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Episode: Elizabeth Warren: The Election Day Convo Everyone Needs

Author: Glennon Doyle and Audacy
Duration: 00:57:21

Episode Shownotes

360. Elizabeth Warren: The Election Day Convo Everyone Needs On this important Election day, we’re honored to welcome Senator Elizabeth Warren. She explains why, if you’re voting with your wallet—thinking about your grocery bills, medical bills, childcare costs, rent or mortgage, elder care, or student loans—your vote should go to

Kamala Harris and Tim Walz. Discover: The real reason egg prices are so high (it’s not just inflation) + Harris’s plan to lower the cost of food The top three ways Kamala Harris will address the housing crisis VP Harris’s approach to investing in childcare, paid family leave, and eldercare Why healthcare alone is a reason to vote: what’s at stake if Kamala wins—or loses More on Senator Warren: Elizabeth Warren, the senior Senator from Massachusetts, is a fearless consumer advocate and one of the nation’s leading progressive voices, fighting for big structural change that would transform our economy and rebuild the middle class. Before becoming the first woman ever elected to the Senate from Massachusetts in 2012, Elizabeth led the fight to create the Consumer Financial Protection Bureau, an agency established in the aftermath of the financial crisis to protect consumers from predatory financial practices. Elizabeth lives in Cambridge, Massachusetts, with her husband Bruce and their golden retriever, Bailey. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Summary

In 'Elizabeth Warren: The Election Day Convo Everyone Needs', Senator Elizabeth Warren emphasizes the critical financial issues facing middle-class families as they approach Election Day. She discusses how Wall Street exacerbates the housing crisis by purchasing single-family homes, making ownership unattainable for many. Warren outlines Kamala Harris's aim to construct three million new housing units while addressing price fixing in rentals. Additionally, the episode highlights essential topics like the need for consumer protection in the mortgage industry, investment in childcare and family leave, and the impact of healthcare policies, particularly the Affordable Care Act, on family well-being. Overall, Warren argues that voting for candidates prioritizing everyday Americans is crucial for addressing these pressing economic concerns.

Go to PodExtra AI's episode page (Elizabeth Warren: The Election Day Convo Everyone Needs) to play and view complete AI-processed content: summary, mindmap, topics, takeaways, transcript, keywords and highlights.

Full Transcript

00:00:00 Speaker_00
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00:02:23 Speaker_05
Oh, what a joy to be with you and to be on your porch with you.

00:02:26 Speaker_01
I'm so glad that you all invited me to do this. I really am. And I'm so glad we're doing this on election day. I'm wearing my get out the vote pink.

00:02:33 Speaker_05
We're wearing our get out the vote camo. I saw the camo pod squad. You are hearing this conversation on election day. Election day is a sacred day to be an American.

00:02:48 Speaker_05
to have the blessing and duty and right to cast our vote, to have our voice heard in our democracy. And this election day is monumental because our democracy stands in the balance.

00:03:02 Speaker_05
And on this day, other than you, there is no one else we would rather be with than the one and the only Senator Elizabeth. She was warned. She was given an explanation. Nevertheless, she persisted warrants. What a fabulous intro.

00:03:22 Speaker_05
I feel like that should be your only bio for the rest of the week. Just that.

00:03:26 Speaker_05
Today we are talking about why if you are voting solely based on the economy, your personal economy that you feel in your grocery bills, your medical bills, your childcare costs, your rent or mortgage, your care for your aging parents, your student loans, your vote should be for Kamala Harris and Tim Walz.

00:03:46 Speaker_05
Because in contrast to Trump's plan, which promises to reduce every billionaire's taxes by $3.5 million and increase every family of four's taxes by $2,600, Kamala Harris's plan is for the everyday folks who are just trying to make it from here to the end of the month.

00:04:08 Speaker_05
Senator Warren has made her life's work serving and protecting the middle class, everyday Americans, from predatory schemes of billionaires. Senator Warren, thank you for being here. We adore you, and we are so grateful for you.

00:04:22 Speaker_01
Oh, I love you. And I'm so, so glad always to spend time with you. But there really is something special about our doing this on election day.

00:04:31 Speaker_02
That's right.

00:04:32 Speaker_01
Because this is the day when we have the power, when we make the decision. And let's just be blunt here. Women or friends of women, are going to make all the difference in this election. We get ourselves out there and vote.

00:04:47 Speaker_01
We get our friends out to vote. We're going to be the ones who are going to matter here. So let's dig in.

00:04:54 Speaker_05
That's right. That's right. Okay. So first of all, Senator Warren, Dr. Amos Wilson said, if you want to understand any problem in America, you need to focus not on who suffers from it, but who profits from it.

00:05:08 Speaker_01
Nicely done.

00:05:10 Speaker_05
Who Senator Warren is profiting from the crushing costs of rent and mortgages in this country and what will Kamala Harris do? to make being able to afford a home possible for American families?

00:05:23 Speaker_01
Oh, so fabulous. I am so glad you started with housing. Because if we can, let's just lay a little foundation on this. Let's do it. You know my work, you've already said. All of my life has been about middle-class families.

00:05:38 Speaker_01
Housing is right at the heart of that. The number one way that middle-class families build wealth in America is to buy a house. And they live in it over time. It appreciates. And the mortgage does not go up.

00:05:51 Speaker_01
And that's what steadies them and really gives them opportunity. It's why, when you look at the data, the difference between homeowners and non-homeowners is enormous.

