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Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount.This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies.InvestTalk, a daily program, delves into a range of pertinent investment subjects while addressing listener queries. Powered by KPP Financial in Irvine, California, the show/podcast is hosted by KPP Owner Justin Klein and Portfolio Manager Luke Guerrero.No investment inquiry is off-limits. Are your assets properly diversified? How can you optimize your 401(k) management? What implications do economic shifts have on real estate?Spread the word among your friends and family. They can access timely responses to these and numerous other financial and investment queries in each episode of InvestTalk, airing every weekday. Learn more at InvestTalk.com.
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8-19-2021: Car Buyers Beware The 'Rule of 78'

8-19-2021: Car Buyers Beware The 'Rule of 78'

As opposed to a flat rate borrowing arrangement, a loan that utilizes the rule of 78 will cause you to have a larger outstanding principal and thus a larger amount still due. Today's Stocks & Topics: CI - Cigna Corp., CSCO - Cisco Systems Inc., BABA - Alibaba Group Holding Ltd. ADR, TDOC - Teladoc Health Inc., SQFT - Presidio Property Trust Cl A, SBSW - Sibanye-Stillwater Ltd. ADR, TTD - Trade Desk Inc. Cl A, YOU - Clear Secure Inc., Interest Rates, Mining Sector, FB - Facebook Inc. Cl A, QIWI - QIWI PLC ADR, HEXO - HEXO Corp.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1720/08/2021
8-18-2021: Private Capital Groups Soar on Boom in Unlisted Assets

8-18-2021: Private Capital Groups Soar on Boom in Unlisted Assets

As investors seek to benefit from the hefty fees, the biggest listed U.S. private capital companies have more than tripled in value since last year’s market sell-off. Today's Stocks & Topics: LOTZ - CarLotz Inc., The Fed Meeting, Natural Gas, GOLD - Barrick Gold Corp., PBCT - People's United Financial Inc., MOGO - Mogo Inc., ROG.SW - Roche Holding AG, SPOT - Spotify Technology S.A., LCID - Lucid Group Inc., ABEV - Ambev S.A. ADR, BX - Blackstone Inc., KKRKKR & Co. Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1019/08/2021
8-17-2021: Employers Have No 'Return-To-Office' Plans in Place For One-Third Of Remote Workers

8-17-2021: Employers Have No 'Return-To-Office' Plans in Place For One-Third Of Remote Workers

The resurgence of COVID-19 cases is creating uncertainty for future plans, including the potential return to office environments. Today's Stocks & Topics: CRUS - Cirrus Logic Inc., WFC - Wells Fargo & Co., SBNY - Signature Bank, PRHSX - T Rowe Price Health Sciences Fund, OSK - Oshkosh Corp., Utility Grid Sector, CARR - Carrier Global Corp., CLF - Cleveland-Cliffs Inc., ROKU - Roku Inc. Cl A, Retail Sales, Dividends, Ex-Dividend Date, Riots and Insurance, JP Morgan.TRIVIA QUESTION: "What do you suppose is the AVERAGE amount of STUDENT LOAN DEBT for persons aged 62 and older in the U.S.? AND-- how many people are in that group?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:4518/08/2021
8-16-2021: Is the Fed Getting Ready to Taper Bond Purchases in September?

8-16-2021: Is the Fed Getting Ready to Taper Bond Purchases in September?

Growing inflation pressures at the wholesale level are part of the unexpected economic data that may have opened the door for the Federal Reserve to make a policy change. Today's Stocks & Topics: MOGO - Mogo Inc., JLL - Jones Lang LaSalle Inc., Tesla Auto-Pilot System, PFE - Pfizer Inc., PLBY - PLBY Group Inc., PLYA - Playa Hotels & Resorts N.V., 403B, Shareholders, KWEB – Krane Shares CSI China Internet ETF, AMD - Advanced Micro Devices Inc., BABA - Alibaba Group Holding Ltd. ADR, BIDU - Baidu Inc. ADR.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1117/08/2021
8-13-2021: Is Lump-Sum Investing a Better Option Than Dollar-Cost Averaging?

8-13-2021: Is Lump-Sum Investing a Better Option Than Dollar-Cost Averaging?

New research looked at rolling 10-year returns on $1 million starting in 1950 and compared results between an immediate lump-sum investment and dollar-cost averaging. Today's Stocks & Topics: MU - Micron Technology Inc., AMD - Advanced Micro Devices Inc., Reason Why Not Saving for Retirement, Antitrust Enforcement, 401k, HART - IQ Healthy Hearts ETF, CLX - Clorox Co., XOM - Exxon Mobil Corp., VCR - Vanguard Consumer Discretionary ETF, WM - Waste Management Inc., ICLN - iShares Global Clean Energy ETF, IEC - IEC Electronics Corp.  Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0113/08/2021
8-12-2021: Apple and Google Are the Targets of Proposed Legislation

