Kerry Lutz and Carl Gould discussed the resurgence of buy now, pay later plans and how they can be an effective way for companies to attract new customers. They cautioned consumers to be aware of potential hidden fees and penalties before signing up for these programs. The speakers also discussed the challenges facing retailers in the changing retail landscape and how they are adapting to attract customers. They emphasized the importance of creating a compelling experience for customers and using innovative tactics such as bundling, clearance racks, promotions, and discounts. The conversation also touched on the pros and cons of online shopping versus local stores, with Amazon being a trusted source for finding products and managing expectations. The speakers noted the advantage of curbside pickup offered by Target and Walmart, which has proven to be a valuable service for customers who need items quickly. Additionally, the speakers discussed the trends in Christmas shopping and the rise of buy now, pay later programs. They cautioned listeners to be aware of the fine print and not to use the programs to play catch up. Finally, the speakers emphasized the significance of the three major holidays of Halloween, Thanksgiving, and Christmas, which make up to 40% of businesses' revenue, and the importance of strategic planning for consumers to save money by buying off-season. Visit Carl's site at: https://CarlGould.com

Kerry Lutz and John Rubino discussed the recent highs and lows of the gold and silver market, with Rubino explaining the concept of resistance and support in trading. They speculated on whether gold will drop to $2000 and bounce back up, which would indicate a bull market. Rubino also mentioned the macro reasons for a possible recession and how it could affect the precious metals market, with Lutz suggesting that this could be a "back up the truck moment" for buying gold. They also discussed the potential impact of ETFs on the cryptocurrency market, with John suggesting that the ETFs could be a significant new source of demand that sends Bitcoin and Ethereum up dramatically. The conversation also touched on the possibility of a false flag attack in the Middle East to justify going to war, with Rubino expressing concern that some in the US government would like a US-Israeli alliance to destroy all perceived enemies in the region. They both urged caution and verification of any information coming from the government. Additionally, they engaged in a lively discussion about the upcoming election and the various scenarios that could occur, including scandals, health emergencies, and convictions. Overall, the conversation highlighted the unpredictability and uniqueness of the current political and economic climate. Find John here: Rubino.Substack.com Find Kerry here: FSN

Derek Mazzarella, a CFP, discussed his core satellite approach to investing, which involves blending other asset classes around core holdings like the S&P 500 to help clients avoid emotional investing during volatile markets. He also shared his theories on why the market has rallied, including positive inflation numbers and above-average earnings, but noted potential risks ahead, such as unemployment and interest rates, which could impact the market. Mazzarella also discussed the impact of national debt and spending on taxes, highlighting the need to keep an eye on the amount of debt the country has and how it will impact spending in the future. Finally, Mazzarella discussed investment strategies for the new year amidst market uncertainty, suggesting investing in fixed investments like bonds for short-term investments and quality stocks for long-term investments, and paying attention to tax moves like tax lost harvesting and making gifts before the end of the year. Find Derek here: JustRetireAlready Find Kerry here: FSN  

Kerry Lutz and Eddy Gifford discussed the recent GDP report and market behavior. Gifford expressed skepticism about the report and warned of warning signs in intermarket relationships and small companies struggling. He also discussed the concentration of stocks in the S&P 500 and how it could lead to trouble if those stocks have a bad day or self-correct. Gifford advised having a disciplined strategy with predetermined reasons to get in and out of investments, holding cash, and taking profits as the market rises. He also warned of cracks under the surface of the market, including high consumer debt and government spending built on debt, and predicted a financial event in six to nine months. The conversation ended with a discussion of where to find Gifford and how to connect with him. Find Eddy here: tactive wealth Find Kerry here: FSN

Kerry Lutz interviews Michael Moor, a technical analyst, about his analysis of the markets based on price action. Mike shares his charts and projections for the S&P, which he sends to his clients every morning. He believes the market is still bullish and could potentially reach 46,333.50 before a correction. Mike also discusses potential exhaustion levels and areas of concern for the market, including the possibility of a rollover if the market settles below 46,333.50 for a couple of days. Mike provides a detailed technical analysis of gold and natural gas, highlighting key levels and trends. He warns of the possibility of a bearish correction in gold and notes the low volatility in natural gas, which affects trading. Kerry asks questions and seeks clarification on certain points, including the potential bullish indicator of gold staying over $2000 for a record amount of time. Mike and Kerry also discuss the merits of technical analysis versus fundamental analysis in predicting market moves. Mike argues that technical analysis is more effective because it reveals market trends earlier than fundamental analysis. They also engage in a lighthearted discussion about the terms "trending" and "tron" and their historical significance in the stock market and commodities exchange. The conversation highlights the evolution of trading practices and the impact of technology on the industry. Mike provides specific trade levels and projections for various markets, including crude oil and Bitcoin, and emphasizes the importance of watching the market around key levels to determine the next significant move. Visit Mike's site at: https://mooranalytics.com

1. The consumer Confidence Index was up for consumers 5 +but down for 34-54. 2. The revisions for the previous month were down not up. The downward revisions of previous months data ni other metrics such as jobs and housing and CPI and MPI se em ot be a trend in itself. 3. LEI for the U.S. Declines again ni October. Contracting by 3.3 %over six months. 4. Most of the major LEI contributed negatively ot the LEI in October. A. NewOrders - 2 B . Average weekly initial claims - 18 C . Building Permits Private Housing -.14 D . Interest Rate Spread, -85%(10yr./FedFunds) The consumer resilience that is reflected in some of the data that is meaningful doesn't line up with what I see in person with conversations while traveling to main street America.  The consumer is just starting to feel the reality as the cost of inflation and higher interest rates is hitting home. The dwindling savings of both the consumer and commercial savings accounts is seen in the data but is just starting to be felt. The Fed can't be the buyer of last resort of al unsold treasuries very much longer. January/ February of 2024 should be interesting for all involved. Expect the consumer confidence to begin a sharp reversal beginning in late December and accelerating through the first quarter as the data lines up with the markets and reality.  

