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For What It’s Worth with Rubina Ahmed-Haq is a one-hour radio show airing across Canada every weekend. We cover personal finance and workplace stories that matter to everyday Canadians, and how this story affects our pocketbook. It could be the latest interest rate numbers and how your mortgage payments have changed or what to do if you win the lottery. The goal is for listeners to walk away after every show thinking I learned something new about my money today.
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Canada is Getting A Taste of Swiftonomics!

Canada is Getting A Taste of Swiftonomics!

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Erin Bury from Willful, to discuss importance of a will despite your age. Later in the show, Rubina chats with Stephan DesBeins, Financial planner with exponent investment management , to discuss how to manage a financial windfall.
40:3016/11/2024
New American President... But Changes to the Canadian Economy ?

New American President... But Changes to the Canadian Economy ?

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Dr. Sylvain Charlebois , a Canadian professor and researcher specializing in food distribution and policy, senior director of the Agri-Food Analytics Lab at Dalhousie University and co-host of The Food Professor Podcast, to discuss food prices after the recent U.S. elections. Later in the show, Rubina chats with Kelly Ho, Financial Planner , to discuss getting good financial advice during these times of inflation.
47:3709/11/2024
Super Size Interest Rates & Spooky Credit Card Bills

Super Size Interest Rates & Spooky Credit Card Bills

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Santo Ligotti, Vice President, Marketing and Member Services at the Retail Council of Canada, to discuss how the rise in Halloween celebration costs can lead on to create financial hangover in the month of November and learn how you can dodge it. Later in the show, Rubina chats with Christie Rall, Partner, Transformation with Mercer Canada , to discuss as Several provinces in Canada have passed pay transparency laws, are Canadian employers ready for Pay Transparency?
40:3102/11/2024
Bank Of Canada Cuts Rates, What's Next.!

Bank Of Canada Cuts Rates, What's Next.!

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Ben McCabe, President of Bloom Finance, to discuss how and why more and more number of grandparents are being asked to financially support their grandkids and what are the possible solutions? Later in the show, Rubina chats with Ardalan Shojaei, Chief Credit and Risk Officer at Fig, to discuss how to protect your self and your money online in addition of multi-factor authenticators.
40:3026/10/2024
Will Bank Of Canada Make It Easy For Consumers In The Upcoming Announcement?

Will Bank Of Canada Make It Easy For Consumers In The Upcoming Announcement?

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Adriana Girdler, CornerStone Dynamics, to discuss how can it be frustrating to work with a colleague who is not doing their share of the work. Later in the show, Rubina chats with Tyler Thielmann, President and CEO of Spring Financial, to discuss the recent dip in Inflation in the month of September and will Bank Of Canada drop its interest rates even further in the coming months?
40:2919/10/2024
Master the Art of Distinguishing Good Debt from Bad Debt!

Master the Art of Distinguishing Good Debt from Bad Debt!

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Carmi Levy, Technology Analyst and Journalist, to discuss payment apps and their significance in our day to day lives. Later in the show, Rubina chats with Jeri Bittorf, financial wellness coordinator at Resolve Counseling Services Canada, to discuss the difference between a Good Debt and a Bad debt.
40:2512/10/2024
Christmas Spending Planning & Wealth Gap In Friendships

Christmas Spending Planning & Wealth Gap In Friendships

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Jennifer LaForge, General Manager at Rakuten.ca, to discuss a Holiday Spend Survey that found 4 in 5 (81%) Canadians are stressed about the cost of buying holiday gifts this year. Later in the show, Rubina chats with relationship expert Jen Kirch to discuss the wealth gap in friendships.
40:3105/10/2024
Stress-Test Rules, NerdWallet Canada And Women Making Less Than men

Stress-Test Rules, NerdWallet Canada And Women Making Less Than men

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by  Shannon Terrell, NerdWallet Canada personal finance expert and spokesperson, to discuss Underconsumption core. Later in the show, Rubina chats with  Cissy Pau, Principal Consulting at Clear HR consulting to talk about gender pay gap.
40:0328/09/2024
Inflation, Salaries And Tips To Stop Over Spending

