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Mike Cavaggioni
On this podcast we discuss how to create passive income from real estate, investing, side hustles and more. Our mission is to show people that financial independence is possible no matter their income level. This podcast is designed to be an educational tool to help you become financially independent. We want you to beat your debt, build your wealth, and control your future!
227. GG The Franchise Guide with Guiseppe Grammatico
Send us a textAre you tired of the same old 9-to-5 routine? Dreaming of being your own boss and building a successful business? Get ready for a story that will completely change your perspective. Discover the incredible opportunities that await you in the world of franchise business ownership.Join us on Average Joe Finances as our guest Giuseppe Grammatico shares the key to unlocking your entrepreneurial success and attaining the ultimate goal: financial freedom.In this episode:Understand the advantages of franchising as a business model and how it can help you achieve your entrepreneurial goals.Discover alternative funding options that can make starting a franchise more accessible and affordable than traditional options.Explore the benefits of semi-passive and fully passive ownership in a franchise business, giving you more control over your time and lifestyle.Learn about the importance of following the franchise process and how it can lead to greater success and profitability in your business.And so much more!Key Moments:00:05:07 - The Role of a Franchise Coach00:08:53 - Finding the Right Franchise00:09:32 - Additional Considerations00:14:08 - Funding Options for Franchises00:16:22 - Creating a Financial Plan00:17:06 - Boosting Retirement Funds through Franchising00:18:16 - Timeline for Opening a Franchise00:20:42 - Semi-Passive and Fully Passive Franchise Ownership00:28:07 - The Importance of Following the Franchise Process00:29:22 - Franchise Feedback and Menu Changes00:35:46 - Get Clear on Your Goals and Find the Right Mentor00:37:46 - The Importance of Working with a Coach Find Giuseppe Grammatico on:Website: https://ggthefranchiseguide.com/LinkedIn: https://www.linkedin.com/company/gg-the-franchise-guidYoutube: https://www.youtube.com/channel/UCxWsxLRngbxJEH2m8w-ptYwFacebook: https://www.facebook.com/GGTheFranchiseGuide/Instagram: https://www.instagram.com/gg_the_franchise_guide/Twitter: https://twitter.com/ggrammatico Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
45:0422/10/2023
226. Money and Investing Myths Busted with Stephanie Walter
Send us a textDo you want to unlock the secret to financial independence and make smart investment choices? Are you tired of being misled by common money myths that hinder your wealth-building journey? Get ready to gain invaluable knowledge and tools to break free from misconceptions and make informed decisions that pave the way for long-term wealth creation.Join us on Average Joe Finances as our guest Stephanie Walker, shatters money myths and how to control your financial future, leveraging strategic investments to achieve wealth and debunking the accumulation mindset prevalent among regular individuals.In this episode:Discover retirement planning strategies to secure a comfortable future and live the life you've always dreamed of.Uncover the hidden costs of investment fees and learn how to minimize them to maximize your returns.Explore the world of real estate syndications and learn how it can help you diversify your investment portfolio and grow your wealth.Unlock the benefits of life insurance as a powerful tool for building wealth and protecting your loved ones.And so much more!Key Moments:00:01:08 - Seeking Financial Independence00:02:19 - Transition to Real Estate Investing00:03:40 - Discovering Syndication00:04:15 - Financial Transformation00:15:06 - Investing in 401(k)s and Tax-Free Income Strategies00:17:54 - Investing in Real Estate for Retirement00:20:13 - True Diversification and Asset Allocation00:24:16 - Indexed Universal Life Insurance for Wealthy Individuals00:30:09 - The Importance of Life Insurance00:30:37 - The Benefits of a Healthy Lifestyle00:31:20 - Life Insurance and RetirementFind Stephanie Walter on:Websites: www.erbewealth.comLinkedIn: https://www.linkedin.com/in/stephanie-walter-057594196/Facebook: https://www.facebook.com/erbewealth Check out Average Joe Finances: https://erbewealth.com/averagejoe/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
42:3315/10/2023
225. Starting Strong in Real Estate with Steven and Amber Liddle
Send us a textDo you want to become a confident and knowledgeable real estate investor, ready to embark on your journey in the industry? How do I start strong and learn from experienced investors? Look no further! We have the solution that will help you achieve your goal. Get ready to unlock the real estate market's potential and set yourself up for success!Join us on Average Joe Finances as our guests Steven and Amber Liddle, share their expertise and insights, enabling you to gain the confidence and knowledge necessary to kickstart your real estate journey. In this episode:Learn proven strategies and valuable lessons from experienced real estate investors,Gain insights into the transition from military to civilian life and discover how to successfully build a thriving real estate business after serving in the military.Explore how to make a difference in the veteran community through their nonprofit organizationUnderstand the significance of networking and building a team in the real estate industryAnd so much more!Key Moments:00:01:53 - Military Background and Retirement Plans00:04:36 - Transitioning from Military to Civilian Life00:06:01 - The Podcast and Relay Race to Support Veterans00:08:53 - Impacting the Veteran Community in San Antonio00:13:34 - Moving to Texas and Finding Support00:14:09 - Research and Finding a Realtor00:15:14 - Lessons Learned and Financing the First Deal00:18:20 - Furnishing and Renting out the First Property00:20:47 - Second Deal and Seller Financing00:26:30 - The Benefits of the Property's Location00:27:25 - Concerns about Laws and Regulations00:28:38 - The 12% Rule in San Antonio00:30:15 - Learning and Evolving in Real Estate Investing00:33:57 - Rental Arbitrage and Property Management00:40:22 - Networking and Adding Value00:41:43 - Preparation and OpportunityFind The Liddle’s on:Websites:https://www.patriotescapes.com/https://www.americanspiritalliance.org/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
01:01:0708/10/2023
224. Note Investing to Financial Freedom with Fred Moskowitz
Send us a textAre you frustrated with the traditional real estate investment route, spending countless hours dealing with property management and tenant issues but not achieving the desired results? It's time to break free from this ineffective approach and explore note investing as a new path to financial freedom.Join us on Average Joe Finances as our guest Fred Moskowitz reveals the ultimate solution to attaining the desired outcome of financial freedom through note investing. Get ready to learn the strategies and gain the knowledge needed to pave your way toward a life of financial security and independence.In this episode:Discover how to transition from a successful career to mortgage note investing and unlock the path to financial freedom.Learn about the benefits of note investing as a lender, including cash flow predictability and scalability, and how it can help you achieve your financial goals.Explore both active and passive ways to get involved in note investing and find the strategy that suits your lifestyle and investment objectives.Understand the key differences between mortgage note and stock market returns, and discover how note investing can potentially offer higher returns and greater control over your investments.And so much more!Key Moments:00:00:46 - Fred Moskowitz's Background00:03:15 - Introduction to Mortgage Note Investing00:05:53 - Why Fred Chose Mortgage Note Investing00:09:23 - Active vs. Passive Note Investing00:18:01 - Utilizing Retirement Funds for Note Investing00:21:07 - Trends in Mortgage Notes00:25:42 - Buying Notes at a Discount00:26:19 - Starting with a Fund or Individual Notes00:27:48 - Importance of Using a CRMFind Fred Moskowitz on:Website: www.fredmoskowitz.comFacebook: www.facebook.com/thefredmoskowitzInstagram: www.instagram.com/thefredmoskowitzAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
48:4601/10/2023
223. Find and Start the Right Franchise with Bob Bernotas
Send us a textFinding the right franchise can be daunting and frustrating, with many aspiring entrepreneurs facing obstacles. It's disheartening when results don't meet expectations despite investing time and effort. However, with the proper guidance and knowledge, you can overcome these challenges and discover the ideal franchise for your entrepreneurial journey.Join us on Average Joe Finances as our guest Bob Bernotas uncovers the secrets to finding the right franchise fit, rolling over retirement funds into a business, and achieving faster wealth accumulation. In this episode:Navigate the rich terrain of profitable franchise investments.Decipher the benefits and potential of engaging with semi-passive franchise models.Decode the contrasts and strengths between service-oriented franchises and brick-and-mortar retail concepts.Learn the smart strategy of converting retirement funds into a franchise for tax gains.And so much more!Key Moments:00:00:30 - Bob Bernatos' Background00:02:49 - Franchise Investing00:05:26 - Semi-Passive vs. Full-Time Franchise Ownership00:09:32 - Equity Building and ROI00:14:05 - The Importance of Knowing What's Behind a Franchise00:15:14 - The Concept of Temporary Walls00:16:50 - Franchise vs. Starting Your Own Business00:21:49 - Support System and Information Sharing in Franchises00:24:46 - Balancing Passion and Financial Success in Franchising00:28:40 - Rolling Over 401K and IRA to Fund a Business00:31:35 - Shifting from Real Estate to Franchising00:32:08 - Matching Individuals with the Right Franchise00:34:25 - Timeline and Compensation00:37:29 - Lessons Learned and Tips for SuccessFind Bob Bernotas on:Website: https://franchisewithbob.com/LinkedIn: https://www.linkedin.com/in/robert-bernotas/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
42:2724/09/2023
222. Reach Financial Freedom Faster with Sam Primm
Send us a textIf you're unhappy because your real estate investments aren't working out as you'd hoped, don't worry – you're not alone! Maybe you've been looking for good deals but can't find any. Or perhaps you've been fixing up properties but have unexpected problems and costs. Even though you've been trying hard, you still haven't been able to make more money or create a successful real estate portfolio.Join us on Average Joe Finances as our guest Sam Primm shares his secrets to applying the BRRRR method to residential and commercial properties. Discover how Sam's strategies can help you maximize your returns and build your real estate empire.In this episode:Learn the art of real estate investment without a personal financial stake.Unravel the process of applying the BRRRR method to diverse property formats.Understand the mechanics of fostering relationships with lenders and securing finance.Find out how to scale your real estate portfolio and establish a proficient team.And so much more!Key Moments:00:01:34 - Sam Primm's Background00:05:01 - Scaling with Different Property Types00:08:18 - Building Relationships and Track Record00:09:42 - Sam Primm's Organization00:11:07 - Introduction to Sam Primm's businesses00:11:55 - The Power of Social Media00:13:27 - Sam's Favorite Business00:16:27 - Building a Successful Team00:20:38 - Quitting a 9-to-5 Job for Real Estate00:22:19 - Taking a Risk for a Greater Potential00:23:33 - Using CRMs and Technology for Organization00:25:13 - Local Market Focus00:26:23 - St. Louis Real Estate Market00:30:53 - The Personal Why Behind Real Estate00:33:44 - Making a Positive Impact00:34:38 - Sam's Superpower: Perspective,Find Sam Primm on:Website: www.FasterFreedom.comTikTok: https://tiktok.com/@SamFasterFreedomTwitter- https://twitter.com/FasterFreedom Instagram: https://instagram.com/SamFasterFreedomYoutube: https:/youtube.com/SamFasterFreedomAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
