In this episode of the iWealth Podcast, the hosts discuss the financial aspects of sending a child to college. They address common questions parents have, such as how to pay for college and the importance of the FAFSA form. The hosts highlight that the FAFSA form uncovers assets and provides information on how much parents are expected to contribute to their child's education. They emphasize that the child's own assets are considered more heavily than the parents' assets when it comes to funding college expenses. The hosts also discuss the role of 529 plans and the impact of gifting from these plans on the FAFSA form. They caution against trying to manipulate assets to maximize financial aid, as it often yields unexpected results. Additionally, the hosts mention that filling out the FAFSA form is necessary for scholarships and grants, and not completing it may result in missing out on financial assistance. They encourage parents to ask questions, consider their financial situation, and make informed decisions regarding college funding. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this episode of the iWealth Podcast, Brad Connors joins the discussion on retirement planning. The conversation begins with the importance of setting financial goals, specifically the goal of having a million dollars at retirement. However, Brad emphasizes that simply reaching a financial milestone like a million dollars is not enough; one must consider their spending needs in retirement. Brad explains the concept of the "burn rate," which refers to the monthly expenses individuals have during retirement. He emphasizes the need to match the financial goal with the burn rate to ensure a comfortable retirement. For example, a million dollars may be sufficient for someone with a lower monthly burn rate, but it may fall short for someone with higher expenses. The discussion then shifts to the strategies employed during retirement. Brad highlights the significance of transitioning from a dollar-cost averaging approach to a more structured investment plan. He introduces the concept of "sequence of returns," where the fluctuation of share prices in the market affects the sustainability of retirement income. Brad suggests having a diversified portfolio with different risk levels and creating separate buckets for various retirement needs. By strategically managing these buckets, retirees can make informed decisions on which investments to sell based on market conditions. Brad emphasizes the importance of working with a financial advisor to establish these strategies well before retirement, as it allows for smoother transitions and better risk management. Throughout the episode, Brad stresses the need for personalized retirement planning. Each individual's financial situation, goals, and risk tolerance are unique, and a tailored approach is necessary. By setting realistic goals, understanding the burn rate, and implementing effective investment strategies, individuals can navigate their retirement years with confidence and financial security. The iWealth Podcast, hosted by Brad Connors, provides valuable insights and practical advice for individuals looking to achieve their financial goals and navigate the complexities of retirement planning. With a focus on personalized strategies and informed decision-making, Brad empowers listeners to make sound financial choices that align with their long-term objectives. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... For more information, call 507-835-9111 or email [email protected]

In this episode of the iWealth Podcast, Brad Connors delves into the topic of bear markets and provides insights on how investors can approach them based on their specific situations. The discussion focuses on two key phases: the accumulation phase and the distribution phase. During the accumulation phase, Brad emphasizes the importance of staying invested and not succumbing to panic during bear markets. He highlights the advantage of buying more shares at lower prices, as regular contributions to investments can lead to increased share ownership over time. Brad advises investors to evaluate their risk tolerance and diversify their portfolios to weather market fluctuations successfully. In the distribution phase, when retirees start living off their investments, Brad acknowledges that bear markets can be unsettling. However, he emphasizes the need for a well-structured portfolio with different risk levels. By having separate buckets for different risk levels, retirees can strategically sell shares from the appropriate bucket to sustain their retirement income. Brad explains the concept of dollar-cost averaging before retirement and the transition to no dollar-cost averaging after retirement. Throughout the episode, Brad highlights the importance of having a long-term perspective and a solid investment plan. He encourages investors to focus on their individual goals, risk tolerance, and overall financial strategy when considering bear markets. By understanding their unique situations, investors can navigate bear markets effectively and make informed decisions. The iWealth Podcast, hosted by Brad Connors, provides valuable insights and practical strategies for investors in different phases of their financial journey. By addressing the specific challenges and opportunities presented by bear markets, Brad empowers listeners to approach market downturns with confidence and make strategic investment decisions aligned with their financial goals. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap...

