Text us your financial questions!Henssler Money Talks – November 18, 2023Season 37, Episode 46This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Peter Lynch to cover the week’s economic news, including the Consumer Price and Producer Price indices, Retail Sales, and the University of Michigan Consumer Sentiment Survey. Melanie and Peter consider a wealthy investor who wants to leave his massive estate to his five grandchildren. With the grandchildren ranging in ages from 3 to 20, the experts explore his options of using a trust to shelter their inheritance from estate and gift taxes. Additionally, the trust can allow him to control how his money is used from beyond the grave. The experts wrap the show by addressing a question on finding the “sweet spots” in the current Treasury market.Timestamps and Chapters00:00 Market Roundup: Covering November 13 – November 17, 202322:15 Case Study: Using Trusts to Pass on Wealth34:33 Q&A Time: What are the “sweet spots” in the current Treasury market?Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: November 11, 2023Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, are joined by Associate Josh Weidie, CFP®, CWS®, to discuss bond interest rates, explaining the difference between coupon rate and yield to maturity. They also analyze how these two rates work with your bond holdings according to the Henssler Ten Year Rule. Read the Article: https://www.henssler.com/understanding-the-impact-of-coupon-rates-and-yield-to-maturity  

Text us your financial questions!Henssler Money Talks – November 11, 2023Season 37, Episode 45This week on “Money Talks,” Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, are joined by Associate Josh Weidie, CFP®, CWS®, to discuss October’s Employment Situation, current market conditions, and earnings. The financial experts explore bond interest rates, explaining the difference between coupon rate and yield to maturity. They also analyze how these two rates work with your bond holdings according to the Henssler Ten Year Rule. The show hosts finish the show answering listeners’ questions, comparing the Mega Cap Seven vs. the FAANG stocks and what happens if a stock falls to zero. Timestamps and Chapters00:00 Market Roundup: Covering November 6 – November 10, 202321: 17 Case Study: A Bond’s Coupon Rate vs. Yield to Maturity34:05 Q&A Time: Mega Cap Seven vs. FAANG and Worthless StockFollow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: November 4, 2023John Dickson, CPA, CVA, CFP®, Tax Partner with Henssler CPAs & Advisers joins Chief Investment Officer Troy Harmon, CFA, CVA, and Senior Associate Logan Daniel, CFP®, CRPC®, to discuss Georgia tax credits that allow taxpayers to direct their tax money to causes they care about. Read the Article: https://www.henssler.com/the-power-of-georgias-unique-tax-credits-for-community-impact 

Text us your financial questions!Henssler Money Talks – November 4, 2023Season 37, Episode 44This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and John Dickson, CPA, CVA, CFP®, Tax Partner with Henssler CPAs & Advisers. The hosts discuss the week’s market movements, the Personal Income and Consumer Confidence reports and the Fed’s monetary policy meeting. John discusses Georgia tax credits that allow taxpayers to direct their tax money to causes they care about. The experts round out the show further discussing portfolio risk and diversification from last week.   Timestamps and Chapters00:00 Market Roundup: Covering October 30 – November 3, 202324:54 Case Study: Georgia Tax Credits35:15 Q&A Time: Diversification—not just for your portfolio Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 28, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Associate Giuliana Barbagelata, CFP® work together to provide advice to an investor who is facing reinstated student loan payments; however, her life has significantly changed in the past three years, making her wonder if she has better options for paying down her student debt. Read the Article: https://www.henssler.com/navigating-the-return-of-student-loan-payments-in-a-post-pandemic-economy 

Text us your financial questions!Henssler Money Talks – October 28, 2023Season 37, Episode 43This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Giuliana Barbagelata, CFP® to cover the sharp increase in third quarter GDP and the 19-month high in new home sales. Giuliana and Michael work together to provide advice to an investor who is facing reinstated student loan payments; however, her life has significantly changed in the past three years, making her wonder if she has better options for paying down her student debt. The financial experts finish the show by answering a listener’s question on evaluating his portfolio’s diversification. Timestamps and Chapters00:00 Market Roundup: Covering October 23 – October 27, 202322:33 Case Study: New Options for Student Loan Payments34:28 Q&A Time: Assessing a Portfolio’s Diversification Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 21, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Henssler’s Chief Economic Adviser Roger Tutterow, Ph.D., for an economic discussion on what the leading economic indicators are forecasting in terms of an impending recession. Read the Article: https://www.henssler.com/economic-signals-understanding-the-leading-economic-indicators 

