Ahead of the Women in Finance Summit and Awards 2023, we’re catching up with some of the leading women in the financial services space. Tanya Sale co-founded mortgage aggregation group outsource Financial with Andrea Tassis 13 years ago, with Tanya now one of the very few female chief executives in the mortgage industry. In this episode, Annie Kane sits down with Tanya Sale to find out: How a piggy bank triggered her love of finance. Why she started her own aggregation business. Why she believes support is critical to succeed as a female business leader. And much more!  

In this episode of the SMSF Adviser Show, host Keith Ford is joined by George Haramis, the CEO of moneyGPS and accountantsGPS, to discuss how digital advice services can assist SMSFs. Mr Haramis explains why he launched accountantsGPS to help accountants and advisers within the SMSF space, and how his decades of experience in the industry have informed the business and its focus. Listen as they discuss: The new SMSF Check-Up Report within accountantsGPS and the information it provides. How both accountants and advisers can utilise the service to benefit their clients. The plans for the future and what’s next for accountantsGPS.

In this week’s episode of Relative Return, host Maja Garaca Djurdjevic speaks to David Ashton, senior portfolio manager at Macquarie, about how long it could be until Australia sees an interest rate cut. Listen as they discuss: How long interest rates could be on hold. Why the current market environment isn’t a repeat of the 1970s. The impacts of geopolitics on the economy and markets. The benefits of Australian government bonds in this economic climate. Lessons from the US and Europe.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by George Haramis, the CEO of moneyGPS and accountantsGPS, to discuss the rise of digital advice in the financial services industry. With over 30 years of experience in the financial services industry, Mr Haramis provides valuable insights into the development and growth of digital advice, and why incorporating digital advice into advisory firms’ business models will be essential moving forward. Listen as they discuss: The key benefits of using digital advice platforms for advisory firms. The importance of digital advice in addressing intergenerational wealth transfer. How digital advice underpins many of the recommendations in the Quality of Advice Review, and more.

In this week’s episode of Relative Return, host Maja Garaca Djurdjevic speaks to Patrick Clarke, general manager of retirement solutions at Generation Life, to discuss how super funds can help members transition into retirement. Listen as they discuss: The 4.2 million Baby Boomers heading into retirement. Super funds’ efforts to meet the Retirement Income Covenant. How to encourage retirees to spend their retirement savings. The product development of Generation Life’s investment-linked lifetime annuity product. What is needed for a good retirement plan.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Hans Egger, founder and managing director of Astute Wheel, to discuss how digital advice can enhance the client-adviser relationship. Mr Egger explains how digital advice is a much broader term than robo-advice, and how implementing tech-driven solutions can provide efficiencies and ease the challenges financial advisers face. He also touches on the key benefits of using technology in financial advice, including its ability to bring financial plans to life, and the crucial role of technology in improving the adviser-client relationship. Finally, Mr Egger talks about Astute Wheel’s approach to digital advice and the value of client portals, before predicting where digital advice is heading over the next few years.

Tim Steele, chief executive officer at Class, and Jo Hurley, general manager, growth at Class, join the SMSF Adviser Show to talk about the findings of their annual Benchmark Report. Mr Steele and Ms Hurley explain that younger generations are driving new SMSF establishments, but growth in the sector is also being aided by greater longevity for older SMSF members. The pair also cover the superannuation gender gap, including the relatively strong showing from SMSFs versus APRA funds and the “reverse gender gap” seen in under 25s with SMSFs. Finally, Mr Steele and Ms Hurley highlight the disparity between SMSF and APRA fund members enjoying tax-free earnings in retirement phase, as well as the implications of the $3 million super balance cap.

In this week’s episode of Relative Return, host Maja Garaca Djurdjevic speaks to Adam Scully, senior portfolio manager at Alexander Funds Management, to help investors demystify credit and fixed income funds. Listen as they discuss: Exploring the differences between credit and fixed income The role they can play in portfolios How interest rates affect bond and credit portfolios Considerations when investing in credit securities The importance of stress-testing portfolios

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Adele Martin, founder of My Money Buddy and the Savings Squad podcast, to discuss how she is giving back through her business. Ms Martin touches on how and why she implemented a profit first model in her business and speaks about why setting aside funds for charitable donations and random acts of kindness is important to her. Ms Martin also introduces her new initiative which, in addition to charitable benefits, strives to foster a sense of community within the financial advice industry by offering support and mentorship to financial advisers. Lastly, Ms Djurdjevic and Ms Martin touch on the latest news in financial advice, including her views on the experience pathway. 

