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Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount.This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies.InvestTalk, a daily program, delves into a range of pertinent investment subjects while addressing listener queries. Powered by KPP Financial in Irvine, California, the show/podcast is hosted by KPP Owner Justin Klein and Portfolio Manager Luke Guerrero.No investment inquiry is off-limits. Are your assets properly diversified? How can you optimize your 401(k) management? What implications do economic shifts have on real estate?Spread the word among your friends and family. They can access timely responses to these and numerous other financial and investment queries in each episode of InvestTalk, airing every weekday. Learn more at InvestTalk.com.
InvestTalk 12-4-2023 – Will the SEC’s Data Tagging Plan Ensnare Companies Next Year?
In 2024, the SEC will use investigative tools powered with artificial intelligence to better identify companies that violate disclosure requirements. Today's Stocks & Topics: EXPE - Expedia Group Inc., CRWD - CrowdStrike Holdings Inc. Cl A, The Economy, HA - Hawaiian Holdings Inc., ALK - Alaska Air Group Inc., PLUG - Plug Power Inc., Deflation.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3605/12/2023
InvestTalk 12-1-2023 – Learn Why It’s Important to Retire with Purpose
Retirement isn’t just freedom from work, instead it can be the freedom to do your life’s work.Today's Stocks & Topics: SBSW - Sibanye-Stillwater Ltd. ADR, Options Trading, OLED - Universal Display Corp., Charlie Munger, The Stock Market, FIW - First Trust Water ETF, Argentina.Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:3702/12/2023
InvestTalk 11-30-2023 – Bond Ladder ETFs Can Help Investors Climb Higher
Putting money in ETFs with staggered maturities can preserve and even grow wealth in a rising interest-rate environment. Today's Stocks & Topics: OMF - OneMain Holdings Inc., COR - Cencora Inc., 401k Rollover, The Green Transition, AVB - Avalonbay Communities Inc., Apartment REITs, SWK - Stanley Black & Decker Inc., Investing in the Market, VTV - Vanguard Value ETF, ESG: Environmental, Social, and Governance.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1401/12/2023
InvestTalk 11-29-2023 – Must-Knows About Employee Stock Options
How to balance the tax and investment considerations. Today's Stocks & Topics: DASH - DoorDash Inc., Earnings Forecast, CNHI - CNH Industrial N.V., QCOM - Qualcomm Inc., The Supreme Court vs. the FCC, Book Reviews, FDS - FactSet Research Systems Inc., Dividends, Mag-7.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0330/11/2023
InvestTalk 11-28-2023 – Can the Rally for Growth Stocks Last?
The Morningstar US Growth Index outperformed the Morningstar US Value Index by more than 20 full percentage points through mid-November 2023. Today's Stocks & Topics: DE - Deere & Co., KHC - Kraft Heinz Co., After Hours Trading, Municipal Bonds, Inflation Around the World, TELL - Tellurian Inc., FTEC - Fidelity MSCI Information Technology Index ETF, HSHIF - Hoshizaki Corp., “SPAC” Special Purpose Acquisition Company.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5429/11/2023
InvestTalk 11-27-2023 – Advantages and Disadvantages of Infinite Banking
The infinite banking concept may not be a good fit for everyone and has its advantages and disadvantages. Today's Stocks & Topics: CAH - Cardinal Health Inc., WBA - Walgreens Boots Alliance Inc., PUBM - PubMatic Inc., PLBY - PLBY Group Inc., Cyber-Monday, Selling Options, ETFs vs. Individual Stocks, SMLR - Semler Scientific Inc., VGT - Vanguard Information Technology ETF, XLK - Technology Select Sector SPDR ETF, Healthcare Industry.Justin's PERSPECTIVE takes a look at the HISTORY of Pension Plans in America.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3728/11/2023
InvestTalk 11-24-2023 – Black Friday Show--Best Of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Bonds, Interest Rates, Short Selling, Investment Loss, Portfolio Management, Life Insurance, Long Term Shares, 529 Plan, Using RSUs, Investing in ETF vs. Stocks, Special-Purpose Acquisition Company – SPAC, Options, Commodities, Trading Accounts, Day Trading.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5124/11/2023
InvestTalk 11-23-2023 – Thanksgiving Day Show--Best Of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Financial Advisors vs. Planners, Ex-Dividends, Trading, Selling Property, IPOs, Politics and Investing, Retirement, When to Sell, 401K and Mortgage, Collecting Social Security, Mutual Funds vs ETFs, Treasury Bills and Bonds, Index Funds & Dividends, Oil Stocks, Starting a Hedge Fund, Inverse ETFs, Retirement Funds Management.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5023/11/2023
InvestTalk 11-22-2023 – What Are the Rules for Cashing Out Your IRA?
