5 Ways to Achieve a ‘Rich Life’ & Change Your Mindset from Scarcity to Abundance AI transcript and summary - episode of podcast On Purpose with Jay Shetty

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Episode: 5 Ways to Achieve a ‘Rich Life’ & Change Your Mindset from Scarcity to Abundance

Author: iHeartPodcasts
Duration: 00:25:39

Episode Shownotes

What does a "rich life" mean to you? Do you focus more on what you have or what you lack? Today, Jay will redefine what it truly means to live a "rich life." While society often equates wealth with material possessions and financial success, Jay challenges this narrow definition and

explores how richness can also encompass time, energy, relationships, and inner fulfillment. Drawing on personal experiences, historical insights, and anecdotes from his conversations with inspiring figures like Kobe Bryant and Tom Hanks, Jay illustrates how people can find peace and purpose by focusing on what genuinely matters. He also addresses the pitfalls of tying happiness solely to financial success, emphasizing that it’s not money itself but our mindset—whether driven by envy, ego, or gratitude—that shapes our sense of abundance. Jay further unpacks our personal definitions of wealth. Are we in a season of prioritizing career growth, family, love, or personal development? He explores how life’s richness comes from aligning with our true values and fully embracing the priorities that resonate most in each phase of life, without guilt or external judgment. In this episode, you'll learn: How to Define Your Rich Life How to Shift to an Abundance Mindset How to Find Purpose Beyond Money How to Focus Your Energy for Growth How to Live Authentically and Fully Richness isn’t about how much you have but how deeply you experience life. Prioritize what matters, invest your energy where it counts, and trust that each step you take toward alignment with your values brings you closer to a truly abundant existence. With Love and Gratitude, Jay Shetty What We Discuss: 00:00 Intro 02:39 How Do You Define Wealth? 06:59 What You Do Becomes Your Identity 10:26 How to Create a Rich, Abundant Mindset? 11:46 The Difference Between Resume and Eulogy Virtues 17:01 How Do You Spend Your Time and Energy? 19:46 Looking at Richness Beyond Money 22:47 The Five Regrets of the Dying See omnystudio.com/listener for privacy information.

Summary

In this episode of 'On Purpose with Jay Shetty,' Jay challenges traditional definitions of wealth, advocating for a broader understanding of a 'rich life' that encompasses time, energy, relationships, and inner fulfillment. He emphasizes that richness is subjective, urging listeners to reflect on their personal definitions of wealth rather than conforming to societal standards. Key points include the importance of aligning life's pursuits with individual values, distinguishing between resume and eulogy virtues, and focusing on enriching experiences. Ultimately, true wealth stems from how we engage with life, with a strong emphasis on an abundance mindset.

Go to PodExtra AI's episode page (5 Ways to Achieve a ‘Rich Life’ & Change Your Mindset from Scarcity to Abundance) to play and view complete AI-processed content: summary, mindmap, topics, takeaways, transcript, keywords and highlights.

Full Transcript

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00:03:12 Speaker_02
No one says I love money, but everyone agrees that they appreciate what money brings them. Peace of mind, diminished anxiety. Most of us are rightly worried about what will happen in the future.

00:03:23 Speaker_02
And if nothing else, money gives us the false confidence to believe that what happens, good or bad, will probably be okay. But absent the concept of money, what else can rich mean? What does it mean, for example, to live a rich life?

00:03:36 Speaker_03
The number one health and wellness podcast. Jay Shetty.

00:03:39 Speaker_02
Jay Shetty. The one, the only, Jay Shetty. Hey everyone, welcome back to On Purpose. I'm Jay Shetty, and as always, I'm so grateful you're taking the time to be with me here for our latest episode.

00:03:56 Speaker_02
If you've been listening recently, you know we've had some incredible guests, incredible workshops for our Fridays, and it just keeps getting better.

00:04:06 Speaker_02
Whenever any of you tell me, when I bump into you, that you've been listening, you've left a review, that you're enjoying and appreciating the guests and the conversations, I truly appreciate the depth of what you share with me.

