I see it, there seems to be some sort of imaginary competition in the investment world of who can ‘hustle’ hardest. Or who’s 10 X’ing things to make sure they achieve 10 X the success. If you’re a fan of that stuff and it motivates you, please be my guest, continue with it. However, if you’re like me, it completely makes me cringe. I’ve seen first hand how much working myself to the bone is detrimental for my health. Instead I see success as having gaps in my day. Time to go to the doctor if I need help. Time to take the dog for a walk if I need a break. Time to settle into a project. I HATE the thought of falling back into the trap of having to do more to be more successful… when I’m not even sure what success looks like anymore. In todays podcast I talk about this hype over 10 X’ing your goals and your life and instead looking at it a little differently… I also go through my first take ont he budget. Seriously, I recorded myself looking at it for the first time and what my thoughts were! I would like your takes on the budget please. What were your highs and lows? Natasha P.S My you need to come to my webinar on the 29th March @ 6:30pm - How to Supercharge your Portfolio via buying Commercial Property REGISTER HERE 

Optimism is in the air. The world is seeing signs of reopening and everyone is posting to social media about the holidays they dream of booking. I mean, this is of course, subject to BJ’s plans going well… What this also means is that behaviours are changing within the market place, both for commercial and residential. Residential sales are being postponed until there is room to breath. Commercial landlords are now dropping low yielding, expensive portfolios in an effort to raise cash so they can ride the next wave. However, the economy is still in the doldrums. Businesses still have 4 months of lock down provisions to contend with and the furlough scheme and other various grants aren’t going to hold the damage back much longer. Job cuts and businesses folding are the inevitable. So how do we deal with that? In todays podcast I’m going to go through it and what you can do to make sure you’re also looking after yourself! Think payment plan, payment plan, payment plan, empathy, compassion... Natasha P.S Looking forward to the budget tomorrow? P.P.S The March webinar is live on the 29th March at 6:30pm. We are doing an introduction to Commercial property. To register CLICK HERE

I assume seeing as you are reading my emails you’re a property investor. Yes, OK, next question… do you have a Business Plan? Ooh harder question to answer right.... Do you know exactly what you need to do month on moneth to hit your goals? Do you know what property you need to buy next? Do you know how much money you’ll have in your bank on a monthly basis? When you should find investors? When you can repay your investors? If you’ve answered no to ANY of the above questions then you need to listen to todays podcast. In 18 minutes and 43 seconds I walk you through how to build a Property Investment Business Plan. ...One that will give you a step by step guide of how to get from where you are right now to your goals. … One that your lenders will thank you for. … One that will stop you from getting shiny object syndrome as you see a new strategy and bounce to there (which will not get you anywhere) Now for the NEXT ANNOUNCEMENT I’ve decided to open the doors to the Members Club again. Why now I hear you ask?! Firstly because I need you to put together your property investment Business Plan so that you know what property to buy next AND most importantly when you need to find investors and how much money you need to raise. Secondly because March is Investor Finance Compliance month in the Members Club. We have an FCA regulated member of our team who will be going through all things investor finance compliance so that you can always raise money when you need to. The only way you can come to these sessions is through being in the Members Club. And as a BONUS so that you can see what it’s all about I’m offering a 7 day free Trial if you sign up before 7pm tonight The Members’ Club is a perfect fit for you if you’ve been thinking about diversifying into mixed use and commercial property investment and want to use more innovative ways to expand your property portfolio without necessarily buying more and more properties. Here are a couple of bonus features you might not be aware of, that we now offer. We can list your commercial space on the open market and have access to 1000’s of lease and sale comps- think best deal analysis ever. As a firm of surveyors we can also advise whether a deal is right or wrong for you. If you’ve been on the fence previously, now is the time to join. We’re stepping things up and you need to come along before doors close again! CLICK HERE TO TAKE ADVANTAGE OF THE 7 DAY FREE TRIAL NOW!

I’m going to be honest and say, when I first started out as a property manager I had no idea what I was doing. When I first set up my business, I had no idea what I was doing. Every morning I’d get up, put 101 things on my to do list. Try complete them all and be everywhere and then end the day at midnight successfully having ticked off about a quarter of what I needed to do. Sound familiar? The only way I have been able to grow, and grow quickly over the last 12 months, is by systemising my business. I now have a team of 7 people who work at NC Real Estate. Team doesn’t happen if no one knows what they are doing. I’ve had to step into a leadership role in a big way and make sure I slap my own wrist when I try to do the small stuff instead of look at the big picture. Everyday my business is a work in progress. I’m now OK with that. However, if I hadn’t taken bold steps to outsource and hire, I just couldn’t keep up at the pace I was going and the way I wanted to grow. In this weeks podcast I go through the 10 steps to systeming your business. Some of which might sound familiar, because its the same system I use to build property portfolios. Over to you, time to build a scalable busines!! P.S Remember to register for Mondays Webinar, build a property investment business plan in 60 minutes a day. HINT: This forms part of my systemising business strategy so I’ll actually teach you how to do it in the webinar.

