On this week’s Hanson McClain’s Money Matters: We talk to a caller about Social Security and Medicare. Then, we take a call about what to do with an old stock certificate. Lastly, Scott and Pat discuss the importance of working with an advisor that follows the fiduciary standard. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a discussion about Scott’s new book, Personal Decision Points. Next, we take a call about capital gains and charitable remainder trusts. Lastly, Scott and Pat talk to someone nearing the maturation date of a CD, who is wondering if they should buy another one, or invest elsewhere else. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a discussion about creating a positive attitude as you approach retirement. Next, we take a call about inherited assets, followed by a question about the most tax-effective way to save money for the future. Lastly, Scott and Pat talk about hedge funds, before concluding with a discussion about pending changes to the fiduciary standard. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about what to do with funds received from RMDs. Next, we take a question about making sure one is properly saving for retirement. Then, a question about mutual funds. Lastly, we talk to Hanson McClain’s Chief Investment Officer, David Schauer, about the first quarter in the markets. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about the cost of working with an advisor. Next, we take a question about whether to terminate or ride out a variable life insurance policy. Lastly, a question about automatic rebalancing on a 401k that’s still with a previous employer. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about how to determine which retirement accounts to withdraw from first. Next, we take an interesting question about working with an investment advisor. Lastly, an inquiry about investing liquid assets in retirement. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about preparing for retirement when self employed. Next, we take a question from teacher looking for investment guidance ahead of retirement. Lastly, a question from a state worker asking about buying back service credit Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about what it means to be properly diversified. Next, we take a question from a widow looking to retire and still contribute to her IRA. Lastly, a question about “means testing” Social Security from a retired state worker that actually had to go back to work. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about how receiving a state pension affects Social Security income. Next, we take a question from a caller asking the best way to help his children start saving for retirement once they graduate from college. Lastly, a question about Live Abundant indexed annuities.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with Scott and Pat advising a man with a “structured cash flow” plan that promised unrealistic returns. Next, we take a question from a caller asking about a market index annuity sold by his bank. Lastly, a question about a flexible 401k plan.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a question about the dangers of Variable Universal Life insurance as an investment option. Next, we take a call about investment options for an elderly person that just came into a large amount of money. Lastly, a question from someone asking about buying an annuity for their 90-year old mother as a way to pay for long-term care.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for over 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: The episode begins with a caller inquiring about the best places to invest funds from RMDs. Next, we take a call about single life versus survivor insurance options on a pension. Lastly, we answer a question about setting up a Roth IRA.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Hanson McClain’s Money Matters: Scott and Pat welcome new listeners in the Los Angeles (KEIB), San Diego (KOGO) and Denver (KOA) markets! The episode begins with a discussion about the recent volatility in the financial markets. We then field a call regarding fixed annuities from a relative of a person with Alzheimer’s. Next, we take a call about rolling over assets from a traditional 401K into a Roth near retirement in a bear market. Lastly, we take a call from someone seeking to know if they are financially ready to retire this year.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: Scott and Pat welcome new listeners in Los Angeles (KEIB), San Diego (KOGO) and Denver (KOA)! The episode begins with a discussion about recent market volatility. We then field a call about accelerating retirement investments by age 67. Next, we take a call about the best time to roll over an old ESOP plan. Lastly, we take a call about how much a person should save outside a public-sector employee pension.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: We welcome new listeners in Los Angeles (KEIB), San Diego (KOGO) and Denver (KOA)! The episode begins with a couple asking Scott and Pat how to prepare for a retirement that seems to be approaching too fast. Then we receive a call about whether it’s better to let the state or a financial advisor manage one’s 457, which leads to a discussion about how to check the quality of your financial advisor. Lastly, a call about the benefits of paying off the mortgage before retirement.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a call about what kinds of returns should be expected from one’s investments. Then they take a call about RMDs, followed by a discussion on Net Unrealized Appreciation. Next, a call about whether to use extra money to pay off a rental property, or invest. Then, a call about setting up a 529 for a grandchild. Lastly, a call about investing in an immediate annuity.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a call about REITs and whether or not they are good investments. Then they take a call about setting up a mutual fund for a grandchild, followed by a question about longevity insurance. Lastly, a call asking about options to pay for a child’s college education.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a discussion about larger brokerage firms and how their advisors are compensated. Then Pat and Scott take a call about preparing for retirement in the next 5 years, and how it’s changed, followed by a question asking if a person should take a 401k loan to pay off their credit card debt. Lastly, a call asking if income from a rental property needs to be claimed on a tax return.    Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with Scott’s and Pat’s tales of car trouble, followed by a short discussion on the dangers of investing in gold. Then they take a call about the problem of underfunded life insurance, followed by a question about contributing to a Roth 401k vs a traditional 401k. Lastly, a call about an elderly mother who was sold an annuity when she wanted a bank CD.    Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a call about utility pensions. We then field a question about a CalPERS pension. Next, an inquiry from someone who is starting over financially, and wants to know where to begin. Lastly, we take a call from a federal employee planning to retire in 8 years.    Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a one-of-a-kind call about indexed annuities. We then field a question about a new approach to taking social security. Next, an inquiry from someone who is nervous about market volatility and is worried about her IRA.   Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a discussion about market fluctuations. We then take a call about the new social security changes. Next, a call from a teacher about their 403B and other investments. Lastly, we have a caller wondering if actively managed accounts are worth the cost. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a discussion about the sudden changes to Social Security, and the launch of the president’s “myRA” savings program. We then take a call about the various options for life insurance. Lastly, we have a caller wondering how to recover from getting a late start with preparing for retirement. Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: The episode begins with a discussion about Initial Public Offerings (IPOs) and company valuations. We then take a call about life insurance misperceptions, and then follow that up with a question about receiving retirement money from a former marriage. Lastly, we talk about the dangers of non-traded REITs.  Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

