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This year was crazy well when it came to relationships and interpersonal situations and I haven't shared this publicly at all but I am sharing it now and it's something that I've had to navigate as someone who didn't have the closest relationship and never really discussed it online and what I find that as a female
who, you know, is actually confident.It's something that's a little bit intimidating about that to other people.And usually they want to kind of diminish that story or discount that person.Well, hello guys, the break is back.
It has been a minute since we have done any episodes on this podcast and I want to actually do this one about finding your way back and moving into a new direction which is really where I currently am at and I thought
I wanted to come back and be super, super candid.And I really wanted to talk about kind of losing your way and then navigating the next part of your journey.
And for everyone who has followed and been part of this journey, you know that we started off kind of an accident with a very simple idea, which was to make financial understanding simple.
I'm a simple person, I yeah have like a financial background and stuff like that but I made so many mistakes and I didn't want other people to make those mistakes.
I always made it clear I'm not a financial expert but I have done what I've done to be able to increase my financial wellbeing.And so I wanted to provide that information to anybody watching.
And I didn't really expect, especially women to be so in tune with the conversation and then also men to come on board as well and join the gang.
I also wanted to have candid conversations with really amazing people who are inspiring and will just motivate myself as well as others when it came to building something big or that has legacy or just had great stories.But then life happened.
And one thing about life, a year can go by and you can look back and be like, where did that year go?I think it's actually been over a year at this point in time.
And this year was a crazy one when it came to relationships and interpersonal situations. And I haven't shared this publicly at all, but I am sharing it now that this year was actually the year that my father passed away.
And I didn't talk about that on the internet or anything.And it's something that I've had to navigate as a firstborn daughter and as an immigrant and as someone who didn't have the closest relationship and never really discussed it online.
But it was one of those things that really put things into perspective for me when it came to looking at not just money but like what does wealth truly mean.
So the break is back and we are looking at wealth from a holistic perspective because it's not just about the money in your bank but also a full life that feels wealthy to you.So we're going to go and get into this episode.
Now, before we start, I wanna talk about the sponsor of the fourth season of The Break, Klarna, the smart payments partner, offering you a choice of payment options.
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So one of the things I really wanted to talk about was being scared to talk about finances, especially as a female and this idea around evil eye.And I know a lot of people culturally are a bit like, we shouldn't talk about money.
Like, no, no, don't tell anybody, don't speak up about it.
And I even put it on my Instagram that I stopped talking about financial stuff and my situation based on the fact that I really noticed that I was getting, I wouldn't say negative responses, because actually in hindsight, the positive responses were bigger than the negativity, but the negativity drowned it out.
And what I find that as a female who is about finances, just about, and is about lifestyle and is about enjoying and is actually confident about it is something that's a little bit intimidating about that to other people.
And usually they want to kind of diminish that story or discount that person, bringing up reasons as to why they don't matter or their opinion isn't valuable or why they are in the wrong.
And so I really took a step back on wanting to talk about this as a subject matter.
And I wonder if this is something that other people deal with, especially as women, when it comes to, you know, them earning more and as women are actually going to be earning more than men, like in the long term, I think this is what some of the data is saying.
Like, how do we navigate that as a society?Do we believe or do you believe in the concept of evil eye?I don't know if that's a hot take or not, but I think culturally, a lot of people genuinely feel like it's really bad to speak about your earnings.
I think men don't do it as much because they usually connect with each other about this as a conversation.And within my social circles, we had to learn to be a lot more open about our salaries, about our expectations, about our bank balances.
And what was super interesting is finding out from inside my circle that some people, you know, were struggling.Some people had, you know, debts that they had never ever discussed and they didn't have a plan on dealing with it.
And I remember one of my friends was like, listen, I've got credit card debt and that's why she didn't want to come out as much.And it took her a long time to had that discussion with me.
But once we had that discussion, it felt so amazing because when she was like, oh, I'm not coming to this, like, I wouldn't think, oh, she's just, you know, she's flaky.I would understand why she wasn't going to show up.
