On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Andrew Pratt, CFA to talk about financial concerns that are unlikely to happen. They bring up various political, financial, and market-related predictions and concerns that never materialized. They also highlight the necessity of having a robust financial plan that aligns with your goals, risk tolerance, and lifestyle. Podcast Episodes Referenced:- Ep 181: 5 Common Financial Myths Debunked- Ep 141: What is holistic financial planning?Youtube Videos Referenced:- Financial Habits to Avoid in Retirement- Pitfalls of Living Rich but Not Building WealthLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Evan Bogan, Airline Captain to talk about how the aviation industry has changed over the years. They exchange stories, talk about the change in pilot salaries, the state of the aviation industry, and how pilots can be wise with their money.Click here to download a FREE 401k allocation for your airline.Podcast Episodes Referenced:- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?- Ep 173: Making the Most of Your Airline 401k- Ep 162: Is your retirement plan ready for takeoff?Youtube Videos Referenced:- Delta Pilot's Guaranteed Variable Universal Life (GVUL) - What Action You Need to Take- Tips for Airline Pilots Approaching Retirement- A Pilot's Guide to Building a Strong Financial FoundationLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Amy Rambo, Travel Advisor with Blue Pineapple Travel. Discover how to create unforgettable family memories without breaking the bank, as they talk about budgeting for travel and the advantages of working with a travel advisor. They also discuss the best seasons for travel, aligning trips with family events, and the benefits of traveling during less crowded shoulder seasons.Podcast Episodes Referenced:- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States- Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement TravelersOther Links:- Follow Amy Rambo on Instagram- Email Amy Rambo- Blue Pineapple TravelLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, to talk about bitcoin halving, the upcoming bull run, the Bitcoin ETF, and regulatory issues.Podcast Episodes Referenced:- Ep 197: Will financial advisors be using Bitcoin ETFs soon?- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency AssetsLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Andrew Pratt, CFA, and Missie Beach, CFP®, CDFA®, to discuss the potential impact of the 2024 election on the stock market. They give a 2023 market recap and their 2024 market predictions. They also discuss various market influences, including political manipulation, tax changes, the housing market, and inflation. They emphasize the importance of long-term investing, and to be cautious about what financial news sources you read or watch. Podcast Episodes Referenced:- Ep 186: Market Up in 2023, but Choppy Waters AheadYoutube Videos Referenced:- Are you ready for market volatility?- Looming Market Threats in 2023 Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith and Missie Beach, CFP®, CDFA® discuss setting and achieving financial goals in the new year. They talk about the art of creating objectives that are specific, measurable, achievable, relevant, and time-bound. It's not just about setting goals; it's about choosing to chase them with a passion that burns brighter than any excuse.Podcast Episodes Referenced:- Ep 142: How to Set 2023 Goals You Can KeepYoutube Videos Referenced:- Tips for Sticking to Your Financial Goals- Tips to Grow Your Business in the New YearOther Links:- The 4 Disciplines of Execution: Achieving Your Wildly Important Goals- Hero on a Mission: A Path to a Meaningful LifeLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Ever wondered how the economic climate might be shaping your finances and investments? On this episode of A Wiser Retirement™ podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about the Fed target rate, consumer price index, US GDP, housing, employment rates, and interest rates. They also go over the impact of economic indicators on various sectors.  Podcast Episodes Referenced:- Ep 169: How the 2024 Election will Affect Your PortfolioYoutube Videos Referenced:- Sticking to Your Budget During the HolidaysLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

In this episode of A Wiser Retirement™ podcast, Casey Smith is joined by Tom Townsend, Realtor with Townsend Realty Group. Tom has been a guest on our podcast many times. They talk about real estate market trends, what to watch for in 2024, interest rates, rental properties, and tips for first-time home buyers.Podcast Episodes Referenced:- Ep 133: What Financial Planners Wish You Knew About Buying Your First HomeOther Links:- Townsend Realty GroupLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, and Don Friedman, President of DACFP, to talk about financial advisors using bitcoin ETFs, congress' view on cryptocurrency, and the future of bitcoin. Podcast Episodes Referenced:- Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFP- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency AssetsOther Links:- DACFP- Certificate in Blockchain and Digital Assets- The Truth About Your Future with Ric EdelmanLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss the importance of having a financial plan and a checklist for year-end financial planning.  