History Lessons Podcast: 🇺🇸Fighting Back Against The Fog of War. 📚With Jeanne McKinney, author of Triumph Over the Taliban, and Retired General Gregg Sturdevant, USMC. In this episode, we talk with Jeanne McKinney, author of Triumph Over the Taliban: The Untold Story of US Marines’ Courageous Fight to Save Camp Bastion. Jeanne is an award-winning military journalist and a military documentary filmmaker. Her focus and passion are telling the legendary stories about United States active-duty military members fighting to keep America and her allies safe and free. McKinney offers an inside look at men and women who do the hard and very dangerous job of counterinsurgency to stop and disrupt the plans of the world’s most notorious terrorist groups. She is in the final stages of writing, directing, and producing a three-part documentary series that follows the 3rd Battalion, 5th Marines in Afghanistan. McKinney has won multiple San Diego Press Club Excellence in Journalism Awards, including eight First-Place honors. The President’s Own Marine Band performed an original score for her film series at a World Premiere in August 2022. Gregg A. Sturdevant enlisted in the U.S. Marine Corps in 1975 and was honorably discharged as a Sergeant in July 1979. He then returned to school, receiving a Bachelor of Science Degree in Business Administration from Southeast Missouri State University in was commissioned an officer in the USMC. Upon completion of The Basic School, he reported to Naval Air Station Pensacola, FL, for flight training and was designated a Naval Aviator in April 1984. Sturdevant has served in various operational squadrons and assignments including commanding officer of HMM-165 from July 2001 to May 2003. He then served as Commanding General of the 3d Marine Aircraft Wing (Forward) based at the Bastion/Leatherneck Complex from February 2012 through February 2013, supporting Operation Enduring Freedom 12 in Helmand Province, Afghanistan.In an attack on Camp Bastion by 15 Taliban fighters on 14-15 September 2012, two US service members, Lt. Col. Christopher Raible and Sgt. Bradley Atwell, were killed by enemy rocket fire and eight others were wounded. Following that attack, MajGen Sturdevant and MajGen Charles M. Gurganus, the overall Commander of Regional Command Southwest at the time of the attack, became the subjects of several investigations into accountability for the incident. On 30 September 2013, Gen James F. Amos, the Commandant of the Marine Corps, asked both to retire. General Sturdevant is the Founder and CEO of Mission Critical Leadership Solutions and the author of Mission Critical Leadership: Marine Corps Leadership Principles to Transform, Motivate, and Lead Your Teams to Success. _________________________________________________________________________ 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://freebusy.io/victoryindependentplanning-Patrick-Hueys-booking-Page/historylessonspodcast _________________________________________________________________________ #InvestingLessons #FinancialHistory #USMC #AfghanistanWar #TriumphOverTheTaliban #MilitaryLeadership #LessonsFromHistory #VeteranStories #MarineCorpsValues #InvestmentInsights #AfghanistanConflict #ResilienceInAction #FinanceAndMilitary #WarAndEconomics #HistoricalInvestments #TriumphAndLessons This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.On November 24, 1991, Freddie Mercury, lead singer of Queen, died from AIDS-related complications. Born Farrokh Bulsara on September 5, 1946, in Zanzibar (now part of Tanzania), he is remembered as one of the most iconic and influential figures in rock music history. He was of Parsi descent, and his early years were shaped by the vibrant culture of Zanzibar and later India, where he attended boarding school near Mumbai. As a child, he showed a keen interest in music, learning to play the piano and participating in school bands. His family fled Zanzibar during the 1964 revolution, settling in England. It was there that he immersed himself in the British music scene of the 1960s. Freddie studied graphic design at Ealing Art College, a skill he would later apply to create Queen’s iconic logo. His big break came in 1970 when he teamed up with guitarist Brian May, drummer Roger Taylor, and bassist John Deacon to form Queen. The band’s unique blend of rock, opera, and theatrical flair set them apart, with Mercury’s powerful voice and charismatic stage presence as the driving force behind their success. Throughout the 1970s and 1980s, Queen released a series of groundbreaking albums, with hits like "Bohemian Rhapsody," "Somebody to Love," and "We Are the Champions" cementing their place in music history. Mercury’s ability to command a stage was unparalleled, most famously showcased during Queen’s legendary performance at Live Aid in 1985, where his energy and interaction with the audience became the stuff of legend. Despite his flamboyant public persona, Mercury was known to be a private individual, carefully guarding his personal life. By the late 1980s, rumors about his health began circulating as his appearance changed, and in 1991, Mercury publicly announced he had been diagnosed with AIDS. Just a day later, on November 24, 1991, he passed away at the age of 45. His death marked the end of an era, but his influence on music, fashion, and pop culture has endured. Mercury's legacy is celebrated for his unique vocal range, theatrical performance style, and ability to transcend genres, making him a lasting rock music icon. His story is one of triumph over adversity, from a shy young boy in Zanzibar to a global superstar whose voice and spirit resonate with fans worldwide.So, you want to be a rock superstar? Here are seven lessons from the Queen songbook for the modern investor.🎸1. "Bohemian Rhapsody" — Embrace Complexity with CautionThis rock-operatic masterpiece is complex and unpredictable, much like the stock market. When investing, it’s tempting to dive into complicated strategies. But before you "open your eyes" to these advanced tools, make sure you fully understand them. Otherwise, you, too, will be signing sad songs for your “mama.” 🎸2. "Don’t Stop Me Now" — The Power of MomentumIn this energetic anthem, Freddie Mercury sings about an unstoppable force, perfectly capturing the essence of momentum investing. Just as a great night out can gather speed, so can strong-performing stocks. But remember, like any rocking party, momentum can fizzle out—so keep a close eye on your risk management strategy and don’t hesitate to leave the party early when necessary.🎸3. "Another One Bites the Dust" — The Reality of Market LossesInvesting isn't always smooth sailing, and sometimes you have to face losses. Queen's hit reminds us that even seasoned investors see stocks or sectors "bite the dust" occasionally. The key is not to get discouraged by short-term losses. Instead, use them as learning opportunities. Stick to your plan, and adjust your tactics. 🎸4. "Under Pressure" — Handling Market VolatilityIn "Under Pressure," Queen and David Bowie explore stress and the weight of expectations. Similarly, market volatility can put investors under pressure. The best approach is to stay calm and avoid emotion decisions. A proper plan for retirement and investing should have hard times baked into the calculations at a ratio that you can endure. Selling investments is sometimes a good tactic. But panic selling never is.🎸5. "It's a Kind of Magic" — The Miracle of CompoundingAlbert Einstein reportedly called compound interest the "eighth wonder of the world," and it truly is a kind of magic. Just as Queen captures a sense of wonder and surprise in their song, compounding creates surprising growth over time. So save early for more enjoyment later. 🎸6. "Radio Ga Ga" — Avoiding the Noise of the MarketQueen's homage to radio reminds us of the flood of information investors face daily. It’s easy to get caught up in the latest news and trends—what Warren Buffett calls "market noise." Instead of reacting to every headline, focus on your long-term goals and eliminate unnecessary distractions. Most of the chatter is just "radio ga ga."🎸7. "The Show Must Go On" — Resilience Queen released this song as Freddie Mercury battled illness, yet it is a powerful message of perseverance. You will have difficult days, but the show must go on. Seasoned investors understand that keeping to your strategy, playing defense when necessary, and being disciplined make investing kings…and queens out of all of us. The real champion investors are those who invest with a plan. So crank up your Queen playlist, take these lessons to heart, and let the power of rock 'n' roll inspire your investing journey. Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.The History Lessons Podcast is evolving! Enjoy “This Week in History,” and tune in for the HL4TMI Pod… interviews with history writers and makers. The Episode 👨‍👩‍👧‍👧Your Family History Shapes Your Financial Mindset with Roni Robbins is out now. See it here:🎯Patrick Huey is a small business owner and the author of three books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5cz#PodcastLife #PodcastShow #Podcaster #PodcastCommunity #NewPodcast #HistoryBuff #HistoryNerd #LearnHistory #HistoricalEvents #HistoryMatters #InvestingTips #FinancePodcast #MoneyTalks #StockMarket #FinancialFreedom #QueenBand #freddiemercury #HistoryAndFinance #RockAndInvest #FreddieAndFinance #MusicAndMoney #HistoricalRockStars #RockLegends #QueenFans #BohemianRhapsody This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.On November 12, 1990, Tim Berners-Lee published a formal proposal for the World Wide Web, which would revolutionize information sharing and communication worldwide. In 1989, while working as a software engineer at CERN (the European Organization for Nuclear Research) in Switzerland, Tim Berners-Lee noticed the difficulty scientists had in sharing information across different computer systems. To address this, he proposed a decentralized information management system allowing researchers to access and link documents on different computers seamlessly. His concept was inspired by hypertext, a method of text that links directly to other text, enabling a non-linear way of browsing information. Berners-Lee's initial proposal, titled "Information Management: A Proposal," outlined a vision for a "web" of interlinked documents accessible over the Internet. By 1990, he had created the core building blocks of the World Wide Web, including HTML (Hypertext Markup Language), which would be used to format documents; HTTP (Hypertext Transfer Protocol), a protocol for transferring information over the Internet; and the first web browser and editor. The early web was text-based and primarily used by academics, but it soon expanded beyond research institutions as people recognized its potential for broad, global communication. Berners-Lee’s invention fundamentally transformed how people access, share, and interact with information, leading to the rapid growth of the Internet as a tool for education, business, and social connectivity, making it one of the most significant technological innovations of the 20th century.Investment Management: A Proposal The internet has transformed investing in many positive ways, but it also has several downsides. Here are six lessons Modern Investors must remember when surfing the World Wide Web. 1. Information Overload and NoiseThe internet provides vast amounts of information, but not all is relevant or accurate. Investors can easily get overwhelmed by a constant stream of data, opinions, and news updates, making it challenging to distinguish between valuable insights and noise. This can lead to poor decision-making based on incomplete or misleading information. 2. Herd Mentality and FOMO (Fear of Missing Out)Social media platforms and online forums like Reddit, Twitter, and StockTwits amplify market sentiment. When investors see others jumping on a stock or trend, they may feel pressured to follow suit without proper research. This herd mentality can lead to speculative bubbles and increased market volatility, as seen with events like the GameStop short squeeze in early 2021.3. Increased Exposure to Scams and MisinformationThe internet has become a breeding ground for investment scams and fraudulent schemes. From fake investment websites to pump-and-dump schemes promoted through social media, inexperienced investors are particularly vulnerable. The rise of cryptocurrency scams and misleading financial influencers pushing dubious products highlight the risks associated with online investment advice.4. Short-Termism and Day Trading TemptationOnline trading platforms like Robinhood have made it easier for individuals to engage in day trading. The ease of access and gamified features encourage frequent trading. Studies have shown frequent traders tend to underperform the market due to impulsive, short-term decision-making rather than a long-term investment strategy​. 5. Confirmation Bias and Echo ChambersThe internet often caters to users' preferences through algorithms that show content aligned with their previous searches and interests. This can create echo chambers, where investors only see information confirming their beliefs, reinforcing biases and potentially leading to poor investment choices. This can prevent investors from objectively assessing market risks and opportunities.6. Emotional Decision-Making Triggered by Real-Time UpdatesThe availability of real-time data and market updates can lead to emotional decision-making. Constant access to portfolio performance and market fluctuations can trigger panic selling during market downturns or impulsive buying during rallies, often resulting in buying high and selling low, which harms long-term returns. It turned out that sharing information was easy. But sharing good information was a lot harder. And sifting through it all to get to the good stuff, harder still. Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.The History Lessons Podcast is evolving! Enjoy “This Week in History,” and tune in for the HL4TMI Pod… interviews with history writers and makers. The Episode 🚦 Become A Better Historian (and Investor) While Sitting in Traffic-With Rebecca Bratspies is out now. See it here:🎯Patrick Huey is a small business owner and the author of three books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq #HistoryInvesting #WebOrigins #InvestingThroughTime #InternetHistory #DigitalRevolution #TechAndFinance #HistoryOfInvesting #InternetCreation #FinanceAndTech #FromHistoryToInvesting #WebInnovation #InternetPioneers #InvestingWisdom #TechHistoryPodcast #BuildingTheWeb #InvestingInTheFuture #EarlyInternetDays #InvestingLegends #HistoryOfTheWeb #PodcastAddict #LearnWithUs #TechTalks #FinanceFridays #WebWednesdays #InvestSmart #DigitalEvolution This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.On November 10, 1775, The United States Marine Corps was founded, with the first recruiting office at Tun Tavern on Water Street in Philadelphia. The Continental Congress authorized the formation of two battalions of Marines to serve as a landing force for the Continental Navy. Initially led by Samuel Nicholas, regarded as the first Commandant, the Marines played a vital role in amphibious operations and shipboard combat. Disbanded after the war, the Corps was re-established in 1798 and grew significantly during conflicts like the War of 1812, the Mexican-American War, and the Spanish-American War. The USMC's reputation for toughness and adaptability solidified during World War I with notable battles such as Belleau Wood. During World War II, Marines gained legendary status for their crucial amphibious assaults in the Pacific theater, such as Iwo Jima and Guadalcanal. In the following decades, they continued to serve in Korea, Vietnam, and modern conflicts in the Middle East, becoming synonymous with rapid response and elite expeditionary capabilities. Today, the Marine Corps is an integral part of the U.S. military, known for its motto, “Semper Fidelis” (“Always Faithful”), symbolizing loyalty and commitment. They are also known for the unofficial motto: “Improvise, adapt, and overcome.” It's a mantra that's helped Marines and others through the physical and mental challenges of war. The phrase may have originated from Lone Survivor, a book by former Navy SEAL Marcus Luttrell. It was also popularized by Clint Eastwood's character in the movie Heartbreak Ridge.       Here are two lessons for the modern investor based on the official and unofficial mottos of the USMC:        🦅🌍⚓️Semper Fidelis. Staying committed to a long-term investment strategy is crucial, particularly during market volatility or economic uncertainty. Discipline, patience, and adherence to a well-considered financial plan matter most in how your battles will turn out. Avoid being swayed by short-term market trends or emotional decision-making. Maintaining this commitment can help investors weather challenges, focus on their ultimate financial goals, and take advantage of the long-term growth potential that the markets often offer. 🦅🌍⚓️Improvise, adapt and overcome. And yet, successful investing requires the flexibility to adjust tactics in response to changing economic conditions, unforeseen challenges, and new opportunities. To me, this is the difference between strategy and tactics. Be faithful to your overall strategic plan. However, investors can better manage risks and potential returns by improvising when unexpected events arise, adapting tactics to fit new realities, and overcoming obstacles with resilience. This mindset emphasizes the importance of staying proactive, learning from mistakes, and continuously refining one’s approach to meet long-term financial goals. Just as in life, the ability to adapt ensures that investors are prepared to face and thrive in an ever-evolving market landscape. Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.#InvestingInsights #InvestingHistory #HistoryPodcast #MilitaryHistory #USMC #MarineCorpsHistory #HeartbreakRidge #ClintEastwoodFans #FilmAndHistory #FinancialWisdom #LessonsFromHistory #MilitaryLeadership #VeteranStories #HistoryBuffs This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.On October 31, 1517 – Martin Luther allegedly nailed his 95 Theses to a church door in Wittenberg, Germany, sparking the Protestant Reformation.       Formally titled Disputation on the Power and Efficacy of Indulgences, it was a revolutionary document that sparked the Protestant Reformation. The story behind the 95 Theses begins with Luther's growing disillusionment with certain practices within the Catholic Church, particularly the sale of indulgences, which he saw as a corrupt way for the church to collect money and for individuals to essentially "buy" forgiveness for sins During the early 16th century, the Catholic Church encouraged the sale of indulgences, which were certificates sold to reduce punishment for sins. The funds raised through indulgences were partly used to finance large church projects, including the rebuilding of St. Peter's Basilica in Rome. Johann Tetzel, a Dominican friar and indulgence seller, was particularly aggressive in promoting these sales in Germany, using slogans like "As soon as the coin in the coffer rings, the soul from purgatory springs." Martin Luther, a German monk, theologian, and professor, was increasingly critical of this practice. He believed that indulgences misled the faithful and contradicted the core Christian teachings of repentance and salvation through faith alone. It is widely believed that Luther nailed his theses to the door of the Wittenberg Castle Church in Germany, although historians have debated this detail. The church door served as a sort of public bulletin board for academic discussions, so this would have been a customary method to invite debate. Regardless of how he went about it, Luther’s act set off a chain of events that led to the Protestant Reformation. His ideas also inspired other reformers, like John Calvin and Huldrych Zwingli, who helped establish Protestant movements across Europe.Martin Luther's life and his role in the Protestant Reformation provide some surprisingly relevant insights into investing and personal finance, especially around values, patience, and adaptability. Here are five key investment thesis for the modern investor:❶Prioritize Financial Literacy and Education. Luther translated the Bible into German so that ordinary people could understand it and engage directly with its teachings, emphasizing the importance of knowledge. Educate yourself about the fundamentals of investing and financial markets. The more you understand, the better equipped you’ll be to make informed decisions independently or as part of an advisor relationship. Financial literacy can also protect you from potential scams and misinformation.