TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are joined by Robert Gauvreau for part 2 of their series with him! In Part 2, Robert is breaking down tax credits vs. tax deductions, some of the tax credits that are available to business owners, what qualifies as a business expense as well as whether or not you should own a vehicle with your business or personally. Tune in now! Show notes: 00:00 - Introduction 1:40 - Tax credit vs. tax deduction 3:00 - Common tax credits for business owners? 4:00 - How do you get tax credits as a business owner? 6:35 - The most popular tax credits for business owners 8:25 - What qualifies as a business expense? 12:40 - Recommended software for doing taxes for your business 16:30 - Business expenses that a lot of business owners don’t know are business expenses 21:40 - Car ownership: business vs. personal 30:00 - A couple more tips from Robert FIND BOB GAUVREAU ON: WEBSITE: https://gauvreaucpa.ca/ INSTAGRAM: https://www.instagram.com/gauvreaucpa/ FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down all the news on Bitcoin over the last few months. Bitcoin has been absolutely surging since early October and since Trump was re-elected, it’s gone ever higher.  Darren breaks down what he thinks the long term impact of the Trump presidency will be on Bitcoin, as well as major trends that are driving the demand, and why large corporations are now looking to invest massive amounts of cash into Bitcoin. Tune in now! Show notes: 00:00 - Introduction 1:35 - The US Election’s impact on Bitcoin 2:55 - Trump’s influence on Bitcoin’s most recent surge 4:25 - What types of impacts will we see with the Trump presidency 6:20 - Major trends that are driving Bitcoin’s demand 9:30 - Darren on why large corporations are now investing in Bitcoin 13:50 - Cold storage vs. ETF 16:15 - Darren’s take on where he thinks Bitcoin is heading FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down EOS (entrepreneurial operating system) and how they’ve implemented the system into Control and Compound. They go over the 6 key components of EOS including your business’ core values, finding the right people, and having a repeatable process, as well as what EOS looks like in action. If you’re a business owner or entrepreneur and you feel like you’re not getting the most out of your business and people, you need to tune in! Show notes: 00:00 - Introduction 1:40 - What is EOS? 2:55 - The 6 key components of EOS 3:20 - #1 Core Values 5:20 - #2 Finding the right people for the right jobs 6:50 - #3 Run on data, not gut feelings 11:00 - #4 How to handle your business’s issues: Identify, Discuss, Solve 12:40 - #5 Having a repeatable process 14:30 - #6 Traction: Breaking down your vision into actionable goals 18:05 - What does EOS look like in action? 21:25 - How does EOS work? 24:30 - How do you get started? Get the Traction Book: https://www.amazon.ca/Traction-Get-Grip-Your-Business/dp/1936661837/ref=asc_df_1936661837/?tag=googleshopc0c-20&linkCode=df0&hvadid=706843851323&hvpos=&hvnetw=g&hvrand=11003378693228749160&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9000089&hvtargid=pla-404289645110&psc=1&mcid=f29f4d2dba2c31daa91e63a3190e64b4&gad_source=1 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren is joined by real estate investor Victoria Cluney. Victoria and Darren chat about her journey into the real estate investing world while also being a member of the Canadian Armed Forces as well as how she scaled her portfolio, important lessons learned, and what the future holds for her, including a potential appearance on Dragon’s Den. Tune in now! Show notes: 00:00 - Introduction to Victoria Cluney 2:25 - How did Victoria get started in the real estate investing world? 6:15 - How did Victoria manage to scale her investing portfolio? 8:50 - What resources did Victoria use to learn about the real estate investing world 11:40 - What were some of the key things that Victoria learned in the military that translate to the real estate investing and entrepreneurship world 12:45 - Would Victoria change anything if she could go back in time and what strategies should people use today to grow their portfolio? 16:45 - How does Victoria approach real estate from a business mindset 19:10 - Challenges for real estate investors in Ottawa and Ontario 23:45 - Victoria’s proudest achievement in the real estate investing world 25:55 - Victoria’s coaching sessions 28:25 - Victoria’s outlook for the future 32:00 - If Victoria could pick any piece of property to develop in Ottawa, where would it be? FIND VICTORIA ON: Instagram - https://www.instagram.com/victoriacluney/ Tiktok - https://www.tiktok.com/victoriacluney/ Facebook - https://www.facebook.com/victoriacluney/ LinkedIn - https://www.linkedin.com/in/victoria-cluney-2a6b01110/ FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are bringing you the November update! They chat about the recent interest rate cuts and discuss whether or not it signifies that inflation is in check. They also talk about the struggling Canadian dollar, the real estate market, some very exciting Bitcoin news as well as life insurance industry news that will leave you feeling confident about your choice to choose infinite banking (and if you haven’t, it’s time to give us a call). Tune in now! Show notes: 00:00 - Introduction 00:45 - Bank of Canada update 3:50 - Canadian dollar update 5:00 - Stock market update 5:50 - Bitcoin update 9:05 - Real estate market update 15:45 - Industry news 17:10 - Control and Compound news 19:00 - Control and Compound podcast news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are going over why the death benefit is such a pivotal part of how the infinite banking concept works. A lot of people think of the death benefit as something that doesn’t come into play until after you die, but when it comes to infinite banking, the death benefit becomes your secret ingredient to success! Tune in now to find out why. Show notes: 00:00 - Introduction 00:55 - Quick breakdown of the infinite banking concept 1:30 - Why is the death benefit so important? 10:55 - Infinite banking is Canada vs. USA and why if you’re a business owner in Canada, you NEED to look into this concept 16:00 - Wrap up FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are joined by Robert Gauvreau for part 1 of a new series focusing on the ideal corporate structure for business owners and investors. Part 1 focuses on what a typical corporate structure looks like, how Robert and his team set structures up a bit differently than most, and how to deal with the high tax rate that comes with passive income. Tune in now! Show notes: 00:00- Introduction to Robert Gauvreau 7:50 - What does a typical corporate structure look like for new businesses? 12:10 - When does additional tax planning come into play? 14:40 - How Bob’s company looks at holdco and family trust a bit differently 23:55 - How to deal with the high tax rate on passive income 27:50 - How does real estate investing play a role in the ideal structure? 32:00 - What’s the ideal date to have your corporate year end? 35:30 - Wrap up FIND BOB GAUVREAU ON: WEBSITE: https://gauvreaucpa.ca/ INSTAGRAM: https://www.instagram.com/gauvreaucpa/ FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are going over the top 10 strategies that you can use to become wealthy including what it looks like to invest in yourself, leverage technology, and invest in real estate! Tune in now. Show notes: 00:00 - Introduction 2:05 - Focusing on earning, not just saving 4:40 - Leveraging technology and entrepreneurship 7:55 - Move to a high opportunity area 10:15 - Invest and save early AND consistently 13:30 - Live below your means 15:50 - Invest in real estate 18:05 - Avoid bad investments and “get rich quick” schemes 19:35 - Health and relationships matter! 23:40 - Getting control of your money 25:05 - Eliminate or reduce the wealth destroyers FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina sit down with some of the top real estate investors in Canada at the Keyspire Investor Summit that took place at the end of September in Toronto. Tune in now to learn about what some of the best investors in the country are doing strategy wise and what they think is the smartest place to invest right now! 00:00 - Introduction 2:50 - Michael Ponte from Savvy Investor 8:10 - Ronnie Fisher from Keyspire 10:50 - Robert Gauvreau from Gauvreau & Associates CPA 12:50 - Mandy Branham, the Joint Venture Queen 19:45 - Stephen Jagger from Addy 22:30 - Jessica Friesen from Axiom Advisors 25:25 - Connor Eagleson from Control and Compound Financial 27:10 - Viler Lika from SingleKey 33:50 - Simon Davis from Elite Aligned Coaching 40:45 - Jake Mitchell from Control and Compound Financial 41:25 - Wrap-up   FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us FIND SAVVY INVESTOR: https://thesavvyinvestor.ca/ FIND KEYSPIRE: https://www.keyspire.com/ FIND GAUVREAU AND ASSOCIATES: https://gauvreaucpa.ca/?_gl=1*rvl4k9*_up*MQ..&gclid=CjwKCAjw9p24BhB_EiwA8ID5Bqi7Gsm2dbLseZwKgjs61906TfVuTb2dbVmHN64dZLfIjeJAYTCfcxoCvjIQAvD_BwE FIND MANDY BRANHAM: https://www.instagram.com/j_v_queen/ FIND ADDY: https://addyinvest.ca/ FIND AXIOM: https://axiomadvisors.ca/ FIND SINGLEKEY: https://www.singlekey.com/en-ca/ FIND ELITE ALIGNED COACHING: https://www.elitealignedcoaching.com/

