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The CM Group
Join us on the Free Lunch as we discuss educational content on investing, savings strategies, financial planning, and all of things that are important that require planning, money and time.
The Free Lunch Podcast is hosted by The CM Group a wealth management team that has been working with investors since 1985. At the core of our investment philosophy, you will find these principles:
-Markets Are Efficient and Work over Time
-Successful Investing Results from a Long-Term Disciplined Approach
-Fear and Greed Degrade Portfolio Returns
-Costs Make a Difference
-Portfolio Diversification Reduces Risk
To learn more about The CM Group visit our website https://markets-work.com/ and listen to our podcast every Wednesday.
A New Chapter: Introducing Canvas Wealth
In today’s episode Colin, Steve, and Karyn makes an exciting announcement. Introducing a new chapter for the CM Group. Listen in to find out more and enjoy the show!
20:4020/11/2024
The Evolution of a Fiduciary
In today’s episode Colin, Steve & Karyn talk about the role of a fiduciary. What is the difference? Is it important? Listen in to find out more and enjoy the show!
30:0013/11/2024
The $3 Billion Dollar Mistake
In today’s episode Greg and Colin talk about something in the news. A Canadian bank was just fined $3 billion dollars for its part in a money laundering scheme. Listen in to find out more and enjoy the show!
22:0806/11/2024
The Power of Habit
In today’s episode Greg and Colin talk about habits. How do you create them? How do you change them? Are they necessary? Listen in to find out more and enjoy the show!
22:5030/10/2024
Looking in the rearview mirror
In today’s episode Greg and Colin talk about what is happening in the markets today versus pre-COVID days. Listen in to find out more and enjoy the show!
27:1423/10/2024
How to lose $415 million…
In todays episode Greg and Colin talk about a headline that is in the news. An investor is suing after creating a huge trading win, only to lose it all. What should they have done differently? Listen in to find out more and enjoy the show!
25:4616/10/2024
The Stock Market and War…
In today’s episode Greg and Colin talk about how the stock market reacts to war and acts of war. Listen in to find out more and enjoy the show!
20:2309/10/2024
Evolution of Advice – Greg’s Story
In today’s episode Greg and Colin talk about how the investment management world has changed since 1996. Greg shares his story on working in this field for 28 years. Enjoy the show!
28:0002/10/2024
What do you spend your money on?
In today’s episode Greg and Colin talk money. How do you choose to spend your money? How does your risk capacity, risk tolerance and asset allocation align with your spending habits? Listen in to find out more and enjoy the show!
23:2925/09/2024
Disco, Diversification and Cycles
In today’s episode Greg and Colin lead you on a musical and market cycle journey. How are these two areas related? Listen in to find out more and enjoy the show!
25:3918/09/2024
Break Out the Plaid Suit
In today’s episode Greg and Colin discuss various forms of insurance and why they should be considered. Listen in to find out more and enjoy the show!
29:1711/09/2024
“Bling”flation…
In today’s episode Greg and Colin talk about Gold, Silver and the S&P500. Should you hold that bling in your portfolio? Listen in to find out more and enjoy the show!
27:3004/09/2024
Planning and The Forgotten Generation
Today’s episode features Colin, Blair & Karyn. What is “The Forgotten Generation?” What planning should they be doing? Listen in to find out more and enjoy the show!
27:2828/08/2024
Back to School!
In today’s episode Colin and Karyn discuss the process to become licensed as an investment advisor. Lots of training and coursework, listen in to find out more and enjoy the show!
30:3121/08/2024
Dollar’s to Doughnuts, Volatility Explained!
In today’s episode Greg and Colin talk about volatility. What is it? How is it measured? What does it have to do with the market(s)? Listen in to find out more and enjoy the show!
27:3614/08/2024
Entertainment Advice
In today’s episode Greg and Colin talk about News. What is news? What is false, fake, misleading…and what leads investment decisions? Listen in to find out more and enjoy the show!