8-12-2021: Apple and Google Are the Targets of Proposed Legislation

Following complaints to Congress by software developers, a new bipartisan bill would shake up the way Apple and Google run their mobile app stores. Today's Stocks & Topics: VICI - VICI Properties Inc., China Ports, GRBK - Green Brick Partners Inc., Producer Price Index Numbers, GRBK - Green Brick Partners Inc., NIO - NIO Inc. ADR, Relocating for Retirement, RIO - Rio Tinto PLC ADR, ACI - Albertsons Cos. Inc., WW - WW International Inc., Investing & Taxes, GMRE - Global Medical REIT Inc., AGNC - AGNC Investment Corp. TRIVIA QUESTION: "Can you name SOME of the myths concerning what it takes to become a millionaire?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:4713/08/2021
8-11-2021: ‘Buy Now, Pay Later’ Loans Could Lower Your Credit Score

8-11-2021: ‘Buy Now, Pay Later’ Loans Could Lower Your Credit Score

Depending on your loan provider, even if you pay on time, taking out a POS loan can either increase, decrease or have no impact at all on your credit score. Today's Stocks & Topics: AMGN - Amgen Inc., ORAN - Orange ADR, Hackers, Apple Under Attack, GNOG - Golden Nugget Online Gaming Inc., DKNG - DraftKings Inc. Cl A, Closed-end Funds, D - Dominion Energy Inc., When to sell Holdings, AMED - Amedisys Inc., SCHD - Schwab US Dividend Equity ETF. TRIVIA QUESTION: Can you name the '5 Things Most Americans Don’t Know About Social Security?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5012/08/2021
8-10-2021: Opinion:  Some Things About Crypto Are Becoming Very Apparent

8-10-2021: Opinion: Some Things About Crypto Are Becoming Very Apparent

The cryptocurrency space continues to be characterized by conversations surrounding its adoption and investment by large institutional investors, but its volatility remains a problem. Today's Stocks & Topics: WTRH - Waitr Holdings Inc., Highest Paid CEOs, More Stimulus Checks, S&P 500, LUMN - Lumen Technologies Inc., QDEL - Quidel Corp., Student Loans, BTG - B2Gold Corp., VIAC - ViacomCBS Inc. Cl B, RTLR - Rattler Midstream L.P., ETFs vs. Mutual Funds, PLUG - Plug Power Inc., PICK - iShares MSCI Global Metals & Mining Producers ETF, IIPR - Innovative Industrial Properties Inc. TRIVIA QUESTION: "Looking back in time, how many employees did IBM have in 1915? And what do you suppose was IBM's gross income by 1925?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0911/08/2021
8-9-2021: How to Invest in the Single-Family Rental Market Without Buying a House

8-9-2021: How to Invest in the Single-Family Rental Market Without Buying a House

Fundrise offers a way for smaller, unaccredited investors to compete, but what are the risks? Today's Stocks & Topics: Rental Prices, Big Stores that are Closing, Cryptocurrency, TYL - Tyler Technologies Inc., INTC - Intel Corp., CLX - Clorox Co., CAH - Cardinal Health Inc., XLE - Energy Select Sector SPDR ETF, How to Become a Financial Advisor, PWR - Quanta Services Inc., Cash Investing, MO - Altria Group Inc.  TRIVIA QUESTION: By definition, WHAT is an RMD? AND--can you name a few of the accounts that have RMD requirements?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2810/08/2021
8-6-2021: More Than 7.5 million Americans Are Headed Toward An 'Unemployment Cliff'

8-6-2021: More Than 7.5 million Americans Are Headed Toward An 'Unemployment Cliff'

Those who could be ineligible for state benefits include the long-term unemployed, the self-employed, gig workers, and freelancers. Today's Stocks & Topics: PPL - PPL Corp., VST - Vistra Corp., JHML - John Hancock Multifactor Large Cap ETF, LUMN - Lumen Technologies Inc., XPO - XPO Logistics Inc., GXO - GXO Logistics Inc., Jobs Report, 401k, NIO - NIO Inc. ADR, The Cost of Flying to Space, REITs, Electric Vehicles. TRIVIA QUESTION: By definition, WHAT is an RMD? AND--can you name a few of the accounts that have RMD requirements?" Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5307/08/2021
8-5-2021: 7 Ways to Reduce Your Required Minimum Distributions in Retirement

8-5-2021: 7 Ways to Reduce Your Required Minimum Distributions in Retirement

You've been busy saving in your retirement accounts, but have you learned the best way to withdraw money in your golden years? Today's Stocks & Topics: TGLS - Tecnoglass Inc., Savings, Electric Vehicles, Real Estate, XOM - Exxon Mobil Corp., HSBC - HSBC Holdings PLC ADR, VST - Vistra Corp., Inherited I-R-A, VEDL - Vedanta Ltd. ADR, Roth 401k & Required Minimum Distribution, PAM - Pampa Energia S.A. ADR., HPQ - HP Inc., ABB - ABB Ltd. ADR, RXT - Rackspace Technology Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1306/08/2021
8-4-2021: Household Debt Surges to Highest Level In 14 Years

8-4-2021: Household Debt Surges to Highest Level In 14 Years

According to the Federal Reserve, household debt in the second quarter jumped to nearly $15 trillion. Today's Stocks & Topics: GNTX - Gentex Corp., August Statistics, IPOs, Hedge Funds, Amazon's Drone Delivery Program, SEMR - SEMrush Holdings Inc., CRSP - CRISPR Therapeutics AG, HACK - ETFMG Prime Cyber Security ETF, LB – L Brands Inc., VSCO - Victoria's Secret & Co., APPS - Digital Turbine Inc., RXN - Rexnord Corp., TGT - Target Corp. TRIVIA QUESTION: "Personal finance website Bankrate-dot-com ranked each U.S. state across five key areas. What states were determined to be the WORST places to retire?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:2005/08/2021
8-3-2021: It Looks Like U.S. Consumers Are Ready and Willing to Spend More