And I think that the confidence to have those discussions, maybe not necessarily online, is really, really important amongst, you know, the female social circles.But also, why can't we have these conversations online?
Should we be working on having those? online more or do you feel like the internet is not necessarily a safe space for that?Wow, Maureen just said the internet is not your inner circle.
As a natural oversharer, I've actually used the internet as a space for me to relay my thoughts, share my life and give too much.
And also a lot of people have noticed that I have pulled back quite a bit because I really wanted to change direction about what I presented online.And I gave a lot of my family, of my relationships, of my children.
And for me, especially as life changes, it wasn't something that I wanted to do as much.And now when I talk about wealth, obviously I'm talking about it from this holistic perspective now.It's not just about money, but it's also about those things.
And the more precious those things became to me, the less I wanted the world to consume it like product, if that makes sense.I wonder if we are in a world where we have commodified absolutely everything.We have.Everything's for sale.We're for sale.
Children are for sale.Our relationships are for sale.And for me, I had to make the decision of what am I willing to sell?And I realized I wasn't willing to sell everything.
However, there are things that I am willing to talk about now and my financial journey to an extent is something that I'm still open to share about because I realize that people do get the value from it.
So a lot of people know me when it comes to the property investing, which I still do. and have also expanded on the property portfolio to an extent.I'm not going to get into too much detail about it.
And actually I received a lot of questions about some of the changes when it came to the taxes and landlord taxes and the expense of, you know, using of property investment.
as a income source and I have lots of lots of thoughts around that because I think a lot of people think that property is like the only form of investing and I always say that just because people are in property it doesn't make them the top investor.
Investing is all about making a return on a dollar, a return on a pound. And property is actually one of the most illiquid, meaning you can't get your money back fast and heavy and cumbersome forms of investing.
If you have a lot of money, it's a great, great tool to make returns on, but people don't always make returns in property.So don't feel like that has to be the model for you.
And ideally in this podcast, we're going to provide other opportunities for people to learn about ways to make money outside of
property but also we'll talk about that and all that other stuff with experts but i still do that i've started a number of new ventures and i'm going to be real with you ventures are hard i'm the kind of person who comes up with multiple ventures all at the same time because i like problems and i will get into some of the details some of you guys know i launched a hair care brand i've also partnered on my sister on a business and i think we're going to talk about that in another episode
But yeah, I'm gonna let you guys know what my finances look like when it comes to running and operating multiple businesses.So with that being said, one of the biggest questions I get asked is, how do you do it all?
And I wanna say now, I feel bad about saying this.And as the girl who wrote the book called Heart and Hustle, I realized that hustle sometimes can be a trauma response.
I realize now based on my upbringing, based on certain circumstances that this working hard and hustling and hustling and hustling is based in a spirit of, you know, fear, lack, and maybe a little bit of stress.And I don't think it's a bad thing.
I don't think that a sprinkle of trauma is the worst thing in the world.I know that is a crazy thing to say, but most of the times when you hear about the story of success from other people, something has kind of happened.
And I mentioned, you know, about the passing of my father and realizing that, you know, I'm the firstborn daughter of two girls, that there was no one else to really save us.
And, oh, I've got so much to discuss about this in the world where we need men to save us.When you are two girls in a house and you realize, oh, there isn't really anyone here to save, you really do take on a lot of that as a responsibility.
But I mentioned deportations and a lot of things that happened in the past that I only now recognize impacted my strive for survival and my strive for success.
And hustle became my way of protecting myself from ensuring that something bad wouldn't happen or that somebody wouldn't be able to take away something from me. I think it's valuable in one sense, but also rest.
I think there are a lot of us who are hustling out here and we don't know how to lean into rest.And I made this quite clear in this year that this was my season of enjoying.I was on social a lot, YouTube videos, vlogs, all of that stuff.