00:06:00 Speaker_01
Number one retirement plan in America, pay off your house, live on your Social Security. Number one way that middle class families leave wealth to the next generation and give them a boost

00:06:12 Speaker_01
is grandma and grandpa are lucky enough to be able to stay in that house to the end or nearly the end, and the house goes to the next generation, or at least the money from it. OK, so housing is like the whole center.

00:06:25 Speaker_01
It's the single biggest expense that families incur. Mortgage or rent is the biggest monthly cost they have. So look at the situation we've got with housing right now, and that is there's just not enough. This is econ 101.

00:06:43 Speaker_01
The number of human beings living in the United States, number of families is all good. It's been going up over the last 40 years. But the number of housing units, homes, but it could be condos, could be apartments, just hasn't risen at the same level.

00:07:00 Speaker_01
It's only gone up a tiny little bit. And that gap is what drives prices up. Now, what happens in that space is, you've said it exactly right, let's follow the money, is that Wall Street, unfortunately, has discovered housing.

00:07:18 Speaker_01
And so these investors put together a pool of money. And when they put together a pool of money, it's not like you and me putting a pool of money together. We are talking in the hundreds of millions. And they send their agents out.

00:07:35 Speaker_01
and they're buying up single-family homes all across America, making cash offers. Try competing with that.

00:07:42 Speaker_01
They come in, they're buying up these houses, taking them off the market for purposes of being able to rent, to buy, and they make them into rental housing. Yeah.

00:07:55 Speaker_01
So, and as if that's not enough to put a squeeze on the housing market, there's a second thing going on. And this is an outfit called Real Page. Now, let's do a little law about price fixing. If you and I are selling dishware,

00:08:14 Speaker_01
We can't get together and say, so what are you charging? Well, this is what I'm charging. How about we both decide to charge 10% more? It's flatly illegal. It's called price fixing in America. It's a big NO.

00:08:25 Speaker_01
And in fact, it's so bad you could actually go to jail for it. So I mean, this is really serious. You can't do this. So you've got a lot of landlords in a big city.

00:08:36 Speaker_01
this outfit called Real Page has come along and said, you all don't have to talk to each other, just everybody talk to me. And then I'll tell you what the rents should be.

00:08:48 Speaker_01
They got all of this, not public information, but private information, like what are you spending and exactly how many square feet are there? And what is the condition of the bathrooms? And right, they got all the information.

00:09:00 Speaker_01
And then they start jacking up the rents all across the country. So think about a family that doesn't yet have a home or a family that's hoping to move from that little starter that they started out with.

00:09:15 Speaker_01
Maybe she had gotten it early on, and now she's married, and now they have a kid, and they want to move to the three-bedroom or four-bedroom. Think about that family. They're competing when they try to buy.

00:09:28 Speaker_01
Plus, the rent payments are jacked up, right, for any family that doesn't yet have a home. That's the market you're going into right now.

00:09:39 Speaker_01
So you want to understand why nobody who doesn't already have a nice big house is getting squeezed by this housing market? There's the answer. And understand, everything I've just described, oh yeah, it's in San Francisco and New York and Boston.

00:09:56 Speaker_01
But it's also in Springfield and Akron and, you know, medium-sized towns, small towns, towns in the Midwest, towns in the South, it's everywhere. Okay, so what are you going to do about it? Answer from Donald Trump, not a damn thing.

00:10:14 Speaker_01
Let the rich guys get richer, right? Let those real page guys just continue to help jack up the rent. So if you don't already own a house, good luck to you because you're going to get squeezed on the rent side and never have any money.

00:10:29 Speaker_01
Yeah, it's a feudal system. Yeah, that is the message of the Donald Trump approach. And frankly, the Republicans in the Senate go right along with the Republicans in the House.

00:10:41 Speaker_01
And that is help run this country to make it work better for those who are already rich. And listen, I'm just telling you, it's election day. If you're already really rich, those are your guys. They're there for you.

00:10:56 Speaker_01
What does Kamala Harris want to do about this? OK, so Kamala has a great plan on this.

00:11:01 Speaker_05
Is it a concept of a plan, Senator Warren?

00:11:03 Speaker_01
Is it a concept of a real plan? Oh, good. Yeah. Not the concept of a plan. So here's her plan. First one is beat back the Wall Street boys.

00:11:14 Speaker_01
So what she wants to do, and we've already got a bill laid out to do this, is to beat back private equity that's coming into your neighborhood and buying up houses and turning them into rental properties so that you don't have a chance to buy a home.

00:11:32 Speaker_01
So it's to beat those guys back. Second thing Kamala Harris is doing is that she says, I'm going to have an FTC, Federal Trade Commission, out there with somebody in charge like Lena Kahn, another tough, strong woman.

00:11:47 Speaker_01
Lena Kahn, she's going after these real page folks that are One would argue there's evidence that they're price fixing to beat them back. OK, so that's the second way you get help. But the third one goes back to that econ 101.

00:12:04 Speaker_01
We just don't have enough housing. So Kamala's got a plan to build three million new housing units across America. This is housing for first time homebuyers.

00:12:18 Speaker_01
housing for apartment renters, housing for people who want to move from the little one to the bigger one, and including even housing for seniors. So seniors can get out of those bigger houses and move to something that's more appropriate for them.