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to James Martin, managing director and head of global client solutions at Hamilton Lane, about why true democraticisation of private markets is still on the horizon. Listen as they discuss: Challenges to accessing private equity Solving the illiquidity problem of private market investments Why Australia is leading the way globally Inflation’s impact on private markets Questions to consider during the due diligence process

In this episode of the ifa Show, Keith Ford is joined by the CEO of moneyGPS and accountantsGPS, George Haramis, to discuss the impact of the government’s response to the Quality of Advice Review (QAR) and the future of digital advice in Australia. Mr Haramis touches on the progress of the proposed digital advice association and whether the government’s slow progress on the QAR has had an impact. He also covers the role of super funds in advice and whether they can plug the advice gap, as well as exploring some of the broader impacts of the QAR, such as the yet-to-be accepted good advice standard. Mr Haramis then touches on Treasury roundtables and the outcomes from government consultations before explaining moneyGPS’s white label digital advice product for super funds, boutique AFSLs, larger AFSLs, and accounting firms.

George Haramis, CEO of moneyGPS and accountantsGPS, joins the SMSF Adviser Show to discuss the impact of the government’s response to the Quality Advice Review (QAR) and the future of digital advice in Australia. Mr Haramis touches on the progress of the proposed digital advice association and whether the government’s slow progress on the QAR has had an impact. He also covers the role of super funds in advice and whether they can plug the advice gap, as well as exploring some of the broader impacts of the QAR such as the yet-to-be-accepted good advice standard. Mr Haramis then touches on moneyGPS’s white label digital advice product for super funds, boutique AFSLs, larger AFSLs and accounting firms before giving a preview of what to expect at the SMSF Adviser Technical Strategy Day 2023.

In this week’s episode of Relative Return, host Phil Tarrant speaks to Shane Hurst, Managing Director and Senior Portfolio Manager at ClearBridge Investments, winner of this year’s Infrastructure Fund of the Year. Listen as they discuss: His 20-year love of global listed infrastructure investing The firm’s win at this year’s Fund Manager of the Year Awards Why risk management is the most important factor in infrastructure investing How ClearBridge considers ESG and sustainability within its investment process Why he expects to see outperformance after a challenging year

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by co-host Keith Ford to discuss the recent concerns raised by Sarah Abood, CEO of the Financial Advice Association Australia (FAAA), about ASIC levies and the role advisers play in ensuring Aussies retire comfortably. Maja and Keith take a closer look at ASIC’s cost recovery implementation statement and share why the FAAA’s CEO believes the numbers just don’t line up. They discuss the steps the group has taken and whether it holds the power to influence the corporate regulator to take another look at its projections. The conversation shifts to the intergenerational report and its findings on retirement savings. While the report predicts a significant increase in total assets in the super system over the next four decades, the government is concerned about Australians’ reluctance to spend their retirement savings. As such, Treasury is now expected to release a consultation paper to address this issue and strengthen the accessibility of retirement products by taking a closer look at advice, among other things. The discussion also covers the roundtables being hosted by Treasury, where various stakeholders have been called upon to provide their opinions on the Quality of Advice Review. 

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to Gary Monaghan, investment director for Asian equities at Fidelity, about opportunities in Asia and the firm’s recent win at the Fund Manager of the Year Awards. Listen as they discuss: Why Chinese technology doesn’t equal all Asian technology stocks How the US sanctions have helped China The firm’s win at this year’s Fund Manager of the Year Awards for its Fidelity Asia Fund What factors are making India the next ‘darling of Asia’ The economic impact of China’s property problems on Australia

In this episode of the ifa Show, stand-in host Keith Ford chats to Peter Johnston, executive director of the Association of Independently Owned Financial Professionals (AIOFP), to discuss the proposed good advice legislation and the power advisers have to lobby the government. Mr Johnston explains why he believes the good advice standard would be detrimental to consumers and gives his thoughts on whether the government is likely to adopt it. He also discusses the AIOFP’s lobbying efforts, including why the advice profession is in a unique position to influence the government with the backing of their clients, and how the various industry associations can work together to look for positive outcomes. Additionally, Mr Johnston discusses the AIOFP’s involvement in roundtable discussions with Treasury regarding the Quality of Advice Review (QAR), as well as some highlights from the association’s recent conferences in Bangkok and London.

