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Tim Clairmont
Tim Clairmont, CEO & Founder of Clear Financial Partners joins you on Clear Money Talk to break down retirement and offer up creative solutions for your future. Listen as Tim Clairmont talks about his passion for helping people reach financial independence through Education, Choice, Transparency, and Empathy. To get more information on Clear Financial Partners, or to schedule a consultation call, 503-579-1000 or visit ClearFP.com
Total 88 episodes
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Just The Answer: How To Get Started in Real Estate Investing

Just The Answer: How To Get Started in Real Estate Investing

Tim & Tyler discuss Real Estate! Join Tim & Tyler as they walk you through going from renter to homeowner...homeowner to landlord or vacation owner...landlord to real estate investor. And, learn the basics of postponing taxes through a 1031 exchange.
04:0812/12/2023
How To Get Started in Real Estate Investing

How To Get Started in Real Estate Investing

Tim & Tyler discuss Real Estate! Join Tim & Tyler as they walk you through going from renter to homeowner...homeowner to landlord or vacation owner...landlord to real estate investor. And, learn the basics of postponing taxes through a 1031 exchange.
36:4412/12/2023
Just the Answer: Working with a Financial Advisor, What's in it for me?

Just the Answer: Working with a Financial Advisor, What's in it for me?

Join Tim Clairmont and his co-host, Tyler, as they explain in easy-to-understand language what clients can expect to receive from working with a financial advisor.
04:1923/10/2023
Working with a Financial Advisor, What's in it for me?

Working with a Financial Advisor, What's in it for me?

Join Tim Clairmont and his co-host, Tyler, as they explain in easy-to-understand language what clients can expect to receive from working with a financial advisor.
29:0523/10/2023
Just the Answer: What is the Difference Between a Will and a Trust?

Just the Answer: What is the Difference Between a Will and a Trust?

Join Tim & Tyler as they continue their discussion of how to best take care of your loved ones when you're gone. Learn the basics of a will vs. a trust
02:5409/10/2023
What Is the Difference Between a Will and a Trust?

What Is the Difference Between a Will and a Trust?

Join Tim & Tyler as they continue their discussion of how to best take care of your loved ones when you're gone. Learn the basics of a will vs. a trust
25:4009/10/2023
Just the Answer: How Much Should I Take Out Each Year in Retirement?

Just the Answer: How Much Should I Take Out Each Year in Retirement?

Listen as Tim & Tyler discuss the most common question their clients ask, how much should I take out each year in retirement? Explore the merits of the 4% Rule, the Trinity Study & sequence of returns risk while smiling along with Tim & Tyler.
02:0525/09/2023
How Much Should I Take Out Each Year in Retirement?

How Much Should I Take Out Each Year in Retirement?

Listen as Tim & Tyler discuss the most common question their clients ask, how much should I take out each year in retirement? Explore the merits of the 4% Rule, the Trinity Study & sequence of returns risk while smiling along with Tim & Tyler.
31:1625/09/2023
Just the Answer: CD's Vs. FIA's - who wins?

Just the Answer: CD's Vs. FIA's - who wins?

In this new higher interest rate environment many investors are looking closer at CD's and Fixed Indexed Annuities.  Join Tim and Tyler as they discuss the pros and cons of these two conservative investment options.
06:5811/09/2023
CD's Vs. FIA's - who wins?

CD's Vs. FIA's - who wins?

In this new higher interest rate environment many investors are looking closer at CD's and Fixed Indexed Annuities.  Join Tim and Tyler as they discuss the pros and cons of these two conservative investment options.
19:4611/09/2023
What is a DST?

What is a DST?

Learn about the Delaware Statutory Trust.  How to own a fractional interest in real estate that may qualify for a 1031 exchange.
06:0014/08/2023
What is a Fiduciary?

What is a Fiduciary?

Fiduciary can be a commonly used and often misunderstood word.  Learn about what this is, when a financial services professional is acting as one, and when they are not.
10:5914/08/2023
What are Mutual Funds?

What are Mutual Funds?

A commonly used word that many people pretend to fully understand.  Brush up on your understanding with this brief answer to the question - What is a Mutual Fund.
09:1014/08/2023
What is a Variable Annuity?

What is a Variable Annuity?