Come to my webinar on how to create a Property Investment Business plan on the 22nd February @ 6:30pm by REGISTERING HERE If I could put anything in Room 101 this week, it would be Property Managers who aren’t transparent. Honesty and clarity are values which make my world go round. Who’s got time for game playing… or for people who pretend they know something but actually don’t?! (I see this far too much in the property industry) This week, I’m high fiving myself 🙌 because I successfully got £14,855.60 refunded back into my buildings service charge account. Caveat… this didn’t happen overnight. Oh no, it first started on the 6th October 2020 when we got served our end of year service charge accounts, which demanded that everyone pay an extra £1,499 for the year. My initial reaction ‘Why?’ Then after an investigation it changed to ‘Hell👏effing👏no, not on my watch!’ The property managers had: Duplicated invoices Demanded for works that had been carried out more than 18 months ago that they definitely hadn’t told us about Made mistakes and tried to charge us for it Oh… and we’d just been through 12 months of leasehold tribunal and so I was in no mood to roll over and leave this be, because: I hate my time being wasted I was fed up of them thinking I was stupid enough not to investigate. I do like a good service charge investigation 🧐 especially because I do have the memory of an elephant for these types of things Want to hear how to resolve this if this happens to you? Go listen to the podcast.

Leasehold Tribunal puts the fear of god in a lot of leaseholders… and then if it gets referred up a level to Lands Tribunal it seems scarier, especially because you end up in the Royal Courts of Justice trying to settle a dispute that can be really heated. If you’ve been a with me a while, you’ll know in 2020 I ended up in Leasehold Tribunal myself. It was a pain more than anything. I got a lot of people reaching out to me to tell me how scary they thought it all sounded. So I thought I’d get to the bottom of what the Leasehold Tribunal and then the Lands Chamber actually does, the process and why it’s vital we understand it AND alternative dispute resolution. Today I’ve invited Peter McCrea onto the podcast. Peter is a Chartered Surveyor, Arbitrator, former chair of the Conduct and Appeals Committee for the RICS and was appointed the youngest ever member of the "Lands Tribunal" at the age of 44. The Tribunal has equivalent status to the High Court in England and Wales. Peter is also Chair of the Board for LionHeart. We go through, litigation, ADR and the best way of resolving a dispute and why the Lands Chamber and Leasehold Tribunal isn’t as scary as everyone makes out! https://twitter.com/mccrea_frics https://surveyorhood.com/peter-mccrea/ Lionheart --> https://www.lionheart.org.uk/

I’m excited, this week the Members Club is open!! Woohoo… only until Midnight on Thursday 28th January. This year the Members Club has stepped up. You not only have access to masterclasses in a quick easy sequence that will build out a strategy and then make sure you purchase the perfect property in the right location. But you have access to a wealth of industry databases that surveying firms have access to, for both residential and commercial properties. Each week you will be invited to come to a commercial Q&A and residential Q&A as well as a Masterclass with either me or our resident coaches where we cover industry updates and asset management strategies. There are also co-working sessions if you want time to focus on property investment and my team and I are always at the end of an email or in our community to answer any of your questions. You’re invited to as many sessions as you want to attend, we recommend taking time to come to at least one session a month (if we don’t hear from you we will be checking in as accountability is our thing). It’s £97/month and you can stay for as long or as little as you want. CLICK HERE TO JOIN OK right, let’s get into this week’s podcast! I’m sure you’ve heard about the Governments consultation to grant PDR (permitted development rights) from E class to C3 as of August 2021. In practice seems phenomenal. Woohoo lets build resi because it’s in demand, but in reality I can see it ending up in an unregulated mess and investors loosing money, here’s why: Poses risks with messing up town centers and high streets Causing poor tenant mix Investors think this is an easy strategy without providing good quality accommodation Lack of commercial will push rents up for commercial units elsewhere More residential will bring residential prices down Commercial tenants and residential tenants are picky about where they are located Potential for loosing amenities needed by tenants - such as loading for commercial or parking or gardens So I propose a solution to this and how you can still make good money, want the answer? Listen to this weeks podcast!

Back on the 7th January the Ministry for Housing announced their radical leasehold reform proposals. Serious focus on Commonhold and the set up of the Commonhold Council Leases could be extended by 990 years rather than 90 and ground rent go to £0 An online calculator which will tell you what the cost of a lease extension will be This is on top of their current proposals for £0 ground rents on Help to Buy and Retirement Housing. Sounds great, right? Well, there’s always got to be a catch, which is why I invited Katie Kendrick from the National Leasehold Campaign to discuss what this announcement actually means. You can find Katie on Twitter @NLC_2019 / https://nationalleaseholdcampaign.org/ Also remember, my webinar on Monday 25th January @ 6:30pm, the Traps you MUST avoid in property investment in 2021. CLICK HERE to register.