Kerry Lutz interviewed Matt Putra, a fractional CFO, who provided an overview of how fractional CFOs work and the benefits of hiring them. Matt explained that fractional CFOs help companies save costs and improve their financial performance by providing a full finance team and a broader market view. He also discussed his process for financial forecasting and risk management for turnarounds and growth companies, which involves building a detailed financial forecast and working with the leadership team to create a risk register and prioritize areas to work on. Matt's company specializes in turnarounds, fundraising, and growth for e-commerce, SAS, and clean tech industries, and he advised companies to look for a fractional CFO with lived experience and successes in their industry. Matt's linkedin https://www.linkedin.com/in/mattputra/ His company's website is https://eightx.co

In this riveting interview, Kerry Lutz sits down with Mark Shaw, a prominent JFK assassination investigator, to delve into his groundbreaking research that challenges the official narrative of the JFK assassination and sheds light on the enigmatic death of journalist Dorothy Kilgallen. 1. Dorothy Kilgallen's Career and Involvement: Mark Shaw provides a comprehensive overview of Dorothy Kilgallen's illustrious career as a journalist and her significant role in investigating JFK's assassination. Kilgallen's relentless pursuit of the truth led her into a complex web of conspiracy and intrigue. 2. New Revelations and Corruption within the Warren Commission: Shaw exposes startling new revelations and government corruption surrounding the Warren Commission's investigation into JFK's assassination. He uncovers how key commission members were handpicked by President Lyndon B. Johnson and FBI Director J. Edgar Hoover to support the conclusion that Lee Harvey Oswald acted alone. Dissenting opinions were systematically ignored and destroyed. 3. Dorothy Kilgallen's Connection to Carlos Marcello: Shaw delves into Kilgallen's investigation into JFK's assassination and her connection to Carlos Marcello, a powerful mafia figure with a motive to eliminate JFK due to his brother Bobby Kennedy's relentless pursuit of organized crime. The interview unveils new information from Morris Wolfe, who knew Kilgallen, providing further evidence that her knowledge may have cost her life. 4. Government Cover-Up and Destruction of Evidence: Shaw discusses the alarming concerns of Senator Richard Russell and Senator John Sherman Cooper, both disturbed by the cover-up and destruction of crucial evidence during the Warren Commission's investigation. The interview underscores the extent of government corruption that plagued the probe. 5. Reopening the Case of Dorothy Kilgallen: In a thought-provoking conclusion, Lutz and Shaw ponder the possibility of reopening the case of Dorothy Kilgallen, believing that her untimely demise was a result of her relentless pursuit of the truth surrounding JFK's assassination. This discussion leaves viewers with haunting questions about the hidden depths of this enduring mystery. Mark Shaw's research challenges the official narrative of JFK's assassination and brings to light a dark world of government corruption and intrigue. This interview is a must-watch for anyone interested in uncovering the truth behind one of the most significant events in American history and the mysterious death of Dorothy Kilgallen. Visit Mark's site to find out more: Mark Shaw Books Visit Kerry here: FSN

Paul Oster from bettercredit.com advises listeners to use prepaid gift cards to manage holiday spending and avoid credit card debt. He emphasizes the importance of having a plan and budget in place, paying off new balances within 90 days, and being disciplined to avoid financial stress. Oster also warns against cyber security threats and identity theft when shopping online, recommending the use of gift cards instead of debit cards and caution when clicking on links and ads. Kerry Lutz questions how many people will follow this advice, but Paul stresses the need for a change in behavior due to the current economic situation. They also discuss the serious consequences of credit card debt and provide practical advice on managing debt and improving credit scores, including contacting Better Qualified for a free consultation and analysis.

Misguided Focus on Carbon Dioxide: Goreham challenges the prevailing view of carbon dioxide as a pollutant, questioning its classification and impact on climate change. Net Zero by 2050 - A Flawed Goal: The conversation explores why aiming for net zero emissions by 2050 might not be the most effective approach for addressing environmental concerns. Electric Vehicle Market Challenges: An in-depth look at the obstacles facing the electric vehicle industry, including technological, infrastructural, and economic barriers. Renewable Energy Transition Complexities: Goreham and Lutz discuss the difficulties in transitioning to renewable energy sources, highlighting the limitations and realities of current technologies. Subsidies for Green Initiatives: Examination of the role of subsidies in promoting electric vehicles and renewable energy, and whether these incentives are truly beneficial. Critique of Current Environmental Policies: A critical analysis of measures like banning plastic straws and demonizing carbon dioxide, questioning their effectiveness and impact. Microgrids as a Potential Solution: The episode delves into how microgrids could offer a solution for stabilizing unstable grids and storing alternative energy, presenting a different angle on energy management. 'Green Breakdown' Book Information: Details on how to obtain Steve Goreham's book, "Green Breakdown," including purchasing options and additional resources for readers. Closing Thoughts: Lutz and Goreham wrap up the discussion by emphasizing the need for a more nuanced and practical approach to environmental policy, urging listeners to consider the broader implications of current strategies and to explore alternative solutions. Find Steve here: Steve Goreham Find Kerry here: FSN

Kerry Lutz and Anthony Saccaro discussed the state of the economy, with a focus on the potential for a recession and the impact it could have on investors. They debated whether a recession is inevitable or if there could be a soft landing, and discussed the mental game of a recession and how it can become a self-fulfilling prophecy. They also discussed retirement planning and the importance of being careful in the current market, with Saccaro warning investors who are about to retire in the next three to five years to be very careful and advising people to start shoring up now to make sure that they can retire regardless of what happens in the market. Saccaro emphasized the need to invest for income in retirement, focusing on high-quality income-producing investments, such as value stocks with high dividend yields, to ensure a successful retirement. Visit Anthony at: https://providencefinancialinc.com/team/anthony-a-saccaro/ Order his book here: https://morelifethanmoneybook.com/

Did inflation just reverse course?  The difference between disinflation and deflation.   Are stocks right to like the Fed pause?   How hard do things have to get for the Fed to start easing? Leading economic indicators down for the 19th straight month.   Bitcoin is rocking. Will we finally get an EFT, and what will be the impact?   Argentina just elected a libertarian.   China and Saudi Arabia central banks sign local currency swap agreement Visit John at: Rubino.Substack.com Read John’s latest ZeroHedge article here: https://bit.ly/47GR88F Visit Kerry at: FSN