Simon Aboud, chief product and marketing officer at Allianz Retire+, joins the SMSF Adviser Show to talk about retirement income solutions. Mr Aboud explains why longevity risk is such a concern for retirees and advisers, and how Allianz Guaranteed Income for Life (AGILE) can help mitigate these issues. He also covers the need for greater innovation with retirement income products and how product providers are responding to the retirement income covenant Finally, Mr Aboud highlights how macroeconomic themes are affecting retirees and what to expect from the retirement income landscape over the next 12 months.

In this week’s episode of Relative Return, host Phil Tarrant speaks to Justin Blaess, co-founder and portfolio manager at Quay Global Investors and winner of this year’s Global Property Securities Fund of the Year. Listen as they discuss: The importance of a global approach to property investment The property winners and losers from COVID-19 Maintaining a highly concentrated and low turnover portfolio What it takes to have five consecutive wins at the Fund Manager of the Year Awards Ensuring Quay differentiates itself from competitors

In this special episode of the ifa podcast, our host is joined by QAR review lead Michelle Levy and FAAA CEO Sarah Abood to discuss the government’s QAR response. This podcast brings you an audio version of our recent webcast hosted by ifa editor Maja Garaca Djurdjevic who was joined by QAR lead Michelle Levy and the CEO of the Financial Advice Association Australia, Sarah Abood. Ms Levy and Ms Abood share their thoughts on the government’s QAR response and dissect certain recommendations, including the expansion of the super funds’ advisory powers. At times, Ms Levy and Ms Abood disagree on areas of the review, including the name that should be given to superannuation employees providing information/advice to their members. Ms Levy discusses why she believes the absence of good advice exposes funds to conflicts of interest, while Ms Abood shares why defining the good advice duty is crucial. Moreover, the pair discuss the future of statements of advice, and Ms Abood provides an update on the progress of the consultation with government. 

Greg Hansen, Executive, Group Strategy at HUB24, and Jo Hurley, General Manager, Growth at Class, join the SMSF Adviser Show to talk about Millennials entering the SMSF space. Mr Hansen and Ms Hurley explain what is causing the expansion of the SMSF sector and how technological advancements enable customised SMSF service offerings for Millennials. The pair also cover how advisory firms are adapting their practices to effectively serve the evolving demands and expectations of clients. Finally, Mr Hansen and Ms Hurley highlight what advisers and accountants need to think about when engaging with a younger demographic to cater to their specific needs and preferences.

In this week's episode of Relative Return, host Phil Tarrant speaks to Jonathan Ng, head of investments at Reach Alternative Investments, to discuss digital disruption and how the boutique plans to scale up the business.    Listen as they discuss: Democratising investment for smaller clients  The attractiveness of private markets  Gaining traction with financial advisers Building bespoke technology to meet client needs Navigating liquidity and redemption in closed-ended options

In this episode of the ifa show, stand-in host Keith Ford chats to Nigel Baker, CEO and founder of Scientiam, a pioneering company in the financial advice industry. Mr Baker shares his journey, from working in renowned accounting firms to establishing his own independent practice, Arch Capital. The pair delve into the challenges and opportunities faced by the advice industry, particularly in providing accessible and efficient advice to a broader market. Mr Baker unveils Scientiam’s innovative approach to addressing these challenges by leveraging technology to create a seamless client experience, while also touching on the future of financial advice and exploring how the industry can adapt to changing client needs and expectations. Moreover, Mr Baker emphasises the importance of separating advice from product recommendations and enabling clients to make informed decisions based on their unique circumstances.

CEO at CryptoTaxCalculator, Shane Brunette, and tax counsel for CryptoTaxCalculator and director of Cadena Legal, Harrison Dell, join the SMSF Adviser Show to talk about taxation and compliance considerations when investing in crypto through an SMSF. Mr Brunette and Mr Dell explain the key strategies and considerations essential for individuals and entities to master the complexities of capital gains tax and how to ensure compliance with the sole purpose test. The pair also cover why the security of crypto assets is important for tax purposes and how to master crypto security including fundamental principles, wallets, and private key aspects. Finally, Mr Brunette and Mr Dell highlight the significance and hurdles associated with maintaining accurate crypto tax records and how crypto tax software can assist in managing cryptocurrency taxes effectively.

