This week I go through the exact steps on how to purchase commercial property. Here are the resources I mention throughout: Which commercial property type should you buy next: https://nextcommercialproperty.scoreapp.com/ Set your commercial property goals: https://ncrealestate.co.uk/gtgwc/ The how to value commercial property calculator: https://open.spotify.com/episode/7cho3eMtfOOXteta8T4SeV?si=983d5d75902c48ba How to finance commercial property: https://open.spotify.com/episode/5qZZBLsu2FYxA40dUPOxsN?si=5152ce20ae3f4e16

This week I go through the most recent commercial property that exchanged!

This week I catch you up on what's happening with my commercial property portfolio PLUS What can commercial property be used for and how you can let your property quickly to innovative tenants!

This week I explore the three different ways in which you can finance your commercial property PLUS a case study of how I'm funding my next commercial property.

This week, its a short pod because I've got a download for this: https://ncrealestate.co.uk/commercial-valuation-calculator/

This week I discuss whether the commercial property market will recover. Yes, its been a little bit of a disaster recently, have you seen the prime yield guides: https://content.knightfrank.com/research/522/documents/en/investment-yield-guide-september-2023-10527.pdf But as always I'm optimistic and I'll share my findings in the market. Websites I refer to: Wetherspoons disposals: https://www.jdwdisposals.co.uk/ M7 Capital: https://m7capital.eu/services/lending/ Ban Box Shifting: https://banboxshifting.org/#our-mission Rainbow Rising: https://rainbowrising.org.uk/index.php/about-us-2/

Last call for the Members Club here: https://ncrealestate.co.uk/membersclub/ This weeks podcast is an excerpt from our getting to grips with commercial course and is presented by John Mansfield which is included within the Members Club! In the podcast we cover key valuation principals: Discounting - this is where the future income streams are discounted to their value today (the present value) Years Purchase (YP) Multiplier - A simple relationship between the yield and the time period of the rental stream Years Purchase into Perpetuity Multiplier - Used to value a property that has recently been let at full market rent

The Members Club is now OPEN you can join here: https://ncrealestate.co.uk/membersclub/ Welcome to "Invest Wisely: Choosing the Right Commercial Property." In this episode, I explore the critical factors to consider when investing in commercial real estate. Commercial properties offer unique advantages, such as tenant stability and income-based valuation. I'll guide you through the decision-making process. Commercial properties vary, from offices to warehouses. Tenant stability is a key benefit, often with long leases and reliable payments. Unlike residential properties, commercial ones are valued based on income potential, making valuation simpler. Hands-on management is reduced with tenants responsible for maintenance. Market analysis is crucial. Examine local attributes and accessibility. Connect with prominent brands for insights. Diversify your portfolio based on your goals and risk tolerance, considering warehouses, retail, offices, leisure facilities, and more. Stay adaptable to market trends, aligning my investments with tenant demand. Your decision should reflect my long-term goals and passions. What should you invest in next? Tune in to find out!

You can take the what commercial property type should you buy next quiz here Welcome to this week's podcast show notes. Today, I'm tackling a pressing question: "Why the world should fear a commercial property crash." While I'm not typically pessimistic about property, there are valid concerns circulating, and it's essential to be informed and prepared. I start with a client case study that highlights the challenges in the current market. A property purchased in 2021 with ambitious plans faced setbacks due to shifting interest rates, affecting yield projections. Investors are now comparing property investments to bank accounts, which offer attractive returns, challenging the appeal of real estate. Several factors contribute to this landscape, including slower property value appreciation and quicker-than-expected interest rate hikes. However, properties in prime locations remain resilient. To manage risks, maintaining a conservative loan-to-value ratio of 60-65% for commercial property mortgages is recommended. The fear of rising interest rates can be mitigated by aligning investments with rate changes, reducing mortgage debt if a property market crash seems likely. In conclusion, fearing a commercial property crash isn't productive. Instead, focus on what you can control, trust your instincts, analyze the market, and make informed decisions. For a deeper dive into this topic, don't miss this week's podcast episode. Tune in to explore these issues further and gain valuable insights into navigating the commercial property market.

Want to see our podcast nominate at number 6 in the top 25 podcasts in London --> blog.feedspot.com/london_real_estate_podcasts/ Here's what I'm covering this week: Podcast Summary Outline: "No-Money-Down Entry into the Property Business" Introduction Desire to enter property business without personal funds. Realities behind the notion: expertise, determination, calculated risks. Strategy 1: Leveraging Existing Equity Use existing property equity for new acquisitions. Collateral for securing funds. Example: Second charge loan against higher-value property. Caution on extended reliance due to high interest. Importance of negotiation skills and networking. Strategy 2: Negotiating Deep Discounts Target properties undervalued for purchase. Financing based on perceived higher value. Rarity of such deals, requiring negotiation prowess and market understanding. Conclusion Feasibility of no-money-down property entry with expertise. Emphasis on strategic thinking and financial intricacies. Cautionary approach due to limited applicability. Acknowledgment of property investment's financial demands.

