Envy, jealousy, and comparison have been around as long as there have been people. But social media creates a new environment for these impulses to wreak havoc. It has rightly been said that "comparison is the thief of joy". Today we talk about how social media has given rise to new generation of "fake rich": people who publicly flaunt their material success but in reality are broke and in debt. Article from John Rampton: https://due.com/fake-rich/

Dustin Alley is a former Marine and the pastor of Liberty Baptist Church in Bristol, CT. He recently founded the Men After God community which is designed to help men ages 27-45 with a family achieve Godly success with a thriving faith and family. We talk about what led him to start this movement, why young men are particularly susceptible to unhealthy obsession with personal success, and how true success flows out of a healthy relationship with God and with your family. Men After God website: https://www.menaftergod.org/ Men After God podcast: https://podcasts.apple.com/us/podcast/men-after-god/id1691214647

A quick roundup on some of the most interesting articles this month... - In which states do residents pay the most sales taxes per person? - Amazon may look to boost its Prime offering by adding low cost wireless service - Tiny home living is looking more appealing (and affordable) - The evolution of famous brands' websites Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

A quick roundup on some of the most interesting articles this month... - Do you have what it takes to cut the deficit and lower the national debt? It's a lot harder than it looks - Three reasons why the US dollar won't be replaced as world reserve currency any time soon - Ranking the 100 most visible brands by their reputation score Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

We made it to episode 100!!! Thank you everyone who has listened and supported the podcast along the way. Today I'm going to share: - a quick review of how we got here - one of my favorite stories/lessons I've learned in the last 3 years - where the podcast is headed from here Email: [email protected]

The US faces a looming debt crisis that threatens to shut down the government and even possibly send us into default. Here's what you need to know about the current debt crisis and how it may affect you. Visual mentioned in the episode: https://theirrelevantinvestor.com/2020/06/10/there-are-always-reasons-to-sell/ Email: [email protected] Facebook: https://www.facebook.com/financialpathwayllc

Whenever I get to have an initial conversation about money, I always like to ask the same question. In fact, I think it's the most important financial question you will ever answer. And the reason it's so important is because I can't begin to give any advice or draw a "financial map" until we get really clear about where it is you want to go.

A quick roundup on some of the most interesting articles this month... - New mortgage fees for high credit borrowers and lower fees for low credit borrowers - How long does it actually take your money to double? - America's most (and least) expensive cities based on purchasing power Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

It seems I'm hearing about the CFP® designation more than ever these days - from commercials to conversations to even Jeopardy! But what does being a CERTIFIED FINANCIAL PLANNER™ even mean, and does it matter whether an advisor is one or not?

Joshua Hershberger is an attorney, minister, and speaker. He founded the Good Citizen Project to equip Christian leaders to be Gospel-centered citizens. In this episode, Josh and I talk about religious freedom, politics, court cases, and citizenship from a Christian worldview. Be sure to connect with Josh on his website https://www.goodcitizen.us/ and receive helpful resources for your church.

We're way overdue for another "ask me anything" episode. Thanks everyone who sent in questions! How do I choose the best side hustle? (2:00) What's the best and worst of Dave Ramsey's advice? (11:24) Tithing vs grace giving (16:01) Borrowing from your life insurance policy (19:50) Best apps for managing your money (23:01) Where should I put my savings? (25:24) Should I invest in gold (or silver) (28:12) Email: [email protected] Website: http://nateskelly.com Facebook: https://www.facebook.com/finanancialpathwayllc

Silicon Valley Bank is the 2nd largest bank collapse in US history. Its failure has sent shock waves through the American banking system. Is this a sign of things to come or merely an isolated incident? In today's episode, we'll explain how one of the country's largest banks ended up insolvent and what lessons their story has to teach us.