In this episode of Relative Return, host Phil Tarrant chats to Simon Madder, Managing Director and CEO of Prime Financial Group, on the firm’s ambitious growth plans and how it balances working in multiple parts of the financial services landscape. Listen as they discuss: Where it is finding acquisition opportunities Prime’s equity ownership model for employees Why the business grew its fastest during COVID-19 Succession planning and staff retention How it balances providing financial advice, SMSFs and accountancy

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by the chief executive of Lifespan Financial Planning, Eugene Ardino, to delve into the latest developments in the financial advice industry. Mr Ardino discusses the government’s response to the Quality of Advice Review (QAR), the experience pathway, and the increasing ASIC levy. He shares why, despite the disappointment with the ASIC levy increase, he remains optimistic about the industry. Mr Ardino also touches on the potential impact of the QAR and the government’s support for certain recommendations and acknowledges there are certain challenges in defining and implementing a good advice duty. He also shares his thoughts on the simplification of statements of advice (SOAs) and why he anticipates that the government and regulators will work together to define what a good record of advice should look like. Moreover, Mr Ardino dismisses concerns that licensees would still enforce lengthy documents and emphasises the importance of industry consensus and consumer-centred approach.

Head of Education and Content at Heffron, Lyn Formica, joins the SMSF Adviser Show to discuss how to keep up to date with regulatory changes in the SMSF space. Ms Formica explains how recent market developments impact the relevance of SMSFs in the current landscape, as well as the latest regulatory updates that industry professionals need to understand. She also covers the methods that accountants, advisers, and trustees can employ to remain well informed, and touches on some specific strategies SMSFs can utilise that standard funds can’t. Finally, Ms Formica highlights the enhanced flexibility offered by SMSFs in comparison to standard industry funds and showcases some circumstances in which an SMSF might not be the right recommendation for a client.

In this episode of Relative Return, host Phil Tarrant chats to Andrew Lockhart, managing partner at Metrics Credit Partners, to share his insights on the current state of the lending market and what he learnt from his banking past. Listen as they discuss: Standing out in a bank-dominated market Developing a broad fund range to meet investor needs The future of Metrics Credit Partners over the next five years Potential growth in private equity and real estate transactions The current heavy focus on property in the lending market  

     In this episode of the ifa show, host Maja Garaca Djurdjevic sits down with Marc Hraiki, the executive director of sales and services at Lonsec. Together, they delve into the ever-changing landscape of financial advice and discuss why Mr Hraiki believes there has never been a better time to be an adviser. Amid market volatility, decreasing adviser numbers, and growing complexity in Australians’ financial needs, Mr Hraiki highlights the tremendous opportunities for strong advice businesses. The pair also discuss the top three concerns keeping advisers awake at night and the ongoing challenge of making advice more accessible and affordable for all Australians. Mr Hraiki shares his insights on the impact of technology and innovation and offers valuable advice for young professionals considering a career in the advice industry.

Director at businessDEPOT and head of accounting at Ignition Rebecca Mihalic joins the SMSF Adviser Show to discuss what the evolving technology landscape means for SMSF professionals. Ms Mihalic explains how AI and automation are changing the way SMSF professionals work, from streamlining processes to making it easier to complete actions, and looks at whether this is a positive development. She also covers how new SMSF technology fits inside your current tech stack and the benefits of taking a holistic view to deliver consistency for clients. Finally, Ms Mihalic highlights how these technological advances are able to help relieve the ongoing resource burden that SMSF professionals (and all accountants) face.

In this episode of Relative Return, host Phil Tarrant chats to Aaron Binsted, portfolio manager of the Lazard Australian Equity Fund, to discuss which sectors the fund is favouring and his dislike of REITs. Listen as they examine: His strategy running the $537 million Australian equity fund Why its defensiveness is appealing for retirees The Aussie equity sectors that have performed well in FY2022–23 The potential impact of rising interest rates on equity markets and how it poses both risks and opportunities for investors How he put a 20 per cent cash weighting to use

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by the head of policy at the Financial Advice Association Australia, Phil Anderson, to discuss the official end of the AFA and the broader advice landscape. With the Association of Financial Advisers officially winding up, Phil Anderson reflects on the importance of professional associations and shares why he is more optimistic about the future than he has been for a long time. Mr Anderson also speaks about the Quality of Advice Review, the consultation process that is currently underway, and explains why he doesn’t expect draft legislation for the review’s recommendations this year. Moreover, he touches on the outcome of the class action brought by advisers against AMP over BOLR changes and shares why he believes there is “real momentum” towards changing the regulatory regime that will make advice less costly to provide and access.