Kerry Lutz interviews Andrew Ragusa, a real estate expert, about the current state of the real estate market. Ragusa explains that the market is still strong despite the weak economy, and that rental properties are producing more income than usual. They discuss the seasonal variations in the real estate market in different regions of the country, and the increase in cash transactions in real estate. They also touch on the topic of cheapy mortgages and how people are reluctant to let go of their houses even if they want to downsize. Andrew shares his experience of speaking with customers who are worried about the significant increase in monthly mortgage payments, which could be double what they are currently paying. They both agree that people are moving to lower-cost states like Florida due to the high cost of living in New York. Andrew predicts that if interest rates increase, the market may tank, causing prices to lower and foreclosures to increase. Visit John and read his work at https://Rubino.Substack.com

Seasoned Land Flipper Travis King, expert investor, unlocks the secrets of land flipping. In this eye-opening interview with Kerry Lutz, Travis dives deep into how you can start flipping land with just $5,000 and scale up to a seven-figure business. Plus, discover how to generate recurring income with land notes and find alternative funding for your land investments, as banks often won't lend for land deals. 🚀 📘 Get a sneak peek of Travis' strategies from his new book, "The Land Investors Playbook: Powerful Game Plan to Scale to 7 Figures and Beyond!", set to release in mid-November. Whether you're a seasoned investor or just getting started, this interview is packed with actionable advice to help you thrive in the world of land investing. 👉 Stay until the end for a comprehensive discussion on building a business model around land flipping and various strategies for scaling your investment portfolio. 🌟 📚 Travis King, now a renowned figure in land investing, shares his journey from being caught in the corporate grind to creating a thriving land empire and coaching others to achieve the same level of success. Having been featured on multiple acclaimed podcasts and media outlets, Travis brings a wealth of knowledge and firsthand experience to the table. Find Travis here: Travis King Find his Book here: The Land Investors Playbook Find Kerry here: FSN

In this insightful interview, financial expert David Wright of Wright Financial Group and author of "Bonfires of the Sanities," delves into the latest U.S. initial jobless claims, which have slightly exceeded forecasts at 217K, compared to the predicted 215K and the previous 220K. Wright highlights the significance of these figures in the context of the current high-interest-rate economy, warning of their potential impact on overall economic conditions as unemployment is on the rise. Further, Wright discusses the Federal Reserve's projection of the unemployment rate reaching 4.5% by the end of the year, underscoring the deviation from their target rate of 5% aimed at maintaining a 2% inflation rate. He reminds viewers of the Fed's primary objectives: ensuring steady employment and price stability, rather than supporting the stock market. Concluding the interview, Wright provides his perspective on the stock market's future, predicting a range-bound situation marked by volatility, with significant fluctuations expected over the next 24 months. This insightful discussion offers valuable insights for those looking to understand and navigate the complexities of the current economic landscape. Visit David here:  Wright Financial Group Buy his book here: bonefireofthesanities.com Find Kerry here: FSN

Join us on a riveting journey with Tay Sweat, the mastermind behind the meteoric rise of 'Sweat For Life'—a venture that scaled the heights of the fitness world to an 8-figure valuation, all without the crutch of major funding. This is a tale of pure entrepreneurial spirit and tenacity. 🌟 📈 Investing Guru: With over a decade of navigating the ebbs and flows of the stock market, Tay brings a wealth of knowledge that stretches far beyond mere profits and losses. His 12+ years of experience have not only shaped him into a shrewd investor but also a visionary entrepreneur. 🌐 Community Champion: Beyond his financial feats, Tay has touched lives, coaching over 12,000 people, nurturing skills, and fostering self-reliance. His commitment to community building has spurred waves of sustainable prosperity. Why tune into our podcast with Tay? Your appetite for innovation, investment acumen, and community development will find its match in Tay's story. He's not just an interviewee; he's a beacon for those hungry for growth. This episode isn't just a conversation; it's an investment in your aspirations. 📣 And it gets better - featuring Tay means unlocking the potential to amplify your reach, as he's ready to share this episode with his 1.1 million+ Instagram followers. This isn't just another episode; it's your gateway to unprecedented engagement and inspiration. Sneak a peek at Tay's vibrant journey and what he's all about before the podcast goes live: [https://www.instagram.com/taysweat/]  Facebook: [https://www.facebook.com/TaySweatVeganTrainer]

Kerry Lutz and Bob Wheeler discuss the impact of childhood experiences on our beliefs about money and the importance of identifying and overcoming negative money mindsets. Bob shares his strategies for helping people explore their emotions around money, including experiential workshops and therapy work. He emphasizes the importance of making decisions based on one's own needs and goals, rather than fear of judgment or disappointment from others. Bob also discusses the importance of forgiveness and starting small when trying to improve one's relationship with money. Finally, he talks about the role of comedy in business and how it can be used as an icebreaker and connector with clients. Find Bob at: The Money Nerve Find Kerry at: FSN

🔔Andrew Arons and I discuss the impact ofthe Federal Reserve Bank of New York's latest findings on household debt for Q3 2023. Let's take a deep dive into what this means for us. If you're following the economy, managing debt, or just curious about the nation's financial health, this interview is crucial viewing. 📈 📝 Report Highlights: Total Household Debt: Skyrocketed to a staggering $17.29 trillion Mortgage Debt: Climbed by $126 billion, reaching $12.14 trillion Credit Card Debt: Jumped $48 billion, a 4.7% quarterly increase Student Loan Debt: Grew by $30 billion, now at $1.6 trillion Auto Loan Debt: Continues its upward trend, now at $1.6 trillion 💳 Delinquency Warnings: A worrying rise in delinquency rates for most debt types, with significant upticks in credit card repayment issues, especially among 30 to 39-year-olds. 🏠 Mortgages and Housing Debt: New mortgage originations dipped to $386 billion, yet the number of foreclosures remains low post-CARES Act. 🎓 Student Loans: Despite an increase, delinquencies are low due to current reporting policies, but this is an area to watch in the coming quarters. 🚗 Auto Loans: A sector that has seen persistent growth, with delinquencies on the rise - a sign to approach new auto loans cautiously. 💡 Key Takeaways: Debt continues to rise across the board with varying delinquency rates. Real estate and consumer spending are driving forces behind the debt surge. Credit health is wavering, particularly among specific age groups and debt types. 📊 Detailed Breakdown: We've got all the numbers laid out in an easy-to-understand format, showcasing quarterly and annual changes across different types of debt. 🔍 What’s Next? We're tackling the implications of these numbers and what they could mean for the economy, your personal finances, and the lending landscape. Visit Andrew at Synergy amg Visit Kerry at FSN

