Many financial advisors find themselves unwittingly playing the part of family counselor. Their clients, meanwhile, often don't even realize the financial decisions they are wrestling with are governed by past experiences. Take a story shared by Sonya Lutter, CFP® and associate professor of personal financial planning at Kansas State University, about a client who was tight-lipped on finances. During an art exercise, he created a pig, a reminder of his youth when he showed animals at the county fair. While reminiscing, he mentioned a long-forgotten incident when his parents sold the prize pig he'd labored to raise, yet he never saw a dime of the money. That's when the lightbulb went on for his wife, who suddenly realized why he wanted to know where every penny goes. You can find show notes and other information at CarsonGroup.com/Framework.

Saving and investing are the cornerstones of financial planning. What gets less attention is insurance and its role as a risk-management tool. Yet, without insurance, any well-crafted financial plan is at risk of falling apart in the event of a catastrophe. The rise of fee-based insurance solutions gives RIAs a way to incorporate life, disability and long-term care and annuities into their clients' holistic financial plans, says Jim Cooper, co-chief executive officer of Financial Independence Group. You can find show notes and other information at CarsonGroup.com/Framework.

In trying to make positive changes – whether to our diet, exercise regime or finances – we tend to focus on our own behaviors and our own will. But maybe change isn't just about the individual, argues best-selling author Daniel Pink. Maybe change will come if we put ourselves in situations that make better behaviors easier to accomplish. You can find show notes and other information at CarsonGroup.com/Framework.

With too many choices and confusing deadlines, it's no wonder enrolling for Medicare is one of the most frustrating experiences many Americans will have. But it doesn't have to be that way, insists Dave Francis, co-founder and Chief Executive Officer of Healthpilot. Healthpilot aims to bring the same ease and convenience to the Medicare shopping experience that consumers now enjoy on sites like Amazon and Warby Parker. As the former COO and CFO of eHealth, a health insurance marketplace, Dave is very familiar with how healthcare can be made better using technology. You can find show notes and other information at CarsonGroup.com/Framework.

In July 2022, the Financial Planning Association® (FPA®), the leading membership organization for Certified Financial Planners™, announced it will lead the effort to achieve legal recognition of the term “financial planner" through title protection – the first step to moving from an industry to a profession.“We believe financial planning is a noble, worthy profession and the title 'financial planner' deserves legal protection," says FPA President Dennis Moore. “Right now, there is no set standard for someone calling themselves a financial planner."  You can find show notes and other information at CarsonGroup.com/Framework

A couple of years ago, Paul West, managing partner at Carson Wealth, saw a gap in the market to better support business owners and executives. As a one-time business owner who still sees himself as an entrepreneur, he realized the need for a team approach to address the complex money management requirements of this group. Today, West, who has been ranked among Barron's Top 100 Independent Wealth Advisors and as a Best-in-State Wealth Advisor by Forbes, works with Carson private clients (CEOs, executives and multigenerational families) to do just that. A big part of the strategy is helping business owners transition to life outside the business. You can find show notes and other information at CarsonGroup.com/Framework.

Investor literacy is more important today than ever, given the sea change in how consumers use the stock market, says Lori Schock, director of the Office of Investor Education and Advocacy at the U.S. Securities and Exchange Commission (SEC). Investing used to be largely the domain of the wealthy at a time when people would have lengthy tenures at one job and most retired with a company-paid pension that lasted their lifetime. However, when self-funding your retirement through vehicles like 401(k)s became more prominent, average consumers started to need to understand investments. You can find show notes and other information at CarsonGroup.com/Framework.

Serial entrepreneur Evan Leaphart didn't realize the importance of a solid credit score until he started seeking financing for his various ventures. Today, he is the founder and CEO of Kiddie Kredit, a family-oriented digital platform that aims to demystify credit and shine a light on how your credit score affects your financial future. “I hadn't realized how critical my credit score was until I tried to get a business loan and even buy a house," Evan says. “I built Kiddie Kredit as the solution I wish I had had myself." You can find show notes and other information at CarsonGroup.com/Framework.