As you age, the rules for withdrawing money from your IRA change. Today's Stocks & Topics: AOS - A.O. Smith Corp., MTCH - Match Group Inc., ATAI - ATAI Life Sciences N.V., CMPS - COMPASS Pathways PLC ADR, EV Push, PTON - Peloton Interactive Inc., Bonds, U.K. vs. VISA and Master Card.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5623/11/2023
InvestTalk 11-21-2023 – Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Stock Evaluation, Municipal Bonds, EV Sector, Options Trading, Retirement, Treasury Bonds, Gold, 401k, LG Energy Solutions and Toyota, What Types of Companies Should We Keep, Is The Stock Market Manipulated, Earnings, Chinese Stocks, Roth I-R-A & Dividends, Savings and Spending.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5022/11/2023
InvestTalk 11-20-2023 – Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Fully Paid Lending, Preferred Stocks, 401K Funds, Corporate Bonds, Big Banks Bonds, Metals, Buy and Sell, Social Security & Taxes, 403B to a Roth I-R-A, Investing, Individual Bonds, Value Investing, Portfolio Management, Stock Losses, ETFs, Stock Investing, Municipal Bonds, Asset Allocation, Buying More of the Same Stock.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5021/11/2023
InvestTalk 11-17-2023 – Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 457b Plan, Investing Factors, Mortgages, Equity and Retirement, National Debt, Timing the Market, 401k Allocation, Dividend Reinvestment, The Stock Market, Credit Unions, Portfolio Management, Long And Short-term Debt, Bond Funds, How to Pay for Masters Degree, Roth IRA.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5017/11/2023
InvestTalk 11-16-2023 – Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Rental Properties, How Much Cash, Index Funds, Investing Signs, Credit Cards, Gold & Silver, Low Contribution Limits, Natural Gas, Credit Ratings, KPP Investing Plans, U.S. Government Debt, The Dollar, Energy Stocks vs. XLE, Treasuries.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5117/11/2023
InvestTalk 11-15-2023 – The Case for Why inflation Might Decline Without a Recession
After it reached its highest level in over 40 years in 2022, some experts expect inflation’s effect to fade through the end of 2023 and into 2024. Today's Stocks & Topics: ECPG - Encore Capital Group Inc., EBAY - eBay Inc., OC - Owens Corning, CXDO - Crexendo Inc., Microsoft, COPX - Global X Copper Miners ETF, Portfolio Management, PFORX - PIMCO Intl Bond Fund (US Dollar-Hedged) Institutional, Netflix and The Sports Industry.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:2716/11/2023
InvestTalk 11-14-2023 – Proof that Staying Invested Is More Effective Than Timing the Market
A buy-and-hold approach won out in a head-to-head model. Today's Stocks & Topics: JOBY - Joby Aviation Inc., TSCO - Tractor Supply Co., AGCO - AGCO Corp., INMD - InMode Ltd., INTC - Intel Corp., Cash Balance Plan, Earnings, TSLQ - AXS TSLA Bear Daily ETF, NVDS - AXS 1.25X NVDA Bear Daily ETF, NFE - New Fortress Energy LLC Cl A, IBM Replacing 401(k) Match.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:2415/11/2023
InvestTalk 11-13-2023 – What Is an Inverse ETF?