00:04:18 Speaker_02
So if you ever see me, let me know. It means the world to me, and I'm so grateful to have you here. Today, as we talk about this theme of defining wealth,

00:04:28 Speaker_02
defining success, not chasing and pursuing the things that other people are important, but actually focusing on the things that we believe are a priority, living our lives on our terms, focused and fixated on our goals that are truly ours.

00:04:49 Speaker_02
When someone tells me their dream, the first thing I ask them, if their dream is really their dream? Or is it their mothers or fathers, their sisters or brothers, their family members, their teacher in school, whatever it may be?

00:05:04 Speaker_02
So many of us use our time chasing a dream that isn't even ours. And in order to take us on this journey today, I want to ask you a question. And when I ask you this question, a lot of you may see it as a simple matter of math.

00:05:21 Speaker_02
And the question can be easily answered by plugging it into Google or ChatGPT. The question is, who's the richest man in the world? Now, it's probably safe to say that most of us define the word rich in exactly the same way. Money.

00:05:38 Speaker_02
Who has the most assets or resources or stuff? Who has the greatest number of houses around the world, a supercar collection, maybe horses, artwork, wine collection, swimming pools, tennis courts, whatever it may be. Maybe they own a football team.

00:05:55 Speaker_02
Now, if you go online, the answer comes up at once.

00:05:58 Speaker_02
Right now, in the latter part of 2024, when I'm recording this, the richest man in the world is the tech entrepreneur Elon Musk, who owns X, which used to be known as Twitter, and companies like Tesla, SpaceX, and Starlink.

00:06:14 Speaker_02
If online estimates can be believed, today Elon Musk has a net worth of $263 billion. billion dollars.

00:06:25 Speaker_02
Others on the richest man in the world list, which is heavy on fortunes derived from technology, are in second place Jeff Bezos, the founder of Amazon.com, with $224 billion.

00:06:40 Speaker_02
And down the list, Larry Ellison of Oracle, Bill Gates, the founder of Microsoft, and Mark Zuckerberg, the founder of Meta. But today, I want to challenge us to look at wealth and richness through a different lens.

00:06:52 Speaker_02
Now, I've never been the one to say money doesn't buy happiness. I think money can solve lots of problems. And I actually believe that learning to manage, invest, and grow our financial stability is a really important skill.

00:07:06 Speaker_02
And we have other episodes with experts on the show about that. But today, I really want to focus on this idea of how we define wealth. what we think of as rich. And the truth is, rich is personal.

00:07:20 Speaker_02
Two years ago, the financial services firm Charles Schwab conducted a survey of 1,000 Americans from 21 to 75. What does it take to be considered wealthy or rich, respondents were asked.

00:07:34 Speaker_02
When the results were crunched, the somewhat random answer came in at around $2.2 million. Now, why that particular figure?

00:07:44 Speaker_02
No one has a clue, especially since the net worth of the average American household is approximately $120,000, all of which goes to show that if your net worth exceeds $120,000, you may not be rich in the sense of having $2.2 million, but you're better off than most of your fellow Americans.

00:08:05 Speaker_02
Now, why even ask this question? Partly because in the US, at least, we live in a culture that's preoccupied with the making, spending, and sometimes flaunting of money.

00:08:16 Speaker_02
One of the greatest privileges of being able to work, live, and travel abroad is the recognition that what we assume to be universally true is in fact more of a function of where you grew up and where you live.

00:08:29 Speaker_02
As listeners to this show, you know I was born in London, lived in India for some time while I was a monk and across the UK during that time, and moved to the US nearly a decade ago. It's been around eight years now.

00:08:41 Speaker_02
One of the first things I noticed is that in America, one of the most common questions I was ever asked is, what do you do for a living? And it's really interesting. If you think about it, all of us at an event are asked, what do you do?

00:08:55 Speaker_02
What do you do for work? Our work has become our identity. Right? What we do as our career has defined our personalities. But if you look at around the globe, asking another person what they do for a living might be actually a bit more rare.