Description: Join us for a critical analysis of the current economic landscape as Kerry Lutz sits down with financial expert Gordon T. Long. In this compelling interview, they delve into the intricacies of the subprime auto market, the increasing rates of repos, credit card defaults, and foreclosures, painting a stark picture of the challenges facing today's investors. Gordon T. Long imparts his wisdom on the perils of debt in these volatile markets and forecasts a trend of sustained higher rates for the coming decade, spurred by the US's massive debt and currency debasement. The dialogue takes us back to the inflationary cycles of the past, with a focus on the 1970s crisis and its resolution through strategic liquidity management, offering a historical lens to understand current fiscal phenomena. The interview doesn't shy away from controversial topics, discussing the Federal Reserve's internal power struggles and its proximity to Wall Street decision-making. It also touches upon the implications of modern monetary theory mechanics and the notable decrease in reverse repos, signaling a tightening financial environment. Lutz and Long emphasize the cyclical nature of capitalism, arguing the necessity of recessions as a purification mechanism, where only the most robust businesses thrive. They conclude with strategic investment advice, urging viewers to expand their focus beyond the stock market and consider the bond and credit markets for long-term trends and opportunities. Visit Gordon at: Matasii Visit Kerry at: FSN  

In this sponsor update, Fury Gold Mines' (🇺🇸FURY -- 🇨🇦FURY) CEO Tim Clark and Exploration SVP Bryan Atkinson, shed light on the significant mineralization uncovered at Percival Main. With intercepts 279 g/t Au over 1.5 m, 5.0m of 2.68 g/t gold and 7.5m of 2.31 g/t gold  revealed in three critical drill holes, the team is poised to update the resource estimate and announce a maiden resource for Percival within the year. Despite a current undervaluation in the stock market, Fury stands robust with $45 million in equity, positioning it as a top-tier financed junior in the mining sector. Clark explored the potential for industry consolidation and the critical nature of capturing significant capital flows at a pivotal moment in the market's macro cycle. As he observed, institutions/majors are still very active in the sector as witnessed by Hecla Silver’s additional investment in Dolly Varden Silver’s operations. (Fury has a 22% interest DV). In addition, the continuing geopolitical issues has Clark convinced that Fury’s inherent value will be recognized by the market. We agree and continue to hold our position in the company. Company Website: https://FuryGoldMines.com

In this insightful discussion, economic experts John Rubino and Kerry Lutz tackle the pressing issues at the intersection of global economic trends and domestic policies. They delve into the implications of the recent slowdown indicators and the possibility of the Federal Reserve pivoting towards an easing policy in light of interest rate dynamics. Amid growing concerns about household, student, and auto loan debts, they highlight the importance of strategic immigration policies to enhance the workforce with essential skills. Rubino and Lutz navigate through the complexities of the nursing shortage and the broader need for homegrown talent in critical sectors like engineering and medicine. They argue for a selective immigration approach aimed at bolstering society's intellectual and professional infrastructure. The conversation also touches on the peak of interest rates and its profound consequences on the economy's fragile state, burdened by massive debt. They reflect on the current predicaments in commercial real estate, mortgage applications plummeting to record lows since 1994, and rising credit card delinquencies, all framed against the backdrop of global conflicts and corporate bankruptcies like WeWork's. In a pivot to the commodities space, Rubino and Lutz analyze the political risks impacting the gold mining industry and discuss the sector's investment potential as gold miners' valuations become increasingly attractive. Finally, they propose an innovative solution to address labor market gaps: establishing a Handyman Academy. This concept not only aims to meet the demand for skilled labor but also considers integrating English language teaching, leveraging government subsidies, and developing a novel business model predicated on training-for-equity. Visit John at:Rubino.Substack Visit Kerry at: FSN

In the latest episode of our insightful podcast series, hosts James Locke and Kerry Lutz come together to unpack a range of pressing economic concerns. The dialogue offers a profound exploration of the looming recession threats, the current banking landscape, energy policy consequences, and the spiraling repercussions of student loan debt. Listeners will find strategic advice on navigating these choppy financial waters, particularly around the investment and housing sectors, and learn why an income-focused strategy could be key to weathering potential economic storms. Show Notes: 00:01:30 - The episode kicks off with James Locke providing an overview of the current economic indicators and what they suggest about the likelihood of a recession. 00:05:15 - Kerry Lutz weighs in on the health of the banking sector, and together they dissect the vulnerability of regional banks and the broader implications for investors. 00:12:45 - Locke presents a cautionary perspective on investing in regional banks, citing the fragility of the banking system as a pivotal reason. 00:18:30 - The conversation shifts to the energy sector, with a robust discussion on the prediction of oil prices potentially reaching $100 a barrel and the role of government policy in domestic energy production. 00:24:50 - The duo deliberates the importance of self-reliance in energy and how it impacts national economics and geopolitics. 00:31:10 - Locke and Lutz tackle the massive issue of student loan debt, deliberating on its macroeconomic effects and the urgent need for affordable education solutions. 00:39:40 - The dialogue turns to the real estate market, with a focus on how low rate mortgages have created a paradox, locking homeowners in place and thus shrinking the housing market. 00:45:50 - They explore strategies for individuals to stay income-focused in their investments, emphasizing the importance of preparing for unexpected "black swan" events. 00:52:25 - As the episode concludes, the hosts provide actionable insights and tips for listeners on safeguarding their financial futures in a volatile economy. 00:58:00 - Locke ends the discussion with a final thought on the power of being well-informed and proactive in personal finance management. Closing Thoughts: This episode is a must-listen for anyone interested in understanding the complexities of the current economic environment and how it could affect personal investments and the broader market. James Locke and Kerry Lutz offer an engaging and thought-provoking analysis, coupled with practical advice for staying resilient amid economic uncertainty. Find James at PooleLocke.com Find Kerry at FSN  