Digital Surge co-founders Josh Lehman and Dan Rutter join the SMSF Adviser Show to discuss why SMSF trustees should consider cryptocurrencies. Mr Lehman and Mr Rutter explain how the unique asset class can help diversify a portfolio, as well as the factors SMSF trustees need to consider when selecting a crypto exchange, such as fees, available coins, and minimum trade requirements. The pair also cover the way SMSF trustees can purchase cryptocurrencies through their SMSF, and how to ensure the assets are safeguarded. Finally, Mr Lehman and Mr Rutter highlight the importance of managed custody and detail Digital Surge’s Corporate Affiliate Program and Client Adviser Portal.

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to Blair Hannon, head of investment strategy at Global X, to discuss the rise of thematic ETFs as the world makes advancements in climate and technology. Listen as they discuss: The types of thematics popular with Australian investors Global X’s range of thematic ETFs Distinguishing between a ‘fad’ and a long-term theme How advisers can implement them in portfolios Avoiding FOMO with ETF launches

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by AstuteWheel’s managing director, Hans Egger, to discuss the most compelling reasons for advisers to consider client portals. With over 25 years of experience in the financial planning industry, Mr Egger shares his journey of developing tools and modelling calculators to enhance client advice and comprehension of complex strategies. He discusses the growing adoption of technology by financial advisers, particularly in client engagement and streamlined processes, as well as emphasising the importance of secure client portals which not only protect sensitive data but also provide a comprehensive platform for clients to access their financial information, track goals, and communicate with their advisers. Mr Egger also touches on the time-saving benefits of using tech tools such as questionnaires and modelling calculators, enabling advisers to focus on meaningful client interactions.

AccSource founder and managing director Boobalan Madhavan joins the SMSF Adviser Show to discuss how advice and accounting firms can benefit from outsourcing. Mr Madhavan explains the problems that outsourcing can help solve, as well as how to integrate it into your business while retaining buy-in from your current employees.   He also covers how to find an effective outsourcing solution and how to tell that a provider is right for your business.   Finally, Mr Madhavan highlights the legal obligations involved in integrating an outsourcing solution and how you install processes, standards and expectations for an offshore team.

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to Russel Pillemer, co-founder and chief executive at Pengana Capital Group, to discuss how the firm is solving accessibility to global private markets for both wholesale and retail investors. Listen as they discuss: The role of private markets in a portfolio Pengana’s unique global private equity vehicle Pengana’s latest joint venture with Washington H Soul Pattinson The differences between Australian and global private credit Democratising access to private markets Plans for upcoming product launches

In this episode, Aaron Dunn and co-host Keith Ford discuss the ASIC adviser levy increase, the ATO’s draft ruling on the interaction on non-arm’s length income and capital gains tax, court rulings on lost trust deeds, and the increase in ATO penalty fees. Following the discussion, we share an episode of the ifa podcast, the sister brand of SMSF Adviser, in which host Maja Garaca Djurdjevic is joined by My Money Buddy and The Savings Squad podcast founder Adele Martin to discuss the government’s Quality of Advice Review (QAR) response and what it means for advisers. This podcast brings you a one-on-one chat that took place at the ifa’s Adviser Innovation Summit in Melbourne, where our host and Ms Martin dissected the government’s response to the QAR. Ms Martin talks about the response from an adviser’s point of view and why she would like to see less consultation and more action from the government. She articulates her perspective on future-fit statements of advice and delves into the proposal that suggests superannuation funds will have a significant role in providing advice, highlighting why this approach may not effectively address the issue of limited access to advice.

In this episode of Relative Return, host Phil Tarrant chats to Simon Aboud, chief product and marketing officer at Allianz Retire+, to discuss innovation in the retirement space. Listen as they discuss: How the Retirement Income Covenant has changed the industry Longevity solution, Allianz Guaranteed Income for Life (AGILE) The risk of retirees outliving their funds How Allianz Retire+ engages with advisers on product design How technology and AI are helping provide info to consumers

     In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Matthew Esler, the co-founder and co-CEO of Padua Solutions. Mr Esler discusses the government’s response to the Quality of Advice Review, including why the entry of super funds back into advice should not be cause for concern among advisers. He adds that advisers should instead be looking to set up referral arrangements with super funds to bridge the gap between their different service offerings. Mr Esler also touches on why the QAR represents a huge opportunity for fintechs, particularly the government’s plans to streamline advice documents. Labelling the upcoming period the “golden age of advice”, he explains why advisers should be optimistic going forward as technology enables them to scale their business and reach more clients than ever.