That was a hustle. It looked like it was so fun.It was enjoyments.But making content, coming up with plans every day, uploading every single week was job.It was a hustle.It was for coin.It was, of course, I love doing it.I love community.
I love audience.But I promise you that most people don't want to put themselves out all the time, constantly for free.Let's be very real.Social media is a business and the hustle is selling yourself.
And eventually, for me, this year's been the year where I was like, I'm jumping off this hamster wheel.I'm getting off this and I'm protecting my absolute peace.
And for anyone who is out there, who is on that journey of thinking that they are a hustler, they are a hustler, I think it's really powerful.Again, I love being a hustler.I love what, you know, it's done for me.
But also I think it's really important to think about, you know, what that driver is.And I always say fear is a great driver.Fear is super, super valuable, but fear alone will cause burnout.
And I got to that phase and then I'm now in a new phase where I'm really enjoying life a lot more.And it means I can come back fresher than ever with a new perspective.
Speaking about social media, let's talk about the fact that you cannot believe everything that you see.I have been a creator online.You will not know the struggles that I'm going through behind the scenes.I will show up.I will look great.
I will take my pictures. but I might be posting online through the tears.This is super toxic.This is super toxic.But even on the day of my father's funeral, a social post went out.
I didn't put it out, but I remember my friends being like, no days off.And it was a sponsored post that had to be posted.I didn't post it, but it was so interesting that they knew the moment that I was dealing with,
but no one online would know the fact that I'm dealing with something super, super difficult at the time.But this beautiful, happy post went out and I noticed that there is this constant showing of amazing lifestyle, amazing lifestyle.
bought a new bag for like 40,000 pounds, like that kind of insanity.And I realized, even as a creator myself, oh no, oh no, this don't make sense.And I don't know how healthy I think it is.Hot take.
When you see somebody spending a crazy amount of money, it's not their own money.I promise you, as a luxury girlie who loves all my good stuff and is earning very well, there's certain things that my spirit
Maybe it's just the immigrant in me, but there's certain things I'm not going to buy.I need to be worth £30 million before I spend £150k on something that is consumable and materialistic.That's just my hot take.
Maybe not everyone is set up the way I'm set up, but that is what I am like.
And I have, I'm not going to say insider knowledge, but I've seen it with my own two eyes that a lot of purchases that you see in this world or social media are not by the works of their hands. I'm just gonna leave it at that.
So don't be fooled by everything that you see online.I'm gonna say, I've show up smiling, gorgeous, fabulous, wipe my tears, make that content, put it out there.It is the game and you have to be aware that a lot of it is for creating a feeling.
A lot of it is for creating entertainment and perspectives that aren't always real. So I have noticed a lot of changes that there are two worlds.There is the high spend world and there's also the smart spend world.
And I feel like I'm happy to sit in the middle because I truly believe in like enjoying a luxury lifestyle and enjoyments and living, especially now with what's happened in my life.
I think that's super important, but I also believe in being smart about your spending as well.
Life isn't about just like holding every penny back but also it's not about literally getting into debt, trying to look good for other people and you know being in financial turmoil.What does a balanced wealthy life truly look like?
For me when it comes to full wealth there are five things.Number one is your health. This is something I have learned this year, and I actually want us to really discuss this because why is being healthy something that is actually so expensive?
But health, number one.Number two, relationships.The relationships you have, one, with yourself, but also the relationships you have with others.
This year was the year that I prioritised fun and friendship and those connections more than ever and I truly feel like the wealthiest person because of that.
Three has got to be of course the moolah, the money and the relationship with spending and of course saving.
because i know people like to say you know money doesn't matter it does it really does and i think a lot of things do hinge on how comfortable you feel and secure you feel from a financial perspective number four has got to be purpose finding your reasons and why and when you know it you will feel like the richest man alive
And five, I actually think it's like routine, structure and habit.Not having them is really going to impact the way the rest of your life and your world functions.So those for me are five things that are super powerful when it comes to wealth.
