🤝 Welcome to Episode 29 of Living Richly with Curo!   In this episode, we discuss concentrated stock positions. 📊   🔑 We'll explore what qualifies as a concentrated position, the pros and cons, and strategies to manage or diversify these holdings—and more.   Live richly!   Check out our episode about Donor-Advised Funds (DAFs):  https://youtu.be/E3cUSFfkyAI?si=DorMNIqGeENhlPgM ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card! #LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #Stocks

🤝 Welcome to Episode 28 of Living Richly with Curo!   🎙️ In this episode, we dive deep into smart credit management and its impact on financial well-being!    💳 From understanding the basics of credit and why it matters, to actionable strategies for monitoring and protecting your credit score, we've got you covered.    🔑 We cover key concepts like monitoring your credit report, maintaining low credit utilization, and setting up a credit freeze for added security—and more!  Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   Check out Anne’s video on credit freezes: https://bit.ly/48wnkgy  #LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance

🤝 Welcome to Episode 27 of Living Richly with Curo!   In this episode, we dive into 1031 Real Estate Exchanges, and how this tax deferral strategy can work for investment property owners. We break down key points like:    1️⃣ Deferring capital gains with “like-kind” property swaps  2️⃣ Meeting strict timelines to qualify  3️⃣ Navigating pros and cons for successful exchanges, and more!   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth

🤝 Welcome to Episode 26 of Living Richly with Curo!   💡 In this episode, we dive deep into why women are often underrepresented in investing despite research showing they tend to outperform men.    We cover the importance of building confidence, the power of dollar-cost averaging, and setting clear financial goals – plus more tips to help women take control of their financial future! 💰   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #Investing

🤝 Welcome to Episode 25 of Living Richly with Curo!   📽️ In this episode, we sat down with Kara Murphy, who shares her unique career path from international politics to becoming the Chief Investment Officer of Kestra Investment Management.    📚 Learn about the power of staying grounded during market volatility, the importance of discipline, how curiosity can lead to success, and more.    👩‍🍳 Extra Note: The restaurant Atricia mentioned is No Goodbyes and it is located in The Line Hotel in Washington, DC.   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth #KestraInvestmentManagement

🤝 Welcome to Episode 24 of Living Richly with Curo!   📝 In this episode, we break down the essentials of equity compensation, including Restricted Stock Units (RSUs), Incentive Stock Options (ISOs), and Employee Stock Purchase Plans (ESPPs) — and more.    💡 Discover how these programs work and their tax implications to help you plan effectively!   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth #EquityCompensation

🤝 Welcome to Episode 23 of Living Richly with Curo!   ✅In this episode, we’ll explore the benefits of Donor-Advised Funds (DAFs) for charitable giving.    💰 We’ll discuss how DAFs offer immediate tax benefits, flexible donation timing, strategies for high-income years, and more. Tune in to learn how to make your charitable contributions more impactful!   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth

🤝 Welcome to Episode 22 of Living Richly with Curo! In this episode, we break down the key aspects of reverse mortgages, their pros ✅ and cons 🚫, and share real-life client experiences.   📚 Learn about loan flexibility options, potential risks, and the importance of family discussions when considering this financial tool—and more! Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth

🤝 Welcome to Episode 21 of Living Richly with Curo!   🇺🇸 🗳️ In this episode, we dive into the impact of potential tax policy changes heading into the election, from the future of the Tax Cuts and Jobs Act to new proposals on income and capital gains taxes. 💸   🔍 We'll also explore the candidates' plans on eliminating tip taxes, expanding the child tax credit, and more. We hope you enjoy and learn something new!   Note: The same evening we recorded this episode, Democratic presidential nominee Kamala Harris came out with an updated proposed increase (less drastic) in the top capital-gains tax rate, so we wanted to share those details here.   The all-in top rate would be 33%, which would include a new 28% capital rate as well as Biden’s proposal to raise a 3.8% investment income tax to 5%. Biden, by contrast, wanted a near-doubling of today’s 23.8% top rate to 44.6%, taxing capital gains at roughly the same rate as ordinary income.   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #CuroPrivateWealth #Taxes #Election #Trump #Harris