8-3-2021: It Looks Like U.S. Consumers Are Ready and Willing to Spend More

According to Mastercard, consumer spending in America is on pace to exceed pre-pandemic levels, and “aversion to cash” is leading to an increase in digital payments. Today's Stocks & Topics: Long-Short Mutual Funds, Investing for Kids, Over the Counter Stocks, ETFs, Cryptocurrency for Beginners, 401k, How Many Stocks in a Portfolio, RGR - Sturm Ruger & Co., VXUS - Vanguard Total International Stock ETF, Health Savings Account, AAPL - Apple Inc., Supply Changes, SKLZ - Skillz Inc, ADBE - Adobe Inc., PLBY - PLBY Group Inc., UNP - Union Pacific Corp., GE - General Electric Co., GE Reverse Split.  TRIVIA QUESTION: "Can you name 4 or 5 reasons why you might be better off downsizing before retirement?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:0204/08/2021
8-2-2021: Could Higher Inflation Benefit Financial-Services Companies?

8-2-2021: Could Higher Inflation Benefit Financial-Services Companies?

After the recent increase in stock prices, the median North American financial sector stock trades at a 10% premium to its fair value estimate. Today's Stocks & Topics: SCHW - Charles Schwab Corp., Environmental, Social, and Governance (ESG), Wages, MGA - Magna International Inc., Roth I-R-A, LVS - Las Vegas Sands Corp., INFL - Horizon Kinetics Inflation Beneficiaries ETF, BIG - Big Lots Inc., SAM - Boston Beer Co. Cl A, SWBI - Smith & Wesson Brands Inc., GM - General Motors Co., GOLD - Barrick Gold Corp., NTDOF - Nintendo Co. Ltd.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0703/08/2021
7-30-2021: Can You Put Too Much into A Health Savings Account?

7-30-2021: Can You Put Too Much into A Health Savings Account?

HSA investors are attracted to the accounts' benefits--the ability to make pretax contributions, enjoy tax-free compounding, and take tax-free withdrawals to pay qualified healthcare expenses. Today's Stocks & Topics: DUOL - Duolingo Inc., Robinhood, Housing, Economic Data, Costco Membership Card, 10 Used Things Not to Buy, AFRM - Affirm Holdings Inc. Cl A, Portfolio Management, Put/Call Ratio, ALT - Altimmune Inc., NKLA - Nikola Corp., HACK - ETFMG Prime Cyber Security ETF.  TRIVIA QUESTION: "According to a CEO who claims to have read more than 1,000 resumes, WHAT ARE a few of the things you should NOT have on your resume?" Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5831/07/2021
7-29-2021: With FED Rates Held to Near Zero, What Are Your Best Moves?

7-29-2021: With FED Rates Held to Near Zero, What Are Your Best Moves?

The low-interest rate environment will end at some point and the catalyst could be increasing inflation. Today's Stocks & Topics: BMY - Bristol Myers Squibb Co., Pandemic Winners and Losers, Washington’s Oil Lobby and Climate Change, China, The Fed & REITs, SNP 500, IRBT - iRobot Corp., FUJHY - Subaru Corp. ADR, FUJHF - Subaru Corp., T - AT&T Inc., BGFV - Big 5 Sporting Goods Corp., JOAN - JOANN Inc., JNJ - Johnson & Johnson.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0330/07/2021
7-28-2021: Is E-Commerce Cooling Now and Will There Be a Holiday Shipping Surge?

7-28-2021: Is E-Commerce Cooling Now and Will There Be a Holiday Shipping Surge?

Domestic package volume could come under pressure as shoppers return to stores and customers scramble to replenish inventory. Today's Stocks & Topics: PEY - Invesco High Yield Equity Dividend Achievers ETF, Employee Stock Options, Reopening of the Economy, MNMD - Mind Medicine (MindMed) Inc., APPH - AppHarvest Inc., ET - Energy Transfer LP, HII - Huntington Ingalls Industries Inc., CLM - Cornerstone Strategic Value Fund Inc., Paying Off Your Mortgage, Raising Minimum Wage, INTU - Intuit Inc., ALB - Albemarle Corp., CHPT - ChargePoint Holdings Inc, Brokers Account.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0829/07/2021
7-27-2021: If Retirement Is Looming, Where Should You Keep Your Money?

7-27-2021: If Retirement Is Looming, Where Should You Keep Your Money?