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us Darren and Christina are back after a VERY busy September for the October update. Interest rates have dropped again, what does that mean for Canadians, where is our economy headed? They also chat about economic news, comparing tax bills in Canada and the USA, as well as a quick recap about the Keyspire Investor Summit they attended last week with some of the best real estate investors in the country. Tune in now! Show notes: 00:00 - Introduction 00:35 - Bank of Canada update 4:30 - Canadian dollar update 5:00 - Economic news 10:55 - Bitcoin 12:45 - Real estate market news 16:50 - Life insurance industry news 18:55 - Control and Compound news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down the tax changes over the last 9 years in Canada that not only affect small business owners, but also ALL Canadians. Some of the changes made under Trudeau’s Liberal government include slashing the advantage of business owners paying themselves in dividends, changes to the lifetime capital gains deduction, as well as the expansion of the tax on split income. Tune in now, you do not want to miss this one! Show notes: 00:00 - Introduction 1:15 - The plight of the small business owner in Canada 4:05 - Why aren’t there as many small business owners in Canada anymore? 5:00 - Increased dividend tax rate in 2016 6:00 - Lifetime capital gains deduction in 2017 7:00 - Expansion of tax on split income in 2018 9:00 - Changes to passive investment income rules in 2019 10:45 - The carbon tax in 2019 12:10 - Employee stock option change in 2021 13:25 - Changes to general anti avoidance rule 14:35 - Capital gains tax changes in 2024 16:30 - Small business deduction hasn’t changed since 2015 18:00 - The importance of tax strategy and planning FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are taking a deep dive into high cash value life insurance policy loans and how they work within the infinite banking concept. They break down how the loans work, the benefits, how you start one, as well as comparing policy loans to bank loans. Tune in now! Show notes: 00:00 - Introduction 00:50 - What are policy loans? 1:35 - Benefits of a policy loan 3:15 - How do you initiate a policy loan? 5:00 - Are you paying interest to borrow your own money? 9:20 - How is the loan interest charged? 10:35 - What can you do with the loan? 11:25 - Should you always use policy loans instead of bank loans? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