❷Challenge Conventional Wisdom. Luther questioned established practices, especially the sale of indulgences, and sparked a movement. Similarly, successful investors often think independently and are willing to question market trends or hype. Instead of blindly following market sentiment or investment fads, develop your own investment plan. Or have someone do that for you.❸Invite debate. Confirmation Bias entails listening to only that which validates what you already believe to be true. If you only look for confirming data, this information will echo endlessly in your head at the expense of an open mind. Read different viewpoints. And beware of social media where giving you more of what you already believe is the whole point, not a design flaw. ❹Write It Down.  Planning documents like your investment thesis should be just that: DOCUMENTS. If it is important, put it in writing, which gives you clarity of purpose and will help you focus on the long term when market corrections are bestowed upon you. A well-constructed and written plan creates a habit of discipline and makes it harder to pitch your plans overboard at the first sign of difficulty. ❺Rhyme Isn’t a Reason. Catchy slogans like "As soon as the coin in the coffer rings, the soul from purgatory springs” are examples of the rhyme-as-reason fallacy. We remember things better when they rhyme, but that doesn’t make them true.  Yet Dr. Matthew McGlone of Lafayette College found that his students remembered rhymes better and supposed that they were more accurate and truthful than mere prose. For example, “asked whether financial success makes people healthier, almost all McGlone’s subjects disagreed, but ‘wealth makes health’ seemed much more plausible.” Investors are often told to sell in May and go away for the summer and fall months. This is terrible advice for investing and tax planning, and not just this year. Before the invention of the written language, ancient poets relied on our ability to remember rhymes to pass on their stories. Well, thanks for the memories. But maybe it is time for us to forget the rhyme.Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.#podcast #investing #investmentdecisions #economicdecisions #LessonsFromHistory #HistoryAndFinance #InvestingInHistory #HistoryPodcast #InvestingInsights #MartinLuther95Theses #FinancialHistory #ReformationTalk #InvestingLessons #EconomicRevolution #MoneyAndHistory #ReformationHistory #FaithAndFinance #95Theses #LearnFromHistory #InvestingThroughTime #Reformation500 #HistoricalInvestments #WealthAndWisdom #MoneyMovesInHistory #AncientInvesting #MartinLutherLegacy #PodcastReformation This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.👨‍👩‍👧‍👧History Lessons Podcast: Your Family History Shapes Your Financial Mindset. 📚With Roni Robbins, Author of Hands of Gold, One Man's Quest to Find the Silver Lining in Misfortune. RONI ROBBINS is a freelance reporter for The Atlanta Journal-Constitution and Medscape/WebMD. Roni served as associate editor of the Atlanta Jewish Times/The Times of Israel and has a seasoned history as a staff reporter for daily and weekly newspapers and as a freelancer for national, regional, and online publications. https://www.ronirobbins.com/about/ Her articles have appeared in The Huffington Post, Forbes, the New York Daily News, Adweek, WebMD and Healthline. She was also a staff writer for Florida Today & USA Today, The Birmingham News and the Atlanta Business Chronicle/American City Business Journals. She’s won three Simon Rockower Awards for Jewish journalism from the American Jewish Press Association. Hands of Gold won the 2023 International Book Awards for multicultural fiction and a gold medal in the 2023 Global Book Awards, it was a finalist in the 2024 American Legacy Awards, the 2023 Readers’ Choice Book Awards, and the 2022 American Fiction Awards. Stay tuned for four lessons from the novel Hands of Gold on risk management, the Forrest Gump effect, and how your family history might alter your investments. Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.__________________________________________________________________________ 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://freebusy.io/victoryindependentplanning-Patrick-Hueys-booking-Page/historylessonspodcast #podcast #investing #investmentdecisions #economicdecisions #historicalfacts #HandsOfGold #RoniRobbins #HistoryAndInvesting#InvestingInHistory #HistoricalInvesting #JewishHistory #InvestmentJourney #AuthorInterview #HistoryPodcast #InvestingPodcast #StoriesOfWealth #JewishLegacy #HolocaustSurvivorStories #HistoricalWealth This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.On October 21 (1805), at the Battle of Trafalgar, British naval hero Admiral Horatio Nelson defeated the combined fleets of France and Spain, ensuring British naval supremacy.       The British Royal Navy, under the command of Admiral Horatio Nelson, faced off against the combined fleets of Napoleonic France and Spain, led by Admiral Pierre-Charles Villeneuve. The battle occurred off the coast of Cape Trafalgar, near Spain’s southwestern coast, and was part of Napoleon Bonaparte's larger plan to invade Britain by neutralizing its naval superiority. Admiral Nelson, aware of the numerical superiority of the enemy, devised a bold and unorthodox strategy. Instead of engaging in the traditional line-of-battle formation, he divided his fleet into two columns that would sail perpendicular to the Franco-Spanish line, intending to break through and engage the enemy in close-quarters combat. This maneuver, while risky, allowed the British ships to disrupt the enemy formation, creating chaos and preventing them from coordinating effectively. Nelson’s flagship, HMS Victory, led the charge, and despite intense fighting, the British fleet's superior discipline, tactics, and gunnery began to overwhelm the larger but less cohesive enemy. The outcome was a resounding British victory. The Franco-Spanish fleet lost 22 ships, either captured or destroyed, while the British didn’t lose a single vessel, solidifying Britain's status as the world’s foremost naval power. Tragically, Admiral Nelson was mortally wounded by a French sniper during the battle and died aboard Victory shortly after learning of his triumph. His death made him a national hero, and his legacy as one of Britain’s greatest naval commanders was sealed. The victory at Trafalgar not only safeguarded Britain from invasion but also ensured that no other European power could challenge its supremacy at sea for the rest of the Napoleonic Wars and beyond.       Here are five lessons for the modern investor that can be drawn from the Battle of Trafalgar:1. Practice, practice, practice. Ships of Nelson’s navy were known to practice their gunnery until they could deliver at least three full broadsides to the enemy’s two. That overwhelming firepower made British naval forces the uncontested masters of the sea for several generations. Now is an excellent time for you to practice as an investor and understand how you will react in various market scenarios while things are relatively calm. How will you feel if/when the market drops anchor for a while or when it starts to sink? Judging your gut reactions now will help mitigate their effects later.  2. Run the risks, or don’t. Admiral Nelson meticulously prepared his fleet, knowing success depended on anticipating and mitigating the risks to his ships. You should consider both potential rewards and risks. I know, we talk a lot about that. But the reason is that so many investors lack that kind of superior discipline in the heat of the moment when markets are down or when becalmed and seemingly not moving much. You absolutely must start with how much risk you are prepared to take before setting sail with your investment plans. 3. Fortune favors the bold, but only when backed by expertise. Nelson’s unorthodox tactics were daring but based on deep naval knowledge. For us, bold moves can lead to high rewards, but only when grounded in research and expertise. If you don't, as they said in the British Navy, mind your Ps and Qs, you can wind up speculating instead of investing. 4. Improvise, adapt, and overcome. The fog of war often made it hard to predict enemy movements, but Nelson could adjust quickly when needed. Are you ready to adapt to market conditions when they inevitably change? Flexibility in adjusting strategies—whether reallocating assets or cutting losses when markets shift—can be crucial in volatile environments.5. Strong leadership and confidence inspire success. Nelson's leadership inspired confidence in his crew, which was essential to the victory (the battle) and the Victory (the ship). Similarly, successful investment managers, advisors, and, hopefully, our clients must display confidence and clear decision-making. Why? Because that is what will reduce the chances of emotional, panic-driven mistakes.         These are fundamental lessons for investors and the same ones I steer my ship by. Coincidentally, my ship is also named VICTORY.Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.