Nadya Marwah is an Indian-Canadian photographer, film production professional, and founder of the Photo Poet Society, a mindful wedding photography company. She began her career journey in Mumbai, India, before relocating to Toronto, She left her hometown of Meerut, India at the age of 19 to pursue an education in Communication Design at MIT Institute of Design and later completed a post-graduate program in Film Production at the Vancouver Film School. The profound experience of deep meditation shifted her perspective on life. She is now a mindful visual creator, specializing in both photography and film. Alongside wedding and occasion photography, I have collaborated with musicians and film professionals, including three-time Juno-nominated musician Alysha Brilla and Canadian actor, director, and musician Steven McCarthy. Additionally, I have had the opportunity to work with businesses and not-for-profit organizations such as Compass Digital Ventures at SXSW in Austin, North Shore Restorative Justice Society (North Vancouver), Arvorei Communications Group (Vancouver), and Hawkeye Pictures (Toronto). Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Beatrix Abdul Azeez, Policy Analyst with the Canadian Federation of Independent Business, discusses a new report outlining the consequences of a government mandated $20 per hour living wage. Beatrix Abdul Azeez PRESS RELEASE TORONTO, May 15, 2024 /CNW/ – Mandating a $20 per hour living wage in each province would cost the Canadian economy $44.9 billion in extra wages and put almost 600,000 small businesses at risk of becoming unprofitable, finds a new report by the Canadian Federation of Independent Business (CFIB). The report, entitled “Affordability, minimum wages, and living wages: Striking a balance for small businesses,” analyzes the impact of a $20/hour living wage, a proposal under consideration by several organizations. The report finds that governments need a new approach to address affordability challenges as traditional minimum wage and living wage policies fall short in addressing the root causes of the rising cost of living while simultaneously increasing costs on small businesses.   “Minimum wage and living wage policies often miss the mark when it comes to truly supporting the most vulnerable workers. Governments are setting these wages with no anchor in economic reality, relying on subjective and unpredictable criteria,” said Beatrix Abdul Azeez, CFIB policy analyst. “Governments should shift away from relying on these blunt tools and instead adopt a new approach to ensure workers can cope with the rising cost of living, while also guaranteeing that small businesses aren’t unfairly burdened.” The cost of adopting a $20/hour living wage in each Canadian province Province Cost (millions) Small businesses at risk of unprofitability Newfoundland and Labrador $943 10,653 Prince Edward Island $332 3,100 Nova Scotia $1,933 14,048 New Brunswick $1,543 12,519 Québec $10,255 141,927 Ontario $16,741 200,387 Manitoba $2,748 23,485 Saskatchewan $1,823 18,432 Alberta $4,309 73,181 British Columbia $4,325 75,495 Canada $44,900 572,499 The unintended consequences of minimum wage increases Recent minimum wage hikes forced 60% of small businesses to raise wages for other workers and 59% of them to raise prices, contributing to current inflationary pressures. In addition, 31% of small businesses had to cut back on hiring young and unskilled workers, with 25% of them reducing overall employment. These findings underscore the need for a more nuanced approach to wage policies that consider the diverse impacts on both workers and businesses alike. “Canada’s cost of living crisis requires a more effective framework: making sure rent, food, and gas prices are affordable and stable while extending support to workers and small businesses through tax reductions,” added Jairo Yunis, CFIB’s director for BC and western economic policy. “This would go a long way in addressing Canada’s affordability shock.” CFIB recommends that governments: Alleviate the impact of rising minimum wages on small businesses by reducing other taxes and payroll costs (such as small business tax rate, CPP, EI, health/education payroll taxes, etc.) Establish a minimum wage setting process that is predictable, transparent, reflective of market conditions, and mindful of economic impacts. Link minimum wage adjustments to private sector wage growth or a predetermined percentage of the median wage. Address the root causes of the affordability crisis by enacting policies to increase the supply of housing, reduce energy taxes, and remove interprovincial and international trade barriers. Provide targeted fiscal support for vulnerable workers through reduced personal income tax rates, increased basic personal amounts, and expanded tax credits. Read the full report here. About CFIB The Canadian Federation of Independent Business (CFIB) is Canada’s largest association of small and medium-sized businesses with 97,000 members across every industry and region. CFIB is dedicated to increasing business owners’ chances of success by driving policy change at all levels of government, providing expert advice and tools, and negotiating exclusive savings. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story businessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipLiving wagesmall businessWages

n this video interview, Steve Mesler, Co-Founder of Classroom Champions, and Seth Rosenzweig, the organization’s new CEO, discuss what the organization does and the recent change in leadership.   PRESS RELEASE Calgary, AB – Classroom Champions, a leading global charity empowering students socially, emotionally and academically through the mentorship and mindset of World Class Athlete Mentors, today announced a significant leadership transition. After over a year of planning, Steve Mesler, co-founder and Olympic gold medalist, will be stepping down from his role as CEO after 15 years and will take on a new position as Chair of the Board of Directors. Concurrently, Seth Rosenzweig, a seasoned nonprofit leader and former CEO of Team IMPACT, will assume the CEO role at Classroom Champions and guide the organization into the future. Mesler, a renowned U.S. Olympic bobsledder who broke the country’s 62-year draught when he won a gold medal in the four-man event at the 2010 Vancouver Olympics, co-founded Classroom Champions in 2009 with his sister Dr. Leigh Parise. Under his leadership, Classroom Champions has transformed the lives of hundreds of communities by connecting thousands of children with over 350 Olympic, Paralympic, NCAA, and professional Athlete Mentors who inspire and motivate them to achieve their goals in the classroom and beyond. Mesler has been instrumental in the organization’s development and growth, expanding its reach to serve millions of students across North America and around the globe through powerful partnerships such as NBC Olympics, the NHL, Airbnb, Canadian Tire’s Jumpstart charity, the Bualo Bills, Team Canada, Google, GoNoodle, and many more. Through his work building Classroom Champions over the past 15 years, Mesler has been recognized as a finalist for the International Champion for Peace, one of Sports Illustrated’s “Athletes Who Care,” and was recently awarded the Government of Canada’s second highest civilian award, the Meritorious Service Medal from the Governor General of Canada, for Classroom Champions’ contributions to educational opportunities for Canadian children. As Chair, Mesler will remain deeply involved and work with Rosenzweig to propel Classroom Champions into thousands more schools to reach millions more children. Reflecting on his transition, Mesler said, “Seeing Classroom Champions evolve into what it is today is both exciting and humbling. I am incredibly proud of what we have achieved for so many children and look forward to continuing to support the organization’s mission in my new role as Chair of the Board of Directors. From the moment I met Seth, I recognized that his personal character, combined with his incredible experience building organizations leveraging athletes to help kids, meant that he could be the ideal leader to usher Classroom Champions into its next phase of growth and impact. I feel fortunate and excited he’ll be putting on the Classroom Champions jersey.” Seth Rosenzweig brings a wealth of experience in nonprofit leadership and a passion for youth empowerment to his new role as CEO of Classroom Champions. As the former CEO of Team IMPACT, Rosenzweig spearheaded the organization’s eorts to connect children facing serious and chronic illnesses with college athletic teams, fostering impactful relationships that provided crucial emotional support and inspiration. In his eight years stewarding Team IMPACT, Rosenzweig led the organization to unprecedented growth. Among Rosenzweig’s core objectives in the role is to expand Classroom Champions’ footprint across North America. Rosenzweig said, “I am honoured to join Classroom Champions as CEO and to work alongside such a dedicated team making a tangible dierence for students. I am deeply inspired by the organization’s mission to empower students through mentorship, and I am excited to begin advancing our impact and reach. I look forward to collaborating with our athlete mentors, educators, and partners to create positive change in the lives of even more deserving students.” As Classroom Champions embarks on this new chapter, the charity remains steadfast in its commitment to empowering students to become resilient, compassionate, and confident community leaders. About Classroom Champions Classroom Champions is a non-profit that has empowered over 5 million children to thrive socially, emotionally, and academically through the mentorship and mindsets of world-class athletes. Working with over 300 Olympic, Paralympic, NCAA student-athletes and professional athletes who volunteer as mentors, Classroom Champions has provided program and curriculum grants to underserved, rural, and Indigenous communities across the continent. Students participating in Classroom Champions see significant improvements in the classroom, teachers see improved engagement, and athlete mentors learn new skills to prepare for life after sport. Learn more at: www.classroomchampions.org. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story businessCanada's Number One Podcast for EntrepreneursChampionsEducationentrepreneursentrepreneurshipsmall businessSports

Extreme athlete and motivational coach Andre Belibi Eloumou is going to tackle his toughest challenge yet, for a worthy cause that is very close to his heart. On May 24, the opening day of the 2024 Servus Calgary Marathon runners’ expo, Belibi will attempt to break the Guinness World Records title for the longest time for a man to be packed in ice. He is undertaking this mission to raise awareness and support for the millions of other people around the world, including his daughter Kira, with Autism Spectrum Disorder (ASD). The world record is four hours and two minutes. Andre is in the final stages of more than one-year of training and preparation for the world record attempt. Last Saturday (May 11), he undertook a test run being packed in ice for two hours outside The Fitness Guy Pete Estabrooks’ gym in Calgary’s historic Inglewood neighbourhood. Andre’s project is being generously supported by Run Calgary, Arctic Glacier Premium Ice, Spolumbo’s Fine Foods and Deli, The Home Depot, Ian Boyd – Central Calgary REAL Broker, Primextate Ltd., and a long list of other donors and supporters. Full Video can be seen here. Donations and sponsorships to the Ice Bath World Record for Autism project can be made on Audre’s GoFundMe page: https://gofund.me/21509e26 Tax-deductible donations to Autism Canada can be made through Andre’s Calgary Marathon charity fundraising page: https://raceroster.com/…/pledge/participant/24936493 For more information about Andre Belibi Coaching programs and services, visit: www.andrebelibicoaching.com  Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story AthletebusinessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipIce Bathsmall business

In this video interview, Ryan Gubic, a Certified Financial Planner and Founder of MRG Wealth Management in Calgary, discusses the increasing financial stress Canadians are experiencing these days. PRESS RELEASE TORONTO, May 23, 2024 /CNW/ – From high grocery and gas prices to elevated inflation and housing costs, Canadians are grappling with money-related stressors that negatively impact their financial well-being. However, the 2024 Financial Stress Index, a national survey of 2,000+ Canadians conducted by Leger on behalf of FP Canada, shows that Canadians are prioritizing their financial health and feeling more hopeful about their financial futures than they did a year ago. FP Canada's 2024 Financial Stress Index finds money remains the leading source of stress for Canadians. (CNW Group/FP Canada) FP Canada’s 2024 Financial Stress Index finds money remains the leading source of stress for Canadians. (CNW Group/FP Canada) The survey reveals that while Canadians continue to grapple with financial worries, most are embracing strategies to reduce financial stress in the face of persistent economic pressures. While financial stress is on the rise, so is optimism, and the data speaks volumes: Canadians are recognizing the power of proactive financial management. The most striking revelation? Year-over-year findings continue to show that Canadians who work with a financial professional are less prone to money-related stress, more hopeful about their financial futures, and better positioned to navigate financial uncertainty with confidence. Financial Stress on the Rise as External Pressures Persist According to the 2024 Financial Stress Index, money remains the top source of stress for Canadians, with 44 per cent citing it as their primary concern. This number represents a steady increase from 2023 (40%), 2022 (38%) and 2021 (38%). External factors are a key piece of the puzzle, as Canadians cite elevated grocery prices (69%), inflation (60%) and housing-related costs (52%) as leading causes of financial stress. Amid widespread discussions about the impact of these pressing challenges, the data reaffirms the hurdles posed by the current economic environment. Financial stress continues to affect the mental health of Canadians. Nearly half (49%) have lost sleep over financial worries, and more than half (54%) report negative effects such as anxiety and depression (38%), disruptions in workplace productivity (16%) and strained personal relationships (16%). However, Canadians who work with a financial professional are less likely to lose sleep due to financial stress (42%) than those who do not (52%). “There’s no denying that persistent affordability concerns can cause significant financial strain, so it’s no surprise that Canadians are continuing to feel the impact of these difficult conditions,” says Meghan MacPherson, a QAFP® professional at Impact Financial Group Inc. “While thoughtful planning and proactive measures can help reduce financial stress caused by economic factors beyond our control, the Financial Stress Index shows that working with a financial professional can help Canadians create a sense of confidence and control in the face of uncertainty.” Impact of Financial Stress More Severe for Young Adults, Interest in Financial Planning Grows Younger generations are experiencing the highest levels of financial stress, with half (50%) of Canadians under the age of 35 citing money as a top stressor, compared to 42 per cent of those over 35. The survey also shows that financial stress weighs more heavily on the minds of younger Canadians, with nearly three-quarters (72%) stating that financial stress has had at least one negative impact on their lives, compared to less than half (48%) of Canadians over the age of 35. This cohort is also more likely (50%) to say they’ve experienced anxiety, depression, and mental health challenges due to financial stress than those over the age of 35 (34%). Although financial stress disproportionately affects the mental well-being of Canadians aged 18 to 34, 39 per cent recognize the value of creating a financial plan to mitigate stress compared to 22 per cent of those over 35. This trend may reflect a burgeoning curiosity about the advantages of financial planning among younger Canadians. Stress Less: The Power of Professional Financial Planning Support  Data from the latest Financial Stress Index highlights Canadians’ eagerness to take control of their finances. However, navigating the intricacies of personal finances alone can pose challenges. Findings reveal that Canadians who don’t work with a financial professional are 33 per cent more likely to be stressed about money than those who do, and 23 per cent more likely to have lost sleep about financial worries. In contrast, those who work with a financial professional are more optimistic about their financial futures (56%) than those who don’t (48%). Working with a knowledgeable financial professional, such as a CFP® professional or a QAFP professional, is an important step toward financial well-being. “A trusted CFP professional or QAFP professional can be a strategic ally, offering personalized solutions tailored to each client’s unique circumstances and aspirations,” says Nabila Mirza, a QAFP professional at Aviso. “Through comprehensive financial planning, our goal is to empower Canadians to make informed choices, optimize their resources, and build financial resilience for a more financially secure future.” The value of working with a financial professional extends beyond the numbers on paper. By providing expert guidance, financial planners help alleviate the burden of financial worry, even in the face of uncertainty. Growing Optimism as Canadians Prioritize Financial Well-Being Despite the challenging economic climate, a renewed focus on financial self-care is emerging among Canadians. The 2024 Financial Stress Index shows that Canadians are taking charge of their financial well-being, with 91 per cent having taken at least one action to reduce financial stress in the last year. Tracking expenses is the most popular strategy, adopted by 45 per cent of respondents, while debt repayment (38%) and increased saving (33%) also rank high on the priorities list. The research points to a notable mindset shift with financial well-being at the forefront, as indicated by a growing trend of Canadians prioritizing fiscally responsible decisions when it comes to their expenses. Ranking higher on the upcoming expense list than vacations (19%), nearly one quarter (24%) of Canadians plan on paying off outstanding credit card debt within the next 12 months. That’s compared to 21 per cent in 2023 and 19 per cent in 2022. “Canadians are adopting a fiscal-responsibility mindset, which is at the heart of financial empowerment and long-term financial stability. It’s a powerful, positive reminder of the value of resilience in the face of adversity,” said Ravi Chhabra, a CFP professional. “While it’s undoubtedly disheartening, we can’t ignore the reality of the current economy and the limitations it places on the financial choices of Canadians. Prioritizing debt repayment while also budgeting for the things that bring us joy will do more than help us lessen immediate financial burdens. It will also lay the groundwork for a future where we can prioritize life’s pleasures without compromising our financial health.” As Canadians embrace the concept of financial well-being, half (50%) are expressing increased optimism about their financial futures compared to 2023 (47%), despite experiencing higher stress levels. At the forefront of this shift, 55 per cent of Canadians under the age of 35 feel hopeful about their financial futures, signaling a resilient mindset towards financial challenges. In today’s dynamic financial landscape, the importance of seeking financial support from a professional can’t be overstated. As individuals face the complexities of financial decision-making amidst ever-changing economic conditions, the expertise of a Certified Financial Planner professional or Qualified Associate Financial Planner professional can help Canadians of all ages and stages of life take strides toward greater financial well-being. Canadians can find a financial planner at Find Your Planner. About the Financial Stress Index  The Financial Stress Index is conducted each year for FP Canada by Leger, the largest Canadian-owned market research and analytics company. The 2024 Financial Stress Index was completed between February 28 and March 11, 2024, using Leger’s online panel, receiving 2,040 Canadian respondents nationwide. For comparative purposes, though, a probability sample of 2,040 respondents have a margin of error of ±2.2%, 19 times out of 20. About FP Canada  Established in 1995, FP Canada is a national not-for-profit education, certification and professional oversight organization working in the public interest. FP Canada is dedicated to championing better financial wellness for all Canadians by leading the advancement of professional financial planning in Canada. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story businessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipFinancesMoneysmall business

