Sign in
Business
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount.This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies.InvestTalk, a daily program, delves into a range of pertinent investment subjects while addressing listener queries. Powered by KPP Financial in Irvine, California, the show/podcast is hosted by KPP Owner Justin Klein and Portfolio Manager Luke Guerrero.No investment inquiry is off-limits. Are your assets properly diversified? How can you optimize your 401(k) management? What implications do economic shifts have on real estate?Spread the word among your friends and family. They can access timely responses to these and numerous other financial and investment queries in each episode of InvestTalk, airing every weekday. Learn more at InvestTalk.com.
7-18-2023 – What Are the Dynamics Making the Labor Market Difficult for Employers?
Companies are deciding where to locate and expand based largely on the availability of workers in a given location and one expert is blaming a mix of factors. Today's Stocks & Topics: Fund Companies New Rules, Carvana’s Future, China’s Cloud Computing Market, GPK - Graphic Packaging Holding Co., Shares Outstanding, BTI - British American Tobacco PLC ADR, CIVI - Civitas Resources Inc., SSTK - Shutterstock Inc., NFLX - Netflix Inc., ATKR - Atkore Inc., TOST - Toast Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1919/07/2023
7-17-2023 – You Don’t Have to Know Everything to Invest Well
But you do have to know how to use the information you have. Today's Stocks & Topics: Earnings Season, ADI - Analog Devices Inc., T - AT&T Inc., VZ - Verizon Communications Inc., The Economy, AVGO - Broadcom Inc., BWA - BorgWarner Inc., ETFs Maturity. Justin's PERSPECTIVE looks at the history of United States Savings Bonds.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1918/07/2023
7-14-2023 – Do You Make Critical Investing Mistakes?
If a knowledgeable observer trained their sights on your choices, they may find some 'trouble spots'.[You could have too many accounts and holdings. Your asset allocations might not relate back to your planned spending. You could own individual stocks that duplicate exposures in your mutual funds. And so on.] Today's Stocks & Topics: Producer Price Index - PPI, Inflation Numbers, Baby Boomer Retirement Savings, China’s Economy, Annuities, How Much Cash Should Be Hold, Yield Curve, MET - MetLife Inc., DG - Dollar General Corp., Why Companies Are Asking to Get Out of Cash, PLTR - Palantir Technologies Inc., WHR - Whirlpool Corp. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3414/07/2023
7-13-2023 – Amid Supply Concerns, Demand for Lithium and Other Critical Minerals Is Skyrocketing
The market size for minerals crucial to the energy transition hit $320 billion in 2022, a doubling across the past five years. Start-ups in the critical minerals sector raised $1.6 billion last year, a record. (Do investors have a 'play' here?) Today's Stocks & Topics: A-I Chips, China Trade Data, XRP Token, DOCN – Digital Ocean Holdings Inc., SR - Spire Inc., NTAP - NetApp Inc., OMF - OneMain Holdings Inc., SLB - Schlumberger Ltd., XLF - Financial Select Sector SPDR ETF, Housing.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2414/07/2023
7-12-2023 – Is It Good News for Investors If Rates Stay Higher for Longer?
With the Fed believed to be readying another rate hike, bonds offer attractive yields even after inflation. Today's Stocks & Topics: Taxing Companies Across Borders, ETFs, A-I Revolution, BOH - Bank of Hawaii Corp., FDX - FedEx Corp., CVS - CVS Health Corp., SPY - SPDR S&P 500 ETF Trust, SBSW - Sibanye-Stillwater Ltd. ADR, WPC - W. P. Carey Inc., SPSM - SPDR Portfolio S&P 600 Small Cap ETF.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4713/07/2023
7-11-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 457b Plan, Investing Factors, Mortgages, Equity and Retirement, National Debt, Timing the Market, 401k Allocation, Dividend Reinvestment, The Stock Market, Credit Unions, Portfolio Management, Long And Short-term Debt, Bond Funds, How to Pay for Masters Degree, Roth IRA.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5012/07/2023
7-10-2023 – Could the American Banking Landscape Be on the Verge of a Seismic Shift?