#podcast #investing #investmentdecisions #economicdecisions #LessonsFromHistory #HistoryAndFinance #InvestingInHistory #BattleAndWealth #StrategicThinking #Investing101 #FinancialHistory #InvestmentStrategies #WealthBuilding #SmartInvesting #MoneyMatters #FinanceTips #BattleOfTrafalgar #navalhistory #PodcastEpisode #PodcastLife #HistoryPodcast #FinancePodcast #NewEpisode #BritishHistory #NapoleonicWars #AdmiralNelson #MaritimeHistory This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.On October 15, 1815, Napoleon Bonaparte is exiled to the remote island of Saint Helena, where he spends the last six years of his life.He probably should have seen that coming since the very same week (October 19th) marked his retreat from Moscow three years earlier. Born in 1769 on the island of Corsica, Napoleon rose to prominence during the French Revolution, becoming a military hero and political leader. In 1799, he seized power in a coup, establishing himself as First Consul and later crowning himself Emperor of France in 1804. Napoleon's military genius led him to conquer much of Europe, forming a vast empire and implementing reforms such as the Napoleonic Code, which influenced legal systems worldwide. However, his ambition led to overreach, most notably his disastrous invasion of Russia in 1812. After a series of defeats, he was forced to abdicate in 1814 and was exiled to Elba. He briefly returned to power during the "Hundred Days" in 1815 before his final defeat at the Battle of Waterloo, after which he was exiled again, this time to the remote island of Saint Helena, where he died in 1821. His legacy endures through his military strategies, legal reforms, and the reshaping of European borders.              Here are seven lessons for the modern investor from the Life of Napoleon Bonaparte:1. Know When to Cut Your LossesNapoleon’s invasion of Russia in 1812 was a classic case of overcommitting to a losing strategy. Instead of retreating early, he pushed further into harsh conditions, costing him his army. In investing, if a stock or asset isn’t performing as expected, it’s important to reevaluate your position and know when to exit before losses compound. 2. Always Have a Long-Term PlanNapoleon had ambitious goals, but his failure to plan for long-term sustainability led to his downfall. Short-term victories are important, but successful investing requires a long-term strategy. Focus on building wealth steadily over time rather than chasing short-term gains that can be fleeting, or in Napoleon’s case- fleeing.3. Understand the Power of CompoundingNapoleon didn’t conquer Europe overnight—it was a series of incremental victories that built his empire. Similarly, the power of compounding is a slow but powerful force in investing that can exponentially grow your wealth, just as Napoleon’s small wins accumulated to create a vast empire. Compounding is only magical when it goes in the right direction, advancing, not retreating. 4. Stay Informed and Analyze the TerrainNapoleon’s success often came from his deep understanding of the battlefield terrain and his opponent’s weaknesses. In the investment world, you must know the lay of the land like Napoleon did. Thorough research about markets, economics, and investor psychology is a strategic advantage.5. Don’t Rely on Luck—PrepareNapoleon famously said, “I would rather have lucky generals than good ones,” but luck alone didn’t secure his victories—meticulous planning did. Investors sometimes rely on market speculation or timing the market, hoping for a stroke of luck. However, a sound, well-prepared strategy is far more reliable than hoping for the right moment. Preparation and patience lead to consistent success.6. Leadership and Discipline Are CrucialNapoleon was a disciplined leader who inspired loyalty and dedication in his troops, which was key to his success. For investors, discipline is equally important. Avoid emotional decisions, stick to your investment plan, and resist the temptation to react to every Fed utterance. Just like a leader steering their troops, discipline guides long-term financial success.7. Don’t Overestimate Your AbilitiesIn the end, Napoleon’s downfall came from overconfidence. He underestimated the challenges of the Russian campaign and the resilience of his enemies. In investing, overconfidence can lead to taking unnecessary risks or believing you are smarter than the market. Humility and self-awareness are key—recognize the limits of your knowledge and seek advice when needed.#podcast #investing #investmentdecisions #economicdecisions #france #frenchhistory #napoleonThanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it.🗓️On October 12th, 1810, the first-ever Oktoberfest was held in Munich, Germany, to celebrate the wedding of Crown Prince Ludwig of Bavaria and Princess Therese of Saxe-Hildburghausen.         Back then the citizens of Munich were invited to partake in the royal wedding festivities, which included horse races and days of merrymaking on the fields, now called Theresienwiese, in honor of the princess. The event was such a success that it became an annual tradition, gradually evolving into what we know as Oktoberfest today. Over the years, horse races were phased out, and beer became the centerpiece of the festival. Breweries began setting up tents, and traditional Bavarian music, dancing, and food turned it into a celebration of local culture. Today, Oktoberfest is the largest folk festival in the world, attracting millions of visitors to Munich every year. It lasts for about 16-18 days, usually from late September to the first weekend in October. Beyond its Munich roots, the festival has spread globally, with cities from the United States to Brazil hosting their own versions, all sharing the same vibrant Bavarian spirit. Here are four lessons for the modern investor from the history of Oktoberfest:🍻Evolve with the times, Ja?: Oktoberfest started as a royal wedding celebration and evolved into a global festival attended by millions of party goers. Investors should note the importance of adaptability, recognizing when to pivot or expand a tactic or two to meet new demands and opportunities, especially when something different is brewing. 🍻Leverage Tradition for Longevity: Oktoberfest’s success lies in its ability to balance tradition with modern appeal. For investors, some strategies stand the test of time though they need modern updates. For instance, the old buy and hold philosophy might become research and rent in today’s dynamic environment. 🍻Economic Resilience Through Diversification: Oktoberfest generates revenue not just from beer and bratwurst but also from entertainment, travel, and tourism. For investors, having various income streams helps keep the party going.🍻Think internationally: Though rooted in Munich, Oktoberfest expanded globally, proving that successful local concepts can scale internationally. Now may be a time to scale your own efforts internationally as US interest rates decline and the dollar likely follows on a relative basis. US assets have dominated for so long, that the eventual hangover may be a doozy. #podcast #investing #investmentdecisions #economicdecisions #oktoberfest #beerThanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! This post is public so feel free to share it. Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work. On October 1, 1975, The Thrilla in Manila, the third and final boxing match between Muhammad Ali and Joe Frazier, was held in the Philippines.     The fight was regarded as one of the greatest boxing matches in history, known for its intensity, drama, and physical brutality. And the rivalry between Ali and Frazier was legendary. Frazier had handed Ali his first professional defeat in their first fight in 1971 (the "Fight of the Century"), and Ali won the rematch in 1974. The Thrilla in Manila was the rubber match, with the World Heavyweight Championship on the line. It took place in sweltering heat, adding to the physical toll on both fighters. For 14 rounds, they exchanged punishing blows. Ali, known for his speed and finesse, had to adopt a more aggressive strategy to counter Frazier's relentless pressure and powerful punches. Frazier, with his signature style of closing the distance, relentlessly attacked Ali's body and head, absorbing damage but continuing to move forward. By the 14th round, both fighters were exhausted, with Ali even contemplating quitting at one point. However, Frazier’s vision was so impaired from swelling around his eyes that his trainer, Eddie Futch, stopped the fight before the 15th round, declaring Ali the winner by technical knockout. Ali retained his title, but the fight left both men physically and emotionally drained. The Thrilla in Manila remains a defining moment in boxing history, symbolizing the relentless determination and resilience of both fighters.              Here are three lessons that modern investors can learn from the famous Thrilla in Manila:1. Endurance is a Key to SuccessThe Thrilla in Manila was a grueling, 14-round contest where both Ali and Frazier pushed their physical and mental limits. Ali later called it the closest thing to dying he had ever experienced in the ring. For investors, that kind of long-term endurance, or something sort of like it… is critical. Markets can be volatile, with sharp rises and falls, but those who focus on their strategies and tactics and pay attention to defense are often rewarded. Just as in boxing, the ability to withstand pressure and remain steady can be the difference between failure and living to fight another day.2. Adaptability Beats a Single StrategyDuring the fight, both Ali and Frazier had to adjust their tactics. Ali, known for his quick footwork, had to shift to a more aggressive strategy when Frazier's relentless pressure pushed him into corners. For investors, rigid adherence to a single investment strategy can be dangerous in a changing market. Being adaptable—adjusting your portfolio based on market conditions, new opportunities, and risks—can help navigate the complexities of investing. Flexibility allows for better handling of market "punches" as they come. Recently T-Bills come to mind here as a great flexible strategy shift that many people didn’t make when the opportunity presented itself. And the downturn in bonds turned out to be a gut punch. 