🤝 Welcome to Episode 20 of Living Richly with Curo!   In this episode, we tackle crucial topics for investors: managing emotions during election cycles, why going to cash might not be the best strategy, and how to balance short-term concerns with long-term goals. 🎯   📊 We also discuss how historical data can help reassure clients and the importance of sticking to a well-thought-out investment plan.   Tune in to understand how to navigate market volatility and make informed decisions.   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 19 of Living Richly with Curo!   In this episode, we delve into the crucial topic of selecting benefits. We discuss choosing the right health insurance plan, comparing traditional PPOs with high deductible options, and understanding the impact of your health status on these decisions. 🏥    💵 We also cover maximizing employer matches for retirement plans, exploring Roth options, and the importance of investment strategies for your 401(k).   Thanks for joining us, and live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 18 of Living Richly with Curo! A special thanks to David Hillelsohn for joining us to discuss all things insurance.    🏥 In this episode, we discuss navigating early retirement health care options, understanding COBRA, evaluating marketplace plans, maximizing HSAs, and more.    Tune in to explore the key strategies for securing your health coverage before Medicare!  Live richly! David’s site: https://dhillfinancial.com/   Living Richly HSA Episode: https://youtu.be/naPhEhlG_yA   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 17 of Living Richly with Curo!   💼 In this episode, Anne-Marie Laboe joins us to discuss her early retirement journey, sharing the challenges and surprises she's encountered over the past nine months.   ⛰️ From adjusting to a new lifestyle without the daily grind to navigating unexpected back surgery and considering future passions, Anne-Marie provides insight into the realities of stepping away from a long-term career earlier than most.   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 16 of Living Richly with Curo!   We’re wrapping up our series about the passing of a spouse. In this episode we discuss the "grace phase" of life after losing a spouse, viewing it as a time of transformation following grief.   We emphasize rediscovering your purpose, embracing change, honoring your loved ones' memories, and reflecting on your legacy.   Live richly!   ✉️ Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 15 of Living Richly with Curo!     In this episode, we delve into the “Growth” phase, a critical step in transitioning after losing a spouse, as outlined by Kathleen Real. We discuss the importance of creating an updated financial plan tailored to one’s new circumstances, setting short-term goals, and adjusting cash flow and budget.     Additionally, we emphasize the necessity of reviewing and updating estate plans, including beneficiary designations and healthcare directives. Finally, we highlight the value of self-care, community support, and being open to new friendships during this challenging time.     Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!     Live richly!     #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 14 of Living Richly with Curo!     In this episode, we delve into the financial considerations following the passing of a spouse. Drawing from our extensive experience at Curo Private Wealth, we offer guidance specifically for widowed clients, with a focus on women navigating this challenging transition.     We explore Kathleen Real’s concept of the three stages of widowhood: grief, growth, and grace, and discuss the importance of assembling a supportive team of professionals. Additionally, we emphasize the need for organization, understanding immediate and deferred decisions, and caution against hasty financial moves. It’s a difficult topic, but a necessary one to discuss.     Live richly!     Send your questions to [email protected], and if we use your question you will receive a $10 Amazon gift card!     #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 13 of Living Richly with Curo!   In this episode, we dive into the complexities of Medicare with our guest, an expert in the field. We break down the different parts of Medicare, including Parts A, B, C, and D, and explore how Medicare Advantage plans work. We discuss enrollment periods, eligibility criteria, and common pitfalls to avoid. Tune in for practical advice on navigating Medicare to ensure you or your loved ones make informed decisions about healthcare coverage.     John Norce, president and founder of MP Group, leads an independent Medicare insurance agency solely dedicated to assisting seniors transitioning into Medicare. Rooted in integrity, education and service excellence, MP Group has established itself as the leading Medicare resource for financial advisors nationwide.   Today, MP Group serves advisors and clients in 36 states, offering no-cost Medicare education and enrollment services. Through the experience of enrolling thousands of individuals, MP Group has developed a PATH℠ process, which provides a stress-free enrollment experience.   With over 35 years of industry experience, John enjoys sharing his Medicare knowledge as a featured speaker, continuing education instructor, and content creator.  His passion for the insurance industry is evidenced by his leadership positions with the National Association of Benefits and Insurance Professionals (NABIP) and the National Association of Insurance and Financial Advisors (NAIFA). As an active member of these organizations, he has served as a past President of his local NABIP chapter and currently serves as the President of his local NAIFA chapter.  John is a current member of the Financial Planners Association (FPA) and the National Association of Plan Advisors (NAPA).   By 2030, it is estimated that over 80 million Americans will be covered under Medicare. With the inherent complexities of the program, these individuals will seek out professionals to assist with navigating their retiree healthcare benefits. MP Group, under John’s leadership, will continue to evolve and find innovative ways to educate, enroll and guide advisor clientele on their Medicare journey.   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 12 of Living Richly with Curo!   In this episode, we discuss all things 401(k) loans. We’ll cover general information 📚, pros and cons 📊, tax strategies 🎯, and more. You don’t want to miss out!   #LivingRichly #Podcast #PersonalFinance