Darby Lee Young, Founder and Principal Accessibility Strategist, Level Playing Field and a designated Rick Hansen Foundation (RHFAC) Professional. Darby’s ultimate goal has been to combine her lived experience with her professional life as an Accessibility Consultant. As a person born with mild cerebral palsy, Darby has been able to utilize this unique experience to her advantage, and her previous political appointments and competitive career as a para-alpine skier have provided her with an impactful perspective when approaching projects. Darby’s previous political appointments and achievements include serving on the City of Calgary’s Advisory Committee on Accessibility (ACA) from 2011-2015, serving as the co-chair for two years. Darby also represented the City of Calgary at the International Summit on Accessibility in 2014. From June 2017 to June 2020, Darby was a member of the Premier’s Council on the Status of Persons with Disabilities. Over the last five years, Darby has been honoured with numerous awards and achievements. In 2018 Darby was selected as one of Canada’s top 40 under 40. In February 2020, John Fluevog Shoes released the "Darby" Shoes. They are now available in multiple colours. In 2021 Darby was named one of the Top 25 Women of Influence 2021. Darby continues to break down barriers for persons with disabilities not only professionally but also personally in hopes that one day it truly makes a difference. LPF has allowed Darby to offer her expertise to a wider range of clients. By incorporating universal design features in new builds and conducting accessibility reviews on proposed and existing facilities, Darby’s work continues to make a significant difference for many people living with disabilities and puts her team at the forefront of accessibility consulting. Through this work LPF has successfully contributed to the removal of barriers at the municipal, provincial and national levels, ultimately establishing inclusive environments. In her spare time, Darby can be found at most sporting events, especially Hockey, Tennis and Chuckwagon Racing! She enjoys travelling and exploring new places for accessibility. Darby will always be seen on the sidelines cheering on her friends and family in all their adventures. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Tamara believes "Success is not final...and failure is not fatal". It’s the courage to continue that count. She is the owner of Mirror Image Vacation Rental Services. Born and raised in Kelowna BC in the beautiful Okanagan Valley. And In Kelowna it’s all about tourism. Whether it be world-class wineries, champagne powder at Big White ski resort, or sparkling lakes, she always knew tourism, and hospitality was something she was not only passionate about but was an area she could see herself getting into business. After 15+ years of scraping by as a waitress and bartender and never getting ahead, she applied for a part-time job with Kelowna Resort Accommodations (which is a large-scale property management company in Kelowna). And then started her own business from there. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

With two decades in capital markets, Kola Malcom brings deep financial experience to his chosen entrepreneurial career. Kola is an evidence-based mortgage planner with a relaxed. pragmatic approach focused on customizing mortgages. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Bryan Macaulay is a visual storyteller. Since his father opened Village Studio in 1977, Bryan has been providing timeless photography to Grimsby and the Niagara area. His experiences over the last 30 years in the business have been life-changing. His entrepreneurial resolve, drive, and creativity have allowed him to pivot the business which has kept it healthy. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Naomi Kunert, Founder of the Self Reconnection Method, is an accomplished and renowned transpersonal therapist and spiritual guide with over 25 years of experience in successfully empowering her clients to overcome physical, mental, emotional and spiritual trauma. The Self-Reconnection Method, is an integrative healing system, that activates a person’s inner healing mechanism, allowing for reconnection on all levels of self, enabling people to recover from chronic states of stress, disease & disconnection. Her approach unites practical and proven methods in the field of neuroscience with principles of quantum physics, blending with it the natural laws of healing practiced and preserved by Earth’s oldest ancestral cultures; a complementing synthesis of the ancient and modern integrative ways of healing. Naomi has a practice on Vancouver Island, Canada and facilitates workshops internationally and presents at clinicians’ seminars. She offers on-line or in-person one-to-one sessions and Self Reconnection Method workshops and classes. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, happiness expert Dr. Gillian Mandich discusses the state of happiness in today’s world. She is a scientist on a mission to help people live their happiest life. Mandich is a published researcher; two-time TEDx speaker; the founder of The International Happiness Institute of Health Science Research; and you can often find her in the media on shows such as The Social, Marilyn Denis, Breakfast Television, and The Morning Show. I use the latest evidence-based health information and science to help people live happy, healthy lives. My PhD is from Western University in Health Science, specializing in Health Promotion. I am a top-rated keynote speaker and I appear regularly as the resident Happiness Expert on The Social and Breakfast Television. I’ve also appeared on ABC7 New York, Global TV, CP24, CityLine, City News Toronto, Your Morning, CTV Toronto, Rogers TV, and CTV London. My academic work has been published in The Canadian Journal of Diabetes, The Journal of Sport and Exercise Psychology, The International Journal of Environmental Research and Public Health, The Canadian Journal of Community Mental Health, The Canadian Journal of Dietetic Practice and Research, and Health Science Inquiry. I’ve presented at academic conferences such as The World Diabetes Congress; International Society of Behavioral Nutrition and Physical Activity; The 2nd, 3rd, and 4th National Obesity Summits; The Canadian Public Health Association; Canadian Diabetes Association; International Congress of Dietetics; and The Public Health in Action Symposium. My work has been published in The Huffington Post, Chatelaine, Oxygen Magazine, Clean Eating Magazine, MindBodyGreen, Inside Fitness, Sweat Equity, and STRONG Fitness Magazine. I work with brands including Reebok, CLIF Bar, and Clean Eating. I’ve been featured on QVC, HSN, Today’s Shopping Choice, Virgin Radio, The Gazette, The Ottawa Business Journal, Alive Magazine, and The London Free Press. I’ve spoken at events including The CanFitPro World Fitness Expo, The Green Living Show, Women In Wellness, The Total Mom Show, The Allied Beauty Association Revel In Beauty Show, The Archangel Show, Girl Power in Play Symposium, Women Who Influence, Health Hustlers, Pint of Science, and the Strong Women Summit. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business Canada's Number One Podcast for Entrepreneurs #entrepreneurs #entrepreneurship #Happiness #MentalHealth #smallbusiness

In this video interview, Marc Carnes, CEO of Alberta-based radio station CKUA, discusses the financial situation of the station and efforts to raise money to keep it alive. On April 17, Carnes addressed the CKUA community with an update about CKUA’s future. He talks about his recent message, how much money needs to be raised, fundraising efforts, the history of the station, the importance of the station to the music and arts and cultural community, its reach, and the importance of music in society. Here was his full message: I’m CKUA CEO Marc Carnes, and I’m addressing you today because CKUA needs your help. There’s no other way to say it: We must raise $3 million by September 30. Without it, CKUA’s cash reserves will be depleted, and we will be forced to shut down after 96 years of serving Albertan—and honourary Albertans—like you. This news may shock you, but if you’ve read any headlines lately, it’s no secret that the music, arts, and culture sectors have never fully recovered from the pandemic. It’s also no secret that the commercial broadcasting sector continues to struggle. Many of our independent, donor-supported public radio peers in the United States are in the same boat. This is not happening because of a lack of success. CKUA audiences have been growing and diversifying steadily over the past five years. Our fundraising revenues have been steady at a time when many charities and cultural organizations are struggling. Our advertising sales have been steady at a time when traditional media advertising has plummeted in recent years. In an economy where charitable dollars are tight and advertising-based traditional media is struggling, we are bucking the trend. This speaks to the value people place on our service and what it means to them. What’s more, we do all of this without the government footing the bill for us. But CKUA is not immune to the challenges faced by so many. Like many households and businesses, inflationary pressures have been increasingly difficult over the last 18 months. Borrowing rates have doubled. Utility costs have skyrocketed. Capital maintenance of our vast and complex technical systems has become more expensive than ever. This, coupled with ever-changing and new federal regulations, has been a lot for CKUA to absorb in a short time. As the owner of the Alberta Hotel, our broadcast centre, CKUA has also felt the effects of record-high, post-pandemic commercial real estate vacancies in downtown Edmonton. 18 months ago, every square foot of our building was spoken for. Last summer, the building was half empty, and revenues had almost completely disappeared after our main tenant became insolvent. Just 18 months ago, our budgets were balanced. Today, a perfect storm is threatening our future, a mere three and a half years before our centennial. Because of these factors, the sound of Alberta is at risk of going silent. When we saw CKUA’s new reality unfolding, we took immediate action. We cut and deferred as many expenses as possible while maintaining the operations our listeners generously support with charitable donations. We worked with real estate professionals and developed scenarios for how to fill Alberta Hotel with paying tenants, given the current market. We sought to collaborate with the provincial and federal governments for financial help. And we developed a plan to diversify our fundraising revenues through major gift and legacy giving leading up to our centennial in 2027. All of these measures take time. But time is not on our side. As a non-profit, CKUA has always been a lean, mean machine for the size of our 24/7 province-wide operation. That is even more true today. We’re doing more with less, and that’s thanks to our incredible team, whose dedication and persistence in the face of these challenges inspire me every day. What’s more, they are doing amazing, creative work that is being recognized and sought out by more people. They have every reason to be proud. As I am of them. We’ve also found some success in filling our building and are negotiating with several new tenants. But the high interest rate on our loan is still dogging us, and the revenue from these potential new tenants won’t come online for several months. Disappointingly, after a year of conversations, the provincial and federal governments have yet to step up. We continue our conversations with the provincial government, driving home our role in telling a piece of Alberta’s story around the globe. Since our humble beginnings in 1927 as Canada’s first public broadcaster, we have been there for Albertans. Today, we give a province-wide platform to our artists and our storytellers, filling the growing hole left by national media and the loss of local independents. As of yesterday, the federal and provincial government budgets have come and gone, and we have received no indication that financial help is coming. Despite hundreds of millions of dollars in new money for our national public broadcaster and relief for privately owned media companies in their time of need, Alberta’s broadcasting and cultural gem has been left out. And, CKUA isn’t just a broadcasting investment—it’s a heritage investment. Our historical record collection is one of the finest in North America—priceless, in fact. As Canada’s first public broadcaster, we are the blueprint for all public and community broadcasters across Canada. For hundreds of thousands of artists and listeners in communities across the country and around the world, CKUA is a big part of what it means to be Albertan. We’ll keep talking with both governments because we know CKUA is an important part of Alberta’s cultural past, present, and future. But we cannot wait any longer for them. The time is now for the community to jump into action. We are the sound of Alberta. For over 96 years, we have faithfully met the needs of our community to be informed, inspired, and connected with people who share the same passions and values. We are a station of firsts—the first station in Canada to broadcast a football game, the first to stream its programming online, and the first to showcase incredible artists like k.d. lang, Jann Arden, and Corb Lund to the world. But our success isn’t just in the past. Last year, our audience grew by 13%, and more than 10% over the last 5 years. This has outpaced the commercial radio sector in Alberta and even the donorsupported public radio sector in the United States where our business model most closely aligns. However, the truth remains: We provide a service anyone can access and enjoy anywhere. Since public airwaves are free, we can’t automatically pass on our cost increases to our customers as most businesses can. Nor can we wait any longer for the government to come through. We must crowdsource. The only thing we can rely on is the generosity and power of the CKUA listening community. We must do what we did valiantly in 1997 when the Government of Alberta decommissioned us. We must show up in record numbers and show the world what the CKUA community means to so many—THAT collective voice IS the sound of Alberta. I can’t be more perfectly clear: Advertising revenues do not fund CKUA. The government has yet to come to the table. This is about you. Only YOU can save CKUA. I’ve spent a lot of time talking about our storied past and our current state. Today’s address isn’t about what was, or what is. Today is about what can be. We have an incredible community of listeners and champions who believe wholeheartedly in what we do and what it means to so many. I know we can get there, together. Our monthly audience reach has grown to over 470,000 Albertans alone. Of those, an estimated 100,000 are regular listeners. Of those, a little more than 10,000 donate to support CKUA to the tune of nearly $4 million a year. The math is right in front of us. It is within your power and that of your fellow listeners to make all the difference. So the question is: What does CKUA mean to you? How much does 365 days of CKUA, a unique and invaluable part of your life, mean to you? Is it a family outing to an annual festival? A concert at your local arena? Is it the same amount as a subscription service based halfway around the world and in no way connected to your community? Or is CKUA, and the community it creates, something more meaningful and substantial than an algorithm? I’m asking you directly: If you listen and do not donate to CKUA, The Time Is Now to get in the game because only you can protect CKUA. You can’t count on someone else to do it for you. The time is now to step up. It’s time to step up and protect the sound of Alberta. We have a plan. We must raise $3 million by September 30 to weather the perfect storm. In the coming weeks and months, we will also appeal to individual donors and continue calling on the government to do its part. The first step is right now. Every year in April, we launch our spring on-air fundraising campaign. This year, it starts Friday, April 19. Over those 10 days, our goal is to raise the first $775,000 towards our $3 million goal. We absolutely have to surpass that goal—we have to crush it. The more we raise in those first 10 days, the better the momentum and the better the story to tell as we ask donors, community members, and the government to invest in our future. And then, over the coming five years, we will launch a centennial fundraising campaign that will help build an endowment and contribute to sustainable funding for CKUA’s second century. But CKUA’s future starts today. The Time Is Now. You can start by going to CKUA.com and becoming a recurring annual or monthly donor, right now. Thank you. And thank you for your support of CKUA—one of Canada’s true cultural treasures. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story AlbertabusinessCanada's Number One Podcast for EntrepreneursCKUAentrepreneursentrepreneurshipRadiosmall business

