Text us your financial questions!Henssler Money Talks – December 3, 2022Season 36, Episode 49This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch and Senior Financial Planner Giuliana Barbagelata to cover the week’s market performance as well as the Conference Board’s reading of Consumer Sentiment and the second estimate of third quarter GDP. Peter and Giuliana team up to provide some alternative options to a “Stretch IRA.”  The hosts round out the show answering listeners’ questions on the probability of a recession and purchasing life insurance on an ex-spouse.Timestamps and Chapters00:00     Market Roundup: Covering Nov. 28 – Dec. 2, 202221:56     Case Study: Alternatives to a “Stretch IRA”32:12     Q&A Time: Recession Possibilities and Life Insurance on an Ex Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Henssler Money Talks – November 26, 2022Season 36, Episode 48This week on “Money Talks,” we are taking some time off to celebrate the Thanksgiving holiday with friends and family. This episode takes a look back at some of our best conversations and case studies from the past few months. Timestamps and Chapters00:00     Following the Ten Year Rule when Retiring in a Down Market11:22     Laddering Your Bond Portfolio to Protect Your 10-Year Money23:05     How Much Should You Rely on Social Security for Your Retirement?33:01     If High Quality Companies are on Sale, Why Aren’t Investors Buying?

Text us your financial questions!Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial are joined by attorney Arun Gupta from Reeves Law P.C., to discus how corporate documents and personal estate planning go hand in hand when it comes to business interests. While estate planning documents can be unpleasant to think about, both corporate documents and an estate plan are essential for the flow of assets when a business owner dies. "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Original Air Date: November 19, 2022This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined his fellow Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the possibility of a recession, what this recession may look like, and what positions may work for investors. Read the Article: https://www.henssler.com/if-a-recession-is-ahead-what-positions-will-benefit-portfolios 

Text us your financial questions!Henssler Money Talks – November 19, 2022Season 36, Episode 47This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined his fellow Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss interest rates and the possibility of what a recession may look like. They take a closer look at the macroeconomics of the market and mid-term elections. They round out the show by answering listeners’ questions on why the market acts on certain news.Timestamps and Chapters00:00     Market Roundup: Covering Oct. 14 – Nov. 18, 202223:00     Case Study: What Might Work in a Recession?33:33     Q&A Time: How does the “rational” market pick which news to listen to?Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: November 12, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Director of Insurance Planning Jim Crone, CLU®, CFS®, to tackle a couple’s situation on how they’re paying state income taxes twice because they work remotely. Read the Article: https://www.henssler.com/remote-workers-may-face-state-income-tax-conundrum 

Text us your financial questions!Henssler Money Talks – November 12, 2022 Season 36, Episode 46This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Director of Insurance Planning Jim Crone, CLU®, CFS®, to cover the week’s news on inflation with the Consumer Price Index and the latest inversion in interest rates. Jessie tackles a couple’s situation on how they’re paying state income taxes twice because they work remotely. The hosts round out the show by answering listeners’ questions on depositing lottery winnings and life insurance.Timestamps and Chapters00:00     Market Roundup: Covering Nov. 7 – Nov. 11, 202224:12    Case Study: State Tax Snare for Remote Workers33:51     Q&A Time: Lottery Winnings and Life Insurance Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: November 5, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Melanie Wells, CFP®, discuss a couple who cannot decide what to do in this volatile market—sell out and wait until it levels out or dollar cost average more into the market. Read the Article: https://www.henssler.com/if-high-quality-companies-are-on-sale-why-arent-investors-buying 

Text us your financial questions!Henssler Money Talks – November 5, 2022Season 36, Episode 45This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Melanie Wells, CFP®, to discuss the market’s sharp reaction to the Federal Reserve's sentiment provided at the conclusion of their two-day meeting on monetary policy. The financial experts discuss a couple who cannot decide what to do in this volatile market—sell out and wait until it levels out or dollar cost average more into the market. The hosts bring the show to a close by discussing Meta Platforms’ performance and plans for the future. Timestamps and Chapters00:00     Market Roundup: Covering Oct. 31 – Nov. 4, 202222:40     Case Study: Investing Through the Market Trough35:07     Q&A Time: Meta Platforms Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  