Inverse ETFs can act like insurance for an investor's portfolio, but they're not recommended for everyone. Today's Stocks & Topics: SKX - Skechers USA Inc. Cl A, Municipal Bonds, SWKS - Skyworks Solutions Inc., PODD - Insulet Corp., Inverse ETFs, The U.S. Credit Rating, TOST - Toast Inc., LECO - Lincoln Electric Holdings Inc., A-I and Earnings Transcripts. Justin's PERSPECTIVE looks at the history of minimum wage in America. When was the federal minimum wage FIRST introduced? And just what was the initial hourly wage? Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5614/11/2023
InvestTalk 11-10-2023 – What Are the Pros and Cons of Donor-Advised Funds?
A donor-advised fund is a vehicle that allows investors to donate directly to a charitable fund while retaining some control over the assets. (Donors benefit from an immediate tax deduction, tax-free growth, and investment flexibility.) Today's Stocks & Topics: SDOG - ALPS Sector Dividend Dogs ETF, FCX - Freeport-McMoRan Inc., DSKE - Daseke Inc., GILD - Gilead Sciences Inc., NAC - Nuveen California Quality Municipal Income Fund, VLO - Valero Energy Corp., Manufacturing, Oil Stocks, The Treasury Market. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0111/11/2023
InvestTalk 11-9-2023 – Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Cash-Out Refinance, Dividends & Taxes, Moving Averages, Cash, Treasuries, Roth I-R-A Contributions, Buying Vacation Properties, Equity Portfolio Allocation, Diversified Portfolio, Precious Metals Miners, Treasury Yields, How Should An 18-Year-Old Get Started In Investing, Closed-end Funds, Special-purpose Acquisition Company – SPAC.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5010/11/2023
InvestTalk 11-8-2023 – 3 Big Reasons Why Exchange-Traded Funds Have Gone ‘Mainstream’ with Investors
The market share of ETFs, relative to that of mutual funds, has swollen to almost 30%. Today's Stocks & Topics: JBLU - JetBlue Airways Corp., PLD - Prologis Inc., XOM - Exxon Mobil Corp., WeWork, SPG - Simon Property Group Inc., NOW - ServiceNow Inc., ADBE - Adobe Inc., HAL - Halliburton Co., Bored Ape Yacht Club.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4309/11/2023
InvestTalk 11-7-2023 – A 'Made in USA' Revival Has Sparked a Building Boom and 506% Rally in Value
Construction companies are benefiting as manufacturing returns to the U.S. Today's Stocks & Topics: LEU - Centrus Energy Corp., Treasury Bills and Bonds, EFR - Eaton Vance Senior Floating-Rate Fund, K - Kellanova, HRL - Hormel Foods Corp., Corporate Bond Market, TSLY - YieldMax TSLA Option Income Strategy ETF, CVX - Chevron Corp., CHWY - Chewy Inc. Cl A, Skills Gap.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0608/11/2023
InvestTalk 11-6-2023 – Housing Market Affordability Has Plunged to Lowest Level Since 1985
The housing market has been tough for prospective home buyers due to high mortgage rates and a supply crunch.Today's Stocks & Topics: WOOF - Petco Health & Wellness Co. Inc., NI - NiSource Inc., Collecting Social Security, STG - Scandinavian Tobacco Group, The Fed and The Treasury.Justin's PERSPECTIVE looks at the phenomenon of "unrealized security losses" at the BIG BANKS.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5307/11/2023
InvestTalk 11-3-2023 – What Is the Right 401(k) Contribution Rate?
Depending on hypothetical portfolio returns and individual income requirement forecasts, there will be various model assumptions. Today's Stocks & Topics: MO - Altria Group Inc., WDS - Woodside Energy Group Ltd. ADR, LNG - Cheniere Energy Inc., Jobs Report, XLE - Energy Select Sector SPDR ETF, When to Sell, End of the New Normal. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5904/11/2023
InvestTalk 11-2-2023 – What Happens If the Sovereign Debt Bubble Bursts?