Inflation, Salaries And Tips To Stop Over Spending

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Marcie McLean-McKay, Senior Researcher, Consumer Research & Experimentation, at FCAC., to discuss ways to promote financial confidence in girls. Later in the show, Rubina chats with Carrie Hayes, Better Budgets. Ca, to guide us through the steps to prevent overspending.
40:2321/09/2024
Short-term Goals Are Important Too

Short-term Goals Are Important Too

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Sal D’Angelo, Head of Product, Vanguard Investments Canada to talk about  a new way to save for those short-term goals. Later in the show, Rubina chats with Abbey Xu, RBC Economist to walks us through her report “Financial returns after a post-secondary education have diminished.”
40:2814/09/2024
New Interest Rates From The Bank Of Canada

New Interest Rates From The Bank Of Canada

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Philip Petursson, Chief Investment Strategist at IG Wealth Management to talk about What’s next for the interest rates as The Bank of Canada has cut them for the third consecutive time. Later in the show, Rubina chats with Nathan Kennedy, Money content creator to learn about the extreme financial content creators
40:2807/09/2024
Canadians Are Feeling a "Me - Cession"!

Canadians Are Feeling a "Me - Cession"!

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Charles St. Arnaud, Economist at Alberta Central, to talk about the term "Me-Cession" and explain what it stands for. Later in the show, Rubina chats with Zena Amundsen is a Certified Financial Planner and owner of Astra Financial Services in Regina , to learn some tips and tricks to manage the 'Me-Cession'.
47:0331/08/2024
Expensive Living !

Expensive Living !

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Daniel Lublin, Employment Lawyer, to talk about different solutions after being laid-off the job. Later in the show, Rubina chats with Stephane Bourne , to talk about homebuying outranking wedding planning for Canadian youth.
44:2324/08/2024
Tips for Overcoming Financial Isolation

Tips for Overcoming Financial Isolation

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Jessica Moorehouse, Money Expert & Financial Counsellor, to talk about easy ways to avoid financial isolation. Later in the show, Rubina chats with Leslie Hickey , to talk about downsizing your home and is it worth it?
40:1017/08/2024
Return Policies Restricted for Elders ?

Return Policies Restricted for Elders ?

On this best-of episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Michael Leblanc, Senior Retail Advisor to the Retail Council of Canada, to talk about return policies changing in stores for more older individuals. Later in the show, Rubina chats with Brenda St Louis , Financial Therapist to talk about Financial Wellness.
45:0710/08/2024
The Condo Market: Years Later ?

The Condo Market: Years Later ?

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Jessica Morgan, Personal Finance Writer, Author of Canadianbudget.ca, to talk about effective budgeting during the summer season. Later in the show, Rubina chats with Darlene Miranda, VP of Customer Engagement & Advocacy at Daily Pay, to talk about the importance of daily pay to employees when doing their job.
46:5203/08/2024
Lawsuits & Methods to Create Income

Lawsuits & Methods to Create Income

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Saro Turner, Lawyer, to talk about the recent lawsuit against L:oblaws parent company George Weston Ltd. Later in the show, Rubina chats with Kelly Ho, Certified Financial Planner, to talk about schemes on getting rich more faster through legitimate investments.
45:0628/07/2024
Methods & Insights On Costs & Budgeting

Methods & Insights On Costs & Budgeting

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Mahima Poddar, Group Head, Personal Banking at EQ Bank, to talk about the cost of weddings, and how to effectively prep and budget around spending for that special day. Later in the show, Rubina chats with Lesley Anne-Scourgie, Founder of Me Vest, to talk about shopping tips that can help you effectively shop daily as cost continue to grow continually.
44:5720/07/2024
The Economy & Fixed Rates

The Economy & Fixed Rates

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Clair Fan, Economist - Royal Bank , to talk about the U.S. economy showing its signs of softening as we see the continuous shift in economy daily. Later in the show, Rubina chats with Andy Hill, Mortgage Planner , to talk about fixed or variable mortgages as prices for homes and mortgage continue to skyrocket daily in the housing market.
48:2213/07/2024
Budgeting, Downsizing, and Economics.