Before I start, remember on Monday 25th January at 6:30pm I’m hosting a free Masterclass: The Traps You MUST Avoid in Property Investment in 2021 make sure you register! The top two things that hold a property investor up: Finding deals Raising finance I talk about finding deals a lot… I always start there because I know in my heart of hearts that I’d be able to find finance on any property I cared deeply enough about. Whether I have the deposit in my bank or I have to raise a little bit of cash. I talk less about raising finance. Raising finance is all about having a strong network that trusts what you are doing. This doesn’t happen over night. It takes time to buikes time to build that relationship. Think about how long you’ve known your BFF’s? A long time right? It’s similar for investors. They need to have that connection with you. That connection needs to be consistent. That connection needs to be authentic. I know a lady who does this well, Ellie Mcky. This week I’ve invited her on the podcast to explain how she raises investor finance through social media. Pens and paper at the ready!

Remember to register for my webinar on the 25th January - The Traps to Avoid in Property Investment This Year! Happy New Year! Did you manage to take some time off over the break? I did… two whole weeks mostly away from my computer. OK, I’m terrible at putting my feet up, but I loved getting creative with DIY and adding a design twist to our lake house. I’m excited to live here for a few months before it goes on Air BnB! If you want to see progress, come follow me on Instagram @natashaccollins (In fact, I’ve enjoyed it so much, I think I’ll make this house renovation an end of year tradition. Buy something new, do it up, move on in two weeks over Christmas!) These two weeks also gave me time to think, what will 2021 bring? I’m not a New Year Resolution kinda gal. I take this time to set business goals, so that my team and I have something to aim for. This year it’s to double the number of Members in the Members Club and double my Surveyor team as I’m going to need more hands on deck to support all of these portfolios. Personally, I’m open to what happens. In terms of the property market… I’ll give it to you like the weather forecast. Residential; a stable market. More tax hikes for second home owners and investors (see the precedent set in Wales and Rushi’s need to raise income). No SDLT STILL for first time buyers and single home owners. Even harder hoops to jump through for lending for both. All of this will keep market values stagnant. Oh… I also think rents will stagnate to and probably be capped at universal credit levels. Invest in moving assets which will grow over a 10 year period, don’t look for the unicorn BRR in 6 months as lenders might not play ball. Commercial; A bloody mess. For big commercial tenants who’ve failed to communicate or paid rent (even whilst declaring profits) expect forfeiture on 1st April as Landlords have had enough. The potential changes to PDR will signal the demise of the high street as we know it regardless of Robert Jenrick and his £830 Million #futurehighstreetfund (OK mate, you’re going to save every high street with that are ya?!). Give it until 2025 and we’ll see if this is a good year… commercial market trends typically change every 5 years. However the PDR will keep commercial values stable. Commercial landlords there’s still money to be made, just pick good tenants and think about tenant mix, please, I’m begging you as that’s the only way to keep your tenant trading. That’s my 60 second pitch… you want all of my predictions AND what you should be focusing on right now, go listen to my podcast

Here's the link to the January webinar: https://ncrealestate.co.uk/january2021/ I want to thank you for being a part of the NC Real Estate community, it’s an absolute pleasure having you here and I hope you continue to enjoy being here long into 2021 and beyond. OK, so this week, the podcast is looking a little bit different as it’s definitely time to have a little bit of fun and lay down our property investment hats just for a few days (so I hope you’ve got some good property managers overseeing things for this holiday season)! I invited my friend Rach back onto the podcast to round up the year. We talk highs and lows and play the 10 Questions Game… Ok we just made up the questions specially for this pod, but it’s a good way to reflect. If you want to get involved and go through the questions, here they are: What’s the best thing you managed to do in 2020 that you’d never dreamt you’d do? What’s the podcast that kept you going throughout the year? Best book you read this year? The one thing you hope doesn’t change when the world opens up? Your favourite TV series you binged this year? The Instagram (or social media) account that keeps you motivated? The thing you’ve been most anxious about this year? The one thing that has helped you cope with 2020? The thing you gave up doing because ‘meh’ 2020? The thing you’re most proud of in 2020? Why not post the answers to social media and tag me in it @natashaccollins so I can see… the quiz graphic is HERE to make it easy for you to download and post! Right, it’s been an absolute pleasure. If I don’t speak to you over the holidays, I’ll catch up in 2021.

The property market is getting tricky. There are so many blind spots in the industry wrapped up like Christmas Presents, that investors/buyers just simply don’t notice. And that is where it will cost you long term. It may look really nice that some new build apartment block developers have decided to hand out £0 ground rents and 999 year leases (how kind). But you read through the lease and realise they charge you £200 in admin fees every time you put in place a new AST… To be a competent investor you MUST 👏 READ 👏 EVERYTHING. That includes any lease. Any title deeds. Any special conditions in the auction catalogue. Yes, you pay a solicitor to do this… but everyones human and may miss something thats vitally important to you. You also owe a duty of care to yourself to make sure you are as informed as possible. So in this weeks podcast I’m going through all of the blind spots I’m seeing in the property industry right now and how to avoid them.