To understand what’s happening, go all the way back to the global financial crisis of 2008-09 when “quantitative easing" was first widely deployed. Today's Stocks & Topics: Earnings, BWA - BorgWarner Inc., Leveraged ETFs, YEAR - AB Ultra Short Income ETF, CLFD - Clearfield Inc., Bitcoin, New Millionaires.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5103/11/2023
InvestTalk 11-1-2023 – Banking Sector Overview: Is the Financial Sector ‘Uninvestable’?
The argument for this theory highlights two major concerns: margins and regulations. Today's Stocks & Topics: GD - General Dynamics Corp., TROW - T. Rowe Price Group Inc., QCOM - Qualcomm Inc., SWKS - Skyworks Solutions Inc., VSH - Vishay Intertechnology Inc., PLAB - Photronics Inc., I-Bonds, GNRC - Generac Holdings Inc., CVX - Chevron Corp., What Type of Companies Should We Keep, U.S. Treasury Department.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:2902/11/2023
InvestTalk 10-31-2023 – A Personal Finance and Investing Guide for All Ages
Everyone's situation is different, but there are model scenarios to examine and pitfalls to avoid. Today's Stocks & Topics: O - Realty Income Corp., The Bear Market, KNSL - Kinsale Capital Group Inc., TSN - Tyson Foods Inc. Cl A, China’s Economic Data, ASC - Ardmore Shipping Corp., Strip Malls.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0901/11/2023
InvestTalk 10-30-2023 – Q3 2023: U.S. Gross Domestic Product Grew at 4.9%, Outpacing Expectations
While the GDP report could give the Federal Reserve some impetus to keep policy tight, traders are still pricing in a 96% chance of no interest rate hike. Today's Stocks & Topics: BTI - British American Tobacco PLC ADR, Dollar Strength, MT - ArcelorMittal ADR, FTNT - Fortinet Inc., Crypto-currency, The Treasury Department, HON - Honeywell International Inc., Earnings Season.Justin's PERSPECTIVE looks at crypto currency. When did it start, where is it now in terms of relevancy to investors, and where is crypto going?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
44:5331/10/2023
InvestTalk 10-27-2023 – What Factors Are Leading to Tightening Financial Conditions?
Even if the Federal Reserve is done raising interest rates, other indicators point to increasing economic pressure. Today's Stocks & Topics: VSH - Vishay Intertechnology Inc., LG Energy Solution and Toyota, BKE - Buckle Inc., Is the Stock Market Manipulated, PCE Inflation Rate, PM - Philip Morris International Inc., MO - Altria Group Inc., GDP Report. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5228/10/2023
InvestTalk 10-26-2023 – Lessons from the Post-Pandemic Bull Market
The Federal Reserve is powerful but clumsy and the market has experienced a series of investment "fails"— but what else have we learned? Today's Stocks & Topics: J - Jacobs Solutions Inc., SIL - Global X Silver Miners ETF, TXN - Texas Instruments Inc., Market Trends, GOOG - Alphabet Inc. Cl C, Treasury Bonds, GDX - VanEck Gold Miners ETF, SLV - iShares Silver Trust, SCHW - Charles Schwab Corp., Savings & Spending.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2027/10/2023
InvestTalk 10-25-2023 – Is the Geopolitical Climate Too Risky to Short Long Term Treasury Bonds?