00:12:34 Speaker_01
So the whole idea is we get more housing built And when we do that, those prices come down. Now, for example, just to put some hard numbers behind this, I've been working on this plan for a long time.

00:12:49 Speaker_01
Independent economists have looked at it and said right off the top, it would lower rents. by about 10%. So think about that, who are trying to save money. It's huge. So you knock out the price fixers, that's gonna help on rents.

00:13:07 Speaker_01
And then you build more housing, that's gonna help on rents. And that's gonna help, look, some people are gonna stay renting, that's fine, because that's what's right for them, they're moving around, that's where they are in their lives.

00:13:20 Speaker_01
But for some people, renting is just until I can save up the money so I can get into a house. So bringing down those rental costs, big, big deal. Yes. But most of all, there will be more housing available

00:13:36 Speaker_01
for you, for your family, more housing of every kind. Housing in big cities, housing in little towns, individual homes, condos, all the different ways we think about housing because we need more, more, more.

00:13:53 Speaker_04
It's such a perfect, I'm sorry, sister, were you gonna say something? No, I was just gonna say that's the first time I've ever understood it. Yeah.

00:13:58 Speaker_04
And also, we just sold a house and the agents told us, well, we have this one offer and then we have this other offer. It's a bunch of guys from a financial place. And I was like, what are you talking about? It's a bunch of guys.

00:14:11 Speaker_04
But I didn't know that that's what it was.

00:14:14 Speaker_01
That's what it was. So you're envisioning Wait, five guys are going to move from Wall Street to live in our four-bedroom house? What exactly is going on here? And the answer is, you just look like an investment to them. And they're doing this at scale.

00:14:33 Speaker_01
I mean, understand this. This is not just one-off. This is happening everywhere around America. They're changing the whole opportunity to build wealth.

00:14:45 Speaker_03
Yeah, and this is why I think it's important to... There's so many of us who look to these billionaires as if they know the answers to how to solve life's problems.

00:14:58 Speaker_03
And when we see some of these CEOs of these private equity firms who are backing Donald Trump, this is the exact reason why.

00:15:07 Speaker_03
Not because they believe in him as a person, because they think that they know that if they don't choose the one who's going to make it a 10% plus or positive, then that would be really bad for their company.

00:15:22 Speaker_01
Yeah, no, you got it exactly right. Because what Donald Trump is promising to the rich guys, and by the way, he refers to it, he tells them, he says, you're gonna be so happy with me. He says this to his, these are his words, richest hell donors.

00:15:36 Speaker_01
He's saying, you're gonna be so happy because he's gonna cut taxes, that leaves them with more money, and not gonna regulate. In other words, you guys wanna run a scam to do price fixing and squeeze

00:15:52 Speaker_01
everybody else in America on what they're paying for rent. He's cool with that because the rich guys, right, are all going to go around bumping shoulders and making themselves richer and richer and richer. So gross.

00:16:06 Speaker_05
It's such a. good way to start this conversation because when you go make an offer on a house, and I mean, my husband and I did it four or five times before an offer was accepted, you think, oh my gosh, it's me versus another family.

00:16:22 Speaker_05
It's me versus another person. And it's not in any of these areas. It is you versus the rich, rich people who are being subsidized by the system. Jeff Bezos pays at a lower tax rate than a teacher, a public school teacher.

00:16:41 Speaker_05
These people are not even getting to the place where they're getting fairly. And this isn't just a plan.

00:16:46 Speaker_05
I mean, you, I would love for you to talk just a little bit before we move on to the next area of the economy about, you were so critical after the financial crisis in getting

00:16:57 Speaker_05
justice and changing policy for these families who were cheated and then their houses were foreclosed and then the billionaires got away with it. And you work so closely with Kamala Harris, who worked so damn hard to get those bad guys to pay back

00:17:17 Speaker_05
the individual families in California for what they did to them. Can you just talk, just give us a little taste of what that was? Cause she took some heat even from the other attorney generals who were like, just sign it. It's fine. It's good enough.

00:17:30 Speaker_01
Yeah. So let me set the stage for you. Remember what had happened is again, the wall street boys had figured out, Oh, wait a minute. There are all these people, remember, they started with people who already own their homes.

00:17:45 Speaker_01
There are all these people who own their homes and they have a lot of equity in their homes because they've paid down their mortgages over the years. They've literally sent people around starting in black neighborhoods.

00:17:57 Speaker_01
knocked on doors and said, we could refinance your home, give you some money to repair the roof, and bring down your monthly payment.

00:18:08 Speaker_01
What they didn't describe is, and there are gonna be all these huge closing costs that are gonna be put into it, and at the end, you're gonna owe a lot more money than you owe, and your payment is down for two years, but at the end of two years, it's gonna go through the roof, and you're gonna lose your house.

00:18:26 Speaker_01
And that is literally what happened. And there were no laws to stop this. It was all deeply wrong, but perfectly legal was how this started. So this is where I got into the fight and said, look,

00:18:41 Speaker_01
You can't buy a toaster in America that when you plug it in has a one in five chance of burning your house to the ground. We have something called Consumer Product Safety Commission. You can't do that.

00:18:53 Speaker_01
And yet somebody can get you to sign a mortgage that has a one in five chance of costing you your home. And they don't even have to tell you that. Much less, I mean, they can do this. So I was arguing, we need a Consumer Financial Protection Bureau.

00:19:11 Speaker_01
We need to put a cop on the beat. People thought it was, no, that's never going to happen. Then the crash came, no surprise, and about six million people lost their homes. And Congress passed the Consumer Agency.