There are currently 124 Debenhams units employing 12,000 members of staff across the UK. When the stores close down, that’s an awful lot of empty space clogging up the high street. ‘Clogging’ funny word to use, right? But, in all honesty that’s what will happen. There will be a period of time where the liquidation process happens and none of the units can be used. That will mean retail units being shuttered or boarded up. Leading to security issues… which inevitably leaves the surrounding retailers nervous, if they survive at all. Traditionally Anchor units, Debenahms would bring footfall to an area, which is why retailers pay to be next door to these units in the first place. Footfall dwindles = reduced profits = more store closures. Not pretty. Which is why in this weeks podcast I’m discussing options for these Debenhams units. HINT: Think innovation Even if you don’t dream of owning a property the size of a Debenhams unit this is still for you. You need to be thinking about how you can change up the industry… this gives you a chance to daydream. That’s where all the best ideas come from!

The Members Club is open this week https://ncrealestate.co.uk/membersclub/ !  Remember, once you've signed up to the Members Club, if you email me [email protected] between now and the 3rd December 2020 you get a complimentary 1:1 with me!    It’s the 1st December... rents due.  But was it paid?  I’m getting more and more questions about what to do when either your commercial tenant or residential tenant doesn’t pay and continues not to pay.  So in this weeks pod, I’ve got you covered... oh and I wrote down all the answers on my whiteboard because, ya know, I’m an academic too 🎓

MAKE SURE YOU JOIN MONDAYS WEBINAR BY REGISTERING HERE: https://ncrealestate.co.uk/webinarnovember2020/ Anyone managing property MUST BE REGULATED. Including: housing associations, landlords, SAs, R2R, social housing providers, commercial investors, rogue traders, rule avoiders, head-in-the-sanders...I’m changing the industry.Incompetence is not an excuse,IT’s CRIMINAL I discuss it in this podcast

BOOK ONTO THE WEBINAR HERE --> https://ncrealestate.co.uk/webinarnovember2020/  Let me be straight, because I can be nothing else, I’m pretty sure the real reason your strategy is off is because you’re listening to too many other people telling you what your strategy shouldn’t be and pretending like that’s a strategy. For example, If I were to ask you: ‘What’s your property investment strategy’ and you were to reply ‘Serviced accommodation’ I’d sigh and shake my head because that’s 👏 not 👏 a 👏 strategy. A strategy is a plan over a number of years that shows growth, pinpoints when you’re next buying a property, how much income it’s going to generate, how you’re going to fund it, so that you’ve got a step by step guide. Intrigued? Let me tell you more in this podcast

Whilst I can’t solve political leaders throwing their toys out the pram, I can give you some encouragement for how to handle the property market. The Ugly: Don’t trust developers who phone you out of the blue looking for investment **COUGH** money to prop up their failing developments. Always do your due diligence The Bad (for movers): Time is running out to buy a property and take advantage of the stamp duty relief for homeowners. Mortgage lending and searches is soooo slllloooowww right now 😴, so it’s taking 3-4 months to complete on property. Which means… The Good (for property investors): Bide your time. Put in the ground work now, you’ll have sellers biting your hands off for low ball offers come the end of the year The exceptionally good: No money down deals are a possibility if you work for it… I’ll tell you about it, plus a case study, in my pod! Want to dive into this in detail. Go listen to my podcast right now! Head to http://ncrealestate.co.uk/

Leasehold. Sparks fear in many. This week I welcome Katie Kendrick onto the podcast. Katie is the force behind the National Leasehold Campaign, she sits on the Leasehold Knowledge Partnership as a Board Trustee and is also a practising pediatric Nurse. We discuss the highs and lows of leasehold and what she’s seeing out in the market right now! Side note… you will know I do invest in leasehold. You must have your wits about you to do it successfully! Want to ask a question on the podcast? You can do that HERE https://ncrealestate.co.uk/podcast-question/ P.S want to find out more about the National Leasehold Campaign, use these links: Website:   https://nationalleaseholdcampaign.org Facebook: https://m.facebook.com/groups/786983251448976 Twitter handle : @NLC_2019

We don’t normally do this, but as we had such fun last night we have decided to replay the webinar as today’s podcast... The Decision Making Clinic Replay is RIGHT HERE The key take away I wanted to share with you is that every single person's property portfolio is different and we all have different decisions to make at different times… but, decision making follows a set of rules we create for ourselves in our goals. Being in a community where we can hash out the facts from the “what ifs” and come to the next best step moving forward. I have created a space to do exactly that. THE MEMBERS’ CLUB. It's open RIGHT NOW. Click this link to join: https://ncrealestate.co.uk/membersclub/