53:1817/09/2023
221. Ask the Plan Man with Bruce Weinstein
Send us a textIf you feel stressed and unsure about your money situation, even though you're trying to save and invest, know that you're not the only one. Lots of people face money problems, even when they're trying their best. They save money, but sometimes unexpected costs or bad investment choices make it hard to build a stable financial future. It's time to escape this pattern and make a solid plan to secure your future.Join us on Average Joe Finances as our guest Bruce Weinstein reveals the truth and shares valuable insights on how to develop a proactive financial plan for a secure future.In this episode:Learn to appreciate the importance of a robust financial plan for your future.Comprehend the significant role of life insurance in long-term financial protection.Uncover the added benefits of kickstarting your financial planning at a young stage in life.Break free from apathy and self-focused behaviors that obstruct proactive fiscal choices.And so much more!Key Moments:00:00:56 - Bruce's Background in Financial Planning00:05:03 - Insurance Needs at Different Stages of Life00:07:31 - Insurability and Health00:09:54 - Life Insurance and Age00:12:15 - The Importance of Financial Planning00:13:17 - Planning for Retirement00:14:27 - Longevity and Health00:15:43 - Being a Plan Man00:20:19 - Apathy and Selfishness00:24:19 - The Importance of Life Insurance00:25:59 - Understanding Term Insurance00:27:15 - Life Insurance for Older Individuals00:28:23 - The Importance of Financial Planning00:30:21 - Being Proactive and Seeking Advice00:36:27 - Relief from Financial Burden00:37:18 - Emotional Investing00:39:07 - The Importance of a Financial Advisor00:42:05 - Knowing When to Exit Investments00:43:51 - Diversification in Real Estate and Stocks00:49:06 - Starting Your Financial JourneyFind Bruce Weistein on:Websites:www.weinsteinwealth.comwww.asktheplanman.comwww.planman.tvFacebook: https://www.facebook.com/bruce.m.weinsteinLinkedIn: https://www.linkedin.com/in/brucemweinstein/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
59:5210/09/2023
220. Meet the Blind, Deaf, and Unstoppable Entrepreneur with Aaron Hale
Send us a textMany individuals are frustrated and defeated, when their actions seem to fall short of their goals. Instead of seeing progress, they may experience setbacks, obstacles, or even outright failure. But remember, this is a standard part of the journey towards pursuing your passions and overcoming limitations. Keep pushing forward and don't let temporary setbacks define your future success.Join us on Average Joe Finances as our guest Aaron Hale shares his inspiring journey from military service to overcoming life-altering injuries that molded him into the resilient individual he is today. In this episode:Learn the secret to converting passions into reality despite prevalent hurdles.Find out how to architect a personal brand that strikes the right target audience.Unveil the potential of shared personal experiences in forging genuine connections.Understand the lessons smartly learned from business and life, preventing the usual pitfalls.And so much more!Key Moments:00:01:04 - Aaron's Background and Military Career00:05:17 - Discovering a New Passion00:06:56 - Life-Altering Event00:09:49 - Overcoming Challenges and Entrepreneurship00:18:46 - Overcoming Physical Challenges00:21:03 - Asking the Right Questions00:22:13 - Finding Strength in Small Steps00:25:10 - Transition to Real Estate00:31:53 - Marketing and Real Estate00:38:43 - Building a Personal Brand00:42:12 - Niche MarketingFind Aaron Hale on:Websites: https://eodfudge.com/LinkedIn: https://www.linkedin.com/in/aaron-hale-1861477/Podcast: https://pointofimpactpod.com/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
45:1203/09/2023
219. The Importance of Financial Literacy When Life Throws a Curveball with Mike Tarnow
Send us a textDoes this sound familiar? You've been told to simply think positively to overcome adversity and maintain a positive mindset. But despite your efforts, you still struggle to stay optimistic and navigate life's challenges. The pain of constantly trying to force a positive mindset, only to be disappointed, is draining and disheartening. It's time to discover a more practical approach that will truly help you overcome adversity and find lasting happiness.Join us on Average Joe Finances as our guest, Mike Tarnow reveals the key to overcoming challenges, achieving lasting happiness, discovering the path to triumph over adversity, and embracing a life filled with fulfillment and contentment.In this episode:Delve into transformative strategies that could lead you to an earlier-than-expected retirement.Master the art of allocating your income wisely for an effortless financial journey.Immerse yourself in insights to manage finances as a robust team successfully.Gain a fresh perspective on maintaining a positive outlook when overcoming adversities.And so much more!Key Moments:00:00:40 - Mike Tarno's Background00:02:57 - Early Retirement Plan00:06:36 - 401(k) and Investments00:09:53 - Budgeting and Saving Strategies00:12:29 - Budgeting and Earmarking00:14:03 - Envelope Method with Bank Accounts00:15:35 - Accomplishing Financial Goals00:18:53 - Importance of Being Prepared for Expenses00:19:24 - Partnering in Finances00:24:55 - Mike Tarnow's Side Hustle00:25:57 - Overcoming Hardships00:29:27 - Cancelled Surgery00:31:59 - The Power of Positivity00:36:57 - The Importance of SupportFind Mike Tarnow on:Websites: https://www.miketarnow.com/Podcast: https://www.stayoffmylawn.us/LinkedIn: https://www.linkedin.com/in/mike-tarnow/Facebook: https://www.facebook.com/miketarnow/Instagram: https://www.instagram.com/miketarnow_vo/?hl=enAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
45:5327/08/2023
218. Successful Market Strategies for a Full Time Trader with Tony Pawlak
Send us a textDo you want to enhance your trading strategies and achieve greater success in the market? Are you searching for the key to unlocking your full potential as a full-time trader? Look no further! Get ready to revolutionize your approach and see your trading career soar to new heights!Join us on Average Joe Finances as our guest, Tony Pawlak reveals the ultimate solution to help you attain your desired outcome: amplified trading strategies and heightened market triumph. In this episode:Uncover the power of the right mindset to unlock trading and investing proficiencies.Acquire skills to maneuver your trading risks with control and management techniques.Realize how education and mentorship in trading are pivotal for making purpose-driven decisions.Recognize the role your emotions play in trading and develop strategies to manage them.And so much more!Key Moments:00:00:27 - Tony Pawlak's Background00:02:26 - Struggles and Debt00:08:14 - Mindset Shift and Strategy00:09:44 - Growth and Helping Others00:12:17 - Stepping Up to the Next Level00:14:30 - Overcoming Common Trading Mistakes00:19:51 - Trading as a Full-Time or Part-Time Endeavor00:22:30 - Investing vs. Trading in the Stock Market00:23:51 - The Importance of Price Action Trading00:24:15 - The Importance of Learning to Read Markets00:25:14 - Long-Term Investing and Buying Insurance00:26:31 - Understanding Market Trends and Timing00:28:41 - The Best Time to Trade and Emotional Equity00:33:02 - The Importance of Diagnosing Markets and Accepting Losses00:35:21 - The Importance of Mindset in Trading00:36:14 - Risk and Skill in Trading00:38:50 - Controlling Emotions and Risk in Trading00:40:05 - Lessons Learned and Changing Expectations00:47:20 - Enriching Lives and Providing Education,Find Tony Pawlak on:Websites: https://www.reallifetrading.com/tonypawlakPodcast: https://myworstinvestmentever.com/ep579-tony-pawlak-stop-trying-to-get-rich-overnight/Youtube: https://www.youtube.com/channel/UCux4_ZudBYgiZBPDvxVdhVQAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodes_______________________This is not an offer of a security or investment advice.See important disclosures at masterworks.com/cd View all past offerings here. When Masterworks presents the net return of an investment in a sold artwork, “net return” or “IRR” refers to the annualized internal rate of return net of all fees and expenses, calculated from the offering closing date to the date the sale is consummated. IRR is not indicative of Masterworks paintings not yet sold and past performance is not indicative of future results. For additional information regarding the calculation of IRR for a particular investment in an artwork that has been sold, a reconciliation will be filed as an exhibit to Form 1-U and will be available on the SEC’s website atSupport the show
53:5520/08/2023
217. Mike's Thoughts: Should I Buy or Rent in Today's Housing Market
Send us a textSupport the show
05:5216/08/2023
216. Lessons Learned from Tech to Buying Real Estate with John Foong
Send us a textDo you want to make smarter financial decisions and achieve success in real estate investing? How can tech professionals leverage their skills to excel in the real estate market? Look no further! This discussion will reveal the solution to achieving improved financial decision-making and prosperous real estate investments. Join us on Average Joe Finances as our guest, John Foong, unveils how his Silicon Valley-bred paranoia and unique mindset led him to navigate the uncertainties of life and achieve remarkable success.In this episode:Identify the crucial value of the tech sector’s commitment to continuous growth and innovation.Get to know the significance of financial modeling in guiding your investment direction.Discover the value of aligning with finance and investment experts for informed guidance.Appreciate how taking initiative and dedication to continuous learning can transform your finance and investment journey.And so much more!Key Moments:00:01:31 - Getting to Know John Fung00:03:07 - Paranoia and the Mindset of Tech Companies00:07:58 - Balancing Optimization and Peace of Mind00:11:26 - Feeling the Responsibilities of Parenthood00:13:27 - Being Prepared for Anything00:17:59 - Adjusting for Changing Seasons00:19:16 - Adapting to Different Life Seasons00:21:46 - Trust and Collaboration in Finances00:22:47 - Differences in Real Estate between Australia and the United States00:24:16 - Taxation Differences in Australia and the United States00:25:50 - Buyer's Agents and Real Estate Transactions00:29:10 - Benefits of Lines of Credit and Liquidity00:34:15 - The Importance of Learning and Seeking Expert Help,Find John Foong on:LinkedIn: https://au.linkedin.com/in/johnfoongInstagram: https://www.instagram.com/johnfoong/Facebook: https://www.facebook.com/jfoongAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
44:1613/08/2023
215. Why Gold and Precious Metals Should be in Your Portfolio with Dana Samuelson