00:19:25 Speaker_01
It's now the Consumer Financial Protection Bureau. President Obama asked me to come to Washington, and he says, set up the agency. So I'm loving this. I'm in Washington. And the attorney generals are now dealing with the fallout from this.

00:19:39 Speaker_01
So this is 2011. We've just gotten in. And they're dealing with all these foreclosures. So the banks cheated people, and now they want to be able to foreclose against their homes. And they want to bail out. That's right. And they want to.

00:19:51 Speaker_01
But let's be clear, they already have their bailout. They not only wanted their bailout, they still wanted to squeeze families. They still wanted to be able to repossess these homes.

00:20:02 Speaker_01
So the attorneys general have around the states have basically signed off and said, OK, we'll take some money because we think they broke some fraud laws here and there.

00:20:12 Speaker_01
And here comes this new young Attorney General, Kamala Harris has just been elected in California. She and I end up on the phone and Kamala basically says, hey, they broke the law. They're going to have to pay for it.

00:20:28 Speaker_01
And the other AGs are saying, oh, we need that money for other things and filling potholes and so on. And Kamala said, no, you guys do what you want to do, but I am going to protect the people of California, her job.

00:20:44 Speaker_01
And the bank said, well, then we're not going to do any deal at all. And she stared him down and said, fine, don't do any deal at all. We'll see in court. Two weeks go by, nobody answers.

00:20:55 Speaker_01
The attorneys general are furious with the other guys around the country. There are couples supporting her, but basically she's standing there alone.

00:21:02 Speaker_01
She's like, you know, a tree out in the middle of the golf course, you know, while the thunderstorm is going on. And by golly, they caved.

00:21:13 Speaker_01
And they gave more money around the country, but particularly to California, the people she was responsible for taking care of. And they put a whole lot more money, around $20 billion more, into California.

00:21:28 Speaker_01
And just a little side note, you remember Katie Porter? Of course. Yeah. Katie Porter became the person who was in charge.

00:21:36 Speaker_01
Kamala put her in charge of watching to make sure the money got spent on behalf of consumers and didn't get sucked up somewhere else into the system. Isn't this a great story?

00:21:46 Speaker_05
It's so good. She had her whiteboard. She was like, I'm making sure this money goes where it should go.

00:21:51 Speaker_01
Katie was fab. So that's how I first got to know Kamala. And the two things I took away from that, one is Kamala's tough. Do not underestimate that woman. But the second is she is absolutely clear on who she fights for.

00:22:13 Speaker_01
And when the big banks said, we are giant banks. We have billions of dollars. We are corporate CEOs. She just wasn't very impressed. And she said, yeah, but my job is to watch out for the homeowners of California that you cheated.

00:22:31 Speaker_01
And you got to come to the table on this and make that right. And To me, that kind of set the whole table for my knowing Kamala. Remember, I'm setting up the agency. When I decide to run for the Senate, Kamala endorses me right away.

00:22:49 Speaker_01
When Kamala decides to run for the Senate from AG, I endorsed her right away. We worked together for the period we overlap in the Senate, but I really saw her as someone who is clear on her values, and her values are government needs to work

00:23:07 Speaker_01
for middle-class families. It needs to work for people who are just trying to put it together from here to the end of the day. It's already doing fine for the billionaires. They'll be okay. And if they have to pay a little more in taxes, you know what?

00:23:23 Speaker_01
They'll still have enough money to make the grocery bill and rent. They'll be okay. But that families, working people, they need a government on their side. And that's why I'm in this fight for Kamala.

00:23:39 Speaker_01
That's why today is such an important day for her and for all of our families.

00:23:55 Speaker_05
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00:26:05 Speaker_04
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00:27:17 Speaker_05
Speaking of families and government doing its job, the U.S. ranks an abysmal, really humiliating, 35th out of 37 richest countries in terms of our investment in childcare and family leave in proportion to GDP.

00:27:37 Speaker_05
And we are the only country on that list, the only one that does not provide paid family leave to new parents. That's right. is very much reminding me of another quote, which is Jessica Kalarkos.

00:27:49 Speaker_05
When she said other countries have social safety nets, the U S have women. What does the economy of childcare and family leave look like under a Kamala Harris administration? And what does it look like under a Trump administration?

00:28:05 Speaker_01
Okay. Under a Trump administration. Let's start there. The only plan is to let the private equity, remember private equity that moved in and housing? This will make you feel better. They're moving into childcare. Oh, Jesus Christ. Oh, Jesus.

00:28:23 Speaker_05
But I thought that J.D. Vance said childcare was warfare on normal people. That's right, that's right. They're gonna let them wage the war on us?

00:28:29 Speaker_01
They're gonna let them wage the war. Okay, okay. That's exactly right. And squeeze more money out of families that need childcare. That's the deal. So that's their child care plan. Stay at home.

00:28:44 Speaker_01
And if you go out into that marketplace, it's like with the housing. You're not just competing with other home buyers. You're actually doing battle with Wall Street on some of them. Now, there are still lots of small ones. That's not the case.

00:28:56 Speaker_01
But the point is they're invading the area now and trying to buy them up. Kamala Harris's plan is to say, look, we invest together in our children. It's the best investment we can make. What's wrong with you guys?