In this episode of the Financial Survival Network, we're excited to host Jay Martin, the acclaimed host of the Jay Martin Show and seasoned investment conference producer. With a following of over 300,000 and 331 million views across media platforms, Jay brings a wealth of knowledge and insight into commodity investing and the current macroeconomic landscape.  Introduction to Jay Martin: A brief overview of Jay's impactful career and his extensive experience in the financial sector. Exploring Jay's notable accomplishments, including the success of the Jay Martin Show and the VRIC conference where he hosts eminent figures. The Role of Commodities in Today's Economy: Jay breaks down the historical significance and current necessity of commodity investments as a hedge against inflation and economic volatility. An analysis of how inflationary pressures and supply chain disruptions are making commodities a timely topic. [00:10:20] - Behind the Scenes of Jay’s Commodity Crash Course: Jay gives us a sneak peek into his upcoming commodity crash course, aimed at equipping individuals with critical market insights. How Jay's first-hand experiences and learning from top financial experts have shaped the course content.  Personal Anecdotes of Success and Failure: Jay shares personal stories from his journey in financial markets, offering listeners a candid look at the triumphs and tribulations that have informed his approach to investing. Valuable lessons learned from a career of hiring and firing, as detailed in one of Jay's recent newsletters. Achieving Financial Sovereignty: A deep dive into actionable strategies for listeners to achieve financial independence and resilience. Jay’s perspective on the importance of managing one's mind and decisions to optimize financial outcomes. Q&A with Jay Martin: Fielding listener questions on investment tactics, navigating the macroeconomic climate, and Jay’s forecasts for the markets. Final Thoughts and Takeaways: Jay's concluding advice on commodity investment and navigating the current economic landscape. Directions on accessing Jay's resources for further learning and empowerment in commodity trading. Visit Jay at https://TheCommodityUniversity.com  

In this eye-opening episode, we sit down with financial experts Ed Siddell and Kerry Lutz, joined by strategic financial planner Ed Siddell. Together, they delve into the pressing economic issues facing the nation today, such as the burgeoning national debt, consumer indebtedness, and the specter of inflation. The trio discusses the urgent need for decisive leadership in Washington, the strategic importance of domestic energy development, and the profound economic impacts of global conflicts. Despite the challenges ahead, our guests share a message of hope, emphasizing the potential for positive change if actions are taken promptly. Find Ed at: egsifinancial Find Kerry at: FSN  

Kerry Lutz and Robert Siciliano discussed the importance of password security and two-factor authentication in protecting personal and financial information from hackers. They highlighted the common mistakes people make, such as using the same password across multiple accounts and not using two-factor authentication for critical accounts. They also provided examples of the risks of not taking these measures, such as the possibility of hackers impersonating clients and stealing sensitive information, and emphasized the need for professionals to take extra precautions to protect their clients' information. The speakers also discussed the growing threat of SIM swapping and how it can lead to the theft of cryptocurrency. They shared real-life examples of people who have lost thousands of dollars due to this type of fraud and emphasized the need for increased awareness and security measures. They discussed the importance of securing phone and email accounts to prevent SIM swapping and other types of fraud, and highlighted the need for stronger regulations and accountability for phone companies and other service providers. Robert Siciliano also provided insights into the security measures taken by telcos to prevent SIM swapping fraud and discussed the vulnerabilities of two-factor authentication. He recommended using an authenticator app or Google Voice as a more secure second factor and cautioned account holders to be aware of the risks associated with using mobile phone numbers. He also showed Kerry Lutz a cybersecurity awareness check tool on his website that can help users check if their email has been breached. Find Robert at: Protect Now LLC Find Kerry at: FSN  

State of the Economy Insights on the U.S. and global economic climate. Predictions about the upcoming financial recession and its potential impacts. Money Mistakes & Investment Strategies Common financial errors people make during uncertain times. Navigating economic downturns by embracing fear. Elliot’s top recession-proof investment ideas. Psychology in Finance Understanding irrational investment decisions. Combatting biases to build a resilient portfolio that can endure market ups and downs. The Future of Wealth Management Changes based on generational shifts and evolving needs. The role and impact of AI in the wealth management sector. Building Trust in Finance Addressing trust issues with financial planners. Elliot's approach to ensuring clients feel secure and confident. Visit Elliot at: Prosperity Financial Group Visit Kerry at: FSN

Kerry Lutz interviewed Chris Prefontaine, the Smart Real Estate Coach, about his company's success in a rising interest rate environment. Prefontaine explained how his company buys properties subject to existing loans and creates three paydays from each deal, making it a lucrative opportunity for investors. He also discussed how this strategy is particularly effective in a market where interest rates are rising, as it allows his company to take advantage of sellers who are struggling to sell their homes. Additionally, they discussed the legal considerations involved in subject too and lease purchase deals and provided resources for those interested in learning more about creative real estate deals. Visit Chris at: https://wickedsmartbooks.com/kerry1 Also get his free class at: https://smartrealestatecoach.com/mastersclass

Kerry Lutz sits down with Samuel David, the driving force behind Prospera Energy's (🇺🇸GXRFF -- 🇨🇦PEI) recent success of their drilling program. They dive into the company's latest achievements, future plans, and their unwavering commitment to reducing their environmental footprint. ✅ Successful Drilling Program: Prospera Energy has seen immense success with their recent drill program, boasting a 5 out of 5 success rate on their horizontal wells. ✅ Impressive Production: Not only have all wells been successful, but the production levels have surpassed expectations, promising higher profits for the company. ✅ Delicate Drilling: Samuel sheds light on the intricacies of drilling in their specific reservoir, emphasizing the importance of minimizing high drawdown. ✅ Future Endeavors: Prospera Energy is geared up for more. Plans are in place to continue drilling and also convert certain wells to injectors, ensuring a steady flow of production. ✅ Operational Success: Their advanced operation and building techniques have been validated by the reserve life index of the reservoirs. ✅ Financial Uplift: Prospera Energy is on a roll, running above their set budget. Plus, they've achieved a significant reduction in operational costs, slashing them from $60 to a mere $33 per barrel. ✅ Eco-friendly Steps: The company isn't just about profits. They have outlined plans to retire 36 vertical locations and are gearing up for a reclamation program next summer, all in a bid to reduce their environmental impact. (Disclosure we hold shares in this company, which is not a sponsor to the channel) Visit Prospera's site at: https://ProsperaEnergy.com