In this episode of the iWealth Podcast, Brad Connors dives into the topic of whether life insurance is necessary during retirement. He emphasizes that the need for life insurance depends on individual circumstances and desired outcomes. Brad explores situations where life insurance may be crucial during the journey to retirement, such as providing financial security for loved ones in the event of premature death. As retirement approaches, he discusses the subjective nature of life insurance and highlights cases where retirees choose to purchase permanent life insurance policies to ensure a specific inheritance for their children. Addressing the scenario where retirees plan to exhaust their savings during retirement, Brad acknowledges that some individuals may not feel the need for life insurance. However, he points out the potential benefits of permanent insurance policies in guaranteeing an inheritance for children. He stresses the importance of having discussions about life insurance earlier in life to avoid relying solely on employer-provided policies during retirement. Brad notes that while approximately 10% of his clients initially plan to spend all their retirement savings, their actual spending patterns often change over time. He emphasizes the value of having life insurance as a safety net for unexpected circumstances and as a means to leave a financial legacy. The episode concludes by emphasizing the need for individuals to assess their unique situations and consult with a financial specialist like Brad Connors to determine the necessity of life insurance in retirement. Brad highlights the tax benefits associated with life insurance death benefits and its potential as a retirement vehicle. He emphasizes the importance of making informed decisions based on individual circumstances and goals, with the guidance of a professional. Overall, the iWealth Podcast, hosted by Brad Connors, provides valuable insights into the need for life insurance during retirement planning. By encouraging listeners to evaluate their specific needs and seek professional advice, Brad empowers individuals to make well-informed decisions regarding life insurance in their retirement strategies. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. For more information, call 507-835-9111 or email [email protected]

In this quarterly update, we delve into the highlights of the market performance during the second quarter of 2023. The overall sentiment is one of optimism as various economic indicators suggest positive momentum. The S&P 500 experienced significant growth, showcasing a strong performance and reflecting a robust market. Additionally, the Dow Jones Industrial Average rose by 5%, contributing to the overall positive market sentiment. Bonds also saw an upward trend, with a 2% increase, offering favorable opportunities for investors. While the market exhibited resilience and growth, we were still dealing with the ongoing debt ceiling debate. Despite potential concerns, the House successfully engaged in negotiations with the White House, signaling progress in managing this critical issue. Furthermore, the podcast acknowledges the presence of numerous job opportunities, indicating a healthy labor market. This favorable job market bodes well for individuals seeking employment and contributes to the overall economic growth. Regarding inflation, the podcast notes a downward trajectory, suggesting a potential easing of price pressures. However, strategists express cautious sentiments, anticipating the possibility of a mild recession on the horizon. The podcast delves into these predictions, exploring factors that could contribute to the emergence of a recession and potential implications for various sectors. Join us as we analyze the market trends, economic indicators, and crucial factors that could shape the future economic landscape in the coming months. Gain insights from industry experts and strategists as we navigate through a period of optimism while remaining aware of the potential challenges that lie ahead.

n this episode of the iWealth Podcast, the hosts, Brad Connors and Matt, discuss the concept of dividends and their significance in investment strategies. They clarify that dividends are payments made by companies to their shareholders based on the company's profitability. Dividends are comparable to interest earned on investments, but with the added potential for stock growth. Brad explains how reinvesting dividends can lead to buying more shares over time, especially during market downturns when share prices are lower. He emphasizes the benefits of dividend-paying stocks and the potential for compounding returns. The hosts also explore dividend-focused index funds and ETFs, which offer investors exposure to a collection of dividend-paying stocks. While dividends can be a valuable component of an investment strategy, the hosts caution that not all companies pay dividends, especially those in the early stages of growth. They stress the importance of diversification and understanding the company's potential for future dividend payments. The episode concludes by highlighting the power of compounding interest and dividends and the long-term wealth-building opportunities they provide. Listeners are encouraged to consider incorporating dividends into their investment portfolios and to leverage the potential for growth through compounding. Overall, the iWealth Podcast delivers valuable insights into dividends as a means of wealth accumulation, aiming to educate listeners on the benefits and considerations surrounding dividend-paying investments. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Matt Wiechmann is not affiliated with LPL Financial. AI holds tremendous promise to boost business productivity, but also poses risks. Our latest video explores the current state of AI, its business impact, challenges to address, and why companies must implement responsible strategies to leverage its full potential. Artificial intelligence (AI) is dominating technology headlines lately. ChatGPT, Google Bard, Claude 2, generative design - these new AI capabilities have sparked intense interest and debate. In this post, we'll discuss the current state of AI, its promise for the future, and the implications for businesses. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