32:1407/08/2024
12 Steps to Better Investing Mini-Series Part 4
In today’s episode Greg and Colin wrap up the mini-series on the 12 Steps to Better Investing. Focusing on Risk Capacity vs Risk Tolerance, Managing Risk, and the Invest and Rest mode. Enjoy the show!
24:3831/07/2024
12 Steps to Investing Mini-Series Part 3
In today’s episode Greg and Colin carry on with the 12 Steps to Investing Mini-series. Spending time today discussing the silent killers, risk and factors of return, as well as the history of market cycles. Enjoy the show!
26:1124/07/2024
12 Steps to Investing Mini-Series Part 2
In today’s episode Greg and Colin carry on with the 12 Steps to Investing Mini-series. Today we are looking at market timing, star fund managers, and style drift. Enjoy the show!
28:4717/07/2024
12 Steps to Investing mini-series – Episode 1
In today’s episode Greg and Colin start a new mini-series on the 12 steps to better investing. Starting with Active vs Passive, the science of investing, and Stock Picking. Enjoy the show!
27:5710/07/2024
Take a Mulligan
What do golf, investments, and well-being have in common? Listen in to find out more and Greg and Colin discuss the concept of taking a mulligan. Enjoy the show!
22:4103/07/2024
Lottery Tickets & Travel Medical Insurance
Do you buy medical insurance before you travel? What about trip cancellation insurance? What do these have to do with playing the lottery? Listen in to find out more and enjoy the show!
27:1726/06/2024
Coaching & the ABC’s of Health & Wealth
In today’s episode Colin and Karyn talk about the benefits of coaching. What are the ABC’s of health and wealth? Listen in to find out more and enjoy the show!
27:1419/06/2024
Introducing Karyn, discussing Health & Wealth
In today’s episode we introduce Karyn Silenzi, our most recent team member to join The CM Group. Karyn has an interesting background in health and fitness along with financial planning. Listen in to find out more about how these areas are linked and enjoy the show!
24:5012/06/2024
University or Trades School?
In today’s episode Greg and Colin talk about what to do after high school. Confused? Have a younger family member trying to figure out life? Listen in to find out more and enjoy the show!
23:5505/06/2024
Identity Take Over...Ouch!
In today’s episode Greg and Colin talk about fraud. What it is, how to avoid it, how to deal with it. Sharing a personal story as a public service announcement. Enjoy the show!
26:1729/05/2024
Capital Gains Tax Changes
In today’s episode Greg and Colin discuss the upcoming changes to how capital gains are taxed in Canada. Listen in to find out more and enjoy the show!
30:3022/05/2024
Weather Patterns & Stock Market Returns
In today’s episode Greg and Colin discuss correlation, causation and expected return in the stock market and how it might relate to weather patterns. Listen in to find out more and enjoy the show!
23:5015/05/2024
Upcycling with Shawn Leggett
In today’s episode Greg and Colin interview Shawn Leggett. Shawn is the founder of Ground Up Eco-ventures, a company focused on upcycling organic products. Listen in to find out more about Shawn’s journey and this interesting market. Enjoy the show!
32:0508/05/2024
The Debt Free Dad Returns!
In today’s episode Greg and Colin are interviewed on The Debt Free Dad Podcast. Discussing the basics of investing, how to get started, and what to avoid. Listen in to find out more and enjoy the show!
38:5701/05/2024
Caitlin Clark and Concentration Risk
In today’s episode Greg and Colin discuss the link between the NCAA Final Four results, Idiosyncratic Risk, Investment Returns and SMART Goals. Listen in to find out more and enjoy the show!
27:1324/04/2024
Is NVIDIA the next Groupon?
In today’s episode Greg and Colin discuss Porter’s 5 forces and market leaders. How does Michael Porter’s work from the late 70’s impact the current investment landscape? Where did Groupon go? Listen in to find out more and enjoy the show!
28:3017/04/2024
Trump, SPACs & intrinsic value
In today’s episode Greg and Colin discuss the intrinsic value of stocks, how SPACs work and how that relates to the recent trading of DTJ. Enjoy the show!