As you approach your non-working years, it’s crucial to make sure you’ve got a clear plan for how you can afford to live on a fixed income-- and how your cash is invested. Today's Stocks & Topics: PLBY - PLBY Group Inc., ABBV - AbbVie Inc., How to Pay Your Mortgage Faster, Chinese Stocks, Employee Rights, POAHY - Porsche Automobile Holding SE ADR, QS – Quantum Scape Corp. Cl A, MGM - MGM Resorts International, PLTR - Palantir Technologies Inc., Stock Search Engine, LVS - Las Vegas Sands Corp., AMD - Advanced Micro Devices Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1228/07/2021
7-26-2021: Oil Prices Take a Hit After Massive Hedge Fund Sales

7-26-2021: Oil Prices Take a Hit After Massive Hedge Fund Sales

Much of the bullish sentiment and hedge fund position-building that helped push Brent crude towards a multi-year high has since ebbed away. Today's Stocks & Topics: Buying a House, BABA - Alibaba Group Holding Ltd. ADR, Mortgage and Foreclosure, Pass Performance, Credit Scores, CROX - Crocs Inc., Pensions, WISH – Context Logic Inc., PLBY - PLBY Group Inc., EAF - GrafTech International Ltd., HCSG - Healthcare Services Group Inc., BMEAX - BlackRock High Equity Income Fund Investor A, PRIM - Primoris Services Corp., SLGN - Silgan Holdings Inc., MSFT - Microsoft Corp.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3527/07/2021
7-23-2021: How to Best Handle Supply Chain 'Blind Spots'

7-23-2021: How to Best Handle Supply Chain 'Blind Spots'

In the manufacturing business, it is essential to deliver on trust and reliability-- so maintaining supply chains is critical. Today's Stocks & Topics: Using Retirement Money to Buy a House, Jobless Claims, Home Depot, Supply Changes, MAA - Mid-America Apartment Communities Inc., SHOP - Shopify Inc. Cl A, AMRK - A-Mark Precious Metals Inc., Benefits, PLBY - PLBY Group Inc., Health Savings Account, Flexible Expending Account, Portfolio Management, SPKE - Spark Energy Inc.  TRIVIA QUESTION: "In a recent survey, The Federal Reserve found that approximately 46% of adults in America couldn't pay a $400 emergency expense — or would have to borrow to do so. So, can you NAME the 7 types of emergencies that can quickly create extreme financial hardship?" Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:1824/07/2021
7-22-2021: Do Stock Market Records Rest More on Faith Than Corporate Profits?

7-22-2021: Do Stock Market Records Rest More on Faith Than Corporate Profits?

Wall Street’s expectations for this year’s corporate profits are still below where they were a year before the pandemic-- yet the S&P 500 is up 60%. Today's Stocks & Topics: INFL - Horizon Kinetics Inflation Beneficiaries ETF, Housing Shortage, Low Volatility Funds, QDEL - Quidel Corp., CNC - Centene Corp., SWX - Southwest Gas Holdings Inc., BX - Blackstone Group Inc., UL - Unilever PLC ADR, IGXT – Intel Genx Technologies Corp., Dividends, BG - Bunge Ltd., VALE - Vale S.A. ADR.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:4223/07/2021
7-21-2021: Housing Starts Rise in June, Building Permits Fall

7-21-2021: Housing Starts Rise in June, Building Permits Fall

U.S. home building increased more than expected in June, but expensive lumber, and shortages of labor and land, continued to constrain the ability of builders to meet demand. Today's Stocks & Topics: IIPR - Innovative Industrial Properties Inc., NAT - Nordic American Tankers Ltd., DHT - DHT Holdings Inc., RKT - Rocket Cos. Inc., GS - Goldman Sachs Group Inc., IWN - iShares Russell 2000 Value ETF, Saving for Retirement, JOAN - JOANN Inc., Consumer Sentiment, Roth I-R-A, CRM - Salesforce.com Inc., INFL - Horizon Kinetics Inflation Beneficiaries ETF, NVDA - NVIDIA Corp., Commodities & Sustainable Energy.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3522/07/2021
7-20-2021: Robinhood IPO:  Could the Valuation Be Worth $35 billion?

7-20-2021: Robinhood IPO: Could the Valuation Be Worth $35 billion?

According to its prospectus, the stock trading app is hoping to sell 55 million shares at a range of $38 to $42 per share. Today's Stocks & Topics: WFG - West Fraser Timber Co. Ltd, Bitcoin, Saving for Retirement, Are You Considered Middle Class, OKE - ONEOK Inc., CCL - Carnival Corp., XOM - Exxon Mobil Corp., How Often Should You Review Your Portfolio, COHU - Cohu Inc., Should You Pay Off Student Loans or Invest, PLBY - PLBY Group Inc., DIA - SPDR Dow Jones Industrial Average ETF Trust, IWB - iShares Russell 1000 ETF, T - AT&T Inc., VZ - Verizon Communications Inc.TRIVIA QUESTION: "Can you name 4 or 5 companies that have made the "list of corporate downfalls"? I am talking about highly recognizable names that were once respected brands... but are now... defunct."Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3721/07/2021
7-19-2021: Inflation Threat May Be Boosted by Changes in Globalization, Demographics and E-Commerce

7-19-2021: Inflation Threat May Be Boosted by Changes in Globalization, Demographics and E-Commerce

For the past few decades, the Federal Reserve has succeeded in keeping inflation low—perhaps too low. Today's Stocks & Topics: MZDAY - Mazda Motor Corp. ADR, Healthcare Coverage and Retirement, TUP - Tupperware Brands Corp., Investors Sentiment, Inflation Protected Bonds, CAR - Avis Budget Group Inc., AGCO - AGCO Corp., Rollover 401k into a Roth I-R-A, SE - Sea Ltd. ADR, BWA - BorgWarner Inc., Shorting and Bankruptcy, TIPs, VFF - Village Farms International Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:1820/07/2021
7-16-2021: One Analyst Has Warned the Dollar Is 'Doomed' In the Long-Term Due to Rising Deficits