The hosts of the iWealth Podcast delve into the topic of what money means for couples, whether it means security or freedom. They explore the importance of understanding your partner's financial priorities, especially as you approach retirement age. They also discuss the common dynamic between couples where one is a spender and one is a saver, and how to balance both financial perspectives in a healthy way. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this episode of the iWealth podcast, hosts Matt Wiechmann and Brad Connors discuss the differences between mutual funds and ETFs, two popular investment options. They explain how mutual funds are baskets of stocks or bonds managed by a team, while ETFs are index funds that mirror an exchange. They also touch upon the emergence of hybrid funds, which are a combination of different ETFs packaged together. The hosts stress the importance of being disciplined and investing in the right funds for your age and risk tolerance. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this podcast episode, host Brad Connors discusses whether having more money leads to greater happiness. While money is necessary to meet basic needs, he argues that it does not necessarily lead to happiness beyond a certain point. He shares examples of people with significant wealth who are unhappy, and emphasizes the importance of finding happiness in the present moment and with loved ones. He concludes by urging listeners to be prudent with their money, but not to equate the size of their bank account with their overall well-being. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this episode of the iWealth podcast, host Brad Connors discusses the concept of the Giving Pledge, where some of the wealthiest people in society pledge to give away a significant portion of their wealth to philanthropic endeavors. Brad and his guest, Matt, talk about various ways individuals can contribute to charity, such as purchasing life insurance policies, donating appreciated stocks, and giving to non-profit organizations. They also highlight the benefits of being involved in charitable activities, such as connecting with like-minded people and finding fulfillment in helping others. Overall, the podcast encourages listeners to consider giving back to their communities and making a positive impact through philanthropy. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this episode of the iWealth podcast, Brad and Matt discuss the attitude of gratitude and how it applies to money management. They stress the importance of focusing on what's going well in your life and how gratitude can help alleviate anxiety and scarcity. Brad also suggests ways to incorporate giving into your financial planning, such as supporting non-profits or leaving part of your IRA to charity. They encourage listeners to look for opportunities to help others, even if it's done anonymously. By being outward-facing and in a state of gratitude, the hosts argue that retirement can take on a new meaning and purpose beyond just personal comfort. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this podcast, Brad Connors and his co-hosts discuss whether funding a child's education or saving for retirement is more important. The guest, Matt, has a daughter and believes that taking care of her education is the priority. However, Brad argues that it's important to prioritize retirement savings, and getting rid of debt first, before funding a child's education. They caution against sacrificing retirement savings for education as the child may not use it or may drop out of college. The podcast ends with a discussion on the importance of taking care of oneself first, similar to putting on an oxygen mask on an airplane. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this episode of the iWealth podcast, the hosts discuss the importance of saving for college education for children. They recommend that parents get on the same page with their spouse on whether they want to pay for college education or not, and if yes, to explore different savings options such as the 529 plan, gifts, or life insurance. Brad Connors also suggest that parents consider encouraging their children to work in their business to earn income and save for their college education. Additionally, they touch on the rising cost of college education and the increasing demand for trade schools. Overall, the hosts recommend that parents seek professional advice and start saving for their children's education as early as possible. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Retirement planning must include much more than just the financial aspect. There needs to be a focus on the importance of having a purpose in retirement. In this video, Brad discusses how part-time work, family, travel, and volunteering can provide retirees with a sense of purpose and fulfillment. He emphasizes that focusing on what's next, rather than getting away from work, is crucial when developing a vision for retirement. He also touches on the emotional challenges of retirement and the importance of having existing relationships and purpose before retiring. The video concludes with a reminder to seek professional advice and plan for retirement well in advance. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