24:4010/04/2024
Episode 200 – Hindsight is 200 (episodes)
In today’s episode Greg and Colin celebrate their 200th episode of the Free Lunch Podcast. Looking back at the most downloaded and memorable episodes over the past four years. Enjoy the show!
28:0803/04/2024
Fireside chat with Graham Matheos
In today’s episode Greg and Colin kick off a local leaders mini-series. Interviewing local entrepreneurs about their businesses and what it has taken to get to where they are today. To start this mini-series off Graham Matheos, from One For The Road Brewery, shares his story on building his business and his brand. Listen in to find out more and enjoy the show!
24:1027/03/2024
Health, Diet & Investing Fad’s
In today’s episode Greg and Colin dig into various fad’s that have come and gone over the years. What do diet, exercise, health and Investing fad’s have in common? Listen in to find out more and enjoy the show!
22:4420/03/2024
Debt Free Dad
In today’s episode Greg and Colin interview Brad Nelson, founder of “Debt Free Dad.” Brad shares information on how to live a debt free life and how to improve your financial habits. Listen in to find out more about consistency, discipline and accountability. Enjoy the show!
29:5313/03/2024
Service or Performance?
What does service have to do with performance? Is one better than the other or do they complement each other? Listen in to find out more and enjoy the show!
24:3006/03/2024
PIMCO, Paul Reisz and Probabilities
In today’s episode Greg and Colin interview Paul Reisz. Paul is an Executive Vice President with PIMCO. Paul gives us some commentary on the state of the global bond markets, the economy, and what to expect in interest rate movements over the next 12-24 months. Enjoy the show!
31:1628/02/2024
Dumb & Dumb(er) Money
In today’s episode Greg and Colin review the movie “Dumb Money” and talk about the complexities we are faced with in finance. Enjoy the show!
26:5821/02/2024
Lasso’s Lessons in Leadership
Ever wonder what makes a good leader? Why is this relevant to the investment advisory world? Listen in as Greg and Colin dissect this interesting topic. Enjoy the show!
24:1714/02/2024
Econ 101 with Shay Kshatriya
In today’s episode Greg and Colin interview Shay Kshatriya, Director of Investment Strategies with Russell Investments. Shay talks about inflation, interest rates, the chance of a recession, and what to do about all of it. Listen in to find out more and enjoy the show!
29:4307/02/2024
Election year musings…
Want to know what to do with your investment portfolio in an election year? Worried about the implications of the US election this year? If so then listen in to find out more…
24:5631/01/2024
A pot pourri of investment advice
In today’s episode Greg and Colin look at recency bias, current headlines, noise and the value of advice. Listen in to find out more and enjoy the show!
25:2124/01/2024
Genetic Editing and Portfolio Management
In today’s episode Greg leads Colin through the intricate details of genetic editing. What does this have to do with investing? Listen in to find out more!
27:5017/01/2024
National Quitter’s Day…
Did you make any new year’s resolutions this year? Greg and Colin discuss National Quitter’s Day. What is it? When is it? How to avoid it? Listen in to find out more and enjoy the show.
28:5610/01/2024
New Year’s Predictions
In today’s episode Greg and Colin look back at the predictions from analysts for 2023. Did they come true? Do they have merit? Listen in to find out more and enjoy the show!
31:4803/01/2024
Year end wrap up…
In the final episode of 2023, Greg and Colin review headlines and events over the past calendar year. Have any of these issues caused a change in how you should invest? Listen in to find out more and enjoy the show.
29:0127/12/2023
The Three Pillars of Retirement Income
In today’s episode Greg and Colin look at retirement funding. What are the three pillars of retirement funding? Are annuities something to consider? Listen in to find out more and enjoy the show.
28:2820/12/2023
Not a broker…
In today’s episode Blair joins Colin to discuss this gatekeeper myth. Do brokers really have access to information only available to a secret society? Listen in to find out more and enjoy the show.
25:4013/12/2023