7-16-2021: One Analyst Has Warned the Dollar Is 'Doomed' In the Long-Term Due to Rising Deficits

The CEO of Double Line Capital has offered a dire assessment on the U.S. dollar because of rising U.S. trade and budget deficits. Today's Stocks & Topics: LLNW - Limelight Networks Inc., Retail Sales Report, Average of the Social Security Check, Home Values, One Year CD Rates, SNAP - Snap Inc., AOUT - American Outdoor Brands Inc., NYCB - New York Community Bancorp Inc., FIGS - FIGS Inc., LUMN - Lumen Technologies Inc., JEPI - JPMorgan Equity Premium Income ETF, ARCC - Ares Capital Corp., ATWT - ATWEC Technologies Inc. TRIVIA QUESTION: "Henry Ford founded his company in 1903... but WHEN did "Ford Motor Company" first go public-- which YEAR? AND--what do you suppose was the price of the cheapest Ford automobile back in 1949? HINT: the vehicle was a so-called "business coupe". Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3316/07/2021
7-15-2021: Are '529 Savings Plans' A Good Place to Hold the Money You Save For A Student's College Education?

7-15-2021: Are '529 Savings Plans' A Good Place to Hold the Money You Save For A Student's College Education?

One expert says that for parents and guardians who want to help fund their child’s higher education, the best place to keep that money may not be a typical savings or investment account. Today's Stocks & Topics: AGR - Avangrid Inc., Saving Money for Retirement, House Depreciation, ETFs, MTA - Metalla Royalty & Streaming Ltd., CLX - Clorox Co., Stockbrokers, AHT - Ashford Hospitality Trust, CAR - Avis Budget Group Inc., Bonds, Selling Stocks and Capital Gains, Manufactured Products.  TRIVIA QUESTION: "Not all car dealers are dishonest, but you could have the bad luck to encounter such an operation... So, what are a few of the sneaky tricks that are often used by unscrupulous dealers-- what are the warning signs that tell you to AVOID that dealer?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:1316/07/2021
7-14-2021: Surging Prices for Used Cars, Gasoline, Food, And Airfare Are Propelling the Inflation Increase

7-14-2021: Surging Prices for Used Cars, Gasoline, Food, And Airfare Are Propelling the Inflation Increase

According to the Labor Department, over the past year, used car and truck prices leaped 45% while car and truck rental costs skyrocketed 87%. Today's Stocks & Topics: CRSR - Corsair Gaming Inc., URNM - NorthShore Global Uranium Mining ETF, GILT - Gilat Satellite Networks Ltd., GPI - Group 1 Automotive Inc., RBLX - Roblox Corp., T - AT&T Inc., Inflation, SPCE - Virgin Galactic Holdings Inc., Producer Price Index (PPI), Support Levels, AEM - Agnico Eagle Mines Ltd., Restaurants, WFG - West Fraser Timber Co. Ltd., DDD - 3D Systems Corp., U.S.-China Maritime Agreement.  TRIVIA QUESTION: "What is the AVERAGE retirement age in the United States? And what is the minimum 'nest egg' you need to retire in any U.S. state?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
44:5615/07/2021
7-13-2021: What You Should Know About the Largest Group of Homebuyers in The U.S.

7-13-2021: What You Should Know About the Largest Group of Homebuyers in The U.S.

According to a new Millennial home buyer report, nearly one-third of respondents say COVID-19 pushed them to begin house hunting earlier than planned. Today's Stocks & Topics: TEVA - Teva Pharmaceutical Industries Ltd. ADR, BRKB - Berkshire Hathaway Inc. Cl B, Consumer Price Index, Crypto currencies, BTI - British American Tobacco PLC AD, MPLX - MPLX L.P., DIDI - DiDi Global Inc. ADR, Saving for Retirement, VERV - Verve Therapeutics Inc, ENR - Energizer Holdings Inc., Precious Metals, NHI - National Health Investors Inc.  TRIVIA QUESTION: "What would $1,000 invested in certain stocks 10 years ago--- be worth today?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:2514/07/2021
7-12-2021: New Study Finds A 13% Increase in Average Retirement Savings Year-Over-Year

7-12-2021: New Study Finds A 13% Increase in Average Retirement Savings Year-Over-Year

The pandemic put millions of people out of work and onto government aid, but now more than half of Americans say they are in financial recovery mode. Today's Stocks & Topics: Buying a House and Taxes, PYPL - PayPal Holdings Inc., U - Unity Software Inc., DRKTF - Darktrace PLC, LEN - Lennar Corp. Cl A, JAGGF - Jaguar Mining Inc., QYLD - Global X NASDAQ-100 Covered Call ETF, TPC - Tutor Perini Corp., CODI - Compass Diversified Holdings, Buying the Dip, Inflation.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4213/07/2021
7-9-2021: Study:  Crypto and Investment Scams Are Skyrocketing

