specialist and founder of McIntire Retirement Services discusses the 9 critical risks you may face during retirement. From market volatility to sequence risk, Chris breaks down each risk and offers practical strategies to mitigate their impact. He also shares how McIntire Retirement Services can help you create a personalized retirement plan that addresses your unique needs and goals. Whether you're just starting to plan for retirement or looking to fine-tune your existing plan, this video is a must-watch. Don't leave your financial future to chance - let Chris and the team at McIntire Retirement Services guide you towards a more secure and comfortable retirement. Contact us at (300) 868-1194 or visit our website at McIntireRetirementServices.com to learn more.

With the collapse of Silicon Valley Bank, Chris McIntire from McIntire Retirement Services wanted to be sure to get an update out to keep you informed of what has happened, why it happened, and how it may affect you and the markets in the weeks and months ahead.

When planning for retirement, you want confidence. You want to know that your money is going to be well-managed while working towards retirement and protected once you are in retirement. You don't want to go through retirement not spending because you are worried you might not have enough. The retirement that you deserve should be fun, doing all the things you couldn't while you were at work, and it has to be based on a plan. Chris McIntire can help make sure you are not just relying on luck in retirement, that you actually have a true plan, and can guide you to the retirement you deserve. For more information contact Chris McIntire at (800) 868-1194 and visit McIntireRetirementServices.com

There are many times it may seem that there are “secrets only the wealthy can use”, but the tax code applies the same to everyone, regardless of the size of your net worth. It is all about educating yourself on what advantages apply to your situation. So, an important planning question we need to ask ourselves is, “How am I setting myself up for taxes, now and into the future?” and “Am I using the most effective strategies to control my tax liability?” It is a conversation that all too often gets overlooked. We hear a lot of chatter about the markets and about investments. On our programs and in our office, we talk a lot about comprehensive planning. A critical part in that conversation is proactive tax strategies. Tune in for more tips and strategy discussion from Chris McIntire on "Game Plan For Retirement".

Chris McIntire discussed the pros and cons of investing in banks, stocks, mutual funds, ETFs, and index funds. Chris highlighted the importance of understanding the risks associated with each option and the need to review and analyze investments to ensure they are meeting the investor's goals. To evaluate your options and formulate a plan to bring them all together, call Chris McInire at McIntire Retirement Services (800) 868-1194 or at www.McIntireRetirementServices.com 

Chris McIntire discussed the need to plan for income withdrawals in retirement, the importance of factoring in the tools used, cash flow rate, and the need to be as efficient as possible to make the most of your money. Chris also discusses the effects of the interest rate environment on investment performance and income rates, as well as the importance of considering sequence of returns risk when planning for retirement.

Taxes, taxes, and MORE TAXES. Throughout our life we have taxes. Every dollar earned, invested, transacted, or grown has some type of tax plan. At the end of the year, we count it all up to make sure we pay the IRA what we owe. While working and earning a paycheck, taxes aren't your favorite thing, but at least you are still earning an income. In retirement, while living on what you saved, how do you effectively manage paying and controlling taxes? What if taxes go up? These are some questions Chris McIntire discusses on "Your Game Plan For Retirement" and when putting together the written plan for retirement. It is smart to have savings, but it's even smarter to manage taxes and keep as much as possible. For more information contact Chris McIntire at (800) 868-1194 and visit the website at McIntireRetirementServices.com.

Valentine's Day is near, and while that is approaching another thing that is always certain for everybody is approaching, leaving your spouse and not giving them any help financially or insight on what all the accounts are for or what they do. In this episode, Chris McIntire stresses the need for your spouse to at least be around when discussing the financial portfolio and make their own studies on it so that if anything bad was to happen they could take the reigns and continue on with all the financial information so that's not something they need to worry about if you were to pass. So this Valentine's Day think to yourself, "if I left this person right now would they know the account credentials?" "Do they know how to access the Roths, and 401k's?" and if you have kids, "Do they know about the 529 and how to access it?" These are serious questions and serious consequences that are what a lot of couples suffer from because they don't involve each other when going over their financial portfolios and where everything is at. This Valentines Day, while thinking about this, give Chris McIntire a call at (800) 868-1194 so you both will be caught up and on the same page of where y'all are at and how you can prepare each other for future incidents. We hope this edition of Game Plan For Retirement gives insightful tips on why it is important for your spouse to know as much as you do about y'alls portfolio, so that if anything was to happen both of you would be knowing what's where financially.

There are many times it may seem that there are “secrets only the wealthy can use”, but the tax code applies the same to everyone, regardless of the size of your net worth. It is all about educating yourself on what advantages apply to your situation. So, an important planning question we need to ask ourselves is, “How am I setting myself up for taxes, now and into the future?” and “Am I using the most effective strategies to control my tax liability?” It is a conversation that all too often gets overlooked. We hear a lot of chatter about the markets and about investments. On our programs and in our office, we talk a lot about comprehensive planning. A critical part in that conversation is proactive tax strategies. Tune in for more tips and strategy discussion from Chris McIntire on "Game Plan For Retirement".