So this was a year that I really prioritized fun and having a good time but I realized that my spending went up a lot and my income also went down.
I'm going to talk about accounting okay and actually is running a business if you don't know about accounting it's actually historic data right and I do my business accounts for multiple different businesses
And the year that I was prioritizing, you know, fun and whatever, I definitely reduced my income.I did not make as much money and I spent a lot more money.And I will tell you that enjoyment is a cost, right?It cost me money to have fun and play.
But to me, it was a cost that was worthwhile. I got to a place where I truly needed to build relationships back and actually learn to let go a little bit more.I have been, I'm not going to say I'm uptight, but I've been uptight.I be working.
I used to side eye my sister for going out and having a good time, but like you're always out, always socializing. I used to always, no, but I did.I used to, even like my cousin, my sister, I'd be like, you lot are always outside.
You lot are always outside.No, you are inside.What are you doing?All you do is work.You don't see anyone.You don't do anything.And I had to learn to kind of almost break my mindset around that play is a valuable thing that people have to do.
And I used to feel guilty for having a good time.Like I should be working.I should be being productive.And I had to change that. Truth about having more of a good time is it costs more money and you make less money.
And I could see that in my accounts.However, this year I decided to do a few more ventures.I decided to also continue that life of fun. but also the working as well.And I think we're on track for some good numbers this year as well.
But I did have to go back to my budget to really be like, OK, let's look at the budget.Let's look at what we're doing.Let's look at what we're spending on.Let's rejig the numbers.
to give me direction and I know some people think that budgeting is tedious but honestly it's one of the most valuable things that you could possibly do to keep you know on top of your finances like just checking on it and being aware of it is important so for any of you guys who have the budget and have downloaded it please look at it again it's valuable.
So let's talk a little more about how Klarna works.You've probably seen it while shopping online but did you know it's not just about splitting payments?
Klarna offers you a choice of payment options including pay now which lets you pay up front in full
or pay in three which helps you to spread the cost interest-free and you can also choose to pay in 30 days which can be helpful if you need to see the item before you make a decision but you might not want to be out of pocket.
What I love most about using Klana is that they've got your back.For example, you can pause your payment if something goes wrong with your order or extend your due date if you need more time.
And of course, you can pay your balance in full at any time to help you stay on top of things.It's about giving you the freedom to shop smarter and not harder.If you want to know more about how Klana works, head to klana.com for more details.
Just to know, borrowing irresponsibly may negatively impact your financial status.Pay in free and pay later are unregulated.Terms and conditions and late fees do apply.
And borrowing irresponsibly may negatively impact your financial status and ability to obtain credit.So be smart.So we were talking about soft go era and Erica's instant response was, it's yuck.
And I think that I'm kind of sick of seeing this concept of in my femininity, in my soft girl era, because I have a story and stories to tell when it comes to being that version of a domesticated housewife.
And also the idea of soft girl feminine all looks the same.
And as someone who never fit into the specific, you know, feminine stereotypes, even though I'm a mother, even though I cook, even though I clean, I've never been the most like long skirt wearing domesticated.I've never been that girl.
You know, I'm a little loud.I'm a little opinionated.I got married young.I did love that.But I promise you, I promise you, I know I don't fit into that.
feminine soft girl stereotype which I don't think is that valuable for people and I do think there's a place that is in the middle.
As someone who's had that experience of being in the home and being married and being domesticated and then seeing others as well there are risks associated and I will tell every single woman to have their own options.Marry the rich man.I don't mind.
Find the rich man.Yes.Hustle him.If that's what you lot want to do, because that's what most of you guys' mindsets are.Fine.Right.Some people choose to marry for love.Some people choose to be in a relationship for love.Struggle love, if you call it.
Some people obviously choose to, you know, think about their safety and security. and in a dream world you'd have the balance of both.