At the end of the episode, Casey Smith is joined by Orrin "Checkmate" Hudson for a short segment. Orrin runs Be Someone, an organization that teaches young people to move with love through the game of chess. Orrin briefly shares his life story about being in a gang and how he turned his life around. He strives to help kids who are in a situation he was once in. He is hosting a free leadership training on December 22, 2023, in Atlanta. To learn more about this opportunity, click here.Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

It has been a rough last couple of years for the 60/40 portfolio investors, but does that mean this investing strategy is dead? On this episode of A Wiser Retirement™ podcast, Casey Smith and Andrew Pratt, CFA® talk about the 60/40 portfolio strategy and its performance historically. They also discuss why it continues to play a pivotal role in retirement planning, despite the challenges.Podcast Episodes Referenced:- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy- Ep 165: 5 Principles of Successful InvestingYoutube Videos Referenced:- Pros and Cons of Dividend Investing- Two Bucket Investing Strategy: Income Strategy vs Total ReturnLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA®, discuss the different airline retirement plans, specifically focusing on offerings from Delta, American, and United.Click here to download your airline's 401k allocation.Podcast Episodes Referenced: - Ep 173: Making the Most of Your Airline 401kYouTube Videos Referenced: - Delta Pilots - Market Based Cash Balance Plan- Tips for Airline Pilots Approaching Retirement- Avoid Asset Managers Looking to Manage Your Airline 401kOther Links:- Pilot CenterLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On today's special episode of A Wiser Retirement™ podcast, Casey Smith is joined by whiskey enthusiasts, Robert Swarthout and Noland Glenn. We are switching it up from our regular financial topics to talk about the best whiskeys to gift in 2023. Whether you're looking to impress a whiskey connoisseur, surprise a loved one, or simply elevate your collection, we hope you find our whiskey gift guide helpful. Click here to see the full list. Links:Nosing Kit: Nose Your BourbonGlencairn Glass SetBourbon Curious by Fred Minnick Drizzly: Online Liquor StoreLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by guest Brian Smith, Partner at Moore Ingram Johnson Steele, for an engaging conversation about estate planning for those that travel frequently or live in multiple states. They discuss having a power of attorney, medical health directive, will, and revocable living trust. Podcast Episodes Referenced:- Ep 120: Finding the Right Estate Planning Attorney for YouYoutube Videos Referenced:- Using an Online Estate Planning Service vs Using a Local AttorneyOther Links:- Moore, Ingram, Johnson, & SteeleLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Michaela Dowdy, and Andrew Pratt, CFA, discuss the differences between mutual funds and ETFs. They also talk about why you shouldn't be stuck in the mutual fund mentality. Podcast Episodes Referenced:- Ep 165: 5 Principles of Successful Investing- Ep 96: Small Cap ETF Selection ProcessYoutube Videos Referenced:- Are Financial Advisors Paid by Mutual Funds?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to talk about year-end tax moves and how to plan ahead for a stress-free tax season. They also talk about maximizing tax savings, including employer deferred accounts, charity bunching, and IRA and Roth IRA contributions.Podcast Episodes Referenced:- Ep 174: 2023 Tax Credits You Should Know About- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?Youtube Episodes Referenced:- 2023 Tax-Smart PhilanthropyOther Links:- Sute CPAs- Path2College 529 PlanLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Are you ready to step in and take control of your aging parents' finances, and in the process, safeguard them from the lurking financial scams? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® we talk about the importance of being proactive about the potential threats your elderly loved ones may be susceptible to. From romance scams to government impersonations, we explore the insidious ways scammers prey on the elderly, and how you can protect your loved ones from falling victim. We also talk about simplifying your parent's bill payments, setting up direct bill pay, or considering power of attorney. We also underscore the significance of an elder care attorney in planning for your parents' future. Podcast Episode Referenced:- Ep 145: Dying without Estate Planning: Do you hate your family?Youtube Videos Referenced:- Prevent Family Conflict with Legacy PlanningOther Links:- Elderly Financial Scam StatisticsLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about the current state of healthcare and Medicare open enrollment. They also go over the options available to small business owners, discuss the unavoidable effects of aging on healthcare costs, and contemplate the potential future of universal healthcare in the US.Podcast Episode Referenced:- Ep 155: Key Things to Know About Medicare Enrollment- Ep 111: Differences between Medicare A, B, D, Medigap and AdvantageYoutube Videos Referenced:- What is IRMAA?