Text us your financial questions!Original Air Date: October 29, 2022Senior Associate Michael Griffin, CFP®, and Associate Logan Daniel, CFP®, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to advise a couple who want to begin gifting their wealth to their nieces and nephews. With a wide range of ages and situations, the planners provide ways to make the most out of their generous gifts. Read the Article: https://www.henssler.com/gifting-while-living-seeing-loved-ones-benefit

Text us your financial questions!Henssler Money Talks – October 29, 2022Season 36, Episode 44This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Logan Daniel, CFP®, CRPC®, to the preliminary estimate for third quarter GDP, consumer confidence, and Treasury rates. Michael and Logan advise a couple who want to begin gifting their wealth to their nieces and nephews. With a wide range of ages and situations, the planners provide ways to make the most out of their generous gifts. The hosts finish up by answering listeners’ questions on filling out the FAFSA and Crown Holdings. Timestamps and Chapters00:00     Market Roundup: Covering Oct. 24 – Oct. 28, 202217:36     Case Study: Gifting During Your Lifetime29:05     Q&A Time: Filling out the FAFSA and Crown Holdings Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 22, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS® and K.C. Smith, CFP®, CEPA, to provide guidance to a couple of investors who have differing opinions on how much they should rely on Social Security in their financial plan. Read the Article: https://www.henssler.com/how-much-should-you-rely-on-social-security-for-your-retirement

Text us your financial questions!Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial are joined by Kenny Hall, an attorney and partner at Moore Ingram Johnson & Steele, LLP. He is an expert in tax litigation, mergers and acquisitions, capital raises and restructuring and captive insurance companies. Kenny joins the Our Three Cents hosts to talk about the benefits of having a corporate attorney involved in your business well before exit planning is even considered. Having a company’s basic documentation in place can put owners in a better position to receive the expected value of the transaction, as prospective buyers will ask to see certain records when conducting due diligence."Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.

Text us your financial questions!Henssler Money Talks – October 22, 2022Season 36, Episode 43 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS® and K.C. Smith, CFP®, CEPA, to discuss the week’s market movements, earnings, and economic releases Retail Sales and Industrial Production. K.C. and D.J. provide guidance to a couple of investors who have differing opinions on how much they should rely on Social Security in their financial plan. The hosts round out the show providing income-producing stock recommendations for a long-time listener. Timestamps and Chapters00:00     Market Roundup: Covering Oct. 17 – Oct. 21, 202221:06     Case Study: How Social Security Fits in Your Financial Plan33:01     Q&A Time: Recommendations for Income-Producing Stocks Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 15, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch, and Senior Financial Planner Clay Norman, CFP®, who come together to address a couple’s concerns about moving money into fixed-income investments. They explain fixed income’s role in a portfolio and laddering bonds. Read the Article: https://www.henssler.com/laddering-your-bond-portfolio-to-protect-your-10-year-money 

Text us your financial questions!Henssler Money Talks – October 15, 2022Season 36, Episode 42This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch, and Senior Financial Planner Clay Norman, CFP®, to cover September’s employment numbers, and the Consumer Price and Producer Price indices. The financial Experts come together to address a couple’s concerns about moving money into fixed-income investments. They explain fixed income’s role in a portfolio and laddering bonds. The hosts complete the show by covering listeners’ questions on stockpiling cash before retirement and seeking out actively managed funds over index funds. Timestamps and Chapters00:00     Market Roundup: Covering Oct. 10 – Oct. 14, 202218:56     Case Study: Fixed Income Investing — Bond Ladders32:34     Q&A Time: Stockpiling Cash and Actively Managed Funds Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 8, 2022Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Giuliana Barbagelata, CFP®, join” Chief Investment Officer Troy Harmon, CFA, CVA, to discuss how disability insurance can help protect your ability to earn a living. They cover employer group policies, own-occupation policies and waiting periods before benefits begin. Read the Article: https://www.henssler.com/protection-against-disability-from-derailing-your-plan