Send us a textDo you want to enhance the resilience of your real estate portfolio and safeguard it against inflation? Are you searching for a solution that can provide you with increased protection and stability? Look no further, because, in this discussion, we will reveal the key to achieving that desired outcome. Join us on Average Joe Finances as our guest, Dana Samuelson, will be sharing tips on how to protect and diversify your portfolio, battle inflation, and seize prime buying opportunities in a rapidly evolving market.In this episode:Uncover why owning precious metals is crucial to safeguard your assets from the effects of inflation.Learn how to use your precious metals as collateral for real estate investments.Understand the significance of liquidity in turbulent economic conditions.Equip yourself with strategies to protect against counterfeit precious metals.Discover how to spot lucrative opportunities in the real estate and gold markets.And so much more!Key Moments:00:03:35 - Precious Metals as an Inflation Hedge00:07:51 - Precious Metals vs. Cryptocurrency00:12:38 - The Value of Precious Metals00:14:03 - Borrowing Against Precious Metals00:15:40 - The Precious Equity Strategy00:18:45 - Buying Real Estate During a Financial Crisis00:19:52 - The Importance of Liquidity00:23:27 - Building a Precious Metals Business00:27:05 - Establishing the industry anti-counterfeiting task force00:28:30 - Importance of buying from reputable dealers00:29:08 - Anti-counterfeiting measures in coins00:29:40 - Success in getting the Secret Service involvedFind Dana Samuelson on:Website: https://www.amergold.com/LinkedIn: https://www.linkedin.com/in/dana-samuelson-64793056/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
46:0309/08/2023
214. The Effects of AI in Real Estate with Tony Lopes
Send us a textDo you want to better understand how AI can revolutionize the real estate industry? Are you looking for a solution to enhance your knowledge and utilization of AI to achieve remarkable outcomes in real estate investments? Look no further! Get ready to harness the power of artificial intelligence and reap the rewards it brings to your investments.Join us at the Average Joe Finances Podcast as our guest, Tony Lopes, will be sharing invaluable insights and strategies to unlock the full potential of AI in the world of real estate. In this episode:Realize the true significance of prioritizing high-value tasks in the realm of real estate investing.Learn how harnessing the expertise of others can transform your entrepreneurial journey.Appreciate the role of perpetual learning in pushing your personal boundaries.Unveil the potential of nurturing relationships, online and offline, in unfolding career and business prospects.Get insights on reliable industry resources like enlightening books and authentic content creators.And so much more!Key Moments: 00:03:11 - Real Estate Investments 00:07:53 - Leveraging Networking 00:10:06 - The Role of Hard Money Lenders 00:13:54 - Rising Property Taxes and Affordability 00:14:29 - Energy Crisis and the Cost of Housing 00:15:33 - Societal Shift towards Convenience 00:19:48 - Changing Work Ethics and Loyalty 00:23:26 - Generational Differences and Homeownership 00:27:09 - The Impact of September 11 on a Business 00:28:29 - The Importance of Taking Action 00:29:31 - Generational Challenges Ahead 00:30:49 - The Influence of Social Media 00:31:27 - The Future of Real Estate with AI 00:41:53 - The Value of Delegating Low-Level Tasks Find Tony Lopes on:Email: [email protected]: www.dirtybootscapital.comWebsite: www.freedomatriskbook.comLinkedIn: www.linkedin.com/in/tony-lopes-far/YouTube: www.youtube.com/DirtyBootsCapitalFacebook: www.facebook.com/FreedomAtRiskInstagram: www.instagram.com/freedomatriskTwitter: www.twitter.com/freedomatrisk_Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
53:4106/08/2023
213. Breaking Down the Real Estate Barriers with Marcus Maloney
Send us a textMany investors in real estate are currently facing frustration and overwhelm as their investments are not delivering the desired outcomes. Despite dedicated efforts such as property research, seminars, and networking, these investors are disappointed with unsuccessful returns. This situation has led to financial setbacks, missed opportunities, and uncertainty in their real estate pursuits.Join us at the Average Joe Finances Podcast as our guest, Marcus Maloney shares how he helps aspiring real estate professionals break the barriers to entry into investing and build a quality lifestyle through real estate investing.In this episode:Grasp the sophisticated ways of successful real estate investments.Dig into covert off-market deals and polish your follow-up plans.Discern how societal contribution boosts your business reach.Value the essence of self-trust and the courage to venture into overcoming obstacles.Understand the power of empathic listening and professional networking in the realty industry.And so much more!Key Moments:00:03:31 - Early Lessons in Investing00:06:12 - Influence of Family00:10:48 - Marcus’ Real Estate Deals00:14:41 - Using PropStream for Data00:15:46 - Marketing Techniques00:19:00 - Being a Problem Solver00:21:41 - Residential Group Homes00:26:36 - Changing Lives Through Real Estate, Find Marcus Maloney on:Website: https://marcusemaloney.com/Facebook: https://www.facebook.com/EquityRealtyInvestments/Twitter: https://twitter.com/mrcsmaloneyInstagram: https://www.instagram.com/mrcsmaloney/Linked in: https://www.linkedin.com/in/marcusmaloney/Youtube: https://www.youtube.com/mrcsmaloney Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
42:1402/08/2023
212. Building a Real Estate Agent Business with Ali Garced
Send us a textDo you want to build a thriving real estate agent business? Are you seeking the key to success in the competitive real estate market? Look no further. In this episode, our guest, Ali Garced, will reveal the solution to attaining your desired outcome: the ability to establish a highly successful real estate agent business.Join us at the Average Joe Finances Podcast as our guest, Ali Garced, shares her passion for real estate investing, masterfully navigating the market to amass seven properties. Never one to settle, Ali capitalized on her knack for connecting with people and numbers, becoming a successful realtor, and creating ripples in the industry.In this episode:Develop a blueprint for crafting a successful realtor career while building your real estate investment portfolio.Understand the necessity of accurate forecasts and balancing cash inflow with property appreciation.Learn the vital role of a committed team and resource optimization in achieving real estate success.Discover insights on leveraging the power of social media for meaningful growth and effective time management in your business operations.And so much more!Key Moments:00:08:31 - Making the Jump to Full-Time Realtor00:09:55 - Ali's Real Estate Investments00:11:48 - Investing in Real Estate00:13:02 - Transitioning to Long-Term Rentals00:14:20 - Appreciation and Cash Flow00:18:09 - Building a Realtor Business00:19:45 - Transitioning to Referral-Only Agent00:21:35 - Achieving Financial Milestone00:26:39 - Mentality of an Entrepreneur00:27:57 - CRM Systems for Real Estate00:34:39 - Outsourcing and Time ManagementFind Ali Garced on:Website: https://www.garcedrealty.com/Instagram: https://www.instagram.com/ali_the_agent/?hl=enTiktok: https://twitter.com/rcanfield1LinkedIn: https://www.linkedin.com/in/alexandragarced/Facebook: https://www.facebook.com/richard.canfieldYoutube: https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
48:5830/07/2023
211. Exploring Infinite Banking Strategies with Richard Canfield
Send us a textDo you want to discover a powerful strategy for building long-term wealth? Are you looking for a solution that can effectively optimize your finances and help you achieve financial freedom?Join us at the Average Joe Finances Podcast as our guest, Richard Canfield, shares his insights on exploring Infinite Banking Strategies. Implementing these strategies can unlock the key to long-term wealth building and achieving your financial goals. Don't miss out on this opportunity to learn how to maximize your financial potential and secure a prosperous future.In this episode:Learn about virtual apartment building strategies for generating long-term cash flow while avoiding the challenges of managing tenants.Appreciate the concept of infinite banking, which involves using specially designed whole life insurance contracts to become one's own banker. Understand financial tools, such as adequately structured insuranceLearn about the approaches to creating a family banking system involving using insurance policies to build equity that could be accessed and reinvested within the family.Grasp about educating children about passive and active income and incentivizing responsible financial behavior.Key Moments:00:05:30 - Real Estate Investments00:07:17 - Discovering "Becoming Your Own Banker"00:09:58 - Virtual Apartments Explained00:12:58 - The Infinite Banking Concept00:11:38 - Real Estate Portfolio Diversification00:12:16 - Turnkey Rental Property Management00:13:23 - Dealing with Market Cycles00:14:29 - Tales of the Real Estate Trenches00:15:44 - Introduction to Infinite Banking00:25:06 - The Importance of Treating Money as a Valuable Resource00:25:32 - Using Insurance as a Financial Tool00:26:46 - The Importance of Understanding Financial Tools00:27:27 - The Role of Premiums in Whole Life Insurance00:34:20 - Building a Family Banking System00:37:14 - Introducing the Family Banking System00:38:28 - Teaching Passive vs. Active Income00:40:03 - Incentivizing Financial Responsibility00:41:25 - Creating a Family BankFind Richard on:Website: https://www.:ascendantfinancial.ca/Instagram: https://www.instagram.com/richard_canfield/Twitter: https://twitter.com/rcanfield1LinkedIn: https://www.linkedin.com/in/richardcanfieldFacebook: https://www.facebook.com/richard.canfieldYoutube: https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
53:3526/07/2023
210. Due Diligence and the Importance of the Right Team with Alex Sonkin
Send us a textAre you looking to minimize your taxes and gain a deeper understanding of the tax code? Do you want to navigate the complexities of tax with ease?In this episode, we have Alex Sonkin, who will be sharing the key solution to help you achieve your goal of maximizing tax savings and gaining a comprehensive understanding of the tax code. Get ready to unlock the secrets to minimizing taxes and mastering the tax code on the Average Joe Finances Podcast.In this episode:Dive into intelligent tax planning strategies crafted for wealth preservation and proliferation.Realize the unprecedented role of CPAs in devising tax strategies specifically tailored for real estate investors.Get acquainted with the virtual family office model and its potential for benefiting individuals across varying economic stages.Grasp the invaluable role of the Due Diligence Project in mitigating tax risks by promoting thorough due diligence.Peer into the future of the accounting sector, with technology-led CPA firms and family offices in the virtual realm.Key Moments:00:03:07 - The Value of Tax Planning00:06:32 - The Due Diligence Project00:10:02 - Virtual Family Office Model00:14:50 - Importance of Trusting CPAs00:15:43 - Specializations in Professional Service00:16:58 - Building a Network of Trusted Advisors00:19:09 - Focus on Expertise and Outsourcing00:28:00 - The Excitement of Referral Commissions00:29:02 - Complexity of the Tax Code00:30:13 - Paying Taxes the Right Way00:33:14 - Joining the Due Diligence ProjectFind Alex on:LinkedIn: https://www.linkedin.com/in/alexsonkin/Facebook: https://www.facebook.com/groups/216088415888671Youtube: https://www.youtube.com/channel/UC0lQCUx003antWFnOFpaWGgBook: https://www.amazon.com/Due-Diligence-Project-Peer-Reviewed-Supercharging/dp/B09P6T4P75 -Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
51:3223/07/2023
209. The Power of the Appraisal in Your Own Hands with M.J. Jackson