Some experts believe that rising interest rates, losses on commercial real estate, and heightened regulatory scrutiny will pressure regional and mid-sized banks--- leading to a wave of mergers. Today's Stocks & Topics: Five Main Worries of Investors in Bull Market, Buying ETFs, ADM - Archer Daniels Midland Co., Bond Maturity, ANGL - VanEck Global Fallen Angel High Yield Bond ETF, WELL - Welltower Inc., OGN - Organon & Co., BMY - Bristol Myers Squibb Co., NVO - Novo Nordisk A/S ADR, MKL - Markel Group Inc. Justin's PERSPECTIVE looks at the HISTORY of Investment Banking in the United States.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1210/07/2023
7-7-2023 – When Should You Own the Underlying Components Rather Than a Fund-of-Funds?
You could save on fees, but the do-it-yourself approach could be more trouble than it’s worth.(At what point does it make sense to own the underlying ETFs rather than a fund-of-funds?) Today's Stocks & Topics: Jobs Report, Retirement Savings, NKE - Nike Inc. Cl B, TFC - Truist Financial Corp., PAYC - Paycom Software Inc., Pension Rollover, ALB - Albemarle Corp., BWA - BorgWarner Inc., OVV - Ovintiv Inc. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3308/07/2023
7-6-2023 – Does the Labor Force Need More 'Out of Office' Time?
For many workers, it is a challenge to disengage from the office and more than 55% of U.S. workers say they don’t fully unplug from their job. Today's Stocks & Topics: Americans Are Quitting Their Jobs, SM - SM Energy Co., NFLX - Netflix Inc., MMM - 3M Co., LMT - Lockheed Martin Corp., Housing Stocks, Stocks and Taxes, OXY - Occidental Petroleum Corp., DVN - Devon Energy Corp., AWEVF - Alphawave IP Group PLC, JPM - JPMorgan Chase & Co., Foreign Investment Flow.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4307/07/2023
7-5-2023 – Have You Developed Your Retirement Investing Road Map?
As you design your 'in-retirement' financial plan, there are key tasks you need to tackle.(You'll need to think about asset allocation, Social Security benefits, annuities, withdrawal rates, and more.) Today's Stocks & Topics: America's Factory Boom, UNG - United States Natural Gas Fund L.P., WOOF - Petco Health & Wellness Co. Inc., AMRC - Ameresco Inc. Cl A, How Older Americans Are Investing, MMM - 3M Co., Annuities, Working at Home vs. Working at the Office.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0706/07/2023
7-4-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Bonds, Interest Rates, Short Selling, Investment Loss, Portfolio Management, Life Insurance, Long Term Shares, 529 Plan, Using RSUs, Investing in ETF vs. Stocks, Special-Purpose Acquisition Company – SPAC, Options, Commodities, Trading Accounts, Day Trading.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5004/07/2023
7-3-2023 – What Do Supply Cuts Mean for Oil Investors?
Saudi Arabia and Russia, the world's biggest oil exporters, deepened oil cuts on Monday, sending prices higher despite concerns over a global economic slowdown. Today's Stocks & Topics: China and The Semiconductor Industry, Labor Market, ZM - Zoom Video Communications Inc., PANW - Palo Alto Networks Inc., GLV - Clough Global Dividend & Income Fund, Close-End Funds, PHM - PulteGroup Inc., TPH - Tri Pointe Homes Inc., BRKB - Berkshire Hathaway Inc. Cl B, Federal Trade Commission (FTC) Chair Lina Khan. Justin's PERSPECTIVE establishes a 'high level overview' of the historical aspects of the U.S. economy.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3903/07/2023
6-30-2023 – U.S. Yield Curve Inversions Deepen on Hawkish Fed and Strong U.S. Data
Stronger-than-expected economic data on Thursday backed expectations that the Fed will keep interest rates higher for longer.Today's Stocks & Topics: WBD - Warner Bros. Discovery Inc. Series A, VZ - Verizon Communications Inc., Inflation, Rental Properties Insurance, AAON - AAON Inc., MTH - Meritage Homes Corp., CPS - Cooper-Standard Holdings Inc., Student Loans, Rental Properties. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2001/07/2023
6-29-2023 – The "High-5" Banking Method Strategy
Most people have at least two bank accounts to their name– a checking account and a savings account-- but there may be a smarter way to handle bank accounts.(How many bank accounts should you have?) Today's Stocks & Topics: Bidenomics, Inflation Around the World, PAX - Patria Investments Ltd., MOS - Mosaic Co., CF - CF Industries Holdings Inc., APOG - Apogee Enterprises Inc., GNRC - Generac Holdings Inc., NRG - NRG Energy Inc., CTLT - Catalent Inc., ARIS - Aris Water Solutions Inc., PIO - Invesco Global Water ETF.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4530/06/2023
6-28-2023 – Will China Be the Next Japan?