Text us your financial questions!Henssler Money Talks – October 21, 2023Season 37, Episode 42This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Henssler’s Chief Economic Adviser Roger Tutterow, Ph.D., to cover the week’s market action, the University of Michigan’s Consumer Sentiment Survey, Retail Sales, Housing Starts, and the Fed’s Beige Book. The hosts continue the economic discussion covering what the leading economic indicators are forecasting in terms of an impending recession. The experts also look at how the resumption of student loan payments may affect the economy. Timestamps and Chapters00:00 Market Roundup: Covering October 16 – October 20, 202322:38 Investment Whys: Leading Economic Indicators34:34 Q&A Time: Will student loan repayments affect the economy?Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 14, 2023Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch to advise investors on diversifying the tax status of their retirement funds. They look at a couple of investors who many have less than they think in their retirement accounts because they contain all pre-tax funds. Read the Article: https://www.henssler.com/are-you-prepared-for-the-tax-implications-of-your-retirement-savings 

Text us your financial questions!Henssler Money Talks – October 14, 2023Season 37, Episode 41This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch to cover the week’s market action, economic outlook, and inflation indicators, the Producer Price and Consumer Price indices. Jarret and Peter advise investors on diversifying the tax status of their retirement funds. They look at the situation of a couple of investors who have a lot less in their retirement account because it contains all pre-tax funds. The experts round out the show answering a listener’s question on the investment selection inside an annuity. Timestamps and Chapters00:00 Market Roundup: Covering October 9 – October 13, 202323:00 Case Study: Having all Tax-Deferred Retirement Savings34:34 Q&A Time: Investments Inside an Annuity Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: October 7, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, to provide advice to investors who are dealing with multiple inherited IRA required minimum distributions, which are governed by different tax rules. Read the Article: https://www.henssler.com/the-new-inherited-ira-landscape-navigating-tax-changes 

Text us your financial questions!Henssler Money Talks – October 7, 2023Season 37, Episode 40This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, to cover the week’s market action and the inching up of interest rates. Josh and Jarrett provide some advice to a couple of investors who are dealing with multiple inherited IRA required minimum distributions. Unfortunately, they’re all governed by different tax rules. The financial experts finish the show with a listener’s question on Social Security survivor’s benefits.  Timestamps and Chapters00:00 Market Roundup: Covering October 2 – October 6, 202321:17 Case Study: The Multiple Rule Sets that Govern Inherited IRA RMDs33:54 Q&A Time: Social Security Survivor’s Benefits Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: September 30, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Melanie Wells, CFP®, and Associate Clay Norman, CFP®, explain that insurance is the foundation of a solid financial strategy, providing protection and peace of mind in the face of unexpected events that could otherwise undermine one's financial stability. Read the Article: https://www.henssler.com/lifes-unexpected-twists-why-insurance-is-a-cornerstone-of-your-plan  

Text us your financial questions!Benefits and Liabilities: Corporate Owned Life InsuranceSeason 3, Episode 4Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial talk with Jim Crone, CLU®, CFS®, our Director of Insurance Planning, about rewarding key employees with supplemental executive retirement plans and funding this liability with corporate owned life insurance. They also look at what might happen to this agreement with the employee and liability on their books if the company owner decides to sell. "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Henssler Money Talks – September 30, 2023Season 37, Episode 39This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Clay Norman, CFP®, to discuss New Home Sales, the Conference Board Consumer Confidence reading and the final estimate for second-quarter GDP. Melanie and Clay explain that insurance is the foundation of a solid financial strategy, providing protection and peace of mind in the face of unexpected events that could otherwise undermine one's financial stability. The hosts round out the show by answering a listener’s question on investing their windfall into their children’s 529 Plan. Timestamps and Chapters00:00 Market Roundup: Covering September 25 – September 27, 202326:33 Case Study: Insurance is Your Plan’s Safety Net37:05 Q&A Time: Should we deposit $70,000 into our children’s 529 Plan? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: September 23, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Logan Daniel, CFP®, CRPC® and Associate Giuliana Barbagelata, CFP®, provide advice for an investor who will likely have to take over her aging parents’ finances. They discuss some basic steps as well as some other estate planning concerns. Read the Article: https://www.henssler.com/aging-gracefully-managing-aging-parents-financial-affairs 