00:09:11 Speaker_02
And we might find that bizarre because we don't even know of a place like that. Cultures like Scandinavia are intensely private to the point where entering an elevator and saying hello to the other passengers is seen almost as personal trespass.

00:09:25 Speaker_02
Now, I'm not proposing one or the other. I'm making the point as to how much our identity gets wrapped up in the work we do. I remember having the fortune of sitting down with the late Kobe Bryant.

00:09:37 Speaker_02
And what I was amazed by was that he was an athlete who was at peace in retirement, which is very rare because naturally so much of your identity becomes about playing the sport. It becomes about being known as one of the best athletes of all time.

00:09:53 Speaker_02
But he was able to detach and disconnect from that and create a new identity. I had the fortune of interviewing Tom Hanks recently, just a couple of weeks ago on the podcast. And what I sensed from him was that he was peace in his career.

00:10:07 Speaker_02
And yes, you could say he's had a largely successful career. Of course he has. He's had a phenomenal career. But it was also that he wasn't hanging on to it. He wasn't chasing it. There was a peace around him. And that's what I was trying to understand.

00:10:20 Speaker_02
What's the difference between someone who achieves and has peace? So it's almost like someone who achieves and receives peace versus someone who achieves and then just needs to keep achieving. And what do we define as an achievement?

00:10:36 Speaker_02
So has rich always been linked to money is a really interesting question to look at. And the answer is yes. And it goes all the way back to the Middle Ages.

00:10:45 Speaker_02
The original old English word, rice, spelled exactly like the carbohydrate, led to the word rich. Even back then, rice referred directly to how much money a person had, and was also connected to power, strength, and high social status.

00:11:03 Speaker_02
So from early on in our evolution as humans, there has been a strong link between money, power, rulership, and the attendant high regard of others. Arguably, the same is true today.

00:11:15 Speaker_02
Now, what I'm interested in this episode to do is not to discourage you from having financial ambitions. I don't believe that that's the point.

00:11:24 Speaker_02
What I've realized, actually, is that it's not whether you have something or don't that makes you happy when it comes to material, physical things. It's what you don't have. So for example, if you have money and envy, that will ruin you.

00:11:38 Speaker_02
If you have money and ego, that will ruin you. If you have money and a lack of gratitude, that will ruin you. And if you have money and no envy, that's beautiful. If you have money and no ego, that's beautiful.

00:11:52 Speaker_02
If you have money and gratitude, that's incredible. So what I found over time that the missing link wasn't about the material thing, it was about the emotional part of the experience of having or not having that thing.

00:12:06 Speaker_02
That quality, that attribute is what transformed how we felt. Okay, I am so excited about this because we've got the first ever merch drop for On Purpose. It's finally here.

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00:13:00 Speaker_02
So today what I want to explore is different ways in which we can be rich, different ways in which we can be wealthy, because I really believe that part of it is creating an abundance mindset. That's what this episode is really about.

00:13:14 Speaker_02
How do we create a rich, abundant mindset as opposed to this scarcity mindset? The poverty in our mind is contagious, right? So how do we change that?

00:13:29 Speaker_02
Experience has always taught me that no matter who you are, humans want to feel a sense of contentment, a sense of ease in their lives. They seek a sense of purpose, which they often find in their work, and they seek social bonds and love.

00:13:42 Speaker_02
If you're a man whose biological goal it is to provide for and protect your family, your happiness can derive from the job you do and the positive feelings you derive from making sure your loved ones are safe and attended to.

00:13:55 Speaker_02
But let's also be very clear, money, even though no one likes to talk about it, matters. Money's important. No one says, I love money, but everyone agrees that they appreciate what money brings them. Peace of mind, diminished anxiety.

00:14:10 Speaker_02
Most of us are rightly worried about what will happen in the future. And if nothing else, money gives us the false confidence to believe that what happens, good or bad, will probably be okay. But absent the concept of money, what else can rich mean?