A noted economist and geopolitical strategist say China will face a repeat of Japan’s bad economic experience from the early 1990s. Today's Stocks & Topics: Commercial Real Estate Market, NRG - NRG Energy Inc., LRCX - Lam Research Corp., SHAK - Shake Shack Inc. Cl A, MTY - MTY Food Group Inc., Investing in ETFs vs. Stocks, Japan Economy, TROW - T. Rowe Price Group Inc., Long Term Shares, Store Brands.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2328/06/2023
6-27-2023 – 3 Current-- But Imperfect-- Sources of Retirement Income
Treasury bonds and TIPS ladders are backed by the United States government, while annuities ease the danger of outliving one’s money-- however, each also has drawbacks. Today's Stocks & Topics: Economic Numbers, Inflation, Raw Materials Demand, STAG - STAG Industrial Inc., Using RSUs, ARCC - Ares Capital Corp., MRO - Marathon Oil Corp., SPHQ - Invesco S&P 500 Quality ETF, 529 Plan, ET - Energy Transfer LP, SAM - Boston Beer Co. Cl A. TRIVIA: "What is COSTCO's new policy announcement? And, by the numbers... how many cardholders does the company have-- and how many households are members?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2028/06/2023
6-26-2023 – England Is Heading Towards a Mortgage 'Catastrophe'-- Could This Happen in the U.S.?
The Bank of England’s surprise 50 basis point hike will push millions of homeowners toward insolvency.Today's Stocks & Topics: Junk Bonds, Commercial Real Estate, CAT - Caterpillar Inc., DE - Deere & Co., COIN - Coinbase Global Inc., ZTS - Zoetis Inc., SNOW - Snowflake Inc., AAPL - Apple Inc. Justin's PERSPECTIVE looks at the history of the 'YIELD CURVE' Over the last several decades.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1126/06/2023
6-23-2023 – Billionaire investor: U.S. Entering 'Debt Crisis' with Shortage of Treasury Buyers
The estimation is based on the fact that institutional investors who bought treasuries a few years ago were ultimately hurt by the Fed’s rapid interest rate hikes. Today's Stocks & Topics: T - AT&T Inc., NVDA - NVIDIA Corp., OCCI - OFS Credit Co. Inc., PKOH - Park-Ohio Holdings Corp., MDU - MDU Resources Group Inc., Google, EXP - Eagle Materials Inc., O - Realty Income Corp., Electric Vehicles. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1924/06/2023
6-22-2023 – How Do Alternative Investments Fit into a Diversified Portfolio?
Alternative strategies offer something fundamentally different from mainstream asset classes.(Morningstar defines these strategies based on their ability to modify, diversify, or eliminate traditional market risks.) Today's Stocks & Topics: Global Inflation, South Korea Imports, PDI - PIMCO Dynamic Income Fund, Portfolio Management, PAYC - Paycom Software Inc., LBRT - Liberty Energy Inc., SCHW - Charles Schwab Corp., VZ - Verizon Communications Inc., WBA - Walgreens Boots Alliance Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:3923/06/2023
6-21-2023 – Has the FED Destroyed the U.S. Banking System by Making It Essentially Insolvent?
