The Money Movement with Jeremy Allaire | Leaders in Blockchain, Crypto, DeFi & Financial Inclusion
Technology
Business
Circle
The global economy is experiencing unprecedented change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains, forming a new architecture for the global economy and creating new opportunities for companies and people everywhere. Jeremy Allaire explores and chronicles the ideas and opportunities that are driving this new world of digital money through discussions with leaders in blockchain, crypto, DeFi, and financial inclusion. The Money Movement is brought to you by Circle and USDC. Our mission is to raise global economic prosperity through the frictionless exchange of financial value. Learn more about Circle and USDC at https://circle.com.
Watch episodes, highlights and more at https://www.circle.com/en/the-money-movement.
Innovation and American Renewal | A Conversation with Dave McCormick
As part of Circle’s longstanding engagement with lawmakers from both sides of the aisle, Jeremy Allaire recently joined Dave McCormick, a Republican Senate candidate from Pennsylvania, to discuss his extensive background in military service, business, and public policy. They explored the importance of innovation to America's future, the challenges posed by disruptive technologies like cryptocurrency and AI, and the need to win a global war for talent.
*This interview should not be construed as an endorsement of any candidate or party.
38:4201/11/2024
Zero-knowledge Proofs and Scalable infrastructure | A Conversation with Nana Murugesan
Jeremy Allaire joined Matter Labs President Nana Murugesan to discuss the importance of zero-knowledge proofs, building scalable and secure infrastructure, and the future of programmable money.
38:5617/10/2024
Ep 100 | The Web’s Next Great Leap | A Conversation with Chris Dixon
To mark the 100th episode of The Money Movement, Jeremy Allaire sat down with the investor and author Chris Dixon in New York for a wide-ranging interview about Web3.
43:1726/09/2024
Ep 99 | A New Era for Cross-Border Payments | A Conversation with Arnold Lee*
For the final episode of Season 4, Jeremy Allaire joined Sphere Labs* Co-Founder and CEO Arnold Lee for a conversation about the frontier of stablecoin applications, such as cross-border payments.
39:5612/09/2024
Ep 98 | The Next Frontier of Finance | A Conversation with Roberto Sallouti*
At Circle Forum São Paulo, Jeremy Allaire hosted BTG Pactual CEO Roberto Sallouti on stage for a wide-ranging conversation about fintech innovation in Brazil and beyond.
33:2213/06/2024
Ep 97 | Expanding Access to the American Dream | A Conversation with Michael Milken
At the 2024 Milken Institute* Global Conference, Circle CEO, Co-Founder, and Chairman of the Board Jeremy Allaire joined Milken Institute Chairman and acclaimed philanthropist Michael Milken to discuss the private sector’s role in expanding the American Dream.
38:1823/05/2024
Ep 96 | Capital Markets and Wealth Creation | A Conversation with Adena Friedman
Adena Friedman first joined Nasdaq in 1993 as an intern. Today, she is the Chair and CEO, guiding Nasdaq’s transformation into a leading global exchange and technology solutions company, with operations across six continents.
27:0522/02/2024
Ep 95 | Inflation, Interest Rates, and Productivity | A Conversation with Kenneth Rogoff
Kenneth Rogoff is Maurits C. Boas Professor at Harvard University and former chief economist at the IMF. His influential 2009 book co-authored with Carmen Reinhart, “This Time Is Different: Eight Centuries of Financial Folly,” shows the quantitative similarities across time and countries in the roots and aftermath of debt and financial crises. His 2016 book “The Curse of Cash” explores the past, present, and future of currency. He has long ranked among the top dozen most cited economists, and is an international grandmaster of chess.
31:0408/02/2024
Ep 94 | The Policy Environment for Digital Assets | A Conversation with Sheila Warren
Sheila Warren* – voted one of the most influential women in DC – is the CEO of the Crypto Council for Innovation (CCI). CCI, which recently added Circle as a member, is a leading global alliance of industry leaders that seeks a more accessible, robust, and well-informed crypto ecosystem through research, education, and advocacy.
32:3726/01/2024
Ep 93 | Technology Acceleration and Regulation | A Conversation with Sigal Mandelker
Sigal Mandelker’s career reflects a deep commitment to financial services, technology and national security.