00:14:23 Speaker_02
What does it mean, for example, to live a rich life? A few years ago, I read a wonderful article in the newspaper where the writer spoke about the difference between resume virtues and eulogy virtues.

00:14:37 Speaker_02
In the first category are those abilities and credentials that people bring to their workplace. And in the second category are those qualities that people discuss and get emotional about and remember once you're gone.

00:14:50 Speaker_02
These are known as eulogy virtues.

00:14:53 Speaker_02
And while there may occasionally be some overlap between the two, it's striking that in the second category are the words such as honest and loyal and a good friend and a loving husband and parent and a great number of our community.

00:15:09 Speaker_02
But as the article I read pointed out, if we focus exclusively on our resume virtues, there will inevitably come a time in our lives when we begin feeling a little bit hollow. As though we've missed the point of life.

00:15:22 Speaker_02
This was what it was all about all along? Getting another promotion? Earning a bigger paycheck? Staying at high-end hotels?

00:15:30 Speaker_02
Suddenly, you consider friends of yours who maybe haven't made the same investment in their careers as you have, who've lived quieter, steadier lives, filled with children, good meals, the occasional vacation, and the effort to make a difference in the worlds they inhabit.

00:15:45 Speaker_02
Maybe they haven't won an award. Maybe they haven't come close to earning millions of dollars, but they've lived a rich life as well, learning, growing, and being. This isn't, again, to discourage you.

00:15:57 Speaker_02
It's to say, what parts of your wealth do you want to expand? What parts have you not invested in? Rich then has a lot to do with the choices we make about what has meaning and what doesn't. What does it mean to lead a rich and meaningful life?

00:16:14 Speaker_02
It's a question nearly everyone confronts at some point in their own journey, and one that great thinkers and philosophers have been wrestling with since the beginning of time.

00:16:23 Speaker_02
Even asking this question is a positive step, as it gives us space from what the world appears to define as having meaning. Example, behaviors, habits, and rituals that lead only to accumulation of economic growth.

00:16:36 Speaker_02
You may ask yourself, who am I and why am I doing what I'm doing in this life? Is this something I love doing? If it isn't, then what do I want to do instead? What was I put here for?

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00:18:21 Speaker_02
Some psychologists define meaning as being about coherence and purpose, the understanding we have of our lives and the direction where we hope they're going.

00:18:31 Speaker_02
Others argue that significance is just as important as coherence and purpose, that we need to have a sense of our lives intrinsic value. But regardless of what you believe, meaning and the search for meaning will always be a personal endeavor.

00:18:45 Speaker_02
There are no right answers. The way I found meaning in my life may not be how you find meaning in yours. That doesn't mean that one is better or worse. This isn't a competition. And there are no prizes awarded at the end.

00:18:57 Speaker_02
It just means that meaning and the search for meaning is an individual as people are. That said, a rich and meaningful life tends to have a few things in common.

00:19:06 Speaker_02
The first is that it involves passion, caring deeply about what you do for a living or even the hobbies in your life.

00:19:13 Speaker_02
Making and sustaining strong social relationships is another important factor, as there is a connection among the strength of our friendships, our sense of belonging, and our perception that our lives are full and meaningful.

00:19:26 Speaker_02
Finally, there's our overall positivity. The more positive our mood and the more we feel in control of our environments will also enhance our sense of meaning. Sometimes life can seem challenging and overcoming problems can seem impossible.

00:19:41 Speaker_02
But when you focus on your problems, it can keep you from seeing the good in your life. One thing that helps me when I need a change in perspective is acknowledging the small wins in life.

00:19:50 Speaker_02
I encourage my team to pay attention to small wins because it helps them see positive outcomes and the steps that they're achieving on the road to a bigger goal.

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Let me give you another way to look at the richness of life. As humans, we're all given two things, time and energy. We use both to foster experiences and create social interactions in our lives.

00:23:00 Speaker_02
Time, in varying measures, is one of the foundations of being born and of being human. It's when our personal clock starts ticking. We all know we have time, we just don't know how much or when that time will run out.