At least one high profile economist says that bailing out depositors of failed banks was a mistake that will cause greater instability in the banking system and larger future losses.(Could he be right?) Today's Stocks & Topics: SCCO - Southern Copper Corp., FCX - Freeport-McMoRan Inc., CWCO - Consolidated Water Co. Inc., CCL - Carnival Corp., Factory Building, Investment Loss, Liquidity and Debt Ceiling, NFLX - Netflix Inc., GOOG - Alphabet Inc. Cl C.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3422/06/2023
6-20-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5020/06/2023
6-19-2023 – U.S. Banks Face Over $1 Trillion in Commercial Real Estate Exposure
Before 2025 comes to a close, more than $1.45 trillion in commercial real estate mortgages will have to be renegotiated.(A huge jump in the number of people working from home and ditching the office is at the heart of the commercial property problem. And real estate billionaire Jeff Greene says the Fed’s interest rate hikes, and the ensuing shift towards more expensive capital, could rock unprepared and inexperienced investors.) Today's Stocks & Topics: Money Markets, GE - General Electric Co., TSLA - Tesla Inc., Interest Rates, 401k Withdrawal, Short Selling vs. Puts, Profits, Options, HPQ - HP Inc., Employee Stock Purchase Plan (ESPP). Justin's PERSPECTIVE looks back at ELECTRICITY PRICES for the past 100 years. Has the cost been stable?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5520/06/2023
6-16-2023 – Is Retiring Early a Realistic Goal?
Knowing how to handle your money super-efficiently will help you reach financial freedom earlier. Today's Stocks & Topics: U.S. Factory Boom, Money Managers Are Set to Unload Up To $100 Billion Of Stocks, DRIP Stocks, Dividends, WSM - Williams-Sonoma Inc., BNS - Bank of Nova Scotia, ETFs Analysis, NET - Cloudflare Inc. Cl A, BIG - Big Lots Inc. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:2717/06/2023
6-15-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Rental Properties, How Much Cash, Index Funds, Investing Signs, Credit Cards, Gold & Silver, Low Contribution Limits, Natural Gas, Credit Ratings, KPP Investing Plans, U.S. Government Debt, The Dollar, Energy Stocks vs. XLE, Treasuries.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5015/06/2023
6-14-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: CD Rates, Natural Gas, Brokered CD vs. Traditional CD, The U.S. Dollar, 401k, 529 or else, Diversification, Pay Off Car or Buy Property, I-R-A vs. Roth I-R-A, Zero-Commission Brokers, Buying Oil and Gold Stocks, Corporate Bonds, Securities-Backed Lines of Credit, Sectors to Trim, Treasury Bills, Day Trading, Options.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5014/06/2023
6-13-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Investment Options, Buying Bonds Instead of Buying Stocks, Value Stocks with Dividends, Mid and Small Caps, Insider Buying, 403b Retirement Funds, Mortgages, Utility Companies and Electric Vehicles, The Market and 401Ks, Peer-to-Peer Lending, Bonds, Diversified Account, Recession, Corporate Bond Offerings, Retirement, Social Security Payments, Value Stocks and Growth Stocks, IPOs.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4813/06/2023
6-12-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 457b Plan, Investing Factors, Mortgages, Equity and Retirement, National Debt, Timing the Market, 401k Allocation, Dividend Reinvestment, The Stock Market, Credit Unions, Portfolio Management, Long And Short-term Debt, Bond Funds, How to Pay for Masters Degree, Roth IRA.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5012/06/2023
6-9-2023 – Recession May Be Coming but Some Consumers Are Already Feeling Pain
An economist and portfolio strategist at New York Life says aggregate data for the broader economy shows a bifurcation between lower- and middle-income segments of consumer spending. Today's Stocks & Topics: China’s Growth, Back to the Office, Stocks Might Lose 20% of Value, PLTR - Palantir Technologies Inc., JNJ - Johnson & Johnson, AMZN - Amazon.com Inc., Stock Valuation, SSTK - Shutterstock Inc., KDP - Keurig Dr Pepper Inc., UHT - Universal Health Realty Income Trust, CSL - Carlisle Cos. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:4010/06/2023
6-8-2023 – Is More Bank Consolidation Likely and Would That Be Bad?