Learn about Variable Annuities.  What is one?  How do they work?  And, what do they do and not do?
10:1214/08/2023
What is a 529 Plan?

What is a 529 Plan?

The new SECURE ACT 2.0 updated these plans.  Get some quick basics on what a 529 plan is and how they are most often used.
12:1014/08/2023
Financial Lingo - What Does it All Mean?

Financial Lingo - What Does it All Mean?

Learn what it means to be a fiduciary and so much more.  Tim and Tyler explain what mutual funds are, how DST's work with 1031 exchanges, typical basics of Variable Annuities, and ways to use the new and improved 529 Plan.  Learn all this lingo in our fun, information-packed, Clear Money Talk format!
48:0714/08/2023
Just the Answer: Do I Need Long Term Care Insurance?

Just the Answer: Do I Need Long Term Care Insurance?

Join Tim as he discusses the costs of long term care, the odds of needing care, what insurance does and doesn't cover, and other strategies to deal with the rising cost of long term care expenses.  Listen to the full podcast to hear the true story of long time clients, John and Susan, and how they handled their need for long term care.
19:5231/07/2023
Do I Need Long Term Care Insurance?

Do I Need Long Term Care Insurance?

Join Tim as he discusses the costs of long term care, the odds of needing care, what insurance does and doesn't cover, and other strategies to deal with the rising cost of long term care expenses.  Listen to the full podcast to hear the true story of long time clients, John and Susan, and how they handled their need for long term care.
29:0131/07/2023
Just the Answer: What Are the Top 10 Money Mistakes Made by People in The U.S.?

Just the Answer: What Are the Top 10 Money Mistakes Made by People in The U.S.?

Tim asked ChatGPT "What are the top 10 money mistakes made by people in the U.S.?"  Learn how to avoid many of these mistakes while having fun listening to Tim share his best tips and tricks to improving your financial life.
17:5317/07/2023
What Are the Top 10 Money Mistakes Made by People in The U.S.?

What Are the Top 10 Money Mistakes Made by People in The U.S.?

Tim asked ChatGPT "What are the top 10 money mistakes made by people in the U.S.?"  Learn how to avoid many of these mistakes while having fun listening to Tim share his best tips and tricks to improving your financial life.
24:2317/07/2023
Just the Answer: Credit cards, car loans, and mortgages. What's good, what's bad, and what's ugly?

Just the Answer: Credit cards, car loans, and mortgages. What's good, what's bad, and what's ugly?

Learn about debt!  Is there such a thing as “good debt”? Which credit cards should you pay off first? When should you consider investing rather than paying down your mortgage? Join Tim as he provides insights and answers to all of these questions and more in this episode of Clear Money Talk.
16:3705/07/2023
Credit cards, car loans, and Mortgages. What's good, what's bad, and what's ugly?

Credit cards, car loans, and Mortgages. What's good, what's bad, and what's ugly?

Learn about debt!  Is there such a thing as “good debt”? Which credit cards should you pay off first? When should you consider investing rather than paying down your mortgage? Join Tim as he provides insights and answers to all of these questions and more in this episode of Clear Money Talk.
27:0305/07/2023
Just the Answer: What is the difference between a Bear Market & a Bull Market?

Just the Answer: What is the difference between a Bear Market & a Bull Market?

Have you ever wondered why Bear Markets are called Bear Markets and Bull Markets are called Bull Markets?  Do you need a refresher on what these terms even mean?  Join Tim and his right-hand advisor, Tyler, as they teach you the must knows about Bears and Bulls.
12:2120/06/2023
What is the difference between a Bear Market & a Bull Market?

What is the difference between a Bear Market & a Bull Market?

Have you ever wondered why Bear Markets are called Bear Markets and Bull Markets are called Bull Markets?  Do you need a refresher on what these terms even mean?  Join Tim and his right-hand advisor, Tyler, as they teach you the must knows about Bears and Bulls.
15:0120/06/2023
Just The Answer: How Much Do Interest Rates Affect Us?

Just The Answer: How Much Do Interest Rates Affect Us?

Join Tim Clairmont and learn about the impact of interest rates on your personal financial plan. Have you adjusted your plan for these higher interest rates?
09:0305/06/2023
How Much Do Interest Rates Affect Us?

How Much Do Interest Rates Affect Us?