However, for girls who think that marrying a rich man is going to save them, I will tell a story of a very close, two very close family members who did just that.They married the rich man, they had a
Her number one piece of advice was, I wish I had something of my own.
and when she had to secretly start squirreling money away because she knew things were up she was reflecting back on the choices that she made and I think that there are a lot of stories like this but also there's a lot of stories on the other end as well and I think it's just important as individuals
Forget the whole, you know, men versus women or relationship discussion or anything like that.Just as human beings, having your own form of security as an individual is extremely important.
The idea of having to always rely on somebody else is insane.Is that my hot take?Is that crazy to think that? And this is the ping pong of life, right?
It goes from, you know, the women who are hard and hustle, and then they see that, and then are like, no, don't hustle.And then the women who no, don't hustle, then tell their children, no, you're gonna need to hustle and have your own.
So this is where you have to realize everything is about equilibrium, balance in life, have a beautiful relationship, find a man who is, you know, secure within himself,
And I say this to men and women, but I know that my viewers are mainly women, right?Actually, is that true?Let me know in the comments if you're a man watching.But also have your own items.Be a human being.
Look after yourself and others will also look after themselves.And in turn, you can look after each other.Just my take.
So the soft girl era for me isn't about what someone else can do for you but about the energy that you want to give out into the world and it has to be despite what is going on around you.
Learning to maintain your composure, understanding yourself, self-reflection and self-development is what will truly make someone a soft girl or a soft guy And it isn't about just this external perception of others.
It's really about where your head is based.And I plan to be a soft girl independent of what another individual does for me or doesn't do for me.
So one of my five key aspects around wealth is also health and under health is I truly think looking good.I know some people are going to be like, it doesn't really matter what you look like.No, it does.
It really does to me as someone who really cares about physical appearance and glamour. I think it's part of feeling and looking good, like within health, and it costs money to be healthy.
Why does a bag of spinach cost two pounds, but chocolate costs 20p?Okay, it doesn't cost 20p, but chocolate is very cheap, but vegetables and healthy food is super expensive.And as someone who cooks at home and tries to order
less and less food, the reality is that buying all the ingredients can cost more than just getting a McDonald's.
I'll tell you now, I will get a McDonald's breakfast once in a while because it's actually easier and cheaper than buying a fresh juice from some of these, you know, juice places.
And I think that for me, I've realized that buying good food and being healthy is an expense I'm willing to take.
i only go to two grocery shops this is going to be so bougie i'm so sorry oh lord can i say it i shop in waitrose and i shop in m&s and like online ocado right because for me the produce tastes better at these stores.
And you know, once in a while I might go to Tesco, but it's kind of rare.Can I say this?I'm going to keep it real with you.I've had to become a bit of a snob when it comes to what I actually put in my mouth because I can actually taste a difference.
And for me, that's such a sad thing that not everyone gets access to healthier options.
And when it comes to my beauty treatments and all that kind of stuff, I buy the expensive creams, I buy the expensive serums, I go and get amazing treatments and all of those things help me when it comes to my physical appearance.
So on social I decided to ask you guys to ask me some questions that you wanted to know and I want to do this a lot more to keep you involved in the conversations in what we are creating and putting out so you can follow me on my socials and of course the break.
But you guys had a lot to say.How do you make good financial decisions while enjoying luxury and leisure at the same time?Oh, that's a good question because I feel like that is my expertise.
And the best way to do it, I was going to say is to budget, but I'm going to say is to earn a lot of money.Up your income.It's very, very simple.The more money you have, the more enjoyments you can make.
I think it's very good and it's very important to keep the bottom line at the front of your mind.Like how much are you spending?Like we want to be smart with our spending.It's really important.
And that's where budgeting comes into play and using amazing tools.But the best thing you can do is also up what you make.Let's keep it real.Make more money, enjoy a little bit more, and you can feel relaxed about enjoying those luxuries.
But of course, budget and keep an eye on that bottom line.And I know people are like, how do I make more?How do I make more?And then I just talked about hustle and hustle is painful and it's a trauma response.