Budgeting, Downsizing, and Economics.

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Cindy Beaudet, Owner of Destination's Senior's Downsizing , to speak about downsizing , and cutting down on purchase and etc. Later in the show, Rubina chats with Barry Choi, Travel & Money Expert, to talk about budgeting for traveling and going to places that mimic popular destinations for traveling and touring.
44:1306/07/2024
Stores Are Fed Up With Repeat Returners

Stores Are Fed Up With Repeat Returners

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Nathan Kennedy , Financial Literacy Creator - Nat New Money , discussing about why more and more credit card holder are just making minimum payment and how will it impact ones credit score. Later in the show, Rubina chats with Jason Vickers, Partner and National Retail Transformation Leader at Deloitte, analyzing why the big retailers including Amazon and Walmart are bringing a change to their return policies.
42:2829/06/2024
Zero Interest Loans: What You Need To Know

Zero Interest Loans: What You Need To Know

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Eva Wong , co-founder and COO of Borrowell , a fintech company. , discussing about Zero Interest Loans and how is it possible to borrow money without paying any interest on it. Later in the show, Rubina chats with Craig Lord, Global News Reporter, analyzing how did the recent announcement of rate cuts by the bank of Canada will invigorate the real estate market.
42:4722/06/2024
Bank Of Canada Cuts Rates, Finally.!

Bank Of Canada Cuts Rates, Finally.!

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Blair Evans, Assistant Vice-President, Tax & Estate Planning at IG Wealth Management, discussing about Global Wellness Day and its importance. Later in the show, Rubina chats with Leah Zlatkin, Mortgage Broker, analyzing what's next for interest rates after the Bank of Canada cuts interest rates for the first time in 4 years.
43:0108/06/2024
Investing Anxiety And Seafood Troubles

Investing Anxiety And Seafood Troubles

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Matthew Fabian, Director of Financial services research at TransUnion Canada, discussing about why more and more Canadians are paying the minimum balance payment. Later in the show, Rubina chats with Julie Petrera. Senior Strategist, Client Needs at Edward Jones, analyzing the importance of why it's the right time to start investing.
44:1101/06/2024
Why Are Retailers Changing Their Return Policies

Why Are Retailers Changing Their Return Policies

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Michael Leblanc, Senior Retail Advisor to the Retail Council of Canada, discussing about why the big retailers including Amazon and Walmart are bringing a change to their return policies. Later in the show, Rubina chats with Nancy Wilson, CEO, Canadian Women's Chamber of Commerce, learning more about "Flip The Script", an initiative aiming to bridge the funding gap for women-owned businesses.
42:1725/05/2024
Why Are Meme Stocks Back In The News

Why Are Meme Stocks Back In The News

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Colin White, Portfolio Manager and CEO at Verecan Capital Management , about what are meme stocks and why are they gaining popularity in today's age. Later in the show, Rubina talks with Craig Lord, Global News Reporter and author of 'Homeschool', learning why is it so important to get home inspection done before buying a new house. 
43:2518/05/2024
How To Manage A Special Assessment When You're a Condo Owner

How To Manage A Special Assessment When You're a Condo Owner

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Dana Hagg, HMC Lawyers, about costs you have to bear when living in a Condominium Buildings and how can you save yourself before buying one. Later in the show, Rubina talks with Cynthia Arscott, CEO of the Goldminds, knowing in depth how she is growing her business while raising her toddler son. 
40:1411/05/2024
Controversial Announcement

Controversial Announcement

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Stefanie Ricchio, chartered professional accountant based in Toronto, to explain why all capital gains will be subject to a higher inclusion rate. Politicians say it's to make the system fairer for all Canadians but investors say it's not. Later in the show Akaash Bali, entrepreneur and co-founder of the Young Investor program, to explain why some Gen Z are investing in soft savings? Is this the right move? Is soft saving responsible? Should you try it?
43:1504/05/2024
Living For The Future