Take the Quiz here Welcome to an episode packed with essential insights for conquering the realm of commercial property investment. Discover the art of successful investment in just a few minutes! 1. **Goal Setting**: Kick off your journey by defining your investment goals – target a solid gross yield of 8% to 10% and determine your purchase price. 2. **Strategic Location**: Choose a search location within an hour and a half's drive from home, ensuring efficient property inspections and negotiations. 3. **Smart Searching**: Simplify your property hunt using online portals like BrightMove LoopNet and property links. Create a dedicated inbox for tailored alerts. 4. **Deal Analysis**: Expertly analyze deals by evaluating purchase prices, rental incomes, lease terms, and property value alignment. 5. **Financing Made Easy**: Explore lending options through brokers, banks, or existing commercial property lenders, understanding terms and fees. 6. **Negotiate with Confidence**: Engage in negotiations, conduct inspections, and create well-informed offers with favorable conditions. 7. **Navigating Legalities**: Once your offer is accepted, navigate the legal process, including drafting heads of terms, instructing solicitors, and efficient contract exchanges. 8. **Seamless Transition**: Acquired the property? Introduce tenants to managing agents for smooth operations and maximize returns. Tune in to learn how to master commercial property investment and achieve your financial aspirations. Happy investing!

Complete the what commercial property should you buy next Quiz HERE Discover the essential steps in successfully leasing commercial property with our concise guide. Whether you're a property owner or prospective tenant, we've got you covered: 1. **Basics of Commercial Leasing:** Understand the nuances of renting non-residential spaces like offices, warehouses, and retail units. 2. **Lease Terms and Negotiations:** Nail down key aspects, including rent, lease duration, and incentives, through effective negotiations. 3. **Heads of Terms and Solicitors:** Lay out initial terms in "heads of terms," then rely on solicitors to finalize the legally sound lease agreement. 4. **Drafting the Lease Agreement:** Transform agreed terms into a comprehensive and binding lease document. 5. **Tenant Improvements:** Clarify responsibilities for tenant modifications and enhancements to the property. 6. **Security Deposits and Finances:** Safeguard against potential issues with a security deposit, held separately, and returned with interest. 7. **Executing the Lease Agreement:** Seal the deal with signatures, marking the start of the lease term and commencement of payments. 8. **Schedule of Condition:** Consider a condition report to manage the property's state throughout the lease. 9. **Tenant Move-In and Management:** Tenants settle in while landlords or property managers oversee maintenance and repairs. 10. **Final Thoughts:** Mastering commercial leasing requires preparation, negotiation skills, and legal insights, fostering successful, long-term partnerships. Navigate the intricacies of commercial leasing confidently using these expert insights. Whether you're leasing or renting, these steps ensure a smooth and beneficial process. Feel free to connect with our team for any guidance you may need. Happy leasing!

Access the WHAT COMMERCIAL PROPERTY SHOULD YOU BUY NEXT QUIZ In this podcast episode, we delve into the intricate relationship between rising interest rates and the fluctuations within commercial real estate markets. Interest rates play a vital role, with commercial property yields generally mirroring the prevailing base rate to maintain competitiveness against other investments. Prime central locations, however, often see exceptions, maintaining lower yields despite broader trends. Understanding the impact of rising interest rates involves decoding valuation mechanics, evaluating capital value based on potential rental income and risk yield multipliers. Historical context reveals that commercial properties have traded at remarkably low yields during robust market phases, indicating closely tied perceived property risks. Stronger covenant tenants, such as major retailers, carry lower risks, while weaker financial standings in tenants imply higher risks. As interest rates and base rates fluctuate, commercial property prices respond. Investors with cash reserves enjoy stable returns, whereas those relying on borrowing face challenges due to elevated commercial lending rates amplifying borrowing costs. Strategic approaches include patient stances for property owners not planning to sell, observing market trends, extending lease terms, and assisting tenants. For market entrants, strategic negotiation and seizing opportunities from yield adjustments and property enhancements prove beneficial. In conclusion, vigilant monitoring of yield trends and market conditions empowers investors to navigate the dynamic commercial real estate landscape effectively. Remember, rising yields often mean falling property prices, and vice versa. Stay informed to make strategic decisions in this ever-evolving sector.

Take the 'What Commercial Property Investment Should You Buy Next Quiz' HERE I’m going back to basics this week and addressing the question What’s Commercial Property? (Did you know that's the most googled thing about commercial property) Here’s the basics… - Commercial property encompasses various spaces beyond residential use, including retail, offices, and industrial units. - Unique Regulations: Commercial properties are governed by the Landlord and Tenant Act 1954, Part Two, distinct from residential properties. - Valuation Methods: Commercial property valuation focuses on income potential, using investment methods based on rental income projections. - Investment Advantages: High yields of 8-10% or more are possible, and long-term leases (5-10 years) provide stable income. - Market Trends: Commercial property markets shift every five years, offering opportunities to adapt strategies. Resilient areas include tourist hubs and university towns. - Navigating Change: Long-term investment strategies, like fixing mortgage terms for five years, help navigate market fluctuations. Consider locations with robust development pipelines. - Key Statistics: - Commercial property yields range from 5% to 12%, often outperforming residential investments. - Longer leases and stability are common in commercial property, offering consistent income. - Prime locations, such as Central London and university towns, show resilience in commercial property markets. - Market sentiment indicators like the Knight Frank Investment Yield Guide provide insights into changing dynamics. For personalised insights and advice, reach out to me [email protected]. Thank you for tuning in!