But the reality is life does what life does.And so one of the ways obviously you can make more money is by, you know, trading your time for money.So If you're working seven hours you might need to work nine hours.
If you are doing one job you might want to pick up another job.You might want to use your skills and you might want to freelance and do extra things for other people.You might want to up your rates for what you're currently doing.
There are so many ways that people can make more money and it does usually involve working a little harder than you currently are and I know people don't want to say that but It is what it is.It is what it is.It's hard.
How do I cope with mother's guilt while traveling on my own?
I think online, it looks like I travel a lot more than I actually do because I never post from when I'm at home and I save all my content from being on my travels and I post those for like a week to two weeks while I'm sitting at home in my pajamas.
But I will say probably every three or so months, I do travel for work and I actually have a trip that is coming up.How do I deal with the mom guilt? How do men deal with the dad guilt?
That's the question I really wanna know, because there are people who went to go and work in the mines, they work on rigs, they went to war.
This whole guilt thing is something I just don't necessarily feel, because my children are fed, they're happy, they're healthy.They've got a village, they've got aunties, they've got uncles, they've got grandparents, they've got love.
My kids look at me like, hey Ma, How you doing?They are happy when they see me and they are happy when I'm away.I call them every day and I never go away for more than a week at a time.
And I also think it's important for children to see the example of someone putting in the work.So this concept of mum guilt, I actually think is a bit of a, don't want to call it a Western concept,
or concept that we've been told that we have to have.I don't have it because dads don't have dad guilt.
And there are people who work nights and there are people who work shifts and they can't necessarily, you know, have that stereotypical relationship or that stereotypical dinner at six home.
and it doesn't mean that they love their children any less or that their children are less functional than others.
As long as my kids are thriving, we're conversational, we have a bond, I feel absolutely fine about what I'm doing and my kids are doing really, really well.Oh, this is a really good question.
Is the US a better place for black women in business and better opportunity? I'm going to say yes.I want to say the UK is bad vibes but it's really not that it's bad vibes it's just that the population doesn't necessarily add up.
The UK is 60 million people-ish of those 60 million people ethnic minorities make up about three percent of the population And I'd say black people make up about 1% of that 3%.And actually I think it might be 0.8% of that population.
So the numbers are not there.Now we are loud and we are strong, but when black people in America make up 15% of the population, the maths makes a lot more sense.
And they always seem to be a bit more ahead in the curve when it comes to really investing in ethnic minorities and groups. I would say yes, that is the case, especially when it comes to VC funding.
However, America has its own challenges and yeah, you need to work out if you are ready to deal with them.What's it like navigating social media now versus when I started? The game is really a game, I would say now.There is a lot of content out.
When I started, there wasn't that much content.And for me, I've had to pivot and pivot and pivot and change and pause and stop and start again and deal with new platforms. and work out what feels natural to me.
For me it feels just as amazing and you can find these amazing spots of authenticity and people who are absolutely amazing but also there's a lot of nonsense to navigate.
I have had to work out what does creating on social media look like for me now especially as I get older and my interest chains and what I want to put out has changed. But I think that it's just as valuable.It's just as powerful.
I think people can start today and grow something absolutely amazing.But getting through the noise is going to be difficult.And showing up consistently is the only way to win. Ooh, that's a fabulous question.
The question was, I'm an introverted person.I can't use social.I'm not charismatic.How do I build a business?And do I need social to basically do that?More or less is what I heard from that question.
And I think we live in a world with the assumption that the only businesses that exist are people who are showing up on the internet and showing you that they have a business.It's not true.
The amount of businesses and behind the scenes people who exist and are doing well is crazy out of this world.Not everybody has to be visible to be successful.
Let me say that again, not everybody has to be visible to be successful and not everybody who is loud and talking about their success is.I think the reality is that you may have a business where the product speaks more than you speak.