Living For The Future

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Andrew Lo, CEO and President of Embark, to talk financial stress on parents and what they're willing to do for their kids. Data shows parents will go in debut for their children's future, but, is that the only way? Later in the show Tyler Thielmann, President and CEO of Spring Financial, gives a rundown on the best way to use your tax refund. Are you using it right?
43:1427/04/2024
Start Small, Grow Big

Start Small, Grow Big

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Craig Lord, Global News author of homeschool, to talk about the possibility of home rates going up. What does The Bank of Canada have to say about the issue? What should you be aware of? Later in the show Pocket Sun, co-founder of SoGal Ventures - entrepreneur, talks what's it like to be a female entrepreneur. From struggles to funding, Pocket gives advice how woman can start their entrepreneur journey.
43:1420/04/2024
AI Crime; Are You In Danger?

AI Crime; Are You In Danger?

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Daniel Lublin, founding Partner at Whitten & Lublin, to talk love. Office romance is all fun and cute on TV but how does it work in the real world? Later in the show Leigh Tynan, Director of TELUS Online Security, teaches how to be safe in the new age of technology. We all know the classic foreign prince scams, but how well do you know A.I scams? Are you sure you're talking to a real human?
43:1513/04/2024
Bare Trust' and the importance of having a Will

Bare Trust' and the importance of having a Will

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Suzana Popvic-Montage , Managing Partner at Hull & Hull LLP to discuss the CRA changing its reporting requirements for financial relationships that qualify as Bare Trust Later in the show Ering Bury, CEO of Will Ful joins us to discuss why two thirds of Canadians age 30-45 don't have a will and the importance of having a will regardless of age.
42:3006/04/2024
Navigating the world of Open Banking and Late Income tax filing

Navigating the world of Open Banking and Late Income tax filing

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Tal Schwartz , Writer of the Canadian Fin Tech to discuss open banking and how it works. Later in the show Stefanie Ricchio, CPA joins us to discuss what to do if you have not filed your taxes for several years.
42:3030/03/2024
 Supporting Self Employed Canadians and First Home buyers in this economy

Supporting Self Employed Canadians and First Home buyers in this economy

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Judy Rebik , Report Co Author to discuss how best the government can support self employed Canadians. Later in the show Eduek Brooks, Owner of financial literacy platform Two Sides of a Dime joins us to discuss the First home buyers savings plan and how to best plan ahead of your first home purchase.
42:3023/03/2024
How to Save enough for retirement and Travel well

How to Save enough for retirement and Travel well

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Ben McCabe , CEO of Bloom Finance to discuss retirement savings and how to best prepare for your retirement years while still working. Later in the show Barry Choi, Money and Travel expert for Money We Have joins us to discuss how Travel well without breaking the bank.
43:2017/03/2024
Insuring your way to your first home, while maintaining your peace of mind.

Insuring your way to your first home, while maintaining your peace of mind.

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Chantal Mckenzie, from Canada Protection Plan , to discuss International Women's day and the importance of life insurance. Later in the show Craig Lord from Global News joins us to discuss the dissolution of the First home Buyers incentive plan and what prospective first time home buyers can do to save up for their first home with the First home savings account.
43:2909/03/2024
It's Not Fair

It's Not Fair

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Varun Sriskanda, Board Member at Small Ownership Landlords of Ontario, to talk about renting in 2024. Is the market fair? What can you buy? Tune in to find out. Later in the show Rebecca Oakes, Vice-President at Equifax Canada, talks debut with Rubina. Learn how to manage your credit card debut and why it's increasing.
43:1503/03/2024
RRSP's and the fight for DEI in the workplace in 2024

RRSP's and the fight for DEI in the workplace in 2024

On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Christine Van Cauwenberghe, Head of financial planning at IG Wealth to discuss everything you need to know prepare for the 2023 RRSP contribution deadline.  Stephen Dorsey author of :" Black and White: An intimate, Multicultural perspective on "White advantage" and the paths to real change" also joins Rubina to discuss DEI programs being cut. 
43:1525/02/2024
Planning for the Present and Future