The NC Podcast is back! I’ve been talking about Decision Making this month. If you haven’t already seen it then you are definitely invited to my FREE, live decision making clinic: https://ncrealestate.co.uk/free-sessions/ In my 2 week podcasting break the leasehold tribunal concluded. I tell you what happened. I also cover market trends I’m starting to see appear PLUS how to use these trends tactically. Want to ask a question on the podcast? You can do that HERE https://ncrealestate.co.uk/podcast-question/

I start by reflecting on our time in New York… then at 15:05 I bring my producer Josh onto the show to talk about how to create your own podcast, as I’m constantly asked about it on social media. We go through the cold hard truths of what having a podcast actually means… and trust me, it doesn’t mean millions automatically fall into your bank account (much to some peoples disbelief!) Remember to come and check out my website: https://ncrealestate.co.uk/ The podcast is taking a two week break so that I can find a new peaceful spot in which to record! The next new episode will be on the 20th October :D

This week, I speak to Tony Wallace about The Basis of Valuation and the Irish Property Market! We also have a good Covid and Brexit talk and put common sense back into the commercial property market!

There is so much talk about the UK property market being over inflated right now! We are fast approaching Q4 of 2020 and you probably have some lofty property investment goals. So I go through how to achieve them in this podcast. LINK TO JOIN THE WEBINAR ON MONDAY 21ST SEPTEMBER @ 7PM UK TIME --> https://propertyinvestmentmastery.lpages.co/buying-a-deal-in-an-inflated-market-how-to-hit-your-property-investment-goals-in-2020-even-in-this-crazy-market/ 

I know it's been a tough 6 months! In this episode I get candid about how I'm feeling when I take off the business hat and what I'm doing about it! It's a bit of a jumbled episode as it's still pretty fresh, but I wanted to share what's been going on so hopefully it gives you some confidence that you too are also doing just fine!  Don't forget to check out my website http://ncrealestate.co.uk/

I’m always asked what books I have found useful over the years. Today on the podcast I share my top 5 which have got me to where I am now: Life Loves You - Louise Hay and Robert Holden Do Less, Get More - Shaa Wasmund You are a Badass at Making Money - Jen Sincero She Means Business - Carrie Green Smart Women Finish Rich - David Bach Don't forget to head over to my website: https://ncrealestate.co.uk/ P.S If you want to listen to the REST pod with Alex Soojung-Kim Pang it's here https://anchor.fm/the-nc-podcast/episodes/Why-you-need-to-Rest-with-Alex-Soojung-Kim-Pang-e4be0b/a-aq6fts

I’ve seen a lot going around social media about free content v paid content. I develop my business growth on Free v Paid and there is a difference in what is offered and how each type of content operates. I also don't class my ‘paid’ services as ‘content’. At the point that you pay my firm of surveyors for a service we are on hand to help, support and advise and that for me is the difference.... A professional service. This is also what you should be asking for with any service you pay for. In this podcast I go through the strategy and reasoning for both types of content and services. It may also help you understanding the back end of running a business through social media, as it’s definitely different from the traditional way for growing a firm of surveyors!!

This is my origin story!! The Members Club is open until Thursday 20th August @ Midnight UK time. Click here ---> https://www.ncrealestatemembersclub.com to join now!

I brought together 3 other powerhouses in the property industry this week, Laura Muse, Faith Locken and Jackie Tomes to discuss our property market predictions for the coming 18 months! 

Today I am very excited to welcome Danielle Bell- Hungry Mummy onto the podcast. Danielle is a professional property investor, property sourcing specialist, entrepreneur , co-host of Progressive Property Network Belfast and Founder of Property Sourcing Made Simple. We discuss how to find the right property… it’s far simpler than you think! We also go through other myths in the industry and why the simplest strategies are the best strategies! FACEBOOK - DANIELLE BELL INSTAGRAM - @IAMHUNGRYMUMMY WEBSITE - WWW.PROPERTYSOURCINGMADESIMPLE.CO.UK

Today, I have decided to get to the bottom of what actually goes on with valuations, from the man who sets the standards, Ben Elder. We discuss what Market Value actually means. How Valuers come to a value. The difference in valuations AND we dispel myths. PLEASE put this podcast on and take a good listen to what Ben has to say. Ben is in charge of setting the standard your property will be valued on. Yes, he does it on a UK basis for the RICS but also chairs the International Valuation Standards Committee so will be part of setting the standard for valuations internationally too. Please note that all views are Ben's own.  You can find Ben Elder on LinkedIn Twitter @belder10

Today I am very excited to welcome back to the podcast Nishita Gudka. Nishita is a Partner at Lee Bolton Monier-Williams, and she acts for companies, entrepreneurs, charities and high net worth individuals in relation to all aspects of property transactions. Her experience includes dealing with sales and purchases of commercial property, acting for both landlords and tenants as well as providing advice in managing property portfolios. Not only that, but she acts for me in my portfolio and we have worked together for a long time!  In this conversation we discuss all things commercial property and how the commercial property market is changing.  Nothing in this podcast shall be taken to mean that Lee Bolton Monier-Williams LLP or any of its members or employees are providing legal advice. The content is intended to be a general discussion only and Lee Bolton Monier-Williams LLP, its members and employee accept no liability incurred as a result of any reliance placed on the matters contained in this podcast.