In this video interview, Don Kottick, President and CEO of Sotheby’s International Realty Canada, discusses a new report released by the company on the luxury real estate market in Canada. Don Kottick Kottick talks about sales activity, prices, inventory and what to expect from the market. PRESS RELEASE 2024 First Quarter Highlights Canada’s luxury real estate market eased into 2024 with modest sales gains and an increase in consumer engagement and pre-transactional activity as listings supply returned, often at prices adjusted to current market conditions. Single family home demand continued to lead the revitalization of luxury sales, reflecting a shift in high-end consumer preferences given the rising carrying costs and changing financial dynamics for luxury condominiums. Consumer sentiment and market dynamics evolved in the Greater Toronto Area (GTA) in the first quarter of 2024, as seller and buyer expectations came into better alignment, setting the stage for improved sales activity. Luxury residential sales over $4 million rose 18% year-over-year across the GTA, in a market that remained balanced overall. Despite a discernible improvement in consumer engagement, first-quarter luxury sales over $4 million were down 17% year-over-year in Vancouver, as prospective home buyers and sellers strategically deferred transactional activity to spring. Montreal’s luxury market experienced a stronger than anticipated start to 2024, as residential sales over $1 million increased 53% year-over-year in the first quarter, while sales over $4 million were on par with activity in the first quarter of 2023. Calgary’s luxury market continued to eclipse national trends as positive net interprovincial migration and buoyant consumer sentiment spurred a 63% annual spike in first quarter sales over $1 million, with two transactions over $4 million compared to a quiet first quarter in this market segment in 2023. TORONTO, April 24, 2024 (GLOBE NEWSWIRE) — Canada’s luxury real estate market eased into spring with modest sales gains across key metropolitan cities, as the dynamic between prospective home sellers and buyers improved, and pricing expectations continued to come into alignment. Despite strengthening consumer confidence and an increase in early-stage market engagement in the initial months of 2024, the expectation of additional property listings supply and potential interest rate declines prompted some buyers and sellers to defer transactions into the spring market. As a result, the country’s major metropolitan areas are expected to see a moderate improvement in sales activity across the luxury and conventional markets in the months ahead. According to Sotheby’s International Realty Canada’s Top-Tier Real Estate: Spring 2024 State of Luxury Report, consumer dynamics in the Greater Toronto Area (GTA) evolved in the first quarter of 2024, setting the stage for measured sales gains and a balanced market this spring. As the price expectations of home sellers and prospective buyers came into better alignment, both pre-transactional and sales activity increased across the region’s luxury market. As a result, residential real estate sales over $4 million (condominiums, attached and single family homes) between January 1 – March 31 climbed 18% year-over-year from the first quarter of 2023. In these preliminary months of the year, there were no property sales over $10 million recorded on Multiple Listings Service (MLS), in contrast to the single property sold in the same period of 2024. Overall GTA residential sales over $1 million rose 11% year-over-year. Vancouver’s luxury residential real estate market experienced a notable increase in pre-transactional activity in the first quarter of 2024, as consumer and real estate industry confidence continued to strengthen within a market that remained in balance. However, a significant cohort of prospective purchasers continued to await a wider selection of property listings inventory in the spring market to follow. As a result, residential sales over $4 million were down 17% year-over-year in the first quarter of 2024, with none of these recorded over $10 million on MLS compared to four transactions in the first quarter of 2023. Overall, $1 million-plus residential sales were largely on par with previous year’s levels, with a marginal 1% year-over-year shortfall. Luxury sales activity in Montreal reflected a stronger-than-anticipated start to 2024, as residential sales over $1 million between January 1– March 31 increased 53% year-over-year within a market that maintained balanced conditions overall. Residential real estate sales over $4 million were on par with first-quarter 2023 levels at eight units sold. Record in-migration, a bold economy and soaring end-consumer and investor confidence in housing continued to strengthen Calgary’s luxury real estate market performance in the first quarter of 2024. Between January 1– March 31, residential sales over $1 million surged 63% year-over-year, positioning the city as one of Canada’s most dynamic and top-performing luxury markets. $4 million-plus sales were also up year-over-year in the first quarter to two properties sold, in contrast to the quiet market experienced in the first quarter of 2023. “Over the past two years, as conventional and luxury real estate market conditions softened under the influence of climbing interest rates and changes to taxes and regulations relating to home ownership, persistent tension defined the interactions between home sellers holding onto lofty pricing expectations from previous peaks, and buyers seeking properties priced for the current market. This stand-off slowed transactional momentum in several of Canada’s major metropolitan luxury real estate markets in 2023, particularly in Vancouver and Toronto, where hyper-inflation of luxury housing prices was the previous norm,” says Don Kottick, President and CEO of Sotheby’s International Realty Canada. “Luxury market dynamics at the start of 2024 reflect a progressive shift in consumer psychology: sellers are now engaging in the market with more realistic pricing strategies, and in some cases, greater motivation to sell. This is setting the stage for productive negotiations with buyers and investors. We expect to see higher transactional volumes and improved market fluidity throughout the spring market.” According to Kottick, Alberta’s luxury real estate market has continued to defy national trends and outperform other major metropolitan areas as its major cities, Calgary and Edmonton, continue to attract new residents motivated by favourable costs of living, comparatively affordable top-tier home prices and a dynamic business climate. Vancouver On the heels of a year that saw luxury residential real estate sales over $4 million (condominiums, attached and single family homes) rise a modest 8% year-over-year in 2023, the City of Vancouver’s luxury market reflected a marked increase in pre-transactional activity in the initial months of 2024. Bustling open houses, an uptick in property enquiries, heightened buyer engagement in the home search process and an increase in property listings signalled cautious consumer and industry optimism for the spring market ahead. Despite solidifying confidence, the traditional seasonality of the real estate market, which typically experiences a pullback in property listings supply from December to March, limited the conversion of this heightened interest into tangible transactions in the first quarter of the year, even as it established the foundation for improving sales activity in the months to come. As Greater Vancouver REALTORS® reported that residential sales across the Metro Vancouver region were up a notable 15.9% year-over-year in March 2024, while new listings across the region were up 22.5%, the City of Vancouver’s luxury market remained poised at balanced market conditions overall. In the first quarter of 2024, residential sales over $4 million (condominiums, attached and single family homes) pulled back by 17% year-over-year from the first quarter of 2023 to 54 properties sold. There were no ultra-luxury $10 million sales on Multiple Listing Services (MLS) during this time, compared to four units sold in this ultra-luxury price range in the first quarter of 2023. 877 residential properties sold over $1 million between January 1– March 31, a nominal 1% year-over-year shortfall. Property sales between $1 million– $2 million continued to comprise the majority of the city’s $1 million-plus residential real estate market, accounting for 64% of these top-tier sales. Following a year that saw luxury consumer preference swing in favour of detached housing, driving single family home sales over $4 million and $10 million to rise 14% and 36% year-over-year in 2023, demand for single family dwellings continued to dominate the city’s luxury real estate market, according to Sotheby’s International Realty Canada market experts. With this underlying demand, a relative shortfall in luxury single family home supply between $1 million– $4 million in the first quarter of 2024 tipped this segment of the market to the cusp of sellers’ market conditions, while deterring transactions as prospective buyers anticipated new property listings and expanded options in the months ahead. 48 single family homes sold over $4 million from January 1– March 31, down 21% from the same period of 2023. There were no single family home sales reported over $10 million on MLS, compared to three sold in the first quarter of 2023. Overall, sales of single family homes over $1 million were down 16% year-over-year in the first quarter of 2023, with 325 homes sold. According to Sotheby’s International Realty Canada, multiple offers for premier single family homes located in the city’s most prestigious Vancouver Westside neighbourhoods also returned, albeit selectively, and at muted levels in comparison to historical market highs. Although Vancouver’s market for luxury condominiums over $4 million remained subdued considering elevated interest rates and changing luxury housing preferences, the first quarter of 2024 ushered in a notable uptick in property listing enquiries, buyer engagement and transactions. Five condominiums sold over $4 million between January 1– March 31, up from four units sold in the first quarter of 2022; however, there were no transactions recorded over $10 million on MLS in the first quarter of 2023, compared to one ultra-luxury condominium sales in the same period of 2023. Overall, condominium sales over $1 million in the first quarter of the year saw a modest annual 11% increase to 278 units sold. The City of Vancouver’s longstanding deficit of attached home inventory continued to severely limit the housing mobility of its residents and deter potential sales transactions. In the first quarter of 2024, one attached home sold over $4 million, compared to a quiet market in the first quarter of 2023. Overall, attached home sales over $1 million climbed 13% year-over-year to 274 properties sold between January 1– March 31. According to Sotheby’s International Realty Canada experts, consumer confidence is strengthening across Vancouver’s luxury market, however, conditions are expected to remain balanced and competition for properties will remain tempered relative to the city’s history of frenzied bidding wars and historic highs. As a result, for discerning buyers, the spring market will remain an advantageous window for a property purchase in advance of a widely anticipated interest rate decline and corresponding market resurgence before the end of the year. Calgary Following robust sales gains in 2023, the City of Calgary continues to outperform in 2024 as one of the leading metropolitan luxury real estate growth markets in Canada. The city is riding a wave of economic growth, with three consecutive years of increasing GDP. This momentum is expected to continue in 2024, with the Calgary Economic Development forecasting a 2% increase in GDP and a fourth year of economic expansion for the city in its 2024 Economic Outlook. The gains in Calgary and Alberta’s economy have not only cultivated an optimistic sentiment towards housing investment across the province’s key metropolitan areas, but have also attracted an influx of new residents at record-setting numbers who are invigorating tangible demand for conventional and luxury housing. In fact, as of January 1, 2024, Alberta had seen a 4.4% annual increase in population (202,324 people) according to the Government of Alberta, with net migration eclipsing other provinces’ gains. This establishes the foundation for robust housing demand in the year ahead. In the first quarter of 2024, the City of Calgary’s residential real estate market experienced a surge of activity, with the Calgary Real Estate Board (CREB) reporting that the sales-to-new listings ratio rose to 84% in March and that inventory levels remained at near-record lows. Against this backdrop, the brisk and consistent absorption of available top-tier inventory by buyers and investors reinforced seller’s market conditions in the city’s luxury segment. According to Sotheby’s International Realty Canada experts, the quarter was marked by a healthy balance between supply and demand, and a rise in luxury property sales. Despite facing a shortage of high-end inventory, overall luxury residential real estate sales over $1 million (condominiums, attached, and single family homes) in Calgary saw an increase of 63% to 441 properties sold from January 1–March 31, 2024, with property sales between $1 million–$2 million comprising 92% of overall $1 million-plus sales. Notably, two luxury properties priced over $4 million were sold in this period, compared to an inactive first quarter of 2023. As was the case in the first quarter of 2023, there were no transactions over $10 million on MLS recorded in the first quarter of the year. In the initial months of 2024, Calgary’s single family home market maintained its position as the city’s most sought-after housing type, accounting for 83% of $1 million-plus residential real estate transactions from January 1—March 31. However, this share was down from 89% in the first quarter of 2023 as higher-density housing sales gained a greater percentage of the top-tier market. Single family home sales over $1 million rose by 52% year-over-year to 366 properties sold during this period. Sales of single family homes above $4 million increased to two properties sold, in contrast with the lack of activity in this segment in the first quarter of 2023. The luxury attached home market in Calgary showed sustained growth in the initial months of 2024, as the relative affordability of this property type in comparison to single family homes attracted a wide range of buyers, including those moving up from condominiums and those seeking to downsize. Exhibiting the greatest year-over-year gains of the city’s housing types, luxury attached home sales of over $1 million surged a remarkable 200% to 60 properties sold between January 1—March 31. Consistent with 2023, no transactions were reported in the $4 million-plus luxury segment during this time. Calgary’s top-tier condominium market has experienced a steady rise in demand, largely due to their comparative affordability, particularly for individuals migrating from provinces with a higher cost of housing. This trend not only underscores a shift in the city’s lifestyle and urban demographic, but also reflects the increased financial leverage these new residents bring to the market. Consequently, luxury condominium sales over $1 million increased 67% year-over-year with 15 transactions recorded in the first quarter of 2024. Consistent with the previous year, there were no condominium sales in the market above $4 million. Looking ahead, the city’s strong economy, burgeoning job market, as well as its livability, accessible cost of living and favourable conventional and luxury housing prices, will continue to attract strong interprovincial migration in 2024. These new residents and investors will require housing and foster positive conditions for real estate investment and upward housing mobility. According to Sotheby’s International Realty Canada, all fundamentals point towards a spring of robust performance and healthy activity in Calgary’s luxury real estate market. Greater Toronto Area Market dynamics and consumer psychology within the Greater Toronto Area’s (GTA) luxury real estate market improved in the first quarter of 2024, signalling escalating sales activity in the months ahead. Since the inception of the Bank of Canada’s aggressive monetary policy tightening campaign in March 2022, tension has persisted between prospective home sellers and buyers, with the former harbouring pricing expectations anchored in recollections of past market highs, and the latter seeking properties at realistic, current valuations. This has resulted in impasses for individual sales transactions, and muted activity across the luxury market overall. According to Sotheby’s International Realty Canada experts, this dynamic improved in the first quarter of 2024 as sellers returned to the market with more realistic pricing targets and greater motivation to sell. This change is fostering the potential for productive negotiations, increased transactional activity and greater market fluidity in the spring months ahead. New momentum was foreshadowed at the end of the first quarter, as the Toronto Regional Real Estate Board reported an 11.2% annual increase in quarterly home sales across the GTA, as new listings rose 18.3%. First-quarter luxury residential sales in the Greater Toronto Area (Durham, Halton, Peel, Toronto and York) reflected renewed consumer activity and balanced market conditions overall. Between January 1– March 31, 2024, luxury residential sales over $4 million (condominiums, attached and single family homes) were up 18% year-over-year to 99 properties sold across the GTA, as ultra-luxury $10 million-plus property sales on Multiple Listings Service (MLS) remained quiet in comparison to the single property sale in the same period of 2023. Overall, residential sales over $1 million experienced a 11% annual increase to 7,345 properties sold in the GTA during this time. Property sales between $1 million– $2 million comprised 86% of the region’s $1 million-plus residential market, up from 85% in the first quarter of 2023. Within the City of Toronto, first-quarter luxury sales over $4 million rose a notable 33% year-over-year to 57 properties sold, with no transactions over $10 million yet recorded on MLS. $1 million-plus residential real estate sales in the city rose 8% year-over-year to 2,264 properties sold between January 1– March 31. According to Sotheby’s International Realty Canada, luxury pricing trends continued to stabilize in the first quarter as inventory returned to the market at listing prices better reflective of current conditions, while qualified home buyers approached their property search and negotiations with purpose, pragmatism and reasonable time horizons. In instances where premier properties attracted multiple offers, bids remained within realistic limits of current market values. Demand for single family homes continued to command the region’s luxury residential housing market in the first quarter of 2024. GTA sales over $4 million from January 1–March 31 were up 18% year-over-year to 90 homes sold, with none of these selling above $10 million on MLS, compared to one home sold in this ultra-luxury price range in the first quarter of 2023. Overall, single family home sales over $1 million increased 9% year-over-year to 5,350 properties sold in the first quarter of 2024. In the City of Toronto, luxury single family home sales over $4 million rose 29% year-over-year to 49 properties sold, with no transactions above $10 million on MLS, on par with the first quarter of the previous year. Overall, 1,385 single family homes sold above $1 million in the first quarter of 2024, a year-over-year increase of 8%. The GTA luxury attached home market saw renewed activity in the first quarter of the year as 1,472 properties sold over $1 million, a healthy 21% annual increase. Although there were no attached home transactions over $10 million, two attached homes sold over $4 million in the City of Toronto, as was the case in the first quarter of 2023. Overall, $1 million-plus attached home sales in the City of Toronto rose 13% year-over-year to 506 homes sold in the first quarter of 2024. Although sales activity in the GTA luxury condominium market was subdued in the first quarter of 2024, there were indications of consumer re-engagement as an increasing number of buyers and investors emerged to explore a market that continues to skew in their favour. From January 1– March 31, seven condominiums sold over $4 million across the region compared to six units sold in this price range in the first quarter of 2023. All transactions took place in the City of Toronto, double the number of condominiums sold over $4 million in the city in the first quarter of 2023. As in the first quarter of 2023, there were no condominiums sales over $10 million on MLS across the GTA in the first quarter of 2024. Overall, 523 $1 million-plus condominium units sold in the GTA in the first three months of 2024, up 11% from the first quarter of 2023. 373 of these units sold within the City of Toronto, up 6% year-over-year. The region’s luxury condominium market continues to offer advantageous conditions for buyers and investors to acquire properties under less competitive circumstances than in years past, and from a favourable position for successful negotiation. As the spring real estate cycle gains traction, experts at Sotheby’s International Realty Canada are forecasting a season of steady activity in a luxury market positioned for balanced conditions overall. Expanded luxury housing inventory offered at current market valuations is expected to encourage a significant cohort of active and qualified buyers to transact. Furthermore, as Canada’s primary destination for immigration with 29.5% of recent immigrants to the country settling in the region according to Statistics Canada, population gains will continue to buoy both conventional and luxury housing demand and sales. However, while luxury sales are expected to gain momentum, the upcoming spring promises a more relaxed environment than in years past, allowing buyers to navigate their options with strategic deliberation and with greater potential for success in securing a desired home. Montreal The City of Montreal’s luxury housing market experienced a stronger-than-anticipated start to 2024, as the market showed signs of awakening after a subdued 2023. Although residential sales over $1 million and $4 million had experienced annual declines of 14% and 22% respectively in 2023 as economic uncertainty and high borrowing costs clouded market sentiment and prompted potential buyers to postpone home purchases, Sotheby’s International Realty Québec experts reported a surprising and unseasonably early uptick in spring market activity in the first quarter of 2024. According to market experts, there is a renewed demand for opportunities in the market, and luxury buyers are displaying a greater readiness to transact on properties favorably priced for current market conditions. Although the overall housing market in the Montreal Census Metropolitan Area remained in a balanced market position with a sales-to-new-listing ratio of 48.6% in the first two months of 2024, a slight decrease from the first two months of 2023 (49.3%) according to the latest data from the Quebec Professional Association of Real Estate Brokers (QPAREB), market conditions in some of the City of Montreal’s most prestigious neighborhoods are tilting in favour of sellers as pent-up consumer demand absorbs available top-tier housing supply. Overall, in the first quarter of 2024, residential real estate sales over $1 million (condominiums, attached and single family homes) in the City of Montreal increased 53% year-over-year, with 378 properties sold. 84% of the city’s $1 million-plus property transactions were in the $1 million– $2 million range. Luxury sales over $4 million remained unchanged with eight homes sold in the first quarter of 2024, the same number of transactions as in the first quarter of 2023. No ultra-luxury property sales were reported over $10 million on Multiple Listing Services (MLS) between January 1 — March 31, 2024, as was the case in the same period of 2023. Compared to the first quarter of 2023, single family home sales over $1 million surged 74% with 162 total home sales in the first quarter of 2024. Of these homes sold, six did so in the luxury $4 million-plus segment, unchanged from the same period last year. According to experts at Sotheby’s International Realty Canada, demand for single family homes in the entry-level price point for top-tier properties, between $1 million – $2 million has remained robust. In the first quarter of 2024, this segment represented 75% of total single family sales over $1 million, as was the case in the first quarter of 2023. As activity in the top-tier single family home segment heats up, demand has spilled over into the high-end attached home market, where potential buyers are eager to secure a property from limited supply before competition intensifies in the spring. Overall, attached home sales over $1 million increased 39% year-over-year to 118 properties sold. Luxury attached home sales over $4 million remained consistent with the first quarter of 2023, posting no transactions. In the wake of Montreal’s quiet luxury condominium market in 2023, which saw a 21% annual decline in $1 million-plus sales and a concurrent 33% decline in $4 million-plus sales, the first quarter of 2024 ushered in renewed sales activity. Overall, top-tier condominium sales over $1 million increased 42% year-over-year to 98 properties sold, while luxury condominium sales in the market over $4 million remained unchanged year-over-year, with two sales reported in the first quarter of 2024. Consistent with the same period last year, no sales were reported in the ultra-luxury $10 million-plus segment between January 1 – March 31. According to experts at Sotheby’s International Realty Canada, the renewal of activity in Montreal’s top-tier housing market in the first quarter of 2024 foreshadows an active spring ahead. Despite a steady inflow of property listings inventory, the Montreal Census Metropolitan Area is forecasted to grow by 2.5%, attracting skilled workers and families with a need for housing. Furthermore, the consumer price index reading in February shows topline inflation at 2.8% year-over-year, down from 2.9% year-over-year in January and well within the Bank of Canada’s preferred range of 1–3%, improving consumer sentiment given the anticipation of rate cuts from Canada’s central bank later this year. With the region’s economic prospects stable, sales activity across Montreal’s conventional and luxury real estate market is expected to see steady gains in the months ahead. About Sotheby’s International Realty Canada Combining the world’s most prestigious real estate brand with local market knowledge and specialized marketing expertise, Sotheby’s International Realty Canada is the leading real estate sales and marketing company for the country’s most exceptional properties. With offices in over 35 residential and resort markets nationwide, our professional associates provide the highest caliber of real estate service, unrivalled local and international marketing solutions and a global affiliate sales network of approximately 1,115 offices in 84+ countries and territories to manage the real estate portfolios of discerning clients from around the world. For further information, visit www.sothebysrealty.ca. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story businessCanada's Number One Podcast for Entrepreneurs #entrepreneurs #entrepreneurship #Homes #Housing #Luxury #RealEstate #smal business