A quick roundup on some of the most interesting articles this month... - Republicans propose a 30% national sales tax that would replace the current income tax system - New survey shows credit card dependency at an all-time high in the US - What were the most searched for investment topics of 2022?  - How much money do you have to make to be in the top 1% in your state? Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Paradox: a seemingly absurd or self-contradictory statement or proposition that when investigated or explained may prove to be well founded or true. The Bible contains many truths that at first glance may seem to be at odds with each other: humility is the way to exaltation, lose your life in order to find it,  when we are weak then we are strong, etc. That brings us to the paradox of the day: is money a blessing to be enjoyed or do we need to give our money away in order to be blessed? Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

A quick roundup on some of the most interesting articles this month... - A new survey shows which professions are considered the most honest and ethical by the public - Ten cutting-edge technologies that could change our lives the most in 2023 - An explanation of why super-rich people are almost a mathematical certainty in every society Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

A brand new bill was just signed into law at the end of 2022. This new piece of bipartisan legislation known as SECURE 2.0 builds on previous changes made to retirement rules in the US.  Here's what you need to know about the changes that are coming this year and in the next few years to come...

We're coming off one of the worst years ever in the investment markets. 2022 was the 7th worst year for the S&P 500 and the worst year ever for 10 year treasury bonds. The question of the hour is: are we in for more of the same this year or should we expect a turnaround? Today, we're going to look at what the top investment firms are predicting in 2023, and ask how much confidence (if any) we should have in economic forecasts.  Forecast list: https://serebrisky.com/2022/12/29/economic-and-investment-outlook-for-2023-by-top-investment-banks/ Email: [email protected] Website: https://nateskelly.com Facebook: https://www.facebook.com/financialpathwayllc

A quick roundup on some of the most interesting articles this month... - A closer look at the unique business model of Chick Fil A - Exploring 100 years of the most popular Christmas toys - A simple calculator shows you how your wealth compares to the rest of the world Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

The biggest tax benefit available to pastors is the ability to claim part of their pay as housing allowance. But did you know that pastors may also be able to claim housing allowance on withdrawals from their retirement account too?! In today's episode we'll talk about how using a church-sponsored 403b plan allows pastors to save thousands of dollars in taxes and maximize every dollar they save for retirement. Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

Here are 10 practical ways you can set yourself up for financial success in 2023. Remember that the end of the year often brings financial opportunities if you'll take the time to plan ahead.  Email: [email protected]  Website: nateskelly.com  Facebook: facebook.com/financialpathwayllc

A quick roundup on some of the most interesting articles this month... - FTX crypto exchange collapses amid allegations of fraud and mishandling of client funds - Frontier Airlines looks to shake up the airline industry with a unique yearly pass offer - Jeff Bezos has pledged to give away the bulk of his fortune within his lifetime - Google pays hundreds of millions for its lack of transparency in collecting user info Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Co-vocational ministry is on the rise. A growing number of pastors, either by choice or out of necessity, earn part of their income in secular employment.     Our guest, Ryan Flanders, talks about his journey as a pastor and entrepreneur, why he intentionally chose co-vocational ministry, and the benefits of a co-vocational approach.    Ryan is the founder of "Develop My Ministry" which exists to equip pastors in their walk and in their work. They equip primarily through pastor gatherings, consulting and coaching.      Email: [email protected]   Website: developmyministry.org

History tells us that the most consequential issues for voters usually are the ones that affect their wallet (jobs, economy, inflation, etc). The 2022 Midterm Elections look like they will follow the same pattern.  But how much immediate affect do these elections have on our economy and the stock market? What should we expect to see in the days after the election?

A quick roundup on some of the most interesting articles this month... - Five things every church should be aware of when it comes to their pastor's salary - FAANG stocks have fallen back to earth after strong 2020 and 2021 - Will the four-day workweek eventually replace the five-day workweek? - New bill aims to fix some glaring issues with Social Security Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

We are in a new era of financial advice. And I for one am very excited about it! The tools and technology available to us today allows advisors to give better advice, to reach more people, and to answer more money questions than ever before! In this episode, I walk through the history of the financial services industry and how each new era brought changes to the ways people received financial advice. At the end I'll talk about this new era we are in and how financial advice is changing for the better.  Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