7-9-2021: Study: Crypto and Investment Scams Are Skyrocketing

2020 was a record year having almost 27,000 investment and cryptocurrency scams, and 2021 is on pace to exceed that number. Today's Stocks & Topics: Stock Dividends, Inflation, MTZ - MasTec Inc., CLOV - Clover Health Investments Corp. Cl A, MPX - Marine Products Corp., BTG - B2Gold Corp., Retirement Portfolio, PLBY - PLBY Group Inc., BODY - Beachbody Co. Inc., Mortgages, MPW - Medical Properties Trust Inc. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5910/07/2021
7-8-2021: Mortgage Applications Have Dropped to Their Lowest Level Since Before The Pandemic Hit

7-8-2021: Mortgage Applications Have Dropped to Their Lowest Level Since Before The Pandemic Hit

The triggering factors include higher home prices, an insufficient housing supply, and higher average loan amounts. Today's Stocks & Topics: MA - Mastercard Inc., V - Visa Inc. Cl A, Consumer Borrowing, Biden Administrations and China, ZDGE - Zedge Inc. Cl B, Retirement, EOG - EOG Resources Inc., CASY - Casey's General Stores Inc., SFM - Sprouts Farmers Market Inc., Selling a House, and Invest the Money.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:2509/07/2021
7-7-2021: Do Warning Signs for The Global Economy Indicate Central Banks Will Be In An 'Impossible Position'?

7-7-2021: Do Warning Signs for The Global Economy Indicate Central Banks Will Be In An 'Impossible Position'?

One economist says debt ratios are much higher than in the 1970s, and a mix of loose economic policies and negative supply shocks threatens to fuel inflation rather than deflation. Today's Stocks & Topics: TTWO - Take-Two Interactive Software Inc., PAYX - Paychex Inc., Private Mortgage Insurance, SONY - Sony Group Corp. ADR, MSI - Motorola Solutions Inc., The Wash Sale Rule, Saving for Retirement, Funds’ Performance, PSTH - Pershing Square Tontine Holdings Ltd. Cl A, Cash, Pullback.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:2608/07/2021
7-6-2021: U.S.-Listed Shares of China Companies Drop on Worry Of More Crackdowns

7-6-2021: U.S.-Listed Shares of China Companies Drop on Worry Of More Crackdowns

Concerns about investing in Chinese stocks have grown in recent years, and now officials in China have launched a cybersecurity review of one stock which is fueling more risk fears. Today's Stocks & Topics: Investing in Other Sectors, Female Economy, Securities Investor Protection Corporation (SIPC), SFM - Sprouts Farmers Market Inc., The Real Estate Market, Shorting AAPL - Apple Inc., Company Going Public, Bitcoin, Retirement, CPB - Campbell Soup Co.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0507/07/2021
7-5-2021 - Best of Caller Questions

7-5-2021 - Best of Caller Questions

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Long-Short Mutual Funds, Investing for Kids, Over the Counter Stocks, ETFs, Cryptocurrency for Beginners, 401k, How Many Stocks in a Portfolio, Stocks Indicators, I-Bonds, Unusual Expectations, How to Get Stocks Information, Stock Adjustment, Investing in ETFs, Investing at Old Age, Stimulus Check, Equity, Company Stocks.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0605/07/2021
7-2-2021: Has the Market Already Picked a Winner In The EV Race?

7-2-2021: Has the Market Already Picked a Winner In The EV Race?

Tesla’s lofty valuation, about 137 times forward price-to-earnings, speaks volumes about where investors are placing their bets as legacy auto manufacturers rush to develop their own EV projects. Today's Stocks & Topics: TSN - Tyson Foods Inc. Cl A, Jobs Report, Five Biggest DOW Losers, OPEC Meeting, AMZN - Amazon.com Inc., FNV - Franco-Nevada Corp., ATOS - Atossa Therapeutics Inc., Annuities, SWBI - Smith & Wesson Brands Inc., Retirement.  TRIVIA QUESTION: "How Much Money Do You Need to Earn to Be ‘Rich’ in YOUR State?" Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0203/07/2021
7-1-2021: The Tax Benefits of an HSA--Health Savings Account

7-1-2021: The Tax Benefits of an HSA--Health Savings Account

An HSA allows you to contribute pretax income, so it produces powerful tax savings that stretch your healthcare dollars. Today's Stocks & Topics: CRLBF - Cresco Labs Inc., First Half and Back Half of the Year, CCIV - Churchill Capital Corp. IV Un, Stock Splits and Charting, CVS - CVS Health Corp., SOFI - SoFi Technologies Inc., Cryptocurrency Strategy, Mutual Funds vs. ETFs, Investing in CDs, GOOG - Alphabet Inc. Cl C.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:4702/07/2021
6-30-2021: Job Site 'Monster' Says 95% Of Workers Are Considering Changing Jobs

6-30-2021: Job Site 'Monster' Says 95% Of Workers Are Considering Changing Jobs

According to the Labor Department, a record 4 million people quit their jobs in April alone-- so what is going on? Today's Stocks & Topics: GRWG – Grow Generation Corp., ASO - Academy Sports & Outdoors Inc., IRS & Tax Returns, Annuities Popularity, ASO - Academy Sports & Outdoors Inc., SYF - Synchrony Financial, AZN - AstraZeneca PLC ADR, Real Estate Investment Trust (REIT), Funds From Operations (FFO), ADP National Employment Report, BTG - B2Gold Corp., Housing Stocks, VPU - Vanguard Utilities ETF, SPY - SPDR S&P 500 ETF Trust.  TRIVIA QUESTION: "Can you name 3 or 4 reasons WHY it is harder for many people to save for retirement nowadays... compared to 50 years ago?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:1530/06/2021
6-29-2021: FED Official Warns:  U.S. Cannot Afford Housing Market ‘Boom and Bust’