In this video interview, Donovan Bailey, Olympic gold medal sprinter, discusses his career, his thoughts about success and his message to young athletes. Bailey is in Calgary speaking Tuesday April 30 at the annual Champion Chats fundraiser for Classroom Champions. He’s also guest speaker Thursday May 30 at the Calgary Italian Sportsmen’s Dinner. HERE’S THE PUBLICIST MATERIAL FOR HIS BOOK A memoir of Olympic glory, the value of mentorship and the courage to champion your own excellence, from the long-reigning world’s fastest man, Canadian sprinting legend Donovan Bailey. From the lush fields of his boyhood in Jamaica, to the basketball courts of Oakville, where he came of age in one of Canada’s most thriving cultural mosaics, to his sprint toward double Olympic gold for Canada in Atlanta in 1996, Donovan Bailey got a long way on natural talent. But he also learned that in the bureaucratic world of Canadian sports, an athlete who didn’t come up in the system needed to take charge of his fate if he was going to become the world’s best. As he ascended from outsider to dominant athlete, others didn’t always understand the rigour at work behind Bailey’s confident demeanor. He’d learned from watching Muhammad Ali that a champion needed to act like a champion. But media grew fixated on the sprinter’s immodesty, the likes of which they never saw from Canadian athletes, especially track athletes in the wake of the Ben Johnson doping scandal at Seoul in 1988. Bailey was having none of it, and when he called out Canada’s subtle racism and contradicted the prevailing idea most Canadians had of their country, he left in his wake a media uproar and cracked wide open the nation’s moral complacency. In addition to his unforgettable 100-metre and 4×100 relay gold-medal sprints in Atlanta, Bailey’s track career was a litany of records and rare accomplishments, including his audacious 1997 race in Toronto’s SkyDome against American 200-metre Olympic champion Michael Johnson to determine who was really the world’s fastest man. There was no disputing the result. Bailey had been coached in success before he was seriously coached in athletics. Following the lead of his father, a machinist-turned-real estate investor, Bailey became a millionaire by the age of 21, an experience he continues to draw on as an entrepreneur and philanthropist. Frank about his dominance on the track and unapologetic for expecting as much of those around him as he expects of himself, Undisputed is an athlete’s story that refuses to settle for second best. Donovan Bailey PRESS RELEASE Calgary, AB – The annual Champion Chats fundraiser luncheon held April 30, 2024 at Hyatt Regency Calgary is now sold out. At over 55 tables of guests, this year’s Champion Chats will be the biggest ever and brings together over 450 of Calgary business leaders, Olympians and Paralympians, and community leaders to support the work of Classroom Champions, a non-profit dedicated to providing specialized programming for high-needs schools across Western Canada – and across North America – by partnering students and classrooms with athlete mentors. “This year’s event is the biggest one yet with dozens of CEOs joining us for this incredible afternoon meant to educate and inspire us while providing needed funds for programs close to home,” said Steve Mesler, President and CEO of Classroom Champions. “It’s clear that there is a lot of excitement about hearing from our stellar line-up of athletes who will speak about their own experiences achieving personal excellence.” The 2024 event panel includes: Donovan Bailey: Widely regarded as one of the greatest professional athletes of all time, Bailey won a gold medal for Canada in the men’s 100m at the 1996 Olympic Summer Games and set a world record with a time of 9.84 seconds. He works to uplift organizations that aspire to achieve greatness. In October 2023, he released his memoir, “Undisputed”. Luke Willson: As a Canadian former professional football player, Luke played tight end in the National Football League (NFL) and is one of the few Canadian athletes ever to win a Super Bowl. He spent his first five NFL seasons with the Seattle Seahawks where he was a fan favourite, winning Super Bowl XLVIII with the team. He retired from the NFL in 2021 and is an NFL analyst on TSN. Waneek Horn-Miller: As one of Canada’s few Indigenous Olympians, Waneek has used her unique experiences in life and sport combined with a passion for her culture to influence Indigenous and non-Indigenous leadership in sport and wellness. A Mohawk from the Kahnawake Mohawk Territory near Montreal, Waneek was behind the lines during the Oka crisis in 1990 when a Canadian soldier’s bayonet stabbed her. It was a near-death experience that marked a turning point in her life. Waneek is one of North America’s most inspiring female Indigenous speakers. Long-time panel moderator for Champion Chats, Tara Slone is back to host the panel and will lead the conversation about what it takes to achieve excellence, both personally and as a community — a theme that is sure to resonate with the entrepreneurs and leaders in the room. Donovan Bailey adds, “I’m thrilled to be a part of this year’s fundraiser and am honoured to work with Classroom Champions to raise awareness about the critical need to provide kids with skills to meet their challenges. I look forward to inspiring Calgarians and supporting Classroom Champions’ great work.” Champion Chats will also celebrate the 25 Calgary-based energy companies known as the “Energizing Communities Collective” who are focused on their commitment to creating a long-term positive impact within their operating areas across B.C., Alberta, and Saskatchewan. Gold members of the Collective include Athabasca Oil Corporation (new), ARC Resources, Crescent Point, Headwater Exploration, PETRONAS (new), Spartan Delta, Pembina Pipeline Corporation, Tamarack Valley Energy, and Tourmaline Oil Corp. “It’s amazing to see how our locally based charity is growing at such a rapid pace and to see how our impact extends to classrooms across North America and around the globe. The local business community is making that happen, says Mesler.” He adds that Champion Chats is an opportunity to celebrate the non-profit’s extraordinary momentum. Funds raised at Champion Chats will directly benefit children by providing them with athlete mentors, as well as supporting teachers with the Classroom Champions curriculum. More about Classroom Champions Classroom Champions is a nonprofit charity that has impacted over a million students to thrive socially, emotionally, and academically through the mentorship and mindsets of world-class athletes. Working with 300+ Olympic, Paralympic, university student-athletes and professional athletes who volunteer as mentors and over 5,000 teachers, Classroom Champions programs and curriculum has worked with predominantly underserved, rural, and Indigenous communities across the continent. Students participating in Classroom Champions see significant improvements in the classroom, teachers see improved engagement, and athlete mentors learn new skills to prepare for life after sport. Learn more at: www.classroomchampions.org. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story Canada's Number One Podcast for Entrepreneurs @entrepreneursentr #epreneurship #smallbusiness #Success

Today, our guest is Trevor Van Heemert. After briefly attempting employment in his early 20s, Trevor resigned with no plan and bought a $150 bike trailer for scooping up merch from street-side free piles for consignment. That fateful purchase led to the offer to take over a struggling bicycle-based compost pickup operation in Victoria called Pedal to Petal. He brought it from decrepitude into a brief golden age, before the City brought its own taxpayer-funded compost trucks in to crush all the green waste operators out of business. Undiscouraged, Trevor launched his bucket website FiveGallonIdeas.com to showcase dozens of repurpose projects for the countless buckets in his now useless business inventory. Having established a pattern of redeeming struggling enterprises, Trevor was presented with an opportunity to buy an arcade manufacturer in Vancouver. After a grueling negotiation process, he and his business partner took possession of the 13-year-old salvage operation in April 2024. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Kim Tabac is a dynamic business executive with over 25 years of experience designing and executing people & culture strategies for leading organizations across various industries. Best known for building high-performing teams, designing game-changing employee engagement strategies, developing differentiated and irresistible employee experiences, delivering highly valued health & wellness programs, and driving the adoption of innovation and technology to disrupt traditional HR practices. This interview helps us understand the migration from corporate to entrepreneurial drive... it's quite refreshing. In Kim's words, "I think there is something that that is unique about somebody who is an entrepreneur. And those are people who aren't just gonna settle for what's available. They either have an idea or they have a solution. And they wanna make an impact. They wanna make a change. And they know that they can make that change. They can leave that change. It takes a whole bunch of confidence, obviously a lot of support, and a lot of resilience." Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Leor Rotchild is an author, speaker, and consultant with 20 years of sustainable business experience. Leor is the Senior Director at Upswing Solutions, a B Corp-certified boutique consulting firm where he supports government and private sector clients to decarbonize their supply chains, address human rights risks, and deeply integrate purpose and sustainability into their core strategies. Leor's background includes leading a national association called Canadian Business for Social Responsibility and co-founder of a sustainable events company called Do It Green. In his new book, entitled How We Gather Matters, Leor makes the case for better utilizing major events as a powerful platform for societal change and lays out a blueprint for a more purposeful, inclusive and sustainable approach to bringing people together. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Craig Perlmutter is the president of Arcadia Earth Toronto. His detail-oriented, hands-on leadership merged with enthusiasm toward the outdoors, entertainment, hospitality, education and outstanding customer service provides the exhibit’s first Canadian location with a perfect partner. Arcadia Earth Toronto combines Perlmutter's entrepreneurial passions and experiences into one remarkable venture. After graduating from the University of Pennsylvania as an Economics major, Perlmutter spent seven years in the promotions and marketing industry before owning and operating one of Canada’s top overnight summer camps in Algonquin Provincial Park for two decades. A visit to Arcadia Earth New York in 2020 led him to this incredible opportunity. Perlmutter's extensive outreach within the local community through business and volunteer positions, with his experience in promotions, marketing and events brings valuable knowledge to further our mission of growing a community with more environmentally conscious and sustainability-thinking citizens. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Kelley Keehn, founder of Money Wise Workplaces, discusses why it’s important to spring clean your finances. Keehn talks about what people need to toss, what they need to keep and what they need to get as well as some strategies for people feeling the pain of rising costs these days. Keehn is a  founder, author, speaker, and media personality with over 25 years of experience in personal finance education. She’s passionate about transforming financial stress into workplace success, helping individuals and organizations thrive. As the founder of Money Wise Workplaces, her team has created a comprehensive Canadian platform and live events that ease financial stress, boost loyalty and productivity, and support employees’ financial well-being. Its platform features 100+ video lessons, webinars, and financial experts, including her, who deliver engaging and practical advice on topics such as budgeting, saving, investing, debt, retirement, and more. She’s also a best-selling author of several books, including Talk Money to Me, Rich Girl, Broke Girl, and The Woman’s Guide to Money, which have received international recognition and praise. Keehn is a renowned speaker who has delivered keynote presentations and workshops to audiences across Canada and the world. She’s a media personality who has appeared on various TV and radio shows, podcasts, and magazines, sharing her insights and tips on financial literacy and empowerment. Keehn’s mission is to redefine workplace financial wellness, and to help employers and employees create a culture of financial confidence and abundance. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanada's Number One Podcast for Entrepreneurs #entrepreneurs #entrepreneurship #Finances #Money #smallbusiness