Yield is a representation of risk. The higher the yield, the higher the risk. The lower the yield, the lower the risk  Choose your yield wisely based on your ACTUAL risk appetite.  If you are happy doing developments or changing tenants around to go for the big win, knowing that if it doesn’t pan out, you’ll be leaving a lot of money in the deal then go for those double digit yields. But make sure to do your sensitivity analysis. See what will happen if you are £10k out on your predictions or even £5k, how does that impact your yields. Could you live with that? Compare this to the yield of a building where you would just buy it and sit and hold, collecting the rent and maybe organising the annual building insurance… maybe the yield is 9%, but how far off is that from your higher yielding property not working? The risk is yours, don’t be swayed by what someone else tells you. This needs to be constantly evaluated in your investment strategy. Interestingly enough I’m starting to see the tale of two property markets form within the commercial sector. Sub £500,000 purchases are seeing yields lowering as there is more cash available at this end of the market. Now a medium risk property will be sold at around 7% whereas traditionally we’d see 8%, 9% or maybe even 10%. Interest rates on mortgages aren’t budging much lower than 8.5%. Whereas in that £800,000 plus arena, yields are higher. Low risk properties are being sold at 8% or 9% yields AND interest rates for properties at this level are tumbling below 7%. Why? There are less market player at this level and the banks see the bigger properties as less risky, so you get more bang for your buck! My suggestion… work with other investors who are looking to buy and find a portfolio of properties and split the properties between investors so you are all buying separate titles. You’ll get the perks of the higher priced properties without needing that sum of money. Now, those portfolios don’t come round every day, but its worth keeping an eye out to jump on them when they do!

For the most part, property is painfully slow. Property is also not glamorous. Read that again 👀 Success in property investment happens through a series of smart decisions over a long time.  Can you relate to a property being held up in legals for 10 months because the lender can’t get its act together. HMRC messing around with your VAT registration. A seller who won’t play ball and provide good enough answers to enquiries. Lending that gets pulled the day before exchange… and then is far more expensive when you go out to get quotes again. A deal that works all the way up to the final tender process where you find your contractor can’t do what they said they’re going to do and your second option is too expensive. A seller is waiting for the property to go through probate before they can sell.  The list is endless of things that can hold up a deal for months and months and months. Its like a game of chess.  You chase for weeks for some movement from the other side, Then finally, movement, a question gets batted back to you and you ponder it and make your best move based on how you perceive the sellers reaction… Then you eagerly wait a response, refreshing your emails. Weeks go by and your stuck. Again.  Can you relate? Patience is a skill you need as a property investor. Well my recent deal has taken 7 years and all the momentum has happened in the last 2 weeks. I’m buying a commercial property at a 12% yield, when it should be an 8%, so I’ve completely lucked in… but my gosh there’s been a saga that preceded this. Whilst, it looks like a fabulous deal on the outside. Let me tell you, the drama to get this place hasn’t been for the fainthearted… you can listen to the whole story on my podcast. Listen to my podcast here I’d love to know the silliest thing that has held up a deal you’re purchasing?  Type in your answer on this anonymous poll Until next week, Natasha

In this episode….. We dive deep into the world of property investment alongside the dynamic and inspiring Rachel Troughton. If you haven't already heard about Rachel's incredible journey on our podcast, you're in for a treat! Rachel, a certified property strategist, has a wealth of knowledge when it comes to building successful property portfolios. Her story is a testament to the power of determination and seizing opportunities. From her humble beginnings of walking into an estate agent's office with the audacious question, "I've come to buy an investment property," to owning a thriving portfolio, Rachel has epitomized the meaning of true grit and fearless ambition. But Rachel's success doesn't stop at traditional buy-to-let properties. She has ventured into diverse investments, including student HMOs, commercial ventures, and even embracing the green energy revolution. Yes, she's involved in the captivating world of battery storage and has discovered a treasure trove of opportunities within the renewable energy sector. What sets Rachel apart is her unwavering entrepreneurial spirit and her willingness to adapt and evolve. She understands the value of selling properties when the time is right, ensuring she maximizes returns and maintains a healthy loan-to-value ratio. It's a refreshing perspective that challenges conventional wisdom and proves that calculated risks can lead to incredible rewards. Call to Action: Listen to the previous podcast episode with Rachel Troughton on the Property Solopreneur podcast for more valuable insights. Explore different property investment opportunities and consider diversifying your portfolio. Stay informed about green energy initiatives and potential investment opportunities in the sector. Connect with Rachel on Instagram for property tours and updates on her portfolio.

In the ever-changing landscape of property investment, it is crucial to adapt and balance risk. Various factors, such as interest rate rises, government legislation changes, economic fluctuations, and cultural shifts, continuously impact the market. To navigate these changes, diversification is key. In commercial property, it means investing in different use classes and areas as your portfolio grows. While it is natural to seek high returns in the short term, it is vital to establish clear goals for the long term. Consider defining target returns or yields for your entire portfolio to provide direction and ensure you stay on track. Remember that diversification beyond property is essential for a well-rounded portfolio. Start small, gradually expand, and adjust your investments over time. Embrace a growth mindset, allowing yourself to invest in imperfect properties as you refine your strategy. Set clear targets, remain flexible, and maintain a long-term perspective for successful investing. If you want to reach out to me email [email protected]