19:5415/12/2023
Ep 92 | Foundations of Innovation | A Conversation with Bill Winters*
During the Singapore Fintech Festival in November 2023, Bill joined Circle Co-Founder, Chairman, and CEO Jeremy Allaire for a wide-ranging conversation on how technology is – and isn’t – changing banking.
20:3701/12/2023
Ep 91 | Unlocking Opportunity Through Dollar Access | A Conversation with Alvaro Correa*
Alvaro Correa* is on a mission to expand economic opportunity. The entrepreneur co-founded DolarApp to help people across Latin America send and spend digital dollars with a level of access, ease and speed that legacy financial services can’t match.
20:4317/11/2023
Ep 90 | The Web3 Revolution | A Conversation with Alex Tapscott
Alex Tapscott is an entrepreneur, author and seasoned capital markets professional focused on the impact of blockchain technologies on business and financial markets.
43:2203/11/2023
Ep 89 | Stablecoins and the Future of the Financial System | A Conversation with Heath Tarbert*
Circle’s business operates at the nexus of law, finance, policy, and technology. So does Circle’s Chief Legal Officer and Head of Corporate Affairs, Heath Tarbert.
29:1620/10/2023
Ep 88 | Anthony Scaramucci’s Reflections on SBF & the Future of Crypto
Anthony Scaramucci is known for many things. Giving anodyne interviews is not one of them. In this unfiltered conversation, the SkyBridge founder and managing partner opens up about his relationship with Sam Bankman-Fried, the lessons he’s learned from the implosion of FTX, and why he’s still so bullish about blockchain technology.
39:4110/10/2023
Ep 87 | Expect the Unexpected
Felix Salmon is the chief financial correspondent at Axios and the author of the new book, The Phoenix Economy: Work, Life, and Money in the New Not Normal. Circle Co-Founder, CEO, and Chairman Jeremy Allaire caught up with Felix recently to review his book’s tour of the ways the pandemic has structurally altered our lives – and our financial architecture.
47:5930/06/2023
Ep 86 | The Power of Courage
At Consensus 2023, CoinDesk’s flagship event in Austin, Texas, Circle CEO, Co-Founder, and Chairman of the Board Jeremy Allaire joined Jim Breyer* to discuss the legendary investor’s entrepreneurial philosophy, perspective on AI and China, and lessons he’s learned from the most innovative companies.
31:5716/06/2023
Ep 85 | Removing the Complex from Crypto with Vanessa Grellet
At Paris Blockchain Week* in March, Circle CEO, Co-Founder, and Chairman of the Board Jeremy Allaire joined Aglaé Ventures Managing Partner Vanessa Grellet to discuss the evolution of the digital assets industry. Grellet, a Wall Street veteran, is also president of the Blockchain for Social Impact Coalition, in which capacity she is helping to drive the next chapter of climate finance. Their conversation emphasized two key pillars for mainstream adoption: simplicity and utility.
34:0302/06/2023
Ep 84 | Currency in the Crossfire: De-Dollarization & US Dollar Competitiveness
Washington has a timely opportunity to reinvigorate the US dollar for decades to come. That was the key takeaway from “Currency in the Crossfire,” an event in DC hosted by Foreign Policy magazine May 11.
In front of a live audience including key stakeholders from Capitol Hill, the Administration, financial institutions, and the private sector, veteran journalist Maggie Lake sat down with Circle Co-Founder, CEO, and Chairman of the Board, Jeremy Allaire, for a wide-ranging discussion about the U.S. dollar and its role in the global economy, emerging dollar digital currencies, de-dollarization, and U.S. technological and economic competitiveness.
44:2419/05/2023
Ep 83 | Crypto Crossroads | A Conversation with Messari’s Ryan Selkis
At Paris Blockchain Week* in March, Circle CEO, Co-Founder, and Chairman of the Board Jeremy Allaire joined Messari** Co-Founder and CEO Ryan Selkis. At a time of mounting pressure around digital assets regulation in Washington, Ryan and Jeremy discussed important technological progress made by the digital assets industry over the past decade, along with key hurdles that still need to be cleared.
41:2405/05/2023
Ep 82 | Crypto Regulation: In Code We Trust?