this week, I sit down and talk to Shaz Ahmed. We go through property finance and FINANCE TRUTHS… Including bridge to let, bridge to refinance, commercial, social housing, short term accommodation, overseas investors, and of course using bounce back loans as a source of deposit. It’s an interesting chat AND Shaz is open about the lenders he uses for each different type of property and the interest rates you can expect to achieve. You can follow Shaz on Facebook , LinkedIn and Instagram

Ultimately there are 6 main ways you can raise your next deposit: Savings Remortgage of current property Additional borrowing on current property Second charge over a current property Sell an underperforming property Private finance whether through JV’s or Investors There’s a decision to be made behind why you would use each one I go through that on the podcast! Visit --> https://ncrealestate.co.uk

In this, shorter than normal, pod. I ask you to get back to basics and remind yourself of what your goals are. I start with asking questions about where you are today. I then ask you to look at what you want to achieve. I then get you to think about what you want your property portfolio to look like. This will help you to focus in on what you want to achieve, rather than getting overwhelmed with everything that comes your way. I encourage you to listen with a pen and paper handy!  Explore --> http://ncrealestate.co.uk

I’m optimistic that after a few slow years there will be opportunities for innovation and changing the shape of high streets and offices, into more dynamic spaces that can be opened up or closed down depending on what’s needed at the time. However, I also know that in order to get a mortgage on a commercial or mixed use property you definitely need to have tenants in situ, which is why I’m looking to scoop up properties from Landlords who can’t wait to get out of this sector. Therefore, as it’s high on my agenda, I have dedicated this weeks podcast to Commercial and Mixed Use Property Investment. I answer the question, is it really worth it? Remember to come and visit https://ncrealestate.co.uk/

This week I’ve invited Jake Knotman onto the podcast to investigate development schemes further. We discuss Why Developments Fail. Jake is a property investor, developer, owner of Assets We Build which includes its global acquisitions consultancy and Jake is the host of the Best in Property Podcast. You can find him on Instagram @jakeknotman 

Today, I’m excited to invite Faith Locken to the podcast where we discuss commercial, residential, risk and more. If there’s one big takeaway you should be getting from Covid 19, is that going forward we need to diversify our portfolios to risk proof them. That’s having a mix of residential property, plus if it’s your jam a sprinkling of commercial. Markets are ALWAYS going to change, that’s inevitable. Yes, there will be demand for homes and so standard BTL’s will always be a popular investment (providing we buy in the right area). However, we always need to be thinking about live, work and play… the three overarching categories of property, and how we can maximise that in our portfolio. You’ve also got to remember, that what works for you, may not work for someone else and vice versa. Therefore you’ve got to build a portfolio that both excites you, but will also hit your goals in a changing market. To find out more about Faith: Instagram: https://www.instagram.com/thepropertyhustle/ YouTube: https://www.youtube.com/channel/UCR6ynXH6jiM3BIea8770z4w Facebook: https://www.facebook.com/thepropertyhustle/ LinkedIn: https://www.linkedin.com/in/faith-locken-mrics-msc-710b2263/ MY WEBSITE https://ncrealestate.co.uk

Today, I’m very excited, I’ve got Chris Moore with me. Chris is a Heritage Specialist, Chartered Surveyor, Project Manager, Owner of REDEC Refurbishment, Researcher AND property investor. Chris and I chat about some pertinent questions, such as:  I get so many questions about buying Grade II listed properties as an investment, I have two flats in a Grade II listed property myself. What are the pro’s and con’s? What is the state of the construction industry in the UK right now? Has this changed significantly since Covid? Do you think the changes to the construction industry will impact the development pipeline for years to come? Enjoy this podcast!

In this podcast, I'm going to let you into my and my husband Chris' bubble that we have going on here in our apartment. We have been working from home together since the 10th March, lockdown really came into force on the 16th March and we’ve been figuring out the new dynamic within our family. Spoiler alert… we’ve handled this much better than I thought we would! Come and join us as we talk through what we’ve been doing over the past couple of months, how we’ve handled the highs and the lows and what we’ve learnt so far. It’s a little bit of fun AND my usually private husband wanted to come and have a chat. How have you been handling lockdown? 