Before she began a career in financial advice, Akeiva M. Ellis had ambitions to be a teacher. “It's funny how I ended up doing that anyway," she said of her current work as a financial education specialist with Ballentine Partners and as co-founder of The Bemused, a personal finance website. You can find show notes and other information at CarsonGroup.com/Framework.

Growing up in Jamaica, retirement planning was simple for the friends and family of Denise Appleby, owner of Appleby Retirement Consulting Inc. “People would just get old and live off the land," she says. "My aunt raised chickens and had a garden. Her husband would go to the beach and come back with fish." After moving to the United States, Denise began working in the IRA department for Pershing LLC, a clearing house. Denise discovered she had a passion for the laws behind retirement plans. She read everything she could get her hands on, including the actual tax codes. She soon became the go-to person at her firm for answering questions, even for the legal department. You can find show notes and other information at CarsonGroup.com/Framework.

Effective tax planning requires a big-picture approach to reduce a client's tax bill over their whole life. That's the view of Jeffrey Levine, Chief Planning Officer at Buckingham Wealth Partners, who brings a holistic view to his work as a financial advisor. “Most CPAs are historians – they're looking back and recording what happened, but I'm more interested in looking at the future," Jeffrey says. From his perspective, the important thing to manage isn't the tax that clients owe today, but how much they might owe in the future – and how to minimize that tax bite. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice in this podcast. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

Taxes are the biggest challenge for investors approaching retirement, says Ed Slott, Founder and President of Ed Slott and Company, Professor at The American College of Financial Services and nationally recognized IRA distribution expert. In today's episode of Carson Group and PIMCO's Retirement Income Series, Ed shares insights and strategies to minimize taxes in retirement. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice in this podcast. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

The retirement planning work of Marguerita (Rita) Cheng, CFP®, CEO at Blue Ocean Global Wealth, is inspired by lessons from her parents. With a large age gap between them, Rita's mother was only 46 when her father retired at age 60, and her sister was still in high school. That presented a different set of needs than a traditional position where kids are grown and gone and the retiring couple is in the same age bracket. Seeing them navigate these circumstances convinced Rita that the more options people have, the better. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice in this podcast. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

With life expectancies on the rise, retirement can now span decades. How can you make sure your money lasts? In today's episode of Carson Group and PIMCO's Retirement Income Series, Dr. Roger Ibbotson, Professor in the Practice Emeritus of Finance at Yale School of Management and Chairman of Zebra Capital Management, an equity investment and hedge fund manager, offers his insights on how to tackle the question that's keeping advisors and clients up at night. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice in this podcast. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

What role does Social Security play in a retirement income plan? In today's episode of Carson Group and PIMCO's Retirement Income Series, business journalist, CFP and Social Security expert Mary Beth Franklin provides a history lesson on the pivotal Social Security policy that saved the program in 1983. She talks about where we are today in terms of funding and what the American public needs to know about what is, for many, the only form of guaranteed income for life. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice in this podcast. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement. 

Retirement income planning is not a one-size-fits-all endeavor. Yet many advisors fail to use all of the tools available to them as they plan the best version of their clients' retirement years, says Robert (Bob) Powell, an award-winning financial journalist who is widely known as "Mr. Retirement." In today's episode of Carson Group and PIMCO's Retirement Income Series, Bob offers an assessment of what advisors are doing well — and what they could be doing better. In a candid conversation with Jamie and Devin Ekberg, Senior Consultant and Education Advisor with PIMCO, he also reveals details of his own retirement plan. You can find show notes and other information at CarsonGroup.com/Framework.Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement. 

Ryan Detrick recently left one of the largest broker-dealers in the country to join Carson Group as the Chief Market Strategist, where he’ll work with the Investments team to provide research and guidance to help drive growth for Carson’s partners.In today’s episode, he sits down with Jamie to talk about the markets and the risk of recession, what led him to Carson and the impact he hopes to have, and why it’s always OK to ask for help.You can find show notes and other information at CarsonGroup.com/Framework.