Text us your financial questions!Henssler Money Talks – October 8, 2022Season 36, Episode 41This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Giuliana Barbagelata, CFP®, to cover the ISM Manufacturing and Nonmanufacturing Indices and the University of Michigan Consumer Sentiment Survey. K.C. and Giuliana team up to discuss how disability insurance can help protect your ability to earn a living. They cover employer group policies, own-occupation policies, and waiting periods before benefits begin. The financial experts round out the show answering a listener’s question on mutual funds, required minimum distributions, and qualified charitable distributions. Timestamps and Chapters00:00     Market Roundup: Covering Oct. 3 – Oct. 7, 202223:11     Case Study: Disability Insurance: Protect your Ability to Earn34:01     Q&A Time: Mutual Funds, Required Minimum Distributions, and Qualified Charitable Distributions.  Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 1, 2022This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA,  is joined by Senior Financial Planners Josh Weidie, CWS®, and Adam Stadalius, CFP®, to discuss alternative investment options, covering what type of investor they’re appropriate for and the risks involved, as well as the many different types of alternative investments. Read the Article: https://www.henssler.com/alternative-investments-enhanced-risk-with-potential-for-enhanced-rewards

Text us your financial questions!Henssler Money Talks – October 1, 2022Season 36, Episode 40This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Financial Planners Josh Weidie, CWS®, and Adam Stadalius, CFP®, to cover the market’s performance for the week, consumer confidence, and new home sales. The show hosts team up to discuss alternative investment options, covering what type of investor they’re appropriate for and the risks involved, as well as the many different types of alternative investments. The financial experts round out the show answering a listener’s question on what married couples should discuss when combining finances. Timestamps and Chapters00:00     Market Roundup: Covering Sept. 26 – Sept. 30, 202223.23     Case Study: Alternative Investments35:19     Q&A Time: Combining finances when getting marriedFollow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: September 24, 2022Chief Investment Officer Troy Harmon is joined by Senior Associate Michael Griffin, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, to cover a situation with a couple of investors who retired last year and are concerned that the near 20% market drop has derailed their retirement plan.Read the Article: https://www.henssler.com/following-the-ten-year-rule-when-retiring-in-a-down-market

Text us your financial questions!Henssler Money Talks – September 24, 2022Season 36, Episode 39This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Senior Associate Michael Griffin, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, to talk about the Fed’s decision to raise interest rates, and housing news with the New Residential Construction and Existing Home Sales reports. The financial Experts team up to discuss the situation of some investors who retired last year and are concerned that the near 20% drop had derailed their retirement plan. The hosts round out the show addressing a listener’s question on what effect Europe’s skyrocketing energy prices might have on the United States. Timestamps and Chapters00:00     Market Roundup: Covering Sept. 19 – Sept. 23, 202223.29     Case Study: Retirement in a Recession34:44     Q&A Time: How will Europe’s skyrocketing energy costs affect us? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Our Three Cents — Good Help is Hard to FindSeason 2, Episode 9Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial delve into common problems many small businesses are having including  finding and retaining employees in the tight labor market, inflation that has skewed the value of nearly every product and service, and intense competition for workers has driven the average hourly wage up."Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Original Air Date: September 17, 2022Chief Investment Officer Troy Harmon is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Melanie Wells, CFP®, to cover a situation where the investors are not following the advice laid out by their investment adviser. They cover why the advice was designed for their situation and how not heeding the recommendations can put them behind. Read the Article: https://www.henssler.com/deviating-from-an-advisers-recommendations