3. Know When to ExitIn the 14th round, Frazier’s trainer stopped the fight, knowing that continuing could have permanent health consequences for Frazier. Sometimes in investing, it's crucial to know when to cut your losses or take profits. Emotional attachment to an investment can lead to poor decisions, much like how fighters can get stuck in a battle they shouldn’t continue. Recognize when an investment is no longer serving your financial goals and be willing to exit gracefully, even if it’s difficult, to protect your financial well-being.🥊Just like the Thrilla in Manila became a classic for its intensity and tactics, investing requires a balance of endurance, adaptability, and smart decision-making to come out on top. Have a good plan, and execute it when life and the markets increase their intensity and throw body blows and haymakers. #podcast #investing #investmentdecisions #economicdecisions #boxing #thrillainmanilla This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.The History Lessons Podcast is evolving! Enjoy “This Week in History,” and tune in for the HL4TMI Pod… interviews with history writers and makers. The Episode 🚦 Become A Better Historian (and Investor) While Sitting in Traffic-With Rebecca Bratspies is out now. See it here:https://hl4tmi.substack.com/p/149167567 🗓️ On September 26, 1960, John F. Kennedy and Richard Nixon faced off in the first-ever televised presidential debate, altering the role of media in politics. The debate was broadcast live, reaching around 70 million viewers. It featured both candidates standing at podiums, answering questions from a panel of journalists. Kennedy, the Democratic candidate, appeared calm, confident, and well-prepared. His youthful and charismatic appearance, coupled with his polished speaking style, resonated with the TV audience. He wore a dark suit, which contrasted well with the studio’s lighting, and looked directly at the camera, giving a sense of connection with viewers. Nixon, the Republican candidate, who had recently recovered from a knee injury and refused makeup, appeared pale under the bright studio lights. He also wore a gray suit that blended poorly with the backdrop and was generally less comfortable on camera than Kennedy. The exchange between the candidates, respectful but pointed,  illustrated the power of television as a medium. While radio listeners tended to think Nixon had won based on content and arguments, television viewers overwhelmingly favored Kennedy, primarily due to his strong visual presence. This debate is considered one of the key moments that helped Kennedy win the closely contested election. The 1960 debate revolutionized American political campaigning, emphasizing the importance of image and media presence. It showed that television could shape public perception of candidates beyond their policy positions. Ever since, debates have become a staple of U.S. presidential elections, and candidates have paid increasing attention to their media image. And you can certainly see that policy positions mean less than it used to and image means more. Not exactly progress.       As we head into the silly season of elections with a little more than six weeks to go, we are left to digest the second presidential debate. Or was it the first? Even that is subject to debate! Does the outcome, however you saw it, matter for your portfolio? Probably not. A survey from the Pew Research Center asking Americans how they feel about economic conditions, shows that Republicans often feel better about the economy under a Republican president. Similarly, Democrats often feel better about the economy under a Democratic president. Well, duh. I mean, this is an example of confirmation bias. You will look for information confirming your bias, and you will ignore what goes against it. And if your team is the Republicans, you're going to naturally feel better because you're finding information that confirms your bias that, hey, things are pretty good. If your team is the Democrats, you're going to do likewise. It's natural. It's part of the human brain, so don't feel badly about it and don't hold it against other people. Just realize that it does happen, and this perception is not reality. Performance is relatively close, no matter the combination of who wins the White House.  You wouldn't hold your nose up at average returns under either party. My fellow Americans, loving or hating the government or those running it is not an investment plan. That is pretty black and white, which is about the only thing this election season has in common with the 1960 version. 🎯Patrick Huey is a small business owner and the author of three books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq #podcast #investing #investmentdecisions #economicdecisions #presidentialdebate #nixon #kennedy #jfk #1960s #television This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Rebecca is a Professor at CUNY School of Law, where she is the founding director of the Center for Urban Environmental Reform. She is perhaps best known for The Environmental Justice Chronicles—her EPA award-winning environmental-justice comic books made in collaboration with artist Charlie LaGreca-Velasco. Her new project, The Earth Defenders (sponsored by the United Nations Environmental Programme) addresses the dangers that environmental defenders face around the world.Rebecca serves on NYC’s Environmental Justice Advisory Board, is a member-scholar with the Center for Progressive Reform, a board member of the Environmental Law Collective, and a member of the NYC Bar Environmental Committee. Naming Gotham: The Villains, Rogues and Heroes Behind New York Place Names won the New York Public Historians 2023 Award for Excellence in Local History and the 2024 American Legacy Award for US History. https://www.rebeccabratspies.com/If you have ever been stuck in traffic wondering who on earth that Major Deegan was, then this is the book for you . . . .Naming Gotham introduces readers to the fascinating lives behind the names that have become New York City’s urban shorthand for traffic jams, culture, and recreation.New York City's many roads, bridges, neighborhoods and institutions bear the names of a colorful assortment of people from key periods in the city's history. Learning about the people iconic Gotham landmarks are named for is a unique window into the history of the greatest city in the world.Author Rebecca Bratspies takes readers on a place-based, intimate, historical journey on a human scale.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq #podcast #investing #investmentdecisions #economicdecisions #historicalfacts #newyork This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.The History Lessons Podcast is evolving! Enjoy “This Week in History,” and tune in for the HL4TMI Pod… interviews with history writers and makers. The Episode 🐺The Wolves and the Greyhounds with Robert Schreiner is out now. https://hl4tmi.substack.com/p/history-lessons-podcast-the-wolvesOn September 21, 1937,  J.R.R. Tolkien’s novel The Hobbit was published by the British publishing house of George Allen & Unwin.          Publication marked a seminal moment in fantasy literature that paved the way for The Lord of the Rings series of books. Movies and television series followed decades later. The Hobbit follows the journey of Bilbo Baggins, a quiet and unadventurous hobbit who meets the wizard Gandalf and a group of thirteen dwarves led by Thorin Oakenshield. Bilbo joins them on a quest to reclaim the dwarves' lost homeland, the Lonely Mountain, and its treasure from the dragon Smaug. Along the way, they face numerous challenges, including trolls, goblins, wolves, and giant spiders. In one key moment, Bilbo separates from the group and discovers a magical ring that grants him invisibility. He also meets the creature Gollum, who possesses the ring but unknowingly loses it to Bilbo. Eventually, this motley group defeats Smaug, and the dwarves reclaim the mountain, but their greed for the treasure causes tension with the locals, who also seek compensation for their losses. A conflict nearly erupts until an even greater threat attacks, making fast friends out of near foes. Bilbo, having completed the adventure, returns home to the Shire, forever changed by his experiences but content to live a peaceful life again.The underlying themes of The Hobbit by J.R.R. Tolkien are rich and varied, exploring concepts of heroism, friendship, growth, and the battle between good and evil. Here are three lessons for the modern investor from the lands of Middle Earth:1. The Hero’s Journey is not for everyone. Bilbo Baggins begins as a timid, comfort-loving hobbit but evolves into a brave and resourceful hero. The novel follows his transformation through trials, highlighting the theme of growth through adventure and adversity. And yet, when all is said and done  (and in Tolkien’s works plenty is said / written),  Bilbo decides to return to a quiet life and forget all about adventures. Bilbo Baggins was initially all for taking risks to get worldly and perhaps wealthy, the rewards seemingly well worth it. Then he endured those very risks and found the rewards insufficient to make him ever do it again. Understanding the Risk Premium, how much you would need to earn in return for exposing yourself to peril, is the key for those of us who are merely risking our personal fortunes and not our lives. Over the long term, taking on more risks should mean bigger rewards than taking few or more moderate ones, otherwise, there is no incentive to leave the Shire at all. Can’t handle the periodic adventures to the downside? Then it is okay to avoid them. Stay home. Be boring. But realize that without some risk, your overall returns are destined to be boring too, and so might the retirement for which you are saving.            