For more than 40 years, the award-winning Journal of Financial Planning has helped financial planners support clients and build their practices. Topics include the latest academic research – such as evaluating the link between marital status and risk tolerance – to the practical – such as why it may be a good idea for clients to choose to take early IRA distributions (or not). One year into her tenure as editor, Danielle Andrus shares a behind-the-scenes look at the Financial Planning Association's (FPA) premier publication. You can find show notes and other information at CarsonGroup.com/Framework.

Education is the key to a successful retirement, and Kamila Elliott, CFP®, CEO and founder of Collective Wealth Partners in Atlanta, is on a mission to spread the word to diverse communities. As the first African-American woman to serve in the prominent board chair role for the CFP, she aims to increase diversity in the industry, as well. You can find show notes and other information at CarsonGroup.com/Framework.

Lifelong learning is the key to success, a philosophy Diego A. Verdugo embraced as a kid and carries on to this day. As Director of the Knowledge Hub for Principal Global Investors, he spends much of his professional career helping advisors amplify their businesses. Growing up in a family that struggled to make ends meet after immigrating from Mexico, Diego learned the value of hard work early. He saw his father supplement his income with weekend landscaping jobs and his mother work in a grocery store while making money on the side cooking for neighbors or making small loans. You can find show notes and other information at CarsonGroup.com/Framework.

Dr. Howard Liu has had a front row seat to the mental health impacts of the pandemic through his work as a child psychiatrist and Chair of the University of Nebraska Medical Center (UNMC) Department of Psychiatry. He argues that one of the most critical factors to improving mental health is reconnecting with one another as we shake off the effects of isolation. You can find show notes and other information at CarsonGroup.com/Framework.

Serial entrepreneur Anthony Zhang launched his latest venture, Vinovest, a fintech for fine wine investing, in 2020, just before the pandemic took hold. The stock market soon fell 30%, but Anthony claims the wine market did not follow this trajectory. It was on its own path. Two years later, Vinovest has more than 10,000 investors and is helping to turn luxury wine into a viable alternative asset class for mainstream investors. You can find show notes and other information at CarsonGroup.com/Framework.

What philosophy guides your clients' retirement income planning? In today's episode of Carson Group and PIMCO's Retirement Income Series, Christine Benz, Morningstar's Director of Personal Finance, explains the key strategies in retirement income planning and how advisors can educate their clients about the different approaches. A highly respected expert in the retirement income space, Christine is the author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. She traces her interest in the field to her father-in-law's income-centric approach to investing at the expense of a diversified portfolio. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

Why do we make the decisions we do when it comes to money? In today's episode of Carson Group and PIMCO's Retirement Income Series, behavioral economist Dr. Richard H. Thaler takes listeners on a journey through the psychology of decision-making. Winner of the Nobel Memorial Prize in Economic Sciences, Richard is also co-author of the global bestseller Nudge and Misbehaving: The Making of Behavioral Economics. Fun fact: He was also in the movie The Big Short. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

In today's episode of Carson Group and PIMCO's Retirement Income Series, Dr. Wade Pfau dives into the 4% rule and other retirement planning strategies. Wade is the founder of Retirement Researcher, a retirement-focused firm that uses modern and sound academic research to help clients build a retirement plan. He is also the RICP®️ Program Director at The American College. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

In today's episode of Carson Group and PIMCO's Retirement Income Series, Bonnie Treichel talks about what she does to help people be empowered with the financial knowledge to save. Bonnie is the founder and Chief Solutions Officer of Endeavor Retirement, where she counsels retirement plan advisors on governance and how to run compliant retirement plans. Bonnie merges her experience as an Employee Retirement Income Security Act (ERISA) attorney and as a retirement plan advisor working with startups and multibillion-dollar companies to provide her Endeavor clients with a practical approach to compliance. You can find show notes and other information at CarsonGroup.com/Framework. Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

In today's episode, retirement expert and The American College of Financial Services Wealth Management Professor Michael Finke shares an economist's perspective on retirement income planning. In addition to his role in the classroom, Michael also serves as Director for the Granum Center for Financial Security and the Frank M. Engle Distinguished Chair in Economic Security at The American College. He is focused on advancing knowledge in the emerging field of retirement income planning and preparing the next generation of practitioners to think more broadly about this topic. You can find show notes and other information at CarsonGroup.com/Framework.Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