00:29:11 Speaker_01
No country becomes a richer country by shortchanging its children. And this is exactly what the United States has done for all this time. So I think of it this way. We invest in infrastructure, roads, bridges, broadband now, right? Why do we do that?

00:29:30 Speaker_01
So everybody can participate in the economy. We make those investments I help pay with my taxes for an interstate highway system, even though I'm not going to probably drive on every mile of it, you know, not even on half of them.

00:29:46 Speaker_01
But you do that, all of us do, because it makes us all richer, because everybody can now get to work. And that helps us create a more vibrant economy. For mamas and daddies who wanna go to work, childcare is infrastructure.

00:30:03 Speaker_01
And in the same way we invest in those roads and bridges, we need to invest in childcare. We need to invest in paid family leave so that mamas can stay and daddies can stay home with those babies.

00:30:17 Speaker_01
And I'm gonna hit one more in here because Kamal is pushing on this and that is, Many folks are now taking care of an elderly parent, an elderly relative. Also, we need to make it possible to do that, just a little help, a little respite care.

00:30:36 Speaker_01
It turns out that a lot of people can keep a beloved parent at home if they could just get 15 or 20 hours a week, just sometimes, sometime when they can go off and work, sometime when they can go shop, sometimes when they can do the things they need to do.

00:30:52 Speaker_01
All of that is about investing in us so that we can help make this country a richer country, but also so we can build economic security for ourselves and our families. That's Kamala's plan. And by the way, it's a plan that's fully paid for.

00:31:13 Speaker_01
We can do this. Oh, drum roll, please.

00:31:16 Speaker_01
Brrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr

00:31:29 Speaker_01
But that's the whole point, is that we have choices to make here. And one of the things that happens, it's why I keep going back to the tax stuff, is that we tend to take the taxes all by themselves.

00:31:42 Speaker_01
And all the billionaires get up and they say, oh, but we are the job creators, we did this, we did that, or you wanna take away money from us, I gave to charity. Some of them even go on TV and cry. You know, you remember my,

00:31:57 Speaker_01
beloved mug of billionaire tears. But they make it as this is all we're talking about. That's all we're going to talk about is taxes, taxes, taxes. But remember, this is really a choice.

00:32:11 Speaker_01
As a nation, as a people, as a democracy, we can say, you know what? I really do want to invest in billionaires. I want them to keep every nickel they can squeeze out from the real estate market, from the child care market. I want them to keep it all.

00:32:26 Speaker_01
That's one decision. That's Donald Trump. Or you can say, whoa, whoa, whoa.

00:32:33 Speaker_01
I want those guys to pay more in taxes so that we can pay for the investments we need in childcare, in paid family leave, in at-home care for seniors, so we can invest in a stronger America, a stronger middle class.

00:32:55 Speaker_01
That's how we will build real prosperity. In a democracy, on a day like this, election day, that's exactly what we get to decide. You want to invest in the billionaires? Go for Trump. You want to invest in America's middle class? Go for Harris.

00:33:14 Speaker_05
It's also just not even intellectually honest. I feel like what people hear is lower taxes and they assume probably what you would assume is, okay, I will also get those lower taxes.

00:33:25 Speaker_05
But when they say lower taxes, they say lower taxes, and then they have little tiny print and they say, just for those 14 people. But isn't the Trump plan to totally eliminate the child tax credit? So that goes away.

00:33:36 Speaker_05
So they're saying lower taxes, except for y'all.

00:33:39 Speaker_01
except for y'all. That's exactly right. It's lower taxes for the billionaires and it's higher costs and actually higher taxes. You're just going to pay them differently.

00:33:51 Speaker_01
You're going to pay them sales taxes, higher taxes for the overwhelming majority of Americans. It's such a bad deal. That's the part that really just makes my head explode on this. This is a bad deal.

00:34:08 Speaker_01
This is a deal that says the rich and powerful get richer and more powerful. And that's not just an abstraction. That literally touches your family. It touches your family. Yeah.

00:34:20 Speaker_05
It touches your family. And you talked about elder care and just the costs of caring for our people. And I would love to talk about the economies in our homes of medical bills, medical insurance, all of that.

00:34:34 Speaker_05
This is a huge cost to us for ourselves, for our children, for our parents.

00:34:38 Speaker_05
Can you talk about what that also looks like under both administrations, including the foreboding sense about the Affordable Care Act and what that will mean to us on day one? OK, so let's do a couple of parts to this.

00:34:54 Speaker_01
First, let's start with the Affordable Care Act. Great. OK, because this is, boy, talk about a contrast. Remember that in the four years that he was president, Donald Trump did two things, three things.

00:35:08 Speaker_01
He got an extremist Supreme Court that overruled Roe versus Wade. He got tax cuts for billionaires, mostly soaked up by millionaires and billionaires. And he tried and failed by one vote to get rid of the Affordable Care Act.

00:35:25 Speaker_01
Why would that touch your family? Why would you care? The Affordable Care Act does a couple of things that are really important. They make sure, in effect, everybody can have access to insurance in one form or another.

00:35:38 Speaker_01
Yeah, it costs a lot of money, but everybody gets access. There are federal subsidies. Now, understand there are some states where the state won't permit that to happen. But by and large, that's what the ACA is doing.

00:35:50 Speaker_01
Second thing the Affordable Care Act is doing is it says no discrimination against anybody with a pre-existing condition. So anybody who's listening to us who's ever had a baby that the doctor thought, did he

00:36:04 Speaker_01
hear a heart flutter or not, who's been told by her doctor that she has a thing that needs to be watched, bang, you are now in pre-existing condition world. And especially anybody with diabetes, right, heart, any kind of thing.