Text us your financial questions!Henssler Money Talks – September 23, 2023Season 37, Episode 38This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Logan Daniel, CFP®, CRPC® and Associate Giuliana Barbagelata, CFP®, discuss the Fed’s September monetary policy meeting, Consumer Sentiment, and Industrial Production. Logan and Giuliana provide advice for an investor who will likely have to take over her aging parents’ finances. They discuss some basic steps as well as some other estate planning concerns. The hosts round out the show with a listener’s question on not only being able to max out his 401(k) contribution but also having access to two 401(k) plans.Timestamps and Chapters00:00 Market Roundup: Covering September 18 – September 22, 202324:02 Case Study: Finances for Aging Parents35:05 Q&A Time: Should I invest in both 401(k) plans?Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: September 16, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to help a couple of investors who are making an impulsive decision to buy a vacation home without looking at how it may affect their long-term financial plan. The financial advisers discuss how they incorporate large purchases into cash flow projections when clients are making spontaneous decisions. Read the Article: https://www.henssler.com/rethinking-paradise-the-financial-considerations-of-a-second-home

Text us your financial questions!Henssler Money Talks – September 16, 2023Season 37, Episode 37This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to cover inflation news with the Consumer Price and Producer Price indices and Retail Sales. Michael and Peter help a couple of investors who are making an impulsive decision to buy a vacation home without looking at how it may affect their long-term financial plan. The financial advisers discuss how they incorporate large purchases into cash flow projections when clients are making spontaneous decisions. The experts round out the show with a listener’s question on Starbucks.  Timestamps and Chapters00:00 Market Roundup: Covering September 11 – September 15, 202323:08 Case Study: The Surprise Vacation Home Purchase33:08 Q&A Time: Starbucks, Corp. Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: September 9, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, team up to help a retired couple realize that they’re not in financial trouble just because inflation and interest rates have skyrocketed since they left the workforce. They explain how a financial plan works to accommodate the economic changes. Read the Article: https://www.henssler.com/managing-retirement-anxiety-find-peace-of-mind-with-a-robust-financial-plan  

Text us your financial questions!Henssler Money Talks – September 9, 2023Season 37, Episode 36 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, to cover the ISM Manufacturing and Non-Manufacturing indices and the August Employment Situation. D.J. and Adam team up to help a retired couple realize that they’re not in financial trouble just because inflation and interest rates have skyrocketed since they left the workforce. They explain how a financial plan works to accommodate the economic changes. The experts round out the show with a listener’s question on the value offered by European stocks, and if it is wise to overweight in that international sector. Timestamps and Chapters00:00 Market Roundup: Covering September 5 – September 8, 202322:30 Case Study: Feeling Broke Once You’ve Retired35:13 Q&A Time: Do European Stocks Offer More Value? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Clean Your Balance SheetsSeason 3, Episode 3Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial take a closer look at how companies should watch their balance sheet in higher interest rate environments on this episode of “Our Three Cents.” "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!This week on Money Talks, the hosts are out of the studio enjoying Labor Day Weekend.  On the Sept. 2, 2023 broadcast, we’ll be taking a look back at some of our best case studies from the past few weeks.“Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 26, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Managing Associate D.J. Barker, CWS®, to help a couple who tried to do a backdoor Roth IRA on their own. Jessie and D.J. cover the nuances of a backdoor Roth and some pitfalls investors can make when reporting it on their tax forms. Read the Article: https://www.henssler.com/the-back-door-roth-ira-strategy-pitfalls-and-potential-tax-consequences  