On today’s episode, Darren is joined by Michael Sarracini, CEO and Co-founder of Keyspire. They chat about how Michael got started in real estate investing, how he was able to scale his business, and what he thinks are the top 3 challenges facing real estate investors today, among other things. They also chat about the upcoming Keyspire Investor Summit that is taking place in Toronto on September 27th, 28th, 29th! This is the first year the summit is open to the general public and if you haven’t bought your ticket yet, now is the chance! Click the link below to get your ticket now! GET YOUR TICKETS: https://keyspireinvestorsummit.com/buy-tickets/ Show notes: 00:00 - Introduction 00:30 - How did Michael Sarraci get started in the real estate world 6:00 - How did Michael acquire his first property? 10:20 - How did Michael initially scale his real estate investing business 14:20 - The top three challenges that real estate investors are facing today 18:10 - Where are the opportunities in the market place? 24:55 - What is Keyspire? 27:25 - What is the Keyspire Investor’s Summit and what’s in store for the 2024 summit? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Michael Sarracini is an award-winning entrepreneur & real estate investor. Starting over 20 years ago as a university student with nothing but debt and the drive to succeed, he turned a small government loan into a multimillion-dollar real estate empire that allowed him to retire at 25. With his new freedom he then explored other industries including television, ecommerce, real estate development & private education. Today Michael is CEO of Keyspire and Chairman of The Sarracini Group. He focuses on adding value to people through personal development & education and adding value to land through strategic partnerships & development. Michael’s team has trained more than 100,000 real estate investors and helped them generate tens of millions of dollars in net worth. As an entrepreneur, he has won multiple business awards for business growth, sales revenue and employee satisfaction, and in 2016 he led the #1 fastest-growing consumer business in the country. Michael supports his business growth through strong leadership, solid business practices and community involvement. Michael believes in, and invests heavily in, his personal growth & personal development. He believes strongly in community involvement and sits on the board of directors and the leadership committee for the Children’s Foundation. Michael lives with his wife and two boys just outside of Toronto, Canada. He loves to spend his time with his family: swimming, mountain biking, hiking, BBQing and big family dinners. He also enjoys scuba diving & playing squash. Michael’s ultimate goal is to help his partners and his students maximize both their profits and their purpose so they can live enriched and fulfilling lives