Treasury Secretary Yellen says she expects bank consolidation and additional "issues” in the commercial real estate sector. Today's Stocks & Topics: NCLH - Norwegian Cruise Line Holdings Ltd., Fannie Mae Home Price Index, EV Batteries, Interest Rates, TWLO - Twilio Inc. Cl A, AVT - Avnet Inc., ONTO - Onto Innovation Inc., REGN - Regeneron Pharmaceuticals Inc., VBR - Vanguard Small-Cap Value ETF, Equity and Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0508/06/2023
6-7-2023 – SEC Chair Gensler: "We Don’t Need More Digital Currency"
The Securities and Exchange Commission has filed a lawsuit against Coinbase alleging the company is acting as both an unregistered broker and an exchange.(What's going on here?) Today's Stocks & Topics: Global Economic Environment, U.S. is in a Carboard Box Recession, TBIL - US Treasury 3 Month Bill ETF, DE - Deere & Co., TGT - Target Corp., TXN - Texas Instruments Inc., BAC - Bank of America Corp., LAND - Gladstone Land Corp., AFG - American Financial Group Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5508/06/2023
6-6-2023 – How the Dot-Com and Tech Bubbles Compare
A look at how investors can spot signs that funds are growing riskier. Today's Stocks & Topics: Cryptocurrency Industry, Recession, World Economic Growth, 457b Plan, LMT - Lockheed Martin Corp., BA - Boeing Co., CCJ - Cameco Corp., SHOP - Shopify Inc. Cl A, 401k Allocation, PANW - Palo Alto Networks Inc., KGC - Kinross Gold Corp., IIPR - Innovative Industrial Properties Inc. TRIVIA: "For the naval operations in the D-Day invasion, HOW MANY NAVIES provided vessels... I mean warships landing craft, etc? And--Only ONE WOMAN landed with the troops during the Normandy invasion...she was married to a world-famous figure...what was her name?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:1407/06/2023
6-5-2023 – Could Small-Cap Stocks Be Setting Up to Take the Lead in the Market?
Some analysts think that fading recession fears and cheap valuations make small-caps attractive. Today's Stocks & Topics: Deep Earnings Recession, Saudi Oil, HRB - H&R Block Inc., NAC - Nuveen California Quality Municipal Income Fund, TMST – Timken Steel Corp., EXR - Extra Space Storage Inc., META - Meta Platforms Inc., AAP - Advance Auto Parts Inc., DG - Dollar General Corp., Long and Short-Term Debt.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4605/06/2023
6-2-2023 – Is It Realistic to Expect an Aggressive Drop in Inflation Through the End of 2023?
One school of thought sees the possibility of a soft landing-- contingent on astute monetary policy.(If a formal recession is declared, will it be short-lived?)Today's Stocks & Topics: Jobs Report, Apple Yearly Event, The Dollar Under Attack, T - AT&T Inc., Bonds, Short Selling, PRU - Prudential Financial Inc., SWVXX - Schwab Value Advantage Money Fund Investor, PKG - Packaging Corp. of America.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3403/06/2023
6-1-2023 – When Your Retirement Confidence Drops, Focus On 4 Key Areas
A combination of high inflation and a low level of savings are prompting many people to question their ability to retire well.(If investors act in four key areas, experts say it could help improve their lifestyles.)Today's Stocks & Topics: EXPE - Expedia Group Inc., Energy Space, Earnings Season, Vaccine Makers are Struggling, Credit Unions, SNOW - Snowflake Inc., Portfolio Management, Bond Funds, Market Rally, ABBV - AbbVie Inc., JNJ - Johnson & Johnson.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0302/06/2023
5-31-2023 – Markets Are Sounding Alarms on the World's Second Largest Economy
Financial markets have been raising red flags recently about China's economy, but analysts say Wall Street is missing the big picture.Today's Stocks & Topics: NVIDIA Corp., Crypto Scams, Trash is Becoming Valuable, BTI - British American Tobacco PLC ADR, VTV - Vanguard Value ETF, BDRY - Breakwave Dry Bulk Shipping ETF, Emergency Funds, VICI - VICI Properties Inc., TER - Teradyne Inc. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3131/05/2023
5-30-2023 – How to Sequence Withdrawals in Retirement
There are strategies to help retirees smooth out their tax bills in the drawdown phase.(One tip: Identify the tax bracket that you want to fill knowing it varies by investors.)Today's Stocks & Topics: Controlling the Market, PTY - PIMCO Corporate & Income Opportunity Fund, Timing the Market, UPST - Upstart Holdings Inc., TGT - Target Corp., VFC - VF Corp., Home Prices. TRIVIA: "Can you name 3 or 4 'worst advice' behaviors which MOST PEOPLE probably still believe?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0931/05/2023
5-29-2023 - Best of Caller Questions - Memorial Day
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Rental Properties, How Much Cash, Index Funds, Investing Signs, Credit Cards, Gold & Silver, Low Contribution Limits, Natural Gas, Credit Ratings, KPP Investing Plans, U.S. Government Debt, The Dollar, Energy Stocks vs. XLE, Treasuries.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5029/05/2023
5-26-2023 – Can You Recession-Proof Your Portfolio?