Drayton Smith is the Director of Ministry Village in Pensacola, FL. Ministry Village is an extension of Olive Baptist Church and ministers to Escambia County residents affected by hunger, addiction, homelessness, and more.  Drayton and I talked about his role and the 5 unique ministries he oversees through Ministry Village. He shared some of the biggest blessings and challenges of running a non-profit that serves the most vulnerable people in the community. Drayton also shared some advice for how your church can take practical steps to have a bigger impact in your community.  Drayton Smith email: [email protected] Ministry Village website: https://ministryvillage.org/

A quick roundup on some of the most interesting articles this month... - Housing market cools as mortgage rates continue to climb - A breakdown of which states/cities offer the most and least amount of elbow room - Housing market and stock market gains in 2021 created 5 million new millionaires worldwide Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Dr Brian Nall is the executive director of the Pensacola Bay Baptist Association, a local  association of about 60 churches in Escambia County Florida.  Brian assists these local congregations in three primary areas: 1. Encourage - providing professional and spiritual support for pastors 2. Equip - training and resources for church leaders 3. Engage - cooperate and serve together to reach the community for Christ One of the most important services that Brian provides for churches is a top-to-bottom analysis of church health using the "12 Characteristics of a Healthy Church". We spent a good portion of our conversation talking about the key indicators of church health.  Email: [email protected] Website: https://pbbassociation.org/ Twelve Characteristics of Healthy Church: http://pbbassociation.org/healthychurch/

For most of us, we already know where we could do better in our finances: saving, budgeting, overspending, etc. That's not the problem. The problem is learning how to be consistent in those areas.  Today we're going to look at the best-selling book, Atomic Habits, by James Clear and talk about how we can use his framework to break down bad financial habits and replace them with healthy ones. 

A quick roundup on some of the most interesting articles this month... - What's in the newest spending bill from Washington - Have you heard of the new trend popular with Gen Z workers: "quiet quitting"? - Latest research shows how much the average American family spends per child from birth to 17 years old Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Over the past couple years I've heard some truly appalling examples of "financial advice". Many of these ill-conceived ideas have been spread through social media. As with anything on the internet, it's always advisable to receive advice with a healthy dose of skepticism.  In today's episode, I want to share four examples of bad financial advice that I've heard multiple times in the past year alone.  Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

Considering the current political landscape, you might be thinking about making changes to your financial strategy. Is it time to buy the dip or keep my money on the sidelines? Should I buy real estate? Gold? A doomsday bunker in Wyoming? Today, I'm going to tell you that while your concerns are understandable, it is almost always unwise to mix politics with investing. I'll give you four big reasons why getting political with your money will likely cost you in the long run. 

A quick roundup on some of the most interesting articles this month... - 72 Cities are offering thousands of dollars in incentives to new move-ins - Family fun has gotten a lot more expensive since 1960s, everything from baseball games to movies to Disneyland - There's a reason you probably didn't throw away your iPhone case, the surprising science that goes into Apple's product packaging Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Over 2 years ago, I uploaded this episode during the height of the COVID shutdowns and uncertainty. What was said during that market downturn still rings true and will ring true during the next one too. 

Kurt Skelly is back to talk healthy church culture and compensation.  (4:20) Evaluating church culture when moving ministries (10:12) Building a healthy church culture (16:12) How to measure church health (21:00) What do you use to determine fair compensation for church staff (34:20) Response to improving compensation (38:30) Revisiting job descriptions (46:40) Adjusting pay on yearly basis (48:20) Connect with Kurt Skelly Everyday Truth podcast: https://podcasts.apple.com/us/podcast/everyday-truth-with-kurt-skelly/id1457071280 Land of the Bible Tours: https://landofthebible.org/ Veritas Baptist College: vbc.edu Facebook: https://www.facebook.com/pastorkurtskelly

A quick roundup on some of the most interesting articles this month... - Bitcoin is down over 70% from its 2021 peak, and the crypto market has lost over $2 trillion in market value - iBuyers are using algorithms to snap up thousands of properties nationwide, but will their impersonal real estate investing approach work? - Bonds are supposed to be your "flotation device" when the stock market dips, but what should you do when they're down too? Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Money is a very emotionally charged topic. It's part math/part human psychology.  Many of us would prefer to avoid it altogether. But a healthy marriage requires honesty and communication, yes, even about our money. In this episode, I share 3 "rules of engagement" for how to approach these conversations followed by 3 practical steps to having a money conversation that actually leads to positive change. 