Welcome to Episode 11 of Living Richly with Curo!   In this episode, we discuss all things mortgages 🏠 📝 with a very special guest...   Leo Anzoleaga (NMLS ID #251882) is the Senior Vice President of Residential Lending at NEO Home Loans. As a certified mortgage planning specialist, Leo and his team at the Anzoleaga Group specialize in building personalized mortgage plans for each client which includes a Total Cost Analysis, Annual Financial Reviews, and the Mortgage Under Management program. He is a Forbes Finance Council member and often works with CFPs and real estate agents to bring holistic home-planning strategies and plans to homeowners and home buyers in 49 states.    Learn more about the Leo Anzoleaga Group at https://www.anzoleaga.com/.   Financial Advisors who are interested in joining the Mortgages Under Management program can join at https://www.mortgageundermgmt.com/.   Follow Leo on Social: Instagram: https://www.instagram.com/leoanzoleagagroup/  LinkedIn: https://www.linkedin.com/in/leoanzoleaga  YouTube: https://www.youtube.com/@LeoAnzoleaga    Compliance disclaimer: Equal Housing Opportunity. Lennar “Leo” I. Anzoleaga (NMLS ID #251882 DC:MLO251882 FL:LO113037 MD:28992 VA:MLO-6813VA). NEO Home Loans is a registered DBA of Luminate Home Loans, Inc. NMLS# 150953. Corporate Headquarters 2523 S. Wayzata Blvd, Suite 200, Minneapolis, MN 55405. For licensing information, go to: www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply.

Welcome to Episode 10 of Living Richly with Curo!   Join us as we discuss traditional vs. Roth 401k contributions.   #LivingRichly #Podcast #PersonalFinance

Welcome to Episode 9 of Living Richly with Curo!   Join us as we take a deep dive into all things estate planning!   Email your questions to [email protected] for us to answer in a future podcast episode!   #LivingRichly #Podcast #PersonalFinance

Welcome to Episode 8 of Living Richly with Curo!   On this episode, we discuss many overlooked tax deductions.   Join us to hear about some of these deductions and how they can enhance your financial situation!   #LivingRichly #Podcast #PersonalFinance

🤝 Welcome to Episode 7 of Living Richly with Curo!   🔍 In this episode, we cover the financial planning process we go through at Curo Private Wealth.   💡 No matter your financial situation, we encourage you to join us for an in-depth look at this process!

Welcome to Episode 6 of Living Richly with Curo!   🤿 Dive into the world of HSAs – unveiling key details, strategies, and numbers!   💼 In this episode, we unpack how to navigate your HSA like a pro – from tax advantages to smart spending strategies. 💰 Tune in now to learn all things HSAs!

Welcome to Episode 5 of Living Richly with Curo!   📚 In this episode, we delve into the realm of children's education, offering parents guidance in preparing their children for academic success while safeguarding financial stability. 🔒 💵   🎓 Join us as we navigate the intricacies of balancing educational aspirations with financial responsibilities, empowering parents to make informed decisions that lay the groundwork for their children's bright futures while not compromising their financial goals.   Here is the article mentioned by Anne!   #LivingRichly #Podcast #PersonalFinance

💪 Join for our discussion on the power of cash reserves, what we believe is the foundation of your financial plan. From serving as a safety net in times of need to providing opportunities for growth 📈, explore the importance of cash reserves and learn expert strategies for maximizing their potential and avoiding common mistakes. Tune in to empower your financial journey today! 💰

Welcome to Episode 3 of Living Richly with Curo!   In this episode, we dive into the world of mortgages! 🏡   💰 We explore the nuances of good versus bad debt, uncovering when a mortgage is a strategic investment or a financial burden, interest rates versus savings rates, and more!   💼 Join us as we navigate the complexities of home financing and empower you to make informed decisions for your financial future. Tune in for expert insights, tips, and discussions on all things mortgages.