In this podcast, the host interviews Mr. Brad Connors about the importance of being a disciplined investor. They discuss how irrational behavior can lead to poor investment decisions and why it's crucial to remain rational and disciplined during market downturns. They also touch on the impact of external factors like health, family, and news cycles on investment decisions. They conclude by emphasizing the importance of seeking professional advice and turning off the news to avoid irrational behavior. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

When is the right time to retire? It's a question that depends on your personal needs and circumstances. The age at which you retire will affect your finances. Depending on your financial situation, determine what age makes the most sense to retire for you so that you may enjoy retirement comfortably. Brad discusses 401Ks and Social Security and Minimum Required Distribution. Talk to your financial advisor to discuss your investments before and during retirement. iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

In this quarterly update video, Brad Connors shares his thoughts on the 1st quarter market activity. The market had positive momentum, with stocks and bonds bouncing back. He discusses the possibility of the FED raising interest rates and the potential break it could cause, which happened with Silicon Valley Bank. Brad believes that the breakage helps the Fed pause raising the interest rates. Looking out into the future, Brad feels that an increase in manufacturing on the home front may help to stabilize the market during the second half of the year. Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthTV/videos Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap-Purposeful-Retirement/dp/0692322744/ref=sr_1_1?ie=UTF8&qid=1418927824&sr=8-1&keywords=fish+don%27t+clap Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Brad's two most crucial pieces of advice for 2023: Get out of debt as soon as you can. Decide that you're done with debt—right now. That means no more swiping that credit card, no more taking out personal loans for something you can't pay cash for. Get to 10% - If you consistently put away 10% of your income, the actual amount you contribute each month will grow as your salary rises, which can help you build up your retirement fund more quickly. If you can save more than 10% do it! iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

Most children, whether they are teenagers or younger, don't spend a lot of time worrying about retirement. After all, when you're juggling schoolwork, extracurricular activities, and all the other challenges of adolescence, saving for retirement may not even register on your radar screen. Some young people will open individual retirement accounts (IRAs) when they receive paychecks from their first job. But IRAs make excellent savings vehicles for people of an even younger age. Because of their tender years and the decades they have ahead of them; children are poised to take full advantage of time and the power of compounding within this type of tax-advantaged savings vehicle. However, savvy parents, grandparents, and other family members can still step in to help jumpstart their children's retirement savings. Talk to your financial advisor to the iWealth team to discuss your investments.  iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

Strictly speaking, filling out the FAFSA is not required to attend college. However, the FAFSA is a requirement for most need-based financial aid and many scholarship programs. 83.8% of first-time, first-year undergraduate students receive financial aid in some form. Each student borrows an average of $11,836 annually to pay for school. Public university attendees borrow an average of $30,030 each to attain a bachelor's degree. Given the high tuition, even a family with solid financial standing can qualify. Give iWealth a call with your financial questions.

Spouse life insurance ensures that if something happens to either spouse, the other spouse will be okay financially. It doesn't matter if one spouse or partner earns an income. For most families, both spouses contribute differently by providing services or helping out with the children. If your spouse were no longer in the picture, you would have to pay for housekeeping, laundry, meals, and transportation for the children. God willing, you'll never need to use that insurance policy - but in the meantime, having life insurance in place will give peace of mind to you, your spouse, and your loved ones. And you can't put a price tag on that. iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

A stock split is a decision by a company's board to increase the number of outstanding shares in the company by issuing new shares to existing shareholders in a set proportion. While a split doesn't actually make your investment any more valuable in and of itself, a lower share price and the resulting increase in trading liquidity can certainly attract additional investors. iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