Send us a textDo you want to unlock maximum profits and achieve unparalleled success in your real estate investments? Look no further!In this episode, we have M.J. Jackson, who will reveal the ultimate solution to help you seize control of your appraisals and reap remarkable returns on your investments. Get ready to revolutionize your real estate game and achieve unprecedented financial gains in this eye-opening episode of the Average Joe Finances Podcast.In this episode:Explore boundless opportunities in real estate, allowing you to invest and reap rewards from around the globe.Acknowledge the pivotal role of education in navigating the complex world of real estate for sustainable growth.Discern the benefits of collaboration and resource pooling to capitalize on lucrative investment deals.Envision the life-changing liberty and way of life offered by successful real estate investments.Gain insight into the vast possibilities of investing across markets, breaking boundaries and norms.Key Moments:00:00:56 - From Hospitality to Real Estate Appraisal,00:04:14 - Building Investor Comps00:06:24 - The VIP Community and Synergies00:08:27 - Genuine Real Estate Investors and Valuation00:13:55 - The Need for Investor Comps00:16:16 - The Value of Data and Market Specifics00:21:41 - Building a Transparent Community00:22:28 - Managing Risk and Intelligent Decision-Making00:24:55 - Data-Driven Decision-Making for Passive Investors00:28:42 - Valuable Resources of Investor Comps00:30:42 - The Value of Knowledge and Interpretation00:32:09 - MJ's Why: Being a Servant LeaderFind M.J on:Website: https://themarkjackson.comFacebook: https://www.facebook.com/realestateinvestorcomps/Instagram: https://www.instagram.com/investorcomps/Youtube: https://www.youtube.com/channel/UCR64o5f2f3NU1z8bJI3l7eALinkedIn: https://www.linkedin.com/in/arisetolive/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
47:5919/07/2023
208. Renting by the Room with HomeRoom with Johnny Wolff
Send us a textJoin Mike Cavaggioni with Johnny Wolff on the 208th episode of the Average Joe Finances Podcast. Johnny shares how renting by the room can lead to increased profitability and foster meaningful community connections.In this episode, you’ll learn:The exciting possibilities of real estate investing and co-living strategies.The prosperity and potential associated with renting by the room.The ways to triumph over challenges in the co-living rental market.Effectiveness of Homeroom's turnkey solutions for ambitious co-living investors.The importance of creativity and resilience in high-stake real estate investing.And much more!Key moments:00:02:11 - Co-Living and Rent by the Room00:06:09 - Finding the Right Property for Co-Living00:09:32 - Creating Housing Solutions00:13:42 - Challenges of Co-Living00:14:19 - Making Homes Marketable00:15:31 - The Role of Creativity00:16:35 - Location and Density00:18:03 - Customizing Properties00:28:18 - Homeroom's Payment Structure00:29:53 - Net Positive with Homeroom00:31:29 - Johnny's Biggest Real Estate Mistake00:33:59 - Learning from ExperienceAbout Johnny Woff:Johnny Wolff is the CEO and Founder of HomeRoom – one of the fastest-growing real estate investing platforms in the United States. After starting his career as a financial analyst in Silicon Valley (EA, SanDisk, Guidespark), he relocated to Austin, Texas, to pursue full-time real estate investing. After an unusually terrible Craigslist roommate experience in 2017, he converted a single-family home to a group home for his friends. After realizing the massive untapped potential of multi-tenant (co-living) real estate investing – HomeRoom was born.Find Johnny on:Website: http://www.livehomeroom.comLinkedIn: http://www.linkedin.com/in/johnnywolff/Facebook: http://www.facebook.com/livehomeroom Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
43:3016/07/2023
207. Why Yes Management Plays an Important Role with Ace Hagerty
Send us a textJoin Mike Cavaggioni with Ace Hagerty on the 207th episode of the Average Joe Finances Podcast. Ace shares the key to attaining equilibrium and success in your life, allowing you to skillfully navigate your commitments and priorities. In this episode, you’ll learn:The ropes of real estate investing, tailored specifically for beginners.The pivotal role your mindset plays in achieving success in real estate.Understanding the basics of real estate investing as well as the need for an efficient team.The fundamental principles of real estate to attain financial freedom.Exploring the immense power of personal transformation for a more purposeful existence.And much more!Key moments:00:00:48 - Ace's Background in Real Estate00:05:37 - A Life Out of Balance00:09:44 - The 100-Day Challenge00:12:12 - Leaving a Lasting Impression00:13:29 - Taking Control of Your Life00:14:18 - The Challenge of Changing Habits00:15:10 - Leveraging Your Nervous System00:15:54 - Having Faith and Surrounding Yourself with Support00:18:35 - Finding Balance and Yes Management00:26:46 - Finding a Deeper Why00:27:52 - Gratitude and Perspective00:29:03 - Rediscovering the Love of Learning00:30:46 - Leading by Example00:36:19 - Learning from Mistakes00:40:53 - Getting Started in Real Estate Investing00:43:27 - Importance of Following Fundamental Principles00:46:38 - Providing Value and Finding BalanceAbout Ace Hagerty:Matthew “Ace” Hagerty is a writer, entrepreneur, podcaster, and Full Control Publishing, LLC founder. From garage start-ups to companies investing millions of dollars to developing communities around the country, he has created successful initiatives that are changing the faces of communities both big and small.He also launched his podcast, Superhero By Design, in 2022, in which he interviews real-life superheroes from all over the world.Find Ace on:Website: https://www.superherobydesign.com/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
53:4612/07/2023
206. Meet the Philly Real Estate Broker for Investors with Maria Quattrone
Send us a textJoin Mike Cavaggioni with Maria Quattrone on the 206th episode of the Average Joe Finances Podcast. Maria shares valuable insights and advice that will help you make improved real estate investment decisions and increase your chances of success.In this episode, you’ll learn:The unique advantages and substantial profits that come from investing in real estate.Why a speedy deal analysis is key to making wise, beneficial investment decisions.The current real estate market, including potential challenges and how they can be transformed into opportunities.Investment options and strategies, understanding why both cash flow and appreciation matter in solidifying your investment portfolio.Personal growth and a resilient mindset are important in thriving in the real estate industry.And much more!Key moments:00:02:09: Challenges of Being a Broker and Investor00:06:46: Current Real Estate Market Trends00:10:41: Investing in Self-Storage and Mobile Home Parks00:12:53: Tools and Systems for Real Estate Investing00:15:01: The Power of Real Estate Appreciation00:16:34: Market Correction and Stability00:17:51: Lessons Learned in Real Estate00:19:36: Taking Risks and Recognizing Commonality00:20:32: Tips for Success in Real EstateAbout Maria Quattrone:Maria Quattrone, Founder/CEO of Maria Quattrone and Associates of RE/MAX @ HOME, is a leading real estate executive with over 30 years of sales and marketing experience in the Philadelphia area. In addition to her notable real estate career, Maria also works tirelessly as an investor, public speaker, visionary, podcast host, and successful entrepreneur.A Philadelphia native, Maria attended Temple University and later founded her company, Maria Quattrone & Associates in 2005. Along with her hand-picked team of veteran professionals, Maria strives to provide quality service that always puts the customer first unlike her competitors who are simply transactional in their approach. With that approach and the understanding that it takes an expert, Maria and her team create multiple avenues of communication based on not only netting sellers the highest value for their properties but also providing buyers with a life-changing experience they’ve only dreamed of. Drawing upon decades of experience and knowledge, their operating paradigm is powered by market-specific information, cutting-edge innovation, and an unrivaled client database. Find Maria on:LinkedIn: https://www.linkedin.com/in/mariaquattrone/ Instagram: https://www.instagram.com/soldbymq/Facebook: https://www.facebook.com/REMAXatHOME Youtube: https://www.youtube.com/@mariaquattrone3193 Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
36:4309/07/2023
205. From 0 - 70 Units in 2 Years Without JVs or Syndications with Kyle Root
Send us a textJoin Mike Cavaggioni with Kyle Root on the 205th episode of the Average Joe Finances Podcast. Kyle shares his secrets to scaling his portfolio from 0 to 70 units in just 2 years, all without the help of joint ventures or syndications. In this episode, you’ll learn:Potent strategies for real estate investing that promote steady portfolio expansion and healthy cash influx.Shifting your mental framework towards successfully tackling challenges faced in real estate investing.Impacts of employing technology and efficient procedures on enhancing real estate enterprise operations.Importance of continuous learning, guidance, and personal growth in paving a path to real estate success.And much more!Key moments:00:01:22 - Kyle's Background00:04:08 - Transition to Real Estate00:06:25 - House Hacking and BRRRR Strategy00:08:32 - Scaling with Hard Money00:10:34 - Adapting and Improving00:11:05 - Limited Traditional Financing,00:12:15 - Kyle's Creative Financing Strategy00:13:44 - Taking Action in Real Estate00:16:21 - Kyle's Team Structure00:18:09 - Dealing with Permitting Challenges00:20:29 - Overcoming Obstacles and Shifting Mindset00:25:21 - Overcoming Challenges and Finding Motivation00:27:10 - The Power of Failure00:27:55 - The Importance of Property Managers00:29:16 - Building Custom Software for Tracking00:37:42 - The Importance of Doing the Right Thing00:41:06 - The Value of Hard Work and Persistence,About Kyle Root:Kyle started buying real estate in 2020. He was able to go from 0-70 units in 2 years without using any type of syndication or joint ventures. At 26 he left his W2 job. Now, at 28, he continues to scale his real estate business and coach others to do the same with little money into it. His goal is to help others understand their full potential. This can be accomplished through many different ventures. For Kyle, it was real estate investing. While Kyle does enjoy talking about real estate most of all he enjoys talking about the importance of daily habits, discipline, overcoming obstacles, and building a life worth living!!Find Kyle on:Website: https://kylejroot.com/Instagram: https://instagram.com/kj_rootTikTok: https://tiktok.com/@kj_rootAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
43:3905/07/2023
204. Mikes Thoughts: Embracing Failure and Shifting Focus
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07:4704/07/2023
203. Travel Hacking and Building Wealth as a W-2 Employee with Shelly Blancq
Send us a textJoin Mike Cavaggioni with Shelly Blancq on the 203rd episode of the Average Joe Finances Podcast. Shelly shares how middle-class individuals can achieve free travel and financial goals through responsible credit card use.In this episode, you’ll learn:Acquire the knowledge to master personal finance for the purpose of funding your dream travels.How to optimize credit card rewards to secure accessible and exciting travel experiences.The importance of credit card responsibility to evade falling into a debt trap.Tips and tactics to excel in travel hacking and collect points effectively.The profound benefits of expanding your horizons through travelAnd much more!Key moments:00:00:52 - Shelley's Background and Financial Journey00:03:47 - Discovering Travel Hacking00:08:24 - Building Financial Security00:09:39 - The Next Steps in Travel Hacking00:14:23 - Player One and Player Two Strategy00:19:52 - Successful Travel Hacking Examples00:26:12 - Opening Multiple Credit Cards00:28:13 - Considerations for Real Estate and Mortgage00:29:02 - Paying Off Credit Card Balances00:33:48 - Additional Benefits of Travel Credit CardsAbout Shelly Blancq:From the theater classrooms of the University of Memphis to educational platforms sharing financial literacy, Shelly Blancq's narrative is as exciting as it is inspiring.In her adolescence, the economic downturn of 2008 led her to take the reins of her family's financial health, sparking an interest in personal finance. Little did she know it would soon turn into a resourceful instrument to embrace her passion—travel.Shelly cracked the code of leveraging credit card rewards to make traveling an easily attainable dream without compromising her financial wellness. Today, she encourages others to transform their aspirations into reality with the same practical knowledge.Find Shelly on:Website: https://www.travelmorepodcast.comInstagram: https://instagram.com/thetravelmores.Linkedin: https://www.linkedin.com/in/shelly-blancq-831195278/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