- The Medicare Sign-Up Process ExplainedOther Links:-Steele Choice InsuranceLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, to talk about how Blockchain will change the world. Beyond just a database, we examine how Blockchain is set to redefine security features, smart contracts, and the potential for digital voting.Podcast Episode Referenced:- Ep 177: Crypto Special: XRP Gets Clarity- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency AssetsConnect with Robert Swarthout: [email protected] More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Andrew Pratt, CFA, talk about market performance in 2023 and discuss the potential for choppy waters ahead. They also delve into market expectations, the comparison between growth and value investments, bond performance, and provide insights into the market's future direction. They will educate you on the significance of asset allocation and diversification within portfolios, offering actionable steps for effectively managing risk exposure. Podcast Episode Referenced:- Ep 163: How to Maximize Earnings on Your Cash Reserves- Ep 165: 5 Principals of Successful InvestingYoutube Videos Referenced:- How to be a Long Term Investor- Should Retirees Get Out of the Stock Market?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Ready to turn your financial dreams into reality? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® impart wisdom on proper financial planning and the concept of an opportunity fund. This fund can be your secret weapon to achieving family goals such as going on a grand vacation or buying a vacation home.This episode underscores the necessity of mindfulness in your financial decisions and the immeasurable value of having a financial plan in place and sticking to it. They will also equip you with resources to help find a qualified financial advisor. Podcast Episode Referenced:- Ep 141: What is Holistic Financial Planning?Youtube Videos Referenced:-Tips for Sticking to Your Financial GoalsOther Links:-Flightpath Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by the Retirement Travelers, John and Bev Martin, as they share what it's like to travel full-time in retirement, their top 5 favorite travel destinations, and financial tips for traveling. John and Bev's story is a testament to living retirement to the fullest. Check out their YouTube channel for travel advice and to follow along on their latest adventures! Connect with the Retirement Travelers: - Website- YouTube - Instagram- FacebookPodcast Episodes Referenced:- Ep 158: How much can you spend in retirement?- Ep 114: Staying Active in Retirement- Ep 66: Enter Retirement Debt-FreeYoutube Videos Referenced:- Financial Habits to Avoid in RetirementLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

How impactful can heated financial disagreements be on a marriage? Is there a secret formula to avoid financial conflict with your spouse? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different ways couples often manage their finances, the pivotal role of communication, and why it's important to have joint goals. Podcast Episodes Referenced:- Ep 143: Financial Success is Intentional- Ep 124: Financial Literacy is Vital for EveryoneYoutube Videos Referenced:- 6 Habits of Financially Successful People- Tips for Sticking to Your Financial GoalsLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Are you truly ahead of the game if you’re trying to beat the market? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss investing for the long-haul, and how to create a retirement focused investment strategy. They mention misconceptions about the financial market and reveal why a bad year performance shouldn't make you lose sleep. They also go over long-term investment strategies, investing in real estate,  and the S&P 500. Podcast Episodes Referenced:- Ep 170: How much money do you need to retire?- Ep 103: Your Pre-Retirement ChecklistYoutube Videos Referenced:-  Are annuities a good retirement strategy?- Should retirees get out of the stock market?- Will a stock market decline kill my retirement?Other links:- SPIVA ReportLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Dowdy unravel the true limits of 401K contributions and how an HSA can serve as a handy retirement tool and a resource to cover Medicare premiums. Additionally, they also discuss the age-old debate of renting vs buying. With the changing dynamics of the housing market, you might be surprised which side they're rooting for.Podcast Episodes Referenced:- Ep 170: How much money do you need to retire?- Ep 95: ESG: Scam or saving the world?Youtube Videos Referenced:- Is financial planning different than wealth management?- Are annuities a good retirement strategy?