Ashley Ehmann is the Co-Founder of TWIGZ Pretzels. Formally trained as a teacher, she enjoys the daily unique challenges that entrepreneurship brings. Ashley is passionate about building community, and is excited about using TWIGZ to empower others, and grow the brand into a household name across Canada. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Meet Matt Dee, an unconventional serial entrepreneur propelled by innovation with a self-taught mastery in sales, marketing, and design. He's left an indelible mark, notably shaping the credit card payment system in the early 2000's that we still use today, thriving in diverse ventures from early car sales from his parents driveway to professional music. Currently, he's on the verge of launching a pioneering boat rental business alongside an adult card game concept, fueled by renewed determination. Despite recent setbacks, he finds solace in nature and draws strength from his close-knit circle. Matt Dee embodies resilience, showcasing the transformative power of passion and perseverance in the entrepreneurial journey. His story is a beacon of inspiration, reminding us that setbacks are merely stepping stones on the path to success, and true innovation springs from unwavering dedication and an unyielding spirit. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Samantha Villiard, Regional Vice President, RE/MAX Canada, discusses the real estate company’s latest luxury home market report. Samantha Villiard FULL PRESS RELEASE  TORONTO, April 2, 2024 /CNW/ — With the end of quantitative tightening in sight, luxury home-buying activity in most markets across the country are slowly shifting into high gear as buyers reap the benefits of softer housing values, according to a report released today by RE/MAX Canada. RE/MAX Canada’s 2024 Spotlight on Luxury Report examined luxury home-buying activity in 10 markets across the country in the first two months of the year and found that, despite a disconnect between buyers looking for deals and sellers’ price expectations, almost all regions reported a strong start to the year. Ninety per cent of markets experienced an increase in high-end sales, with more than two-thirds recording double-digit growth. Saskatoon led the country in terms of percentage increases, with a 57-per-cent uptick in luxury home sales, followed by Montreal at almost 56 per cent and Calgary at 52 per cent. Edmonton posted a 32-per-cent increase in luxury sales year-over-year, while Winnipeg, Halifax, Toronto and London reported increases of 19.4 per cent, 16.7 per cent, 14.4 per cent, and 9.4 per cent respectively. Only Ottawa saw a decline compared to year-ago levels, with sales down nearly eight per cent. “While figures remain off peak levels reported during Covid, the upswing in luxury sales signal a return to overall health in the country’s major centres,” according to RE/MAX Canada President Christopher Alexander. “The ripple effect is already underway, with stronger home-buying activity at lower price points pushing sales into the upper end. In some cities where inventory levels are particularly challenging at the lower end, multiple offers have returned with a vengeance. While that isn’t the case at the top end, pent-up demand does exist, and activity is gaining momentum.” Lower overall values, strong equity gains and downward trending interest rates are supporting demand for luxury product including freehold and condominium properties in markets across the country. While a disconnect is somewhat hampering activity in larger markets, with sellers holding out for Covid-era values and buyers seeking bargains, those serious about making moves are finding common ground. An ample supply of product exists in most markets, although some neighbourhoods are experiencing exceptionally low inventory levels at sought-after price points. An influx of fresh, new properties in the spring will renew buyer interest and activity, but chronic supply issues will likely persist at the entry level to luxury. “Equity continues to play a significant role in the marketplace, driving demand at the top end of the market,” explains Alexander. “Although overall gains have been elusive in recent years, a good percentage of buyers who purchased in 2018 and 2019 are well positioned to make their next moves. For example, in the Greater Toronto market, buyers who purchased homes at an average price in 2018 saw equity rise by almost 43 per cent by the end of 2023 ($787,842/$1,126,591). These buyers are coming to the table with a larger downstroke and reduced risk from a lending perspective.” Luxury home-buying activity is also undergoing change as a younger demographic moves into the upper end of the market. Demand is strongest for newer, well-appointed homes in traditional hot pockets. Turnkey properties are most coveted, although there are some buyers that are willing to renovate. The desire for more space and less congestion is once again an emerging trend, as acreage properties boasting large homes in suburban-rural or rural areas experience an upswing in popularity in London, Ottawa, Edmonton and Saskatoon. Building activity is also making a comeback, with new construction and infill on the rise in half of all markets examined. Some luxury buyers looking to expand their purchasing power are moving over into markets such as London (drawing buyers from the Greater Toronto Area), Halifax, Calgary, Edmonton and Saskatoon (drawing buyers from Ontario and British Columbia). However, activity among foreign buyers has fallen dramatically since the introduction of the Foreign Buyer Ban by the Federal Government in January 2023, which it extended through to early 2027. The impact has been palpable in the uber-luxe segment of major markets, such as Metro Vancouver and Toronto, as well as the condominium market in the City of Montreal. “While the idea of a Foreign Buyer Ban sounds good in principle, it makes less sense in practice,” says Alexander. “The ban was originally intended to make a greater number of properties available to Canadians and reduce upward pressure on housing values. The Bank of Canada’s 10 rate hikes were all that was needed to achieve that objective, all the while supply remains at historical lows.” Condominiums have been a popular option this year, despite single-detached homes comprising the lion’s share of luxury sales. Condo activity was strongest in Metro Vancouver, where sales climbed close to 70 per cent in the first two months of the year (27 versus 16). Solid condominium activity at the high-end price points was also reported in London, fuelled by empty nesters and retirees, and in Ottawa and Montreal. Halifax, which has limited condo product in the top end, has already recorded four sales to date. Some baby boomers in Saskatoon are also opting to downsize from larger homes in high demand areas to newer luxury condominiums in the core. “Buyer enthusiasm is evident as the spring market ramps up,” says Alexander. “Yet, despite the uptick, we’re still seeing some factors constraining sales at luxury price points. Most significant is the tax implications at the uber-luxe levels, which have been weighing down the segment, particularly in the Greater Toronto Area.” On the sale of a $4 million home in Vancouver, for example, buyers will pay $90,000 in land transfer taxes. On the sale of a property of similar value in the City of Toronto, land transfer taxes will set buyers back close to $183,000. While sale under $7.5 million remain surprisingly resilient, only one sale has occurred over that threshold (and it was not located in the City of Toronto). The adjustment to higher taxation levels has been slow, but it is being offset somewhat by pent-up demand, with some deciding they can only hold off for so long. Others, meanwhile, are reluctant to list their properties, impacting supply, or are choosing to renovate rather than take a substantial tax hit. “Assuming a continuation of current economic fundamentals, momentum is set to climb at luxury price points from coast to coast,” says Alexander. “With recent inflation numbers coming in lower than expectations at 2.8 per cent, the possibility of further improvement in interest rates only strengthens growing optimism. Yet, there is an air of caution as the challenges of recent years remain fresh in the minds of buyers and sellers. Confidence is building, with the light at the end of the tunnel clearly visible. Demand is coming from a mix of high-income professionals/executives, retirees, empty-nesters, Gen X and millennials, newly landed immigrants, as well as large and multigenerational families – a good sign, as the diversity of buyers at the top end of the market today bodes well for its overall health in the future.” HIGHLIGHTS Condominium sales are up almost 70 per cent in Greater Vancouver. Multiple offers occurring in Calgary; some homes selling sight unseen. Some multiple offers are occurring in Saskatoon, although at the lower price points. This may filter upward in coming months. Alberta markets remain strong – Calgary and Edmonton have been bolstered by affordability, providing buyers with more bang for the buck. Double-digit sales growth was seen in two-thirds of markets (70 per cent or seven out of ten markets examined), including Halifax, Montreal, Toronto, Winnipeg, Calgary, Edmonton and Saskatoon. London is close behind with a 9.4-per-cent increase in top-end sales. The uber-luxe market has heated up significantly in Toronto, with a 77-per-cent jump in sales over $5 million (32 vs. 18), split evenly between the 416 and 905. On the west coast, demand for uber-luxe properties has fallen year-over-year, largely attributed to the Foreign Buyer Ban. Inventory in Toronto is tight in many hot-pocket areas, but values are being held in check for the most part, for now. MARKET-BY-MARKET OVERVIEW METRO VANCOUVER Although softer housing values and greater selection have bolstered sales of detached homes over $3 million in the luxury segment of the Metro Vancouver market in the first two months of the year, strata condominium sales have taken the lead in terms of percentage increases, with sales volumes up 68 per cent year-over-year. Twenty-seven strata condo sales averaging $4 million were recorded between January 1 and February 29 of this year. In contrast, there were 16 sales during the same period in 2023, with an average price of $4.5 million. Just over half of 2024’s strata sales (14) occurred in Vancouver’s Westside, compared to 11 sales in 2023. Luxury condo buyers at the top end of the market have adjusted expectations, allowing them to sidestep higher interest rates by choosing smaller apartments rather than larger units in the city’s most coveted strata buildings. While 2024 appears to be the year of the condominium, year-to-date sales of luxury detached properties in Metro Vancouver have climbed as well, rising almost three per cent in the first of two months of the year. One hundred and fifty-five detached homes changed hands over the $3 million price point so far this year, compared to 151 properties sold during the same period in 2023. Nearly half of those sales (74) occurred in the Westside, where the lion’s share of high-end activity occurs in communities, including Point Grey, Dunbar, Kerrisdale, Kitsilano, Kerrisdale and S.W. Marine Dr. Demand for detached housing at uber-luxe levels has fallen this year in large part due to today’s high interest rate environment coupled with the Foreign Buyers Ban (implemented by the Canadian government in 2023 and extended until early in 2027). For every quarter point uptick in interest rates, a $50,000 increase in income is required. Those factors, combined with local municipal taxes, including a vacant home tax at two per cent of the total value of the property, and a hefty land transfer tax, have proven insurmountable. Just nine detached homes were sold over $6 million in the first two months of this year in Metro Vancouver, compared to 20 during the same period in 2023. Evidence of the shift in the detached uber-luxe market appeared in the second half of 2023 but has accelerated in the first few months of 2024. Fewer buyers and an increase in the number of high-end detached properties listed for sale in Metro Vancouver has resulted in some downward pressure on values, as evidenced from the sales stats. However, many sellers are holding firm, rather than entertaining lowball offers. Local buyers are the driving force in Vancouver’s housing market, but momentum has yet to reach the upper price points for detached housing. Long-anticipated cuts to interest rates are expected to breathe new life into the city’s luxury segment as the ripple effect moves through the overall market in the latter half of the year. Demand for both condominiums and detached homes at the top end is expected to improve, especially with rate cuts on the horizon, moving through 2024. CALGARY Calgary’s juggernaut real estate market continues to advance, with home-buying activity at the top end of the market climbing 52 per cent in the first two months of 2024. Seventy-six single family homes changed hands over $1.5 million between January 1 and February 29, up from 50 properties during the same period in 2023. Nearly 60 per cent of sales took place in February. Considerable equity gains have allowed local homeowners to step up to larger homes organically in recent years, while luxury buyers from provinces such as British Columbia and Ontario are realizing their dollar stretches much further in the city. The vast majority of purchasers are active in the lower end of the luxury market, stimulating sales between $1.5 million and $2 million. Multiple offers are occurring, and some properties have sold sight unseen in recent weeks. Two-thirds of sales are taking place in Calgary’s inner city – including Mt. Royal, Elbow Park, Britannia and Belair – and in neighbourhoods on the periphery of the core such as the Westside, which offer a balance of accessibility and amenities. Communities on the city’s outskirts make up the remainder of sales, where the combination of the luxury lifestyle and acreage play a substantial role. Ninety-five per cent of luxury sales are now taking place between $1.5 million and $3 million, with uber-luxe sales over the $4 million price point representing a smaller share of the market. Strong activity at the lower end is likely connected to the mortgage sliding scale and general affordability, with higher interest rates having a greater impact on momentum at the top end. Just over 190 properties are currently listed for sale over $1.5 million, which represents approximately 15 per cent of total inventory. There is a 4.9-month supply of luxury product, which is likely to increase slightly with the spring market just around the corner. The city is on track for a record year of real estate activity in the high end, with any Bank of Canada cut to interest rates expected to encourage greater activity in the luxury segment. With an estimated 3,500 inter-provincial migrants arriving monthly, the pressure on the middle of the market, priced from $800,000 to $1.2 million, will promote spillover into higher price points, further enabling current homeowners to trade up with relative ease to more expensive homes. EDMONTON Edmonton’s luxury market continues to fire on all cylinders as both local buyers and those migrating from Ontario and British Columbia spark home-buying activity over the $1 million price point. Sales of high-end homes are up 32 per cent year over year, with 33 single-family and condominium properties sold between January and February of 2024, up from 25 sales during the same period one year earlier. Detached homes in the $1 million to $1.5 million range remain the sweet spot in the market, with the vast majority of sales occurring between these price points. Demand has been greatest in infill core areas of South University, near the University of Alberta and the opposite side of the North Saskatchewan River, including neighbourhoods such as Crestwood, Laurier, and Glenora. The suburban outskirts have also experienced a surge in demand, given new construction in areas like Windemere and acreage properties offering homes with considerable square footage. Condominium sales, on the other hand, are fewer and farther between, with just two sales occurring this year, compared to three one year ago. Large families, multi-generational families, professional athletes, and high-income professionals are behind the push for luxury product in Edmonton. Equity gains have played a role as prices have edged upwards in recent years. Downsizing, lateral moves, and life events have also prompted movement in the market. The upward momentum in the high end is driven by in-migration and relative affordability, where buyers’ dollars stretch further. An adequate supply of homes is currently available for sale in Edmonton, with many new builds under construction. The landscape is also changing in many established neighbourhoods as tired, older homes are renovated, or if need be, demolished and replaced by custom builds as investors and builders move to meet the demands of today’s buyer. Continued strength and growth are forecast for Edmonton’s luxury sector, where the high end represents approximately one per cent of total sales. There are 20 properties pending at present, which foreshadows the strength of the overall market heading into the spring. With lower interest rates on the horizon, there’s little doubt that Edmonton’s housing market will continue to thrive throughout the remainder of the year. SASKATOON Saskatoon’s luxury market is off to a strong start heading into the traditionally busy spring market. Sales of high-end homes over $700,000 are up 57 per cent in the first two months of the year, with 22 homes changing hands between January 1 to February 29, up from 14 during the same period in 2023. A healthy economy and an influx of new Canadians and out-of-province buyers have buoyed home-buying activity in Saskatoon. Net international immigration to the province was just short of 30,000 in the first three quarters of 2023, according to Statistics Canada Quarterly Demographic estimates, provinces and territories: Interactive Dashboard. The strong demand for housing, coupled with a shortage of available properties, is placing strong upward pressure on pricing. Multiple offers are already occurring at lower price points – $350,000 to $500,000 – and threatening to spill over into higher-price ranges. Seventy-nine properties are currently listed for sale over $700,000, with 14 conditional offers pending. New home builders are trying to make up for time lost during the pandemic, when soaring construction and labour costs stymied homebuilding activity. Prices for new construction now start at $600,000 in Saskatoon, with pressure building on existing housing stock. The greatest demand exists at luxury’s lower price points, between $700,000 and $800,000 at present, although that could rise in coming months as more sales push through higher price points. Affordability has been drawing buyers from other provinces and there has been a significant increase in young professionals working in oil and gas, mining, and technology. Many are buying properties with small acreage on the outskirts of town where prices are affordable. Equity gains have also played a role, helping local buyers to move up to the next level, particularly those in their late 20s and early 30, who tend to stay in the same neighbourhoods where they grew up. Many are choosing to renovate the older character homes on large lot sizes. Infill is on the rise in many established communities as empty nesters make lateral moves, trading larger lot sizes for newer homes with all the bells and whistles. Baby boomers are selling homes in desirable enclaves such as Caswell Hill, River Heights, Mayfair, Buena Vista, Mt. Royal, North Park, and the original homes along the South Saskatchewan River, and moving to some of the newer condominiums in the centre of the city or across the river in Nutana. The trend toward multi-generational living has also contributed to the uptick in luxury sales, with immigration helping to prop up this segment. With Saskatchewan’s commodity-based economy expected to rebound, demand for homes in Saskatoon’s luxury segment is forecast to accelerate in 2024. GDP growth in the province is expected to be the second highest in the country in 2024 at 1.3 per cent, following on the heels of Alberta, according to the 2023-24 Mid-Year Report by the Government of Saskatchewan. WINNIPEG Affluent purchasers were strong out of the gate in Winnipeg’s luxury housing market, with sales up 19 per cent in the first two months of the year. Forty-three homes sold for over $750,000 between January and February of 2024, the most expensive of which topped $4 million, up from 36 sales during the same period last year. While interest rates have proven challenging for many buyers, the downward trend in mortgage rates has provided some additional incentive for sidelined buyers to take advantage of lower housing values in advance of a Bank of Canada rate drop. Pent-up demand will likely play a significant role in the city housing market once rates fall, placing additional pressure on Winnipeg’s already tight inventory levels. Just 130 properties are currently listed for sale over $750,000. Most high-end sales are occurring at entry-level price points, typically between $750,000 and $1 million. Most buyers are young professionals, but there are a growing number of multi-generational purchasers who are looking for larger homes that can accommodate several families. In the city’s older luxury enclaves, buyers are looking for dated properties with good bones that are ripe for renovation, allowing them to customize their homes and build value immediately. Demand for infill product is on the upswing, with teardowns now occurring with greater frequency in Tuxedo and North River Heights, where older character homes situated on sprawling lot sizes are commonplace. While many buyers choose to work within the existing structure, custom home builders typically target homes that have been neglected and require a full gut. In some communities, builders are working with the city to sub-divide larger lots in line with the city’s commitment to increase density. Depending on their price point, buyers are typically drawn to established communities in Tuxedo, North River Heights, and Victoria Crescent in Norberry, or newer communities in the south including South Pointe, Bridgwater and Sage Creek. These new developments, part of a 15-year development plan between local homebuilders and the Province of Manitoba, are now nearing completion. The average price for a new home in these sought-after communities is close to $1 million. With affordability driving sales at the lower end of Winnipeg’s housing market, spillover is expected into higher price points in the months ahead. Many buyers are reluctant to place their homes up for sale too early, fearing that they will not be able to find their next home. Those on the fence are waiting patiently for the right listing to come along, and once it does, they will pounce. LONDON London’s housing market is off to a strong start overall with sales up almost 30 per cent in the first two months of the year. Multiple offers are occurring unabated between $400,000–$700,000, yet softer demand exists for luxury properties in the city. Fifty-eight properties have sold to date over $999,999, up 9.4 per cent from year-ago levels for the same period. Most luxury home sales occurred between $1 million and $1.3 million, with just 10 sales reported over the $1.3 million threshold, signifying some hesitancy at the high end. The exception to the rule is the rare uber-luxe property that offers acreage (two to 10 acres), a larger home, and a triple-car garage. Impeding activity at the luxury price point is a disconnect between buyers and sellers, with many sellers still listing properties at loftier 2021 values while buyers are looking for deals. An ample supply of luxury homes is available for sale heading into the busy spring market, where sales of all homes, including freehold and condominium properties, are expected to see increased pressure as the ripple effect takes hold. London continues to experience an influx of buyers from other areas of the province, with the largest segment coming from the Greater Toronto Area. Drawn to the value proposition of the city’s residential real estate and its growing base, these affluent buyers are competing with local buyers at the mid-to-top end of the market. Most of the activity in the higher end is occurring in the Southwest (18 sales), where selection is greatest, and the Northwest (20 sales). The remaining sales are occurring on the outskirts of the city. Retirees and upgrading millennials are responsible for the lion’s share of activity in the luxury segment, which represented 4.5 per cent of total sales (58/1,036) between January 1 and February 29. Most of the buyers in the city’s luxury market are seeking newer homes that are bolder architecturally, with most offering a modern twist, including an open concept, high ceilings, and all the usual bells and whistles. Older character homes in the city’s most prominent areas close to the university are also experiencing solid demand, but higher price points are proving challenging. Empty-nesters and retirees are opting for condominiums in close proximity to the city core. Many are willing to renovate older condominiums offering good square footage to their specifications. Home-buying activity in London’s luxury segment is expected to heat up in coming months, with lending rates already reflecting the easing expected to impact overall interest rates in the months ahead. Momentum is anticipated to build as buyer’s move to realize homeownership before housing values climb beyond their reach. GREATER TORONTO AREA The Greater Toronto Area’s (GTA) luxury market has sprung back to life in the first two months of the year, with home sales over the $5 million price point leading the way. Thirty-two freehold and condominium properties changed hands between January 1 and February 29th, up 77 per cent from the 18 sales reported during the same period in 2023. Of the 32 properties sold over $5 million to date, 17 sales occurred in the 416, while 15 were located in the 905. While the new municipal land transfer tax on the luxury segment in the City of Toronto has had some effect on housing sales at the $3-million-plus price point, sales over $7.5 million have borne the brunt, with only one sale occurring over $7.5 million to date, compared to three during the first two months of 2023. Overall luxury sales priced over $3 million are trending higher than year-ago levels, with 167 freehold and condominium properties sold between January and February, up more than 14 per cent from the 146 sales that were recorded during the same period last year. Demand is particularly strong between $3 million and $4 million for detached product, but activity in this range is largely hampered by fewer listings available for sale. Just 115 properties were available for sale between $3 million and $4 million in the central core heading into the traditionally busy spring market. Some communities were down to single-digit inventory levels, including Leaside (3); Cedarvale, Humewood, Forest Hill South, and Yonge-Eglinton (5); Banbury-Don Mills (7); the Beaches (4); and Stonegate-Queensway (5). Realtors with interested buyers have been in constant contact with other realtors regarding upcoming listings in coveted hot pockets and heated price points. Inventory levels remain tight throughout the Greater Toronto Area, with few new listings coming to market at the top end. At least one-third of properties currently listed for sale over $10 million are carryovers from 2023. The disconnect between buyers and sellers remains an issue at luxury price points, where many sellers still expect their homes to fetch similar value to that of the Covid years. Buyers, particularly at uber-luxe levels, are submitting offers at 80 per cent on the dollar but quickly realize that high-end sellers are holding their ground in anticipation of a stronger luxury market down the road. Some areas are more impacted than others, with the Bridle Path in a world of its own, given that listings are especially scarce in the neighbourhood. Some downsizing is also occurring in the market, with empty nesters and retirees making more lateral moves into luxury condominium apartments, townhomes, and new builds on smaller-sized lots in desirable neighbourhoods. Eleven condominiums have sold for more than $3 million in the first two months of the year, compared to 10 between January and February of 2023. Despite strong demand, new builds on small lots are few and far between. Interest rates remain the greatest roadblock to homeownership at present, with many waiting on the sidelines for rate cuts. It’s anticipated that once rates start to fall, Toronto’s housing market will be exceptionally robust, with pent-up demand the driving force behind heated home-buying activity. OTTAWA While luxury home-buying activity in Ottawa was strong out of the gate, sales softened somewhat in February with affordability taking a backseat to inventory. Just 48 freehold properties priced over $1.2 million changed hands in the first two months of 2024, down over seven per cent when compared to the 52 sales that took place between January and February of 2023. Fewer homes are listed for sale at the top end of the market this year, which has hampered sales activity to some extent. Less than 400 properties are currently available over $1.2 million, 30 per cent of which are priced over $2 million. Equity has played a role in luxury sales this year, as existing homeowners seek to leverage gains against softer housing values. When combined with lending rates that are trending lower, buyers are finding that affordability has improved and what was once beyond their grasp is now attainable. Buying patterns have also changed in the high end this year, given increased demand for detached properties that offer greater privacy and larger lot sizes. As a result, there have been more sales occurring in suburban-rural neighbourhoods, including Stittsville, Kanata, Riverside South, Greely, and Manotick. Demand for more traditional areas, such as McKellar Heights and Westboro, have experienced an uptick. Fewer sales have occurred in Ottawa’s coveted Golden Triangle. Luxury condominiums have experienced a slight increase in sales over year-ago levels. Twelve properties were sold over the $800,000 price point in January and February of 2024, up from 10 during the same period in 2023. Condominiums continue to be a popular choice amongst young professionals and downsizing empty nesters and retirees who want to be in the city’s core. An ample supply of condominium apartments is available, with 39 properties currently listed for sale. Heated home-buying activity at lower price points, characterized by strong demand and multiple offers, is expected to spill over into Ottawa’s luxury market in the second quarter of the year. While a bounce-back is anticipated in the top end, fuelled by lower lending rates and lower housing values, concerns in the civil service sector over the possibility of a federal election could serve to dampen buyer enthusiasm in the short term. CITY OF MONTREAL Strong activity early in the year has set the stage for a robust spring housing market in the City of Montreal’s luxury sector. Year-to-date (January 1 – February 29) sales priced over $2.5 million have increased 55 per cent, with 14 freehold and condominium properties changing hands so far this year, compared to nine during the same period in 2023. As lending rates trend lower and consumer confidence levels climb, more buyers and sellers are expected to enter the top end of the market. While inventory is currently ample at higher price points, much of the existing supply has been carried over from 2023. That scenario is expected to change in coming weeks as sellers move to take advantage of the vibrant spring market. While some luxury buyers are still sitting on the fence, hoping values will fall, increased activity is expected to place upward pressure on pricing in the months ahead. Pricing is key in today’s market, with local buyers more selective than in years past. Well-appointed homes are generating the greatest interest, especially when located in the city’s premier communities that have withstood the test of time – Westmount, Outremont and Hampstead. Younger buyers, looking for more funky architecture, tend to be drawn to areas like Plateau-Mont-Royal, Rosemont-La Petite-Patrie and Villeray, where modern renovations and custom builds are cropping up. New infill properties with the latest finishes, located in established older neighbourhoods have also drawn the attention of some high-end buyers. While luxury condominiums sales are up over last year, the market has been somewhat affected by the Foreign Buyer Ban. Would-be buyers from France, the Middle East, and Asia have been shut out of the market in recent years, and the extension of the Federal government’s Foreign Buyer Ban to early 2027 has not helped. Evidence of the slowdown is most noticeable at the $800,000 to $1.3 million price point this year. With the end of quantitative tightening by the Bank of Canada in sight, a much-improved housing market is expected to emerge in the City of Montreal. Sales are forecast to be especially brisk at the lower end of the luxury market, priced under the $1.4 million price point, where multiple offers are expected to be commonplace. HALIFAX Despite an overall flattening in residential real estate activity at luxury price points, sales of properties priced over $1.2 million in Halifax reported a 16 per cent increase in the first two months of the year. Fourteen sales occurred between January 1 and February 29, with 10 single-family homes and four condominium/townhomes changing hands, compared to 12 sales during the same period in 2023. Local executives and newly-landed immigrants have been behind the push for high-end housing in Halifax this year. Some softening in values have contributed to the uptick in activity, with the average price of a luxury property sold in 2024 hovering at $1.56 million compared to $1.73 million one year ago. Halifax’s Peninsula area continues to draw the greatest number of buyers, with 50 per cent of sales occurring in the community to date. The area offers up a limited supply of stately character homes, some offering waterfront with riparian rights, in a picturesque setting within five minutes of the city core. While listings are scarce on the Peninsula, there are several properties in the area that offer potential for renovation where the money invested will usually provide a decent return upon sale. The remainder of sales activity is occurring in sought-after suburban neighbourhoods and on the outskirts of town where waterfront properties offering lake frontage are a popular choice. Newer, contemporary construction is cropping up in established older communities such as Bedford West, where modern homes are quickly snapped up. An influx of listings early in the year has contributed to greater selection at the top end of the market for buyers but have held price appreciation in check for sellers. This is primarily due to strong upward momentum at lower price points which has pushed more properties into higher price points. As a result, many would-be trade-up buyers have been sidelined, especially at the $800,000 to $1.2 million price point. There are currently 78 properties listed for sale over the $1.2 million price point. The economic impact of 10 rate hikes by the Bank of Canada in a relatively short period of time has affected a large percentage of local buyers, but falling lending rates are slowly drawing some back into the market at lower price points. On the cusp of the traditional spring market, the forecast is promising. Although the flurry of activity experienced during the Covid era is unlikely to repeat itself, the Halifax housing market is expected to ramp up in coming months. About the RE/MAX Network As one of the leading global real estate franchisors, RE/MAX, LLC is a subsidiary of RE/MAX Holdings (NYSE: RMAX) with more than 140,000 agents in over 9,000 offices with a presence in more than 110 countries and territories. RE/MAX Canada refers to RE/MAX of Western Canada (1998), LLC, RE/MAX Ontario-Atlantic Canada, Inc., and RE/MAX Promotions, Inc., each of which are affiliates of RE/MAX, LLC. Nobody in the world sells more real estate than RE/MAX, as measured by residential transaction sides. RE/MAX was founded in 1973 by Dave and Gail Liniger, with an innovative, entrepreneurial culture affording its agents and franchisees the flexibility to operate their businesses with great independence. RE/MAX agents have lived, worked and served in their local communities for decades, raising millions of dollars every year for Children’s Miracle Network Hospitals® and other charities. To learn more about RE/MAX, to search home listings or find an agent in your community, please visit remax.ca. For the latest news from RE/MAX Canada, please visit blog.remax.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipHomesHousingLuxuryReal Estatesmall business

Mark Freeland is the Founder and Distiller of Two Rivers Distillery. He graduated from the class of '99 from the University of Saskatchewan with a double major in History and Archaeology. Freeland spent 18 years in upper management/ executive positions in the fast-paced Calgary residential construction industry. He also has experienced 38 years as a part-time professional musician with the pinnacle of achievement being as a member of the Canadian recording act Zuckerbaby. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In today’s evolving technological landscape, businesses must adapt swiftly to harness new opportunities and remain relevant. In a special report, Mastercard explores tech trends poised to reshape commerce over the next three to five years. Darrell MacMullin Advances in three areas — artificial intelligence, computational power and data technology — are converging to propel these trends forward. As they spur innovation, technology will become more intuitive, interactive, immersive and embedded in our daily lives — with significant implications for finance, retail and other sectors. In this video interview, Darrell MacMullin, Senior Vice President, Product and Platform, for Mastercard, discusses the key findings from the report. The full report can be found here.       Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story.   #business #Canada's Number One Podcast for Entrepreneurs #entrepreneurs #entrepreneurship #innovation #smallbusiness #tech #technology

Carolynne Scoffield, known as the "Savvy Socialite," has made her mark in Calgary's marketing sphere, defying the setbacks of a serious facial injury sustained due to a Rottweiler attack to become the Marketing Director at Arlington Street Investments. A decade-long career path through social media has culminated in a widely followed blog, amassing over 180,000 hits at its zenith. Now, she applies her seasoned skills in SEO, analytics, and strategic marketing campaigns across platforms like Facebook, Instagram, LinkedIn, and TikTok. Equally esteemed in academia, Carolynne boasts a Business Administration Diploma with a focus on Digital Marketing from Bow Valley College. Her academic prowess is underscored by a second-place victory in the Dean's Alberta Business Case Competition and the Jason Lang Scholarship award. Concurrently, she's the entrepreneur behind Savvy Socialite, where she empowers small businesses to flourish on social media through community-focused organic growth techniques. Above her professional triumphs, Carolynne treasures motherhood as her crowning achievement. Her daughter represents the pinnacle of joy and inspiration, serving as a pillar of strength and motivation in Carolynne's life, driving her to be an unstoppable force in her industry. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Mick Lautt is an established entrepreneur, currently serving as the co-founder and CEO of SciMar Ltd. As CEO, Mick leads a family-driven business and a team of scientists, business development professionals, and investment relations specialists in developing and unveiling a new scientific approach for the prevention, detection, and treatment of type 2 diabetes. Under Mick’s leadership, SciMar has attracted over 100 investors and developed SciMar NuPa Test, a proprietary diagnostic test meal now in clinical trials. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Franco Terrazzano, Federal Director of the Canadian Taxpayers Federation, discusses the carbon tax increase that is coming on April 1. He discusses the impact of the tax on consumers and businesses as well as talking about an alcohol tax hike and at the same time politicians giving themselves raises. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanada's Number One Podcast for Entrepreneurscarbon taxentrepreneursentrepreneurshipsmall businessTaxationTaxes

In this video interview, Paula Allen, Global Leader, Research & Client Insights, TELUS Health, discusses the latest Mental Health Index and its key findings. Allen talks about how many young workers feel isolated and lonely, the impact that is having on them and on businesses, how many workers are high at risk of mental health, and the importance of an employee feeling valued. PRESS RELEASE TORONTO, March 19, 2024 /CNW/ – Today, TELUS Health released its TELUS Mental Health Index (“the Index”) with reports that examine the mental health of employed people in Canada, the United States, the United Kingdom, Europe, Singapore, New Zealand and Australia. The Canadian report reveals that young Canadian workers under 40 are increasingly feeling isolated and lonely compared to their older colleagues. Further, nearly half (45 per cent) of workers say they do not have relationships with people they trust at work with younger workers more likely to lack trusted relationships. The lack of trusted relationships is a factor in loneliness, which can lead to lower mental health scores and poorer physical health. The World Health Organization (WHO) has declared loneliness to be a pressing global threat, with the effects of isolation and loneliness now being recognized and compared to well-known health risks such as smoking, obesity and lack of physical activity. In fact, the US surgeon general is saying that its mortality effects are equivalent to smoking 15 cigarettes a day. “The Index findings reflect a concerning reality, in particular for our younger workers. It also impacts businesses as loneliness and social isolation negatively impact both health and workplace productivity,” said Paula Allen, Global Leader, Research & Client Insights, TELUS Health. “Rapid societal changes, alongside diminishing social support, are taking their toll. Additionally, there are challenges like inflation, housing affordability and job loss risks that are clear stressors, especially at the start of a person’s career when there is typically less financial stability. Organizations can help by focusing on building a culture of trust, which counters isolation, and highlighting their health, personal and financial programs, which offer crucial support.” Efforts to combat the negative impacts of isolation and loneliness on employee health and productivity not only improve wellbeing but also have financial benefits for employers. The TELUS Mental Health Index also found: Thirty-three per cent of workers in Canada have a high mental health risk, 45 per cent have a moderate mental health risk, and 22 per cent have a low mental health risk. One in ten workers in Canada (10 per cent) do not feel valued and respected by their colleagues; this group has the lowest and worst mental health score (49.1), 20 points lower than workers feeling valued and respected (69.1). Women are 50 per cent more likely than men to report that harassment, bullying, unhealthy conflict and other harmful behaviours are not quickly and fairly resolved in their workplace. More than one in seven (15 per cent) rate their company’s culture around mental health as negative. Twenty-one per cent of workers in Canada do not know if their employer provides mental health benefits or their employer does not provide mental health benefits. In January 2024, the mental health scores of workers in various regions were: Canada: 63.5 United States: 70.7 United Kingdom: 64.7 Europe: 62.0 Australia: 63.1 New Zealand: 59.6 Singapore: 62.6 The TELUS Mental Health Index is based on a response scoring system that then turns individual responses into point values. Higher point values are associated with better mental health and less mental health risk. Scores between 0 to 49 correspond with distress levels, scores between 50 to 79 correspond with strain levels and scores between 80 to 100 correspond with optimal levels of mental health. “Creating a supportive and inclusive work environment is not only a responsibility, but also an invaluable opportunity for employers to proactively shape the wellbeing of their teams,” said Dr. Matthew Chow, Chief Mental Health Officer, TELUS Health. “With the physical and mental impacts of isolation now being discussed more broadly, it would be wise for employers to acknowledge it as a health risk and prioritize meaningful social connections to support employee wellbeing. In addition to implementing employee assistance programs and other initiatives to address the mental strain, fostering a healthy and connected workplace environment enables individuals to thrive. This, in turn, leads to improved retention, productivity, engagement and overall better health outcomes.” The January TELUS Mental Health Index also includes important findings related to key psycho-social risks in the workplace. Read the full Canadian TELUS Mental Health Index here. About the TELUS Mental Health Index The data for the TELUS Health Mental Health Index was collected through an online survey in English and French from January 13, 2024 to January 22, 2024 with 3,000 respondents. All respondents reside in Canada and were employed within the last six months. The data has been statistically weighted to ensure the regional and gender composition of the sample reflects this population. About TELUS Health TELUS Health is a global healthcare leader providing comprehensive primary and preventive care services and solutions to improve physical, mental and financial wellbeing for employees and families worldwide. With our advanced technology and dedicated team members, including more than 100,000 compassionate health professionals, we are covering more than 70 million lives in 160 countries. We are on a mission to become the most trusted wellbeing company in the world by building the healthiest communities and workplaces on the planet through simplifying access to care and improving the flow of information between care providers, insurers, employers and individuals. For more information please visit: www.telushealth.com. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #MentalHealth #small business

Marie-Ève Lécine, c.o. organisationnel, MBA dédie sa carrière à améliorer la santé psychologique des organisations. Avec plus de 18 ans d’expérience en recherche universitaire et en enseignement sur le stress au travail, une maîtrise en management, une autre en counseling et une troisième en méditation (en cours), elle possède une excellente vision des besoins des organisations et de leurs acteurs. Elle a créé en 2014 : Let It Be Méditation, une école de formation et de coaching d’affaires entourant la pleine conscience et leadership conscient. Marie-Ève est l’autrice du livre : Entreprendre en conscience et co-autrice de trois guides sur la santé mentale au travail, centré sur la conciliation travail-vie personnelle. Depuis sa création, Let It Be Méditation a formé plus de 1 000 personnes en méditation à travers des formations et des conférences au Canada et en France et plus de 350 professeurs à travers le monde, qui dispensent leurs enseignements dans toute sorte de milieux. Let It Be Méditation est aussi une certification en méditation. Les entrepreneurs sont l’épine dorsale de l’économie canadienne. Pour soutenir les entreprises canadiennes, abonnez-vous à notre chaîne YouTube et suivez-nous sur Facebook, Instagram, LinkedIn et Twitter. Vous voulez rester au courant des derniers podcasts et actualités #entrepreneur? Abonnez-vous à notre newsletter bimensuelle.

Tim Weber is CEO and Co-Founder of Diverso Energy, which helps developers of multi-family and commercial office buildings achieve sustainability and energy reduction targets without the capital cost. Diverso Energy offers a unique geothermal utility model converting the upfront costs to long-term operational expense. Tim has over 25 years in the HVAC industry with 15 of those focused exclusively on geothermal. With a broad knowledge of HVAC design and applications, Tim is always looking for unique opportunities to remove barriers and gain acceptance for mass market adoption. Let’s find out more. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Carmen Morin (http://carmenmorin.com/)is an award-winning concert pianist, teacher, and entrepreneur. Her orchestral debut at the age of 10 sparked several guest solo performances with orchestras throughout Canada, including a performance tour for the Canadian Embassy. Following her faculty position at her city’s University Conservatory, she launched her commercial music school in 2013. Under her leadership, Morin Music has grown to a multiple 7-figure small business with a team of over 45 staff and faculty. Programs at Morin Music currently provide education to over 1000 students locally in Calgary, and to thousands more around the world through distance education online. As a performer, she was awarded first prize in an international piano competition in Coimbra, Portugal (2018), and her success as an educator has earned her international recognition as the first teacher in Western Canada to be inducted into the Steinway and Sons International Teacher Hall of Fame in New York (2019). She was selected as one of Avenue Magazine’s Top 40 under 40 (2021) and currently serves on the board of directors of Honens, one of the world’s most prestigious international piano competitions. In her business consulting, she focuses on performance-based education and curriculum design, helping founders and industry leaders to codify their expertise and turn it into a profitable and unparalleled educational program. Carmen has recently re-engaged with her academic pursuits and is on the cusp of completing her degree in Psychology. With a keen interest in Performance Psychology, Carmen plans to delve into this specialized field post-graduation in order to explore and enhance cognitive and emotional aspects of performance in various high-pressure domains such as business, sports, and the performing arts. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Benjamin Achache comes from the south of France. Growing up, it came naturally to respect his environment and everything in it. His career path led him to Canada where he was lucky to meet his partner, Arantza while looking for ways to improve our wellbeing. They discovered Marine Phytoplankton and this resulted in MARPHYL®️ Marine Phytoplankton, a line of products dedicated to Phytoplankton. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this interview, Young Lee, Canada Market Lead for GoDaddy, discusses a new report indicating many small businesses, the micro ones, in Canada are flourishing despite economic headwinds. PRESS RELEASE TORONTO, Feb. 22, 2024 /CNW/ — GoDaddy’s annual international research initiative, Venture Forward, has released its inaugural report revealing the state of Canada’s small business landscape. Drawing from data collected from over 770,000 Canadian small businesses, the landmark report offers detailed insights into the opportunities and challenges facing this vital sector of the economy. The findings, published today, indicate a thriving small business (0-9 employees) ecosystem in Canada, as the proliferation of online tools and services means the required startup capital and educational background required to start a business has never been easier to achieve. GoDaddy’s data shows that 58% of online small businesses having been launched with less than $5,000 CAD in initial capital, while only 38% of business owners report completing a college degree showing education level of entrepreneurs doesn’t impact their success or satisfaction levels. Unlocking the economic potential of small businesses The study also highlights the significant returns on investment for small businesses. More than half of small businesses generate over $2,500 in monthly revenue. Furthermore, one in four Canadian entrepreneurs now manage more than one business, underscoring the significance of small businesses to the national economy. Navigating economic headwinds But the broader economic landscape is not without challenges – only 27% of small business owners expressed confidence in the national economy over the next six months. Rising costs in energy (36%), business administration (35%), raw materials (34%), and transport costs (31%) have all been reported to impact their respective bottom lines over the past year. These challenges have contributed to increased stress levels among small business owners. A startling 44% report experiencing high to maximum levels of stress, anxiety, or burnout, with financial concerns (50%) being the most significant factor, followed by work-life balance (40%) and customer issues (21%) also contributing their levels of stress. Optimism and growth: The future of Canadian small businesses In spite of this, Canadian small business owners remain optimistic about the future. An overwhelming 70% express optimism about their business prospects, with almost all (94%), having confidence in their ability to run their businesses. Moreover, more than a third (35%) plan to hire additional employees in the next 12 months, indicating their commitment to growth and expansion. This underscores the importance of nurturing Canada’s small business community, as the prosperity of these businesses contributes to the overall prosperity of their communities. Young Lee, Canada Market Lead commented: “GoDaddy’s Venture Forward data is unique in its ability to capture and analyze small businesses and demonstrates their enormous economic contribution to Canadian life. Despite continued economic headwinds, our data shows that small businesses in Canada are resilient and flourishing. Whilst there is much to be optimistic about, business owners continue to face challenges, most notably in the form of rising costs. “GoDaddy is determined to support and empower Canadian entrepreneurs by offering affordable and easy to use tools to help small businesses get online and grow.” About Venture Forward Venture Forward is a multi-year research initiative, which analyses data from over 770,000 Canadian small businesses – conducted by GoDaddy to quantify the impact of small businesses on the Canadian economy and their local communities. The analysis is complemented by a survey of 4,883 Canadian small business owners conducted in November 2023. About GoDaddy GoDaddy helps millions of entrepreneurs globally start, grow, and scale their businesses. People come to GoDaddy to name their idea, build a professional website, attract customers, sell their products and services, and accept payments online and in-person. GoDaddy’s easy-to-use tools help small business owners manage everything in one place and its expert guides are available to provide assistance 24/7. To learn more about the company, visit www.GoDaddy.com. PRESS RELEASE TORONTO, Feb. 26, 2024 /CNW/ — Millions of Canadian entrepreneurs are potentially missing out on saving time and money by not harnessing AI for their businesses, according to a new survey by GoDaddy. The research, conducted among more than 500 Canadian small business owners, found that just one in five has used generative AI for business-related tasks, despite most expecting AI to help reduce costs and hours worked. The average Canadian small business owner estimates that generative AI tools could save them $2,600 and around 260 hours per year, while one in four believe the technology can reduce their workload by 500 hours or more annually. GoDaddy’s data shows that a lack of confidence in applying generative AI to business tasks is the main barrier to more widespread use among entrepreneurs. Almost 3 out of 5 (62%) believe that generative AI could help them run and grow their business Half (50%) admit they don’t know how to start using generative AI, citing a lack of easy-to-use solutions for small business owners Three in five (61%) survey respondents have used AI for personal tasks, demonstrating enthusiasm for the technology The Right Solution for Any Canadian Small Businesses To help new and existing small businesses easily take advantage of generative AI, GoDaddy just launched GoDaddy Airo™ in Canada and the U.S. an AI-powered solution designed to help them save time and attract new customers. If someone has an inkling of an idea, GoDaddy Airo™ can recommend catchy domain name options with just a description of their business. Seconds after registering a domain, GoDaddy Airo™ instantly starts generating content for the business, including: Unique, eye-catching logo designs that can be easily customized to fit the business. A fully built website with imagery and content designed to help the business engage and attract customers. A professional email account that strengthens the credibility and prestige of the business. By simply uploading a product photo, an auto-generated custom product description is created for an online store. If a new or existing business wants to grow, it can quickly get plans and recommendations through GoDaddy Airo™ features in seconds, including: Comprehensive email marketing campaigns with suggested content and imagery. Social media calendar with recommendations of when to ideally post. Compelling social media and search engine ads to bring traffic to the business’s website. “Canadian small business owners understand the potentially transformative power of generative AI, yet half of them lack the confidence or knowledge to apply it to their ventures,” said Young Lee, head of GoDaddy Canada. “That’s about to change.” Ways to Learn More See everything GoDaddy is doing when it comes to generative AI by visiting: https://www.godaddy.com/en-ca/offers/airo Small businesses interested in more information can learn from and interact live with Laka Sriram, GoDaddy VP of AI and the leader of design and development of GoDaddy Airo™, during an upcoming Livestream Q&A. About the Survey An online survey was conducted between January 15 and 22, 2024, using an online business panel. Small Business (100 employees and under) owners, Side Hustle entrepreneurs, and Solopreneurs (one individual) were among the 504 total respondents in Canada who participated in the survey. About GoDaddy GoDaddy helps millions of entrepreneurs globally start, grow, and scale their businesses. People come to GoDaddy to name their idea, build a professional website, attract customers, sell their products and services, and accept payments online and in-person. GoDaddy’s easy-to-use tools help microbusiness owners manage everything in one place and its expert guides are available to provide assistance 24/7. To learn more about the company, visit www.GoDaddy.com. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #news #smallbusiness #GoDaddy #entrepreneurs #entrepreneurship #technology #innovation #artificialintelligence #youtube #podcast