Brad says that while only 30% of iWealth clients have a will made, he recommends 100% get one.  Brad discusses how trusts may set children up for success. Trusts can be especially beneficial for minor children, as they allow for more control of the assets, even after your death. By setting up a trust, you can communicate how you want the money you leave to your children to be managed, the circumstances under which it can be distributed, and when it should be withheld. You can also determine if your children will be able to control the money at a certain age as either co-trustees or as recipients of the full balance of the trust. iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

Financially speaking, it's a tough time to be a parent. With economic turmoil reaching the boiling point and many companies freezing any extra spending, American families are more strapped than ever.  Families are making budgets, and children are watching. Show your child the family's cost of living, teach them how to save, and introduce them to the power of compounding interest.  iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

"I keep hearing about dollar cost averaging and don't really understand it. How is it different from other investing strategies, and how will it help me in the long run?" Dollar-cost averaging is a strategy that takes advantage of the market by investing a set amount each month, regardless of the price of investments.  Go back and look at how many shares you had at the start of 2022 and where you are now with that investment. Turning your eyes away from the $ to the amount of the company you own is a helpful shift for many investors.  Having a financial advisor, like the iWealth team, may help provide clarity through market changes. Speak with your financial planner or give iWealth a call to discuss a plan for your future.  iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

Even elite athletes need rest days to stay healthy. Sometimes financial markets need to reset from record-setting performance, too. Is the market behaving normally, or is it different this time?  Today on the iWealth Podcast, Brad talks about investment strategies in a bear market with Matt. Having a financial advisor, like the iWealth team, may help provide clarity through market changes. Speak with your financial planner or give iWealth a call to discuss a plan for your future.  iWealth  SUBSCRIBE  Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me  LinkedIn: https://www.linkedin.com/in/bradconnors/  Podcast: https://anchor.fm/iwealth  Twitter: https://twitter.com/iWealth4me  Book: https://fishdontclap.com/#home  Websites: https://iwealthpcg.com/ or https://iwealth4me.com/  Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement ·  iWealth was created to help you manage risk while you invest wisely and live well. ·  We believe in the “golden rule” of treating others how we would want to be treated.  We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. ·  We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. ·  We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm.  We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families.  For more information, call 507-835-9111 or email [email protected]

Interest rate fluctuations can send ripple effects throughout the economy. While the most recent interest rate hikes are meant to help curb inflation, it’s possible these effects could have an impact on stocks, bonds and other investments. Learn more in today's podcast. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Timeshares have great salesmen. In fact, they might have some of the  best around. But do they make a good investment?  Just because they tell  you that you are getting a great deal, it doesn't mean that you really  are. Before you buy, take some time to watch this podcast. Don't make  your decision in haste, and never let the salespeople rush you. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Every year, millions of high school seniors apply to college, but a good fraction of these students may not feel that a four-year degree is right for them. Even if they end up going to a traditional university and landing a stable job, they may find themselves in a career that isn't personally fulfilling. The constant demand for trade skills keeps wages high, but the greatest value of learning a trade might be embarking on an enriching career. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Every time we look at our phones, it seems something terrible has happened. Here’s how to monitor current events in a healthy way.    Rather than clicking automatically on the dramatic headline, try following more outlets that focus on stories of progress, hope and kindness – share those stories, too. And when the inevitable bad news does hit the headlines, try to see whether it’s really telling the whole  story.    "And remember that problems are inevitable, but problems are solvable.”  iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

You decided you should buy a life insurance policy, but now you have one all too common question: How much life insurance do I really need? It's important not to underestimate your ideal amount of life insurance. A recent study found that one in three people say they don't have enough coverage. Remember to calculate for future expenses as well. J.P. gives us insight in today's podcast. The sweet and simple answer is 10–12 times your annual income. Why 10–12 times? Because if you die, that amount replaces your salary and gives your family a comfortable financial cushion while they recover from their loss. It also gives them money they can invest for future income. Buying 10–12 times coverage guarantees that whatever else your family feels, they won’t feel a financial pinch when you’re gone. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected] You decided you should buy a life insurance policy, but now you have one all too common question: How much life insurance do I really need?   It's important not to underestimate your ideal amount of life insurance.  A recent study found that one in three people say they don't have enough coverage. Remember to calculate for future expenses as well. J.P.  gives us insight in today's podcast.    The sweet and simple answer is 10–12 times your annual income. Why 10–12  times? Because if you die, that amount replaces your salary and gives your family a comfortable financial cushion while they recover from their loss. It also gives them money they can invest for future income.  Buying 10–12 times coverage guarantees that whatever else your family