Getting life insurance one of the most important financial decisions you can make and one of the easiest to implement. But how much coverage is appropriate? In this episode, we'll explain 3 specific methods you can use to figure out how much life insurance you need. Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

A quick roundup on some of the most interesting articles this month... - New data shows some encouraging signs that inflation may be cooling down, but food and energy prices remain high - For years, Apple has been working on building an electric, autonomous car that would rival Tesla - In many areas around the country housing prices have more than quadrupled since 2000 Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

The average American household spends about $7000 (~12%) of their yearly budget on food alone! And with the abundance of food options in the US, you better believe restaurants have got a few advertising tricks up their sleeve.  In today's episode, we'll share 7 sneaky ways restaurants get you to spend more, stay longer, and come back more often.  Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

The biggest tax benefit available to pastors is the ability to claim part of their pay as housing allowance. But did you know that pastors may also be able to claim housing allowance on withdrawals from their retirement account too?! In today's episode we'll talk about how using a church-sponsored 403b plan allows pastors to save thousands of dollars in taxes and maximize every dollar they save for retirement.  Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

A quick roundup on some of the most interesting articles this month... - Twitter Accepts Elon Musk's Offer to Buy Company for $43 billion - The Most Reliable Recession Indicator Just Happened, Now What? - Inflation Keeps Climbing - Why the Past 10 Years Have Been Uniquely Stupid - Netflix Stock Plummets over 30% after losing subscribers Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Have you heard of Inflation Bonds (I Bonds)? You can buy them directly from the US government and they pay a guaranteed rate of return that is tied to inflation. The reason that most people haven’t heard of them is they haven't been paying a whole lot... until now! I Bonds purchased by April 30, 2022 are set to pay an average of over 8% for the first year! In today's episode we'll explain how I Bonds work and when they make sense as an investment.  US Government site to purchase I Bonds directly: https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

Our guest, Jeremy DeSpain, has 13 years of experience in the world of finance. He started his career in investment management and later spent several years as a bank manager.  Jeremy now serves as the full-time senior pastor of Bible Baptist Church in Port Orchard, WA. In this episode, he shares some valuable lessons he learned in the financial world and how he was able to translate those skills to his current role as a pastor.  Jeremy also runs the Actual Faith YouTube channel where he discusses cultural analysis, theology, and philosophy.  Email: [email protected] Website: nateskelly.com Facebook: https://www.facebook.com/financialpathwayllc

A quick roundup on some of the most interesting articles this month... - Starbucks to Become the Gas Stations of the Future for Electric Vehicles? - Will Your State Lift Its Gas Tax? - March Madness is a Billion-Dollar Business - The Streaming Wars Continue to Rage (Amazon makes big purchase) Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5 Email: [email protected] Website: nateskelly.com Facebook: https://www.facebook.com/financialpathwayllc

It's time to tackle another paradox! The Bible says that working hard, saving, and building wealth are commendable traits, BUT it also says that building wealth is a terrible goal.  How do we make sense of these principles? Let's a taker a closer look... Email: [email protected] Website: nateskelly.com Facebook: facebook.com/financialpathwayllc

It's time to do a deep dive on the questions everyone is asking these days... What can we do to lower gas prices? Suspend gas taxes? Keystone XL pipeline?  Why are we importing oil from foreign countries instead of producing our own oil?  How much oil do we consume vs how much we produce?  Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc

Have you ever found it difficult to explain to people what you do at your job? Me too! So I decided to take an episode to clear up three big misconceptions about financial advisors: 1. Financial Advisors are the same as Financial Planners, they all do the same thing 2. Only rich people work with Financial Advisors 3. Why should I pay a Financial Advisor when I'm already investing for free? Email: [email protected] Website: https://www.nateskelly.com/ Facebook: https://www.facebook.com/financialpathwayllc