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are debunking a popular financial myth: buy term insurance and invest the difference somewhere like the stock market. Although there is certainly a time and a place for term insurance, this is NOT the way. Check out the episode to learn why that is and Darren and Christina’s advice for what you should actually be doing instead. Tune in now! Show notes: 00:00 - Introduction 1:50 - Buy term and invest the difference: what exactly does that mean? 11:05 - The need for term insurance 14:10 - The problem with expired term insurance in retirement 19:15 - Buying term and investing the difference is NOT a real plan 21:10 - When does term insurance make sense? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are joined by wealth coaches Dan Spry and Connor Eagleson to discuss infinite banking and what made them decide to join the Control and Compound team. Dan speaks on his experience in the traditional banking world and why switching to infinite banking made sense, Connor talks about using infinite banking when his mortgage renewal was coming up and Christina and Darren chat about their biggest takeaways from working with the infinite banking concept over the years. Tune in now! Show notes: 00:00 - Introduction to our wealth coaches 1:55 - Traditional banking vs. infinite banking 5:30 - Using loans for Bitcoin 9:10 - Using infinite banking to refinance your mortgage 11:30  - Christina’s infinite banking AHA moment 16:55 - Darren’s biggest takeaway from using the infinite banking concept over the last several years 20:05 - What is a SWAN account? 22:20 - Infinite banking answers the questions you didn’t even know you had FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode it’s the September update, where did summer go?! Darren and Christina chat about the Bank of Canada and where they think interest rates are heading for Q4, the Canadian dollar, economic news including revisiting the capital gains tax, house prices across the country, as well as some interesting life insurance industry news. Tune in now! Show notes: 00:00 - Introduction 00:35 - Bank of Canada update 4:20 - Canadian dollar update 5:05 - Economic news 11:00 - Stock market update 11:55 - Bitcoin update 15:40 - Real estate market update 19:05 - Life insurance industry news 22:05 - Control and Compound news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are pulling back the curtain on 10 myths that you’ve been told by your financial advisor! You’ll be surprised with some of these and we’ve gone over a few in past episodes but some of the myths include average rate of return vs. actual rate of return, having emergency an fund in the form of cash, as well as retiring in a lower tax bracket. If you feel like you’re not getting all the information you need, it’s time to tune in! Show notes: 00:00 - Introduction 1:55 - RRSP myth 3:20 - Average rate of return myth 7:00 - Accumulation myth 9:25 - Buying cheap term insurance and invest the difference myth 12:05 - Retiring in a lower tax bracket myth 13:55 - Business owners and real estate investors should max out their RRSPs myth 15:30 - Having an emergency account in cash myth 17:50 - High risks for high returns myth 20:00 - Maxing out RRSPs and TFSAs myth 22:25 - Financial advisors being an expert on everything myth FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down corporate investment strategies and how they are taxed inside a corporation including passive income, capital gains, mutual funds, as well as real estate. Stick around until they end where they go over corporate life insurance and why it can be one of the best investment strategies within a corporation. Tune in now! Show notes: 00:00 - Introduction 1:30 - Personal taxation overview 2:35 - Why do people invest inside their corporation? 4:40 - Passive income recap 9:40 - How is interest income taxed inside a corporation? 11:15 - How are capital gains taxed inside a corporation? 13:05 - Corporate class mutual fund 16:15 - How are dividends taxed inside a corporation? 18:10 - Is anything tax free? 19:00 - How is a REIT counted as income? 20:45 - How is real estate inside a corporation treated? 24:40 - How is Bitcoin taxed inside a corporation? 26:10 - How does corporate life insurance play a role? 29:30 - A closer look at the death benefit FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are back with another installment in the Becoming Your Own Banker series and they’ll be covering page 68. On this page, Nash talks about the cost of financing vs. the cost of acquisition, why it’s so important to know the difference, and of course, how this all applies to the infinite banking concept! Show notes: 00:00 - Introduction 00:40 - The cost of financing vs. the cost of acquisition 5:45 - Managing and valuing your time properly 11:45 - How this all applies to the infinite banking concept FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

On today’s episode, Darren is pleased to be joined by guest Patrick Francey, CEO of REIN Canada and Host/Creator of The Everyday Millionaire Podcast. The two chat about how Patrick got started in entrepreneurship, why it’s important to treat real estate investing like a business, the importance of strong company culture, as well as commentary on certain government policies aimed to alleviate the current housing shortage facing Canadians among other things. Tune in now! Show notes: 00:00 - Introduction 1:10 - How Patrick got started on his entrepreneurial journey 3:45 - Patrick’s take on mindset 10:10 - Treating your real estate investing like a business 13:10 - The importance of good culture in business 25:05 - Using data to make important real estate investing decisions 30:05 - How effective are government policies that aim to make housing more affordable for everyone? 33:15 - What people should look for in a tenant screening 38:00 - Determining rental demand before investing in a property 45:10 - Advice for a new real estate investor FIND PATRICK ON: INSTAGRAM: https://www.instagram.com/pfrancey/?hl=en LINKEDIN: https://www.linkedin.com/in/pfrancey/?originalSubdomain=ca WEBSITE: https://theeverydaymillionaire.ca/ X: https://x.com/pfrancey?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