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Estate planning can feel like navigating a labyrinth of complex legalities and tax codes. On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Shawn Shelton, partner at Moore Ingram Johnson & Steel to explain Charitable Remainder Trusts (CRTs), as a strategic tool for those with estates valued over the $25 million federal estate tax exclusion.Podcast Episodes Referenced:- Ep 120: Finding the Right Estate Planning Attorney for You- Ep 116: Are you striving to leave a purposeful legacy?Youtube Videos Referenced:- What is the role of a trustee?- Prevent Family Conflict with Legacy PlanningOther Links:- Learn more about Shawn Shelton: https://www.mijs.com/Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Randy Hargett, CLTC, who is a Long-Term Care Specialist at Capstone LTC Advisors, to talk about how you can confidently secure your future and protect your family's wealth against potential catastrophic events. They will also help you determine whether you should buy long-term care insurance.  They talk about the complexities of long-term care insurance, discussing who could reap the most benefits from it and how to determine if it's the ideal choice for you. They also mention the various types of policies available, including the increasingly popular hybrid policies. They also go over maintaining a fund for long-term care expenses and how your income and assets can significantly influence these important decisions. Podcast Episode Referenced:- Ep 126: How can insurance protect your wealth?- Ep 146: The Power of Life Insurance to Meet Your Family’s GoalsYoutube Videos Referenced:- Long-Term Care Insurance ExplainedLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious about the intriguing dynamics within the financial advice industry? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® unveil the hidden realities of the business of financial advice. This episode talks about the world of financial advisors, exposing the three main business models: commission, fee-based, and fee-only, and how some can be manipulated for profit. We also talk about hidden conflicts of interest that are prevalent in this industry.  We discuss resources available to those who have felt cheated or exploited by their financial advisors. Podcast Episodes Referenced:- Ep 118: What to look for in a financial advisor?- Ep 143: Financial Success is IntentionalYoutube Videos Referenced:- Financial Planner vs Financial Advisor- Avoid the Annuity SalespersonLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about the nature of ETFs, a possible Bitcoin spot ETF in the near future, the complexities of ETFs, and Bitcoin in the ever-evolving crypto universe. They also discuss the most current ruling in the Ripple vs SEC case, and how XRP has gotten more clarity as this case unfolds. We also talk about the possibilities of creating an XRP-based ETF, and reflect on how supply and demand can shape the future of the crypto market. Can the rise of crypto potentially create unprecedented wealth? We contemplate this, drawing parallels with the early days of the internet, emphasizing the importance of consulting with insurance and legal professionals before implementing any new strategies. Podcast Episodes Referenced:- Ep 167: Crypto Special: The SEC and Crypto- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency AssetsLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner.  Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do.We talk about the pivotal role of having a crystal-clear vision and mission for your business and the necessity to systemize operations to alleviate the owner's strain. Marty accentuates the importance of recruiting excellent team members who can help elevate these systems and highlights the owner's role in comprehending the business's financial systems. We also talk about why it is important to develop repeatable procedures and the integral role of leadership in these growth processes.Podcast Episodes Referenced:- Ep 138: Making Your Business Less Dependent on You with Marty Paradise- Ep 122: Succession Planning for Small Business Owners with Gary Bottoms, CLU®, ChFC®Youtube Videos Referenced:- Tips for Growing Your Small Business- How to Reduce Taxable Income as a Business OwnerOther Links:- Paradise Business CoachingLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Ever wondered how wealthy families preserve their fortune for multiple generations? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about ways to ensure you can successfully pass down your assets to create multi-generational wealth.We kick off our conversation by understanding the concept of generational wealth and how important education and communication are in ensuring a successful transfer of wealth to the next generation. We share the inspiring story of a client who sought our help to protect their parent's legacy, and we delve into how you could be a catalyst for building wealth in your own family.As we navigate the complex journey of generational wealth creation, we discuss how establishing a trust can insulate your wealth from external threats. If you've ever faced failure on this journey, don't worry! We chat about the inevitability of setbacks and the wisdom they impart. It’s all about learning and growing. Together, we look at setting realistic goals and persevering, because building generational wealth is, at its core, a labor of love.In our final segment, we concentrate on strategies to preserve multi-generational wealth. From the importance of independent trustees and tax planning to the intricacies of succession planning for a business, we cover it all. Having the right team of advisors in place is vital, and we emphasize how essential they are in ensuring a smooth transition of wealth. We highlight how pre-nuptial agreements and trusts can be powerful tools to safeguard your wealth. So, tune in for an enlightening discussion that could inspire you to start building your own multi-generational wealth and legacy.Podcast Episodes Referenced:- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals- Ep 128: Transferring Wealth from Generation to Generation- Ep 117: What is Generational Wealth & How Do You Preserve It? With James E. Hughes Jr.YouTube Videos Referenced:- Asset Protection for High-Net-Worth Individuals - Building a Legacy BEYOND Financial WealthLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to discuss new opportunities for tax credits in 2023. Together, we delve into the noteworthy updates to deductions for 2023, highlighting changes in mileage rate, retirement contributions, and teacher expenses. When talking about tax credits, we begin by explaining the difference between refundable and non-refundable tax credits, and how the former might give you that much-needed financial boost.We also navigate the specifics of EV and home improvement tax credits. Our guest, Jordan, walks us through the income threshold for eligibility and uncovers the potential tax savings for those making eco-conscious choices. Finally, we shine a spotlight on Roth accounts and how they can be a powerful tool for small business owners to save on taxes. Plus, for those residing in Georgia, we've got some locale-specific insights for you. We touch on film tax credits and low-income housing credits and how investing in these can be beneficial. Podcast Episodes Referenced:- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?- Ep 79: Tax Strategies to Avoid & How to Negotiate with the IRSYoutube Videos Referenced:- 5 Tax-Efficient Withdrawal Strategies- 2023 Tax-Smart PhilanthropyOther links:- https://sutecpa.com/Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Did you know that the world of airline pilots is rife with unique retirement planning challenges and opportunities? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different 401k options for pilots. Crack the code of planning for retirement as a pilot with our in-depth discussion on the industry, pensions, non-elective contributions, and 401k's. Discover the benefits of a Market Based Cash Balance plan, and the financial implications between major and regional airlines, and comprehend how the ever-changing airline industry now offers more competitive salaries and 401k matching plans.Learn how to manage money efficiently and capitalize on tax credits for a secure future. Understand why it's important to keep your savings in multiple buckets and get expert advice on how to invest wisely in ETFs while steering clear of annuities.Download your free airline 401k allocation by clicking here. Podcast Episodes Referenced:- Ep 162: Is your retirement plan ready for takeoff?Youtube Videos Referenced:- Avoid Asset Managers Looking to Manage Your Airline 401k- Delta Pilots- Market Based Cash Balance PlanLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

How secure is your digital life, especially when it comes to cryptocurrency? This week, on A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, founder, CEO, and portfolio manager of Teton Crypto Capital, to discuss the essential role of password managers and two-factor authentication in safeguarding your digital assets. Don't miss this episode that will provide valuable insights and advice on protecting your digital presence and navigating the ever-evolving landscape of cryptocurrency.As digital security becomes even more critical, we explore the potential risks associated with storing passwords on your browser and the importance of having a hardware wallet for your crypto assets. We also discuss the dangers of leaving your laptop on an airplane and how fingerprint scans, Face ID, and other security measures can help protect your devices. Robert shares his expert knowledge on securing your assets and the risks of using exchanges.Finally, we dive into the world of crypto custody and ETFs, examining the ongoing turf war between the SEC and CFTC over-regulation and the history of Bitcoin ETFs. We cover the basics of managing a wallet and discuss if it passes the "grandma test" for ease of use. We also unpack recent events involving the SEC, Binance, and Coinbase, analyzing the potential implications for the future of US crypto regulation.Podcast Episodes Referenced:- Ep 167: Crypto