In this special episode of The Money Movement, guest host Dante Disparte, Circle’s Chief Strategy Officer and Head of Global Policy, joins Dr. Richard Berner, Clinical Professor of Management Practice in the Department of Finance at NYU Stern School of Business, to discuss digital assets regulation. Dr. Berner is the co-author of an important new research paper published by the Bretton Woods Committee, “Addressing Governance Issues in the Crypto Ecosystem.”
27:2121/04/2023
Ep 81 | Crypto’s Next Chapter
At the World Economic Forum in Davos this January, Circle Co-Founder and CEO Jeremy Allaire joined AZA Finance Founder and CEO Elizabeth Rossiello and Polygon Co-founder Antoni Martin Bertran in a discussion about crypto’s next chapter hosted by CNBC’s Emma Crosby. Allaire, Rossiello, and Bertran discussed the real-world problems they’re helping to solve, the regulatory outlook, and the vision that motivates them as they contend with market tumult.
44:1507/04/2023
Ep 80 | Tokenized Cash and Reducing Systemic Risk
During Paris Blockchain Week, Circle Co-Founder and CEO Jeremy Allaire joined Circle Chief Economist Gordon Liao* for a discussion about banking sector challenges, tokenized cash vs. tokenized deposits, and root causes of systemic risk.
37:5924/03/2023
Ep 79 | Digital Assets and the Public Good: The View from France*
At the World Economic Forum in Davos this January, Circle Co-Founder and CEO Jeremy Allaire was honored to host Jean-Noël Barrot, the French Minister for Digital Transition and Telecommunications. Minister Barrot discussed France’s ambition to be a leader in the European Union with regard to emerging technologies, including digital assets. He also talked about the advantages of helping to create a single digital assets market across the EU and the importance of ensuring that blockchain technology serves the cause of financial inclusion.
26:5908/03/2023
Ep 78 | The Power of Frictionless Rails with Rob Goldstein of BlackRock*
With over $8.5 trillion assets under management, BlackRock* is the world’s largest money manager. Its influence on Wall Street, in Washington, and beyond, is hard to overstate. A key reason for the firm’s success is the steady hand of Rob Goldstein, the firm’s COO and Head of BlackRock Solutions. Goldstein joined BlackRock in 1994. In the years since, he’s been named twice to Fortune's "40 under 40" list and has been identified as one of the top technology entrepreneurs in the financial services industry by Institutional Investor's "Tech 50" list.
At the World Economic Forum in Davos, Switzerland, in January 2023, Rob joined Circle CEO Jeremy Allaire for a discussion about the nature of asset management, attacking institutional inefficiencies, and the growing collaboration between Circle and BlackRock. Together, they explore how a new, frictionless infrastructure layer on the internet can generate transformative opportunities in the years to come.
24:3821/02/2023
Ep 77 | The Evolution of Money with Niall Ferguson*
The Hoover Institution’s Niall Ferguson* is one of the world’s most accomplished historians. He’s the best-selling author of many books, including the seminal work, “The Ascent of Money.”
At the World Economic Forum in Davos, Switzerland, in January 2023, Niall joined Circle CEO Jeremy Allaire for a wide-ranging conversation about the evolution of money, credit, central banks, and some of the values that guide innovation. Together, they put current developments in the crypto ecosystem into a broader historical context.
45:0227/01/2023
Ep 76 | Escaping the Splinternet with Vitalik Buterin* of Ethereum
Blockchain and financial applications have been linked from the beginning. When Satoshi Nakamato published the original Bitcoin white paper in 2008, he titled it, “Bitcoin: A Peer-to-Peer Electronic Cash System.” Today, the lion’s share of crypto headlines are about financial losses. So it’s understandable that people associate chains with financial assets.
But open, public blockchains have massive utility beyond financial applications. One of the first innovators to recognize this potential was Ethereum creator Vitalik Buterin*.
In Ethereum, the Russian-Canadian computer programmer has conceived, developed, and upgraded a decentralized chain with smart-contract functionality and made it into a transformative piece of infrastructure that enables new forms of political, corporate, and social organizations. (USDC circulates on many blockchains; as of January 12, 2023, a majority of the supply circulates on Ethereum.)
In a conversation they recorded this past September in San Francisco at Converge22, Circle’s inaugural ecosystem summit, Vitalik and Jeremy Allaire reviewed Ethereum’s important technological progress, impediments to scaling utility, and the new models of cooperation this base layer of trust can enable.
29:0613/01/2023
Ep 75 | Principles of Financial Regulation with Lawrence H. Summers of Harvard University
Secretary of the Treasury. Director of the National Economic Council. President of Harvard University. Washington Post columnist. Economist Larry Summers has held some of the most prestigious roles in public life. Across them all, Dr. Summers has brought an unflinching commitment to incisive observations, even when they cut against the grain.
On the major global macroeconomic issues of our time, Summer’s views aren’t always the popular ones, but they are not easily dismissed.
Summer’s leadership in the Obama White House in the aftermath of the 2007-2008 financial crisis gives him special insight into the importance of effective regulation of financial markets. Understanding how policymakers should regulate stablecoins was the subject of a fireside chat between Jeremy Allaire and Larry Summers this past September at Converge22, Circle’s inaugural ecosystem summit. (Dr. Summers was compensated for his appearance at Converge22.)
15:0916/12/2022
Ep 74 | Unleashing Blockchain’s Transformative Potential with Balaji Srinivasan
Some observers think months or even years ahead. Balaji Srinivasan thinks decades ahead.
But Balaji is no mere theoretical futurist. Across a storied career that includes stints at a16z and Coinbase, the acclaimed investor and bestselling author of “The Network State” has helped build and launch some of the crypto industry’s most successful companies and assets, including a key role in developing Circle’s own USDC.
In a conversation they recorded during the Singapore Fintech Festival in early November, Jeremy and Balaji discussed a wide range of topics, including solving for scale adoption, unlocking super high utility value, and new competition for fiat currencies.
39:3502/12/2022
Ep 73 | Crypto’s Future After FTX, with Angie Lau of Forkast.News
The sudden collapse of crypto exchange FTX last week was shocking. It’s arguably on par with Enron or Lehman Brothers in terms of the people it hurt, its cascading impact on the industry and the regulatory changes it could spur.
To help draw timely lessons, Jeremy Allaire sat down with Angie Lau, a veteran journalist who is Editor-in-Chief, CEO, and Founder of Forkast.News, a media outlet that covers emerging technology at the intersection of business, economy, and politics. While there’s much we’re still learning about FTX, Angie and Jeremy identified several insights:
Great companies are built on more than talent and technology. They must have rigorous financial, security, operational, and compliance controls to mitigate risks.
This is best understood as a crisis of confidence, not a crisis of technology.
Lack of regulatory standards has aided the rise of unregulated, and often off-shore, centralized financial institutions built on excess. We need to flush this out.
Many crypto firms have forgotten what it is they’re trying to do. We must move away from the speculative value phase to the utility value phase.
Boring is the new sexy.
*Circle has invested in the media company Angie Lau founded, Forkast.News. Circle also paid a fee for Angie to speak at its inaugural ecosystem summit, Converge22.
34:0917/11/2022
Ep 72 | Exporting Economic Freedom with Brian Armstrong of Coinbase
Brian Armstrong is one of the crypto ecosystem’s most influential pioneers. As the Co-Founder and CEO of Coinbase, one of the world’s leading crypto exchanges, Brian has seen – and helped drive – the growth of blockchain-based networks from obscurity to widespread adoption.
In their Money Movement conversation, Brian and Jeremy discussed how the crypto economy can extend global financial inclusion, economic freedom, and opportunity to millions who’ve been excluded. To take just one example, Brian shared how mortgages to buy homes are very difficult to obtain in Argentina. The result? Only the richest citizens own homes; the rest are limited to renting, shutting off one of the great sources of wealth creation. Brian believes crypto markets can vastly expand economic freedom and access to credit in places like Argentina, empowering a new culture of ownership and helping to dissolve decades of inequality.
But to get there, Jeremy and Brian agreed, we must face what’s holding crypto back. One big “unlock,” in their view, is regulatory clarity. Another is the scalability of blockchains. They noted what the jump from dial-up to broadband made possible online. A third factor is a usability. Much of the current crypto interface, they said, is too difficult to use.
Brian and Jeremy discussed the regulatory impulse to restrict open networks, fundamental rights that shouldn’t compromise in the name of fighting bad actors, and the importance of educating people about crypto’s enormous potential beyond the transfer of financial value.
*Circle and Coinbase are co-founders of the Centre Consortium, a joint venture aimed at establishing a standard for fiat on the internet and providing a governance framework and network for the global, mainstream adoption of fiat stablecoins.
43:3310/11/2022
Ep 71 | On-Chain Credit & the Future of Lending with Ryan Berkun of Teller
Access to credit is fundamental for everyone who wishes to secure a better future for themselves. Yet millions of would-be borrowers worldwide lack this access, in part because they have little opportunity to build the kind of identity and reputation that lenders seek.
Teller* Founder and CEO Ryan Berkun wants to disrupt this system. Ryan believes blockchain technology can dramatically expand access to credit, enabling people with limited capital to not only borrow with greater simplicity, but also build an on-chain identity and reputation that’s open, transparent, and portable.
Ryan sees the merger of on-chain technologies with off-chain assets as the next great extension of the American dream. Home loans, auto loans, and even student loans and other personal debt could all eventually be supported with the types of marketplaces he’s cultivating. This emerging infrastructure could enable a new wave of financial inclusion and economic activity that offer the prospect of rising prosperity for millions while protecting their identity and privacy.
*Teller is a Circle Customer with a Circle account
22:0021/10/2022
Ep 70 | The Evolution of Digital Finance: From Speculative Value to Utility Value with Kevin O’Leary
Crypto has raised considerable interest for its potential to simplify the world's financial infrastructure, while also increasing access, efficiency, and cost-effectiveness. But lack of regulatory clarity and government agency turf wars over digital assets are holding back the full realization of this ecosystem’s utility phase.
Kevin O’Leary* of ABC’s Shark Tank is bullish about a breakthrough. The brightest minds on earth, he said recently, want to work on the chain. He believes that a clearer regulatory framework will unlock massive new capital that’s currently on the sidelines.
In this episode of The Money Movement, Jeremy and Kevin discuss money as a reconciling mechanism, the need for statutory definitions, fractionalized ownership, the iOS of blockchains, and why Congress needs to act now on stablecoin legislation.
31:2007/10/2022
Ep 69 | Crypto: New Rules for New Realities with Byron Gilliam of Blockworks
Learn more about Circle Converge22: https://circle.com/converge
Few observers have followed the crypto industry with as much penetrating insight as Byron Gilliam, the prolific newsletter writer* and markets strategist at Blockworks. In what ways do cryptocurrencies resemble securities? How are they different? And what could crypto regulation look like? In this episode of The Money Movement, Byron weighs in on these questions and shares his thoughts on DAOs, the fine line between freedom and chaos, and why payments still represent one of the greatest use cases for cryptocurrencies, particularly stablecoins.
31:4523/09/2022
Ep 68 | Privacy, Regulation & Security of Digital Assets in Europe with Pascal Gauthier from Ledger
Learn more about Circle Converge22: https://circle.com/converge
Stablecoins are here to stay and continue to help pave the way for the mainstream adoption of Web3 and DeFi. Although Europe sees privacy as fundamental by design, there is room for improvement when it comes to financial transactions. Centralized databases can be hacked. For this reason, DeFi and crypto in general can provide solutions to both future digital asset security threats and global banking.
In this episode of The Money Movement, Jeremy is joined by Pascal Gauthier, Chairman & CEO of Ledger*.
*Ledger supports EUROC.
30:0209/09/2022
Ep 67 | The Acceleration of Digital Finance with Abhi Bisarya of Crypto.com
Learn more about Circle Converge22: https://circle.com/converge
Crypto.com’s vision is to make crypto accessible for everyone through beginner-friendly user interfaces, proper education, and core infrastructural improvements. The exchange’s globally usable, locally acceptable Visa card is a good example of this, but there’s more on the horizon as we transition from the speculative phase to the utility phase of cryptocurrency.
Mass adoption, interoperability, and institutional participation are around the corner as digital currencies continue to evolve and the crypto ecosystem continues to expand.
To share all in this episode of The Money Movement, Jeremy is joined by Abhi Bisarya, Chief Product Officer of Crypto.com*.
*Crypto.com is a Circle customer
32:4626/08/2022
Ep 66 | Perspectives from Asia on Dollar Digital Currencies with Annabelle Huang of Amber Group
Learn more about Circle Converge22: https://circle.com/converge
Dollar digital currencies have had a huge impact on cryptocurrency markets and are likely to continue to shape the digital asset industry and the global economy. How do Asian markets approach this phenomenon and where do they see the future of decentralized finance heading?
The developments of DeFi could cascade into commercial finance faster than anyone anticipates, while decentralized credit provisions and new risk management and transparency systems will play increasingly important roles as we shift from the speculative phase to the utility phase of the Internet of Money.
To share all in this episode of The Money Movement, Jeremy is joined by Annabelle Huang, Managing Partner of the Amber Group*.
*Amber Group is a Circle customer.
34:5612/08/2022
Ep 65 | Bitcoin as an Economic Bedrock with Michael Saylor of MicroStrategy
Bitcoin is the original cryptocurrency, and still the largest by market capitalization. But beyond the statistics, the ethos behind Bitcoin and ensuring its place as an immutable, trusted foundation for a digital transformation of the global economy permeates the thinking of many developers, high-profile supporters, and crypto enthusiasts.
The path to a more efficient and empowering economic system will spread across generations, with much of the essential infrastructure yet to be built. But Bitcoin has faced many challenges before, and appears ready to play its part as bedrock in the increasingly digital world we live in today.
48:0729/07/2022
Ep 64 | Building Bitcoin as Sound Money with Dan Held of Kraken
Bitcoin helped spawn a digital assets industry that is worth hundreds of billions today. And while the original cryptocurrency may not incorporate every new and exciting innovation that emerges from the fast-paced ecosystem development, Bitcoin remains the largest contender by market capitalization and embodies the ethos of security through decentralization and code-as-law more than perhaps any other protocol.
Growth in the industry doesn’t appear to be leaving Bitcoin behind, and developers are hard at work on a multitude of projects to bring even greater functionality and ease of use for Bitcoin to a larger and larger global audience. But can Bitcoin become an integral part of a global financial system based on sound money?
In this episode of The Money Movement, Jeremy is joined by Dan Held, Director of Growth Marketing at Kraken*.
*Kraken is a Circle customer.
28:2315/07/2022
Ep 63 | The Evolution of Digital Finance and Bitcoin Futures ETFs with Michael Sonnenshein of Grayscale Investments
As Grayscale and other financial institutions continue to help integrate cryptocurrency trusts and Bitcoin futures ETFs into the existing financial system, traditional investors have more opportunities than ever to account for the future potential of digital commodities in their portfolios.
Throughout the 20th century, builders, policymakers, and financial professionals worked together to leverage physical commodities to build a world the likes of which humanity had never seen; now they’ll need to come together to do the same with digital commodities for the 21st century and beyond…
34:1124/06/2022
Ep 61 | The Evolution of Payment Systems with Henrique Dubugras of Brex
The "growing pains" experienced by traditional financial institutions are acting as a natural catalyst for the digitalization and proliferation of new currency systems. As a result of new applications and technologies that can provide even faster, easier, and more cost-effective payments, the entire ecosystem is set to undergo significant change.
In this episode of The Money Movement, Jeremy is joined by Henrique Dubugras, Founder and Co-CEO at Brex* to discuss how they are influencing the financial management of a business and the opportunities and limitations of fiscal decentralization.
*Brex is a Circle customer
33:3115/06/2022
Ep 36 | Greatest Hits - Crypto & The Carbon Emissions Debate with Nic Carter & Meltem Demirors
In this Greatest Hits episode of The Money Movement, we revisit a discussion from just over a year ago where Jeremy was joined by Nic Carter and Meltem Demirors to discuss the crypto carbon emissions debate.
Here is the original episode description, originally published March 31, 2021:
With exploding interest and adoption of crypto, once again the debate over "Crypto's Carbon Footprint" has returned, with critics sharing wild assertions about the energy footprint of Proof-of-Work network security. We will break down the facts, the research, and a view into not just how crypto is driving renewable energy innovation, but also examine the carbon footprint of security infrastructure backing the U.S. Dollar.
In this episode of The Money Movement, Jeremy is joined by Nic Carter, General Partner at Castle Island Ventures* and Meltem Demirors, Chief Strategy Officer at CoinShares*.
* Castle Island Ventures and Coinshares are Circle customers
50:1220/05/2022
Ep 60 | The Future of Payments with Nabil Manji of Worldpay
With the help of stablecoins, crypto payments are becoming more mainstream as major facilitators begin integrating public blockchain infrastructure into their systems in earnest. Worldpay has played a role in the development of a more inclusive digital currency infrastructure by building fiat ‘on-ramps’ and exploring more efficient payments with dollar digital currencies.
They’re one of the first in what could be a long line of payments processors and other businesses leveraging crypto technology to build the next generation of merchant-customer relationships.
In this episode of The Money Movement, Jeremy is joined by Nabil Manji, SVP/GM and Head of Crypto & Web3 at Worldpay.
*Worldpay and Circle recently entered into a Memorandum of Understanding covering technology integrations needed to support USDC settlement.
31:1013/05/2022
Ep 59 | Free Markets and the Evolution of Digital Finance Platforms with Brian Brooks of Bitfury
Innovation has been essential to creating the modern lifestyle many enjoy today but requires a risk appetite and a willingness to let markets express consumer preferences that emerge in a free and open society. Blockchain networks and decentralized platforms are creating a new set of conditions for digital finance transactions that can broadly increase inclusion and quality of service, and policymakers around the world are carefully considering the path forward.
Blockchain networks and decentralized finance can help improve or supplant existing financial infrastructure but will need support from both sides of the aisle to truly unlock the benefits of digital finance and programmable money.
In this episode of The Money Movement, Jeremy is joined by Brian Brooks, Chief Executive Officer at Bitfury Group and former U.S. Acting Comptroller of the Currency.
38:3906/05/2022
Ep 58 | Digital Money Comes of Age with Dante Disparte of Circle
The 20th century saw economic booms and shocks that caused governments worldwide to develop new systems for managing systemic risk while encouraging growth of the private sector. Those efforts have evolved into the financial system we know today, predating the internet by decades and only slowly realizing the benefits of digital technology.
Following the Great Recession of 2008, decentralized networks emerged to apply the benefits of internet technology to money and finance, laying the foundation for the burgeoning digital asset ecosystem we see today. What does the future hold for governments, the unbanked, and the foundation of how value is exchanged around the world in light of these remarkable advancements?
In this episode of The Money Movement, Jeremy is joined by Dante Disparte, Chief Strategy Officer and Head of Global Policy at Circle, to discuss the road to digital money..
They cover:
👉 00:01:00 - The new digital currency based financial system
👉 00:04:00 - Building this new financial system
👉 00:05:00 - Sound money philosophy
👉 00:07:00 - Fractional reserve banking
👉 00:13:09 - How digital money is used in the real economy
👉 00:19:04 - Are banks really a public good?
👉 00:20:40 - Are these innovations really competing with the traditional banking system?
👉 00:23:00 - The implication of digital transformation on the utility of money
👉 00:28:03 - Digital money’s inherent boundlessness
👉 00:31:00 - Making transactions more efficient, push the tech into the background
👉 00:37:15 - Getting the user interface right
If you’re interested in the innovation of digital money and the evolution to a more efficient financial system, tune in to this episode of The Money Movement.
Subscribe here:
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👉 Email: https://bit.ly/3aXWYY5
And connect with Dante here:
👉 Twitter: https://twitter.com/ddisparte
👉 LinkedIn: https://www.linkedin.com/in/dantedisparte
👉 Website: https://dantedisparte.com
About the show
The global economy is experiencing unprecedented challenges and change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient, and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains — forming a new architecture for the global economy and creating new opportunities for companies everywhere. The Money Movement explores and chronicles the issues and ideas driving this brave new world of digital money.
The Money Movement is brought to you by Circle. Our mission is to raise global economic prosperity through the frictionless exchange of financial value. Learn more about Circle Business Accounts and Platform APIs at circle.com.
33:03:0029/04/2022
Ep 56 | The Evolution Of Digital Assets with Mathew McDermott of Goldman Sachs
The emergence of digital assets has already brought tremendous change to the world, from innovative streamlined payment systems to NFTs that democratize ownership of media, and even DAOs that are redefining how organizations collaborate to get things done.
By some measures, the financial sector has been slow to take up the vast opportunities presented by public blockchain infrastructure and the attendant gains in capabilities and efficiency. But behind the scenes, titans of finance like Goldman Sachs have been doing their research, and are nearly ready to join the crypto economy in a big way…
37:3315/04/2022
Ep 55 | Bitcoin, Blockchain and the Open Internet with Nicolas Cary of Blockchain.com
Bitcoin was born in 2009 on the heels of geo-economic crisis. Lower trust in the existing financial system spurred adoption of new, open standards for transferring value around the world and coordinating time and talent, bringing into practice development and opportunities that had previously existed only in theory. Satoshi’s initial innovation enabled peer-to-peer transactions over the internet without counterparty intervention, but the potential for increased global efficiency, inclusion and prosperity are only beginning to be realized.
One business that is fuelling the growth of blockchain technology is the aptly named: Blockchain.com, trusted by millions since 2011 with over $1 trillion in crypto transactions and a standard bearer for the future of the open internet.
42:5008/04/2022
Ep 54 | The Power of Equity Crowdfunding with Cary Breese of NowRx
For decades, startup capital was almost exclusively raised through venture capital firms, relying on a handful of institutions and high-net-worth individuals to drive innovation and bring disruptive new businesses to the market. In 2012, the passing of the JOBS Act enabled millions of retail investors to finally access startup investment opportunities, giving them a shot at significant returns and giving founders an entirely new way to fund and grow their big ideas.
In this episode of The Money Movement, Jeremy is joined by Cary Breese, CEO & Co-Founder at NowRx along with SeedInvest Co-founder and CEO Ryan Feit.
*Important Disclaimers
This presentation should not be viewed as a current or past recommendation or a solicitation of an offer to buy or sell any securities or to adopt any investment strategy. Past performance is no guarantee of future results, and there can be no assurance that an investment strategy will be successful or that the historical performance of an investment, portfolio or asset class will have a direct correlation with its future performance.
SeedInvest's due diligence process is no guarantee of success or future results. All investors should carefully review each investment opportunity and cancel their subscription within the allotted time frame if they do not feel comfortable making any specific investment based on their own DD. Learn more about due diligence on the SeedInvest Blog and our vetting process in our FAQs.
Past performance is no guarantee of future results. In addition, SeedInvest's due diligence process is no guarantee of success or future results. All investors should carefully review each investment opportunity and cancel their subscription within the allotted time frame if they do not feel comfortable making any specific investment based on their own DD. Learn more about due diligence on the SeedInvest Blog and our vetting process in our FAQs.
All securities-related activity is conducted by SI Securities, LLC dba SeedInvest, an affiliate of Circle Internet Financial, and a registered broker-dealer, and a member of FINRA/SIPC.
NowRx is offering securities through the use of an Offering Statement that has been qualified by the Securities and Exchange Commission under Tier II of Regulation A. A copy of the Final Offering Circular that forms a part of the Offering Statement may be obtained from: NowRx: https://www.seedinvest.com/nowrx
** Jeremy is an early-stage investor in NowRx
31:5125/03/2022
Ep 53 | Global Crypto Adoption on Solana with Anatoly Yakovenko of Solana
In 2017, Anatoly Yakovenko solved the problem of keeping time between distrustful computers, he had a sudden epiphany that led him to use this experience in scaling distributed networks to create Solana. Not long afterwards, Solana goes live with a capacity of 250,000 transactions per second on a public testnet with 50 nodes. Three years later, Solana has processed over 40 billion transactions at approximately $0.00025 per transaction, unlocking a host of new possibilities for everyday applications for blockchain technology.
In this episode of The Money Movement, Jeremy is joined by Anatoly Yakovenko, Co-Founder at Solana, a Circle blockchain partner.
41:2910/03/2022
Ep 52 | The Future of Humanitarian Aid with Joseph Thompson of AID:Tech
The pandemic catalysed the world's transition to digital processes. Alongside natural disasters and persistent poverty, it also shined a light on the need for global humanitarian efforts to upgrade to better ways of delivering on their goals for impact and preparing for an uncertain climate future. Combined with emerging solutions for self-custody of digital identity, leaders of humanitarian initiatives are rethinking how they can make each dollar go further while reducing overhead and misuse of funds with the help of new financial infrastructure.
In this episode of The Money Movement, Jeremy is joined by Joseph Thompson, Co-Founder & CEO at AID:Tech.
40:4903/03/2022