In this episode, I had the pleasure of speaking with Vito and Daniela, who shared their unique approach to running serviced accommodation (SA). They revealed a strategy that goes beyond relying solely on Airbnb and Booking.com for bookings. While their properties are listed on these platforms, Vito and Daniela primarily use them for SEO ranking purposes to drive traffic to their own brand website. This innovative approach allows them to secure the top spot in search results, and it also provides direct access to Daniela's phone number, enabling potential guests to contact her directly. This personal touch has been instrumental in attracting guests looking for a home away from home. During our conversation, they shared their remarkable success story of securing a staggering £22,300 booking for a two-bedroom property over three months. This achievement showcases the power of their knowledge and innovation in the SA market. Furthermore, they delved into the topic of capital allowances, emphasizing its importance and providing valuable insights on maximising tax benefits in property investments. If you're interested in learning more about running serviced accommodation outside of traditional platforms, leveraging SEO strategies, and exploring the potential of capital allowances, this episode is a must-listen. Visit Vito and Daniela's website at payersday.co.uk to explore their serviced accommodation offerings and learn more about their innovative approach. Connect with Vito and Daniela by reaching out to Vito via email at [email protected] or through their business page on payersday.co.uk. Don't miss out on the valuable insights shared in this episode, including the discussion on capital allowances. Tune in to the podcast to gain a deeper understanding of these strategies and how they can benefit your SA business.

To start with on Tuesday 13th June @ 8pm UK time I’m doing an open Members Club Q&A so if you want to come and find out more about how the Members Club can help you to buy your next commercial property, click here to register. In this podcast episode, Natasha explores the benefits and limitations of Chat GPT, an artificial intelligence tool that provides information based on pre-existing data. While Chat GPT can answer questions and offer insights based on available information up until September 2021, it requires well-formulated queries to obtain useful results. Although it claims to research property deals, it currently lacks access to specific real estate data sources. However, it can analyze and synthesize data provided by the user to offer a broad overview of market trends. Natasha advises listeners to gather comprehensive property information and use Chat GPT's insights as a supplemental tool for decision-making.  1. Collect comprehensive property data: Ensure you have all the necessary information, such as comparable data and yield figures, to feed into Chat GPT. 2. Use Chat GPT for market analysis: Leverage the tool's ability to synthesize data and provide a broad overview of market trends to inform your decisions. 3. Understand its limitations: Remember that Chat GPT lacks nuanced property details and relies on existing data. Use it as a supplementary resource rather than a sole source of information. 4. Stay updated: Continuously seek fresh information beyond September 2021 to complement Chat GPT's knowledge. Be aware of any advancements in real estate data availability that could enhance the tool's capabilities.

You've heard of Property Data right? If you're a property investor it would be hard not to have heard about this platform. At NCRE we pretty much use it daily and can't imagine how our days as chartered surveyors without it would be.So I'm very pleased this morning to introduce Michael Dent to you all; he's the CEO and founder of Property Data. In today's podcast, I'll share the anecdote of why Michael started Property Data, how it serves smaller property investors and developers, and how we at NCRE use it. Enjoy the podcast!And please like, rate, and follow my podcast if you think the content I put out benefits you in the Property Investment world.  Got any ideas for who I should interview next? Hit reply and I'll do my best to find someone that fits the criteria. 

Today's podcast is centered around where I think the market is headed. Is it all bad? No. Is it all good? That depends on how you manage your property portfolio. I'll be looking at the current market, and discussing ways that I'm going to make sure I do the best things possible to ensure I keep making money from my portfolio... It's what I recommend you do too! Enjoy today's podcast, and please follow me to hear more commercial property investment content! Know of someone who would benefit from hearing the kinds of topics I discussed today? Please share the love and the knowledge. . Oh... and NC Real Estate has just launched their own Business Whatsapp number. It's the place to grab freebies that you'll get nowhere else from NCRE (that's from me and my team of commercial surveyors). The first thing I'll be sharing with you is my Goals Spreadsheet Template. This is the template you want to get your hands on to decide which property you're going to buy- or which you're going to buy next. Connect with my Team on Whatsapp here (and ask for your first FREEBIE!)

In this week's podcast, I discuss Mindset and Commercial Property Investment with Alyssa Holbrook. We had a fascinating discussion about Mindset and Investing in Commercial Property and I can't wait for you to have a listen.  As I work closely with so many commercial property investors, I KNOW what many of you go through, so it was crucial for me to get to the bottom of what is going on so that you can continue investing more successfully and for the long term.  Here are a couple of the topics we discuss on today's podcast:  Money Mindset (and how it might be holding you back)Fear of Failure and how to learn from "negative experiences"Assessing your belief systems and setting firm boundariesHow to put yourself and your business first How to become more confident and learn techniques to shift your mindset when you need toIf you can relate to some of these topics above, you're going to want to listen to my podcast! If you want to get in touch with Alyssa, you can do so here.Book a consult call with here: https://alyssaholbrook.as.me/consultcallInsta: @alyssaholbrookcoachLinkedIn: Alyssa Holbrook  P.S. I want to remind you about NCRE's Boutique Commercial Property Management Service which we launched last week.  If you need help running your portfolio day to day, collecting rent, remembering rent reviews, breaks, renewals... managing service charges, and maintenance. Then NC Real Estate is the firm of Chartered Surveyors for you. We will manage properties in England and Wales. The minimum portfolio size is 5 commercial properties. Please get in touch with me if you want to find out more at [email protected]. 

If you want to find out more about our Boutique Property Management service email me [email protected] This week I give you an update on my Telephone Box, I discuss forfeiture and when it's necessary and go through the WORST business decision I ever made and how I'm celebrating, 8 years later just getting out of it!!

