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ALTIUS Financial Inc's Michael Williams CFP® & Taylor McGowen CFP®
Every other Friday Michael Williams & Taylor McGowen will share financial insight as two CERTIFIED FINANCIAL PLANNERS™ with different generational perspectives. Maybe we'll even bring in a guest speaker too! Provided to you by ALTIUS Financial Inc.
Introduction to ALTIUS
In most episodes we talk a lot about ALTIUS as a business, but in this episode, we decided to let our listeners know a little bit more about our team. Listen to get to know Mike, Taylor, Jenn, and Krescent.
45:3405/03/2022
ESG Investing - Can feeling good actually be profitable?
This week, Mike and Taylor have a conversation about Environmental, Social, and (Corporate) Governance Investing - more commonly known as ESG Investing. It's a controversial topic with a lot of different views across generations. They elaborate more on what this means and whether it actually might be profitable to invest in ESG.
33:3019/02/2022
What's the inflation situation?
Mike & Taylor talk through inflation and what's going on in the current market.
30:3905/02/2022
It's Credit Freezing Out!
To go with the freezing weather in Denver this week, Mike and Taylor go over credit freezes. This episode is all about protecting your credit and the big difference in freezing an account versus freezing your credit. Taylor shares her own personal experience with freezing her credit and talks about why it can help protect you in emergency situations.
19:5522/01/2022
New Year, New Mindset
Happy New Year from ALTIUS Financial! This new year ALTIUS is changing the phrase "new year, new me" to "new year, new mindset." We love goals and planning, but we've found that their success all comes down to mindset. So in this episode, Mike and Taylor talk about their own goals and why developing a new mindset sets you up for success much more than checking off a list.
25:4308/01/2022
Hobby vs. Hustle
In this episode, hear Taylor interview our first ever guest, Mattie Kleist, on how she made some of her hobbies become her hustles. Mattie talks about her experience working three separate side hustles on top of her 8-5 job, and what that looks like financially.
37:1825/12/2021
Gratitude by Charitable Giving
This week Mike & Taylor discuss the importance of gratitude and how charitable giving can help both your mindset and your financial situation.
20:4111/12/2021
ALTIUS's Philosophy in Quotes
Dive deep into the ALTIUS philosophy and how it came to be through 5 different quotes from Aristotle, John Adams, and a few other famous authors and figures. These quotes are our credos and have helped create ALTIUS's approach to building wealth.
15:3426/11/2021
Holiday Spending Reminders
Tune in for tips and reminders about planning your holiday spending and specifically why it's important this year due to the current global supply chain issues.
12:2212/11/2021
Causes of Market Volatility
In this episode, Mike and Taylor discuss the current markets, tax code changes, and overall causes of market volatility.
35:2330/10/2021
What's in a Financial Plan?
Mike & Taylor talk about what the 6 areas of financial planning and why and how they are covered in a financial plan at ALTIUS Financial!
19:1902/10/2021
ALTIUS Updates
Tune in on this episode to hear about some updates around ALTIUS's team, office, covid-19 thoughts, and upcoming events/plans!
14:0418/09/2021
How Your Lifestyle Adds Up
Every choice you make or habit you have can have an impact on your finances, and you might not realize how much these can add up. Maybe a coffee a day is the difference between going on a international trip that year or not. Dive into this episode to get an idea of how much your lifestyle might really be adding up.
29:5803/09/2021
Planning for College & Education
Dive into funding education and more through a focus on the types, uses, and details of 529 College Savings Plans.
31:5620/08/2021
The Risk and Return of Investing
Sometimes in life you risk it all and sometimes you don’t, but what kind of risks are there in investing? Learn some of the ins and outs of investing with us this Friday to capitalize yours!
36:0406/08/2021
Small Businesses Starters
What does it take to start a business? Learn that and more about how to and why to start a business in this week's episode. And if you're interested in our "So, you want to go into business?" Virtual Workshop on August 3rd, 2021, register on our website: Events | Michael Williams (altiusfinancial.com).
49:2723/07/2021
Maxing Your Savings
Time to maximize your savings! Learn how to grow your savings from what accounts you should pay into, saving vs. debt pay off, and how much you should be saving.
31:3010/07/2021
Credit Score Craziness
Tune in to hear our discussion about the craziness of credit scores -- what they are, what's a good score, how to find out yours, and how you can make it better.