One of my favorite founders is Emma Greed, who is actually a co-founder of Skims.She's a co-founder of Good American.She's also a founder of an amazing agency that she sold.
And for the first 10 years of her career, if you didn't know who she was, you didn't know who she was.She was a woman moving and shaking behind the scenes.
And it's only now that she's decided to be more upfront, but she's already made it and now she's conversational and now she's inspiring so many people.So the reality is that you can do the groundwork for a period of time and be invisible.
Again, my friend Timo, he created and built a business.I did not know who he was until he exited that business for millions because he was going and doing the work behind the scenes.You do not have to be visible.
you might want to be a quiet voice but yeah if your idea is good your product is good you can build a business without being front and center of your brand.
So being successful running in business while being a parent which is basically the same conversation about being a woman.I get this question all the time because clearly it's
difficult for women to balance the labor of being a parent as well as, you know, the labor of building something big.I'm going to keep it sober with you guys.I have a lot of help. I have a lot of help.I have a big team.I have help at home.
I have family members who help me.My mom helps me.We are quite covered in that.All that kind of domestic-y things is actually well taken care of.And it gives me a lot of room to think about other things.But I didn't always have that.
And so for me, one of the number one things I learned to do was to prioritize and manage my time. I time block everything.My calendar is extremely well organized and I don't sleep.Like it is what it is.Trauma hustle. Trauma hustle, it's there.
I don't know what it is.I be working.I remember, and I look back on this story, and I think this is actually not healthy.I gave birth, I had a baby, and three days later, I was filming and editing YouTube videos.Why?Why?I asked myself why?
Because the hustle didn't ever stop for me.I now wouldn't do that.I promise you I'm taking a maternity leave.I promise you, if I was to have any more children. I'm taking that leave.
But the reality is the concept of balance and doing it all as a mother or having children is hard.And there's going to be seasons where you're going to have other people step in and support or you also bring the children along.
My children come to my office.My children sometimes carry equipment.
they yes you are four and eight but you're gonna work as well how do you get out of being stuck in a rut professionally and personally this is something i can relate to so intensely especially having a career online for over 10 years and you know showing up on camera for such a long time
I got to a place of being like, what is the reason?What is the purpose?And do you know what I had to do with this duck in the rut?I had to take time off.I had to switch it up.
I had to stop doing what I was doing and I had to prioritize understanding myself more.And I know that this isn't possible for everybody because you can't just quit your job.
sometimes you can just quit your job some people just quit their job my friends have just quit their jobs and they're feeling better for it do you know what you can all this believing that you can't i don't know if i believe it's true you can quit your job because you can find a new job i promise you taking the time to stop
reframe, reset and truly find out what's important to you is very important for getting out of feeling stuck.Switch it up, go on a walk, make new friends, step outside of your comfort zone and see what inspires you next.
And I don't want to be insensitive.And I understand that it is a privilege to be able to just quit your job.And I have the story actually before I started my career online, I actually quit my job when I couldn't afford to quit my job.
You know, I didn't have a mortgage.I didn't have crazy bills.And I was like, I can't do this anymore.And then when I quit that job, I panicked and I got another job and I stayed in that job for three months. And I couldn't do it.
And I quit my job again, because I did not want to be stuck.I wanted to think about where I wanted to go to next.And so sometimes you've got to do what you've got to do.You might feel pain for a season, but be willing to accept that.
Budget effectively, be smart about your budget, have a backup plan, have some savings in the pot, be smart about your spending, but know that you have options to navigate something new. So that's the end of this first episode.
I really just wanted to sit down and have a candid chat.Next episodes will be, of course, a little different.We're going to have some great guests on.We're going to have amazing conversations.They're going to be inspiring.
They're going to be looking at wealth from a holistic perspective.And I'm hoping that we are going to give you guys inspiration into the new year.So thank you for joining us. Make sure you subscribe on YouTube.
You follow us on all the podcast platforms and all of that jazz.And we will see you soon.
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