In this episode, we'll be taking a look at Commercial Multiple Occupancy (CMO) and exploring the advantages and disadvantages they can offer.CMOs are an incredible strategy within Commercial, especially if the landlord had negotiated all-inclusive rents which cover maintenance, insurance, business rates, utilities, etc.  But that's not all - we'll also be discussing a particularly unique and exciting property purchase - my telephone box!I'll be taking you through all the costs, challenges, and current updates on what's happening with it. Also, today (the 25th of April 2023) is the LAST day to join the Members' Club at the current price of £1625 + vat p/person p/annum. Price is going up from next month. In ADDITION to that, we've got a small group of 12 members (MAX) who will get an EXTRA session p/ week with one of our Commercial Surveyors. The aim of these sessions is to expedite your onboarding process, get extra advice on your creating your unique strategy, and access to finding properties that align with your goals.This is ahead of our Members' Club LIVE meeting in Bath on the 8th July, where you will get to meet me and my whole team! There's no better time to join us, so if you were on the fence, it's time to commit and jump in. Let's do this Team! Here's the link to join the Members' Club.*If there are two people joining at once (either a family member or business partner) you can have 2 subscriptions for £1995 + vat for BOTH of you for the year). Also, if you have a SSAS, do you know that your SSAS can pay DIRECTLY for your Members' Club subscription? Email Lorenza at [email protected] to find out how. 

I’m currently collecting £1 for every time someone says to me: ‘all Commercial Valuations are being done on vacant possession value, my mortgage broker says so’. To avoid that £1 charge, read up on “5 methods of Valuation RICS” on Google… The one’s that you and I will be concerned with are the comparable method or the investment method.  Essentially, the comparable method is the most widely known, and the values (whether rental or capital) are derived from other similar buildings.  The investment method is used where there is an income coming from the property.  I’ll go into more detail about this on this episode, and will importantly discuss what things could impact yields.  Listen to my podcast, and leave a comment. I'd love to hear from you!

If you want to ask a question that I’ll answer on my podcast, email [email protected]. I'm collecting questions over the next week or so, so please send over your property-related questions and get them answered! So, I messed up last week… which is why there was no podcast. I was too busy freaking out. It was about money and my business. At the beginning of March, NCRE had run out of money! BUT..... More about that in this week's podcast! Long story short, I had to make a plan, and QUICKLY! At the base of it, NCRE is going to be okay and I've come out much stronger and wiser than before. On my podcast, I'm going to talk about how a client of mine had to act on their property portfolio quickly too (yes, a real life case study which I know is going to help you!) I'll also answer a question on the podcast about how my SSAS allowed me to purchase a telephone box in the center of London! This a jam-packed podcast with real-life problems and real-life solutions- I hope you get something out of it! ALSO... You may already know, but I'll be in the UK at the end of March and the beginning of April 2023.  I’m speaking at a number of events over the next few weeks and I’d love to meet you- you can find me at any of these events below! 25th March - SSAS South West @ The Village Hotel, Filton, Bristol - To find out more email Mark Plumley [email protected] 1st April - Members Club Live in London - This is for NC Real Estate Clients, but if you want to find out more email [email protected] 3rd April - SSAS Scotland @ Stephen Gallaghers new CMO in Hamilton, Scotland https://www.eventbrite.com/e/ssas-scotland-3rd-april-2023-tickets-575687184867 17th April - Midlands Investor Network Group (MING) @ Avery Fields Sports & Events, Birmingham - https://www.eventbrite.co.uk/e/property-network-event-with-guests-natasha-collins-bryn-walker-tickets-487461639887 I hope to see you at one of those events, or to see your email pop up in my inbox soon! Natasha

In this week's podcast, I'll be talking about how I get ready for the week every Sunday - in property investment style! Looking for new commercial property investments can become overwhelming, especially with the sheer amount of properties that are out there... AND finding the time to go through the properties that might work for you. It's crucial to know what you are looking for and what your search criteria are. As with everything, I need a strategy. I'll show you how I personally go through RightMove Commercial for any potential commercial property investments. I'll give you a couple of golden nuggets along the way to streamline the process and to share what I'm looking for (and what I'm definitely not!).  Let me know what you think, what are you looking for property-wise at the moment? AND... If you're wanting to get into commercial property investment or want to expand your property portfolio then book a quick chat with my Team here. Let's get a conversation started about what you want to achieve- we'll show you how. Book a call with Team NCRE here.

On Tuesday night I hosted the “Rising Above the Noise… How to Successfully Invest in Commercial Property in 2023” Masterclass and it was AMAZING! It was such a winner that I decided to share it with all my podcast listeners. What I want to really tell you now is that you should turn off the news, stay in your lane, keep investing - AND make sure that you have the right people around you who are knowledgeable and experienced. The market is not operating as it should (I’ll tell you why) BUT that doesn’t mean that long-term tenants are not looking for space. Yes, commercial property prices are falling, but let me explain to you why that is and how you can benefit from the current economic climate. Listen to my podcast...  And… after you listen and feel ready to learn how to get started with commercial property investment in 2023, go ahead and book a call with my Team. Let’s get that conversation started about how you can ace your property investment goals this year. Book a call with Team NCRE here.