Today, I’m very excited, I’ve got Aren Deu on the podcast with me today. Aren is a property investor and health and fitness expert and mental health advocate. He has some incredible outlooks on life in terms of mindset, overcoming mental health challenges and is the host of the Find Your Voice Podcast. Here are a couple of questions that Aren and I go through in this podcast:  Mainstream advice is "focus on something and get good at it before you do anything else". You combine health and fitness and property. How do you combine both successfully? You coach people on how to elevate their personal brands. Can you define a personal brand and why is it so important for property investors? What is the first step you should take to developing your personal brand and then what is the one consistent step you should be doing daily? Aren's BIO:  Aren Deu has spent his life trying to make those around him do and feel better. From helping people with their physical and mental health to becoming a social worker to try to change the world, most of his work has been done to give back. Recognising that bureaucracy and his own mental health battles with high functioning anxiety would hinder that he began to go on a journey of understanding himself. So Aren blindly jumped into the property space, spending £1000s on courses to change his families lives and his own. Recognising it wasn’t all fun and games, he became what he calls “the king of failure”. However, learning from every opportunity and taking that adversity and resilient mindset forward he began to make a success of it. Raising over £1,000,000 and funding projects with investors over the years Arens long term future looks to be secure. Although never a priority, Aren has used this as an excuse to spend even more time doing more time in the mental health space. No monetization, no source of income, these are just pure passion projects that for the past 2 years Aren has spent over 20+ hours a week on. This also birthed the Find Your Voice podcast which has a been huge success across 50+ countries and ranking in the top charts for mental health. I live by many mantras in life. Two of which are: “Help as many people as you can.” & “Always help without expectations” 2020 sees Aren wanting to speak more in the fields he works in about Mental Health and raising awareness to the darker sides of peoples thoughts, and poorly brains not just in their own personal lives, but also in the property space. What happens when partners steal from you? What happens when deals fall from under your feet? Or projects overrun, on time and budget? What happens when tenants refuse to pay? All these things are rarely spoken of and in turn can have detrimental effects on your life, so hopefully with the right tools and guidance Aren will at least try to get peoples health prioritised and looked after along the way. Find Aren online here: https://www.instagram.com/the_anxious_investor https://www.instagram.com/findyourvoicepodcast https://www.findyourvoicepodcast.com/ https://www.linkedin.com/in/arendeu/ https://www.healthxcel.co.uk

Today, back by popular demand, I’m very excited to have Dr Danielle Lester back with me! Danielle Lester is a senior teaching fellow of construction management and quantity surveying at Bond University, Australia. We discuss all things construction and have a detailed discussion about the current state and future of the construction industry. *** Claim your spot at my FREE online webinar, "Challenging Uncertainty in Property Investment", happening on Sunday the 17th May @7.15pm here: https://ncrealestate.co.uk/webinar170520 For other great Freebies I'm offering, click on the following links:  https://www.ncrealestatemembersclub.com/covid-19 /  https://ncrealestate.co.uk/masterspreadsheet Find Danielle Lester online at the following links: https://au.linkedin.com/in/danielle-lester-phd-frics-b6082a1b https://www.instagram.com/_shareandsolve/ https://twitter.com/dannotman https://www.linkedin.com/posts/danielle-lester-phd-frics_building-educational-bridges-activity-6650990064803295232-IAHe https://www.rics.org/north-america/news-insight/latest-news/news-opinion/technology-is-here-to-stay---but-are-we-ready-for-it/

Today, I’m very excited, I’ve got Laura Muse from I Squared Property with me. Laura Muse has an extensive Sales and Marketing background and is the face of the company. Investor relationships, Funding, Property Acquisition, Property Management are her key areas in I Squared Property. Laura also is a co-host at a PPN Leamington Spa, Public Speaker as well as Host of the Podcast “The Social Propertyprenuer Podcast”. We discuss questions such as:  What’s your favourite social media platform to connect with potential investors? How do you attract investors to want to invest in your deals? ....and more!  You can find Lara online at the following links:  Facebook:  @isquaredproperty @Laura Muse Linked In: @I Squared Property Instagram: @Lauramuseofficial Podcast: The Social Propertyprenuer with Laura Muse

Today, I’m very excited, I’ve got Dr Jan Wilcox with me. She’s a Fellow of the RICS and a Senior Fellow of the Higher Education Academy, has 20 years experience working in asset management, is the co-author of property asset management, is a property investor, is a lecturer for Suffolk Business School, an examiner for the Institute of Residential Property Management and sits on the Regulatory Board of the Association for Residential Managing Agents. We are also colleagues at UCEM. In this podcast, we talk about property management strategies, adding value, the difference between yield and return and why it’s so important to track (and more). Enjoy this informative podcast. Find out more about Dr Jan Wilcox here: https://www.linkedin.com/in/dr-jan-wilcox-bb475752/?originalSubdomain=uk To access my Covid-19 Working Paper click here - https://www.ncrealestatemembersclub.com/covid-19