To help financial advisors address current market volatility and assist clients to enjoy the retirement they want, Carson Group partnered with investment management firm PIMCO to produce this Retirement Income Series. We tapped Dana Anspach, founder and CEO of Sensible Money, to kick off the series by sharing her significant insights and expertise. You can find show notes and other information at CarsonGroup.com/Framework.Carson Group is committed to advancing financial literacy. Our coaches work with thousands of FPA members. Schedule a consultation to learn how Carson can help you help your clients and grow your business.Investment products contain risk and may lose value. There is no guarantee that an investment product will be successful in achieving its objectives. Investors should consult their investment professional prior to making an investment decision.This podcast is brought to you by Carson Group and PIMCO, who are unaffiliated entities. This material contains the opinions of the speakers and not necessarily of Carson Group or PIMCO and such opinions are subject to change without notice. This podcast may include discussions of investment strategies. These discussions are for illustrative purposes only and may not be appropriate for all investors. The discussions are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other strategy, product or service. Individuals should consult with their own financial advisors to determine the most appropriate allocations for their financial situation, including their investment objectives, time frame, risk tolerance, savings and other investments. Pimco does not provide legal or tax advice.  Further, this seminar is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The discussion herein is general in nature and is provided for informational purposes only. There is no guarantee as to its accuracy or completeness.  Any tax statements contained herein are not intended or written to be used, and cannot be relied upon or used for the purpose of avoiding penalties imposed by the Internal Revenue Service or state and local tax authorities. Individuals should consult their own legal and tax counsel as to matters discussed herein and before entering into any estate planning, trust, investment, retirement, or insurance arrangement.           

How do you differentiate yourself as a financial advisor? For Carson Coaching's Greg Opitz, it comes down to understanding and communicating your greater purpose: to help people. By embracing purpose, advisors can differentiate their planning process and build their brand. This will build excitement and engagement among team members and confidence among clients. You can find show notes and other information at CarsonGroup.com/Framework.

Events are a fantastic way to share your expertise and grow your client base, yet during the pandemic they underwent drastic changes as everything moved to the virtual environment. Now as we begin to emerge from COVID isolation and feel more comfortable interacting in groups, meetings are back on the schedule. In this episode, Jamie and Ana discuss event best practices, with Jamie sharing his perspective as a veteran speaker who's presented at well over 1,000 conferences, and Ana giving her takeaways from recent meetings she's attended. You can find show notes and other information at CarsonGroup.com/Framework.

Whether we realize it or not, our lived experience is the biggest driver for how we manage money. Saundra D. Davis, financial coach, educator and motivational speaker, founded non-profit Sage Financial Solutions to bridge the gap between financial services and low-wealth communities and help people understand the “why" behind their financial decisions.You can find show notes and other information at CarsonGroup.com/Framework.

What would it look like if financial advisors adopted a group approach to coaching? It's a question Certified Financial Planner and newly minted entrepreneur Diana G. Yáñez is exploring with her new business, All the Colors. She is building on a well-proven premise: The fastest way to build a new habit is to join a group of people who are already doing the thing you want to do. You can find show notes and other information at CarsonGroup.com/Framework.

Student loan forgiveness is a hot topic, but not a new one. Neither is the idea of free college. Many people with young kids think they don't need to bother saving for college because it will be free by the  time their kids go. That's probably a mistake, says Ann Garcia, Partner with Independent Progressive Advisors – a fee-only  registered investment advisor – and writer of The College Financial Lady blog.“While I do hope it happens, free college is limited to tuition, to public colleges and will be based on income," - AnnYou can find show notes and other information at CarsonGroup.com/Framework.

What would the world be like if kids graduated high school understanding how money works and how to take control of their personal finances? It's a question Lorne Jenkins, CEO and founder of Mini Money Management, is trying to answer with his microlearning financial literacy lessons and workshops for students.You can find show notes and other information at CarsonGroup.com/Framework.