6-29-2021: FED Official Warns: U.S. Cannot Afford Housing Market ‘Boom and Bust’

In the real estate market, high and low-cost housing cycles have occurred multiple times and they have frequently been a source of financial stability concerns. Today's Stocks & Topics: Retirement, Fidelity Youth Account, Facebook Antitrust Lawsuit, CCI - Crown Castle International Corp., Gold, SREV – Service Source International Inc., NCLH - Norwegian Cruise Line Holdings Ltd., STZ - Constellation Brands Inc. Cl A, FTNT - Fortinet Inc., Small Business and Taxes, QQQ - Invesco QQQ Trust Series I.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:1830/06/2021
6-28-2021: In an Already Constrained Microchip Market, Will An Nvidia / ARM Merger Help Or Hurt?

6-28-2021: In an Already Constrained Microchip Market, Will An Nvidia / ARM Merger Help Or Hurt?

Amid a major global chip shortage that could last until 2023, there are concerns relating to export control and digital sovereignty. Today's Stocks & Topics: TIPs vs. i-Bonds, The Fed, Unemployment Impacts, WMT - Walmart Inc., TGT - Target Corp., KBWY - Invesco KBW Premium Yield Equity REIT ETF, TRCH - Torchlight Energy Resources, Inc., MMAT - Meta Materials Inc., Stock Trend, PFF - iShares Preferred & Income Securities ETF, TCEHY - Tencent Holdings Ltd. ADR.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:0729/06/2021
6-25-21: The Secret Power Of Roth Individual Retirement Accounts

6-25-21: The Secret Power Of Roth Individual Retirement Accounts

For traditional 401(k) plans and IRAs, you generally get a tax break when you make contributions and then pay taxes on the withdrawals in retirement——but Roth versions can be very different. Today's stocks and topics: TSN-Tyson Foods Inc., DOCU-DocuSign Inc., UBX-Unity Biotechnology Inc., PLL-Piedmont Lithium Inc., FMAT-Fidelity MSCI Materials Index ETF; Inflation?, Housing stocks?, KPP Premium Newsletter: 2-stock hints, market analysis, portfolio management--Balance Sheets dynamics.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:3526/06/2021
6-24-21: Sales Of Newly Built Homes Have Slowed To Their Lowest Pace In A Year

6-24-21: Sales Of Newly Built Homes Have Slowed To Their Lowest Pace In A Year

In spite of the effects from the COVID-19 pandemic, new home sales are still 9.2% above where they were a year ago. Today's stocks and topics: Retirement strategies--Justin comments; DKNG-DraftKings Inc., CVI-CVR Energy Inc., ODFL-Old Dominion Freight Line Inc., ARCB-ArcBest Corp, MMM-3M Co., VIAC-ViacomCBS Inc. , RUN-SunRun Inc., KO-Coca-Cola Co., CPNG-Coupang Inc., NNOX-Nano-X Imaging Ltd. , portfolio management.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
44:5825/06/2021
6-23-2021: How Could a Change in Required 401(k) Withdrawal 'Age Triggers' Benefit You?

6-23-2021: How Could a Change in Required 401(k) Withdrawal 'Age Triggers' Benefit You?

Most individuals take more than the required minimum because they need the money, but extra time would enable more strategy planning for retirement assets. Today's Stocks & Topics: ENB - Enbridge Inc., Stock Split, FSR - Fisker Inc., Financial Advice for an 18-year-old, LX – Lexin Fintech Holdings Ltd. ADR, JAZZ - Jazz Pharmaceuticals PLC, Young Investor, CC - Chemours Co., DSX - Diana Shipping Inc., CORE - Core-Mark Holding Co. Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:1424/06/2021
6-22-2021: Could the Stock Market Be Wrong About The Federal Reserve And Interest Rates?

6-22-2021: Could the Stock Market Be Wrong About The Federal Reserve And Interest Rates?

Monday’s aggressive stock market rally occurred despite fears that investors still are not appreciating how quickly the Federal Reserve could start raising interest rates. Today's Stocks & Topics: SAM - Boston Beer Co. Cl A, CRLBF - Cresco Labs Inc., K - Kellogg Co., DE - Deere & Co., TSN - Tyson Foods Inc. Cl A, VZ - Verizon Communications Inc., T - AT&T Inc., RMD - ResMed Inc., TOT - Total Energy Services Inc., QYLD - Global X NASDAQ-100 Covered Call ETF, Market Cap and Stock Price, Non-Fungible Token – TFNs, PLBY - PLBY Group Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:3123/06/2021
6-21-2021: After Hitting Historic Highs, Lumber Prices Had Their Biggest Drop Ever

6-21-2021: After Hitting Historic Highs, Lumber Prices Had Their Biggest Drop Ever