36:1126/06/2021
Buying into Business
Bringing clarity to the concept of employee stock options and grants.
28:2311/06/2021
Conspiracy Theory Thoughts
We love getting feedback from our listeners and one of our listeners/clients recommended the topic of addressing recent Conspiracy Theories, their legitimacy, and their potential impact on finances.
01:22:3729/05/2021
Stonks, SPACs, and NFTs please?
Clarifying, as best we can, some of the new alternative investment options that have been popular buzz words and topics.
48:2715/05/2021
The Great Merge- Merging Finances and Goal Planning
Sharing thoughts from two financial advisors who have personal and client experience with merging finances and planning.
41:3307/05/2021
Financial Planning for Beyond the Grave
Is estate planning for everyone or just for wealthy people with a mansion vineyard estate? ha ha! Tune in to hear our perspective for planning for now and beyond.
58:3523/04/2021
Where's the GROWTH for VALUE investors?
Let's dive into the concept of investing and weigh our thoughts on growth vs. value investing strategies.
43:5709/04/2021
Tips for Travel Time
Tips for traveling during a pandemic. Budget and travel pricing thoughts for both those ballin on a budget and for the financially affluent adventurer.
55:0327/03/2021
Tax Time Tips and Tricks
Tips, tricks, and thoughts heading into 2020 tax prep season.
48:5213/03/2021
Tribute to Tammy
Some of our favorite memories and thoughts of our loved and dearly missed coworker.
29:1627/02/2021
Living The American Dream
People say home ownership is "The American Dream". Let's discuss the home shopping and buying process and discuss real estate as an investment.
56:2413/02/2021
Making Cents of Crypto Currency
Should you buy crypto? Let's dive into the history of money, the concept of Crypto, how to hold it, and Crypto as an investment.
47:3029/01/2021
World Meets Wallet
It's been an interesting week to say the least-- How will what's going on in the world impact your current and future investments (your wallet)?
44:2915/01/2021
What to Ask an Advisor?
Do I need an advisor and what should I ask when shopping for one?
30:3108/01/2021
No Free Christmas Trees
This episode we discuss the unfortunate truth- the are no free Christmas trees. In all seriousness, we take this last episode of the year to discuss the concept of "free" stuff and weighing cost vs. value, we tie this into the purpose of a corporation and try to weigh the benefits of corporations of all sizes. Lastly, we'll finish off with an intro to our 53 week Finance Challenge and we invite all our listeners to join in on the next 53 weeks of financial engagement.
36:2719/12/2020
It's December... Now What?
Let's discuss a handful of helpful financial tips heading into year end focusing on: tax strategies, investment opportunities, and personal financial planning.
41:4505/12/2020
#Blessed
#Blessed... But are we? Let's talk a bit about how we are all blessed and how both mindset and habits can greatly impact the results of your financial and personal goals.
32:0120/11/2020
HMO, PPO, HSA-- What the Hell?
In this episode we break down the terminology you may see on your health insurance benefit options along with a quick analysis of different plan types. Hopefully this will be helpful for everyone in open enrollment looking to select their plans for next year.
31:1513/11/2020
Fireside Charity Chats
Okay, okay, this episode has nothing to do with FDR or his Fireside chats. But, the recording process was Fireside as Taylor gazed out her window to the wildfire and clouds of smoke approaching her hotel. *Note: no employees were injured in the making of this podcast* In all seriousness, let's dive into the benefits of gifting your time and money to causes you care about. We'll touch on suggested gifting principles, tax benefits, and what makes this calendar year different from a charitable gifting perspective.
58:0431/10/2020
Does My Vote Count
What is the potential financial and social impact of the 2020 election? Pros and cons of a true democracy and our outlook on where Americas is heading as a society.
48:2816/10/2020
Buying Cars and Paying Down Cards
Everyone will have a big purchase in their life. Maybe it's a car, or a boat, or a home- we're discussing how to consider the variables associated with planning for a car purchase and how to live within your means to save for large future expenses.
25:0602/10/2020
Ep. 1: Intro to Finance Fridays & Current Markets
We'll briefly introduce you to our speakers, Taylor and Mike, and share a bit of Q&A on current and general financial topics.
27:0425/09/2020