51:2002/07/2023
202. Accepting Responsibility for All Aspects of Your Life with Jerry Fetta
Send us a textJoin Mike Cavaggioni with Jerry Fetta on the 202nd episode of the Average Joe Finances Podcast. Jerry shares the key steps and strategies that will enable you to attain the desired outcome of complete financial independence. In this episode, you’ll learn:The journey towards financial freedom through education and responsibility.Exercising due diligence to maximize profits in private fund investing.The concept of real estate investment strategies and their ability to catapult your financial success.Valuable insights into the world of leveraging debt and credit to foster wealth.The steps needed to assemble a steady passive income flow through the utilization of hard assets.And much more!Key moments:00:01:38 - Jerry's Background00:03:14 - Rebuilding and Rebranding00:08:13 - Lessons Learned00:11:23 - Ignoring Red Flags00:12:53 - Volatility in Different Markets00:14:09 - Taking Responsibility and Avoiding Victim Mentality00:18:23 - Learning from Mistakes and Maintaining a Positive Mindset00:20:29 - Investing in Hard Assets and Turnkey Properties00:26:04 - Importance of Due Diligence and Inspections00:27:39 - The Risks of Waiving Inspections00:29:09 - The Benefits of Inspections and Risk Management00:30:10 - Protecting Your Assets and Liability Insurance00:35:06 - Importance of Building Knowledge and SavingAbout Jerry Fetta:Jerry Fetta Is the CEO and Founder of Wealth DynamX. He is a published author, successful entrepreneur, investor, and a nationally recognized financial expert featured in Forbes, Yahoo Finance, Fox, Chicago Weekly News, and New York Finance, earning endorsements and affiliations throughout his career with names like Grant Cardone, Dave Ramsey, and Pamela Yellen. Jerry’s mission in life is to help create millions of financially educated and solvent families achieving greater financial freedom and sharing the truth about money with those around them.Find Jerry on:Website: www.wealthdynamx.comFacebook: https://www.facebook.com/jerry.fettaInstagram: https://www.instagram.com/jerryfetta/LinkedIn: https://www.linkedin.com/in/jerry-fetta/Twitter: https://twitter.com/JerryFetta Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
37:4228/06/2023
201. Sustainable Coffee Company: Investing in Green Byproducts with Cole Shepard
Send us a textJoin Mike Cavaggioni with Cole Shephard on the 201st episode of the Average Joe Finances Podcast. Cole shares how the Legacy Group rose to $50 million of assets under management and the investment opportunity for high-net-worth investors in the private company space.In this episode, you’ll learn:The promising opportunities in international impact investing, with a focus on Latin America.How Green Coffee Company is revolutionizing sustainable farming and creating valuable byproducts.Legacy Group's proven investment approach is designed to benefit accredited investors.The value of experience and historical cycles to make sound investment decisions.And much more!Key moments:00:00:43 - Cole's Background00:04:40 - Green Coffee Company00:05:40 - Coffee Production and Land Acquisition00:11:13 - Legacy Group00:13:35 - Creating Talent in Colombia00:15:10 - Investment Offerings for Accredited Investors00:19:13 - Positive Social and Environmental Impact00:21:16 - Creating a Sustainable Ecosystem00:24:42 - Value of Byproducts00:26:38 - Importance of Corporate Responsibility00:28:10 - Importance of Experience00:29:59 - Tips for New Investors00:32:29 - Book Recommendation00:35:18 - Importance of Skin in the Game About Cole Shephard:Cole Shephard is the founding partner of the alternative investment firm, Legacy Group, and the founder and a board member at the Green Coffee Company, Colombia's largest coffee producer. As a PwC alum working in accounting, advisory, M&A, and consulting across the United States, Bermuda, Hong Kong, and Beijing.Cole is an expert in emerging markets and understanding the capital movements of high-net-worth investors. Cole is based in Medellin, Colombia.Find Cole on:Website: https://legacy-group.co/Instagram: https://www.instagram.com/legacygroupinvestments/LinkedIn: https://www.linkedin.com/in/cole-shephard-67b1a51a/?originalSubdomain=coYoutube: https://www.youtube.com/@legacygroup9109/videosAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
39:4525/06/2023
200. From a Scarcity to an Abundance Mindset with Leisa Peterson
Send us a textJoin Mike Cavaggioni with Leisa Peterson on the 200th episode of the Average Joe Finances Podcast. Leisa shares her journey from a scarcity to an abundance mindset, highlighting the power of mindfulness and investing in oneself.In this episode, you’ll learn:The insights on embracing mindfulness practices for a fulfilling and prosperous life.Understand the impact of self-investment on achieving long-term financial freedom.The benefits of semi-retirement and generating passive income for improved financial stability.Identify and overcome mental barriers and past traumas to clear the path to financial achievement.Utilize failure as a crucial element for moving towards financial aspirations.And much more!Key moments:00:01:31 - Leisa's Background00:07:12 - Mindset Shifts00:10:42 - Investing in Yourself00:12:25 - Self-Care00:14:58 - Reevaluating Your "Why"00:17:05 - The Freedom of Being Semi-Retired00:22:31 - Preparing for Life After Empty Nesting00:24:08 - Letting Go and Being Courageous00:25:27 - Exploring New Possibilities00:29:32 - Committing to Learning00:31:22 - Helping Visionaries00:33:35 - Thinking Big00:35:22 - Authority on Finances00:39:27 - Becoming More Confident About Leisa Peterson:Leisa Peterson is THE Mindful Millionaire Maker. She helps inspired business owners become game-changers in their field and achieve million-dollar breakthroughs. She does this using mindfulness strategies combined with business-building practices.Leisa’s a passive income specialist, “one-to-many” business coach, author of The Mindful Millionaire, and podcaster who inspires people worldwide to create a prosperous life.Noted in Forbes as one of 10 Women Driving Growth in Wealth Management and Investing, Leisa has appeared in The Wall Street Journal, FastCompany, The Week, and Huffington Post. She has been featured on many podcasts and radio shows.Find Leisa on:Website: https://www.wealthclinic.com/Instagram: https://www.instagram.com/leisapeterson/LinkedIn: https://www.linkedin.com/in/leisapeterson1/Facebook: https://www.facebook.com/leisa.peterson/Twitter: https://twitter.com/leislooskiLeisa’s Book: https://www.mindfulmillionairebook.com/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comShow Notes add on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
41:5721/06/2023
199. The Velocity of Money Mindset with Chris Giorgi
Send us a textJoin Mike Cavaggioni with Chris Giorgi on the 199th episode of the Average Joe Finances Podcast. Chris shares how adopting the velocity mindset can lead to successful investing and financial freedom. In this episode, you’ll learn:The unique challenges and opportunities of real estate investing while living abroad.The significance of assembling a trustworthy team for remote investing success.Gain insight on maintaining discipline and patience for long-term real estate investment growth.Uncover creative financing strategies to expand your property portfolio.Understand the role of education, networking, and a clear purpose in achieving investment objectives.And much more!About Chris Giorgi:Chris Giorgi is a former Army officer who transitioned from the Army in 2019 while stationed in Germany, where he still lives with his family and works for a US Defense Contracting company. He started saving/investing when he was 15 and used those funds to make most of the purchases in 2018-2020.After learning about the Velocity of Money concept, he has sold some of his less-performing properties and transitioned into potentially more lucrative syndication deals. He enjoys helping others to see the value in REI and looks forward to the day, hopefully in the near future, when he can walk away from his W2 and start living on his own terms.Find Chris on:LinkedIn: https://www.linkedin.com/in/christopher-giorgi/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
51:2218/06/2023
198. Real Estate Investing in the 2023 Market with Dani Beit-Or
Send us a textJoin Mike Cavaggioni with Dani Beit-Or on the 198th episode of the Average Joe Finances Podcast. Dani shares how he empowers both beginners and seasoned investors to optimize their real estate investment in today’s 2023 market.In this episode, you’ll learn:Most effective strategies for successful real estate investing in the current marketHow real estate investors mitigate risk in today’s environmentThe most important factors to consider when investing in real estateThe biggest challenges and opportunities for real estate investors right now?And much more!About Dani Beit-Or:Drawing upon 18 years of investing experience in US real estate, Dani leverages his expertise to facilitate financial growth for investors at all levels, from novices to seasoned professionals.Since 2004, he has collaborated with hundreds of investors on nearly 5,000 transactions, enabling them to cultivate robust property portfolios across a variety of US metropolitan markets.Dani's extensive experience during the 2008 market downturn catalyzed the refinement of his investment strategies and deepened his comprehension of the real estate landscape, knowledge which he imparts to others through his speaking engagements and educational programs.Find Dani on:Website: http://simplydoit.net/Youtube: https://www.youtube.com/simplydoit1 Facebook: https://www.facebook.com/reinvestingLinkedIn: https://www.linkedin.com/in/danib/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
47:5914/06/2023
197. Investing in Crypto the Smart Way with Eric McDonald
Send us a textJoin Mike Cavaggioni with Eric McDonald on the 197th episode of the Average Joe Finances Podcast. Eric shares the current global economic climate, underlined by an energy crisis, inflation, and market uncertainties, and explores why investors are turning to crypto as a potential safe haven. In this episode, you’ll learn:Why investors are getting exposure to crypto in these uncertain times.Cryptocurrency trading for beginners, and why and how to automatically trade crypto.Lessons for crypto leaders and investors from the collapse of the cryptocurrency exchange FTX.The future of cryptocurrency in 2023 and beyond.And so much more!About Eric McDonaldEric is the CEO and Board Chairman of CoinLion, a cryptocurrency auto trading platform that makes it super simple for anyone to invest in crypto.They have executed 530K+ trades worth $1B+ and made investors $4M+ in profit to date. Many people are interested in investing in cryptocurrencies, but they're afraid to do so because they don't fully understand the complex crypto market, or where to even begin.Eric is passionate about building outstanding teams that develop great products that are centered on the needs and wants of customers. He spent 19 years as the Founder and CEO of the urgent care software company DocuTAP (now Experity) before joining CoinLion.Eric led the business through explosive growth, multiple fundraising rounds (including with Warburg Pincus and Bessemer Venture Partners), several acquisitions, and a successful merger with its biggest competitor. That combined company was acquired again for $1B+ in 2019.Beyond CoinLion, Eric also sits on the boards of a few other innovative tech businesses, including Phraze.AI, Journey Tellr, and SideCar.Find Eric on:Website: https://www.coinlion.com/Facebook: https://www.facebook.com/CoinLion.official/LinkedIn: https://www.linkedin.com/in/ericatdocutap/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