A high-profile hedge fund manager believes investors may increasingly buy bonds as a safe haven because of growing geopolitical risks. Today's Stocks & Topics: ZBRA - Zebra Technologies Corp. Cl A, NVR - NVR Inc., Bonds, SNY - Sanofi ADR, Portfolio Management, AVGE - Avantis All Equity Markets ETF, Clean energy Stocks, AVGV - Avantis All Equity Markets Value ETF, AVMA - Avantis Moderate Allocation ETF, TROW - T. Rowe Price Group Inc., MG and the EV Market, Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0226/10/2023
InvestTalk 10-24-2023 – Long Term Index Investing: How Time Horizon Affects Odds of Equity Returns
When analyzing time horizons, risk evaluation changes for different periods. Today's Stocks & Topics: IYH - iShares U.S. Healthcare ETF, MGY - Magnolia Oil & Gas Corp., EOG - EOG Resources Inc., FPI - Farmland Partners Inc., NVT - nVent Electric PLC, Interest Rates and the Economy, GOLD - Barrick Gold Corp., Gold Rally, Global Manufacturing Outside of China, COP – Conoco Phillips.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5825/10/2023
InvestTalk 10-23-2023 – Risk of Balanced Funds: Lessons from the 60/40 Portfolio Stumble
Investing in the 60/40 rule has been a consistent strategy for years – until 2023. Today's Stocks & Topics: FADMX - Fidelity Advisor Strategic Income Fund FSIF, MLI - Mueller Industries Inc., WMS - Advanced Drainage Systems Inc., MP - MP Materials Corp., DGRO - iShares Core Dividend Growth ETF, VIG - Vanguard Dividend Appreciation ETF, Copper, EG - Everest Group Ltd.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2724/10/2023
InvestTalk 10-20-2023 – 7.7 % Mortgage Rates: What This Means for Housing Demand
The average contract interest rate for 30-year fixed-rate mortgages increased to 7.7% while applications for a mortgage were 21% lower than the same week last year. Today's Stocks & Topics: LAC - Lithium Americas Corp., PMF - PIMCO Municipal Income Fund, Treasury Bills vs. CDs, I-Bonds, Law of Unintended Consequences, Dollar Cost Average, IHI - iShares U.S. Medical Devices ETF, Seniors.Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:4421/10/2023
InvestTalk 10-19-2023 – Hedge Against Inflation - How High TIPS Yields Benefit Retirees
After many years languishing at unacceptable levels, the yields for Treasury Inflation-Protected Securities have soared. Today's Stocks & Topics: CASY - Casey's General Stores Inc., NCLH - Norwegian Cruise Line Holdings Ltd., Investing on Mexican Bonds, COST - Costco Wholesale Corp., LULU - Lululemon Athletica Inc., TJX - TJX Cos., Housing Supply, Fractional Shares, EOG - EOG Resources Inc., DVN - Devon Energy Corp., CTRA - Coterra Energy Inc., PDI - PIMCO Dynamic Income Fund, U.S dollar & Commodities, Chinese Investors Selling U.S. Bonds.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0020/10/2023
InvestTalk 10-18-2023 – Manufacturing Trends 2023: Sector Rebounds After Construction Increase
A ‘Made in USA’ revival has sparked a boom, and the Commerce Department says construction was driven by the building of houses and factories. Today's Stocks & Topics: AEM - Agnico Eagle Mines Ltd., Reverse Split, Consumer Spent Trend, GOOG - Alphabet Inc. Cl C, Investing Strategy, TXT - Textron Inc., PXD - Pioneer Natural Resources Co., VGT - Vanguard Information Technology ETF, Swipe Fees, P.E. Ratio, Inflation Reduction Act.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0819/10/2023
InvestTalk 10-17-2023 – Passive Investing 101: Impact and Consequences
It is true that some low-cost investment vehicles have been beneficial for investors, and passive investing appeals to those looking for a free lunch-- but there is no free lunch in the financial markets. Today's Stocks & Topics: PRHSX - T Rowe Price Health Sciences Fund, GMBXF - Grupo Mexico S.A.B. de C.V. Series B, Ex-Dividends, NVO - Novo Nordisk A/S ADR, MDT - Medtronic PLC, Private Credit Markets, Lithium, SCCO - Southern Copper Corp., TECK - Teck Resources Ltd. Cl B, Banks and Deposit Costs.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4217/10/2023
InvestTalk 10-16-2023 – Social Security Administration Announced 3.2% COLA for 2024
Following a large 8.7% cost of living increase for 2023, beneficiaries will receive only a 3.2% increase for 2024. Today's Stocks & Topics: STLD - Steel Dynamics Inc., IIPR - Innovative Industrial Properties Inc., Politics and Investing, Consumer Sentiment, CAN - Accenture PLC Cl A, MP - MP Materials Corp., LNG - Cheniere Energy Inc., Consumer Stocks.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3817/10/2023
InvestTalk 10-13-2023 – Why Is Generation X Falling Behind on Retirement Savings?