Before I jump into the topic of this morning's new podcast, I wanted to invite you to my Masterclass on Tuesday the 21st of February at 7 pm.  Here's the quick link (below) to sign up for 60 minutes with me, and YES, you can bring along a friend AND your questions about anything to do with Commercial Property Investment.  Sign up for my Masterclass here. Right, now onto the podcast... This week we're going to discuss and focus on... Why you NEED to be in control of your own assets. Why you ALWAYS NEED to question why someone might be proposing a deal to you. Why you NEED to invest smart and safe, be aware that people might overpromise return on investments – remember you’ve worked hard for your money! Why you need to THINK about each investment, ANALYSE everything and do your due diligence – BUY WELL! Why it’s important to REMEMBER making money takes time, property is a journey and has to be done properly. The importance of financial advice and thinking like a mortgage lender. If you’re ready to take control of your assets today and start successfully managing your assets, then you'll want to listen to my podcast this morning.  AND... REMINDER TO: Sign up for my Masterclass here! (it's happening on the 21st of February at 7 pm).

So, are you still figuring out how best to meet your property goals and aspirations for 2023? Or what you could be doing better with your property portfolio? In this week's podcast, we’re going to be looking at how YOU can maximize your chances of kickstarting your property journey by considering the following 10 things I've changed about how I'm operating in property this year. 

Welcome back to this week’s intriguing new episode of the Honest Property Podcast: What's your "FIRE" number? Have you heard of the Financial Independence, Retire Early movement? Well, it’s about time you learn, because this stuff is truly life-changing. The FIRE movement can help you stop working when you’re much younger or help aim for financial freedom so that you only take on work when you really want to. For investors, it's all about finding our ideal figure. So, let’s think about it, how much do you want to invest, and with what returns do you need to make to meet your target income and retire as soon as possible? Oh..... AND..... YOU'RE INVITED TO OUR FIRST MASTERCLASS OF JANUARY 2023 “Rising above the noise… …How to successfully invest in Commercial Property in 2023″ Tuesday 24th January @ 7-8 pm UK time. Click here to sign up TONIGHT >>> https://ncrealestate.co.uk/how-to-successfully-invest-in-commercial-property-in-2023/ 

This morning's new podcast is titled, "The Anatomy of an Offer" Topics I will be covering today: ✔️How to get your valuation right each time ✔️The stages of offer-making ✔️How to make an offer ✔️We’ll cover the components of an offer ✔️How to negotiate after making an offer Listen to the podcast now! --------------------------------------------------------------------------------------- AND....... I wanted to extend this invitation to all my podcast listeners... -----YOU'RE INVITED TO OUR FIRST MASTERCLASS OF JANUARY 2023----- “Rising above the noise… …How to successfully invest in Commercial Property in 2023″ Tuesday 24th January @ 7-8 pm UK time. GRAB YOUR SPOT HERE

Happy belated new year everyone and welcome back to the first edition of the Honest Property Podcast for 2023! On today's podcast we are going to talk about: The importance of goals and goal setting. How to set goals and strategize. How to think with the right mindset – specifically, the highs and lows of commercial property, and why we can’t let the lows get the better of us. The commercial property market, the economy, its past and future trends. Then, I’ll finish by discussing my own goals and resolutions for 2023, and help you set your own goals for the upcoming year. So, if you’re still wondering what you want to learn, or what you want your 2023 to look and feel like, then it’s not too late to set your goals now…

This week’s hot topics within the podcast will include: How our dynamic and unpredictable market has changed and its impact on your property purchases and financing strategies. We will address the importance of managing your finances and how to utilize your accountant to your advantage. We will then explore how to effectively allocate your investment proceeds to cover any tax expenses, savings, contingency planning, and rainy-day expenditure/funds. Next, we will conclude by giving you my end-of-year review, where I will discuss my key learnings from 2022 and finish with some top tips to take into 2023. Finally, I just wanted to say a personal thank you from me and the rest of the team at NC Real Estate. I hope you all have a Merry Christmas and a very happy new year! Don’t forget to join us in 2023 for more exciting content and insights into the property sphere.

In this week's edition of The Honest property Podcast, we’re going to get honest about ‘why I don’t spend time on 'off market' deals’. This will help you to streamline the buying process to ensure you find the best deals in the quickest and most effective manner! In this week’s 25-minute podcast we’ll: Debunk this myth surrounding ‘off-market deals’, where property investors believe they’ll get better prices and deals from off-market transactions. We’ll begin by giving you a brief overview of the acquisition process and the type of due diligence needed to make well-informed investment decisions. After which, we’ll discuss the advantages and disadvantages of buying property ‘on the market through a listed agent, before comparing these to the pros and cons of acquiring property ‘off-market’. To finish off, we’ll explain the harsh reality of buying assets ‘off-market’ and explore why most ‘off-market’ transactions with vendors fall through. Interested in hearing more about what we do at the NCRE Members' Club? Email Lorenza ([email protected]) and get a call set up with her. 

I've just recorded a new podcast with Sam Coleman (Sam is one of my amazing surveyors at the Members' Club) and we're going to be chatting about ‘Return On Capital Employed (ROCE)' We’ll discuss: The process that these national investment companies use when investing in commercial property and examining other key benchmark metrics/requirements should be included in your investment criteria. We’ll debunk this idea that investors have about quick, short-term gains by acquiring, churning, and flipping investments to achieve that instant ROCE. Instead refocusing our minds on the importance of strategically sustainable and maintainable assets with an upwards trajectory for the long-term. We’ll elaborate on the importance of compounding and how it can help can YOU create your DREAM PORTFOLIO. Finally, we’ll establish some key metrics to include to ensure you are strategically managing your portfolio to guarantee you are REINVESTING, MAINTAINING, and GROWING your portfolio whilst covering your annual tax expenses. P.S. On Tuesday the 29th Nov @7pm, I'm hosting the Commercial Property Investment Deal Analysis Masterclass ... for Investors wanting to Invest with their SSAS. **This is the LAST Masterclass for 2022** If this is RIGHT up your alley, then I invite you to book your spot NOW >>> https://ncrealestate.co.uk/deal-analysis-masterclass-for-investors-29thnovember2022/