40:0211/06/2023
196. Financially Educating the Service Industry with Barbara Sloan
Send us a textJoin Mike Cavaggioni with Barbara Sloan on the 196th episode of the Average Joe Finances Podcast. Barbara shares her tips and knowledge on managing the fluctuating income of the service industry and helps people in the service industry manage their finances better. In this episode, you’ll learn:How Service Industry Professionals are left out of wealth building.How people without access to employer-provided benefits can set up their own benefit systems. Scanning your environment for hazards that may be sabotaging your financial goals.Free and low-cost ways to work on an abundance mindset.And so much more!About Barbara Sloan:Barbara Sloan is the author of the book Tipped: The life-changing guide to financial freedom for Waitresses, bartenders, strippers, and all other service industry Professionals. A homeless teen, who danced for dollars, and definitely did not graduate from college. She is now a personal finance expert and money coach who spent two decades working in every imaginable position in the Service Industry nationwide.In addition to owning and running a badass women-owned Construction company in the heart of Manhattan, she helps Tipped workers achieve Financial Freedom as she did. She is passionate about all of the amazing aspects of Tipped work and passionate about all of the terrible aspects of Tipped work.Find Sloan on:Website: https://www.tippedfinance.com/ Instagram: https://www.instagram.com/tippedfinance/Twitter: https://twitter.com/tippedfinanceFacebook: https://www.facebook.com/profile.php?id=100072006440651 Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
51:3407/06/2023
195. Investing in Online Businesses with Kyle Kuderewski
Send us a textJoin Mike Cavaggioni with Kyle Kuderewski on the 195th episode of the Average Joe Finances Podcast. Kyle offers a unique look into online business investing through Webstreet. He shares valuable insights about the operators for Webstreet and how their industry expertise helps achieve positive returns.In this episode, you’ll learn:What is WebStreet and how does it work?Types of online businesses offered by WebStreetWhy online businesses are a great alternative asset class and how WebStreet provides access to itPortfolio Managers - how do we select them, the vetting process + what happensTimeline of investing to selling of business and why it is recommended to diversifyAnd so much more!About Kyle Kuderewski:Kyle is a dedicated Operations Manager at WebStreet, where he has utilized his engineering expertise and valuable experience in corporate America for several years.His transition into the vacation rental industry sparked a passion for generating passive income.During this exploration, Kyle came across Empire Flippers and their investing division, now known as WebStreet (formerly Empire Flippers Capital).He has been actively involved in various job roles such as engineering, marketing, legal, tax, and investor relations. Find Kyle on:Website: https://webstreet.co/LinkedIn: https://www.linkedin.com/in/kkuderew/Twitter: https://twitter.com/EFCap_KyleAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
36:3704/06/2023
194. Are Short Term Rentals in the Smokies Still Viable with Leslie Anne Morris
Send us a textJoin Mike Cavaggioni with Leslie Anne Morris on the 194th episode of the Average Joe Finances Podcast. Leslie Anne shares her expertise and strategies to motivate others and create a passive income in short-term rentals. In this episode, you’ll learn:Find the Who & Get Started in Real Estate Investing Current Environment in the Smoky Mountain Short-Term RentalsThe underwriting metrics of Passive Investing in Short Term RentalsWhy are there only 31% of women real estate investors and how can we change thisAnd so much more!About Leslie Anne Morris:Leslie Anne Morris began her Smoky Mountain investing journey while earning her MBA at the University of Southern California and working in Los Angeles as a commercial banker. For over twenty years, Leslie helped high-profile clients like SpaceX and closed a $50 million private equity deal. She applies the same underwriting strategy to building her growing real estate portfolio.From the minute she closed on her first investment cabin in 2019, she knew she had made the right choice. The cash flow allowed her to rapidly scale her portfolio to double digits and a value of $7 million in less than three years. Besides that, Leslie fell in love with Tennessee and moved there in 2020. She quickly founded two sister companies; a property acquisition company, Invest in the Smoky Mountains, and Josh’s Cabins Management, a full-service property management company. Her one-stop shop allows out-of-state investors an opportunity to create passive income by offering concierge-style service to guests without the hassle of self-management. She travels extensively throughout the United States as a highly sought-after motivational speaker focusing on the incredibly lucrative short-term rental asset class. Recognizing the lack of women real estate investors, Leslie has made it her mission to be a driving force to empower women to begin real estate investing. She aims to empower 1,000 women to become millionaires by investing in short-term rentals. She has been featured on ABC, NBC, Fox, and CBS networks. In addition, she is a popular guest on highly-rated real estate podcasts and most recently was highlighted by the Tennessee Department of Tourism Board. Find Leslie on:Website: https://leslieannemorris.com/Instagram: https://www.instagram.com/leslie.anne.morris/Facebook: https://www.facebook.com/leslieannemorristn/LinkedIn: https://www.linkedin.com/in/leslieannemorris/Tiktok: https://www.tiktok.com/@leslieannemorris Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaSupport the show
41:3431/05/2023
193. How Franchising Can Jumpstart Your Entrepreneurial Journey with Jon Ostenson
Send us a textJoin Mike Cavaggioni with Jon Ostenson on the 193rd episode of the Average Joe Finances Podcast. Jon shares his knowledge and thoughts on utilizing a franchise in various ways: as a career choice, a business venture, a part-time endeavor, or a financial investment.In this episode, you’ll learn:Why franchising is often a better path to business ownership vs. startups and acquisitions.The many areas of franchise opportunity outside of food and lodging.The financials of franchising: cost, revenue, and profit potential.Why real estate investors are a great fit for franchising, and how these investors can select the right franchiseAnd so much more!About Jon Ostenson:Jon is a top 1% national franchise broker, investor, author, and international speaker specializing in the area he has coined as ‘Non-Food Franchising’. Having served as the President of an Inc. 500 franchise system and now as a multi-brand franchisee, himself, Jon is uniquely positioned to educate others on franchising and franchise selection.Jon serves as CEO of FranBridge Consulting and has helped thousands of entrepreneurs and investors explore business ownership and investment opportunities.Jon is the author of the book “Non-Food Franchising’’ and is a frequent contributor and thought leader for publications on franchising and franchise investments. Before FranBridge, Jon was the President of ShelfGenie, a national franchise system with 200+ locations.Find Justin on:Website: https://franbridgeconsulting.com/LinkedIn: https://www.linkedin.com/in/jonostenson/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
29:4828/05/2023
192. Breaking Down the Barriers For Multifamily with Justin Moy
Send us a textJoin Mike Cavaggioni with Justin Moy on the 192nd episode of the Average Joe Finances Podcast. Justin shares his experience and expertise in building wealth through apartment syndications and helping investors invest passively in this sought-after asset class.In this episode, you’ll learn:Tax advantages of investing in real estateWhy can't people rely on traditional retirement accounts anymore?Passive ways of investing in real estateThe most significant risks in investing in real estate or a syndicationAnd so much more!About Justin Moy:Justin has been in real estate as a career in his entire professional life. He started out selling single-family homes in the 3rd most competitive market in the country and was able to become a top producer within his 2nd year at the largest firm in the area.Through that experience, Justin realized there was a difference between being rich and being wealthy. He started to look for ways to turn my high transactional income into long-term wealth so I could start to buy back my time.When he learned about apartment syndications, everything clicked for him. It provided a significantly quicker time to large financial returns than investing in SFHs, it provided a truly passive form of real estate investing, and it provided the ability to leverage the knowledge and time of industry experts.After Justin discovered this niche in passive real estate investing,he dove in with both feet, now doing everything he can to spread the word about this investing type because he truly believes if all career-driven professionals understood it and knew about it, there isn’t anyone who wouldn’t participate.Find Justin on:Website: https://thedefinitiveguidebook.com LinkedIn: https://www.linkedin.com/in/passive-realestate-investing/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
41:2724/05/2023
191. Passive Alternative Investments for the Average Joe with Patrick Grimes
Send us a textJoin Mike Cavaggioni with Patrick Grimes on the 191st episode of the Average Joe Finances Podcast. Patrick shares how to truly diversify your real estate investments with non-correlated assets, and partner up for effective scaling. In this episode, you’ll learn:Understand the importance of diversifying real estate investments and integrating non-correlated assets for risk reduction.Gain insights into the advantages of forming partnerships in real estate investing to maximize growth.Uncover the key role education and networking play in enhancing personal finance knowledge.Embrace the process of taking action and starting small to excel in personal finance management.And so much more!About Patrick Grimes:Patrick has fifteen years of experience in active real estate investment: purchasing distressed assets, renovating, and stabilizing for long-term cash flow. His portfolio includes controlling ownership over 4000 units in emerging markets across Texas and the South Eastern United States.In addition to his real estate experience, Patrick holds a Bachelor of Science in Mechanical Engineering from the University of the Pacific, and a Master of Business Administration and a Master of Science in Engineering from San Jose State University. He has spent 15 years in corporate America working for machine design firms to concept, design, and build one-of-a-kind custom manufacturing automation and robotic systems. In addition to working closely with the technical engineering teams, he travels globally to negotiate contracts and secure multi-million dollar investments for automation programs. He has leveraged his corporate experience and real estate knowledge to help pave the way for future success.Find Patrick on:Website: https://investonmainstreet.com/LinkedIn: https://www.linkedin.com/in/patricksgrimes/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
42:2421/05/2023
190. Make Your Money Matter with Brad Barrett