On this week’s Money Matters: Happy Halloween! We start this episode with a call about planning for a retirement that’s still 30 years into the future! Then, we take a call about “market corrections.” and follow that up with a question about investment diversification. Lastly, we debate which assets you should hold inside, and which assets you should keep outside your retirement plan.  Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: how to invest extra money from a savings account during retirement, followed by a question about the advantages of using one versus multiple advisors. Next, a question about asset allocation, along with a great call about traded versus non-traded REITs.  Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: discussions on the dangers of annuities and also how to be check the quality of your broker. Then, a call about the best life insurance and trust options with a special needs child. Lastly, a call about using an annuity in retirement.   Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a question about investing the lump sum of money from a home sale to use as a nest egg. Then, a question from a caller wanting to know if they have enough money to ever retire, and lastly, a question about Social Security.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: profit sharing programs and 401Ks, then, a question about ETFs versus separately managed accounts. Lastly a caller asks how to best manage $120,000 that he won at a casino.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a caller from San Francisco wanting to know if they should continue to rent, or buy a home. Next, Scott and Pat talk to a recently retired person from the state asking where they should withdraw from first in retirement. Lastly, a caller wanting to know the best allocation for their recently widowed mother’s assets.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: can one roll an annuity to an IRA when on disability? Then, a call from a 27 year old wanting to know the best strategies for saving for retirement, and lastly, Scott and Pat take a call regarding home debt.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: ways to save money for a grandchild, then, a call about helping a parent transitioning into retirement. Next, we take a call about the market volatility, and lastly a question about 401Ks. Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a call about a taking pension in lump sum vs. payments, then, a call about financing a home vs. renting and saving up cash to buy later at retirement. Lastly, a call about social security eligibility from a previous marriage.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a call about what to do with an inherited 401k. Then, two calls about investing in gold and precious metals, followed by a question about refinancing a rental house. Finally, a call about RMDs from 457s and IRAs, and a discussion about net unrealized appreciation.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a discussion about the market volatility, followed by a call about living trusts, then a call and discussion about the best time to retire, and how much to withdraw from a 401k. Lastly, Scott and Pat take a call about what to do with an actively managed mutual fund in today’s market conditions.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a call about the best to manage taxes on IRAs when converting to a Roth IRA, a call about setting up for success in life and investing from a college student, as well as a question about using an immediate annuity vs. other investing options for someone in their 80s.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: a discussion about the dangers of using life insurance as an investment, a call about non traded REITs vs traded REITs, followed by a question about risk tolerances and risky trades. Also, a discussion about emerging market funds as investments, and Puerto Rico’s default troubles. Lastly, Scott and Pat answer a question about converting an IRA to a Roth IRA. Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: A call about qualified longevity annuity contracts, followed by a question on universal life insurance. Also, a call about rolling a 401K over to an annuity and, lastly, Scott and Pat answer a question about filing and suspending Social Security. Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: A call and discussion about taxes on inherited assets, followed by a call asking the question: Should you pay off your mortgage before you retirement? Later, an informative segment on how to take a loan from an IRA, and, lastly, Scott and Pat answer a question about the dangers of leveraged municipal bond funds. Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: how to discuss finances and debt with a potential partner, a call about Social Security, and how spousal benefits are affected by age, followed by a call about investing in a long-term care life insurance policy. Later, we discuss why 401(K) loans are dangerous. Finally, we talk about how you can research the background of a broker or financial advisor.   Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: An in-depth call about salary structure, different IRA types, and tax planning for those of you who are self-employed. A lively call about Social Security benefits, followed by a discussion about the various options for saving for retirement. Finally, we speak to a caller about which investments and accounts to liquidate first once you retire.  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.  Ask a question at www.moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: Happy Independence Day! On this week’s 4th of July special broadcast, achieve your financial independence as Scott and Pat utilize interesting historical economic milestones and 4th of July trivia to illuminate facts about debt, retirement, and much more! Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s show: Potential returns from IRAs and variable annuities, along with the differences between the two. Other topics include retirement options for state workers, Social Security, and the Windfall Elimination Provision (WEP). Lastly, a discussion about converting a rental property to a primary residence to avoid capital gains, and where to put RMD funds if you don’t need them for retirement.  Scott Hanson and Pat McClain have been hosting Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, or email Scott and Pat at [email protected].