GET YOUR TICKETS NOW: https://keyspireinvestorsummit.com/buy-tickets/ On today’s episode, it’s the August update! Darren and Christina discuss the new interest rate, where the Canadian dollar stands, some interesting stock market and bitcoin news as well as a breakdown of Canada’s progressive tax system. Here’s a little hint, the wealthy pay more tax than you think!  Show notes: 00:00 - Introduction 00:35 - Bank of Canada and interest rates update 4:15 - Canadian dollar update 5:10 - Stock market update 5:45 - Bitcoin update 7:30 - Real estate update 13:20 - Economic news - Breaking down Canada’s progressive tax system 16:40 - Life insurance industry news 20:40 - Control and Compound news 23:25 - Control and Compound podcast news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On this week’s episode, Darren and Christina are breaking down retirement benefits and plans in Canada vs. the USA including RRSP vs. 401(k), TFSA vs. Roth IRA, and of course they compare the similarities and differences between infinite banking in Canada and in the USA. Tune in now! Show notes: 00:00 - Introduction 2:40 - RRSP vs. 401(K) 6:40 - TFSA vs. Roth IRA 8:00 - Canada Pension Plan (CPP) vs. Social Security 13:05 - Infinite banking in Canada vs. USA 15:45 - MTAR line vs. MEC line 17:55 - Does infinite banking work better in Canada or the USA? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Christina and Darren break down the 3 steps you need to take to successfully implement the infinite banking concept including educating yourself, learning about the concept and where to save your money, how to take advantage of opportunities and investments to multiply your money, and stressing the importance of repaying back your loan. They also have a bonus step at the end so stick around and check it out! Show notes: 00:00 - Introduction 1:45 - Learning about the infinite banking concept and where to save your money 6:00 - How to be your own bank 8:00 - Private lending example 11:10 - Repaying your loan 13:20 - BONUS STEP FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down why you need high cash value life insurance to have a stress free retirement with more money and more freedom to spend that money. The two break down the major risks we face in retirement (including inflation and taxable income) and how a high cash value life insurance policy can mitigate these risks. Tune in now! Show notes: 00:00 - Introduction 1:35 - The major retirement risks that people worry about 3:20 - Mitigating risks with high cash value life insurance  6:40 - Breaking down the death benefit 12:10 - Having too much taxable income in retirement 13:30 - Affording long term care facilities 15:50 - Protecting yourself from inflation 16:45 - Longevity protection 18:50 - Traditional retirement plan vs. high cash value life insurance policy FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, we’re doing an audience request episode! Darren and Christina are breaking down what they would tell their younger selves if they knew then what they know now! They chat about the importance of investing in yourself, avoiding things like lifestyle inflation and bad credit, as well as why you need to understand how to compound and control your money properly. This was an incredibly informative episode, tune in now! Show notes: 00:00 - Introduction 2:45 - Investing in yourself 7:45 - Creating assets vs. liabilities 13:00 - Avoiding lifestyle inflation 14:55 - Building good credit 22:20  - Understanding compound interest 27:15 - Controlling your money the right way 33:30 - Summary FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren is joined by Shane Unruh, Founder and CEO of XS Asset Management, a vertically integrated asset management company that identifies, purchases and manages large scale multifamily apartments. Darren and Shane talk about how Shane got into the multi-family business, how he started his company, the challenges and success stories, as well as where he sees market trends going in Alberta and Canada at large. Tune in now! Show notes: 00:00 - Introduction to Shane Unruh 1:45 - Current state of the multi family market 3:35 - Average rent in Edmonton 7:20 - Challenges of getting into multi family real estate 9:40 - What does an investment with Shane and his team look like? 13:10 - How much leverage and amortization on a typical property? 14:25 - Breaking down the CMHC 17:15 - Interest rates comparison 17:50 - Shane’s approach to managing properties 20:00 - Multi family real estate trends 22:25 - Upcoming niche markets 26:35 - Success stories from Shane 29:15 - Advice for new multi family real estate investors FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us FIND SHANE ON: WEBSITE: https://xsassetmanagement.com/home/ INSTAGRAM: https://www.instagram.com/shaneunruh_/

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us Happy Canada Day everyone! On today’s episode, it’s the July update! Darren and Christina chat about the new interest rate announcement and what they expect for the rest of the year, updates on the Canadian dollar, stock market, and real estate market, as well as industry news and some exciting Control and Compound news! Tune in now. Show notes: 00:00 - Introduction 00:30 - Bank of Canada update 2:50 - Canadian dollar update 3:20 - Stock market update 4:05- Bitcoin update 5:30 - Real estate update 8:00 - Life insurance industry news 9:10 - Economic news 11:20 - Dividend announcements 11:55 - Control and Compound news 14:10 - Control and Compound podcast news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us  

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down the corporate insured retirement plan. We’ve had a lot of you request this episode so we’re excited to share our thoughts! Darren and Christina chat about how the plan works, what life insurance product it utilizes, as well as the tax implications, how to spend tax free in retirement, and why this plan can be so powerful! Show notes: 00:00 - Introduction 1:00 - What is the corporate insured retirement plan? 6:05 - what product is used for this plan? 7:20 - What makes this plan so powerful? 11:10 - Tax breakdown 12:40 - Example of the plan in action 19:30 - Best ways to take income in retirement FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us  

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are back with another Nelson Nash spotlight. They’ll be going over pages 66 and 67 of his book, Becoming Your Own Banker. Nelson talks about the retirement trap and what you need to do to have a successful life after work in retirement. Is your money for retirement protected? Tune in now to find out! Show notes: 00:00 - Introduction 2:40 - How does an RRSP work? 4:45 - Your money is not protected in government retirement savings programs 8:30 - Saving vs. investing for retirement 11:00 - The retirement trap 16:10 - Doing great things later in life 19:50 - Control your money FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down all you need to know about life insurance, including the different types, why you need it, how it can benefit business owners, and of course the role it plays in the infinite banking concept. Tune in now! Show notes: 00:00 - Introduction 00:55 - Canadians are grossly underinsured 5:20 - The roadblocks to getting life insurance 8:25 - The reasons you’d need or want life insurance 15:20 - Why business owners should want life insurance 21:05 - Ensuring intergenerational wealth with life insurance FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us In the first of our monthly mini episodes, Darren and Christina are breaking down how to use corporate dollars for the infinite banking concept. We did a full episode on this topic earlier this year but with the mini episodes, we aim to break these concepts down speaking directly to you, our audience. FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On this week’s episode, it’s the June update and Darren and Christina are covering news on the Bank of Canada, the Canadian dollar, updates on the real estate and stock market, as well as some interesting news in the Bitcoin world. Tune in now! Show notes: 00:00 - Introduction 00:40 - Bank of Canada rates 6:25 - Canadian dollar update 7:05 - Stock market update 7:30 - Bitcoin news 11:50 - Real estate news 16:10 - Life insurance industry news 18:50 - Economic news 21:55 - Control and Compound news 24:00 - Podcast news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