Join Tim Clairmont and learn about the impact of interest rates on your personal financial plan. Have you adjusted your plan for these higher interest rates?
21:2705/06/2023
Just The Answer: Time vs Money - Which one is more important?

Just The Answer: Time vs Money - Which one is more important?

Most advisors are focused on maximizing the ROI of your investments.  But, what is the return on investment of your minutes? Join Tim as he discusses your two limited resources - your minutes and your dollars. 
08:1216/05/2023
Time vs Money - Which one is more important?

Time vs Money - Which one is more important?

Most advisors are focused on maximizing the ROI of your investments.  But, what is the return on investment of your minutes? Join Tim as he discusses your two limited resources - your minutes and your dollars.
25:1616/05/2023
Just the Answer: Are you paying too much in taxes?

Just the Answer: Are you paying too much in taxes?

Taxes, taxes, taxes! It's that time of year again. Join Tim as he answers the question Are you paying too much in taxes? You can increase your basic knowledge of taxes and "geek out" with Tim as he shares some of his origin story and the reason why he became a financial advisor.
15:0304/05/2023
Are you paying too much in taxes?

Are you paying too much in taxes?

Taxes, taxes, taxes! It's that time of year again. Join Tim as he answers the question Are you paying too much in taxes? You can increase your basic knowledge of taxes and "geek out" with Tim as he shares some of his origin story and the reason why he became a financial advisor.
21:5304/05/2023
JUST THE ANSWER: How safe is your money?

JUST THE ANSWER: How safe is your money?

JUST THE ANSWER: The recent collapse of the Silicon Valley Bank (SVB) has people asking how safe is my money? Tim Clairmont discusses what caused the situation at SVB, why it's important to create protection in your portfolio, and how susceptible are you to risk in the market. To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
13:0921/03/2023
How safe is your money?

How safe is your money?

The recent collapse of the Silicon Valley Bank (SVB) has people asking how safe is my money? Tim Clairmont discusses what caused the situation at SVB and why it's important to create protection in your portfolio. He also talk's about how you can assess your current financial situation to see if you are susceptible to risk in the market. To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com  
22:3521/03/2023
What is wrong with your portfolio? Do you even know?

What is wrong with your portfolio? Do you even know?

What is wrong with your portfolio? Do you even know? Tim Clairmont discusses how taking a black light to your portfolio may reveal problems such as lack of diversification and future tax issues that you may not notice without a second set of eyes.  To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
22:0113/03/2023
JUST THE ANSWER: What is wrong with your portfolio? Do you even know?

JUST THE ANSWER: What is wrong with your portfolio? Do you even know?

JUST THE ANSWER: What is wrong with your portfolio? Do you even know? Tim Clairmont discusses how taking a black light to your portfolio may reveal problems such as lack of diversification and future tax issues that you may not notice without a second set of eyes.  To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
11:0113/03/2023
JUST THE ANSWER: Can ChatGPT Replace Your Financial Advisor

JUST THE ANSWER: Can ChatGPT Replace Your Financial Advisor

JUST THE ANSWER: Can artificial intelligence (AI) replace your financial advisor?  We put ChatGPT to the test against Tim, asking it to "build the perfect financial plan!" Will AI replace your financial advisor? To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
09:4527/02/2023
Can ChatGPT Replace Your Financial Advisor?

Can ChatGPT Replace Your Financial Advisor?

Can artificial intelligence (AI) replace your financial advisor?  Recently ChatGPT has passed US Medical, legal, and business exams, but how will it fare in the financial world? We put it to the test against Tim and asked it to "build the perfect financial plan!" Will AI replace your financial advisor? To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
25:1727/02/2023
JUST THE ANSWER: Secure Act 2.0

JUST THE ANSWER: Secure Act 2.0

JUST THE ANSWER: Tim Clairmont shares the 7 most important changes you need to know about the Secure Act 2.0 and how it could change your retirement plan.  To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
13:3510/02/2023
What to know about the Secure Act 2.0

What to know about the Secure Act 2.0

The U.S. government spent $1.7-trillion to make it easier for you to retire, but what changed? Tim Clairmont breaks down what he believes are the 7 most important parts of the new Secure Act 2.0 and how they could affect your retirement plan!  To get more information on Clear Financial Partners, or to schedule a consultation with Tim Clairmont visit ClearFP.com
24:0210/02/2023