Text us your financial questions!Henssler Money Talks – September 17, 2022Season 36, Episode 37This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Melanie Wells, CFP®, to cover the latest inflationary readings the Producer Price and Consumer Price indices. The financial Experts team up to cover a situation where the investors are not following the advice laid out by their investment adviser. They cover why the advice was designed for their situation and how not heeding the recommendations can put them behind. The experts round out the show answering a listener’s question on what investments people choose in their 401(k). Timestamps and Chapters00:00     Market Roundup: Covering Sept. 12 – Sept. 16, 202219:10     Case Study: Not Following Your Investment Strategy40:11     Q&A Time: What investments do people choose in their 401(k)? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: September 10, 2022Chief Investment Officer Troy Harmon is joined by Justin Wagner, AIF® Client Relationship Manager - Retirement Services, and Giuliana Barbagelata CFP®, Senior Financial Planner, to discuss a case study on managing your 401(k)s when you change jobs. Read the Article: https://www.henssler.com/leaving-your-job-dont-forget-to-take-your-401k

Text us your financial questions!Henssler Money Talks – September 10, 2022Season 36, Episode 37This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Justin Wagner, AIF® Client Relationship Manager - Retirement Services, and Giuliana Barbagelata, CFP®, Senior Financial Planner, to discuss the week’s market movements and economic climate. Justin and Giuliana cover a case study on managing your 401(k)s when you change jobs. The experts round out the show by answering a listener’s question on the potential taxation of the Biden-Harris Administration's Student Debt Relief Plan.Timestamps and Chapters00:00     Market Roundup: Covering Sept. 5 – Sept. 9, 202222:25     Case Study: Managing multiple 401(k)s33:52     Q&A Time: Will my student loan forgiveness be taxable? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Henssler Money Talks - September 3, 2022Season 36, Episode 36Enjoy  the Best of Money TalksWe are off celebrating the last of summer this Labor Day weekend. However, you can still listen to some of our best case studies and listener questions from the past few weeks.In the meantime, we’re here to answer your financial questions.  Email us at [email protected]

Text us your financial questions!Original Air Date: August 27, 2022Chief Investment Officer Troy Harmon is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Clay Norman, CFP®, to discuss an investor who wishes to leave his IRA to his granddaughter. The discuss the limitations the SECURE Act created for non-spousal inherited IRAs and other options that may benefit the heir. Read the Article: https://www.henssler.com/taxes-and-custody-when-a-minor-inherits-an-ira  

Text us your financial questions!Henssler Money Talks – August 27, 2022Season 36, Episode 35This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Clay Norman, CFP®, to cover the week’s market news, including New Home Sales, Durable Goods, and the second reading of second quarter GDP. Jarrett and Clay team up to discuss an investor who wishes to leave his IRA to his granddaughter. The discuss the limitations the SECURE Act created for non-spousal inherited IRAs and other options that may benefit the heir. The hosts round out the show answering listeners’ questions on The TJX Companies, Illinois Tool Works, and Tesla’s announcement of a stock split.Timestamps and Chapters00:00     Market Roundup: Covering Aug. 22 – Aug. 26, 202222:25     Case Study: Leaving an IRA to a Granddaughter33:50     Q&A Time: The TJX Companies, Illinois Tool Works, and Tesla’s Stock Split Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 20, 2022Chief Investment Officer Troy Harmon is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Peter Lynch to discuss the situation of a retired senior who is considering suspending his Social Security benefits and returning to work. K.C. highlights all the variables that go into making this decision including considering anyone receiving benefits based on his earnings record. Read the Article: https://www.henssler.com/unretiring-and-the-social-security-dilemma 