We had an absolute blast at the 2024 Multi Family Conference in Toronto this past week and Darren and Christina sat down with some of the fantastic attendees as well as exhibitors and speakers to find out what they thought of the conference as well as their number 1 tip for real estate investors! Tune in now! Show notes: 00:00 - Introduction 00:48 - Chatting with Mark Yataco 4:05 - Chatting with Adrian Pannozzo 8:30 - Chatting with Kyle Ford 12:10 - Chatting with Jake Mitchell 14:25 - Chatting with Connor Eagleson 16:10 - Chatting with Kyle Agro 22:00 - Chatting with Kory MacKinnon 24:08 - Chatting with Danielle Chiasson 26:50 - Chatting with Victoria Cluney 30:50 - Chatting with Brad Sumrok 35:45 - Chatting with Caydie Lemire TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina chat about the ways in which you can be insurable, especially for those who think it may be out of the question due to several reasons including pre-existing conditions. They also chat about the importance of working with life insurance experts as well as some of Darren’s personal client stories. Tune in now! Show notes: 00:00 - Introduction 2:15 - Are you eligible for life insurance? 3:45 - Does family history play a significant role in determining eligibility? 8:35 - Breaking down your rating 18:55 - The importance of working with life insurance experts 23:50 - Examples of the process to getting approved 34:30 - Darren’s personal client stories 37:20 - What happens if you can’t get approved? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina break down the insured retirement program including how it works, the benefits (before and after retirement), as well as how this strategy stacks up against more traditional ones. Tune in now! Show notes: 00:00 - Introduction 1:20 - What is an insured retirement program (IRP) 1:55 - Who is the IRP for? 2:40 - How does the IRP work? 5:00 - The benefits of the IRP 7:30 - How do you set up an IRP? 14:10 - Can you use corporate dollars for this strategy? 14:40 - Will your retirement income be smaller with this strategy compared to a traditional method? 21:25 - The benefits of the IRP (continued) FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are honoured to have the one and only Garrett B. Gunderson on as a guest! The three chat about some of the books Garrett has authored including “What Would the Rockefellers Do” and “Killing Sacred Cows” as well as his new book “Money Unmasked”. They also talk about some great examples of companies leveraging life insurance as well as the “win then play” philosophy. Tune in now, you don’t want to miss this episode! Show notes: 00:00 - Introduction to Garrett B. Gunderson 8:30 - Garrett chats about the updated version of his book “What Would the Rockefellers Do?” 12:55 - How General Electric incorporated the Rockefeller method (corporate owned life insurance) and where it went all wrong for them 22:10 - The best place to save your money 32:15 - A deeper look at Garrett’s new book, “Money Unmasked” 37:20 - “Win then play” philosophy FIND GARRETT ON: Website: https://garrettgunderson.com/ Money Persona Quiz: https://garrettgunderson.com/tools Garrett’s Books: https://garrettgunderson.com/books Instagram: https://www.instagram.com/garrettbgunderson/?hl=en Linkedin: https://www.linkedin.com/in/garrett-gunderson-651359b3/ YouTube: https://www.youtube.com/@GarrettGundersonTV/videos FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound  