2. Greed has its consequences.The desire for treasure, particularly the hoard of the dragon Smaug, represents the destructive power of greed. Thorin's obsession with reclaiming his ancestral wealth leads to conflict and tragedy, emphasizing how material greed can corrupt even noble causes. Investors tend to worry about risk when markets are frothy and focus on returns when the bourses are becalmed. They forget that the two are related. In other words, being greedy increases your risks at all the wrong times. 3. You can’t control all of the variables.  Chance and fate play a significant role, especially when Bilbo finds the One Ring. Tolkien emphasizes the role of unseen forces guiding events for a greater purpose. This theme carries into The Lord of the Rings, where Bilbo’s discovery of the Ring has far-reaching consequences. Your decisions also have future consequences too. So be sure you know what you can control (planning, strategies, tactics) versus what you can’t (politics, market forces, volatility.)   Focus on getting that one ring…I mean one thing…right. The relationships formed among Bilbo, the dwarves, and characters like Gandalf underscore the importance of companionship and good counsel. These bonds give Bilbo the strength to face his fictional challenges, but a good relationship with an advisor can help you face yours in the real world. 🎯Patrick Huey is a small business owner and the author of three books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

On September 14th, 1752, the British Empire adopted the Gregorian calendar, skipping 11 days from September 2 to September 14 to align with most of Europe.The Gregorian calendar was introduced by Pope Gregory XIII in 1582 to reform the Julian calendar, which had been in use since 45 BCE. Established by Julius Caesar, it set the year at 365.25 days, with a leap year every four years. However, the actual solar year is approximately 365.2422 days, causing the calendar to drift by about 11 minutes per year. Over centuries, this slight difference accumulated, leading to a discrepancy of about ten days by the 16th century. That calendar drift was causing issues with calculating important dates, particularly Easter, which was based on the vernal equinox. The Council of Trent (1545–1563) recognized the need for calendar reform to bring Easter back in line with the original date set by the First Council of Nicaea in 325. Pope Gregory XIII, with the help of astronomers and mathematicians, including Aloysius Lilius and Christopher Clavius, introduced a more accurate leap year system. A year is a leap year if divisible by 4, but century years (e.g., 1700, 1800) are only leap years if divisible by 400. This adjustment reduced the error to 1 day in about 3,300 years. The Gregorian calendar was initially adopted by Catholic countries such as Spain, Portugal, and Italy in 1582. Protestant and Orthodox countries were slower to adopt the change due to religious and political reasons. Russia did not switch until after the Russian Revolution of 1918, and Greece only adopted it in 1923. Over time, the Gregorian calendar became the international standard for civil use. However, some religious communities still follow other calendars for liturgical purposes (e.g., the Hebrew, Islamic, and Orthodox Julian calendars). Today, the Gregorian calendar is widely used worldwide for secular purposes, and it remains the most accurate long-term calendar system in use.        Last week, we had a significant adjustment to the annual employment data in the United States, and those who didn’t follow the data collection methodology closely decried the discrepancy. Using the Gregorian calendar as an example, here are several lessons for the Modern Investor regarding statistical sampling in government data: * Reports are a representation of reality, but they are not reality. Just as the Gregorian calendar was introduced to more accurately represent the true length of the solar year (365.2422 days), statistical sampling in government data aims to accurately reflect and predict the population or phenomenon being studied. Inaccurate data collection methods, similar to the inaccuracies of the Julian calendar, can lead to long-term drift or bias in results. It happens all the time. The details matter. Yet many economic statistics are published based on the presumption that one-third of the data is enough to predict all of it. For instance, Gross Domestic Product (GDP), the market value of goods and services produced within the country, is used to measure our overall all economic growth or contraction. Three estimates are provided each quarter for GDP; the advance estimate only contains data for the first month, while the other two are inferred using statistical means. Likewise, after two months, the third month is extrapolated, and the first estimate is struck from the record. Even after the quarter concludes, there are revisions years later due to data that is deduced at first and replaced later with real figures. So GDP, like the employment figures,  is both closely watched and subject to significant revisions, which is not a great combination.* Statisticians attempt to balance simplicity with precision, never achieving either. The Gregorian calendar's leap year rule balances simplicity (a leap year every four years) and precision (skipping specific century years), making it more accurate and more usable but still slightly flawed. Government statisticians have limited resources, so their efforts will never be perfect either. Don’t give too much weight to initial impressions. * The delays can be dangerous. The Gregorian calendar took centuries to be adopted globally, leading to misalignments in international schedules. Similarly, when agencies inevitably delay updating their statistical data, it can lead to real-world discrepancies and confusion for investors.  Remember, the initial picture is only the initial picture, and you need to make sure the ensuing revisions are on your calendar. * The biases build up over time.  The Gregorian reform corrected a long-standing bias in the Julian calendar, which accumulated over centuries. Similarly, in government data, improper or outdated sampling methods can lead to biases in the data that may accumulate over time. Initial biases in recent employment reports seem to be initially on the upside, and then to moderate as data accrues.  Understanding these biases can help you properly weigh the impact of imperfect data. * You must adjust for rare events. The Gregorian calendar introduced adjustments for leap years (and century years) to handle the complexity of the Earth's orbit. In statistical sampling, rare events or outliers may need special consideration, as these can skew results if not accounted for. Statisticians develop sampling methods that can appropriately account for rare but impactful occurrences in the data. But it can take some time. So, it is good practice for those evaluating data to know about things like colder-than-normal winter months, striking workers, or supply chain disruptions. Do you need help understanding how data impacts your investment and retirement plans? Put me on your (Gregorian) calendar! A link is below. The History Lessons Podcast is evolving! Enjoy “This Week in History” and be sure to tune in for the HL4TMI Pod… interviews with history writers and makers.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

The History Lessons Podcast is evolving! Enjoy “This Week in History,” and tune in for the HL4TMI Pod… interviews with history writers and makers. The Episode 🐺The Wolves and the Greyhounds with Robert Schreiner is out now. Thanks for reading History Lessons for the Modern Investor! Subscribe for free to receive new posts and support my work.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

ROBERT SCHREINER is a former CIA Intelligence Officer. After leaving government service, he embarked on a subsequent career as a consultant and executive in the global private security industry. He is an avid amateur military historian who has traveled the world, routinely sneaking in side-trips to visit ancient fortifications and battlefields. He lives in the Blue Ridge Mountains of Tennessee with his wife, two spoiled cocker spaniels, and an amusingly musical cockatiel. The Wolves and the Greyhounds is his first novel. https://www.robertschreiner.com/ Thanks for reading History Lessons for the Modern Investor. You can subscribe for free to receive new posts and support my work.__________________________________________________________________________ In The Wolves and the Greyhounds, the fates of two naval commanders—one British, one German—are inexorably drawn together as the world plunges into war. At the outbreak of the First World War, a Royal Navy task force raced to the German colony at Tsingtao to surround and blockade enemy forces stationed there. They arrived to find the port completely empty. Somehow, all of the powerful warships of the feared German East Asia Squadron had steamed out into the vastness of the Pacific—and disappeared. As days turned into weeks, the possibility that the elusive German fleet might suddenly appear on any horizon paralyzed the British Empire and set in motion a frantic search for the enemy warships. John Luce, a veteran Royal Navy captain, must face the greatest challenge of his career as he leads a ragtag squadron of obsolete British warships into unfamiliar waters in search of the rogue enemy fleet. His darkest fears are realized, and the course of the war may hang in the balance. Captain Julius Maerker of the Kaiserliche Marine has assumed his new command with the East Asia Squadron. As war is declared, he finds himself serving in the shadow of a mercurial and fiery admiral, whose ambition will take the German fleet on an extraordinary odyssey and risk the lives of thousands of his men. In this epic wartime adventure, bold gambles and tragic miscalculations pull these two captains, their ships, and their rival empires into a desperate clash—culminating in the most decisive naval battles of the war. The Wolves and the Greyhounds brilliantly dramatizes a largely forgotten chapter of WWI that will captivate fans of historical fiction and military thrillers. __________________________________________________________________________ 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. 👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq#podcast #investing #investmentdecisions #economicdecisions #historicalfacts #worldwar1#PodcastEpisode#PodcastLife#HistoryPodcast #FinancePodcas #NewEpisode #WorldWar1 #WWIHistory #GreatWar #MilitaryHistory #GlobalConflict #WarAndPeace #1914to1918 #Investing101 #FinancialHistory #SmartInvesting #InvestmentStrategy #FinanceTips #WealthBuilding #MoneyMatters #HistoryAndFinance #WarAndWealth #StrategicInvesting #LessonsFromHistory #InvestingInConflict #HistoricalFinance This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