Text us your financial questions!Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial explore the difference and need for both attractiveness and readiness when selling your business on this episode of Our Three Cents. They discuss the concept of the “three-legged stool,” focusing on the Personal Planning, Financial Planning and Business Planning, and how legs of the stool are of equal importance, as each addresses separate but overlapping parts of your life."Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Henssler Money Talks – August 20, 2022Season 36, Episode 34This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Peter Lynch to cover the week’s market movements, Retail Sales, Industrial Production, and New Residential Construction. K.C. and Peter team up to look at the situation of a retired senior who is considering suspending his Social Security benefits and return to work. K.C. highlights all the variables that go into making this decision including considering anyone receiving benefits based on his earnings record. The hosts wrap up the show answering a listener’s question on what balance we recommend between “growth” and “value” investments given the increasing interest rates.Timestamps and Chapters00:00     Market Roundup: Covering Aug. 15 – Aug. 19, 202222:47     Case Study: Social Security Strategies When Returning to Work34:05     Q&A Time: The Balance Between “Growth” and “Value” Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 13, 2022Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate K.C. Smith, CFP®, CEPA, and Financial Planner Zach Alexander, BFA™, CRPC®, discuss how investors need to plan in advance for required minimum distributions to minimize the tax implications and income related adjustments to Medicare. Read the Article: https://www.henssler.com/retirement-distributions-taking-the-tax-sting-out-of-rmds

Text us your financial questions!Henssler Money Talks – August 13, 2022Season 36, Episode 33This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Financial Planner Zach Alexander, BFA™, CRPC®, to cover the latest inflationary readings—the Consumer Price and Producer Price indices. The experts also discuss how investors need to plan in advance for required minimum distributions to minimize the tax implications and income related adjustments to Medicare. The hosts round out the show by answering listeners’ questions on cost of living adjustments to Social Security and teaching a financially savvy teen that following high flyers and meme stocks isn’t long-term investing. Timestamps and Chapters00:00     Market Roundup: Covering Aug. 8 – Aug. 12, 202222:26     Case Study: Minimizing the Surprise of RMDs34:04     Q&A Time: Social Security COLAs and a r/wallstreetbets Teen Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 6, 2022Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Senior Associate, Melanie Wells, CFP® join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the many options for parents who are saving for their children’s college education. Read the Article: https://www.henssler.com/pieces-of-the-college-planning-puzzle  

Text us your financial questions!Henssler Money Talks – August 6, 2022Season 36, Episode 32This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Senior Associate, Melanie Wells, CFP®, to discuss the market’s movements, the ISM Manufacturing and Non-Manufacturing indices, and interest rates. Shawna and Melanie team up to discuss the many options for parents who are saving for their children’s college education. The show hosts finish the hour by answering listeners’ questions on if it is a good time to buy in the Technology sector and whether self-directed IRAs to hold real estate are worth the effort. Timestamps and Chapters 00:00     Market Roundup: Covering Aug. 1 – Aug. 5, 202221:47     Case Study: Options for Higher Education Savings33:29     Q&A Time: Technology Sector and Self-Directed IRAs Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 30, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner, Giuliana Barbagelata, CFP®, to discuss the issues investors can have when they have a concentrated position in one stock.Read the Article: https://www.henssler.com/all-your-apples-in-one-basket-concentrated-stock-positions 

Text us your financial questions!Henssler Money Talks – July 30, 2022Season 36, Episode 31This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner, Giuliana Barbagelata, CFP®, discuss the interest rate increase from the Fed and the first reading of second quarter gross domestic product. D.J. and Giuliana team up to discuss the issues investors can have when they have a concentrated position in one stock. The experts round out the show answering listener questions about a European Index fund and how the interest rate increases affect student loans.  Timestamps and Chapters00:00     Market Roundup: Covering July 25 – July 29, 202221:47     Case Study: Problems with Highly Concentrated Positions33:29     Q&A Time: European Index Funds and Interest Rates on Student Loans Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 23, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner, Clay Norman, CFP®, to explore a fixed-income strategy given the high inflation and rising interest rate environment. Read the Article: https://www.henssler.com/fixed-income-preserve-principal-not-maximize-returns