Introduction: Returning Guest: Adam Coffey, a familiar voice to the Financial Survival Network and a beacon of entrepreneurial success. Exciting News: Adam unveils his new book, Empire Builder: The Road to a Billion. Main Discussion Points: The Entrepreneurial Dream: From starting a business to imagining the zenith of a billion-dollar exit. Roadblocks to Success: Addressing the very tangible challenges business owners face when trying to scale and maintain profitability. Adam's personal journey: How he dreamt beyond the obvious hurdles. Navigating the trials and errors on his path to creating a billion-dollar empire. Lessons from "Empire Builder": Key takeaways for aspiring entrepreneurs and seasoned business veterans alike. Adam’s insights on resilience, strategy, and the art of business growth. Why Read "Empire Builder": Deciphering the secrets behind monumental success in business. Exploring strategies, mindset shifts, and actionable tools that propel businesses to unparalleled heights. Closing Thoughts: The importance of vision, ambition, and adaptability in the world of business. Inviting listeners to engage with Adam's new book and assimilate its insights. Connect with Us: For more conversations with pioneering business minds and insights into the world of finance and growth, tune into the Financial Survival Network. If Adam's journey resonates with you, don’t forget to check out Empire Builder: The Road to a Billion. Click here Empire Builder Visit Adam at AdamCoffey Visit Kerry at FSN  

Martin Turenne, CEO of FPX Nickel (🇺🇸FPOCF -- 🇨🇦FPX) provided us with a sponsor update. He shared details about the just filed Baptiste project’s preliminary feasibility study (PFS), which revealed an impressive 18%+ IRR and an NPV exceeding $2 billion US. These findings position Baptiste as a significant future nickel supplier that will “appeal to the world's leading mining companies.” Turenne also touched upon the collaboration between automotive giant Toyota and electronics leader Panasonic. Together, they've formed Prime Planet Energy and Solutions, which is set to become a major electric vehicle battery producer. He emphasized the growing demand for nickel, and the need for a secure supply chain. Nickel is a vital element in the manufacture of EV batteries. Lastly, the CEO provided insights into the potential of the Van mineral deposit. He also highlighted FPX Nickel's commitment to establishing and maintaining a respectful relationship with the First Nations tribes. He Recognizes their concerns about mineral exploration and mining development in their territories, Turenne underscored the company's unshakable commitment to responsible and sustainable mining practices. Visit the company’s website for the latest updates: https://FPXNickel.com

Introduction: Special Guest: Craig Cecilio, the dynamic Founder and CEO of DiversyFund. Vision: Crafting a world where the American Dream isn't a privilege but a right for all. Key Takeaways: DiversyFund’s Mission: Ensuring equal opportunities for everyone to build wealth, regardless of socioeconomic backgrounds. Craig Cecilio’s rich experience spanning over 25 years: Proficiency in capital raising and deal structuring. Successfully conducted over 1,000 transactions across varied verticals: residential, multifamily, and commercial asset classes. The Power of Distressed Multifamily Assets: Introduction to DiversyFund’s newest investment offering tailor-made for distressed multifamily assets. How economic downturns can be turned into growth opportunities by tapping into affordable pricing. Economic Turmoil = Wealth Transference: Historical evidence pointing to significant wealth shifts during challenging economic times. DiversyFund’s in-depth whitepaper dissecting this intriguing phenomenon. Resources: DiversyFund White Paper: A comprehensive study into the greatest transference of wealth during economic upheavals. Click here to download:  https://bit.ly/4967nxG Closing Thoughts: The unmatched potential of strategic investments in multifamily properties. Your ticket to transform market lows into phenomenal growth is here. DiversyFund is excited and ready to guide you on this transformative wealth-building journey. Connect with Us: For more details, exclusive insights, and opportunities, visit Diversyfund

Kerry Lutz and John Rubino discussed the current state of the economy, including the recent drop in interest rates and the concerning trend of rising deficits and lack of fiscal control in the government. They explored potential solutions, including a gold standard or austerity measures, but concluded that there may be no easy way out of the current situation and that a financial crisis may be necessary to impose austerity and bring the country back to living within its means. The speakers also discussed the risks associated with stock buybacks and how companies manipulate their financial statements to inflate profits and hide losses. They urged listeners to visit their respective websites for more information and to send in questions for future meetings. Hedge fund guy Bill Ackman sold his T-bond shorts, called the interest rate top and rates fell hard.  Wall Street landlords are in a bind, with interest rates up and house prices falling. Brutal 2024 coming? This year's budget deficit with be the third highest ever. Why? Stock buyback blackout is ending and analysts predict massive buying. What big company in its right mind would buy back its stock now?  UAW strike is spreading. Is labor unrest the new normal? Biden really wants a shot at Iran here. Very dangerous week.  Visit John at https://Rubino.Substack.com

Kerry Lutz and Dudley Baker discussed the current state of the mining sector, which has been struggling despite higher gold prices. They emphasized the importance of patience and owning quality stocks, as well as the potential for gains in smaller speculative plays. They also discussed the various ways to invest in gold, including playing the futures market and buying mining stocks, with Baker suggesting a more conservative approach with a basket of quality mining stocks. The discussion also touched on the advantages of investing in stock warrants over options, with Baker explaining that stock warrants with a long life of two to five years are preferable. The speakers predicted a significant turn coming soon in the precious metal sector and emphasized the need for patience and research to find the best investment opportunities, particularly in smaller companies with long-term potential. They also mentioned their own service, Common Stock Warrants, which tracks new warrants coming into the junior mining space and offers subscribers the opportunity to get in early on potential big up moves. The discussion highlighted the potential benefits of stock warrants and how they can be used to make a profit. Overall, the speakers agreed that investing in gold and mining stocks can be a rewarding but risky endeavor, and investors should carefully consider their risk tolerance and investment goals. Visit Dudley's site at: https://commonstockwarrants.com