Special: The SEC and Crypto- Ep 161: Crypto Special: Why Crypto is So Confusing to the Average InvestorLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney dive into the complex world of estate tax rates, annuities, and IRAs. We shed light on strategies like Roth conversions to minimize tax burdens and the importance of legacy planning to ensure your kids benefit from your inheritance.But it's not just about the numbers; we also tackle the psychological and practical aspects of managing inherited wealth. Discover the value of diversifying assets, the potential risks of real estate investments, and how a "legacy letter" can express your values and intentions for your inheritance. With the advice of our experts, you'll learn to create a plan to handle your inheritance wisely, avoid squandering the money, and secure a lasting legacy for future generations.Podcast Episodes Referenced:- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It- Ep 117: What is Generational Wealth & How Do You Preserve It?Youtube Videos Referenced:- Does an inheritance count as income?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney, discuss retirement planning and demystify the "right amount of money to retire" expectation.How much money do you really need to retire comfortably? It's a tough question to answer, and the truth is, there isn't a one-size-fits-all solution. Join us in this episode as we explore the factors determining each individual's unique retirement needs, why online retirement calculators can't provide a blanket response, and how evaluating your expenses and time left before retirement can clarify your financial planning.We also dive into financial strategies to help you achieve your retirement goals, such as freeing up cash flow and saving mortgage interest. Learn how to use the mortgage payoff calculator to maximize the benefits of low mortgage rates and ensure you have a solid emergency reserve in place. Plus, discover the critical importance of maintaining two years' worth of expenses in a cash account during retirement.Finally, we break down the 4% rule as a starting point in calculating your retirement needs, taking into account expenses, income sources, and taxes. Unveil the impact of inflation and learn how to properly account for it, as well as the importance of grossing up for taxes when using the 4% rule. Listen in as we share our insights on using conservative numbers and considering various factors such as market performance when planning for your golden years.Podcast Episodes Referenced:- Ep 158: How much can you spend in retirement?- Ep 115: What Could Happen if You Don’t Prepare for RetirementYouTube Videos Referenced:-  How much money is enough to retire?Other Links:- https://wiserinvestor.com/mortgage-payoff-calculator/- https://wiserinvestor.com/budget-calculator/ Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss how human behavior leads us to believe that a presidential election can make or break our investments.  As we gear up for the 2024 election season, you might be wondering how the political climate could affect market volatility and your financial planning. Fear not, as we're here to help you navigate these uncertain times with a comprehensive discussion on the potential impacts of the upcoming election, the importance of evaluating data objectively, and the Presidential Election Year Cycle Theory.We'll examine the current state of market volatility, the debt ceiling, and the potential consequences of a divided or unified government. We'll also tackle the fascinating theory proposed by Yale Hirsch, exploring the relationship between presidential administration cycles and stock market returns, and how to stay rational in our investment decisions amidst the emotionally charged election season. Don't miss this insightful conversation that will equip you with the knowledge and perspective needed to make the best decisions for your portfolio during the 2024 election cycle. Podcast Episodes Referenced:- Ep 165: 5 Principals of Successful Investing- Ep 89: Active vs Passive InvestingYouTube Videos Referenced: - How to be a Long Term Investor- What is the right time to invest in the stock market?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss 529 plans as a vehicle for college savings. Are you prepared for the skyrocketing costs of higher education? Look no further; we've got you covered with this enlightening episode all about 529 plans. Discover the pros and cons of the two main types of plans, learn about the incredible benefits of compounding interest, and understand the various ways to set up a 529 plan. We also dive deep into the tax advantages and emphasize the importance of being mindful of ownership when setting up your child's college savings plan.But wait - there's more! We don't just stop at the basics; we explore the flexibility of 529 plans to their fullest extent. From transferring beneficiaries and covering eligible expenses to penalty-free withdrawals for scholarships, we've got your back. We even discuss how to use the plans for K-12 tuition and roll unused funds over to a Roth IRA. Plus, we tackle