 The History Lessons Podcast is evolving! I hope you will continue to enjoy “This Week in History” for frequent updates. Stay tuned for interviews with history writers and makers when the rebooted podcast launches later this fall.August 19, 1848 - The New York Herald reported the discovery of gold in California, igniting the Gold Rush and a massive migration to the western United States. The California Gold Rush began in January 1848 when James W. Marshall discovered gold at Sutter's Mill in Coloma, California. News of the discovery quickly spread, leading to a mass migration of people from across the United States and around the world, all hoping to strike it rich. This influx of prospectors, known as "forty-niners" (after the peak year of 1849), dramatically increased California's population, transforming it from a sparsely populated region into a bustling area with booming towns and cities. The Gold Rush had significant economic, social, and political impacts. It contributed to California's rapid economic development, as the influx of people and the need for infrastructure spurred growth in various industries, including mining, transportation, and commerce. San Francisco, in particular, grew from a small settlement into a major port and commercial hub. Politically, the Gold Rush expedited California's admission to the Union as the 31st state in 1850, just two years after the discovery of gold. This rapid statehood highlighted the significant demographic and economic changes occurring in the region. However, the Gold Rush was short-lived. By the mid-1850s, the easily accessible gold had been largely exhausted, and mining became more industrialized and dominated by larger companies. Many individual miners, unable to compete, left or found other work. Despite this, the legacy of the California Gold Rush persisted, leaving an indelible mark on the history of California and the United States.       Here are five Lessons for Modern Investors from the California Gold Rush:       1. The Power of Timing: Early Entry is Often Key. In 1848, James W. Marshall's discovery of gold at Sutter's Mill set off a frenzy. Those who arrived early, known as the "forty-niners," had the best chances of striking it rich. The lesson here is clear: being early to recognize and act on opportunities can make a significant difference. Whether it's a new technology, an emerging market, or a stock poised for growth, early entry can yield substantial rewards. However, it's also important to remain cautious and avoid rushing into investments without proper research.       2. Diversification is Essential: Don't Put All Your Gold Nuggets in One Basket. Many who flocked to California hoped to strike it big by panning for gold. But only a few actually found fortune in the gold itself. Interestingly, some of the biggest winners of the Gold Rush were those who diversified their efforts—selling supplies, tools, and services to miners. Levi Strauss, for example, capitalized on the need for durable clothing, laying the foundation for a global brand. For modern investors, this underscores the importance of diversification. Rather than betting everything on one high-risk investment, spread your resources across various assets to mitigate risk and increase your chances of success.       3. Beware of Hype: Not All That Glitters is Gold. The Gold Rush was fueled by stories of easy riches, drawing people from around the world. However, the reality was far less glamorous. Many prospectors left empty-handed or worse off than when they arrived. The modern equivalent can be seen in market bubbles, where hype drives prices to unsustainable levels. Think of the dot-com bubble or the cryptocurrency frenzy—investors who bought into the hype without understanding the fundamentals often faced steep losses. Always do your due diligence and avoid making decisions based solely on market noise. Price action is only one data point.        4. Adaptability Wins: Be Ready to Pivot. The Gold Rush was an unpredictable venture. Some miners, after failing to find gold, pivoted to other endeavors like farming, real estate, or starting businesses to serve the growing population. Those who could adapt to changing circumstances often found success in unexpected ways. For investors, this highlights the importance of flexibility. Markets are dynamic, and economic conditions can shift rapidly. Pivoting your strategy in response to new information or changing market conditions is crucial for long-term success.       5. Long-Term Vision: Wealth Isn't Built Overnight. While the Gold Rush is often associated with quick riches, the true wealth was built by those who had a long-term vision. Many of the most successful individuals were not the ones who struck it rich quickly, but those who invested in the infrastructure, communities, and businesses that arose to support the growing population. This lesson is vital for modern investors: wealth is rarely accumulated overnight. Long-term investments in solid companies, real estate, or other assets that grow steadily over time often yield more reliable and sustainable returns.       Remember, investing is not just about chasing the next big opportunity; it's about building sustainable wealth through informed and strategic decisions. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

The History Lessons Podcast is evolving! I hope you will continue to enjoy “This Week in History” for frequent updates. Stay tuned for interviews with history writers and makers when the rebooted podcast launches later this fall. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

The History Lessons Podcast is evolving! I hope you will continue to enjoy “This Week in History” for frequent updates. Stay tuned for interviews with history writers and makers when the rebooted podcast launches later this fall.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

 🗓 6 24 2024🎙️In this episode, we stay up late with the summer solstice and highlight the increasing light apparent in the economic data.  🕓Then it is back to the 60s for an intercontinental peace-and-love-fest that (sort of) changed the world. 📫 Finally, we discuss more about equity compensation and what to know about your stock options. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 6 17 2024🎙️In this episode, we raise a toast to the twins Castor and Pollux. 🕓Then it is back to the 19th century to meet America’s first millionaire. 📫 Finally, we discuss equity compensation and what to know about your restricted stock. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 6 10 2024🎙️In this episode, school is out for summer with hard lessons to come.  🕓Then it is back to the dawning of the First World War to learn about strategy and tactics. 📫 Finally, we discuss how to review your investment accounts and what you should be looking for. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 6 3 2024🎙️In this episode, we uncover just why Fed policy has become so integral to the daily news cycle and trading strategies.  🕓Then it is back to the Day of Days for the invasion of Normandy and a lesson in improvisation. 📫 Finally, we discuss how to plan for and manage healthcare in retirement.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 5 20 2024🎙️In this episode, we join Chairman Jerome Powell for Take a Taxpayer to Work Week, where we’ll walk a mile in his well-worn shoes.  🕓Then it is back to the dawning of the Dow Jones Industrial Average, fresh off its surge to 40k. 📫 Finally, we discuss the funding of Social Security and what it means for timing your benefit decision. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 5 13 2024🎙️In this episode, we take a break from the data to discuss our brain’s inability to cope with modern life as part of Mental Health Awareness Month.  🕓Then it is back to the first Republican national convention to create a team of rivals who don't engage in Confirmation Bias. 📫 Finally, we discuss the pros and cons of rolling over your old employer retirement accounts. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 5 6 2024🎙️In this episode, the Kentucky Derby provides the background for economic data that is fading down the stretch.  🕓Then it is back to spend exchange lines with the most likable New York Yankee ever. Yes, its a low bar. 📫 Finally, we discuss the alphabet soup of why you should consider QCDs to fulfill your RMD from your IRA. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 4 22 2024🎙️In this episode, we’ll chat about the NHL’s second season and what could be a game-changing week ahead.  🕓Then it is back to a time for a botched exercise that led to a botched operation and eventually a successful military operation.📫 Finally, we discuss the PCE (the Fed’s preferred inflation measure) and what it means to you and me.  🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 4 15 2024🎙️In this episode, we don special glasses, but not dark ones, for the eclipse; rather, I prefer rose-colored glasses when viewing economic data.  🕓Then it is back to a time for a bloody good Scottish play. 📫 Finally, we discuss the recent survey revealing that the average American thinks they now need $1.46 million to retire. What will that get you? Tune in and find out. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 4 8 2024🎙️In this episode, we welcome April showers as signs of future growth, but growth might be the last thing Fed watchers want to see right now. 🕓Then it is back to a time when a political figure united people. No, seriously. 📫 Finally, we discuss the market and economic trends of the first quarter of 2024.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 3 25 2024🎙️In this episode we go into overtime with the NCAA tournament and this week’s financial data.  🕓Then it is back in time for some brotherly advice on how to run up debts and raise taxes. 📫 Finally, we discuss what it looks like to invest during an election year. Because in case you haven’t heard, this is one. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 3 18 2024🎙️In this episode… raise a pint of Guinness for St. Patrick’s Day but don’t expect data worth celebrating.  🕓Then it is back in time for a volcanic eruption that should teach us something about portfolio risk management. 📫 Finally, we discuss what it looks like to retire in or around 2024.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 3 4 2024🎙️In this episode… we march into March with an active week for economic data.  🕓Then it is back in time for the most successful flop of all time and what we can learn just one year after I last wrote about it. 📫 Finally, we talk whether or not you should consider a Roth conversion strategy in 2024.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 2 19 2024🎙️In this episode… Valentine’s Day sets a romantic tone but hold off on the love letters to the economy for now.  🕓Then it is back in time for some headspinning science about who sits at the center of the universe and how inflation works. 📫 Finally, we talk about the features of various types of annuities.🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 2 12 2024🎙️In this episode… rate hikes take a hike, but when and how they get reversed is a source of tension.  🕓 Then it is back in time for some jazz clarinet that turns 100 years old this week. 📫 Finally, we talk about bunches and bunches of tax deductions. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 2 5 2024🎙️In this episode… spring is in the air according to a ravenous, sleep-deprived squirrel in Pennsylvania. Whatever, we’re going with it…and so is last week’s economic data.  🕓Then it is back in time to hang with the lord of the mockumentary to find out if this market goes to 11. 📫 Finally, we recap a big surprise in the recent employment reports and what it might mean for your portfolio. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 1 29 2024🎙️In this episode… we take an apolitical look at the start of the primary voting season and how the economy and markets are debating inflation and rate cuts.  🕓Then it is back in time to run up a historically high tab.📫 Finally, we get ready for the least wonderful time of the year, tax season. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 1 22 2024🎙️In this episode… winter weather rolls across the country, and there is a general cooling trend in last week’s financial data.  🕓Then it is back in time to binge on barnacles and birds to determine if the stock market is evolving. 📫 Finally, we dive into the mailbag to discuss the question: Will my taxes be lower in retirement?🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 1 15 2024🎙️In this episode… I lament missing a concert by U2 and work their lyrics into this week’s inflation data.  🕓Then it is back in time to think like Ike. More or less. 📫 Finally, we dive into the mailbag to discuss the CPI and what it means to the modern investor. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 1 8 2024🎙️In this episode… we feel the effects of that New Year's party, and so does the economy.  🕓Then it is back in time to sink our costs as well as a few warships.📫 Finally, we dive into the mailbag to recap 2023 and look at what might be ahead if this darn crystal ball would just work for once.  🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 1 1 2024🎙️In this episode… we party hearty for New Years despite being in bed by 10PM on New Year’s Eve.  🕓Then it is back in time to make some waves with King Cnut, the Viking King of England. 📫 Finally, we dive into the mailbag to recap the absolute dumpster fire that was the end of my fantasy football season, and what it taught me about investing. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 12 18 2023🎙️In this episode… we find out the naughty and the nice in last week’s economic data.  🕓Then it is back in time to make peace across the trench lines of Wolrd War I, at least for a time. 📫 Finally, we dive into the mailbag for a visit from that fat, jolly old elf, Santa Clause. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 12 112023🎙️In this episode… we get Blitzen with Holiday Cheer…at least for most of the data released last week.  🕓Then it is back in time to attack uphill against a prepared position which is historically a bad decision for any battle commander. We’ll figure out what was learned and what wasn’t from the DEbacle at Mayre’s Heights.📫 Finally, we dive into the mailbag and talk about….Holiday movies and what we can learn about the enduring human emotion of greed. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 12 04 2023🎙️In this episode… I propose tongue firmly in cheek, wrapping your gifts in dollar bills to save on wrapping paper during the Holiday season. 🕓Then it is back in time to look at the tallest buildings in the world and some perspective on how we keep reaching onward and upward. 📫 Finally, we dive into the mailbag and talk about….me…again! I’m performing at the Marco Island Arts Center Theatre this weekend in The Complete Works of William Shakespeare (Abridged), and I’ll dish on the best Shakespearian speech for investors right now. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

History Lessons Podcast: 🎂Birthday Wishes, Optimistic Anecdotes & A Hell of a Book 🗓 11 013 2023🎙️In this episode… we start with birthday wishes and find out who in the economy is blowing out candles and making wishes as we near the end of 2023.  🕓Then it is back in time for some Presidential optimism, something seriously lacking in today’s world, whether you are in the Oval Office or the more traditional square cubicle. 📫 Finally, we dive into the mailbag and talk about….me! I’ll be signing books this weekend at the Collier County Authors Fair in Naples, FL. Stop by and say hello!🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 11 06 2023🎙️In this episode… dance the night away or be a wallflower as I compare the latest data releases to a high school dance where the Fed Cheerleaders are happy but the math club is getting ready to take over. Then its back in time to visit with the world’s most famous comet tracker who knows a thing or two about cyclicality.  Finally, we dive into the mailbag and talk about my biggest investing mistake courtesy of the aptly named My Worst Investment podcast. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq  This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 10 30 2023🎙️In this episode… we go strolling through the neighborhood with all the ghouls and goblins to find that there isn't much scary about the economy right now except for that incessant mooch dipping into everyone’s candy: inflation. Then we charge up the Way Back Machine to check in again with everyone’s favorite heretic for controversial theories on planetary alignment and the quantity of money. And we wrap with a mailbag question about sitcom stars and the best shows for lessons on investing. 🎯Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He earned a Bachelor’s degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.👉🏻 Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 10 23 2023📈  In this episode… we do some recession research and realize belatedly that 2023 isn’t going to be the year it happens. Then, if you haven’t seen her enough on football Sundays… we learn lessons in research, long-term results, and being realistic in your projections courtesy of Taylor Swift. 🎤   And finally, its on to the mailbag where we discuss the excellent start to my fantasy football season and how it can help explain the stock market this year. Strap on that helmet and let’s get to it. 🏈Patrick Huey is a small business owner and the author of two books on history and finance as well as the highly-rated recently-released fictional work Hell: A Novel. As owner of Victory Independent Planning, LLC, Patrick works with families and non-profit organizations. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy®, and an Accredited Tax Preparer. He earned a bachelor’s degree in history from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick previously served as a Naval Flight Officer from 1996-2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.Reach him at 877-234-8957 or schedule a time to talk using this link: https://live.vcita.com/site/VictoryIndependentPlanning/online-scheduling?service=qqnvdgx7ri5j5czq This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com

🗓 10-16-2023 In this episode…⚾️ rule changes by MLB make the playoffs tolerable, much like recent inflation readings. But wait until you hear how that data is warming up in the bullpen. Next, we visit with that cuddly gangster Al Capone and find out how to remain untouchable. Finally, we dive into the mailbag and celebrate National Boss’s Day with songs by The Boss. National Boss’s Day was Born in the USA 🇺🇸 in 1958. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hl4tmi.substack.com