In this video interview, Sarah Stockdale, Founder/CEO of Growclass, discusses the importance of digital marketing education. PRESS RELEASE  TORONTO–(BUSINESS WIRE)–Growclass, an award-winning course and community specializing in Growth Marketing, is thrilled to announce a significant milestone in its mission to democratize digital marketing education. In collaboration with Upskill Canada, Growclass has received $1.7 million in funding to train 500 students by March 2025 from underrepresented communities across Canada. The funding is part of the Digital Marketing Skills Canada (DMSC) program, powered by Upskill Canada and championed by the Canadian Marketing Association (CMA). Supported by funding from Innovation, Science and Economic Development Canada’s (ISED) Upskilling for Industry Initiative, more than 15,000 Canadian workers will benefit from this innovative approach to skills training. Aiming to bridge the digital skills gap, this initiative will provide high-quality training to individuals in underserved communities, creating new opportunities for career growth. “At Growclass, we believe that all marketers deserve an incredible career and to get paid what they are worth. This partnership with Upskill aligns with our mission to create the best digital marketing education and network that is accessible to all,” states Sarah Stockdale, Founder and CEO of Growclass. “By focusing on underrepresented communities, we want to support and arm individuals with the skills needed to change their career trajectory and thrive in a growth marketing role.” LinkedIn’s 2024 Canadian Jobs On The Rise 2024 report listed “Growth Manager” as the number one fastest growing job in Canada. Within that role, the current gender breakdown is 23 per cent female and 73 per cent male. Despite growth marketing being a lucrative, quickly growing job, there are not enough accessible ways for women and underrepresented communities to upskill to be considered for these roles. The collaboration between Growclass and Upskill Canada underscores a commitment to diversity and inclusion by targeting underrepresented communities in digital marketing education. The initiative will not only provide essential digital marketing skills but also pave the way for participants to embark on high-growth career opportunities, contributing to a more diverse and skilled workforce. The DMSC program will run for seven weeks, with a goal to upskill 1200 individuals by March 2025. About Growclass: Growclass is an award-winning course and community specializing in Growth Marketing, equipping marketers with the technical skills needed for high-growth career opportunities. Founded by Sarah Stockdale, Growclass is dedicated to making digital marketing education accessible and inclusive. To learn more about Growclass and its programs, visit www.growclass.co. About Upskill Canada: Upskill Canada is a national talent platform that helps fast-growing companies access the talent they need to compete and succeed globally while creating new career pathways for workers to rapidly transition into high-demand roles. Upskill Canada will target all regions of the country and support Canadian-based employers, with a particular focus on small to medium-sized enterprises (SMEs). It will focus on strengthening key growth sectors, including digital technology, cybersecurity, agricultural technology, advanced manufacturing, clean technology and biomanufacturing. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #Marketing #smallbusiness

In this video interview, Ben McCabe, personal finance expert and CEO/Founder of Bloom Finance, discusses the results of a new survey indicating 67 per cent of Canadian homeowners over the age of 55 are concerned that their savings may not suffice to sustain their quality of life through retirement due to the increasing cost of living across Canada. PRESS RELEASE TORONTO–(BUSINESS WIRE)–Today, Bloom Finance Company Ltd. (“Bloom”) is excited to introduce an innovative payment card designed for Canadian homeowners aged 55 and above, enabling them to access their home equity in micro-sized, responsible increments each month. By enabling micro equity access on an as-needed basis, this first-of-its-kind card provides a sustainable solution to homeowners navigating financial challenges in retirement. The Bloom Home Equity Prepaid Mastercard addresses the pressing need for innovation within the financial landscape for Canadians 55+, particularly in meeting the unique requirements of Canadian retirees who own their homes. A recent report conducted by Bloom among members of the Angus Reid Forum revealed that 67 per cent of Canadian homeowners over the age of 55 are concerned that their savings may not suffice to sustain their quality of life through retirement due to the increasing cost of living across Canada. With three-quarters of Canadian retirees owning their homes, Bloom aims to empower this demographic to enhance their quality of life and withstand financial adversities triggered by inflation and the escalating cost of living. Additional findings from the survey include: Nearly half (46 per cent) of Canadian homeowners over the age of 55 are considering taking on part-time work during retirement to combat inflation and the rising cost of living. Only 29 per cent of Canadian homeowners above 55 years of age are considering downsizing or alternative living situations to access their home equity earlier than expected. 6-out-of-10 (59%) Canadian homeowners aged 55 and above agreed that accessing micro-amounts of their home’s equity would significantly help maintain their desired living standard. The Bloom Home Equity Prepaid Mastercard functions like any other payment card at the point of sale, in-store or online. However, with no required monthly payments, it acts as an addition to clients’ spending power. Leveraging Bloom’s unique home equity release structure, the card comes with no monthly bill, and amounts spent by clients do not need to be repaid until they pass away or choose to sell their home in the future. Bloom works with clients to establish sustainable monthly spending limits, promoting responsible home equity access over the long term. “The launch of our Bloom Home Equity Prepaid Mastercard underscores our commitment to providing innovative financial solutions for Canadian retirees,” said Ben McCabe, Founder & CEO of Bloom. “In today’s economic climate, older homeowners are facing unprecedented challenges. Our mission is to provide them with a responsible and sustainable means of accessing the wealth they’ve accumulated, to live more comfortably in their latter decades of life.” “Our clients have been clear that the ability to unlock their home equity when, where and in the quantities they need, is important to them,” explains Hasan Nizami, Head of Product at Bloom. “We’re proud to have developed a product that enables just that, assisting a demographic that historically lacked financial services innovation in Canada and globally.” Bloom is pleased to have partnered with embedded payments firm Berkeley Payment Solutions Inc. on this innovative fintech-backed solution for Canadian homeowners. CEO of Berkeley, Lawrence Tepperman added, “Bloom is doing something really special in Canada and we are honoured to be a part of it.” The launch of the Bloom Home Equity Prepaid Mastercard marks a significant milestone in Bloom’s mission to revolutionize the market for financial solutions for older Canadians. Available initially in Ontario, Alberta, and British Columbia, the Bloom Home Equity Prepaid Mastercard will redefine how retirees manage their finances in the face of economic uncertainty. For more information on the Bloom Home Equity Prepaid Mastercard and Bloom, visit www.bloomcard.ca. About Bloom Finance Ltd. Bloom is a leading Canadian fintech company dedicated to assisting homeowners aged 55 and above in accessing the wealth accumulated in their homes to enjoy more comfortable retirements. Through the integration of cutting-edge technology and innovative product delivery, the company is reshaping home equity access to be adaptable, enduring, and user-friendly. Bloom’s overarching mission is to alleviate financial stress among retired homeowners, enabling them to relish the golden years of their lives. Licensed in ON:13338, BC:MBX600455 and AB. Discover more at www.bloomfin.ca. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #news #money #finances #retirement #equity #homeownership  

Mike Fata co-founded Manitoba Harvest Hemp Foods in 1998. From 1998 to 2016, he ran all aspects of the company as Chairman of the Board and CEO. In February 2019 Mike helped guide the strategic sale of Manitoba Harvest to Tilray for $419 million dollars. Mike has dedicated over 25 years studying and practicing natural health, starting in 1995 when he made the life changing decision to lose over 100lbs, and go from 300lbs to his current 180Lbs. He has gained an excellent knowledge of human anatomy, diet, nutrition and natural health lifestyle. Mike is a best-selling author, a keynote speaker, and has been featured on various media countless times regarding natural health, nutrition, hemp foods, organic agriculture, sustainable business, entrepreneurship and mentorship. Mike has won numerous awards; Young Entrepreneur of the Year (2004) Socially Responsible Business Award (2006) The Lorax Award (2006) Top 40 under 40 (2008) Company of the Year (2010) CHFA Organic Achievement Award (2010) Spirit of Winnipeg Award (2014) Nutrition Business Journal Education Award (2014) CME Emerging Business Award (2014) EY Entrepreneur of the Year (2014) MFPA Presidents Award (2016) OTA Organic Rising Star Award (2016) Top 100 Health Influencers (2017) John Holtmann Leadership Award (2021) In February of 2022, as Chairman of the Board Mike completed his third nine figure exit deal with the acquisition of Sol Cuisine by Plant Plus Foods for $125mm cash. Mike is currently Chief Executive Officer of Fata & Associates, Chairman of the Board of Nuts For Cheese, Global Growth Advisor for Mid-Day Squares, Lifetime Member (Past Chairman) of the Canadian Health Food Association (CHFA), Lifetime Member (Past Chairman) of Young Presidents Organization (YPO) and investor/advisor to a portfolio of companies. Mike is a homeschooling father, certified holistic health coach and avid backyard organic farmer. In his free time he enjoys coaching and mentoring natural products industry entrepreneurs. In 2021 Mike launched www.fatafleishman.org a free mass mentorship toolbox for CPG entrepreneurs. Mike hosts the Founder to Mentor podcast (a top 5% global podcast), connecting you with world class founders to inspire your personal and professional growth. https://www.mikefata.ca/podcast. Mike’s best-selling book Grow: 12 Unconventional Lessons for Becoming an Unstoppable Entrepreneur released in March 2023. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Aura Ziv is a fun loving fitness instructor nutritionist, health coach and founder of Eat Good Feel Good Fitness. She focuses on making her clients feel good and creating health food products that are good for you and taste amazing at the same time. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Celebrated for her butchery skills and simple approach to food you will recognize Connie DeSousa from her appearances on Top Chef Canada, Top Chef All Stars and most recently a judge for Food Networks Fire Masters. She is one of Canada’s most celebrated female chefs with both an empathetic, yet fierce, approach to her work, life and fitness. Connie is driven to succeed. Once she sets her sights on a goal, she accomplishes it. An avid runner, Connie recently completed the NYC marathon and achieved her personal best as she sprinted across the finish line. Connie’s ambition stemmed from her humble roots, growing up in Erin Woods community in SE Calgary with her Irish mother and Portuguese father who worked hard to achieve success. Cooking was infused into a young Connie as was her love for sausage making and large family get-togethers where food was what brought them around the table. Graduating from the top of her culinary class, she met her mentor, John Jackson, and instantly she knew they had a partnership for life. Connie has challenged herself to compete in many culinary competitions around the world, including the prestigious Chaîne De Rotîsseurs in South Africa, placing 4th in the world, and participated in the World Culinary Olympics in Germany. Working internationally, staging at well-known restaurants around the world, mastering nose-to-tail butchery, cultivating relationships with farmers and artisan producers, and challenging the social norms of women in the professional kitchen Connie has dedicated countless hours to her craft. Now, a mother, co-owner of several successful restaurants and businesses, mentor to young chefs and women in the industry, as well as a fitness advocate, and community ambassador, Connie’s success relies on finding absolute balance. In every challenge Connie approaches she desires to fit more minutes in every day, but still manages to defy time and space. An accomplished chef and co-owner of several award-winning restaurants and businesses, John Jackson has been a leader and a mentor to so many young chefs and entrepreneurs dedicating his time to changing lives and nourishing those around him. Growing up in Saskatchewan, he started cooking at the young age of 15, out of necessity, where he realized that, in a kitchen, social status did not matter and the way to get ahead was to focus, and work hard. He set out on a steady, ambitious career path, travelling and working in some of the world’s most well-known restaurants, attaining success with his many awards, nominations and notable achievements. John studied sausage-making in Italy’s Marche and later landed at the St. Regis in New York. At 29 years of age John was given the opportunity to open the prestigious Mobil 5-star St. Regis Hotel in San Fransisco, California. After the successful opening of the St. Regis, John continued to open multiple restaurants under the Starwood name including the Lagoon by Jean George in Bora Bora. In 2009, it became clear that it was time to return to home to Calgary. Along with his wife, Carrie, and co-chef, co-owner Connie Desousa, they opened CHARCUT Roast House where they pride themselves in bringing an evolved, but simple approach to dining in the truest Canadian farm-to-table fashion. The restaurant was quickly named Canada’s Best Restaurant and continues to top the list. After CHARCUT, came the opening of charbar in 2015, an Argentine-inspired restaurant with Italian and Spanish influences where the parilla wood-fired grill warms in the heart of the restaurant. Located in the Historical building along the Bow River in the re-established East Village of Calgary, the Simmons quickly became the focal point for cyclists, runners and families exploring the Riverwalk community, and was named Calgary’s best new restaurant for 2015. The most resent adventure is just hatched CHIX Eggshop a "Fast-Fine Diner" which is a quirky, nostalgic, counter service–only breakfast and lunch spot with skillfully crafted and quickly served dishes alongside super hip craft beverages and cocktails. John’s passion for food and business is strong, but his love for cycling is what drives him in the search for balance, with over 14,000km each year (never had a driver’s licence) John finds a way to ride everyday even in the -40c temperatures throughout the winter months. John is active not only cycling races and commuting but also riding for a cause. He formed a team of riders "The Canadians" that participate each year in the No Kid Hungry "Chefs Cycle" a 480km ride over three days crushing childhood hunger. His magnetic energy is contagious, sharing encouraging and passionate stories to fuel those around him shifting our culinary landscape into a positive and empowering one of balance. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Samantha Villiard, Regional Vice President, RE/MAX Canada, discusses a new report indicating young Canadians are seeking alternative ways to buy homes in the country due to higher interest rates, the price of housing and the high cost of living. PRESS RELEASE TORONTO, Feb. 27, 2024 /CNW/ — Economic factors, including the high cost of living, high interest rates and the price of housing, are prompting one-third of Canadians to explore alternative ways of entering the housing market (32 per cent), according to a Leger survey commissioned by RE/MAX Canada. When asked to consider the future, almost half of Canadians say they would keep non-traditional methods of buying a home in the mix (48 per cent). A new RE/MAX report titled Alternative Home Ownership Models: Trends in the Canadian Housing Market examined 22 cities across Canada and assessed trends in non-traditional home-ownership models, including co-ownership with friends and family, rent-to-own scenarios, and purchasing homes with additional units or suites for income potential, as opposed to more traditional avenues. “Canadians from coast to coast are grappling with affordability challenges, but at the same time, their desire to achieve home ownership remains strong. This is prompting many to seriously consider alternative ways to get their foot in the door, where it might not be feasible under the traditional ownership model of a single person or couple purchasing with between five and 20 per cent down,” says Christopher Alexander, President of RE/MAX Canada. According to Leger research commissioned by RE/MAX in late 2023, the majority of Canadians believe home ownership is the best investment they can make (73 per cent). This sentiment has remained consistent with a 2022 survey, indicating that despite economic turbulence, Canadians still see value in home ownership. “With high interest rates plateauing, and potentially lowering in the latter half of 2024, now may be a good time to consider getting into the market, especially for those who have been taking a ‘wait-and-see’ approach,” says Benjamin Tal, Deputy Chief Economist of CIBC World Markets Inc. “Despite some interest rate reprieve in 2024, Canada is still dealing with an affordability crisis due to a lack of inventory and increasing demand, which will persist until the country addresses the problem adequately. Considering this, creative solutions like co-ownership may be an option for many Canadian home-buyers looking to achieve the dream of home ownership.” Non-traditional home ownership models are also emblematic of a new, modernized chapter in what it means to be a “homeowner,” an identifier more often associated with an individual or a couple. “But creativity in the home-buying process is a workaround, not a solution to Canada’s affordability crisis. Like modern, innovative home-buyers, our governments must be more strategic and visionary in how we can use existing lands and real estate to drive our housing supply to allow for a greater diversity of housing for all Canadians,” says Alexander. “Despite ongoing affordability and supply crises, Canadians still dream of home ownership, and as they wait for governments to come together to create a cohesive, national housing strategy, they’ve become innovative and resourceful in achieving this dream.” According to a Leger survey commissioned on behalf of RE/MAX Canada, 48 per cent of Canadians would consider purchasing a home using an alternative model. Among Canadians, 22 per cent would purchase under a rent-to-own scenario; 21 per cent would consider co-ownership with a family member that isn’t a spouse or partner; and 17 per cent would consider purchasing a home intending to be the primary tenant and renting out a part of the home to someone else. There’s also a cohort of Canadians that is open to the idea of non-traditional home ownership but is not sure what the process would entail (49 per cent). Of those who are open to this idea, the majority (59 per cent) believe working with a Realtor who could advise on how to navigate the non-traditional purchasing journey would be beneficial. Additional Insights According to the Leger survey, 13 per cent of current homeowners purchased a home in a non-traditional way. Demographically, young (aged 18-34) homeowners (25 per cent), and BIPoC Canadians (27 per cent) are significantly more likely to have purchased their home using an alternative method. Likewise, young (aged 18-34) Canadians (70 per cent), BIPoC Canadians (72 per cent), and Canadians with children under 18 (71 per cent) who would consider non-traditional home-ownership but are not sure what the process would entail, are more likely to agree that working with a licensed Realtor who specializes in non-traditional home ownership situations would be beneficial in their home-buying journey. Regional Market Insights RE/MAX Canada brokers and agents across the country provided insights into non-traditional home-buying trends in their local market. According to the network, 71 per cent of regions surveyed noted a slight uptick in non-traditional home-ownership situations. Western Canada RE/MAX brokers and agents in Vancouver, Victoria, Kelowna, Calgary, Edmonton and Winnipeg, have reported income/secondary suites, joint tenants, and tenants in common as the most common non-traditional home-ownership models1, however, secondary suites are the most popular choice among home-buyers in 2024. Kelowna is an outlier and listed reverse mortgages as its second most common alternative ownership model. Secondary suites are used to generate income by renting to a tenant, or for intergenerational housing. More affordable cities in Western Canada, such as Saskatoon, Regina, and Nanaimo are not observing the same trends. In Edmonton and Winnipeg, increased immigration has sparked an uptick in home-buyers seeking properties with secondary suites and intergenerational accommodations. By comparison, in more expensive markets such as Vancouver, Kelowna and Victoria, brokers and agents are reporting a growing popularity of income suites for income potential or to mitigate mortgage costs. In Vancouver, many buyers who purchase a home with a secondary suite are doing so for additional income to help with mortgage costs. Victoria is also experiencing an increase in co-ownership with friends or family within the last two years due to high prices. This trend is anticipated to continue in Western Canada markets, with areas experiencing the biggest influx of newcomers from out of province and internationally seeing the biggest shift toward non-traditional ownership models. For instance, Winnipeg is anticipating an increase of between 10 to 12 per cent of first-time home-buyers entering non-traditional home ownership setups, whereas Victoria is anticipating an increase of only two to five per cent. Ontario Ongoing affordability and supply issues, coupled with increased migration, have caused non-traditional home-ownership models to increase over the last year in markets such as London, Toronto, Brampton, Mississauga, Sudbury, Hamilton–Burlington and Oakville. According to RE/MAX brokers, the top three non-traditional home-ownership models are tenants in common, secondary suites and joint tenants. In London, Brampton and Mississauga, home-buyers are increasingly searching for properties with secondary suites to accommodate intergenerational households. In London, parents commonly purchase homes with their children to operate as an intergenerational family unit and assist with childcare and household expenses. By contrast, in Mississauga and Brampton, which are experiencing an expanding immigrant population, secondary suites are intended to accommodate extended family members or to generate rental income to support the costs of growing extended families. According to the RE/MAX broker in Hamilton–Burlington–Oakville, sales data in the region that looks at ownership composition has many agreements with multiple names on purchases, meaning there are likely a variety of instances of joint ownership. Multigenerational buyers have also increased in the region, anecdotally, by approximately 300 per cent over the last five years. This is especially prevalent among families, with co-ownership or shared equity among parents and/or even grandparents. Likewise, these regions are seeing an uptick in reverse mortgages, especially among older residents to either get the property they want or use the funds in another investment. In Ontario cities such as Brampton, Mississauga and London, municipal governments have recognized the benefits of secondary income suites and have implemented supportive policies to encourage their development through streamlined approval processes and relaxed zoning restrictions. Brokers reported the number of Canadians entering non-traditional home-buyer situations in markets like London, ON and Toronto, ON, is anticipated to increase between eight to 10 per cent, and in Mississauga and Brampton, it could be as high as 35 per cent with a five per cent year-over-year increase moving forward. Like Western Canada, while multi-generational living is on the radar in more affordable Ontario cities, such as Ottawa, the number of buyers is minimal. Independent living is still affordable in Ottawa, and the region is attracting more young families than its more costly counterparts. Montreal  In Montreal, a lack of inventory paired with affordability issues, has caused an uptick in buyers looking towards non-traditional methods of home ownership. This trend is expected to continue. When home-buyers in Montreal do opt for non-traditional purchasing models, the most common forms are co-ownership/co-equity, tenants in common, and income/secondary suites. Secondary suites specifically, are becoming more popular, but according to the RE/MAX broker in Montreal, present legislation must be amended to make these suites more accessible to the general population. Due to ongoing affordability challenges in the area, it’s anticipated that Montreal could see a 10 to 15 per cent increase in home-buyers exploring creative solutions to engage with the housing market this year. Atlantic Canada In Atlantic Canada, some brokers reported an increase in joint tenants, co-ownership/co-equity and a rise in popularity of homes with in-law suites for additional income potential. In Moncton, NB and Halifax, NS, a lack of inventory is ongoing, resulting in buyers becoming more creative in how they purchase homes and the type of home they short-list. Similar to Ontario regions that are encouraging the development of secondary suites, in November 2023, the City of Moncton proposed a $10,000 grant for adding a basement apartment, garden suite, or second housing unit on a residential lot, which could further encourage residents to purchase homes with additional suites. Similarly, Halifax has seen greater flexibility from the municipal government to develop secondary suites. In Charlottetown, P.E.I, there has also been an uptick in buyers in the region entering non-traditional forms of home-ownership, with income/secondary suites, followed by co-ownership/co-equity and rent-to-own being some of the most common forms in the region. Affordability is another factor driving trends in alternative home ownership methods in Halifax. According to the RE/MAX broker in Halifax, families and friends purchasing homes together and living together has been a trend to mitigate costs for a while and it’s expected to continue – and even increase in 2024 due to current inflation and interest rate climates. Brokers in Moncton, NB, and Halifax NS are anticipating seeing approximately five to 15 per cent of buyers enter non-traditional home ownership situations in 2024. While the RE/MAX broker in Charlottetown, P.E.I., is anticipating five to 10 per cent. Due to the relative affordability of St. John’s, NF, compared to other Canadian regions, non-traditional home ownership is currently not a trend. Advice to Buyers: Research, research, research: Research Realtors, lenders, lawyers and mortgage brokers with experience in non-traditional home-ownership agreements. Get informed on the benefits and drawbacks of non-traditional home-ownership models before you start your buying journey. Understand the tax implications: Non-traditional home-ownership models often include different tax impacts and benefits. Consult a tax professional and weigh the taxes you may or may not be subjected to prior to entering any non-traditional models of home ownership. Learn about the different forms of home ownership and choose the one that’s right for you and your situation: For anyone looking at rent-to-own, structure the agreement and the monthly payments such that the lender will accept it to fund a mortgage utilizing that as your down payment in the future. This is the most common way that rental buyers lose their money, sometimes negligently by the seller or landlord, and sometimes intentionally setting them up to fail to keep their cash. It’s not a one-size-fits-all solution: While demand for secondary suites has seen an increase in many Canadian regions, and does offer potential income benefits, RE/MAX brokers caution buyers that these suites do come with barriers to entry, specifically timing. It may take owners a while to break-even on the income potential of secondary suites. About the report: This report includes data and insights provided by RE/MAX brokerages. RE/MAX brokers and agents are surveyed on market activity, local developments and trends. About Leger Leger is the largest Canadian-owned full-service market research firm. An online survey of 1,522 Canadians was completed between January 19 and January 22, 2024, using Leger’s online panel. Leger’s online panel has approximately 400,000 members nationally and has a retention rate of 90 per cent. A probability sample of the same size (1,522) would yield a margin of error of +/- 2.5 per cent, 19 times out of 20. About the RE/MAX Network  As one of the leading global real estate franchisors, RE/MAX, LLC is a subsidiary of RE/MAX Holdings (NYSE: RMAX) with more than 140,000 agents in almost 9,000 offices with a presence in more than 110 countries and territories. RE/MAX Canada refers to RE/MAX of Western Canada (1998), LLC and RE/MAX Ontario-Atlantic Canada, Inc., and RE/MAX Promotions, Inc., each of which are affiliates of RE/MAX, LLC. Nobody in the world sells more real estate than RE/MAX, as measured by residential transaction sides. RE/MAX was founded in 1973 by Dave and Gail Liniger, with an innovative, entrepreneurial culture affording its agents and franchisees the flexibility to operate their businesses with great independence. RE/MAX agents have lived, worked and served in their local communities for decades, raising millions of dollars every year for Children’s Miracle Network Hospitals® and other charities. To learn more about RE/MAX, to search home listings or find an agent in your community, please visit remax.ca. For the latest news from RE/MAX Canada, please visit blog.remax.ca. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanadasNumberOnePodcastforEntrepreneurs entrepreneursentrepreneurshipHomesHousingMLSReal Estatesmall business