Send us a textJoin Mike Cavaggioni with Brad Barrett on the 190th episode of the Average Joe Finances Podcast. Brad shares the objective numbers when it comes to achieving financial independence before traditional retirement.In this episode, you’ll learn:What do most people get wrong about moneyHow Money plays on our emotions and investing2023 Investing ThemesHow does somebody make their money matter?And so much more!About Brad Barrett:Brad Barrett is a Managing Director and Partner at One Capital Management, LLC, a private wealth advisory firm managing $5 Billion in Assets. With nearly 20 years of experience in the financial services industry, he is passionate about finding new ways to educate investors.Having the heart of a teacher, he shares his knowledge and experience through his weekly YouTube, Podcast, and Radio Show, “Make Your Money Matter”. His show aims to change the way people think about financial advice, so they can make better decisions with their money.A sought-after public speaker, Brad has educated thousands of people planning for financial freedom across the country. His book, Retire Right, hit the shelves in 2021 and serves as a guideline for aligning goals and objectives when it comes to investment and financial planning.Find Brad on:Website: www.onecapital.comInstagram: https://www.instagram.com/makeyourmoneymatterYouTube: https://www.youtube.com/@makeyourmoneymatter Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
39:0717/05/2023
189. Alleviating the 1031 Exchange Time Crunch with Alex Olson
Send us a textJoin Mike Cavaggioni with Alex Olson on the 189th episode of the Average Joe Finances Podcast. Alex shares how he was able to help clients identify and close real estate transactions in the Kansas City market through the 1031 exchange processIn this episode, you’ll learn:The benefits of 1031 exchangesThe importance of education when it comes to 1031 exchanges Current real estate market sediments and what you need to know before investingWhy 1031 exchange is less market dependent and its benefitsPreparation criteria that Alex looks for before helping a client start the 1031 process And so much more!About Alex Olson:Alex is an established commercial real estate agent who assists buyers in navigating multifamily property investments throughout Kansas and Missouri. Alex has a breadth of knowledge in acquiring and managing commercial real estate as an investor himself. With an extensive portfolio and over 15 years of experience, he has built a system to ensure buyers succeed; the Buyer Representation Success System (BRSS). He insightfully serves his clients by identifying opportunities and maximizing value in the disposition. In 2021 alone, Alex completed over 30 transactions in the multifamily and NNN (triple net lease) investment space resulting in over $40 million sold.As an expert in the complex subject of 1031 Exchange, Alex has been a highly sought-after podcast guest across the country. He effortlessly explains how (in-state and out-of-state) investors can maximize their 1031 exchange transactions and avoid capital gains taxes through identifying cash-flowing deals, developing a trusted team, and ensuring that their 1031 exchange money is secure. Alex has built a solid reputation by going above and beyond for his clients. He takes the time to understand their real estate goals and develop strategies for the greatest return.Find Alex on:Website: https://xchangecre.com/LinkedIn: https://www.linkedin.com/in/aolson/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
36:0914/05/2023
188. Building a Multifamily Portfolio on Active Duty with Jonathan New
Send us a textJoin Mike Cavaggioni with Jonathan New on the 188th episode of the Average Joe Finances Podcast. Jonathan shares about accomplishing big goals through teamwork, scaling up from single-family to $100m+ AUM of multi-family, and life balance/stress management.In this episode, you’ll learn:Finding your work-life balance while investing in multi-familyTechnicalities of Property management, in-house and outHow to determine the perfect roles for each team memberHow to find the right deal for your businessAnd so much more!About Jonathan New:Jonathan, originally from Anniston, AL, graduated from Auburn University in 2004 with a degree in Psychology and received his commission as an Ensign in the US Navy. During his 17 years of Naval service, he also earned his Master of Science in Defense Analysis from the Naval Postgraduate School in Monterey, CA.During his Navy career, he has had the privilege to lead a department of 226 Sailors while managing an annual budget of $6.5M. In 2007, Jonathan bought his first house while stationed in Jacksonville, FL. He rented this house while stationed in Japan, Hawaii, San Diego, Monterey, Rhode Island, Washington DC, and Virginia.20.06M of investor capital to actively acquire real estate in the Hampton Roads, VA area, accomplishing 13 single family flips, developing 21 single family rentals, closing seven multi-family syndications of 396 units total, including a 104-unit acquisition with Phil Capron, and overseeing $8.43M in renovations in both residential and commercial real estate. As of March 2022, Jonathan’s total portfolio accounts for $61.8M AUM.Jonathan is a two-time guest on Anthony Pinto’s “The Lessons in Real Estate Show,” Active Duty Passive Income’s podcast, a founding member of Alex Breshear’s Private Lending Lessons Group, a frequent presenter in ThInk’s local investor meetups, and is a mentor to several budding entrepreneurs estate, he has added 8 commercial cash-flowing properties to his portfolio. Find Jonathan on:Website: www.fwcinvestments.comFacebook: https://www.facebook.com/FWCInvestments/Instagram: https://www.instagram.com/fwcinvestments/Youtube: https://www.youtube.com/channel/UC3HcDQEEuKsS6GsibsinDDALinkedIn:https://www.linkedin.com/company/fair-winds-capital-investments/ https://www.linkedin.com/in/jonathan-new-6800471b5/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
36:5710/05/2023
187. Out of State Investing and Commercial BRRRRs with CJ Calio
Send us a textJoin Mike Cavaggioni with CJ Calio on the 187th episode of the Average Joe Finances Podcast. CJ shares his journey from residential to commercial properties and the mental and emotional challenges he faced to become a full-time investor.In this episode, you’ll learn:Leveraging your portfolio using the different strategiesThe importance of mentorship in achieving financial success through real estateThe essential in building trust and successful partnershipsHow to expand comfort zones to be successfulAnd so much more!About CJ Calio:C.J. is an out-of-state investor specializing in cashflow and the buy-and-hold strategy. One of the tools he has used over the years to grow his portfolio to over 90 doors is the BRRRR method.He has now taken the experience and knowledge of doing the BRRRR in residential and carried it into commercial real estate. Since jumping into commercial real estate, he has added 8 commercial cash-flowing properties to his portfolio. Find CJ on:Website: https://wnnproperties.com/Facebook: https://www.facebook.com/wnnpropertiesInstagram: https://www.instagram.com/wnnproperties/Youtube: https://www.youtube.com/channel/UC4JunvMppOQqzpmtr0ZseagAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
47:0907/05/2023
186. Building Wealth Using Different Real Estate Strategies with Kyle Healy
Send us a textJoin Mike Cavaggioni with Kyle Healy on the 186th episode of the Average Joe Finances Podcast. Kyle shares his expertise in utilizing various real estate approaches to generate wealth.In this episode, you’ll learn:Knowing your "Why" and how its pivotal to making strong financial decisionsAutomating your journey to saving and investingTaking daily consistent action to better your lifeThe role of accountability partners in investingAnd so much more!About Kyle Healy:Kyle Healy created Creating Generational Fire to be able to help people secure a better financial future for themselves and their families. His go-to investing vehicle is real estate and broad based index funds. He started investing in real estate in 2020 and has since grown the portfolio to 18 units, while working a full time job and raising a family.Find Kyle on:Website: https://www.creatinggenerationalfire.com/ Instagram: https://www.instagram.com/creatinggenerationalfire/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
36:1403/05/2023
185. Protecting Your Wealth with a Deferred Sales Trust with Brett Swarts
Send us a textJoin Mike Cavaggioni with Brett Swarts on the 185th episode of the Average Joe Finances Podcast. Bret shares his passion about educating high net worth individuals in capital gains tax deferral with a Deferred Sales Trust.In this episode, you’ll learn:•Deferring capital gains tax on the sale of a business or primary home•Escaping hostage to 1031 exchange or rescue a failed 1031 exchange•How to grow CRE Syndication Business using Deferred Sales Trust•Building a tax-deferred wealth plan•And much more!About Brett Swarts:Brett Swarts is considered one of the most well-rounded Capital Gains Tax Deferral Experts and informative speakers in the U.S. He is the Founder of Capital Gains Tax Solutions, is an exclusive Deferred Sales Trust Trustee, host of the Capital Gains Tax Solutions podcast and an eXp Commercial Multifamily Broker in Sacramento, CA and Saint Augustine, FL.His Millionaire Clients are challenged to create and develop a tax-deferred transformational exit wealth plan using The Deferred Sales Trust so they can create and preserve more wealth. Each year, he equips hundreds of Millionaires to break out of capital gains tax jail. He also equips CRE Syndicators & other business professionals with the DST tool to help their high-net-worth clients break out too.His experience includes numerous Deferred Sales Trusts, Delaware Statutory Trusts, 1031 exchanges and $500,000,000 in closed commercial real estate brokerage and Deferred Sales Trust transactions. He’s an active commercial real estate broker and investor with brokerage experience and ownership in multifamily, senior housing, retail, medical office, and mixed-use properties. He is a licensed California Real Estate Broker who has held series 22 and 63 licenses. Brett was formerly an associate at one of the largest CRE Brokerage firms in the country (Marcus & Millichap), is also a Multifamily Broker with eXp Commercial. Brett lives in Sacramento, California, with his wife, Melanie and their 5 children. Find Brett on:Website: www.capitalgainstaxsolutions.comFacebook: https://www.facebook.com/capitalgainstaxsolutions/Youtube: https://www.youtube.com/channel/UCAykQNmIWZ0KARBeVWcQxUAInstagram: https://www.instagram.com/deferredsalestrust/LinkedIn: https://www.linkedin.com/in/brett-swarts/Twitter: https://twitter.com/1031optionBigger Pockets: https://www.biggerpockets.com/users/BrettSwartsAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinSupport the show
44:3030/04/2023
184. Breaking Into the Multifamily Space with Nic Cooper and Andrew Jarrett