Setting short-term financial goals, as well as mid-term and long-term, is an important step toward becoming financially secure. If you aren’t working toward anything specific, you’re likely to spend more than you should. You’ll then come up short when you need money for unexpected bills, not to mention when you want to retire. J.P. shares his plans and tips for a great retirement. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Landing a raise at work is a big achievement. Major kudos. It helps justify the job you are doing and makes you feel like a valuable part of your company. But salary increases are never guaranteed. They tend to be directly correlated to the success of the business and the economy.  And let’s face it: It can be easy to get a raise at work and then continue living your life business as usual without making the most of those extra funds. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected] Landing a raise at work is a big achievement. Major kudos. It helps  justify the job you are doing and makes you feel like a valuable part of  your company. But salary increases are never guaranteed. They tend to  be directly correlated to the success of the business and the economy.  And let’s face it: It can be easy to get a raise at work and then  continue living your life business as usual, without making the most of  those extra funds.

The need for food assistance is greater than ever this year. Please consider donating to help fund the Holiday Food Baskets, distributed by the Waseca Area Neighborhood Service Center! https://iwealth4me.com/giving-back/holiday-food-drive/

Regardless of good health and well-being in the present, aging brings the ever-present possibility for a change in well-being and the need for new care.   While planning for unpleasant events may not be the most pleasant topic,  doing so will ensure that your loved ones are prepared and protected in case of emergencies. Planning ahead lays a foundation for peace of  mind and reduced stress for seniors and their caregivers alike iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected] Regardless of good health and well-being in the present, aging brings  the ever-present possibility for a change in well-being and the need for  new care.   While planning for unpleasant events may not be the most pleasant topic,  doing so will ensure that your loved ones are prepared and protected in  case of emergencies. Planning ahead lays a foundation for peace of  mind, and reduced stress for seniors and their caregivers alike

People often put more thought into preparing for the family vacation—the transportation, the timing, the meals—than planning for the end-of-life experience we’ll all have.  You can leave your family scrambling to make arrangements—or calmly execute your wishes. Here's what you need to know about planning for  the end of life, whether it's happening in months, years, or decades. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected] People often put more thought into preparing for the family vacation—the  transportation, the timing, the meals—than planning for the end-of-life  experience we’ll all have.  You can leave your family scrambling to make arrangements—or calmly  executing your wishes. Here's what you need to know about planning for  the end of life, whether it's happening in months, years, or decades.

If you could retire from work today, what would you do with your time? Would you travel, spend more time with your families, volunteer or pursue a favorite hobby? Well, what if I told you that you could do all of those things -NOW- and still have money to plan comfortably for the future you desire? Yes, that’s actually possible. Shawn explains in today's podcast. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complimentary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

It's an exciting time at iWealth. We are happy to have extra team members serving our clients well. Brad shares his excitement for the  iWealth Team. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Buying a new home could be a great way to start your golden years, bu t  there are some considerations to think through first.    If you're buying a new house for retirement, it's important to consider certain factors. This purchase may call for even more careful consideration than your first home because your house for retirement will need to potentially meet your changing needs as you age.  If you're wondering what to look for when buying a retirement home,  listen to this podcast. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

High-interest rates can be hard to swallow. But does that mean you shouldn’t buy a house? Is there ever a time when a 30-year mortgage is better than a 15-year mortgage?   On a $300,000 mortgage, the interest savings (with a 15-year mortgage)  are $127,000 over the life of the loan. Yes, you read that right. You can save a staggering amount of money simply by going with a 15-year  fixed instead of the more commonplace 30-year fixed. Aside from saving a  boatload of cash, you also own more of your home a lot faster. Shawn shares more on this topic in today's podcast. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

Teach your kids how to save money early. Discover helpful tips about how to teach kids budgeting skills.   If you want to be good at something, it’s important to start learning early. The same goes for money and budgeting. Children might not be that interested in budgets, but the valuable lessons are worth it. These tips can help you teach kids budgeting. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected] Teach your kids how to save money early. Discover helpful tips about how  to teach kids budgeting skills.  If you want to be good at something, it’s important to start learning  early. The same goes for money and budgeting. Children might not be that  interested in budgets, but the valuable lessons are worth it. These  tips can help you teach kids budgeting.