Kerry Lutz and Michael Frew discussed the tax advantages of owning a software business, including research and development tax credits and asset depreciation. They also talked about advanced tax planning strategies, such as spinning off intellectual property into a trust to receive royalties and qualify for passive income. Additionally, they explored the potential of newsletters to increase cash flow and sponsorship deals, discussing various options for newsletters and the value of a targeted audience. The conversation ended with a discussion of areas of opportunity in the software business that the market has yet to fully realize. Find Michael here: Michael Frew Find Kerry here: FSN

We sat down with Torq Resources’ CEO Shawn Wallace and Chief Geological Office Michael Henrichsen (🇨🇦 TORQ: 🇺🇸 TRBMF). Results were just announced from Torq’s phase III drill program at the Margarita iron-oxide-copper-gold project. With 14 holes spanning 3,862 m, the program has expanded the Falla 13 discovery and uncovered yet more mineralized zones within Margarita. They intersected 42 m of 1.1 g/t Gold and 0.48% Copper Near Falla 13 and 132 m of 0.48% Copper at Cototuda. Broad copper oxide zones were also found at the previously drilled Margarita corridor. No doubt more good news is on the way, with results from seven more holes expected shortly.  Shawn expressed excitement over the project's potential given its strategic location near Copiapo's city, with high-grade infrastructure, and favorable conditions for year-round drilling. He remarked on the considerable value these discoveries added to Torq's Margarita project, with 2024 set to be an important year. Michael emphasized the significance of the new findings. He highlighted the discovery of a parallel structure to the Falla 13 zone, and the promise shown by the Cototuda target. He stated that the Margarita's potential is a continuing story and hopes that it will become another shining star within Coastal Cordillera belt, which is already home to several large producers. Plans are underway to study the characteristics of both discoveries, and to explore the newly discovered zones near Falla 13 and the Cototuda corridor, alongside numerous other unexplored targets. Very exciting times for the Torq team. Visit the company’s website at https://torqresources.com/

Kerry Lutz and Martin Armstrong discussed various topics related to global politics, economics, and technology. They talked about the inefficiency of communism and the trend of militarizing and weaponizing worldwide. They also analyzed the cyclical nature of the economy, the strength of the dollar, and the potential for China to become the financial capital of the world. Martin and Kerry warned about the dangers of government overreach, particularly in the realm of social media and information control, and emphasized the need for term limits in government and the protection of individual freedoms. Finally, they discussed the impact of AI and Elon Musk on society and the economy, including the potential for job displacement and the importance of curiosity in discovering new things. Find Martin at:Armstrong Economics Find Kerry at: FSN

Download Jim's charts here: https://bit.ly/48UDlNg Jim Welsh from Macro Tides discussed the correlation between bond prices and the stock market, and how the negative correlation window is ending. He suggested that the formula of a 60/40 allocation to stocks and bonds is going to be problematic if we've entered a window of a secular bear market in bonds. Welsh also discussed the impact of rising inflation on consumers and the economy, and how the excess savings accumulated during the pandemic will be gone for most consumers by the end of September, which will lead to a slowdown in the economy. Additionally, Welsh predicted a pullback in the dollar, a weaker euro, and a rally in gold. He believes that Treasury yields will come down over the next six months as the economy slows down due to demographic problems, low birth rates, and enormous debt needs. The S&P 500 may have one more rally before a difficult year in 2020. Welsh suggested that a buy and hold strategy using 60/40 will not be successful over the next ten to fifteen years as we deal with these big problems. Download Jim's charts here: https://bit.ly/48UDlNg Visit Jim's site at: https://MacroTides.com

The meeting was an interview between Kerry Lutz and Eric Jackson about the early days of PayPal and its founding team, including Elon Musk, Peter Thiel, and Max Levchin. Jackson reflects on the historical significance of the company and the strong personalities that sometimes clashed but ultimately worked together. They discussed the challenges PayPal faced, including fraud and regulatory issues, and how it overcame them to become a success. The conversation also touched on the cultural differences between PayPal and eBay, and how they affected the companies' respective trajectories. Jackson also discussed the formation of the PayPal Mafia, a group of successful entrepreneurs who worked together at PayPal, and attributed their success to a culture of innovation, risk-taking, and accountability. The interview provides insight into the early days of PayPal and the individuals who helped shape its success. Buy the book here: The PayPal Wars Find Kerry here: FSN  

Kerry Lutz interviews Mark Raffan, the Negotiations Ninja, on the art of negotiation. They discuss the importance of preparation and strategy in negotiations, caution against making it your job to ensure the counterparty gets a win, and emphasize the importance of knowing what you want and breaking it down into negotiable items. Mark shares a real-life example of a negotiation that bombed due to getting stuck in the weeds and discusses the importance of understanding the total value of a deal over the lifetime of that deal. They also advise being direct in negotiations and visualizing the completed deal to have a clear vision of success. Find Mark here: negotiations.ninja Find Kerry here: FSN  

Kerry Lutz interviews Kyle, the top realtor in the US in 2019, about the current state of the real estate market. Kyle explains that the market is currently in a stalemate, with demand tempering off, but prices and buyer demand not plummeting as expected. Rates are a big factor in the market, and if they were to be cut, there would be a massive influx of buyers. Kyle also advises buyers and sellers not to let interest rates become the be all and end all, as refinancing is always an option. They also discuss various trends and strategies in the real estate market, including the decline of commercial real estate and the potential for repurposing buildings, as well as the housing shortage in the Northeast. Kyle advises real estate investors to be long-term players and to factor in a contingency plan when looking at deals. Find Kyle here: Seyboth Team Homes Find Kerry here: FSN  

Kerry Lutz and Brad Williams discussed the recent CPI numbers and the impact of inflation on investments and retirement planning. Brad recommended that retirees should consider alternative sources of investment that perform well during high inflation and allocate a portion of their assets to precious metals. They also emphasized the importance of de-risking and shifting towards income-oriented investments as retirement approaches. Brad advised that retirees should work with an advisor who understands the income phase of their life and consider guaranteed sources of income such as certain annuities. Additionally, they briefly touched on the geopolitical situation and its potential impact on interest rates. Find Brad at: Ask Brad Williams Find Kerry at: FSN  