00:23:15 Speaker_02
If we're privileged to be in good health and we live at an era in a culture where life is relatively peaceful, chances are good that we will live a normal lifespan, which today in the US at least is 80 years for women and nearly 75 years for men, averaging out between the two sexes at 77 years.

00:23:35 Speaker_02
We're also given energy or vitality, physical and mental power, the capacity to engage in work, and to exert ourselves. Together, time and energy form the basis of every one of our lives.

00:23:48 Speaker_02
What does it mean then when we ask ourselves, who's the richest man in the world?

00:23:52 Speaker_02
And of course ultimately who's the richest person in the world only focused on the male gender for the perspective of asking this question but what makes us feel the richest.

00:24:02 Speaker_02
We've talked about money we've talked about qualities but it leaves us with the greatest gift it's how we use our time and energy someone can be time rich. because they have lots of time. We often talk about feeling time poor these days.

00:24:15 Speaker_02
We're running from meeting to meeting, running from this to that. So we're time poor and maybe money okay, but what about being time rich? That's a value. What about being energy rich? We take care of our energy, we manage our energy.

00:24:29 Speaker_02
I want us to expand our definition of rich so that time and energy are also there just like money.

00:24:37 Speaker_02
According to one survey, we'll spend 28 years of our lifetime sleeping, 15 years engaged in work, 13 years relaxing, 7 years performing everyday household chores, 5 years socializing, and 4 years eating and drinking.

00:24:54 Speaker_02
Over the course of an average lifetime, we'll work a dozen jobs and interact with roughly 80,000 people. Our heart will beat 2.92 billion times, or 100,000 beats a day. And our eyes will blink 420 million times, or around 5.3 million blinks per year.

00:25:05 Speaker_02
We'll take 672 million breaths and walk roughly 63,000 miles. That's what it means to be alive. And it's so important that we figure out how we want to use that time alive.

00:25:32 Speaker_02
So let's really look at richness as beyond money when we're thinking about our lives and think about, is this a year where I want to be wealthy in travel? Is this a year where I want to be wealthy in experiences?

00:25:47 Speaker_02
I remember speaking to a friend the other day and he was like, The last couple of years, I haven't made as much money as I usually do." And I said to him, but you fell in love. You found the greatest wealth of all.

00:25:59 Speaker_02
You found a life partner that you've proposed to, you're going to get married to. What an incredible investment. And I think it's a really interesting thing that we have to think about where it's like, there are going to be seasons in our life.

00:26:13 Speaker_02
Some seasons are all about financial growth. Some seasons are all about family growth. Some seasons are all about relationship growth.

00:26:22 Speaker_02
And I think what makes our life hard and complicated is either when we're trying to do all of them all at once, or we feel bad that we're prioritizing one, right? There's a feeling that when we're prioritizing

00:26:38 Speaker_02
our financial health and our financial wealth, that with some way we feel guilty that we're not investing in the other things. And guess what? It takes away the joy from building your financial position.

00:26:52 Speaker_02
And then when you're spending time with friends and family, you're then feeling guilty that you're not building your company. And so what we do is we actually let our internal state be clouded by shame and guilt for what we're focused on.

00:27:05 Speaker_02
So I'm here to remind you, let's take away that shame and guilt. Let's take away that judgment. Let's focus in on the real thing. The real growth, right? Let's focus in on going, okay, what season am I in? What year am I in?

00:27:23 Speaker_02
Is this a year where I'm really focused on my career? Or is this a year where I'm really, really focused on my family? Or is this a year that I really need to focus on love?

00:27:32 Speaker_02
And I think so many of us are trying to do everything all at the same time that we don't achieve anything and then we feel worse.

00:27:38 Speaker_02
And I think often we're made to feel guilty and judged for focusing, for prioritizing, but we all know it's so hard otherwise. What have you ever achieved when you weren't focusing?

00:27:51 Speaker_02
I know there was a part of my work that I kept trying to outsource for the last few years. It's been something I'm really passionate about, but I haven't had the time because I've been working on so many other things.