In this special episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by My Money Buddy and The Savings Squad podcast founder Adele Martin to discuss the government’s QAR response and what it means for advisers.  This podcast brings you a one-on-one chat that took place at the ifa’s Adviser Innovation Summit in Melbourne where our host and Ms Martin dissected the government’s response to the Quality of Advice Review (QAR).  Ms Martin talks about the response from an adviser’s point of view, and why she would like to see less consultation and more action from the government.  She articulates her perspective on future-fit statements of advice and delves into the proposal that suggests superannuation funds will have a significant role in providing advice, highlighting why this approach may not effectively address the issue of limited access to advice.

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to Ross Lees, Head of Funds Management at Centuria, about their specialist property investments and the areas where Australia is leading the way. Listen as they discuss: The differences between listed and unlisted property investment Whether offices are recovering from remote working Why Australia leads the way on ESG in property Centuria’s specialities in agriculture and healthcare property The environment for property investment over the next 12 months

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to Philip Ryan, managing director of Trilogy Funds, on the role mortgage trusts play in portfolios, particularly in a rising rate environment Listen as they discuss: The different roles for senior and subordinated debt Managing strategic duration in portfolios Exposure to builders and construction projects Location, location, location when buying property The difference between development loans and retail mum and dad loan

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Denis Orrock, chief strategy officer of wealth management platform Praemium. Mr Orrock joins our host to discuss the evolving landscape of wealth management and administration platforms. He also touches on the government’s response to the Quality of Advice Review (QAR) and how this might play out for the super funds. “I think the super funds moving to advice-style models will be interesting and how they scale their businesses for that. Are they fit-for-purpose for that today? Will they be reliant on digital or AI-generated advice versus personal advice?” And discusses a key issue for the industry around data integration. “The bigger impact for platforms is the data that sits within the platforms ... and how do we aggregate and standardise that data to provide advisers with a consolidated view of their customer.” Moreover, Mr Orrock discusses how wealth management platforms like Praemium can evolve to support the changes to the advice landscape on the back of the QAR, as well as how technology can help streamline and enhance the delivery of advice.

The federal government has released its response to the Quality of Advice Review final report, which could have ramifications for the SMSF industry. In this episode, Aaron Dunn and new co-host Keith Ford are joined by SMSF Adviser editor Maja Garaca Djurdjevic to discuss how the QAR response will impact advisers and accountants, including the reduced documentation requirements. They also look at whether the industry will receive clarity surrounding the changes any time soon. Aaron and Keith also touch on the Treasury opening consultation around the proposed changes to NALI provisions and the rest of the news from the last fortnight.

In this episode of Relative Return, host Maja Garaca Djurdjevic chats to John Woods, Deputy Chief Investment Officer at Australian Ethical, to discuss how advisers can embed ESG into their investments to meet clients’ requirements. Listen as they discuss: Investing with an ESG focus in an uncertain macroenvironment A framework to help advisers select products The challenge of thematic approaches The transfer of Christian Super members into Australian Ethical Super The outlook for ESG strategies after recent market volatility

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by ifa journalist Keith Ford to break down the government’s QAR response.   On Tuesday morning, Financial Service Minister Stephen Jones unveiled the government’s response to the Quality of Advice Review (QAR) final report, accepting in principle 14 of the 22 recommendations. The pair give an overview of what the government has announced, including the “quick wins” in its first stream and how the industry has responded to what is largely a streamlining of regulatory red tape. They also cover the more controversial aspects of the QAR, such as opening the door for superannuation funds to provide personal advice to members, before taking a look at the eight recommendations that the government has not yet accepted.  

In this episode of Relative Return, host Phil Tarrant chats to Tom King OAM, chief investment officer at Nanuk Asset Management, to discuss why he dislikes the term ‘ESG’ despite the firm’s sustainable focus and his past as an Olympic sailor. Listen as they discuss: Establishing a sustainable fund manager His dislike of the term ‘ESG’ How advisers can get clients engaged with sustainable investments ASIC’s focus on greenwashing What his sailing experience has taught him about investing

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Matt van Dijk, general manager distribution Queensland/Northern Territory at Praemium. Mr van Dijk joins the show to discuss the unmet advice needs of high-net-worth investors, with recent Praemium research showing that as many as 53 per cent of these investors are in need of quality advice tailored to their unique advice needs. As the volume of HNW investors continues to grow beyond the $2.8 trillion of investable assets they currently hold, Mr van Dijk details these advice requirements and how advisers can respond. He also touches on the intergenerational wealth transfer and how advisers can support it. Namely, with HNW investors anticipating to transfer as much as $1.9 trillion to their children, the challenge for advisers is that over half are managing the inheritance themselves. As such, Mr van Dijk elaborates on what advisers should consider when looking to embed themselves in this transfer.