Watching the stock market swing up and down is unnerving for most investors.  The fear of incurring major losses could make it tempting to sell your investments. Yet while this may temporarily calm your nerves, doing so could put a significant dent in your long-term finances.  Here are some tips to help you stay calm. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected]

A financial advisor is worth the money if you are uncertain about how to manage your money, invest for your future, and take care of your family. Expert financial advice may be needed at various turning points in your life: when you have a child, get a promotion, or come into an inheritance. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap... Business Mission Statement · iWealth was created to help you manage risk while you invest wisely and live well. · We believe in the “golden rule” of treating others how we would want to be treated. We believe in helping our clients not run out of money, manage risk and transfer wealth to who they feel appropriate. · We serve individuals and small businesses that are looking for clarity when it comes to their personal financial situations. People who need to find a team they can trust with integrity and transparency. · We consistently do an excellent job of serving others for the greater good of society. We believe we were put here to educate and protect family’s wealth. · Our clients expect a highly customizable service with our firm. We help them understand exactly where they are, where they are headed and how to get there. This will be done by following our unique process called “iPath”TM that our research has shown valuable to our clients and their families. For more information, call 507-835-9111 or email [email protected] A financial advisor is worth the money if you are uncertain about how to manage your money, invest for your future, and take care of your family. Expert financial advice may be needed at various turning points in your life: when you have a child, get a promotion, or come into an inheritance.

Because timing the market perfectly is nearly impossible, the best strategy for most of us is not to try to market-time at all. Instead, make a plan and invest as soon as possible. iWealth SUBSCRIBE Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you? iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life. ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors ►For more educational tips and wisdom from iWealth: YouTube: https://www.youtube.com/user/iWealthT... Facebook: https://www.facebook.com/iWealth4me LinkedIn: https://www.linkedin.com/in/bradconnors/ Podcast: https://anchor.fm/iwealth Twitter: https://twitter.com/iWealth4me Book: https://fishdontclap.com/#home Websites: https://iwealthpcg.com/ or https://iwealth4me.com/ Amazon: https://www.amazon.com/Fish-Dont-Clap...

Most retirement experts recommend you contribute 10% to 15% of your income toward your 401(k) each year. "You might need more." Brad discusses additional saving buckets that are helpful in planning for your retirement.   iWealth  SUBSCRIBE   Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you?  iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life.    ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors

What is a virtual family office? A Virtual Family Office (“VFO”) consists of a team of professionals who, rather than operate in silos, collaborate to create a seamless and holistic wealth management experience facilitated through a well-defined structure and process.

Matt calls Brad the "travel agent of retirement." Most families spend more time planning their upcoming vacation each year than their retirement. Brad encourages viewers to be intentional each year in planning for the longest vacation of their life: retirement. In this video, Brad gives tips on how to make sure retirement is a well-planned vacation. Education is first! At iWealth we pride ourselves on helping people make smart decisions when it comes to money. You know how to make money, but do you know how to keep it? Invest it? Manage it so that it works for you?  iWealth provides practical thinking tools and structures which will help you achieve your biggest goals and enjoy an unparalleled quality of life.    ►Please take a moment to comment and let us know what you thought of this video. Want to learn more about how iWealth can help you feel confident about your financial future? Schedule a complementary 30-minute discovery call to get clear on your financial goals, what might be standing in your way, and if iWealth is a good fit for you. Click here to book your call today: https://go.oncehub.com/BradConnors