According to Bankrate.com, more than half of Gen X workers, or roughly 57%, think it is not likely they will save enough to retire comfortably."Generation X" is the demographic classification following the "baby boomers" and preceding "Millennials". Gen X is generally defined as people born from 1965 to 1984. Today's Stocks & Topics: BRC - Brady Corp. Cl A, Copper, EGY - Vaalco Energy Inc., VEGI - iShares MSCI Agriculture Producers ETF, Banks and Earnings.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0514/10/2023
InvestTalk 10-12-23 — How Junk Fees Impact the Banking System
Federal agencies plan to ban excessive fees in the business and banking sectors.Today's stocks and topics: Corporate debt, Green energy policies, Best sector to invest?--Justin comments; TOST-Toast Inc. (NYS), AGCO-AGCO Corp. (NYS), AOS-A.O. Smith Corp. (NYS), LOW-Lowe's Cos. (NYS), KBWP-Invesco KBW Property & Casualty Insurance ETF (ETF).Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
42:4013/10/2023
10-11-2023 – Consumers Are Taking Their Foot Off the 'Spending Pedal'
The headwinds battering consumers include inflation, higher interest rates, federal budget wrangling, polarized politics, student loan repayments, and new global tensions. Today's Stocks & Topics: PLTR - Palantir Technologies Inc., CTRA - Coterra Energy Inc., Real Estate, TEX - Terex Corp., Selling a property, Interest Rates, ITA - iShares U.S. Aerospace & Defense ETF, Yields.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1812/10/2023
10-10-2023 – Are Target-Date Funds Good Investments?
Some analysts are making the case that target-date funds have been nothing short of the biggest positive development for investors since the index fund. Today's Stocks & Topics: DKS - Dick's Sporting Goods Inc., X - United States Steel Corp., LCID - Lucid Group Inc., TD - Toronto-Dominion Bank, Big Banks and High-Tech Companies, Bonds Maturity, LYV - Live Nation Entertainment Inc., Earnings Season, ALK - Alaska Air Group Inc., NXST - Nexstar Media Group Inc. Cl A, Bankruptcies, NXST - Nexstar Media Group Inc. Cl A.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5211/10/2023
10-9-2023 – What Should Investors Do Amid the Rout in the Stock and Bond Market?
Stocks and government bond prices have both tumbled in recent months as the Fed's rate hikes have led to a dislocation in capital markets. Today's Stocks & Topics: APA - APA Corp., Traditional I-R-A vs. Roth I-R-A, MCD - McDonald's Corp., The Dollar, VZ - Verizon Communications Inc., Subscription Companies. Justin's PERSPECTIVE looks at the History of Labor Strikes in America.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3810/10/2023
10-6-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Investment Options, Buying Bonds Instead of Buying Stocks, Value Stocks with Dividends, Mid and Small Caps, Insider Buying, 403b Retirement Funds, Mortgages, Utility Companies and Electric Vehicles, The Market and 401Ks, Peer-to-Peer Lending, Bonds, Diversified Account, Recession, Corporate Bond Offerings, Retirement, Social Security Payments, Value Stocks and Growth Stocks, IPOs.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4907/10/2023
10-5-2023 – Should You Have Allocation Funds in Your Portfolio?
These all-in-one funds can simplify the investment process and improve diversification. Today's Stocks & Topics: BSRTF - BSR Real Estate Investment Trust, TFC - Truist Financial Corp., The Apartment Market, RDFN - Redfin Corp., BBY - Best Buy Co. Inc., AXP - American Express Co., Drug Industry Prices, GPK - Graphic Packaging Holding Co., KO - Coca-Cola Co., 8% Mortgage.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0606/10/2023
10-4-2023 – With Savings Account Rates Higher Than Most Mortgage Rates, How Can You Optimize Your Situation?