the real challenges of higher education costs, loan rates, and average student debt. We'll even let you in on a valuable tool to calculate return on investment for college majors and the hidden gems of smaller schools with equal education quality but at lower costs. So join us and start planning for your child's future with our comprehensive guide on 529 plans and beyond.Podcast Episodes Referenced:- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid ItYouTube Videos Referenced:- 6 Habits of Financially Successful People - How to be a Long-Term Investor Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss news in the Crypto world and the SEC's involvement in lawsuits against different Crypto companies.Podcast Episodes Referenced:- Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor- Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFPYouTube Videos Referenced:- What are the Best Short-Term Investment Plans?- What is the Number One Rule in Investing?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Laney, talk about the components of a mentally and physically healthy morning routine, and how you can make changes in your life to create a million-dollar morning routine for yourself.Podcast Episodes Referenced:-  Ep 143: Financial Success is IntentionalYouTube Videos Referenced:- 6 Habits of Financially Successful PeopleOther Links:- Join 1440Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss 5 principles of successful investing. These principles should help you succeed in any season of life and through differing economic and political circumstances.Podcast Episodes Referenced:- Ep 154: Investing Through Times of Fear- Ep 121: Designing Your Portfolio to Leave a Lasting LegacyYouTube Videos Referenced:- Two Bucket Investing Strategy: Income Strategy vs Total Return- What is the Number One Rule in Investing?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith opens the podcast with guest Tom Townsend, real estate agent at Townsend Realty Group. They briefly talk about what's going on in the current real estate market. For the remainder of the episode, Casey is joined by Missie Beach, CFP®, CDFA® to talk about what you should do with your old 401k.Podcast Episodes Referenced:- Ep 115: What could happen if you don’t prepare for retirement- Ep 89: Active vs Passive InvestingYouTube Videos Referenced:- What's the difference between a 401k, 401a, and 403b?- ESG Coming to Your 401k PlanOther links:Tom Townsend, Townsend Realty GroupLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about how to maximize earnings on your cash reserves and cover the basics of ESG investing.Podcast Episodes Referenced:- Ep 143: Financial Success is Intentional- Ep 102: Low Cost, Diversified, Long-term InvestingYouTube Videos Referenced:- What is the right time to invest in the stock market?- How to be a Long-Term InvestorLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Evan Bogan, airline captain, to talk about how flying a plane can be compared to retirement planning.Podcast Episodes Referenced:- Ep 141: What is holistic financial planning?- Ep 129: Financial Planning Looks Different in Every Decade of Your LifeYouTube Videos Referenced:- Avoid Asset Managers Looking to Manage your Airline 401k- Should I hire a financial advisor or DIY?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss some of the reasons why Crypto is so confusing to the average investor and why people may opt for other investment options.Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss how finances affect divorce. They also talk about things couples can do to avoid heading down the road toward divorce.Podcast Episodes Referenced:- Ep 153: How to Recover Financially After Divorce- Ep 143: Financial Success is IntentionalYouTube Videos Referenced:- 6 Habits of Financially Successful People- Should I Hire a Financial Advisor or DIY?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

At the start of the episode, Casey Smith takes a few minutes to talk with Amy Rambo, a travel advisor at Blue Pineapple Travel. They talk about traveling in retirement and mention some of the benefits of hiring a travel advisor to help plan your next trip. Casey is joined by Missie Beach, CFP®, CDFA®, for the remainder of the episode to talk about steps you can take to retire early.Podcast Episodes Referenced:- Ep 147: Market Update and What to Know about Rule 72t and Early Retirement- Ep 107: Get Rid of Debt Before You RetireYouTube Videos Referenced:- 3 Tips to Retire Early- What is the Rule of 72t and Rule of 55?Other links:- Blue Pineapple TravelLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about different ways to prepare for retirement and how to determine how much you can spend in retirement. Podcast Episodes Referenced:- Ep 106: Create a Cash Flow Strategy for Retirement- Ep 107: Get Rid of Debt Before You Retire- Ep 68: Leveraging Your Wealth in Retirement- Ep 60: Withdrawal Strategies for RetirementYouTube Videos Referenced:- Will a Stock Market Decline Kill My Retirement?- Are Annuities a Good Retirement Strategy?Learn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!