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, it’s the May update and Darren and Christina are breaking down all the news including updates on inflation, productivity, where the Canadian dollar is headed, as well as huge news in the Bitcoin world, and some exciting events coming up for the Control and Compound team. Tune in now! Show notes: 00:00 - Introduction 00:35 - Bank of Canada update 3:15 - Canadian dollar update 4:50 - Economic news 6:40 - Stock market update 8:10 - Bitcoin update 11:55 - Real estate market update 18:20 - Life Insurance industry news 20:20 - Control and Compound news 22:25 - Control and Compound podcast update FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down participating whole life insurance as they take a closer look at what a typical fund looks like based on the companies they work with. This includes the types of bonds, mortgages, equities, and real estate that is usually invested in as well as a breakdown of the fees and how this fund has paid a dividend every year for over 150 years! If you’ve been wondering about infinite banking, this is the episode for you! Show notes: 00:00 - Introduction 00:55 - What is Participating Whole Life Insurance? 3:40 - What does a participating whole life fund look like? 8:55 - A closer look at the type of bonds that are invested in 10:15 - A closer look at the private placements that are invested in 11:15 - A closer look at mortgages that are invested in 11:55 - A closer look at the equities that are invested in 12:40 - A closer look at the real estate that is invested in 15:50 - Policy loan breakdown 17:30 - Who manages this fund? 19:20 - A breakdown of the fees 21:35 - A conversation surrounding the dividends FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us Just like the new federal budget, this episode was a doozy! Darren and Christina break down the ins and outs of the 2024 Canadian Federal Budget including the highly controversial capital gains tax increase. Is taxing the backbone of Canadian business really the best idea for Canada moving forward? Tune in to find out! 00:00 - Introduction 6:00 - Capital gains exemption increased 8:50 - The Canadian Entrepreneurs’ Incentive 15:10 - The capital gains tax change 27:30 - Other aspects of the budget FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are breaking down their key lessons learned from reading the book Rich Dad, Poor Dad by Robert Kiyosaki including how to find the right models for wealth, not getting caught up in the rat race, having your money work for you, and of course one of the most important lessons: the power of uninterrupted compounding! Tune in now. Show notes: 00:00 - Introduction 00:55 - What makes Rich Dad, Poor Dad stand out? 5:20 - Finding models for wealth 6:50 - “You’re broke, not poor” 7:55 - The rich have money work for them 9:05 - Don’t get caught up in the rat race 11:10 - Work to learn, don’t work for money 12:50 - EBSI mindset shift 16:20 - Assets vs. liabilities 17:15 - The power of uninterrupted compounding 18:30 - Understanding the history of taxes and corporations 21:20 - The rich invent money 23:00 - Overcoming obstacles and taking calculated risks 25:25 - Pay yourself first FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are answering your questions on all things infinite banking. We get a lot of questions from our audience across multiple platforms, and today we’re answering the ones asked the most, 11 and a half of them to be exact! If you’re interested in learning the ins and outs of infinite banking, tune in now! Show notes: 00:00 - Introduction 00:55 - Is the death benefit taxable in Canada? 1:30 - What is the difference between the MEC (modified endowment contract) line and MTAR (maximum tax actuarial reserve) line? 2:40 - What is CSV (cash surrender value)? 3:10 - How do you borrow against life insurance? 4:15 - How do you find a qualified infinite banking concept advisor? 6:15 - What is a contingent beneficiary? 7:00 - Is a corporate owned life insurance policy taxable in Canada? 8:00 - Should I buy my house with my life insurance policy? 9:20 - What happens if I cancel my policy? 9:50 - What happens to my policy if I get divorced? 10:30 - Do I need to update my will and can I change my beneficiary? FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us On today’s episode, Darren and Christina are joined by Mimi Fei, CFO and Co-owner of HoneyBee Development Group, a boutique real estate development firm based in British Columbia. The three chat about how Mimi got into the real estate investing business, how she was able to grow HoneyBee Development Group into what it is today, and they also go over Mimi’s due diligence checklist. If you’re a real estate investor and you want the blueprint to everything you need to do before going in on a deal, you do not want to miss this episode! Show notes: 00:00 - Introduction 1:40 - How Mimi Fei got into real estate investing 3:50 - What is HoneyBee Development Group? 5:30 - The keys to being successful in real estate investing 7:30 - The due diligence checklist 18:09 - Legal compliance 24:05 - Physical inspection 29:25 - Exit strategy assessment 34:20 - Example of a deal where something went wrong 38:20 - Team evaluation FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound FIND HONEYBEE DEVELOPMENTS ON: WEBSITE: https://honeybeedevelopment.com/ THE DUE DILIGENCE CHECKLIST: Market Analysis:   Study local market conditions, including trends in property values and rental rates.   Research the supply and demand dynamics in the target market.   Analyze demographic data such as population growth, income levels, and household sizes.   Identify key industries and employers driving economic activity in the area.   Evaluate employment trends and unemployment rates.   Assess the overall economic outlook and growth prospects for the market.   Financial Analysis:   Review historical financial performance of similar properties in the area.   Analyze proforma financial statements to project future revenue and expenses.   Scrutinize assumptions used in financial models, such as rent growth rates and operating expenses.   Evaluate the proposed investment structure, including ownership interests and profit- sharing arrangements.   Assess the availability and terms of financing, including interest rates, loan-to-value ratios, and repayment terms.   Determine the eligibility criteria for potential investors, including accreditation requirements and minimum investment amounts.   Legal and Regulatory Compliance:   Verify compliance with zoning and land use regulations, including any restrictions on development or property use.   Confirm the legal ownership of the property through title searches and deed records.   Review permits and approvals obtained for the project, including building permits, environmental permits, and zoning variances.   Examine the terms and conditions of any legal agreements related to the property, such as leases, easements, or development agreements.   Ensure that the proposed legal structure for the investment, such as a partnership or GP/LP, corporate structure is appropriate and legally sound.   Physical Inspection:   Conduct a thorough inspection of the property to assess its condition and identify any potential issues or defects. (Drive-by or virtually)   Obtain professional appraisal reports to determine the fair market value of the property.   Review environmental studies and reports to identify any contamination or hazardous materials on the site.   Evaluate geotechnical studies to assess soil stability and potential risks for construction.   Check for the presence of underground oil tanks and obtain reports on their condition and any remediation efforts.   Review occupancy reports if the property is livable/rentable   Exit Strategy Assessment:   Evaluate potential exit strategies based on market conditions and investment objectives.   Assess the marketability of the property and potential resale value based on current market trends.   Consider the impact of economic cycles and interest rate fluctuations on the property's value and income potential.   Review operating expenses and income projections to estimate future cash flow and return on investment.   Determine the availability of financing options for potential buyers and the potential impact on resale timing and pricing.   Team Evaluation:   Assess the experience and qualifications of the development team, including their track record of successful projects.   Review the credentials of key team members, such as developers, architects, engineers, and property managers.   Evaluate the strength of the team's professional network, including relationships with lenders, investors, and other industry professionals.   Consider the team's reputation and credibility within the local real estate community, including any past legal or regulatory issues.   Seek references from previous investors or partners who have worked with the team on similar projects.  

TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us Darren and Christina are back for another monthly update, can you believe it’s already April! The two chat about current interest rates and where they’re headed, how the carbon tax will affect Canadians once it goes into effect, interesting real estate news with Trudeau proposing new legislation to help renters, as well as industry news and Control and Compound news. Tune in now! Show notes: 00:00 - Introduction 00:40 - Bank of Canada interest rates update 2:50 - The carbon tax is here 4:55 - Economic news 6:55 - Canadian dollar update 7:45 - Bitcoin update 9:40 - Canadian real estate update 15:20 - Life insurance news 16:45 - Control and Compound news FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

On today’s episode, Darren sits down with Daniel Foch, host of the number 1 real estate podcast in Canada, The Canadian Real Estate Investor Podcast. Darren and Daniel chat about how Daniel unintentionally found himself in the real estate industry, what led him to co-hosting one of the most popular podcasts in the country, and his thoughts on current policy around landlords and house flipping, among other things. Tune in now! Show notes: 00:00 - Introduction 1:15 - Daniel’s real estate journey: What led him to becoming co-host of the number one real estate podcast in Canada 4:20 - How did Daniel become well-versed in real estate, the economy, etc. 7:00 - Daniel’s take on industry trends and timing the market 11:30 - Daniel’s take on current government policy surrounding landlord and tenants in Ontario 17:20 - Daniel’s take on the proposed tax on house flipping in BC 19:45 - Where will interest rates be in 3-5 years? 24:20 - Daniel’s take on where the real estate market nation-wide is headed 27:15 - Where does Daniel see growth happening for Canadian investors 31:20 - What is the 5 day challenge? TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound FIND DANIEL ON: INSTAGRAM: https://www.instagram.com/danielfoch/?hl=en YOUTUBE: https://www.youtube.com/@daniel_foch TWITTER: https://twitter.com/daniel_foch?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor  

In this episode of our Bitcoin series, Darren and Christina break down the three big events that could change the course of Bitcoin including the new Bitcoin ETF, the updated financial accounting standards, as well as the halving of Bitcoin (which hasn’t happened yet but is already contributing to a huge jump in value for Bitcoin!) Tune in now. Show notes: 00:00 - Introduction 4:00 - The three big events that could drastically affect Bitcoin 4:30 - Breaking down the Bitcoin ETF 8:05 - What is the new financial accounting standards board? 13:05 - The halving of Bitcoin TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

On this week’s episode, Darren and Christina are back with another installment of the Nelson Nash Series. In part 7, they go over page 65 in the book that talks about the capitalizing and implementation of your banking system. They also chat about how to store your money properly before investing. Tune in now! Show notes: 00:00 - Introduction 2:00 - Capitalizing our systems 6:00 - How does the infinite banking concept differ from traditional investing? 12:00 - How do I start using the infinite banking concept? TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

On today’s episode, Darren and Christina are chatting about the lifetime capital gains exemption that can be used by small business owners with a corporation among others to save on some of the tax when selling. They chat about how the exemption works, who’s eligible, and different ways you can apply it. Tune in now! Show notes: 00:00 - Introduction 1:40 - What is the lifetime capital gains exemption? 5:30 - Assets that will qualify for the exemption 6:15 - Looking at example of selling a business with lifetime capital gains exemption 10:30 - Can you multiply the capital gains exemption? 12:05 - What is a qualified small business? TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

On today’s March Update, Darren and Christina have a lot to cover! Including updates on interest rates, the stock market in Canada and the US, Bitcoin, as well as life insurance industry news and a new tax on flipping in BC that doesn’t exactly seem all that thought out. Tune in now! Show notes: 00:00 - Introduction 1:20 - Bank of Canada / Interest rates update 3:40 - Is Canada in a recession? 6:25 - Stock market update 7:35 - Bitcoin update 10:55 - Real estate update 18:20 - Life insurance industry news 20:00 - Update on the economy 22:20 - Control and Compound company news 26:20 - Control and Compound podcast news TAKE CONTROL OF YOUR MONEY NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound