Well, election day is finally here.  American’s will be going to their voting booths throughout the day.  But before you cast your vote, are you familiar with the housing plans for each candidate

A significant number of events will unfold this week that could rattle your investing confidence.  First of course, tomorrow’s election.  Wednesday, the Fed’s interest rate decision.  Lastly, corporate earnings sprinkled throughout the week.  Bottom line, this could be a historical week that could rattle your nerves.  So how do you stay cool, calm and collected with your portfolios?  We’ll let you know

Tech earnings dominated the week on Wall Street.  Then, we had a bizarre Non-Farm Payroll report this morning.  And finally, bond yields surged.  What is the market telling us?  Are you ready for next week with the presidential election?  We’ll explain it all

Is a Wall Street landlord bad for your home’s price?  Kamala Harris thinks so.  She has pledged, that if elected, she will ask Congress to pass the Stop Predatory Investing Act that would remove tax benefits for corporate landlords who buy single family homes.  But are these Wall Street buyers really bad for your home’s value?  We’ll let you know, this afternoon on the Jon Sanchez Show at 3pm.

As the election draws near, you may be thinking of making some dramatic changes to your portfolio.  As the saying goes “to each his own”.  But before you make any drastic changes, you should ask yourself the following question….”Do I have a thorough understanding of each candidates economic policies?”  If the answer is no, we will help.  This afternoon on the Jon Sanchez Show at 3pm, we’ll review the latest policies for our next president.

When I speak to clients about adding physical real estate to their portfolio, one of the most common objections I hear is….”I don’t want to get phone calls in the middle of night or I don’t want to be a rent collector.”  The concerns are valid except for one thing….you don’t have to be that person.  Instead, your property manager does.  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss how to choose a great property manager.

Investors spend their lives accumulating assets.  But then, the unexpected happens…..a lawsuit.  Once that lawsuit happens, your asset protection strategies become limited.  As we all know, a person can be sued for anything, so the most prudent thing to do is to have asset protection strategies in place, well before anything happens. We’ll discuss some very simple, yet effective strategies you can implement immediately.

The risk of individual stock ownership was exemplified Wednesday and today.  I am referring to McDonalds.  But does that mean we should avoid individual stocks in exchange for baskets of equities such as mutual funds and Exchange Traded Funds?  Absolutely not.  But what it does mean is we need to have defensive strategies in place.

Investors are finding themselves in a predicament.  Bond prices are falling and yields rising, mortgage rates are nearly one half of a percent higher since the fed cut rates, they are uncertain of the economic impact of the election and of course many are concerned with the Middle East tensions.  So what’s an investor to do?  We’ll share with our playbook.

For most people, a divorce is a life altering, devastating event.  Besides the emotional toll it takes on you, there are the financial ramifications.  One of the biggest decisions you will both need to make  is determining what to do with the family home.  Not only is it filled with memories but it’s monetarily significant.  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss the various options a divorcing couple may consider.

Many parents are opting to stay at home to care for their children instead of being in the workforce.  The primary reasons are financial as well as personal.  But what do you do for income if you are a stay at home parent?  This afternoon on the Jon Sanchez Show at 3pm, we’ll give you some great ideas on how to have the best of both worlds…be at home with your kids and make money.

Are you your best friend or your worst enemy when it comes to managing your own money?  For most, you are probably your worst enemy.  You wait too long to cut your losses and you sell out of your winners too soon.  This is human nature and both professional and retail investors are guilty of it.  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss how important it is to have the right frame of mind to be a successful investor.

When it comes to buying a home, there are two ways to determine your price range.  One, what you personally think you can afford.  Two, what the lender thinks you can afford.  This afternoon on the Jon Sanchez Show at 3pm, we’ll review in depth how mortgage companies determine what they will lend you.

Tariffs are at the forefront of this presidential election.  Trump wants to increase them.  Harris hates them yet her boss is using them.  Who is right?  This afternoon on the Jon Sanchez Show at 3pm, we’ll explain exactly what tariffs are, determine if they are good or bad for the economy and most importantly good or bad for you and your family.

We’ll be reviewing our local real estate data.  You’ll learn our new median price, how long it takes to sell a home, the number of new listings, our current inventory level and much, much more.

Our favorite investment class is not stocks, not bonds, not mutual funds.  But it is Exchange Traded Funds, aka ETFs.  But how do they work, what do you look for when buying them and what are the negatives?  We’ll let you know.

Third quarter earnings season officially began today with the likes of JP Morgan, Wells Fargo, Blackrock, etc.  If these companies are representative of what other companies will report, it should be a good quarter.  So how should you be allocated now?

Have you ever wanted to hire a professional but they said they are too busy?  If the answer is yes, you probably became very frustrated.  In today's world, a good professional is hard to come by especially a real estate pro who has a track record of success.  But there are 9 traits of a great real estate client that will make agents want to work with you.

You spend your entire life building up your net worth.  Then all of a sudden, you get into a bad car accident, or you have a major health issue, your business gets sued or maybe you lose your job and can’t pay your bills.  Whatever the scenario is, your assets are at risk.  This afternoon on the Jon Sanchez Show at 3pm, we’ll explain some very sound asset protection strategies for both the individual and the small business owner.

If you and your siblings are on track to one day inherit your parent’s home, you may be in for a bit of a challenge.  First a decision needs to be made to either keep the house, rent the house or sell the house.  If you choose the selling option, is one sibling going to buy the house or is the house going to sell to the public and proceeds distributed?  Join us this afternoon on the Jon Sanchez Show as we discuss this very common dilemma.

This morning, we received the September Non-Farm Payroll report and what a report it was.  The government data stated 254,000 jobs were created when Wall Street’s expectation was only 150,000.  The bad news is that bond yields surged, and this report will be the last one before the fed meets again.  Is the economic glass half empty or half full?  We’ll let you know

The refinance wave is starting to build.  According to the Federal Reserve, there is over $35 trillion in home equity, the most since the 1950’s.  If you are considering refinancing, you may have a lot of questions.  We’ll answer these questions, this afternoon on the Jon Sanchez Show at 3pm.

9/16 - The Federal Reserve is poised to start cutting rates this Wednesday, and over time those cuts will ripple their way through the economy.  Borrowers should pay less on their debt, savers will earn lower interest on their cash. But that is just the basics. We’ll explore many more areas of the economy that may be impacted with this first rate cut.

9/13 - Weekly market update

This morning we received the highly anticipated August Non-Farm Payroll report.  Initially, the market was very pleased with the data and it rose significantly.  But then, it reversed course and sold off.  What was in the report that upset investors?  What does this report mean to the fed and the September 18th interest rate decision?  We’ll let you know,

It was a week that saw the Dow Jones Industrial Average close at record levels yesterday, benign inflationary data this morning and the close out of a very successful week and month on Wall Street.  What are the positives and negatives we have to look forward to in September that could influence your portfolio’s performance?  We’ll let you know, this afternoon on the Jon Sanchez Show at 3pm.

Lawmakers have sent a bill to California Governor Newsom that would expand a state backed down payment assistance program. It targets Undocumented immigrants who are looking to buy a home.  Those eligible will get interest free loans of as much as 20% of a home’s value to a maximum of $150,000.  Is this fair?  Could it expand nationally?  We’ll discuss it this afternoon on the Jon Sanchez Show at 3pm.

With mortgage rates trending down and even lower rates being expected in the next 1-2 years, what can we expect from the housing market?  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss 6, very likely scenarios you may want to consider if you are a buyer or a seller.

8/23 - The Jackson Hole summit and Fed Chair Powell's direction

8/22 - Keep your low mortgage rate or trade up and pay more? How to decide

8/21 - Today's jobs report sets the tone for Fed activity

8/20 - Assembling your real estate rehab crew

8/19 - How to catch up if you're behind in retirement savings

What a week it has been on Wall Street.  From a global sell off to a significant rebound.  How would you grade yourself and your portfolio after this week?  Did your portfolio hold up well?  Did you “buy on the dip” during Monday’s sell off?  Did you mentally panic or stall cool, calm and collected?  Similar to an athlete watching films of the game, you need to look back on this week and learn from it.

On August 17th, 2024, the real estate industry will undergo a significant change when the new real estate commission rules take effect.  As a buyer, you may be responsible for paying a commission to your agent.

Two days ago on Monday, August 5th, investors both globally and domestically had a scary wake up call.  The awoke to a global market sell off, a 12%+ loss in Japan and eventually a 2%-3% loss on our major indices.  Volatility is back whether we want it to be or not.  But how should you handle it?

Today, we suffered a major market decline.  This week, investors have digested a mix of corporate earnings, with misses in some of the major technology names.  In addition, economic data is showing a slowdown in the labor marker as well as our factories. So what does this mean for your money?

If you’re thinking about selling your home, finding a real estate agent you trust is a major first step.  Once you’re comfortable and ready to move forward, you’ll need to sign a listing agreement.  This is the legal contract that outlines the engagement between you and your real estate agent.  It also explains each party’s rights and responsibilities regarding selling your home

We'll look at retirement investments we like

7/26 - Wall Street Weekly Wrapup

7/25 - A real estate purchase is an emotional event

Americans have a problem with estate planning:  They know they should do it, but most don’t.  No one wants to talk about their own death, let alone plan for it.  Trust and Will found that 81% of Americans aged 28-43 think estate planning is important, but only 36% have done any planning.  So who needs an estate plan?  Almost everyone and we’ll explain why, as we continue part two, tonight on the Jon Sanchez Show at 5pm

A change is beginning to occur within our local housing market based upon the June data we just received.  Join us when we look deep into the data and discuss our new median price, the number of new listings, our active inventory, our months’ supply of inventory and much more, all to help you make informed buying and selling decisions.

Americans have a problem with estate planning:  They know they should do it, but most don’t.  No one wants to talk about their own death, let alone plan for it.  Trust and Will found that 81% of Americans aged 28-43 think estate planning is important, but only 36% have done any planning.  So who needs an estate plan?  Almost everyone and we’ll explain why.

In many scenarios, Wall Street can view good news as bad and bad news as good.  This is what happened this morning when we received June’s Non Farm Payroll report.   Job growth is slowing yet Wall Street doesn’t mind.  Why?  Because they want a fed interest rate cut sooner rather than later.  I’ll share with you the report and wrap up the week on Wall Street,

6/28 - How politics affects your portfolio

6/27  Understanding homeowners associations

6/26 How to create a legacy plan