In this week's episode, Ana speaks to Louis about growing up poor and being in charge of his parents' finances, why diversity is important and still such a work in progress within the world of financial advisory services, and how financial advisors can play an important role in moving people out of poverty. “My goal was always to give my parents the same access to financial planning that the super wealthy have," he says. He has done that and more.You can find show notes and other information at CarsonGroup.com/Framework.

Ranked one of the world's best pound-for-pound boxers, Terence 'Bud' Crawford was born to fight. His father, grandfather and an uncle were all amateur boxers. The late, great boxing coach Midge Minor saw 7-year-old Terence getting into fights in the neighborhood and took him under his wing and into the gym. That's where Terence learned natural talent will only get you so far. He credits his coaches with saving his life. You can find show notes and other information at CarsonGroup.com/Framework.

Carson Group is redefining how the financial advice industry thinks and talks about wealth. Helping to shape this evolution is Carson‘s new Managing Partner, Chief Strategy Officer Burt White, a longtime advocate for independent advisors with years of experience in the financial services space. “As an organization, as a profession, we have an opportunity to try to get behind the Xs and Os of wealth to understand what makes people tick," said Ron Carson, founder and CEO at Carson Group. "At the end of the day, it's all about humans living on this planet together. I want Carson to be at the forefront of helping people see we have more commonalities than differences." You can find show notes and other information at CarsonGroup.com/Framework.

In today's episode, Jamie and Ana speak to Bonnie Treichel, Chief Solutions Officer and Founder of Endeavor Retirement, where she counsels retirement plan advisors on governance and how to run compliant retirement plans. You can find show notes and other information at CarsonGroup.com/Framework.

In today's episode, Jamie and Ana speak with Craig Lemoine, director of the Financial Planning Program at the University of Illinois, Urbana-Champaign and creator of the first-of-its-kind Agriculture Focused Financial Planning designation. Before joining the University of Illinois, Craig helped create and teach professional designations at The American College of Financial Services.  You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Bill Crager, Co-Founder and Chief Executive Officer of Envestnet, about disrupting money, taking control of your financial life amid uncertainties, and building business models that address diverse communities.  You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Janet Alvarez, the Deputy Business Editor at Philadelphia Inquirer, about debt and credit, personal finance, and the need for sincerity in financial journalism. You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Edgar Villanueva, Founder of Decolonizing Wealth Project, about how steps of healing are relevant to the financial sector, how decolonization can help in building wealth, and how investments should stay socially conscious no matter what. You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Zach and Michael Conway from Conway Wealth Group, about focusing on the “life” aspect of financial planning for clients, and choosing a more productive approach for advisors when talking about sustainable investing. You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Gabe Rissman, Co-Founder and President of YourStake, about the importance of firms’ commitment to ESG, the need for portfolio metrics to avoid greenwashing, and how to have better ESG conversations with clients. You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Jay Lipman, Co-Founder and President of Ethic, about how to talk about ESG with clients, and how ESG strategies impact companies and investors. You can find show notes and other information at CarsonGroup.com/Framework.

In today’s episode, Jamie Hopkins and Ana Trujillo Limon talk with Sarah Kjellberg, Head of Sustainable ETFs at BlackRock, about how data drives the evolution of sustainability in investing, how to help investors that demand “impact”, and how the industry as a whole can move toward a sustainable future. You can find show notes and other information at CarsonGroup.com/Framework.

This week's guests, Sonya Dreizler and Liv Gagnon, founders of Choir, talk with Jamie and Ana about how they recognized the opportunity to represent different perspectives after attending multiple events with the same speakers and the same topics. That epiphany helped lead Sonya and Liv to create Choir, the first diversity certification for financial conferences. You can find show notes and other information at CarsonGroup.com/Framework.

This week, Jamie Hopkins and Ana Trujillo Limon talk with Anders Jones, CEO and Co-founder of Facet Wealth, about ensuring holistic financial services, leveraging tech tools and custodian platforms, and conscientiously improving clients’ experience. You can find show notes and other information at CarsonGroup.com/Framework.