00:36:19 Speaker_05
Even mental health, cancers, anything.

00:36:21 Speaker_01
Cancers, you've ever been treated for, even if you're years, years past it. The Affordable Care Act says you cannot be discriminated against. So you just get put in the pool with everybody.

00:36:32 Speaker_01
Oh, by the way, women of childbearing age, they used to discriminate against women of childbearing age because you might have a baby and that costs money. Right.

00:36:42 Speaker_05
Senator, can you say what you mean when you say discriminate against? What does that actually mean? Charge you more money. Right.

00:36:51 Speaker_01
Or deny you altogether. Or deny you altogether. Or just say, you know what, ladies, not you. People who've had any diagnosis of cancer, not you. People with diabetes, get out of here. That's the law if we don't have the Affordable Care Act.

00:37:13 Speaker_01
And so right now we have the Affordable Care Act. So everybody gets in the insurance pool, the costs get spread. That's where we are today. Donald Trump has said He's coming for the Affordable Care Act again.

00:37:26 Speaker_01
And just in case you missed it, the Speaker of the House right now, the Republican in charge says, oh, yeah, we can get the votes lined up right now so that this time we're going to get rid of the Affordable Care Act. If that happens,

00:37:42 Speaker_01
that will mean your family either could lose its insurance altogether, or pay a ton more for insurance, or have insurance that says, oh yeah, you've got insurance, but if you're doing any of those things like having babies, forget it, we're gonna exclude you.

00:38:02 Speaker_01
If you have to have treatment for cancer, we're gonna exclude you on that, and they will be permitted to do that. That's the Trump plan. The Harris plan and the Democrats is to say, no, we're keeping the Affordable Care Act.

00:38:19 Speaker_01
That's the base level that we want to do. And in fact, we want to put more into it to help bring down premium costs for people. But there's a second issue on the table, and that's the one about paying for prescription drugs.

00:38:36 Speaker_01
So let's talk about that one for just a sec. Because again, the contrast is terrific. You've seen this. The cost of drugs is just crazy. It's just out of control.

00:38:45 Speaker_01
And even if you have insurance, it's nuts because they're doing such high co-pays on it because the prices are so high. Donald Trump, Republicans say, yeah, so where's the problem?

00:38:59 Speaker_01
Because after all, the bazillionaire companies are making a lot of money out of this. Do you know they're actually, they identify how many drugs today make at least a billion dollars in sales. And they just have this long list of drugs.

00:39:16 Speaker_01
Those are known as blockbuster drugs, okay? And who's paying for that? You're paying for that, right? Okay, so the Donald Trump view on this is just let them do whatever they want to do.

00:39:28 Speaker_01
What Harris is saying on this is, whoa, whoa, whoa, wait just a minute. First of all, we need to bring down the cost of the prescription drugs. And we've already got some of these in place.

00:39:40 Speaker_01
Medicare is now able to negotiate the cost of prescription drugs. First 10 came in this year, another 10 next year, then it goes to 15, 15, then it goes to 20, 20, until we get it all done.

00:39:53 Speaker_01
So we're kind of on the very first part of the slope to start negotiating the price on prescription drugs. Why does this matter to you? It matters to you because now it's pressure on the drug companies to start bringing these prices down.

00:40:07 Speaker_01
It also matters to you because now for seniors, and this is your mom and dad,

00:40:13 Speaker_01
They don't have to pay more than $2,000 out of pocket in an entire year, no matter how much they spend on drugs, including heart medications and blood pressure medications and cancer medications. They won't have to do that.

00:40:28 Speaker_01
In other words, reducing costs, reducing costs, reducing costs down at the family level. That's the key part of what Harris wants to do. What Trump says is he will repeal that. He will get rid of that.

00:40:43 Speaker_01
That particular provision I'm talking about on negotiating drug prices is something the Democrats passed when Joe Biden was in the White House and we had Democratic control of the House and the Senate. So we passed that in 2022.

00:40:56 Speaker_01
That's why it's just now coming into effect. And Trump just says, we're getting rid of that. We don't want to do that anymore. So your parents will go back to paying whatever they pay.

00:41:08 Speaker_01
And the drug companies will go back to charging whatever they want to charge. And that's going to be a real smack in the face to a lot of middle class families. So there's another difference. on the healthcare front.

00:41:26 Speaker_01
There are other tools, another one's called march-in rights, that the FDA can use, Health and Human Services can use. If a drug is, there's not enough competition and the prices are too high, the federal government help pay to produce that drug.

00:41:45 Speaker_01
We've taken a lot of this research. We come in and say, look, either lower the price or the federal government's going to put out a contract to manufacture this stuff and sell it more like a generic. So there are other tools.

00:42:00 Speaker_01
Trump, you don't want to use those tools because they will cost the billionaires money. And the billionaires know that. That's why they're signed up. That's why they're out there saying, take another hundred million dollars in this election cycle.

00:42:15 Speaker_01
But Harris says she's going to use those tools. She started using them already, and we're going to use it to help bring down the costs on prescription drugs.

00:42:26 Speaker_05
And to put like a very concrete number on this, these are the same policies that Dems took

00:42:34 Speaker_05
insulin prices where people were paying hundreds and hundreds and hundreds of dollars a month, some people going without insulin and dying because of it, capping that at $35. Proof it works. Exactly right. Proof. Proof it works. It's beautiful.