With better than a 400% cost move in a 15-month period of time, the volatility involved causes price adjustments. Today's Stocks & Topics: WFC - Wells Fargo & Co., Pension Funds, Job Market, What to do with 100k, FLT – Fleet Cor Technologies Inc., GOLD - Barrick Gold Corp., PLTR - Palantir Technologies Inc., FCX - Freeport-McMoRan Inc., 401k, NLS - Nautilus Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:1122/06/2021
06-18-2021 - Best of Caller Questions

06-18-2021 - Best of Caller Questions

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Roth IRA, Mutual Funds, Rebuilding after Bankruptcy, Pullbacks, P.E. Ratio, High Yield, 200 Day Moving Average, New Roth I-R-A, Treasury Bonds, 15 or 30 Year Mortgage, Equity & Retirement, Exchange vs. O-T-C Stocks, Buy & Sell ETFs, Life Insurance, New Investor Question, Weak Dollar, Cannabis Companies, Starting Out, Stocks Indicators, Keep or Sell.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
46:0618/06/2021
6-17-2021: Could Commodities and Related Stocks Be Offering A ‘Great Buying Opportunity’?

6-17-2021: Could Commodities and Related Stocks Be Offering A ‘Great Buying Opportunity’?

At least one market strategist believes that commodities are entering a multiyear bull market. Today's Stocks & Topics: IVR - Invesco Mortgage Capital Inc., CLF - Cleveland-Cliffs Inc., RF - Regions Financial Corp., CAT - Caterpillar Inc., MPLX - MPLX L.P., ROOT - Root Inc. Cl A, Investing in Cryptocurrency, OKE - ONEOK Inc., Jobs Report, LEI: Leading Economic Indicators. TRIVIA QUESTION: "Can you name at least 2 or 3 MONEY rules that millionaires swear by?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:1218/06/2021
6-16-2021: The $30 Billion Splash in The Exchange-Traded Fund Space

6-16-2021: The $30 Billion Splash in The Exchange-Traded Fund Space

Could Dimensional Funds’ pivot be a major catalyst for the $21 trillion mutual fund industry-- prompting it to begin switching over to the ETF format? Today's Stocks & Topics: TGB - Taseko Mines Ltd., Software Stocks, ALLY - Ally Financial Inc., Stocks Indicators, BLDE - Blade Air Mobility Inc., RH - RH, CDNA - CareDx Inc., Inflation, IT - Gartner Inc., Portfolio Management, BIDU - Baidu Inc. ADR, TIP - iShares TIPS Bond ETF.  TRIVIA QUESTION: "After marriage, will your credit report be MERGED with your spouse? AND-- will you LOSE your credit history if you change your last name?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:2217/06/2021
6-15-2021: Inflation Fears Have Been Amplified by Rising Consumer Prices

6-15-2021: Inflation Fears Have Been Amplified by Rising Consumer Prices

In a recent Federal Reserve Bank of New York survey, expectations rose with regard to how much more consumers will have to spend on homes, food, rent, and gas. Today's Stocks & Topics: XOM - Exxon Mobil Corp., Inflation, Reasons to Stay Bullish on the Market, Retail Sales, California Ending Restrictions, Electric Vehicles, Stock Evaluation, HA - Hawaiian Holdings Inc., SMH - VanEck Vectors Semiconductor ETF, SOXS - Direxion Daily Semiconductor Bear 3X Shares, BB - BlackBerry Ltd., ATKR - Atkore Inc., ABNB - Airbnb Inc. Cl A, GSK - GlaxoSmithKline PLC ADR, The Wash Rule. TRIVIA QUESTION: "You might be planning to place your home on the real estate market-- but can you name at least 5 of the many known problems that will stop someone buying your home?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:4216/06/2021
6-14-2021: Another Mall Owner Has Filed for Bankruptcy Protection

6-14-2021: Another Mall Owner Has Filed for Bankruptcy Protection

The COVID-19 pandemic has created significant challenges for the owner of shopping centers in the Chicago area and across the country with Washington Prime seeking protection after its rent revenue declined by 20%. Today's Stocks & Topics: PSFE - Paysafe Ltd., Housing Market, AZRE - Azure Power Global Ltd., MIC - Macquarie Infrastructure Corp., VLVLY - Volvo AB ADR, JP Morgan, VIAC – Viacom CBS Inc. Cl B, KRBN – Krane Shares Global Carbon ETF, VEIRX - Vanguard Equity Income Fund Admiral, DDOG - Datadog Inc. Cl A, Choppy Market.  TRIVIA QUESTION: "What is the average AGE of vehicles on the road in the U.S.--in years? AND---how MANY car owning households are there in the United States as of 2021?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
45:5415/06/2021
6-11-2021: Inflation Signal:  Consumer Prices Jumped 5% in May, Fastest Pace Since 2008

6-11-2021: Inflation Signal: Consumer Prices Jumped 5% in May, Fastest Pace Since 2008

According to the Labor Department, the consumer price index, which represents food, energy, groceries, housing costs and sales across a spectrum of goods, rose 5% from a year earlier. Today's Stocks & Topics: AAPL - Apple Inc., FIVE - Five Below Inc., BABA - Alibaba Group Holding Ltd. ADR, CMRE - Costamare Inc., ARKK - ARK Innovation ETF,GSL - Global Ship Lease Inc. Cl A, VRTX - Vertex Pharmaceuticals Inc., 10 Year Treasury Rate, China & Prices, GVA - Granite Construction Inc., Commodities. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
47:2912/06/2021