Planning for the Present and Future

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Sweta Regmi , Career Strategist, to talk what to do if you are laid off, and the steps you can take to minimize the financial impact. Later on Chad Harmer, Retirement Planning Expert and Managing Director of Harmer Wealth Management joins the show to teach us the steps we can take to save and plan accordingly for retirement and the mistakes we can avoid along the way.
43:2018/02/2024
Love For Dirt Cheap

Love For Dirt Cheap

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Sandra Lavoy, Regional Director at RH, to talk work, and why people want to leave. 4 in 10 professionals are looking for new jobs this year, will you be one of them? Later in the show Jen Kirsh, Dating Relationship and Journalist, teaches dating 101 when your pockets are empty. Don't believe me? Listen for yourself.
43:1510/02/2024
So You Think You Can Sell

So You Think You Can Sell

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Randall Bartlett, Senior Director at Canadian Economics Dejardins, to talk travel, but not the kind you're thinking of. Canada introduced a two year cap for international students coming to Canada, will this help the housing crisis? Later on Craig Lord, Global News, joins the show to teach home selling 101. Learn what to look out for before putting your house on the marker.
43:2003/02/2024
Downsizing (2024)

Downsizing (2024)

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Spencer Gale-Reimer, Investment Advisor Wellington-Altus at Private Wealth Inc., she gives her trick to financial freedom. Ever heard pf a TFSA? Later in the show Cindy Beaudet, Owner of Destination Seniors Downsizing Calgary, talks about downsizing. Learn how to start and what to expect expect.
43:1527/01/2024
Inflation Isolation

Inflation Isolation

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Akaash Bali, co-founder of Young Investor Program, to talk Soft Saving and how you can relax now. Later in the show Patrick Ens, President of Capital One Canada, explains how love is dying and what your wallet has to do with it.
43:1520/01/2024
Hi, I'm New.

Hi, I'm New.

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Brenda St Louis, a Finacial Therapist in Victoria, to give tips on how to save money. Leave your financial worries behind! No one likes being the new guy. Mike Shekhtman, Senior Regional Director at RH, settles the worry of a new job and what to expect.
43:1513/01/2024
2024 Predictions

2024 Predictions

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Craig Lord, Journalist at Global News, to tell his predictions of the new year and what to look out for. Later Gayle Ramsay, executive at BMO, gives a guide on how to cut back and start new in 2024
43:1506/01/2024
2023 Knowledge

2023 Knowledge

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Jessical Moorehouse, Financial educator, to talk about personal finance and what she learned in 2023. Later in the show Andy Hill, mortgage broker, tells us about the mortgage stress test.
43:1530/12/2023
New Normal

New Normal

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Taylor Stinson, Girl on Bloor, to talk about how to save money on holiday feasts. Later in the show Wayne Berger, CEO of IWG, tells us about work of the future! Will you be working the same?
43:1623/12/2023
Going Solo

Going Solo

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Yannick Lemay a tax specialist with H and R Block, to discuss the new Canadian Dental plan. Are you eligible? Later Craig Lord, Journalist at Global News, teaches how to buy a home with out help from your parents.
43:1516/12/2023
To The Furture!

To The Furture!

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Anne Arbour, Director of Stragecic Partnerships at Credit Counselling Society, to talk about interest rate hikes and what to expect. Later in the show Janet Candido, HR expert, comes with a vision from the future! Be one of the first to learn about 2024 work place trends.
43:1509/12/2023
What Are You Worth?

What Are You Worth?

On this Episode of For What It's Worth With Rubina Ahmed-Haq. We are joined by Robyn Thompson, CFP and money expert, to tell us about friendship and how your wallet may be paying for price. Later in the show Matt Busbridge, Country Manager at Amazon Business Canada, breaks the ice and talks about holiday gifts from your boss. Do you know what your getting? Does the gift validate your worth?
43:1602/12/2023