00:42:52 Speaker_05
And also, if you're home and you're in our generation like this, where you're thinking about all these things, taking care of your parents, taking care of your kids, or getting older, the Affordable Care Act is the act that allows your children, when they graduate from college, when they go out into the world, to stay on your insurance until they're 26.

00:43:10 Speaker_05
Yes. The prior world, that wasn't the case. They could not stay on your insurance as adults. Like this is what is allowing you all to launch your kids into the world in a very difficult time to be launched into the world.

00:43:25 Speaker_01
Boy, you hit that one right. The importance of that little piece of the safety net. that our kids stay on mom's insurance policy all the way until they're 26 is huge. This is when people are just getting started, right? This is when you're out there.

00:43:42 Speaker_01
This is when getting a job may be a little bumpy or you decide it's taking a little longer to make it on through school or you want to try to go back to school. This is when that bit of protection is powerfully important.

00:43:57 Speaker_01
And without the Affordable Care Act, it's just gone. And those kids are out there flying without a net. So God forbid they get sick. God forbid they're in an accident. God forbid something goes wrong and that kid's life is destroyed financially.

00:44:15 Speaker_01
Even if they can heal physically, it is destroyed financially before it ever starts.

00:44:21 Speaker_02
Yep.

00:44:21 Speaker_01
So this is why we've got to hang on to the Affordable Care Act. You know, I just got to say on health care alone, that's a reason to get out and vote. Yes. That one alone. It just all by itself is a reason to say I am voting on behalf of my family.

00:44:36 Speaker_01
I'm voting on behalf of taking care of the people I love, my children, my elderly parents. I care, and that's why I'm going to the polls, and for people who've already gone to the polls, reminding everyone today is a day to volunteer.

00:44:53 Speaker_01
You go down to the local Democratic office and say, hey, do you need somebody to help drive folks to the polls? Do you need somebody to sit here on the phone and run through the lists and make sure that

00:45:04 Speaker_01
Mrs. Jones and Mr. Adams have actually gone ahead and voted, and they have a planned vote by the end of the day. Do you need somebody to go pick up pizza so the other volunteers can stay here and keep working?

00:45:17 Speaker_01
So it's about voting, but it's also about, you know, give that extra 10%. Today is a special day in history. We don't get these opportunities that often. And let's face it, a lot of times the elections are not going to be that close.

00:45:35 Speaker_01
They're not, you know, it's not going to be that tight. But this time it is. And what's on the line this time is not an abstraction. It's whether or not your kids will be covered by insurance.

00:45:50 Speaker_01
It's whether or not you're actually going to have a chance to buy a house or to move to a little bigger house, to have a housing market where your neighbors are also people who are buying homes instead of stuck in the cycle of renting because some Wall Street boys figured out they could squeeze a profit out of it.

00:46:10 Speaker_01
Those economic, the playing field on which you will be running for the next many, many years will be decided in this election today.

00:46:32 Speaker_03
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00:46:49 Speaker_03
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00:47:04 Speaker_03
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00:47:20 Speaker_03
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00:48:57 Speaker_05
Senator Warren, can we just hit one last piece of the economy? And that is the very basic, I am bringing food into my house. The cheese used to be $3 and that cheese is $14. Like along this theme of

00:49:14 Speaker_05
The people, this mysterious group of billionaires who is profiting from this, tell us what is happening with the price gouging. Tell us what Kamala Harris will do about that because cheese isn't $14. Okay.

00:49:30 Speaker_01
So what's gone wrong here? How did this happen? Let's go back to the pandemic.

00:49:35 Speaker_01
Okay, before the pandemic, you know, we watch prices increase, and sometimes you roll your eyes in the grocery store, but it was pretty steady, about 2%, and wages were keeping up at about the same level. So everything's going along pretty steady.

00:49:49 Speaker_01
Then the pandemic hits. And prices go up. Why do they go up? Well, supply chains get really cranky and shipping gets really, really hard all at once. And by the way, right in the heart of this, Russia invades Ukraine.

00:50:05 Speaker_01
And so access to basic grains and some of the things that go into our food products get tangled up. Okay, so big tangle, prices go up over a two-year period.

00:50:18 Speaker_01
Prices go up about 14%, which, whoa, they've been going up at 2% a year, so that's a pretty big deal. Corporations look around and say, hmm, everybody's talking about price increases.

00:50:32 Speaker_01
This is an opportunity for us to increase our prices, not just to pass along that 14% over two years, but this is a chance for us to really boost our profits. So instead of raising prices a little bit, let's raise them a whole bunch.

00:50:50 Speaker_01
Let's just lard it on. And when anybody asks us what happened, say, whoa, it was inflation, right? How do we know that's what they did? How do we know? Look at the numbers. Two-year period, 14% increase in inflation. 75% increase in corporate profits.

00:51:14 Speaker_01
And where did it occur the most? It occurred everywhere where there's not much competition. So it occurred in eggs, it occurred in cheese, it occurred in grocery stores themselves.

00:51:27 Speaker_01
Because even though you may think there are several grocery stores, they're all owned by one conglomerate. They're basically just a couple of conglomerates out there running through the names of these grocery stores.