You NEED my freebies: 1. My Master Spreadsheet, the only spreadsheet you need to run your property portfolio from anywhere: https://ncrealestate.co.uk/masterspreadsheet 2. Covid-19 and Property Investment in the UK: https://www.ncrealestatemembersclub.com/covid-19 I have the most wonderful guest on Todays podcast!  Mel Savage is a great friend of mine PLUS my fabulous Coach! She teaches that the main thing people don’t spend a lot of time on is managing their mindset. MINDSET IS AT LEAST 80% OF SUCCESS You will be able to grow faster, achieve your goals easier, be more successful and manage your time more effectively when you learn to get really aware of managing what’s going on in your head. In todays podcast, we dive into this conversation to look at powerful goal setting techniques and how we can focus on achieving our goals. If you want to find out more about Mel here's some links: BIO Mel Savage is the founder of THE CAREER RESET, a career coaching and management organization designed to help people turn the career they have into the career they want. She 20+ years in senior management at Fortune 500 company, is a certified career and leadership coach, Keynote and Tedx speaker and host of The Career Reset podcast. SOCIAL MEDIA LINKS: Thecareerreset.com Subscribe to the podcast @ thecareerreset.com/podcast linkedin.com/in/melsavage facebook.com/thecareerreset instagram.com/the_career_reset

Today, I’m very excited, I’ve got Jackie Tomes from Tomes Homes with me. She’s a property investment strategist and property investor and has built a property portfolio worth £6million in under 6 years. Listen to us chat about "For any investors that are just starting out, what tips would you give them?", and more! About Jackie: On a Ski Holiday in 2013, I decided that I wanted to have more freedom and time than I could have in my job as a Qualitative Market Researcher... so that I could go lots of holidays and adventures with my husband Dave! That lead to the creation of Tomes Homes, which has since then built a £Multi-Million property portfolio of single lets Kent. Where can you find Jackie online? FB: www.facebook.com/jackietomes1 IG: @jackie_tomes Website: www.property-strategy.com >>Extra: To access my Covid-19 Working Paper click here - https://www.ncrealestatemembersclub.com/covid-19

Finding investors, deals and everything in between with Tej Singh from the Tej Talks Podcast To access my Covid-19 Working Paper click here - https://www.ncrealestatemembersclub.com/covid-19 Today, I’m very excited, I’ve got Tej Singh from the awesome podcast “Tej Talks” with me. He’s a property investor, host of the Knightsbridge PPN event and personal branding expert. Tej has purchased 14 houses in 8 months, raised £538,000 of investment finance, Podcast has 265,000 listens in 90+ countries after 15 months. Find Tej Singh online and on social media here: https://www.tej-talks.com/ https://www.instagram.com/tej.talks/ https://www.tejinvests.com

To access my Covid-19 Working Paper click here - https://www.ncrealestatemembersclub.com/covid-19 Today, I’m very excited, I’ve got Joshua Tharby from JSM Partners with me. He’s an accountant and property tax specialist. Here are the questions I ask Josh in the podcast and the timestamps: [01:06] Firstly, for anyone who hasn’t come across you before, what is your background? [05:58] We’re at the end of the 2019/2020 accounting year, what do property investors need to be doing right now to prepare for their tax returns? [9:35] What tax changes do we need to be aware of this year? [11:05] What are the biggest myths around property investment tax that you are hearing at the moment? [13:05] What expenses can we deduct from our rental income? [15:16] For those investors who have residential BTL’s in their own name and facing the fact that next year they can’t deduct 100% of their mortgage interest from their rental income, what can they do this year to minimise the impact? [18:11] I’m a commercial property enthusiast and am working with a lot of my clients on mixed use and commercial property investments. What tax do you need to be aware for for this property type? [21:20] Everyone is trying to invest via Ltd companies. What are the pro’s and con’s of this? [22:27] We’ve experienced a lot of uncertainty in the market due to Covid-19, SA’s are really impacted. Do you think that this will have an impact on profits this year? Also, we’ve got to pay tax in advance in July this year, what happens if you’ve made losses and now are worried about how you are going to pay that? [26:04] Finally, how do you see the industry changing going forward? (+ some positives of our current situation!) Social Media links where you can find Josh: https://jsmpartners.co.uk/ https://www.facebook.com/groups/propertytaxsecrets/ https://www.instagram.com/joshuatharby/ https://www.instagram.com/JSMPartners/ I hope you really enjoyed and benefitted from this podcast! 

There are a few times a year where I like to throw caution to the wind and put out a silly podcast (If you are here for property investment only, skip this one… it’s definitely not property-related!). It’s my birthday week and this year I’ve decided to celebrate in style. I’ve invited my Mum, sister Sophie and best friend Rach back on the podcast to talk with me about some questions that I’ve got: * The Guardians Bridie Jabour suggests that 31 is the age of misery (Because most millennials aren’t living up to societies norms) - do you think there actually is an age of misery? * Where have you felt most confident in the past but now don’t care? * Do you ever get ’small but mighty moments’ where somethings clicked? What’s happened recently for you? * Does risk change as you get older? What’s the riskiest thing you’ve done and what age? * COMPARISON - Do you stop comparing yourself to others the older you get? * Are there rules for throwing birthday parties? Are you meant to throw your own (I do)? * When you hit your 30’s what’s too much wine? As I’ve got older it creeps more and more into my life in that, I really enjoy a glass or 2 of it, so have a bottle in the fridge. I didn’t do that in my early 20’s.