Kerry Lutz and David Stryzewski discussed various economic and political issues. They talked about the latest Cpi number and inflation, with David explaining that the Cpi is not reflective of the average individual's purchasing power and that the government's printing and spending is causing inflation. They also discussed the complex economic and political landscape, including the potential for a government shutdown, impeachment proceedings against President Biden, and the Fed's upcoming meeting. Additionally, they talked about the impact of rising interest rates on the real estate market and the banking industry, as well as the need for better approaches to address mental health and addiction issues. Finally, they discussed upcoming events that could have a significant impact on the economy and society, including the potential government shutdown and the threat of a national credit downgrade.   Find David at: myspg.com Find Kerry at: FSN  

Catherine B. Roy, a LinkedIn expert, shared her insights on how to use the platform to triple your business overnight. She discussed her success using LinkedIn during the pandemic and provided tips on how to position oneself as an industry leader on the platform. Catherine emphasized the importance of creating valuable content and using keywords and hashtags to increase visibility. She also highlighted the potential of LinkedIn and encouraged early adoption to reap the benefits of the platform. Visit her at: https://CatherineBRoy.com

Amid recent the recent stock decline, we had a sit-down with Arthur Halleran, CEO of sponsor Trillion Energy (TCF 🇨🇦: TRLED 🇺🇸) to gain insight into the situation. Here’s what we learned. Natural Gas Production: Trillion’s natural gas output was below expectations due to technical glitches, including oversized gas lines and water intrusion into wells. Solutions in Play: To address the issues, Trillion sought expertise from a top-tier consultant for a comprehensive review of the SASB field. Their swift recommendations include perforating the waterlogged wells to up the pressure and remove water. This economical solution provides Trillion a cushion to add pumps to each well and modify the line size. Market Dynamics: The ongoing geopolitical events have been pushing gas prices upwards, a trend that Halleran expects to persist. Company’s Viability: Addressing concerns, Halleran reassured that Trillion is not only profitable but is also targeting a daily production surge to 7.5 mcf by year-end. Furthermore, the company is set to drill 5 sidetrack wells in 2024, hinting at a significant production expansion. Oil Venture: Trillion has initiated a seismic study of its new Cudi-Gabar oil farm-in. Nearby fields boast production rates of 10,000 and 100,000 bpd. With a neighboring well just a kilometer away, Halleran sees an opportunity for a free firsthand look into Trillion’s own field dynamics. Trillion’s challenges will soon be in the past. With strategies in place to optimize gas production and the advent of the sidetrack wells, the company's cash flow is poised to see a substantial rise. Cudi-Gabar has the potential to be a monster field. The company is effectively trading at its 2021 price, when we first purchased shares, except it now has production and greater prospectivity, which is why we're giving serious thought to increasing our position.  Visit Trillion’s Website: https://TrillionEnergy.com

Kerry Lutz interviewed Tony Saliba about Liquid Mercury, a derivatives software platform that focuses on security, safety, and speed and handles multiple asset classes, primarily digital assets. Saliba discussed the platform's ability to deliver a number of legs in a spread and the Merk token, which has two main value propositions for institutional clients and a rewards program for personal use. He advised traders to take a class and get familiar with crypto and to look at second-tier tokens that have been on their butt since the F Tx admission. Saliba also expressed his enthusiasm for options on crypto and the upcoming zero days to exploration for equities. Visit Tony at: http://LiquidMercury.com

Kerry Lutz and Eddy Gifford discussed the recent PPI numbers and its impact on the market, with Eddy explaining that companies will pass on the increased costs to consumers who are already struggling with inflation. They also discussed the Fed's interest rate policy and the yield curve, and how it affects the market. Eddy advised investors to maintain flexibility and have a disciplined strategy that is rules-based, and to lean in when the trend is in their favor and cut their losses or implement stops and targets. They also delved into the complexities of the current global instability and its potential impact on the economy, expressing concern about the state of the world and the potential consequences for the economy and people's lives. Gifford emphasized the importance of refining and improving investment strategies and maintaining discipline, even in moments of pessimism, and highlighted the need for investors to have a plan that takes advantage of emotions in the market and to be prepared for market downturns. Visit Eddy at: https://tactivewealth.com

W. Craig "Bill" Reed, a bestselling author and executive consultant, shared his insights on the power of storytelling in corporate settings. He emphasized the importance of engaging the emotional and instinctual parts of the brain, using simplicity, structure, and emotional connection in storytelling. Reed also discussed how to apply these principles to presentations to large audiences or business-to-business accounts, and offered practical tips for crafting effective stories that resonate with customers. Additionally, he shared how Remotely Me helped Better Homes and Gardens Real Estate improve their sales and recruitment process using neuroscience, resulting in a reduction in onboarding costs, increased productivity, and less turnover. Overall, Reed's expertise provides valuable guidance for anyone looking to improve their communication skills in a corporate setting. Visit Bill at: WCraigReed.com  

Israel adds to the sense that we're back in the 1970s. Will the US and Iran get involved?  The defense contractor stocks are up, of course.   Oil had given up $8/bbl of its big run, but this morning it took half of that back.  The yield curve is flattening. What does that mean?   The UAW strike is widening and Keiser Permenante had a temporary strike that might resume if no deal is signed this week.   The weight loss pill story ...   Twitter is absolutely the only way to keep up with fast moving events like a war.   Biden is building Trump's wall as New Yorkers chant "Close the border!" Chaos in the Republican party, or politics the way it should work?  Visit John at https://Rubino.Substack.com Kerry Lutz and John Rubino discussed various topics, including the potential for a global conflict due to the recent Middle East war and its impact on the global economy. They also warned of an impending financial crisis due to rising inflation, spiking oil prices, and geopolitical chaos. The conversation highlighted the need to consider the long-term consequences of relying on quick fixes and the importance of seeking out reliable sources of information in a world where disinformation is rampant. The discussion also touched on the potential dangers of allowing illegal immigrants into the country, including the possibility of sleeper cells and the economic impact of illegal immigration. They also talked about the changing landscape of news reporting, with Twitter and citizen journalism replacing legacy media outlets. The section emphasized the need to check sources to avoid disinformation and the importance of considering the psychopathic nature of those who view war as a good deal. Overall, the meeting highlighted the potential dangers of geopolitical tensions and the importance of being informed and prepared for potential crises.