00:28:02 Speaker_02
In the last 12 months, I decided to put so much more focus on it. And all of a sudden, it was transformative. it shifted, it moved. And so if we don't move our energy towards something, it won't move.

00:28:18 Speaker_02
And if we're trying to equally, perfectly divide up our energy across a couple of areas, across a couple of things, we recognize that that's all we're going to ever get back from it. That's all we're ever going to get back from it.

00:28:34 Speaker_02
Now when you look at Bronnie Ware's beautiful book about the five regrets of the dying, she says they are, I wish I'd had the courage to express my feelings. Tell them.

00:28:47 Speaker_02
If you've got someone that you need to open your heart to this week, you want to open your heart to, tell them. The second is, I wish I'd stayed in touch with my friends. Call that person. Reach out. Don't hold back.

00:29:07 Speaker_02
The third is, I wish I'd lived a life true to myself, not the life that other people expected of me. That's what I was talking about earlier. What is rich for you? Define rich, define wealthy, define wealth this year.

00:29:21 Speaker_02
Don't be pulled and pushed around by the opinions of others. The fourth is, I wish I hadn't worked so hard. And I think that's a challenging one because we all have to work to survive.

00:29:33 Speaker_02
I think we'll all feel that way, but I also want to give us grace to not have that regret and recognize some of us may have felt like we had to, we needed to.

00:29:43 Speaker_02
And the fifth is, this is the more important side of it, I think, I wish I'd allowed myself to be happier. It's so beautiful. I wish I'd allowed myself to be happier. How could you be happier today?

00:29:56 Speaker_02
How could you be richer today because you choose to be? You allow yourself to be. How could you be more abundant today because you choose to be? You allow yourself to be. How could you be wealthier today because you choose to be? You allow yourself to be.

00:30:09 Speaker_02
You look in that direction You look in that direction, you amplify that, you bring it to life. I'm so grateful for your time and energy today.

00:30:20 Speaker_02
I hope this leaves you feeling lighter, richer, wealthier, recognizing that there is so much wealth in your life. And I hope it allows you to create more financial wealth as well with that abundance mindset. Take care of yourselves.

00:30:34 Speaker_02
Remember, I'm forever in your corner and always rooting for you.

00:30:37 Speaker_02
If you loved this episode, you'll love my conversation with Dr. Joe Dispenza on why stress and overthinking negatively impacts your brain and heart and how to change your habits that are on autopilot. Listen to it right now. How many times

00:30:53 Speaker_01
Do we have to forget until we stop forgetting and start remembering? That's the moment of change. No one cares how many times you fell off the bicycle if you ride the bicycle now. You ride the bike.

00:31:05 Speaker_02
Sometimes life can seem hard and tough to navigate, but what may seem like the smallest tasks such as getting out of bed or even brushing your teeth should be celebrated as a win. And State Farm is here to help you celebrate all your wins.

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Starting the journey to feeling great every day means adding some mindfulness to your daily routine, like taking a breather with quick meditation, nurturing your mind with positive affirmations, and looking after your mental wellness.

00:31:54 Speaker_02
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00:32:29 Speaker_03
This podcast is supported by BetterHelp, offering licensed therapists you can connect with via video, phone, or chat. Here's BetterHelp Head of Clinical Operations, Hesu Jo, discussing who can benefit from therapy.

00:32:44 Speaker_04
I think a lot of people think that you're supposed to be going to therapy once you're like having panic attacks every day.

00:32:51 Speaker_04
But before you get to that point, I think once you start even noticing that you feel a little bit off and you can't maintain this harmony that you once had in relationships, That could be a sign that maybe you want to go talk to somebody.

00:33:03 Speaker_04
There's always a benefit in talking to someone because we can all benefit from improved insight about ourselves and who we are and how we behave with other people.

00:33:13 Speaker_04
So if you're human, that's like a good indicator that you could benefit from talking to somebody.

00:33:18 Speaker_03
Find out if therapy is right for you. Visit BetterHelp.com today. That's BetterHelp.com.