This week’s topics: Happy Father’s Day! Investing in mutual funds versus CDs, versus leaving it in the bank. Also, specific “share” classes of mutual funds and why it matters for your investments. Plus, investment advice for young people just starting out, ways to manage retirement funds while paying for a child’s college education, and investment advice for anyone who is about to undertake paying off medical school..  Scott Hanson and Pat McClain have been hosting the Hanson McClain’s Money Matters radio show for 20 years, and have answered questions from thousands of callers on a variety of financial topics.    Ask a question at moneymatters.com, via Twitter (#MoneyMattersShow), or email Scott and Pat at [email protected].

This week’s topics: Next steps after you have maxed out a Roth IRA and a 403b; taxes on annuities; how much can a young person put into a 401k?  Scott Hanson and Pat McClain have been hosting the Money Matters Radio Show for 20 years, helping answer questions on a variety of financial topics.    Ask a question at moneymatters.com, via Twitter, #MoneyMattersSho w, or email to [email protected].

Welcome new KGO listeners! This week’s topics: Making wise, long term investment decisions; dissolving a trust; how to save up for a child’s college education; the difference between commissioned- based advisors vs. fee-based advisors; if one doesn’t want to be invested in the market, where should they put their money?  Scott Hanson and Pat McClain have been hosting the Money Matters Radio Show for 20 years, helping answer questions on a variety of financial topics.    Ask a question via Twitter, #MoneyMattersShow, or email to [email protected].

Welcome new KGO listeners! This week’s topics: the benefits of investing and saving starting at a young age; figuring out if one has enough funds to last through retirement; paying for (or alternatives to) a child’s expensive education when no money has been saved for it; putting money in a 457 vs. a Roth IRA in your 20s. Scott Hanson and Pat McClain have been hosting the Money Matters Radio Show for 20 years, helping answer questions on a variety of financial topics.    Ask a question via Twitter, #MoneyMattersShow, or email to [email protected].

This week’s topic includes:  are firms bad; building a portfolio; how to present the stock market; index funds; actively managed funds, and PIMCO; stock market bubble; total market index. Scott Hanson and Pat McClain have been hosting the Money Matters Radio Show for 20 years, helping answer questions on a variety of financial topics. Ask a question via Twitter, #MoneyMattersShow, or email to [email protected].