Send us a textJoin Mike Cavaggioni with Andrew Jarrett and Nic Cooper on the 184th episode of the Average Joe Finances Podcast. Andrew and Nic share their strategies and expertise on entering the multifamily space.In this episode, you’ll learn:Strategies for sourcing dealsThe difference between self-management and third-party management.How to find the right business partnerThe advantages of syndicationAnd much more!About Andrew Jarrett:Andrew Jarrett is a native of Western New York, where he was part of numerous profitable redevelopment opportunities on single family homes. He founded a property management company which managed single family and multifamily units. He sold the company and shifted his focus to the acquisition of smaller multifamily and single family investment properties in Western New York.Andrew currently holds several hundred rental units in this market with in-place management and maintenance teams. Andrew is also a #1 Bestselling author and the host of “The Passive Road to Retirement” podcast. He scaled his investments to the acquisition of large Multifamily apartment complexes. In the past two years he has gone “full cycle” on several hundred units, located in Florida and Georgia. About Nic Cooper:Nic Cooper saw the power of cash-flowing assets with his single-family rentals but was ready to scale. He sold his remaining single-family rentals in San Diego and got his wife, Jamie on board to reinvest in real-estate on a larger scale. Together they purchased a 24 unit apartment complex in Ohio to create passive income.Nic brings a pilot’s precision and analytical mind to multifamily real estate with over 22 years as a military helicopter pilot. At present Nic owns 172 units in TX, AL, OH and VA with $11.3MM assets under management.Find Andrew on:Website: https://www.jarrettcapital.comInstagram: https://www.instagram.com/andrewjarrett_/Facebook: https://www.facebook.com/andy.jarrett.12LinkedIn: https://www.linkedin.com/in/andrewjarrettYoutube: https://www.youtube.com/@passiveroadtoretirementFind Nic on:Website: https://www.hudsonbluemf.comFacebook: https://www.facebook.com/nic.cooper.58LinkedIn: https://www.linkedin.com/in/nic-cooper-abaab057Instagram: https://www.instagram.com/hudsonbluemfAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
38:3326/04/2023
183. Teaching Others to Start a Short Term Rental Business with Michael Elefante
Send us a textJoin Mike Cavaggioni with Michael Elefante on the 183rd episode of the Average Joe Finances Podcast. Michael shares how a short-term rental can help you achieve financial freedom.In this episode, you’ll learn:What is a short term rentalWhy Airbnb is the travel of the futureHow much work is entailed with rental arbitrage for AirbnbHow Michael got started in Social MediaAnd much more!About Michael Elefante:Michael is a real estate investor, content creator, and entrepreneur. He and his wife became financially free at 27, just one year after investing in short-term rentals. Just 2.5 years later, they’ve scaled to six short-term rentals that generate over $80k per month and $40-50k cash flow per month. Michael is an avid online educator and sells a variety of resources to help others jumpstart their journey to financial freedom.He is the founder of Airbnb Investor Academy, which launched in April 2021, and has generated nearly $1M in course and coaching sales in the first 16 months. Once Michael and his wife became financially free, they quit their 9-5 jobs and traveled in a camper van for 12 months, before settling down on Lake Keowee, SC.Michael has participated in numerous podcasts, webinars, and in-person speaking events over the past two years. He has around 1M followers across Tik Tok, Instagram, and YouTube. His niche is short-term rentals and finding ways to achieve financial freedom. Michael preaches that anyone, regardless of age or current position in life, can achieve financial freedom in the next 1-2 years.Find Michael on:Website: https://bnbinvestoracademy.comYoutube: https://www.youtube.com/c/MichaelElefanteTiktok: https://www.tiktok.com/@melefante6Instagram: https://www.instagram.com/melefante6/LinkedIn: https://www.linkedin.com/in/michael-elefante-40111ba3/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
42:0323/04/2023
182. Accelerated Banking to Fast Track Your Retirement with David Bruce
Send us a textJoin Mike Cavaggioni with David Bruce on the 182nd episode of the Average Joe Finances Podcast. David shares some secrets in banking strategy to help you pay off your mortgage fast.In this episode, you’ll learn:What banks are secretly doing to keep you stuck in your mortgageHow to pay off your mortgage in 5-7 Years without refinancing, hurting your credit, or paying extra into your existing mortgage.Real estate investing as a personal wealth growth strategy. And much more!About David Bruce:David is a Director at Accelerated Banking, a program that helps homeowners pay off their mortgages faster so they can achieve their financial goals sooner.Thousands of homeowners have used the program to pay down their mortgages in under seven years, save up to 70% on mortgage interest, and fast-track their retirement.He is also the Co-author of Break Free From Your Mortgage: The Secret Banking Strategy To Help You Pay Off Your Mortgage Fast, which reveals mortgage traps that have prevented millions of homeowners from accumulating wealth and achieving financial freedom.The book has sold thousands of copies and has been featured on leading media outlets, including FOX News, Business Insider, CBS, and Money.David has 28+ years of expertise in the mortgage business and has owned four mortgage companies over the course of his career.He became excited about assisting millions of homeowners become mortgage free after learning about the accelerated banking strategy in 2006 when an Australian bank introduced the program to the US.Find David on:Website: https://acceleratedbanking.com/home48912905 LinkedIn: https://www.linkedin.com/in/david-bruce-a914a084/Youtube: https://www.youtube.com/@acceleratedbanking9585/ David’s Book: https://www.amazon.com/Break-Free-Your-Mortgage-Strategy/dp/1087973627 Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
47:3519/04/2023
181. Using Real Estate to Adventure Around the World with Sarah Weaver
Send us a textJoin Mike Cavaggioni with Sarah Weaver on the 181st episode of the Average Joe Finances Podcast. Sarah shares how she built her real estate portfolio as she traveled the world.In this episode, you’ll learn:How to invest out-of-stateMedium-term rentals Being a full-time digital nomad and entrepreneurThe advantages of working remotelyAnd much more!About Sarah Weaver:Sarah Weaver is an author, speaker, coach, real estate investor, and business owner. Sarah runs three businesses that serve both real estate investors and real estate agents. She travels the country coaching real estate agents and hosting intimate retreats for investors. Talk about a dream life.Invested Adventures hosts epic events for real estate investors all over the world. Sarah is taking 18 investors to hike Patagonia in 2023. Arya Design Services helps investors analyze, furnish and launch their furnished rentals nationwide. The Sarah Weaver Mentorship Program serves investors looking to grow their portfolios no matter where they live. Sarah owns 19 units in four states. This includes nine furnished rentals—all of which she self-manages from afar. Did we mention that Sarah is always traveling? She has traveled to 44 countries on six continents and has been fully nomadic since January 2019. Find Sarah on:Website: www.sarahdweaver.comInstagram: https://www.instagram.com/sarahdweaver/LinkedIn: https://www.linkedin.com/in/sarahdweaverFacebook: https://www.facebook.com/sarahdweaverpageAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
47:4916/04/2023
180. Massive Success Investing in Short Term Rentals with Jason Griggs
Send us a textJoin Mike Cavaggioni with Jason Griggs on the 180th episode of the Average Joe Finances Podcast. Jason shares how he got his huge success Investing in Short Term Rentals.In this episode, you’ll learn:Airbnbs vs. traditional rentalsThe problems you'll face, and how to get started investing in Short Term RentalsDifferent laws surrounding licensingThe importance of having good insuranceAnd much more!About Jason Griggs:Jason Griggs moved from New York City to Las Vegas in June 2011, which proved to be one of the best decisions of his life.It was here where Jason got his passion for real estate ignited, and started his journey to becoming one of the most successful realtors in the city. He has sold over 20 million dollars worth of properties and built his own real estate investment portfolio.Slowly, he turned his investments into short-term rental properties and found tremendous success. Now, he personally owns 18 short-term rental real estate properties and personally runs 8 of them with little to no effort.Find Jason on:Websites:https://winwithairbnb.com/https://griggsuniversity.com/Instagram: https://instagram.com/JgriggsrealestateFacebook: https://www.facebook.com/JGRIGGSREALESTATE Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
42:1812/04/2023
179. Land Banking For Huge Returns with Brad Warren
Send us a textJoin Mike Cavaggioni with Brad Warren on the 179th episode of the Average Joe Finances Podcast. Brad shares how to build generational and legacy wealth by investing in land.In this episode, you’ll learn:The definition of land banking and how to get startedWhy investors should consider investing in landThe minimum investment, hold period and cost of land bankingLand banking’s exit strategy and Return On InvestmentAnd so much more!About Brad Warren:Brad Warren was a national and international speaker, author, seminar leader, and business coach. He traveled to 19 foreign countries and 27 of the United States over the last 40 years, teaching a wide range of business courses, including time management, communication skills, lead generation, and negotiation skills.He's also coached over 500+ business owners on goal setting and accomplishment, business planning and implementation, and how to be more effective and productive. He is the 2014 recipient of the Bay East Association of Realtors Affiliate of the Year award and the author of Just Sold! The Real Estate Professionals Guide to Selling More in Less Time. He’s spoken at the National Association of Realtors 2016 and 2017 Annual Conventions on Time Block Your Way to Success with Less Stress! and he’s also certified to teach The ONE Thing, based on the national best-seller of the same name by Gary Keller and Jay Papasan. After 40+ years as a business coach, speaker, and trainer, Brad transitioned to a new career as a land banking consultant, helping patient investors build generational wealth by investing in land. Find Brad on:LinkedIn: https://www.linkedin.com/in/bradleykwarren/Email: [email protected] Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
51:3609/04/2023
178. How Faceless YouTube Channels Can Make Serious Money with Caleb Boxx
Send us a textJoin Mike Cavaggioni with Caleb Boxx on the 178th episode of the Average Joe Finances Podcast. Caleb shares how one can create passive income by automating their YouTube channel, without ever having to show their face or make a video.In this episode, you’ll learn:How entrepreneurs can use YouTube as supplemental income.How to utilize social media and your following to turn them into your ideal audienceWhat content sells & how to predict changes in YouTube and social mediaHow does Gen-Z see entrepreneurship and how can you reach themAnd so much more!About Caleb Boxx:Caleb Boxx is a founder of YouTube Automation, a business model that allows people to automate their YouTube channels creating passive income without ever having to show their face or making videos.Caleb Boxx has built the number one YouTube Automation agency service helping others create YouTube Automation channels like himself to potentially produce 6-figures a year. Some clients of Caleb Boxx and his agency have produced $100,000+ in a single month from just ONE YouTube channel with his team of over 200+ people! Caleb Boxx has worked with some of the biggest YouTube stars with 10 million subscribers.Today his team is helping everyday people and clients that just want to diversify their money into an income producing vehicle like YouTube Automation where his team runs everything for them, buying them freedom and time. Find Caleb on:Website: https://www.calebboxx.com/Facebook: https://www.facebook.com/calebboxxofficial/Instagram: https://www.instagram.com/calebboxxTwitter: https://twitter.com/calebboxxYoutube: https://www.youtube.com/@CalebBoxxMediaTiktok: https://www.tiktok.com/@calebboxxofficialAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save 10% on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show
34:3005/04/2023