The majority of American homeowners with a mortgage are paying less than 5% interest, and high-yield savings accounts offer a return above that figure. Today's Stocks & Topics: AEP - American Electric Power Co. Inc., RUN - SunRun Inc., Preferred Shares, XOM - Exxon Mobil Corp., Dynamic Pricing, SCI - Service Corp. International, GOOG - Alphabet Inc. Cl C, Investing in Real Estate, K - Kellanova, KLG - WK Kellogg Co., Jobs.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:4205/10/2023
10-3-2023 – FTX Customers Who Lost a Fortune on the Bankrupt Exchange Are Doubling Down on Crypto
One investor tells his story of risk-taking resilience, he sold his FTX holdings for pennies on the dollar so he could 'reinvest in crypto'. Today's Stocks & Topics: MCD - McDonald's Corp., PYPL - PayPal Holdings Inc., Saudi Arabia and Russia Are Winning, How to Achieve Appropriate Laddering, URNM - Sprott Uranium Miners ETF, XLU - Utilities Select Sector SPDR ETF, XLP - Consumer Staples Select Sector SPDR ETF, MODG - Topgolf Callaway Brands Corp, The Dollar Rally.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4404/10/2023
10-2-2023 – A Recession Might Be Coming, Do You Have a Defensive Strategy?
Some analysts say that a recession is all but inevitable for the U.S. and, in that kind of environment, investors should be playing defense. Today's Stocks & Topics: PAC - Grupo Aeroportuario del Pacifico S.A.B. de C.V. ADR, NEE - NextEra Energy Inc., T-Bills, Bonds, CPG - Crescent Point Energy Corp., Amazon, Fiscal Dominance, Home Builders, WTI - W&T Offshore Inc. Justin's PERSPECTIVE examines "The Most Successful Stocks in History"... and WHY they have been big winners.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5403/10/2023
9-29-2023 - Best of Caller Questions
In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Bonds, Interest Rates, Short Selling, Investment Loss, Portfolio Management, Life Insurance, Long Term Shares, 529 Plan, Using RSUs, Investing in ETF vs. Stocks, Special-Purpose Acquisition Company – SPAC, Options, Commodities, Trading Accounts, Day Trading.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5030/09/2023
9-28-2023 – Buying a House or Renting: Which Is Your Best Option in 2023?
Steep home prices, high mortgage rates and marginally declining rental costs are making renting less expensive in 47 out of the top 50 U.S. metros. Today's Stocks & Topics: CHWY - Chewy Inc. Cl A, CBOE - Cboe Global Markets Inc., BAC - Bank of America Corp., CFFN - Capitol Federal Financial Inc., KYCCF - Keyence Corp., BWMX - Betterware de Mexico S.A.P.I. de C.V., The Consumer Balance Sheet, TLT - iShares 20+ Year Treasury Bond ETF, ASIX - AdvanSix Inc., Crude Oil Price.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:5229/09/2023
9-27-2023 – 3 Ways a Health Savings Account Can Improve Your Finances
Open an HSA in minutes to help save on taxes, cover medical expenses, and grow your retirement nest egg. Today's Stocks & Topics: SPGI - S&P Global Inc., ARE - Alexandria Real Estate Equities Inc., MTZ - MasTec Inc., Rising Cost of Debt, PNC - PNC Financial Services Group Inc., COF - Capital One Financial Corp., Bonds, China’s Real Estate Problem.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4828/09/2023
9-26-2023 – Why Do Bond Yields Keep Rising?
Long-term U.S. Treasury bonds serve as a benchmark for many home mortgages and other key consumer and business borrowing rates. Today's Stocks & Topics: RICK - RCI Hospitality Holdings Inc., T - AT&T Inc., Unemployment, PLL - Piedmont Lithium Inc., The Hollywood Strike, FNDF - Schwab Fundamental International Large Company Index ETF, FTC vs. Amazon, Higher Rates.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:5227/09/2023