Moufeed Kaddoura has a diverse work experience spanning different industries and roles. In 2012, they worked as a Laboratory Assistant at the University of Waterloo, managing a project and gaining valuable skills in time management, planning, and project management. In 2013, they served as a Laboratory Analyst at SGS. In 2014, they were the CEO and Founder of Kenota Health, where they raised $16M and assembled a skilled management team. In the same year, they also worked as a Velocity Science Coach at the University of Waterloo, mentoring science startups and aspiring entrepreneurs. Additionally, they were a Residence Life Don, responsible for creating a safe and supportive environment for students. Overall, Moufeed Kaddoura has demonstrated their leadership, entrepreneurial, and scientific skills throughout their work experience. In the course of the interview, the conversation delved into the entrepreneurial insights of Moufeed Kaddoura. The emphasis was on a crucial element of entrepreneurial success – an unyielding passion for one's chosen venture. Throughout the discussion, Moufeed underscored the importance of finding a passion that consumes one's thoughts and actions, highlighting the pivotal role that genuine love for the chosen path plays in sustaining long-term commitment. Moufeed Kaddoura has a diverse education history. In 2016, they attended Y Combinator and pursued Entrepreneurship/Entrepreneurial Studies, completing the S16 program. Before that, they studied at the University of Waterloo from 2010 to 2015, obtaining a Bachelor of Science (B.S.) degree. Unfortunately, their field of study during their undergraduate years is not specified. Additionally, in November 2012, Moufeed Kaddoura obtained a certification in CPR Level A + AED. Further details about the institution providing this certification are not available. Moufeed articulately expressed a deep connection between personal passion and its broader societal impact, contending that the true brilliance of scientific achievements lies in their tangible benefits to people. As Moufeed's entrepreneurial journey unfolded, they shared insights into their pivotal role in establishing a health company, emphasizing the mission to bridge the gap between scientific innovation and practical application in healthcare settings. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Calgary entrepreneur Tammy Phan is the Founder and owner of luxury consignment platform Luxe Du Jour. Since 2016, Luxe Du Jour has cultivated a vibrant community of over 40,000 ‘bag addicts’ engaging in the buying, selling, renting and restoration of luxury bags and accessories. Luxe Du Jour has two corporate offices in Calgary, Alberta and Irving, California, along with additional subsidiary international locations in Malaysia, Hong Kong, and Thailand. Luxe Du Jour started in 2016 with the intent to bring sustainability to the luxury market. Luxe Du Jour promotes a shop, rent, revive approach to circular fashion, extending the life of luxury items while striving to offer the lowest consignment rates in North America. Luxe Du Jour has expanded its services through Luxe Bag Spa, Luxe Bag Rental and the new app, providing a one-stop shop for clients. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Smile Organic Co. est le fruit d’une idée originale de la naturopathe Delphine Boillot, avocate corporative et mère de trois enfants qui a créé cette entreprise il y a 6 ans lorsqu’elle ne trouvait pas d’alternative saine et nutritive au lait pour ses enfants. Si « la nécessité est mère de l’invention », alors Delphine est une mère dont la mission consiste à mettre sur le marché une gamme variée de produits alimentaires, de suppléments et de collations à base de plantes pour les enfants. Chemin faisant, deux femmes sensibles aux questions de santé ont rejoint Boillot, en l’occurrence, la dentiste et chirurgienne Sophie Godbout, mère d’un fils et d’une fille et Katia Pacioretty, mère de cinq enfants (ensemble, elles ont 10 enfants!). Les entrepreneurs sont l’épine dorsale de l’économie canadienne. Pour soutenir les entreprises canadiennes, abonnez-vous à notre chaîne YouTube et suivez-nous sur Facebook, Instagram, LinkedIn et Twitter. Vous voulez rester au courant des derniers podcasts et actualités #entrepreneur? Abonnez-vous à notre newsletter bimensuelle.

In this video interview, Andrew Carros, Chief Operating Officer of Engel & Völkers, Vancouver, discusses how rising costs are driving mom-and-pop house flippers out of the real estate market. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #Homes #Housing #Investment #Real Estate

In this video interview, Grady Semmens, a communications specialist in Calgary, discusses his passion for cold water therapy and a world record attempt upcoming in Calgary for a man spending time in ice. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. businessCanada's Number One Podcast for EntrepreneursCold WaterentrepreneursentrepreneurshipHealthsmall business

In this video interview, Bradlee Whidden, Western Policy analyst, Canadian Federation of Independent Business, discusses the latest Alberta’s 2024 Property Tax Report and its impact on small businesses in the province. FULL PRESS RELEASE  Calgary, February 13, 2024 – According to the Canadian Federation of Independent Business’ (CFIB) Alberta’s 2024 Property Tax Report, municipal property taxes have continually increased for businesses over the last five years. The report shows that without municipal action property tax fairness is expected to get worse for businesses owners, who already bear the burden of property taxes. In the report, CFIB defines the property tax rate ratio as the difference between the tax rate paid by businesses and residents. The tax fairness ratio is defined as the difference between the share of property taxes paid by businesses and their share of property assessment. “Small businesses across the province have seen property taxes steadily increase over the past few years, representing the most direct cost from municipal governments and must be paid regardless of revenue,” said Andrew Sennyah, Alberta senior policy analyst. “Municipal governments continue to raise property taxes to make up for increased spending. Compared to residents the impact of increasing property taxes affects business owners more, which is why we are calling on municipalities to commit to property tax fairness.” Over half (53%) of Alberta small business owners identified property taxes as the most harmful tax or cost for their business, more than any other province in Canada. Additionally, almost three quarters (74%) say their municipal government is not paying attention to small business issues. CFIB is calling on all municipal governments to reduce spending and commit to property tax fairness. Key findings from the report include: Property taxes are expected to grow at a faster rate than municipal spending in most of Alberta’s largest municipalities. Businesses pay a property tax rate ratio three times higher than residents in Alberta’s four largest cities. Leduc had the best property tax fairness ratio at 1.18 while Calgary had the worst tax fairness ratio at 2.68. In Calgary the tax rate ratio is expected to increase to 5.07 by 2027, triggering provincial intervention by violating the Municipal Government Act. In Calgary and Edmonton, a 2% tax shift over four years (8% total) would save the average business property $28,415 compared to a cost increase of $1,031 for the average residence. “Alberta small businesses continue to shoulder a significant portion of municipal property taxes while using less municipal services,” concluded Sennyah. “Alberta small businesses are facing the same economic hardships felt across the province and real leadership is needed from municipal governments to ensure the survival and growth of our local economies.” Read the full report here. Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #CFIB #entrepreneurs #entrepreneurship #smallbusiness #Taxes

With a 10x growth from 40-400 franchises in the past decade Cathy Thorpe CEO of NurseNextDoor is a classic example of a founder bringing in a driven entrepreneur to build a business. Cathy Thorpe brings over two decades of leadership experience in the retail industry to Nurse Next Door. Cathy joined the company in 2014 with the mission of growing the business across North America. Cathy has achieved her goal by pushing boundaries to deliver measurable results and by disrupting the home care space. Cathy has been recognized for delivering strong results in the business community across North America. Nurse Next Door was awarded Canada's most admired corporate culture by Waterstone in 2018 and was ranked #50 on Entrepreneur’s Franchise 500 list for 2018. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Nancy Nasr is the Founder of Think Stunning, a boutique located in Southcentre Mall that offers Women, Baby, and home accessories made and designed by women. In 2017 with a vision of helping women feel great about themselves with fun and stylish accessories, Think Stunning became a brick-and-mortar store. Each accessory is carefully curated and crafted, and it tells a story written by the incredible women she has had the privilege to collaborate with, each bringing a unique touch to its collections. Think Stunning has overcome many challenges, and has moved with resilience to adapt to different markets. In essence, Nasr is creating a movement by giving women a platform to shine and offering exceptional products. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

In this video interview, Karen Yolevski, COO of Royal LePage, talks about the impact the extension of the foreign homebuyer ban will have on the real estate market in Canada. The federal government has announced a two-year extension on the ban of foreign nationals buying homes in Canada, as housing affordability concerns continue to trouble Canadians across the country. In 2022, the federal government passed the Prohibition on the Purchase of Residential Property by Non-Canadians Act, which bans foreign investors from buying non-recreational residential property in Canada. The Act was previously set to expire on January 1st, 2025, and has been extended to January 1st, 2027. Given that housing affordability has not greatly improved since the Act’s implementation, Royal LePage believes that an extension to the foreign buyer ban will not make a material difference on bettering access to housing for Canadians. “We do not foresee an extension to the foreign buyer ban resulting in a drastic improvement to housing affordability. Non-Canadian property ownership makes up a small percentage of the overall housing market, therefore a ban on such ownership is not likely to improve access to housing in a material way,” said Karen Yolevski, COO, Royal LePage Real Estate Services Ltd. “Given the imbalance between available inventory and buyer demand, the best way to solve Canada’s housing crisis is to significantly increase supply.” Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #Homeownership #Homes #Housing #RealEstate #small business