It could be worth examining how various asset classes have performed during economic downturns.Today's Stocks & Topics: Debt Ceiling, QCOM - Qualcomm Inc., TLT - iShares 20+ Year Treasury Bond ETF, Roth I-R-A, FOXA - Fox Corp. Cl A, PYPL - PayPal Holdings Inc., NEM - Newmont Corp.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2327/05/2023
5-25-2023 – Why Is Crypto Acting Like a Risk Asset Again?
Bitcoin and ether are on pace for their worst month of 2023, down 10% and 6%, respectively.Today's Stocks & Topics: Credit, Bank Deposits, Refilling the SPR, KTB - Kontoor Brands Inc., MMM - 3M Co., Money Market Funds, TROW - T. Rowe Price Group Inc., IP - International Paper Co., T - AT&T Inc., Bonds, TCS - Container Store Group Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:2826/05/2023
5-24-2023 – Could Require Minimum Distributions Cause You to Overspend?
The calculations for RMDs are more conservative than many people realize—especially now.Today's Stocks & Topics: Small Time Investors, The Oil Markets and Oil Reserves, DIS - Walt Disney Co., KHC - Kraft Heinz Co., Technical Indicators, NUGT - Direxion Daily Gold Miners Index Bull 2X Shares, The Debt Ceiling, LDOS - Leidos Holdings Inc., EBS - Emergent Biosolutions Inc., CF - CF Industries Holdings Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
44:2625/05/2023
5-23-2023 – Are Index Funds and ETFs Good for Retirees?
Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.Today's Stocks & Topics: Treasury Department, Economist Paul Krugman, ING - ING Groep N.V. ADR, RGR - Sturm Ruger & Co., SWBI - Smith & Wesson Brands Inc., GLW - Corning Inc., Reverse Split, RF - Regions Financial Corp., WBD - Warner Bros. Discovery Inc. Series A, New Home Sales, IEP - Icahn Enterprises L.P., CHPT - ChargePoint Holdings Inc. TRIVIA QUESTION: "The recent 8.7% cost-of-living adjustment, or COLA, put about $140 per month more in Social Security beneficiaries’ checks...but looking at statistics...... What do you suppose has been the AVERAGE Social Security COLA (Cost of Living Adjustment) since the year 2000? AND-- HOW does that compare with the cost of goods and services AVERAGE over that SAME TIME PERIOD?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3424/05/2023
5-22-2023 – Should You Plan to Capture Higher Savings Yields with a CD Ladder?
A diversified portfolio is essential and a certificate of deposit ladder, or CD ladder, can capture higher yields amid interest rate uncertainty.Today's Stocks & Topics: Rate Increases, Banking Deposits, Home Prices, RHHBY - Roche Holding AG ADR, CDs, IIPR - Innovative Industrial Properties Inc., PYPL - PayPal Holdings Inc., ATKR - Atkore Inc., BC - Brunswick Corp., QYLD - Global X NASDAQ-100 Covered Call ETF, XYLD - Global X S&P 500 Covered Call ETF. Justin's PERSPECTIVE today will look at the history of central banks.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3623/05/2023
5-19-2023 – What’s the Difference Between Risk Tolerance and Risk Capacity?