Text us your financial questions!Henssler Money Talks – August 26, 2023Season 37, Episode 34This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Managing Associate, D.J. Barker, CWS®, to discuss housing news, including New Home Sales, Existing Home Sales, and Mortgage Applications. The experts team up to help a couple who tried to do a backdoor Roth IRA on their own. Jessie and D.J. cover the nuances of a backdoor Roth and some of the pitfalls investors can make when reporting it on their tax forms. The hosts round out the show addressing a listener’s question about rolling over excess 529 Plan assets to a Roth IRA.Timestamps and Chapters00:00 Market Roundup: Covering August 21 – 25, 202322:48 Case Study: Potential Pitfalls to a Backdoor Roth IRA33:54 Q&A Time: Rolling over 529 Plan assets to a Roth IRA Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 19, 2023Jim Crone, CLU®, CFS®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP® join Chief Investment Officer, Troy Harmon, CFA, CVA, to provide some guidance to a C-suite executive who is considering a job that is offering a nonqualified deferred compensation plan. Jim explains how they work and the risks while Giuliana discusses their role in one’s retirement planning. Read the Article: https://www.henssler.com/beyond-the-401k-exploring-nonqualified-retirement-plans   

Text us your financial questions!Henssler Money Talks – August 19, 2023Season 37, Episode 33This week on “Money Talks,” Jim Crone, CLU®, CFS®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP® join Chief Investment Officer, Troy Harmon, CFA, CVA, to discuss the University of Michigan Consumer Sentiment Survey, Producer Price Index, Retail Sales, and the minutes from the latest Fed meeting. Jim and Giuliana give some guidance to a C-suite executive who is considering a job that is offering a nonqualified deferred compensation plan. Jim explains how they work and the risks while Giuliana discusses their role in one’s retirement planning. The hosts round out the show by answering questions on saving to a Roth IRA at age 18 and investments in BioNTech and Valero Energy.Timestamps and Chapters00:00 Market Roundup: Covering August 14 – 18, 202323:32 Case Study: Nonqualified Deferred Compensation Plans35:49 Q&A Time: Roth IRAs, BioNTech, and Valero Energy Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 12, 2023Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, team up to help an investor who wants to provide for his wife when he passes but is also concerned about keeping certain assets in the family.Read the Article: https://www.henssler.com/preserving-family-wealth-leveraging-qtip-trusts-for-your-familys-future  

Text us your financial questions!Henssler Money Talks – August 12, 2023Season 37, Episode 32This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, discuss the week’s market performance, July’s employment situation, wholesale trade, and interest rates. Jarrett and Josh team up to help an investor who wants to provide for his wife when he passes but is also concerned about keeping certain assets in the family. The show hosts finish the show answering a listener’s question on the purchase and resale of Barstool by PENN Entertainment, Inc., plus Penn’s new venture with ESPN. Timestamps and Chapters00:00 Market Roundup: Covering August 7 – August 11, 202322:29 Case Study: Qualified Terminal Interest Property Trusts34:29 Q&A Time: PENN Entertainment, Barstool, and ESPN Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: August 5, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, take a look at situation where an adviser is recommending some alternative investments to a couple of investors. The investors are concerned about the increased risk and if they are the right fit for this strategy. Read the Article: https://www.henssler.com/interval-funds-accessible-alternatives-for-todays-investors   

Text us your financial questions!Henssler Money Talks – August 5, 2023Season 37, Episode 31This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, discuss several economic releases relating to the consumer, including Personal Income, Personal Spending, and the University of Michigan Consumer Sentiment Survey. The financial experts take a look at situation where an adviser is recommending some alternative investments to a couple of investors. The investors are concerned about the increased risk and if they are the right fit for this strategy. The show hosts also address a listener’s question reinvesting his assets from a high yield money market account to a laddered bond portfolio. Timestamps and Chapters00:00 Market Roundup: Covering July 31 – August 4, 202323:22 Case Study: Am I the Right Investor for Alternative Assets? 35:03 Q&A Time: Building a Laddered Bond Portfoli0 Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn   Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 29, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, cover an investor’s options when he inherits his wife’s IRA. With three young children to care for while adjusting to life as a single parent, this investor will have to consider his need to access the money, taxes, and his plans for his family’s future. Read the Article: https://www.henssler.com/making-the-most-of-inherited-iras-for-spousal-beneficiaries 