On this week's edition of "Your Game Plan For Retirement", Chris McIntire discusses common financial mistakes savers and investors make everyday. Not paying attention to BIG changes, like the new SECURE Act 2.0 laws, is a huge mistake that can have significant impacts in your planning. To stay up to date in your plans and avoid potential financial mistakes, subscribe to the "Your Game Plan For Retirement" Podcast and contact Chris McIntire at (800) 868-1194 or visit McIntireRetirementServices.com

We are officially in 2023. We have had our ups and downs throughout the start of this decade, including 2020's Covid and 2021, with the continuation of Covid and quarantining, along with the start of market troubles and inflation. Then we hit 2022. If you wanted to describe 2022 with one word it would be VOLATILITY, especially with inflation that just kept rising, making it harder for small town shops and businesses to keep up with prices. Now we are in 2023. This year has already started off on an odd note, including the new release of the Secure Act 2.0. What it has in store for 2023 in the coming months and years will definitely take some getting used to, and adjustments in planning but, it will not be impossible to conquer 2023 like we have other years. We hope you enjoy and make sure to "Like", "Subscribe", and "Share" with your friends and family to see what we can look forward to in 2023.

There are many times it may seem that there are “secrets only the wealthy can use”, but the tax code applies the same to everyone, regardless of the size of your net worth. It is all about educating yourself on what advantages apply to your situation. So, an important planning question we need to ask ourselves is, “How am I setting myself up for taxes, now and into the future?” and “Am I using the most effective strategies to control my tax liability?” It is a conversation that all too often gets overlooked. We hear a lot of chatter about the markets and about investments. On our programs and in our offices, we talk a lot about comprehensive planning. A critical part in that conversation is proactive tax strategies. Stay tuned for more tips from McIntire Retirement Services on Your Game Plan For Retirement.  

We are officially in 2023. We have had our ups and downs throughout the start of this decade, including 2020's Covid and 2021, with the continuation of Covid and quarantining, along with the start of market troubles and inflation. Then we hit 2022. If you wanted to describe 2022 with one word it would be VOLATILITY, especially with inflation that just kept rising, making it harder for small town shops and businesses to keep up with prices. Now we are in 2023. This year has already started off on an odd note, including the new release of the Secure Act 2.0. What it has in store for 2023 in the coming months and years will definitely take some getting used to, and adjustments in planning but, it will not be impossible to conquer 2023 like we have other years. We hope you enjoy and make sure to "Like", "Subscribe", and "Share" with your friends and family to see what we can look forward to in 2023.

The end of the year is coming up fast, which means a new year and new endeavors for your financial progress. Tune in as Chris McIntire discusses the end of the year and a few steps to set yourself up for a better year ahead, setting financial goals to work towards, maybe even a closer year to retirement. Visit the website at McIntireRetirementServices.com and give Chris McIntire a call at (800) 868-1194. We hope you enjoy another edition of Your Game Plan For Retirement.

How prepared are you for retirement? Do you know how long you would be able to generate the income you need if your paycheck stopped today? Have you identified and calculated your retirement Income Gap? These are just a couple of questions asked on the "Are You Prepared" report and that will be addressed when you visit Chris McIntire to construct your Game Plan For Retirement plan and make sure you are ready for retirement. Contact Chris McIntire at (800) 868-1194 and visit the website at McIntireRetirementServices.com.

"I’ll Live Off Social Security Income", "Medicare Will Cover My Medical Expenses". These are just a couple of the ideas most people going into retirement tell themselves, and they hope through the duration of their retirement that these government-sponsored benefits will help provide everything they promise, and sometimes much more than they actually do. Chris McIntire is here to discuss why relying on these programs isn't the best plan for a confident retirement. Contact Chris at (800) 868-1198 or visit the website www.McInitireRetirementServices.com to request the "10 Steps To Prepare For Retirement" resource or for help in formulating "Your Game Plan For Retirement" written retirement plan. 

How do you know if you have saved enough? How do you make it last? How do you make sure you won’t run out of money and be forced to dramatically change your lifestyle? These are some of the most common questions on the minds of savers and investors, and why running out of money is the biggest concern for retirees. Tune in this week as Chris McIntire discusses "The 3 Biggest Expenses In Retirement, And How To Plan And Control Them".

The weekend following Thanksgiving is one of the busiest shopping weekends of the year. People are out and about and preparing for the holiday and Christmas season. With everything we have been through this year, an emphasis on planning can help us do our best and feel confident. Tune into Chris McIntire's Game Plan for Retirement for the holiday season, including holiday planning and shopping. You don't always have to go overboard financially to make your loved ones happy. McIntire Retirement Services hopes you enjoyed and hope you have a wonderful Thanksgiving.

Did you know every year the government mandates that you take a sum of money out of your IRA for your Required Minimum Distribution, starting at age 72? This is just one of the few items you must check off on your to-do list before the end of each year. Tune in as Chris McIntire discusses the 2022 Financial & Retirement Planning checklist and make sure you have your own priorities checked off and taken care of. Time is running short for 2022. McIntire Retirement Services can help. Call (800) 868-1194 or visit the website at McIntireRetirementServices.com

Taxes are a major expense and ongoing financial issue. Taking a proactive approach to better understanding and addressing some fundamental tax issues may save money, avoid costly mistakes and headaches, and provide significant advantages. Tune into Game Plan For Retirement as Chris McIntire discusses proactive planning for the end of 2022 & moving into 2023. Contact Chris McIntire at (800) 868-1194 or visit the website at McIntireRetirementServices.com.

Which makes more of an impact in your financial results; the direction the market is moving or the direction your money is going? Are you making contributions, holding, or taking income withdrawals? What effect will this ultimately have when the market is moving up, down , or sideways? The results might surprise you. But sometimes, surprises aren’t pleasant when it comes to our money. Chris McIntire reviews how money behaves in this week’s edition of Your Game Plan For Retirement.