I decided to publish a BONUS episode this week as I've been receiving many queries and concerns around commercial property investment at the moment.  I wanted to share my experience of what is happening on the ground at the moment as I (plus my team) run portfolios on a daily basis and this will be my second recession Ive gone through as a property investor.  Listen to this shorter-than-usual BONUS podcast to find out what our startegy is and how we're STILL making a success out of commercial property- for the ling term.  Oh, and if you're wanting to see how we do things over at the Members' Club, come and join the Commercial Property Investment Deal Analysis Masterclass... for Investors wanting to Invest with their SSAS!.  It's on Tuesday the 15th November @7-8pm GMT, book your spot here now: https://ncrealestate.co.uk/deal-analysis-masterclass-for-investors-15thnovember2022/ 

As I’m sure you are all aware the state of the economy is getting WORSE. The Bank of England (BoE) base rate has increased, inflation has skyrocketed, and interest rates on commercial and residential mortgage lending products have continued to climb. Many experts are now predicting an economic recession until late 2024. But it’s not all BAD news… Because as this dynamic and elusive economic market keeps changing, so do we. In this week’s podcast, we’re going to discuss how we’re changing our commercial deal analysis in these crazy economic times! In the 45-minutes we’ll …. Discuss the importance of market research when investing. We’ll go through all the key salient points of NCRE’s new deal analysis template  >The deal summary >The tenancy schedule >The comparable evidence >Estimating market rent >WAULT calculations We’ll introduce Marcus Ginn, the founder of Edozo. The centralised platform which makes it easier, faster, and more accurate to research commercial property. We’ll walk through how to effectively operate the platform using a practical example in Burton-on-Trent. Finally, we’ll discuss our exciting new partnership with Edozo and how as a membership perk our clients can gain discounted access to the platform. REMEMBER: The KEY when performing investment Deal Analysis is DUE DILIGENCE! Want to find out more and gain exclusive access to Edozo, you can listen to the podcast NOW! 🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧🎧 P.S. On Tuesday the 15th Nov @7pm, I'm hosting the Commercial Property Investment Deal Analysis Masterclass ... for Investors wanting to Invest with their SSAS. If this is RIGHT up your alley, then I invite you to book your spot NOW >>> https://ncrealestate.co.uk/deal-analysis-masterclass-for-investors-15thnovember2022/ P.P.S. You know I just mentioned Edozo? You could stand a chance to receive 1 of 5 BONUS annual subscriptions with them when you attend the Masterclass on the 15th Nov!

After weeks of chaos for the British government and wider economy, the team at NC Real Estate is here to deliver you some POSITIVE news: In this week’s podcast, we’ve put your questions to the Professionals here at NCRE to understand the DOs and DON’T when investing in commercial property in today’s economic climate. Here are a few juicy questions that we asked our experts: What lessons can investors learn from the 2008/09 recession that investors can apply now in the current economic situation? What investment strategies are going to work in the next 12-18 months? When is the right time to invest in property and what are your general thoughts on the prices? So, without spoiling all the fun here are a few insights from today's podcast: Stay calm and take a long-term view when investing. There are going to be a huge amount of people panicking, but there are also going to be a huge number of opportunities as a result. REMEMBER you make your money when you buy! Communication with the commercial tenants is paramount. Working collaboratively with them and providing them with solutions like assigning or subletting and offering additional tenants and guarantors and keeping in mind three keywords, FAIR, FIRM, and INVENTIVE. It is impossible to time the market. REMEMBER as Warren Buffett said: ‘Time in the market is better than timing the market’ I hope you really enjoy this podcast.  P.S. If you missed the last Members' Club Deal Analysis Masterclass but would like to attend the next one, keep your eyes peeled for info around mid November. 

It's been a full-on couple of days, hasn’t it?! To me, it feels like we are being pranked by our Government as seemingly they can’t read the room. The £ has fallen over a cliff and is making its way to the bottom of the South Sandwich Cliff (deepest underwater trench in the Atlantic apparently). The Bank of England base rate continues to rise and rumour has it will increase again by the end of the week. Mortgage products are being pulled. Valuations are being hit by material uncertainty clauses… expect 10-20% drops because of this and then mortgage underwriters may downvalue it some more. Yet, through all of this, I don’t see any reason to throw in the towel, its just time to change your approach. Want to know how? Listen to my podcast now!  Sidenote: Throughout this period of recession it's going to be freaking hard to stay grounded. You’re going to want to scream, shout, hide, give it all up, start again, lose yourself, pick yourself up and it's going to be hard. Community is key. I promise you I have the best one in the Members Club, because no matter what day or time, you can ask us a question or just shout for help and we’ll be here to get you back on your feet.  Want to know more? Email [email protected]