Aligning these concepts can help you make better portfolio decisions.Today's Stocks & Topics: PYPL - PayPal Holdings Inc., ET - Energy Transfer LP, National Debt, AMZN - Amazon.com Inc., GT - Goodyear Tire & Rubber Co., DVN - Devon Energy Corp., TGLS - Tecnoglass Inc., Inflation, Travel. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5020/05/2023
5-18-2023 – Oil Price Dip Ignores Burgeoning Chinese Demand and Imminent Supply Crunch
The Paris-based International Energy Agency has warned that the ongoing pressure in oil prices neglects an accelerating demand outlook and looming supply tightness.Today's Stocks & Topics: AAPL - Apple Inc., Options, Buybacks, Student Loans, Home Prices, Investment Types, Growth vs. Value, HBI - Hanesbrands Inc., PCOXX - Federated Hermes Prime Cash Obligations Fund Wealth, MPW - Medical Properties Trust Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1019/05/2023
5-17-2023 – What Can We Expect with Homebuilder Sentiment Now Out of Negative Territory?
According to the National Association of Home Builders (NAHB), builder confidence in the market for newly built single-family homes rose 5 points in May.Today's Stocks & Topics: Investors Are Nervous, Pricing Power, Commercial Real Estate, VZ - Verizon Communications Inc., Return on Equity vs. Return on Assets, Cash-Secured Puts, LBRT - Liberty Energy Inc., EQNR - Equinor ASA ADR, MDC - M.D.C. Holdings Inc., CRDA - Crawford & Co. Cl A, CRDB - Crawford & Co. Cl B, GEHC - GE HealthCare Technologies Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:2718/05/2023
5-16-2023 – How Do New I-Bond Rates Compare with CDs and Savings Accounts?
With savings rates expected to cool later this year, some experts say I-Bonds may be the best way to grow your money.Today's Stocks & Topics: Retail Sales, Warren Buffett and Banks, Inflation, Oil, CF - CF Industries Holdings Inc., APLE - Apple Hospitality REIT Inc., ASIX - AdvanSix Inc., PLTR - Palantir Technologies Inc., Dividend Reinvestment, NEM - Newmont Corp., LDOS - Leidos Holdings Inc. TRIVIA QUESTION: "Can you name an example of a well-known disrupter company? AND-- do you recognize one or two names of "up and coming" POTENTIAL disruptor companies?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
43:5617/05/2023
5-15-2023 – Is Investing in Emerging Markets Worth the Trouble?
A look at the pros and cons and the available options for emerging-markets ETFs.Today's Stocks & Topics: Investors and The Market, MET - MetLife Inc., TOU - Tourmaline Oil Corp., IMO - Imperial Oil Ltd., National Debt, Mortgages, Index Funds, PYPL - PayPal Holdings Inc., EYEN - Eyenovia Inc., WHR - Whirlpool Corp., The Debt Ceiling. The PERSPECTIVE looks at the history of stock markets... the concept in general-- and when they appeared and how they evolved in the United States.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2316/05/2023
5-12-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1912/05/2023
5-11-2023 – Does It Pay to Diversify by Style?
U.S. equity exposure can be broadly segmented by market capitalization (small, mid, and large) and style (value versus growth).Today's Stocks & Topics:FENY - Fidelity MSCI Energy Index ETF, MTYFF - MTY Food Group Inc., SPAXX - Fidelity Government Money Market Fund, EONGY - E. ON SE ADR, AGCO - AGCO Corp., Housing Market, UNG - United States Natural Gas Fund L.P., MOS - Mosaic Co., CF - CF Industries Holdings Inc., Nuclear Power.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:4812/05/2023
5-10-2023 – Will Commercial Real Estate Be the Next 'Shoe to Drop'?
There are more empty office spaces now than during the 2008 financial crisis. These vacancies could spell trouble for downtown city centers and the broader commercial real estate market.(Post pandemic: Return to the office lags — affecting commercial real estate)Today's Stocks & Topics: Corporate Profit Margins, Market Timing, Oil, PLTR - Palantir Technologies Inc., ZION - Zions Bancorp N.A., Treasuries, LTH - Life Time Group Holdings Inc., CHDN - Churchill Downs Inc., BX - Blackstone Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5511/05/2023