Text us your financial questions!Henssler Money Talks – July 23, 2022Season 36, Episode 30This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner, Clay Norman, CFP®, to cover the unexpected rally in the market this week as well as some housing news. The experts team up to discuss a fixed-income strategy given the high inflation and rising interest rate environment. They wrap up the show answering a listener’s question on opening and funding a Roth IRA for a teenager. Timestamps and Chapters00:00     Market Roundup: Covering July 18 – July 22, 202222:37     Case Study: Fixed-Income Strategy During High Inflation 41:41     Q&A Time: Opening and Funding a Roth IRA for a Teen Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 16, 2022Chief Investment Officer Troy Harmon, CFA, CVA, and Senior Financial Planner Josh Weidie, CWS® are joined by Director of Insurance Planning Jim Crone, CFS®, CLU®, who explains how and where annuities work best and that there is nothing an insurance company can invest in that isn’t already available in the marketplace.Read the Article: https://www.henssler.com/with-high-inflation-and-volatility-do-annuities-make-sense  

Text us your financial questions!Henssler Money Talks – July 16, 2022Season 36, Episode 29This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Director of Insurance Planning Jim Crone, CFS®, CLU®, and Senior Financial Planner Josh Weidie, CWS®, to cover rising inflation with the Consumer Price and Producer Price indices. In this week’s Case Study, pre-retirees are panicking because their portfolio is down, so they are considering an annuity. Jim explains how and where annuities work best and that there is nothing an insurance company can invest in that isn’t already available in the marketplace. The experts round out the show answering listeners’ questions on the taxable gains from I Bonds held to maturity and if an inverted yield curve is a harbinger of recession or if it causes a recession.Timestamps and Chapters 00:00     Market Roundup: Covering July 11 – July 15, 202222:27     Case Study: In Uncertain Times, Do Annuities Make Sense?34:13     Q&A Time: Gains from I Bonds and Inverted Yield Curves Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 9, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to highlight the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA. Read the Article: https://www.henssler.com/with-many-tax-provisions-sunset-in-2022-planning-still-required 

Text us your financial questions!Our Three Cents — Is It Too Late? Season 2, Episode 7  The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial answer the question if it is too late to sell your business this year now that interest rates are increasing and the market has taken a roughly 18% tumble.  "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Henssler Money Talks – July 9, 2022Season 36, Episode 28This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to discuss the market’s slight rebound in the week as well as the Manufacturing and Nonmanufacturing indices. While 2022 may seem like “business as normal” compared to the last two years, Jessie highlights the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA. The hosts round out the show answering listeners’ questions on dollar-cost averaging and fixing errors on your credit report.Timestamps and Chapters00:00     Market Roundup: Covering July 5 – July 8, 202219:34     Case Study: Mid-Year Tax Reviews33:51     Q&A Time: Dollar-Cost Averaging and Fixing Credit Errors Follow Henssler: Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 2, 2022Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss portfolio allocation for your 401(k), covering the types of funds plans are likely to include and how selecting your own asset mix may be better than accepting a default target-date fund. 

Text us your financial questions!Henssler Money Talks – July 2, 2022Season 36, Episode 27This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the market’s slight gains, and the two readings on consumer sentiment from the University of Michigan and the Conference Board. They also cover the third and final reading of First Quarter 2022 gross domestic product. The Research Analysts discuss portfolio allocation for your 401(k), covering the types of funds plans are likely to include and how selecting your own asset mix may be better than accepting a default target-date fund. The market experts round out the show answering listeners’ questions on I Bonds and Technology company MicroStrategy’s acquisition of Bitcoin for its balance sheet. Timestamps and Chapters00:00     Market Roundup: Covering June 27 – July 1, 202223:22     Case Study: 401(k) Allocations34:33     Q&A Time: I Bonds and MicroStrategy Inc.  Follow Henssler: Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/