Text us your financial questions!What do you pocket at the end of the day? Depends on the taxes!Season 3, Episode 2Henssler CPAs & Advisers Tax Partner John Dickson, CPA, CFP®, CVA, joins Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA on Our Three Cents to discuss how to manage the taxes business owners face when entering a transaction to exit their business when retiring or entering a new business. Without the right professionals on board, business owners may not know how the tax impact will change depending on how the deal is structured. "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Henssler Money Talks – July 29, 2023Season 37, Episode 30This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, discuss the market’s reaction to the Fed’s latest hike in interest rates, the first reading of second quarter GDP and the yield curve. D.J. and Adam discuss an investor’s options when he inherits his wife’s IRA. With three young children to care for while adjusting to life as a single parent, this investor will have to consider his need to access the money, taxes, and his plans for his family’s future. The hosts round out the show answering a listener’s question on the potential economic impact of student loan payment reinstatements.Timestamps and Chapters00:00 Market Roundup: Covering July 24 – July 28, 202324:00 Case Study: Decisions as a Spousal Beneficiary37:36 Q&A Time: Will the Reinstatement of Student Loan Payments Throw us into a Recession? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 22, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Clay Norman, CFP® take a closer look at an entrepreneur who wants to tap his retirement funds to fund his next startup because the sale of his last business didn’t result in immediate cash flow. Read the Article: https://www.henssler.com/robbing-your-retirement-to-fund-your-business-startup   

Text us your financial questions!Henssler Money Talks – July 22, 2023Season 37, Episode 29This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Clay Norman, CFP® discuss the University of Michigan Consumer Sentiment Survey, Retail Sales for June, and the upcoming FOMC meeting on monetary policy. The financial Experts take a closer look at an entrepreneur who wants to tap his retirement funds to fund his next startup because the sale of his last business didn’t result in immediate cash flow. Rounding out the show, the hosts answer a listener’s question on if investors should have a minimum amount to be invested in individual stocks versus mutual funds. Timestamps and Chapters00:00 Market Roundup: Covering July 17 – July 21, 202324:11 Case Study: Rollover for Business Startups36:09  Q&A Time: Investing in Individual Stocks vs. Mutual Funds Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 15, 2023Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Associate Josh Weidie, CFP®, CWS®, help a couple of investors consider the most tax advantageous way to withdraw their retirement funds. Read the Article: https://www.henssler.com/the-overlooked-factor-in-retirement-planning-which-assets-to-withdraw-first  

Text us your financial questions!Henssler Money Talks – July 15, 2023Season 37, Episode 28This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Josh Weidie, CFP®, CWS®, to cover the June employment report and the Consumer Price and Producer Price indices. Michael and Josh help a couple of investors consider the most tax advantageous way to withdraw their retirement funds. The experts round out the show by answering listeners’ questions on what to do with a 401(k) when you leave a job and if it is possible to dabble in crypto. Timestamps and Chapters00:00 Market Roundup: Covering July 10 – July 14, 202321:32 Case Study: Withdrawal Strategies for Retirement Funds32:37 Q&A Time: 401(k) Plans and Crypto Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 8, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Client Relationship Manager Justin Wagner, AIF®, and Estate Planning Attorney Arun Gupta to discuss an investor who has named his children as beneficiaries of his 401(k); however, the investor just married, which could change how his 401(k) is distributed should something happen to him. Read the Article: https://www.henssler.com/securing-your-legacy-understanding-beneficiary-designations-for-401ks-and-iras   