Return on capital employed (ROCE) is the % that I hear investors parsing a lot. This figure is your Net Annual Rent divided by the Cash you put into the deal less any equity you take out of the deal = ROCE as a %. Nowadays it's common for me to hear 50% or 75% ROCE employed banded about like it's some easy, risk-free thing to be able to achieve. It’s not. Easy is 10%-20% ROCE. 25% ROCE means you’ll need to make some tweaks to the building. 30% or higher means there’s some risk involved in getting more money out and that risk gets higher, the higher the ROCE. You need to decide what level of risk you are willing to take and whether you are happy to put in the leg work and potentially sleepless nights to achieve that higher ROCE… because remember, it’s tough! If you want to find out more about this, listen to today's pod, where I explain what the risks are right now and how you should be investing based on today's economic climate. AND... You are invited to the NCRE Members' Club LIVE Deal Analysis Masterclass on Thursday the 15th of September (THIS Thursday) at 8pm BST. In the 90-minutes... ✔ We will analyse TWO current commercial deals that are on the market right now ✔ We will walk you through the deal analysis ✔ We will explore the pros and cons of each deal ✔ We will explain what we would offer and what our maximum price would be ✔ You WILL get to ask questions Sign up for the Deal Analysis Masterclass here. *This is a ONE-time offer, so if you've attended one before, you won't be able to join again.

If you are in the SSAS or commercial property world in the UK then I’m sure you’ve already heard of Alastair Hoyne and Finanze ([email protected]). He and his team have some awesome products right now… But, I’m absolutely sure you’re also thinking, interest rates are going up, lenders don’t seem to be as keen on lending on commercial and especially not commercial property purchased in my SSAS so how on earth am I actually going to move forward in todays climate. I get you, which is why I wanted to quiz Alastair on this. Questions asked were: What happens if I have a missed payment on my credit file, will I still get lending? Are there actually any lenders who lend to SSAS’s at a decent rate? What interest rate can I expect to pay on commercial property? How high do you see interest rates rising? Should I even be buying now? When should I use bridging isn’t it expensive? And, as it turns out from the podcast, anything is possible when it comes to finance. Enjoy the podcast! 

I thought that I’d have a little fun over the last couple of weeks and purchase something that no one would expect. I transferred some of my business profit into my SSAS and purchased a telephone box for £11,200 (plus fees of £1,250 inc VAT) in Central London. What am I doing with mine? I’m first renting it out to my Ltd company for £80/month and we’re going to do a little marketing/educational piece with it (which is why I can’t tell you exactly where it is yet). I hope this podcast inspires you to "think out the box" in terms of commercial property- the possibilities are endless! 

Have you signed up for my webinar "How to Supercharge your Property Portfolio through buying Commercial Property…without jumping on the Commercial to Residential conversion bandwagon" happening on Tuesday the 23rd of August at 19h00 BST? This is one you are not going to want to miss! Sign up to join the webinar here. Great, you signed up! Now onto today's meaty topic. My job as an Asset Manager is to be creative… with commercial property you get to do that. Most people think getting into commercial property is all about buying a retail unit on a high street. It’s not. I invited Bryn Walker and David Nicklin from Retirement Capital onto the podcast this week to discuss how your SSAS can fund commercial property. We ALSO chat about a whole host of different strategies; one being CMO’s (commercial multi-occupancy units) where in the example we used the profit rent to the Ltd company would be £10,000pa. Sounds good right? Enjoy the podcast and don't hesitate to contact Lorenza ([email protected]) if you want to find out more about the Members' Club and what we do. 

Announcements first: We’re HIRING and Asset Management Surveyor and Graduate Surveyor to be part of our awesome team. Want to apply? Email [email protected] to register your interest, we’ll send you a Job Description and how to apply. On the 23rd of August at 7 pm BST, I'm hosting a free webinar. The topic of the webinar is "How to Supercharge your Property Portfolio through buying Commercial Property…without jumping on the Commercial to Residential conversion bandwagon". You're going to want to come to this if you want to learn about Commercial Property Investment! Sign up to join the webinar here. This leads me to this week's topic. How do you start out in commercial property if you only have 15 minutes spare? You're going to have to listen to today's podcast.  That’s it. That’s where I would start. You can do that! The next step is Deal Analysis… This is something we focus on in the Members' Club (there's a sneak peek in the podcast today!). 

I found a 🦄 for a client… Seriously. This is a 1 commercial unit, 3 studio apartment property in Helston, Cornwall. Purchased for £230,000 with 2.5 weeks between offering and completion. A leaseback was done with the seller who continues to occupy the commercial unit for the next 2.5 years on a full repairing and insuring lease for £7,800per annum. On completion, worth £340,000 with £2,220pcm coming in from the four units. Yes it was purchased in cash and it will be refinanced through investor finance (who will lend £230,000 with a first charge against the property) at circa 7% per annum so its 100% cash out within… roughly 1 month 🤯 You want to know how? You’re going to have to listen to the podcast! PLUS, you're invited to our LIVE webinar happening on Tuesday the 23rd August at 19h00 BST. The topic of the webinar is "How to Supercharge your Property Portfolio through buying Commercial Property…without jumping on the Commercial to Residential conversion bandwagon".  Sign up to join the webinar here: https://ncrealestate.co.uk/august2022/ 

Today’s podcast is all about tax planning - and why this is so NB right now. I have a lot of great advice on what you can do to fix mortgage interest rates and even fix your maintenance costs, but I’m a Surveyor and I stay in my lane. So this week I invited a tax professional, Neil Ryder, to come onto my podcast and explain ways in which we can put in place a tax strategy for our property portfolio so that we know roughly how much tax we’ll be paying (or even saving) so that we can plan accordingly. If you’d like to reach out to Neil, you can do so here: Tel: 07834 600024 Email: [email protected] Website: www.astonleigh.com