00:51:39 Speaker_01
So the companies figured out, and they did, they got rich over this. And by the way, you don't even have to take my word for it. Every quarter, these corporate CEOs have to go on what's called an earnings call.

00:51:54 Speaker_01
And they actually have to say, here's what happened in the last quarter. Here's the outlook for our business. And if they don't, by the way, it's a violation of law. If they don't tell the truth, they can actually get in trouble for it.

00:52:06 Speaker_01
These corporate CEOs went on these earnings calls and bragged.

00:52:10 Speaker_01
They said inflation has been really good to us because it has given us cover to get out there and juice our prices far more than passing along the cost increases that we have from inflation.

00:52:27 Speaker_01
And people say to me, sometimes, you'll hear on like these business channels, oh, you just think corporations all of a sudden got greedy? And I say, no, I think they've always been greedy. What happened is they saw an opportunity.

00:52:40 Speaker_01
That's exactly right. And they seized that opportunity. And here's the best part. Once one company seized it, others looked over and said, ooh, me too. And that's what's pushed prices up. OK, so what can you do about it? Answer, Donald Trump, nothing.

00:52:57 Speaker_01
Nope, zip, got nothing to say about price gouging. Kamala Harris says, I'm going after the price gougers. She did it as an attorney general. I met her on housing, but by the way, she used the California price gouging laws.

00:53:15 Speaker_01
37 states have price gouging laws in America, red states and blue states. Texas uses them, Florida uses them to say uh-uh-uh on prices, but they can only do it on local stores. Right.

00:53:28 Speaker_01
So what we need now is we need a law at the federal level that says we're going to go after these price gougers. It's one thing to pass along costs. Everybody understands it. I understand how cheese might go from three dollars to

00:53:44 Speaker_01
3.25, 3.30, okay, that'd be 10%, right? $3.45, but it's not $14, right? That's where we're just gonna say, you don't get to do this, guys. So Kamala Harris, A, has a plan, Trump does not. But B has the courage to back it up.

00:54:06 Speaker_01
And this goes back to my stories about having known her for 14 years. She stood up on housing. She stood up on price gouging. She says, I'm not running to be president to be president to help the billionaires.

00:54:21 Speaker_01
I'm running to be president to help your family. for the people.

00:54:27 Speaker_05
Yep. Yep.

00:54:28 Speaker_04
I just want to say that this interview with you has clarified for me and I want the pod squad to hear that this is about two ideas. Okay. This is Kamala versus Donald, but this is also about two ideas.

00:54:42 Speaker_04
And when you feel viscerally the idea of a bunch of rich men reaching in to make decisions about your body, that's what we're talking about here.

00:54:53 Speaker_04
It's also those rich men making decisions about your grocery cart, those rich men making decisions about your babies, those rich men making decisions about the medicine that your family needs.

00:55:06 Speaker_04
This is about whether we will say yes, we will be your grounds to make more money. When Tim Walz says, mind your own business, hear that we are their business. Our lives are their business.

00:55:20 Speaker_04
They are harvesting our lives, and our bodies, and our babies, and our food, and our medicine.

00:55:27 Speaker_04
And this election is about whether we will say no, you cannot have our babies, you cannot have our bodies, you cannot have our food, you cannot have our medicine, no, or yes, we surrender to you. Billionaires, we surrender to you or we will not.

00:55:45 Speaker_04
And so if you are sitting at home and you are thinking you do not make a difference, Go to the polls and say, no, you cannot have our babies. No, you cannot have our bodies. So that you can look at yourself in the mirror tomorrow.

00:55:59 Speaker_04
And if you are someone who is sitting at home and is already voted, and you are so scared and nervous, please use that energy. Do not sit in front of the TV and watch. Go. Go listen to Elizabeth Warren. Go to the headquarters. Say, use me. Use this energy.

00:56:14 Speaker_04
Because the opposite of despair is connection. Go get connected. Get activated. Do not sit home tonight. This is about our lives and our babies and saying no or surrendering. Wow.

00:56:30 Speaker_03
That's perfect. Senator Warren, thank you for just all of your service. Yeah. All of it.

00:56:39 Speaker_01
And thank you because this is service. You're watering democracy right now. So it has a chance to grow. and to nourish us all. So thank you for all you do.

00:56:53 Speaker_05
I know this is about the country and about service, but we would be remiss to not say that we had the honor of sitting in that glorious auditorium at the DNC and watching you get up.

00:57:09 Speaker_05
And as soon as you stood up, you could feel the nation's gratitude, women's gratitude for you, standing up like that tree for us for so many years, unmoving in that storm. And you have been doing it for so long and we are better for it.

00:57:30 Speaker_05
We are smarter for it. We persist because of it. So thank you very much. I love you. We love you so much. We're so grateful for you. Thank you. Thank you.

00:57:42 Speaker_04
Okay, pod squad, go. Go vote. If this podcast means something to you, it would mean so much to us if you'd be willing to take 30 seconds to do these three things. First, can you please follow or subscribe to We Can Do Hard Things?

00:58:06 Speaker_04
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00:58:17 Speaker_04
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00:58:27 Speaker_04
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00:58:38 Speaker_04
We Can Do Hard Things is created and hosted by Glennon Doyle, Abby Wambach, and Amanda Doyle in partnership with Odyssey.

00:58:45 Speaker_04
Our executive producer is Jenna Wise Berman, and the show is produced by Lauren LaGrasso, Allison Schott, Dina Kleiner, and Bill Schultz.