Text us your financial questions!Henssler Money Talks – July 8, 2023Season 37, Episode 27 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Client Relationship Manager Justin Wagner, AIF®, and Estate Planning Attorney Arun Gupta to cover the week’s market movements, the Fed’s minutes from its June policy meeting, and Jobless Claims. Justin and Arun team up to discuss an investor who has named his children as beneficiaries of his 401(k); however, the investor just married, which could change how his 401(k) is distributed should something happen to him. The experts cover the importance of clearly designating beneficiaries and how 401(k) are treated different than IRAs. The hosts round out the show by answering listeners’ questions on employer matching contributions and the need for a will if one has no heirs.Timestamps and Chapters00:00 Market Roundup: Covering July 3 – July 7, 202321:40 Case Study: 401(k) Beneficiary Designations34:04 Q&A Time: Employer Matching Contributions and “Do I need a will?” Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: July 1, 2023Managing Associate D.J. Barker, CWS®, Associate Peter Lynch, and Chief Investment Officer Troy Harmon, CFA, CVA, discuss Medicare coverage for a stay-at-home spouse who may not have enough work credits to qualify for premium-free Medicare Part A. Read the Article: https://www.henssler.com/the-critical-consideration-of-health-insurance-for-non-working-spouses-in-retirement 

Text us your financial questions!Henssler Money Talks – July 1, 2023Season 37, Episode 26This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss consumer confidence, the final reading of first-quarter GDP, and interest rates. D.J. and Peter discuss Medicare coverage for a stay-at-home spouse who may not have enough work credits to qualify for premium-free Medicare Part A. The financial experts finish the show answering listener’s questions on insurance reviews and IRA contributions for servicemembers. Timestamps and Chapters00:00 Market Roundup: Covering June 26 – June 30, 202325:11 Case Study: Medicare for a Stay-at-Home Spouse35:34 Q&A Time: Insurance Reviews and IRA Contributions for Servicemembers Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  

Text us your financial questions!Original Air Date: June 24, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Giuliana Barbagelata, CFP®, to discuss some of the important considerations unmarried couples need to consider when estate planning. The process starts with financial planning, including how assets are titled, beneficiary designations, and determining if assets should be placed in a trust. Read the Article: https://www.henssler.com/key-estate-planning-considerations-for-unmarried-couples 

Text us your financial questions!Don’t Sell Yourself Short: Normalize Financial Statements Season 3, Episode 1Back after a brief hiatus, Our Three Cents is back as Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial are joined by Tax Partner John Dickson, CPA, CFP®, CVA, of Henssler CPAs & Advisers to discuss business owners who are trying to minimize taxes by running as many expenses as possible through their business. This practice—while perfectly legal and often a good strategy to manage taxes—drives down their income used for valuation purposes; therefore, making it an uphill battle for a business owner to obtain a higher valuation when preparing to sell their business.  "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Text us your financial questions!Henssler Money Talks – June 24, 2023Season 37, Episode 25 This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Giuliana Barbagelata, CFP®, to discuss the week’s market movements, Consumer Sentiment, housing news, and Jobless Claims. Melanie and Giuliana discuss some of the important considerations unmarried couples need to consider when estate planning. The process starts with financial planning, including how assets are titled, beneficiary designations, and determining if assets should be placed in a trust. The hosts wrap up the show by answering a listener’s question on Temu’s parent company PDD Holdings, Inc. Timestamps and Chapters00:00 Market Roundup: Covering June 19 – June 23, 202321:16 Case Study: Estate Planning for Unmarried Couples33:46 Q&A Time: Opinions on PDD Holdings, Inc. Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Text us your financial questions!Original Air Date: June 17, 2023Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, discuss how the Secure Act 2.0 included provisions that could help a couple’s situation with resuming student loan payments and money remaining in a 529 plan. Read the Article: https://www.henssler.com/the-secure-2-0-act-empowering-student-loan-borrowers-and-retirement-savings 

Text us your financial questions!Henssler Money Talks – June 17, 2023Season 37, Episode 24This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to discuss the market performance for the week, the Producer Price and Consumer Price indices, and the latest news from the Fed’s monetary policy meeting. The planners discuss how the Secure Act 2.0 included provisions that could help a couple’s situation with resuming student loan payments and money remaining in a 529 plan. The experts round out the show answering a listener’s question on the market breadth. Timestamps and Chapters 00:00 Market Roundup: Covering June 12 – June 16, 202322:12 Case Study: Secure 2.0 Act Education Expenses Provisions33:26 Q&A Time: Should we worry about the market breadth? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/